1 1. CONTEST PERIOD: The Ultimate Home Reno Contest THIS CONTEST IS OPEN TO CANADIAN RESIDENTS ONLY AND IS GOVERNED BY CANADIAN LAW The Ultimate Home Reno Contest (the Contest ) begins on Tuesday, September 2, 2014 at 12:00:01 p.m. Eastern Time ( ET ) and ends on Friday, October 31, 2014 at 12:00:01 p.m. (ET) (the Contest Period ). 2. ELIGIBILITY: Contest is open to all legal residents of Canada who have reached the legal age of majority in their province/territory of residence at the time of entry, except employees, representatives or agents (and those with whom such persons are domiciled, whether related or not) of RBC Insurance Inc. (the Sponsor ), its subsidiaries, affiliates, prize suppliers, advertising/promotion agencies and any entity involved in the development, production, implementation, administration, judging or fulfillment of the Contest (collectively, the Contest Parties ). 3. HOW TO ENTER: NO PURCHASE NECESSARY. To enter, go to (the Website ) and follow the on-screen instructions to obtain the Official Contest Entry Form (the Entry Form ). Fully complete the Entry Form with all required information, which requires you to: (i) enter your full name, complete mailing address (including postal code), telephone number and home and auto insurance expiration dates (ii) agree to be contacted to by an RBC Insurance Home & Auto representative, and (iii) signify your agreement that you have read and agree to be legally bound by the terms and conditions of these Official Rules and Regulations (the Rules ). Once you have fully completed the Entry Form with all required information, follow the on-screen instructions to complete your entry (the Entry ). To be eligible, your Entry must be submitted and received within the Contest Period. All eligible Entries submitted and received during the Contest Period will be entered into the random prize draw. There is a limit of two (2) Entries per person permitted during the Contest Period: (i) the initial entry for successfully filling out and submitting the Entry, and (ii) an additional entry will be granted for participants who select the Share on Twitter button on the thank you page and then click the post to twitter button to share the prepopulated message on twitter using their personal twitter account explaining the entrant has entered the contest and pointing followers to the contest site. For greater certainty and the avoidance of any doubt, you can only use one (1) name to enter the Contest. If it is discovered by the Sponsor (using any evidence or other information made available to or otherwise discovered by the Sponsor) that any person has attempted to: (i) obtain more than two (2) Entries per person during the Contest Period (other than sharing once on Twitter in accordance with the Rules); and/or (ii) use (or attempt to use) multiple names, any automated, macro, script, robotic or other system(s) or program(s) to enter or otherwise participate in or disrupt this Contest; then he/she may be disqualified from the Contest in the sole and absolute discretion of the Sponsor. Your Entry may be rejected if (in the sole and absolute discretion of the Sponsor) the Entry Form is not fully completed with all required information and submitted and received during the Contest Period. The Released Parties (defined below) are not responsible for late, lost, misdirected, delayed, incomplete or incompatible Entries (all of which are void). All Entries are subject to verification at any time and for any reason. The Sponsor reserves the right, in its sole and absolute discretion, to require proof of identity and/or eligibility (in a form acceptable to the Sponsor including, without limitation, government issued photo identification): (i) for the purposes of verifying an individual s eligibility to participate in this Contest; (ii) for the
2 purposes of verifying the eligibility and/or legitimacy of an Entry entered (or purportedly entered) for the purposes of this Contest; and/or (iii) for any other reason the Sponsor deems necessary, in its sole and absolute discretion, for the purposes of administering this Contest in accordance with these Rules. Failure to provide such proof to the satisfaction of the Sponsor in a timely manner may result in disqualification in the sole and absolute discretion of the Sponsor. The sole determinant of the time for the purposes of a valid Entry in this Contest will be the Contest server machine(s). 4. THE PRIZES AND APPROXIMATE RETAIL VALUES: Grand Prize: There will be one (1) Grand Prize available to be won consisting of a $25, CAD Home Renovation and a two (2) hour Home Renovation Consultation* with Sebastian Clovis, host of HGTV Canada s Tackle My Reno (the Prize ). The Grand Prize will consist of products, materials and labour costs to perform the Home Renovation. The Home Renovation will be conducted based on the consultation with Sebastian Clovis and the estimate(s) provided by the Contractor(s) and Supplier(s), as determined by the contest winner. The combined value of which may not exceed $25, CAD. In order to perform the Home Renovation, the winner must be able to demonstrate that he/she is the legal owner of the home designated to be renovated. Grand Prize must be accepted as awarded and is not transferable or assignable (except as may be specifically permitted by the Sponsor in its sole and absolute discretion). No substitutions except at Sponsor s sole and absolute discretion. Sponsor reserves the right, in its sole and absolute discretion, to substitute the Grand Prize or a component thereof with a prize of equal or greater value, including the right to substitute the $25, CAD Home Renovation for a $25, CAD cheque payable to the Grand Prize winner. Grand Prize will only be awarded to the person whose verifiable full name appears on the Entry Form. *The Home Renovation Consultation must occur between December 1, 2014 and April 30, 2015, subject to the availability of Sebastian Clovis and the approval of the Sponsor. The Home Renovation Consultation has no cash value and should the Grand Prize Winner refuse the Home Renovation Consultation, no substitution or cash equivalent will be awarded. Execution of the Home Renovation will be based on suggestions from Sebastian Clovis during the Home Renovation Consultation, the written proposal(s) and cost estimate(s) supplied by the selected Contactor(s) and written agreement from the Grand Prize Winner to authorize the purchase of all required materials and installation costs. Purchase authority will be assumed by the independent agency in charge of managing the Contest, as determined by the Sponsor, with any purchased items shipped directly to the Grand Prize Winner s stated place of residence. Grand Prize must consist of materials and/or services available through a registered and licensed Contractor(s). Should shipping charges apply for any selected merchandise, the cost will be applied to the total Grand Prize allowance, which may not exceed $25, CAD. If the total dollar value of the Grand Prize is less than $25, CAD, the difference will not be refunded to the Grand Prize winner and the Grand Prize winner will forfeit such difference. The Grand Prize will not be rescheduled or substituted once materials have been ordered and Contractor(s) estimates have been approved. The Grand Prize winner is solely responsible for all costs not expressly described herein and all personal expenses of any kind or nature not explicitly included in the Grand Prize. Materials used for Home Renovation and Contractor(s) providing installations, must be purchased and contracts must be signed no later than May 20, Home Renovation must be completed October 1, 2015, failing which, the Prize will be forfeited. Secondary Prizes: There will be four (4) Secondary Prizes available to be won, each consisting of Esso gas cards valued at $5, CAD ** (the Secondary Prize ). Secondary Prizes must be accepted as awarded and are not transferable, assignable or convertible to cash (except as may be specifically permitted by Sponsor in its sole and absolute discretion). No substitutions allowed except at Sponsor s sole and absolute discretion. Sponsor reserves the right, in its sole
3 and absolute discretion, to substitute the Secondary Prize or a component thereof with a prize of equal or greater value. Secondary Prizes will only be awarded to the person whose verifiable full name appears on the Entry Form. **Imperial Oil Limited is not a sponsor or co-sponsor of this promotion 5. RANDOM PRIZE DRAW AND WINNER SELECTION: On or about November 14, 2014 (the Draw Date ) in Toronto, Ontario at approximately 2:00 p.m. ET, five (5) eligible entrants will be selected by random draw, from among all eligible Entries submitted and received during the Contest Period in accordance with these Rules. The first entry drawn will be eligible to win the Grand Prize and the subsequent four (4) entries drawn will be eligible for one (1) of the Secondary Prizes. Limit of one (1) prize per person. The odds of winning depend on the number of eligible Entries submitted and received during the Contest Period in accordance with these Rules. The Sponsor or its designated representative will make a minimum of three (3) attempts to contact the selected entrants (using the information provided on the Entry Form) within ten (10) business days of the Draw Date. If a selected entrant cannot be contacted within ten (10) business days of the Draw Date, or if there is a return of any notification as undeliverable; then he/she may, in the sole and absolute discretion of the Sponsor, be disqualified (and, if disqualified, will forfeit all rights to the Prize) and the Sponsor reserves the right, in its sole and absolute discretion and time permitting, to randomly select an alternate eligible entrant from among the remaining eligible Entries (in which case the foregoing provisions of this section shall apply to such newly selected entrant). BEFORE BEING DECLARED A CONFIRMED PRIZE WINNER, selected entrants will be required to: (a) correctly answer a mathematical skill-testing question without mechanical or other aid, to be administered by telephone at a mutually convenient time and date; and (b) sign and return within five (5) business days of notification the Sponsor s declaration and release form, which (among other things): (i) confirms compliance with these Rules; (ii) acknowledges acceptance of the Prize as awarded; (iii) releases the Contest Parties and each of their respective officers, directors, agents, representatives, successors and assigns (collectively, the Released Parties ) from any and all liability in connection with this Contest, his/her participation therein and/or the awarding and use/misuse of the Prize or any portion thereof; and (iv) agrees to the publication, reproduction and/or other use of his/her name, address, voice, statements about the Contest and/or photograph or other likeness without further notice or compensation, in any publicity or advertisement carried out by or on behalf of the Sponsor in any manner whatsoever, including print, broadcast or the internet. If a selected entrant: (a) fails to correctly answer the skill-testing question within the allotted time; (b) fails to return the properly executed Contest documents within the specified time; (c) cannot accept (or is unwilling to accept) the Prize as awarded for any reason; and/or (d) is determined to be in violation of these Rules (all as determined by the Sponsor in its sole and absolute discretion); then he/she may, in the sole and absolute discretion of the Sponsor, be disqualified (and, if disqualified, will forfeit all rights to the Prize) and the Sponsor reserves the right, in its sole and absolute discretion and time permitting, to randomly select an alternate eligible entrant from among the remaining eligible Entries (in which case the foregoing provisions of this section shall apply to such newly selected entrant). 6. CONSENT TO SEND COMMERCIAL ELECTRONIC MESSAGES By entering this Contest, each entrant permits the Sponsor, its agents, promotional agencies, representatives and contest judges to collect the information submitted with your entry and to use it to administer the Contest. If you have also consented to the use of your personal information for marketing and promotional purposes, you agree that the Sponsor may send you offers, promotions and information about its products and/or services. The Sponsor may communicate with you through various channels, including
5 of sale, television, print or online advertising; the terms and conditions of these English Rules shall prevail, govern and control to the fullest extent permitted by law.