Employment Opportunities

Size: px
Start display at page:

Download "Employment Opportunities"

Transcription

1 To apply, please * your cover letter, resume, and UVA Community Credit Union application (for UVA Community Credit Union jobs) or Member Options application (for Member Options jobs), or Members Title & Escrow application (for Members Title jobs) to Human Resources at or fax it to *Special instructions for To better organize our applications and help us avoid unwanted solicitations, please place the words Application for (name of job) in the subject line. For example, to apply for a Teller position, please type Application for Teller in the subject line. Job Openings List Branch Manager Closing Agent (Members Title & Escrow) Commercial Business Development Officer Home Equity Loan Processor IT Help Desk Technician Member Service Representative Mortgage Originator

2 Branch Manager This position directs the daily activities of the branch, including but not limited to coaching staff to utilize sales and service skills to build strong financial relationships with members, developing branch staff to meet and exceed sales and service goals while exemplifying the credit union mission and vision, and managing risk through adherence to established policies and procedures. ESSENTIAL DUTIES AND RESPONSBILITIES Foster and maintain a highly motivated and well trained staff while maintaining effective employee relations. Support hiring efforts of qualified applicants. Lead effective sales and service meetings and related activities for both the Credit Union s consumer and business product lines. Create and maintain a cross selling environment within the branch. Ensure that the branch is in compliance with Credit Union board established policies and procedures for branch operations including credit union internal controls, and federal and state laws and regulations set forth by the National Credit Union Administration and other regulatory agencies. Evaluate the job performance of branch staff to ensure quality of work and service to members. Schedule and cross train adequately to ensure effective branch succession and efficient branch operation. Conduct loan interviews, originate, process and close personal and commercial loans. Monitor branch activity, including number of transactions, volume, teller errors, loan volume, product sales and new accounts. Recommend and monitor budget to management relative to the physical, human resource and other costs of the branch operation. Be the Credit Union representative at community networking events. Conduct outside sales efforts, as required, to bring in new primary relationships, while also maintaining and expanding existing personal and business banking relationships. Maintain established levels of business etiquette including but not limited to Dress Code and cell phone usage to ensure professionalism at these events. Manage the security and safety of the branch. Analyze and monitor security and safety policies and procedures on an on going basis. Ensure that staff receives on going training on security and robbery procedures. Monitor branch operations and appearance to ensure a consistent, professional approach. Appearance and operations include, but are not limited to, adherences to Credit Union branding, dress code, ATM and branch facilities codes, branch staff levels, BVS training requirements, as well internal and external service standards. Assist staff or members in solving complex account problems. Support the Credit Union s participation in the Thomas Jefferson Area Earned Income Tax Credit Coalition and oversee branch related activities. Participate as an active member of management by providing recommendations for operational efficiencies, cost savings, policy and procedures, sales and service, and product enhancements. Manage branch staff. Is responsible for the overall direction, coordination, coaching, training and evaluation of these individuals. Carries out supervisory responsibilities in accordance with the organization s policies and applicable laws. Responsibilities include training employees in sales, service, operational policies and procedures and financial literacy; planning; assigning, and directing work; appraising performance; rewarding and disciplining employees; addressing complaints and resolving problems.

3 PERFORMANCE STANDARDS: The Branch Manager is expected to attain branch goals for consumer and commercial savings, lending, account relationships, transactions, profitability, and service standards as established by senior management. EDUCATION AND/OR EXPERIENCE: Bachelor s degree (B.A.) from a four year college or university; plus three to five years related experience and/or training; or equivalent combination of education and experience. Technically savvy, sales oriented background preferred. Related work experience may substitute for education. Closing Agent Members Title & Escrow LLC, a wholly owned subsidiary of UVA Community Credit Union, one of the largest financial institutions based in Central Virginia and located in Charlottesville, VA, has an immediate need for an experienced Closing Agent. This established title and settlement company serves home buyers and sellers, lenders, real estate professionals, commercial property professionals, builders and others involved in residential and commercial property transactions. In this role, you will conduct real estate settlements, be responsible for all pre and post closing processing; perform disbursements and recordations; assist with general office tasks such as answering phone, greeting members, and filing; and participate in business development activities as needed. KEY RESPONSIBILITIES: Greet customers enthusiastically and professionally, either in person or over the phone, with emphasis on representing the company in a way which builds customer relationships and a positive corporate image Answer customer inquiries in a timely and accurate manner Build and maintain productive relationships with all customers; take responsibility for customer satisfaction and loyalty Participate in department marketing activities which may include attending after hours functions as requested or required Act as liaison with all parties involved in the transaction, e.g. buyer, seller, listing agent, buyer agent, lender, attorney Pre closing: Determine escrow requirements by reviewing and clarifying buyer, seller and lender instructions Obtain clear title by ordering title reports, resolving title defects, satisfying existing liens and encumbrances against property or principals; provide a pro active approach in notifying customers of potential roadblocks or issues Review contract, pre type, prepare and deliver balanced and error free settlement statements Prepare other required real estate documents Prepare and deliver balanced and error free HUD1 settlement statements for lender approval using FHA, VA, and Conventional lending guidelines Gather all file information required to close transaction Prepare and organize lender loan and real estate documents in preferred order and copy for physical presentation

4 Closing: Review lender and real estate closing instructions for closing conditions, endorsements, and disbursement of proceeds Review all closing documents for accuracy in names, address, and legal as outlined Describe closing and lender documents according to Presentation Standards and obtain signatures, collect accurate amount of good funds and satisfy title and lender requirements Post Closing: Claim wires and/or deposit good funds Balance file; disburse funds and documents according to instructions from mortgage company, payoff lender, title and other appropriate parties Proof recording documents for typographical errors, signatures, notary, and/or recognize omission of data; record documents with appropriate state/county agency Resolve all post closing quality reconciliation issues Other Duties: Assist in training new employees Ensure workload is completed in timely manner by securing additional resources if needed Coordinate with assistant in processing functions; establish and maintain a joint filing system for processing efficiency Maintain and manage closing reports to office expectations Identify opportunities for systems improvement Proficient adoption of closing strategies Perform other related duties as assigned by manager; overtime may be required at high volume Commercial Business Development Officer This is a great opportunity for an experienced commercial lending professional to join a talented Business Services team and work with Central Virginia s largest member owned financial institution. Based in Charlottesville, VA., University of Virginia Community Credit Union employs over 170 people in 12 full service branches, 2 student run branches, and 2 administrative locations. In this role, you will develop existing and new relationships with business professionals in the Credit Union s chartered communities (trade area) and support branch staff, and retail / consumer associates to meet the Credit Union s growth goals. KEY RESPONSIBILITIES: Develop and expand member portfolio and develop new business opportunities Underwrite C&I and CRE loan requests Objectively assess credit risks and opportunities and present clear written recommendations to committee Constructively interact with both loan committee and business applicants when communicating credit recommendations and decisions Utilize business network and internal contacts to identify prospective (members) Actively call in market members and prospects to raise brand awareness, obtain leads, and qualify prospects Maintain in depth knowledge of issues that affect the target market Identify opportunities, effectively position other services and products to members and prospects, and introduce associates. Document and follow through on calls and sales opportunities

5 Promote the Credit Union in the business community by attending meetings with local businesses, professionals, and charitable organizations Collaborate with management to leverage the network and ensure member retention Comply with Credit Union operation policies and procedures and Federal and State laws and regulations, including but not limited to the Bank Secrecy Act and Anti Money Laundering Respond to (members) and prospects in a timely, professional manner Respond to, complete, and deliver RFPs to prospects Coordinate and conduct sales presentations Participate in special assignments as necessary Assume additional responsibilities as needed KEY QUALIFICATIONS: Demonstrated record of commercial services productivity and business development in the following areas: o Loan underwriting, closing, and portfolio monitoring o Non credit sales (Discuss) o Consumer referrals Ability to identify and clearly communicate key issues internally and externally Excellent presentation, verbal and written communication, and reasoning skills Uses sound analytics and thought processes to anticipate market needs and issues Demonstrate operational and administrative flexibility in fulfilling Credit Union s mission. Generates new ideas on business development using creative thinking, but with acceptance of / commitment to following established Credit Union policies and procedures Proficient in Excel, Word, financial analysis, and financial statement spreading Preference given to in market candidates with an established client base and loan portfolio in the Orange, Zion Crossroads, Louisa, and Fluvanna regions Ability to consistently meet or exceed goals Enthusiastic, adaptable, and open to guidance on developing best practices Proven track record of productivity and revenue generation Home Equity Loan Processor In this important role, you will provide efficient, timely and accurate processing of home equity loans submitted by loan officers. JOB DUTIES Receive mortgage loan application package from loan officers and ensure completeness, accuracy and the integrity of information submitted Enter all required information into origination system Prepare prelims for settlement agency Prepare title and appraisal orders Gather approval conditions and verify completeness of those conditions Prepare closing packages Communicate with loan officers and members as needed KEY QUALIFICATIONS Strong MS Office skills, specifically Word and Excel Comfortable with computers and the ability to learn banking software Well rounded and effective communication skills

6 Detail oriented and consistently produces error free work Professional appearance and demeanor Able to effectively handle large volumes of information Banking/loan administrative experience is a plus SCHEDULE AND LOCATION Monday through Friday, 8:30 AM 5 PM Berkmar Branch, 3300 Berkmar Drive, Charlottesville, VA IT Help Desk Technician UVA Credit Union has an immediate need for an IT Help Desk Technician to help implement, maintain, and support its technology infrastructure and pc based applications. The technician will focus on help desk administration, hardware and software deployment, and 1st and 2nd tier support for computing hardware, software, and networking systems. Qualified candidates will have 2 years of experience in the following areas: managing support tickets utilizing enterprise ticketing systems; supporting proprietary and standard software applications; supporting phones, network connection, servers, and remote users; and Linux, Windows, MacOS, & VPN, Microsoft Office, and Active Directory. Financial industry experience is a plus. Member Service Representative (MSR) As an MSR, you will provide professional, courteous service to members; open new accounts, certificates, and IRAs; and maintain expert knowledge on all credit union products, services, and current promotions to actively cross sell and make appropriate referrals. This position also requires training as a teller to provide back up as needed. Qualified candidates will be reliable, adaptable, sales oriented individuals who are adept at teamwork and able to use good judgment to satisfy members financial needs and exceed performance goals. ESSENTIAL DUTIES AND RESPONSIBILITIES Greet and welcome members to the credit union in a courteous, professional and timely manner, and provide prompt, accurate and efficient member transactions Maintain up to date and comprehensive knowledge of all credit union products, services, and promotions Maintain up to date and comprehensive knowledge on all related policies, procedures, rules and regulations, including robbery procedures Assist in meeting branch/credit union goals by expanding member relationships through active selling of Credit Union products and services appropriate to member s financial needs Promote, explain, and cross sell credit union products and services, including checking accounts, debit & credit cards, electronic services, consumer loans and business accounts and services Open new accounts for members (i.e. savings, checking, IRAs, Certificates) Assist members with problem solving by listening, collecting information, securing answers and reporting back to member within 24 hours Conduct member outbound telemarketing calls to assist in promotions, goals and meeting member needs Conduct loan interviews

7 Actively participate in community activities Assist Member Service Support as well as perform as a back up teller as needed Maintain adequate supplies for work station and branch displays. Other reasonably related duties as assigned. PERFORMANCE STANDARDS The Member Service Representative is expected to fully understand credit union products and services and be able to assist members by determining needs, solving problems, referring products and services while meeting branch/credit union goals. EDUCATION AND/OR EXPERIENCE: Bachelor s degree from a four year college or university preferred, plus one to three years related experience and/or training; or equivalent combination of education and experience. Technically savvy, sales oriented background required. Related work experience may substitute for education. Mortgage Loan Originator with Member Options, LLC Member Options, LLC is a wholly owned subsidiary of University of Virginia Community Credit Union, one of the largest financial institutions based in Central Virginia and located in Charlottesville, VA. In this role, you will join the team of top mortgage loan originators to help the Credit Union s 65,000+ members meet their home financing needs. Qualified candidates will be service and solutions oriented and licensed with NMLS or license eligible. In addition to a lucrative compensation plan that includes a base salary and numerous other benefits, you will receive a full infrastructure for loan origination that includes the following: a private office in one of our branches promotions and advertising to help grow your business a personal page on our website, which includes a completely integrated, state of the art online application and LOS system a dedicated back office to process and close your loans Ideal candidates will have a professional appearance and excellent communication skills, and be organized, highly self motivated, and knowledgeable in all the major conventional and government loan programs. Knowledge of the latest guidelines and regulatory requirements and the upcoming compliance changes is a must. You also must be willing to travel between local branches, visit real estate offices and attend or lead local professional and educational meetings as needed. EOE

AIB BANK FINANCIAL MANAGEMENT DIPLOMA

AIB BANK FINANCIAL MANAGEMENT DIPLOMA AIB BANK FINANCIAL MANAGEMENT DIPLOMA This diploma is designed for individuals who are involved in the financial management of their bank, including junior officers up through CEOs, CFOs and other senior

More information

2015 Northwest Financial Industry Salary Survey

2015 Northwest Financial Industry Salary Survey JOBS SURVEYED... 1. Branch Banking 1.01a Teller - Entry 1.01b Teller - Intermediate 1.01c Teller - Senior 1.03b Universal Banker - Intermediate 1.03c Universal Banker - Senior 1.06 Customer Service Representative

More information

Chemical Bank Career Descriptions

Chemical Bank Career Descriptions Chemical Bank Career Descriptions Department: ebanking In the ebanking Department, we manage the daily operations of our electronic banking products as well as being the escalated support center for all

More information

Major Responsibilities:

Major Responsibilities: Job Title: Senior Relationship Manager Unit / Department: Commercial Banking Execute strategies to meet business targets set by the bank Manage and grow a portfolio of clients who need financial services

More information

MIROMAR TITLE COMPANY, LLC. Best Practices Manual

MIROMAR TITLE COMPANY, LLC. Best Practices Manual MIROMAR TITLE COMPANY, LLC Best Practices Manual January 1, 2016 Table of Contents Company Organization Introduction of Best Practices Pillar One Licensing Pillar Two Escrow Account Controls Pillar Three

More information

We have a plan to make yours easier. The Citizens Guide to Construction-to-Permanent Financing

We have a plan to make yours easier. The Citizens Guide to Construction-to-Permanent Financing We have a plan to make yours easier. The Citizens Guide to Construction-to-Permanent Financing Table of Contents How it works 3 Getting started 4 The construction-to-permanent loan process 5 The construction

More information

Table of Contents. Table of Contents... 1. Chapter 1 Introduction... 4. 1.1 Goals and Objectives... 4 1.2 Required Review... 5 1.3 Applicability...

Table of Contents. Table of Contents... 1. Chapter 1 Introduction... 4. 1.1 Goals and Objectives... 4 1.2 Required Review... 5 1.3 Applicability... ... 1 Chapter 1 Introduction... 4 1.1 Goals and Objectives... 4 1.2 Required Review... 5 1.3 Applicability... 5 Chapter 2 Accountability and Monitoring... 6 2.1 Internal Controls... 6 2.2 Monitoring Underwriters...

More information

ABA Bank Financial Management Diploma

ABA Bank Financial Management Diploma ABA Bank Financial Management Diploma This diploma is designed for individuals who are involved in the financial management of their bank, including junior officers up through CEOs, CFOs and other senior

More information

Park Side Federal Credit Union POSITION DESCRIPTION

Park Side Federal Credit Union POSITION DESCRIPTION Park Side Federal Credit Union POSITION DESCRIPTION POSITION TITLE: Loan Officer DEPARTMENT: Lending CLASSIFICATION: Non-Exempt APPROVED BY: Human Resources REPORTING RELATIONSHIPS POSITION REPORTS TO:

More information

POSITION DESCRIPTION

POSITION DESCRIPTION POSITION DESCRIPTION Position Title: FLSA: Ag/Business Banker Exempt POSITION SUMMARY Establishes and builds relationships with Ag and Business customers, providing advice and financial expertise in support

More information

Current Position Range Knowledge, Skills and Abilities Experience Years

Current Position Range Knowledge, Skills and Abilities Experience Years Current Position Range Knowledge, Skills and Abilities Experience Years Executive Assistant 4 Sr. Executive Assistant 5 Finance & Reporting Systems Mgr 10 Learning Assistant 4 Legal Specialist 6 Loan Closing

More information

TEMPORARY EMPLOYEE CLASSIFICATION LEVELS

TEMPORARY EMPLOYEE CLASSIFICATION LEVELS TEMPORARY EMPLOYEE CLASSIFICATION LEVELS A. Loan Purchaser Minimum Qualifications and Examples of Tasks and Equipment and Software Used 1. Education: Graduation from an accredited high school or possession

More information

Contact Information Type Company/First Name Last Name Email Phone Title Ownership Ind Sparky Doodle john@comergence.com 5555555555 100%

Contact Information Type Company/First Name Last Name Email Phone Title Ownership Ind Sparky Doodle john@comergence.com 5555555555 100% Application Information Application Type Closed Loan Seller Appying To Matador Mortgage Corp Account Executive Marky Mark Company Information Regulatory Alaska USA Mortgage Company, LLC Sparky Corp, LLC

More information

Break Out Session: Mortgage Loan Servicing and Administration

Break Out Session: Mortgage Loan Servicing and Administration Break Out Session: Mortgage Loan Servicing and Administration 2 Agenda Mortgage Servicing Rules (Real Estate Settlement Procedures Act [RESPA] and Truth in Lending Act [TILA]) Effective Date: Applications

More information

GLOBAL FINANCIAL PRIVATE CAPITAL, LLC. Job Description. JOB TITLE: Compliance Director

GLOBAL FINANCIAL PRIVATE CAPITAL, LLC. Job Description. JOB TITLE: Compliance Director GLOBAL FINANCIAL PRIVATE CAPITAL, LLC Job Description JOB TITLE: Compliance Director SUMMARY: This position is primarily responsible for serving as the manager and supervisor within the Compliance Department

More information

NATIONAL REVERSE MORTGAGE LENDERS ASSOCIATION. Best

NATIONAL REVERSE MORTGAGE LENDERS ASSOCIATION. Best NATIONAL REVERSE MORTGAGE LENDERS ASSOCIATION Best Business Practices for Reverse Mortgage Lenders Purpose and Overview The National Reverse Mortgage Lenders Association has developed these Best Business

More information

Chapter 47. The Closing THE REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA)

Chapter 47. The Closing THE REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA) Chapter 47 The Closing THE REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA) For federally related first mortgages to purchase one-to-four-family dwellings (i.e., almost all residential first mortgage loans

More information

Home Builders Association of Mississippi Position Description

Home Builders Association of Mississippi Position Description Home Builders Association of Mississippi Position Description Title: Executive Vice President Purpose: The Executive Vice President is responsible for the successful leadership and management of the organization

More information

Please be sure to only initial below the description of the category of how you would like to do business with AFR.

Please be sure to only initial below the description of the category of how you would like to do business with AFR. Dear Lending Partner, It is our pleasure to introduce the different ways you can do business with American Financial Resources Wholesale and Correspondent Lending Divisions. To better serve you, you will

More information

ESCROW FEES AND CHARGES

ESCROW FEES AND CHARGES ESCROW FEES AND CHARGES FOR USE IN THE STATE OF ARIZONA (Unless Otherwise Specified Herein) Table of Contents GENERAL RULES...1 CHAPTER I PURCHASE TRANSACTION RATES...2 1.1. RESIDENTIAL TRANSACTIONS...2

More information

RE/MAX Philippines is expanding fast and to keep up with our rapid growth, we re looking to build on our biggest strength: our people.

RE/MAX Philippines is expanding fast and to keep up with our rapid growth, we re looking to build on our biggest strength: our people. RE/MAX Philippines is expanding fast and to keep up with our rapid growth, we re looking to build on our biggest strength: our people. RE/MAX is more than just a global real estate company that is publicly

More information

Correspondent Seller Eligibility Policy

Correspondent Seller Eligibility Policy 1.0 Purpose and Scope The Correspondent Lending Division of Impac Mortgage Corp. (Impac) provides guidance for the purchase of Impac-qualified closed loans from correspondent sellers. This policy outlines

More information

Computer Information Systems

Computer Information Systems Full Time Job Title: IT Technician Job Number: 2245 Hours/Days: Varies Salary: Approximate Location: Los Angeles, CA Skills Information Technology (IT) Technician will be the primary provider of support

More information

POSITION DESCRIPTION

POSITION DESCRIPTION POSITION DESCRIPTION Position Title: Personal Banker Primary Work Site: Fergus Falls Sales Office Reports To: Market President FLSA Status: Hourly, Non-Exempt Standard Workweek: 40 hours per Week American

More information

Disclosure Specialist Responsibilities. Lock Procedures. Processor Responsibilities. Appraisal Ordering

Disclosure Specialist Responsibilities. Lock Procedures. Processor Responsibilities. Appraisal Ordering FHA 203K Streamline - Policies & Procedures FHA 203K Streamline will now be underwritten and funded in house. These applications should be originated in Mortgage Builder under the FHA203K-SR program code.

More information

ERRORS & OMISSIONS INSURANCE APPLICATION 877-245-5887 fax 310-796-9054 CA License # 0G78192 MORTGAGE BROKERS AND MORTGAGE BANKERS

ERRORS & OMISSIONS INSURANCE APPLICATION 877-245-5887 fax 310-796-9054 CA License # 0G78192 MORTGAGE BROKERS AND MORTGAGE BANKERS ERRORS & OMISSIONS INSURANCE APPLICATION 877-245-5887 fax 310-796-9054 CA License # 0G78192 This application is for a CLAIMS MADE insurance policy. If a policy is issued, this application will attach to

More information

Performance Element: Compare stocks, bonds, and commodities to determine advantages.

Performance Element: Compare stocks, bonds, and commodities to determine advantages. PATHWAY: Financial & Investment Planning Pathway Topic: Product Knowledge Pathway KS Statement: Examine characteristics to distinguish between stocks, bonds, and commodities. Performance Element: Compare

More information

PASSAIC VALLEY TITLE SERVICE, INC. ALTA Best Practices Manual

PASSAIC VALLEY TITLE SERVICE, INC. ALTA Best Practices Manual PASSAIC VALLEY TITLE SERVICE, INC. ALTA Best Practices Manual July 2015 Page 1 of 7 1. Best Practice: Passaic Valley Title Service, Inc. [PVTS] has established and maintains all of the necessary License(s)

More information

Senior Manager Commercial Lending - Position Description

Senior Manager Commercial Lending - Position Description Document Control Region: Role: Classification: Reports to: Present Incumbent: Prepared by: All Senior Manager Commercial Lending Full Time Chief Member Service Officer Vacant Human Resources Date approved/updated:

More information

Title Insurance and Settlement Company Best Practices. American Land Title Association

Title Insurance and Settlement Company Best Practices. American Land Title Association Title Insurance and Settlement Company Best Practices American Land Title Association Current Forces at Work Dodd Frank Wall Street Reform & Consumer Protection Act of 2010 Established the Consumer Financial

More information

Dodd Frank Act Mortgage Regulations Implementation Gap Analysis

Dodd Frank Act Mortgage Regulations Implementation Gap Analysis POLICY CHANGES POL1 POL2 POL3 POL4 POL5 POL7 POL8 HPML & Reg B Appraisals HPML Appraisals Consumer (MH) Commercial & other consumer lenders compensation Tellers/Retail referral program Policy and/or SAFE

More information

10 LOAN CLOSING. WSHFCPostClosing@ahfa.com

10 LOAN CLOSING. WSHFCPostClosing@ahfa.com 10 LOAN CLOSING COMPLIANCE APPROVAL Once the Commission approves the Mortgage Loan for compliance, the Mortgage Lender may close the loan. CLOSING DOCUMENTS WSHFCPostClosing@ahfa.com In general, the Mortgage

More information

RETAIL BANKING FUNDAMENTALS & SALES SKILLS A $10.00 shipping, recordkeeping and administrative fee will be added to all self-paced enrollments.

RETAIL BANKING FUNDAMENTALS & SALES SKILLS A $10.00 shipping, recordkeeping and administrative fee will be added to all self-paced enrollments. RETAIL BANKING FUNDAMENTALS & SALES SKILLS A $10.00 shipping, recordkeeping and administrative fee will be added to all self-paced enrollments. Course Name Course Hours Tuition Fundamental Business and

More information

Senior Human Resources Professional

Senior Human Resources Professional Career Service Authority Senior Human Resources Professional Page 1 of 8 GENERAL STATEMENT OF CLASS DUTIES Performs full performance level professional, technical, and administrative human resources work

More information

Presented by TREC Instructor: Laura Perry, Attorney TREC course: 7748

Presented by TREC Instructor: Laura Perry, Attorney TREC course: 7748 Presented by TREC Instructor: Laura Perry, Attorney TREC course: 7748 Comprehensive Outline Say Goodbye to the HUD1 and GFE on October 1 st, 2015 (or Hello Loan Estimate and Closing Disclosure) Opening

More information

NORTH AMERICAN TITLE COMPANY Like Clockwork. www.nat.com/cfpb

NORTH AMERICAN TITLE COMPANY Like Clockwork. www.nat.com/cfpb NORTH AMERICAN TITLE COMPANY Like Clockwork www.nat.com/cfpb UNDERSTANDING THE NEW LOAN ESTIMATE AND CLOSING DISCLOSURE FORMS American Title, we want to make sure all of our customers have the information

More information

Financing a Home in the United States

Financing a Home in the United States Financing a Home in the United States PHH Home Loans relocation service guides you through the United States home financing process and we will work with you and your company s relocation department to

More information

Course Code Bank Title

Course Code Bank Title Course Code Bank Title 09113AAU ADA: Public Accommodations 09123AAU Advertising: Home Equity Loans 09209AAU Anti-Tying: Essentials for Lending and New Accounts 09079AAR Appraisal Requirements: How to Comply

More information

FHA 203k Rehab Loans. How to Use a 203k Rehab Loan to Move Your Listings and Put Buyers into Homes!

FHA 203k Rehab Loans. How to Use a 203k Rehab Loan to Move Your Listings and Put Buyers into Homes! FHA 203k Rehab Loans How to Use a 203k Rehab Loan to Move Your Listings and Put Buyers into Homes! Today s s Agenda 203k Loan Overview How to Use the Program as a Tool to Market Your Properties How to

More information

IFF Position Description

IFF Position Description IFF Position Description Title: Department: Department Purpose: Reports to: Basic Job Function: Director of Real Estate Services, Indiana Real Estate Services The Real Estate Services Department provides

More information

EXPLANATION OF THE HUD-1 Settlement Statement

EXPLANATION OF THE HUD-1 Settlement Statement EXPLANATION OF THE HUD-1 Settlement Statement The Settlement Statement is the financial picture of the closing. All money deposited into the escrow account and the disbursals out of the escrow account

More information

Buying a Home. Do you know of any serious physical defects in the property? If so, how can you protect yourself against such defects?

Buying a Home. Do you know of any serious physical defects in the property? If so, how can you protect yourself against such defects? Buying a Home What should I consider when buying a home? Document last updated 12/23/2014. For most people, a home purchase is the biggest single investment of their lives. It is, therefore, extremely

More information

CONVENTIONAL FINANCING CONTINGENCY EXHIBIT " "

CONVENTIONAL FINANCING CONTINGENCY EXHIBIT  CONVENTIONAL FINANCING CONTINGENCY EXHIBIT " " 2013 Printing This Exhibit is part of the Agreement with an Offer Date of for the purchase and sale of that certain Property known as:,, Georgia. 1. Application.

More information

Campus Director\DOE. Key Job Elements: Expected Results and Key Responsibilities include the following:

Campus Director\DOE. Key Job Elements: Expected Results and Key Responsibilities include the following: Campus Director\DOE Department: Position Type: Location: Administration Exempt Monroeville, PA The Mission of Career Training Academy is to provide an educational environment that enhances learning and

More information

Chapter 5. How to Process VA Loans and Submit Them to VA Overview

Chapter 5. How to Process VA Loans and Submit Them to VA Overview Chapter 5. How to Process VA Loans and Submit Them to VA Overview In this Chapter This chapter contains the following topics. Topic Topic name See Page 1 Refinancing Loans 5-2 2 Processing Procedures 5-3

More information

Job Description. Essential Job Functions and Responsibilities

Job Description. Essential Job Functions and Responsibilities Job Description Job Title: Loan Processor 1 Department: Loan Servicing Department Reports To: Loan Servicing Manager Salary Grade/Salary Range: 6 ($13.03/hr - $20.80/hr) Revision Date: 11/18/2013 Position

More information

Close Brothers Graduate Programme

Close Brothers Graduate Programme 1 02 Financial expertise About us was established in 1878 and since then has held true to the principles of merchant banking supporting small businesses and individuals through all conditions. today employs

More information

Purchase Funded (Delegated UW)

Purchase Funded (Delegated UW) Lender: Lender Requirements: $250 Application Processing Fee (Non Refundable) Minimum 2 years in business (Housing Finance Agency recommendation needed if less than 2 years) Minimum 2 years history (2

More information

A consumer guide to. insurance INSURANCE ADMINISTRATION

A consumer guide to. insurance INSURANCE ADMINISTRATION A consumer guide to Title insurance INSURANCE ADMINISTRATION Table of Contents Introduction 1 What Is Title Insurance? 1 Who Is Protected By Title Insurance? 1 How Is A Title Insurance Policy Different

More information

Current Job Openings as of November 06, 2015

Current Job Openings as of November 06, 2015 Current Job Openings as of November 06, 2015 KQRC News Director KQRC s Johnny Dare Morning Show seeks News Director. Responsibilities include, but are not limited to, preparing and delivering newscasts

More information

Summary of Borrower s Transaction Gross amount due from borrower 101. Contact Sales Price- The full purchase price as stated in the contract.

Summary of Borrower s Transaction Gross amount due from borrower 101. Contact Sales Price- The full purchase price as stated in the contract. 1 Your Guide to the Settlement Statement A real estate transaction involves a series of exchanges, not only between the buyer and seller, but also with the lenders, brokers, and state and local governments.

More information

Frequently Asked Questions Short Sale Negotiators & Foreclosure Consultants

Frequently Asked Questions Short Sale Negotiators & Foreclosure Consultants ***These questions and answers represent a majority of the specific issues contained in the questions that were collected at the Fraud Symposium. The answers are a collaborative effort from DOJ, DCBS and

More information

Chief Operating Officer. Building Vibrant Engaged Communities

Chief Operating Officer. Building Vibrant Engaged Communities Chief Operating Officer Building Vibrant Engaged Communities square feet of second floor commercial space in October 2014. The COO is responsible for finalization of new office space configurations and

More information

CUNA Courses Credit union self-study training for staff, managers & volunteers

CUNA Courses Credit union self-study training for staff, managers & volunteers CUNA Courses Credit union self-study training for staff, managers & volunteers SELLER Best Seller Due to a current change in regulation, this course is being updated. Accounting, Budgeting & Finance Accounting

More information

STATE OF OKLAHOMA. 1st Session of the 50th Legislature (2005) COMMITTEE SUBSTITUTE

STATE OF OKLAHOMA. 1st Session of the 50th Legislature (2005) COMMITTEE SUBSTITUTE STATE OF OKLAHOMA 1st Session of the 50th Legislature (2005) COMMITTEE SUBSTITUTE FOR HOUSE BILL NO. 1581 By: Piatt COMMITTEE SUBSTITUTE An Act relating to professions and occupations; amending 59 O.S.

More information

SafeGuard Capital partners

SafeGuard Capital partners SafeGuard Capital partners Private Lending: Mortgages & Trust Deeds 900 Washington St, Suite 800 Vancouver, WA 98660 877-280-5771 Private Mortgage Lending (Also Known as Trust Deed Investing) Most investors

More information

ABA Online Training Self-Paced Price and Credit List Credit Hours

ABA Online Training Self-Paced Price and Credit List Credit Hours ABA Online Training Self-Paced and Credit List Credit Revision: Nov. 2014 Banking Basics Catalog Business Lending 3005840 ABA Small Business Banker Certificate $595 $795 19.75 1.25 3000366 Credit Products

More information

Glossary of Foreclosure Fairness Mediation Terminology

Glossary of Foreclosure Fairness Mediation Terminology Glossary of Foreclosure Fairness Mediation Terminology Adjustable-Rate Mortgage (ARM) Mortgage repaid at the rate of interest that increases or decreases over the life of the loan based on market conditions.

More information

Tips for Efficient Short Sales

Tips for Efficient Short Sales s for Efficient Short Sales A guide for real estate professionals November 2013 s to avoid delays 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. Get educated about Bank of America short sales Set expectations: short

More information

JHU CCP Zambia Chief of Party

JHU CCP Zambia Chief of Party JHU CCP Zambia Chief of Party General Job Description The Johns Hopkins Bloomberg School of Public Health Center for Communication Programs (JHU CCP) seeks a Chief of Party to provide strategic leadership

More information

Loan Estimate. Loan Terms. Projected Payments. Costs at Closing. Save this Loan Estimate to compare with your Closing Disclosure.

Loan Estimate. Loan Terms. Projected Payments. Costs at Closing. Save this Loan Estimate to compare with your Closing Disclosure. Loan Estimate DATE ISSUED APPLICANTS PROPERTY SALE PRICE Loan Terms Save this Loan Estimate to compare with your Closing Disclosure. LOAN TERM 30 years PURPOSE Purchase PRODUCT 5 Year Interest Only, 5/3

More information

HOME BUYING GUIDE Step 1. Pre-Approval/ Mortgage Options

HOME BUYING GUIDE Step 1. Pre-Approval/ Mortgage Options HOME BUYING GUIDE Buying a home will be one of the biggest decisions of your life. We believe that education and a general understanding of the process keeps our clients more informed and confident about

More information

1. CORPORATE SUPPORT SERVICES DEPARTMENT - HUMAN RESOURCES DIVISION

1. CORPORATE SUPPORT SERVICES DEPARTMENT - HUMAN RESOURCES DIVISION 1. CORPORATE SUPPORT SERVICES DEPARTMENT - HUMAN RESOURCES DIVISION (i) CHIEF MANAGER - COMPENSATION AND BENEFITS, AND HR ADMINISTRATION (Grade KRA 7 ) JOB DESCRIPTION FORM Date: Kenya Revenue Authority

More information

Getting Prepared to Purchase Your Home

Getting Prepared to Purchase Your Home Thank you for taking the time to download our Homebuyer s Kit. TJC Mortgage knows that you have options when choosing a mortgage company to assist with your home purchase and we want you to know that we

More information

LOW INCOME INVESTMENT FUND. Asset Management and Underwriting Team Leader

LOW INCOME INVESTMENT FUND. Asset Management and Underwriting Team Leader LOW INCOME INVESTMENT FUND Position: Location: Reports to: Classification: Status: Asset Management and Underwriting Team Leader San Francisco Chief Credit Officer Exempt Regular, Full-Time POSITION SUMMARY:

More information

Page One of Settlement Statement A. U.S. Department of Housing B. Type of Loan and Urban Development 1. [ ] FHA 2. [ ] FMHA 3. [ ] Conv. Unins.

Page One of Settlement Statement A. U.S. Department of Housing B. Type of Loan and Urban Development 1. [ ] FHA 2. [ ] FMHA 3. [ ] Conv. Unins. Page One of Settlement Statement A. U.S. Department of Housing B. Type of Loan and Urban Development 1. [ ] FHA 2. [ ] FMHA 3. [ ] Conv. Unins. 4. [ ] VA 5. [ ] Conv. Ins. 6. File Number 7. Loan Number

More information

Retail Banking Division

Retail Banking Division Retail Banking Division Branch Manager Develop and implement marketing strategies to achieve business targets Supervise the daily branch operations and administration University degree holder preferred

More information

COMMERCIAL LENDING POLICY DEVELOPMENT GUIDE Minimum Expectations

COMMERCIAL LENDING POLICY DEVELOPMENT GUIDE Minimum Expectations Additional Tools: COMMERCIAL LENDING POLICY DEVELOPMENT GUIDE Minimum Expectations Class 2 Institutions February 2014 Ce document est également disponible en français. COMMERCIAL LENDING POLICY DEVELOPMENT

More information

Compliance training simplified

Compliance training simplified Compliance training simplified COURSE Listing 2015 LENDING LAWS AND REGULATIONS Regulation B 20026C Reg B: An Overview 20027C Reg B: Nine Prohibited Discrimination Factors 20028C Reg B: Prescreening, Cosigners,

More information

Wells Fargo Settlement Agent Communications

Wells Fargo Settlement Agent Communications Wells Fargo Settlement Agent Communications News for Wells Fargo Settlement Agents September 14, 2015 Wells Fargo says thank you! When the Consumer Financial Protection Bureau (CFPB) announced the TILA

More information

CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance

CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance CAREER OPPORTUNITIES IN FINANCE Department of Finance, Real Estate, and Insurance PURPOSE OF THE ACADEMIC MAJORS The Bachelor of Science in Business Administration at CSUN offers options in Finance, Real

More information

How to Purchase Your First Home

How to Purchase Your First Home Young Alumni Network Webinar How to Purchase Your First Home Presented by: Mike Graves Residential Wholesale Mortgage What to consider when looking to buy your first home? 1. Long term investment: 5 years

More information

Colorado. TrainingPro. Ax5 Test Preparation: Colorado License Law and Regulation

Colorado. TrainingPro. Ax5 Test Preparation: Colorado License Law and Regulation TrainingPro Colorado Ax5 Test Preparation: Colorado License Law and Regulation 2014 - Advanced Education Systems, LLC DBA TrainingPro ALL RIGHTS RESERVED. No part of this publication may be reproduced,

More information

Facebook.com/lapfcu Twitter.com/lapfcu

Facebook.com/lapfcu Twitter.com/lapfcu Free Box of basic Image Checks On an annual basis, if You qualify for Member Benefits, You are eligible to receive one free box of basic image checks every 12 months for each checking account under the

More information

Line 700: This line should reflect a calculation of the commission to be paid.

Line 700: This line should reflect a calculation of the commission to be paid. Section L: The Second Page of the HUD-1 Section L appears on and is comprised of the second page of the HUD-1. The two columns reflect the settlement charges to both the Borrower(s) and Seller(s). The

More information

Field Franchise Office Jobs at Ameriprise Select a position to view details

Field Franchise Office Jobs at Ameriprise Select a position to view details Field Franchise Office Jobs at Ameriprise Select a position to view details Financial Planning Specialist Newark, DL, 19713 October 23, 2013 Licensed Selling Member Independence, OH, 44131 October 24,

More information

AMP KNOWLEDGE DOMAINS DETAILED TOPIC SUMMARY

AMP KNOWLEDGE DOMAINS DETAILED TOPIC SUMMARY TECHNICAL INDUSTRY KNOWLEDGE Residential Mortgage Underwriting from a Lender s Perspective (AMP1) Brokers must have a comprehensive understanding of the mortgage underwriting process, including the importance

More information

Role Activity Grade 5 PAS Professional Officer

Role Activity Grade 5 PAS Professional Officer Role Activity Grade 5 PAS Generic Post Job Title: Market Insight Officer Title: Reporting to: Head of Market Insight School/ External & Community Relations Department: Job Family: Professional and Administrative

More information

Institutional Operations Associate (Foreign Exchange)

Institutional Operations Associate (Foreign Exchange) Institutional Operations Associate (Foreign Exchange) We are seeking career minded and independent individuals for an entry level full-time position in our Institutional Operations department. The Institutional

More information

Published by American Bankers Association in March/April 2012 issue of ABA Bank Compliance magazine

Published by American Bankers Association in March/April 2012 issue of ABA Bank Compliance magazine Are Highly Satisfied Customers Fairly Treated Customers? Yes No Maybe By Paul Lubin, Senior Director, Treliant Risk Advisors Published by American Bankers Association in March/April 2012 issue of ABA Bank

More information

This letter has been withdrawn. See Administrtor Interpretation 2010-1. September 8, 2006

This letter has been withdrawn. See Administrtor Interpretation 2010-1. September 8, 2006 U.S. Department of Labor Employment Standards Administration Wage and Hour Division Washington, D.C. 20210 This letter has been withdrawn. See Administrtor Interpretation 2010-1. September 8, 2006 FLSA2006-31

More information

NEBRASKA MORTGAGE BANKER FREQUENTLY ASKED QUESTIONS

NEBRASKA MORTGAGE BANKER FREQUENTLY ASKED QUESTIONS NEBRASKA MORTGAGE BANKER FREQUENTLY ASKED QUESTIONS Loan Originator Licensing Q. What are the requirements to obtain a mortgage loan originator license in Nebraska? A. In accordance with the requirements

More information

CHAPTER 3: LENDER APPROVAL 7 CFR 3555.51

CHAPTER 3: LENDER APPROVAL 7 CFR 3555.51 3.1 INTRODUCTION CHAPTER 3: LENDER APPROVAL 7 CFR 3555.51 A lender is defined as an entity that originates, services, or holds a loan guaranteed by the Agency. The SFHGLP is not intended to promote risky

More information

Mortgage Business Management Questionnaire

Mortgage Business Management Questionnaire Mortgage Business Management Questionnaire Name: Company: Date: 1. Produce and submit and formal resume for yourself and any other managers. Objective should be something like help other loan officers

More information

AMP BROKER EDUCATION STREAM

AMP BROKER EDUCATION STREAM Use the topic summaries below to evaluate your knowledge level within each knowledge domain. The National Competency Exam questions are based on these topics and sub-topics. The optional AMP courses are

More information

Mott Community College Job Description

Mott Community College Job Description Title: Department: Information Technology Services Reports To: Chief Technology Officer Date Prepared/Revised: May 2009/Revised July 2011 Purpose, Scope & Dimension of Job: The role of the Director of

More information

Appraisal A written analysis prepared by a qualified appraiser and estimating the value of a property

Appraisal A written analysis prepared by a qualified appraiser and estimating the value of a property REAL ESTATE BASICS Affordability Analysis An analysis of a buyer s ability to afford the purchase of a home, reviews income, liabilities, and available funds, and considers the type of mortgage a buyer

More information

Title/Settlement Agent Application

Title/Settlement Agent Application Title/Settlement Agent Application Completed Forms MUST be returned to Live Well Financial, Inc.: Email: counterpartyapproval@livewellfinancial.com *This application to be returned to above email address

More information

12.19.8.2 SCOPE: All mortgage loan companies licensed by the state of New Mexico. [12.19.8.2 NMAC - Rp, 12 NMAC 19.2.8.2, 12/15/08; A, 08/31/09]

12.19.8.2 SCOPE: All mortgage loan companies licensed by the state of New Mexico. [12.19.8.2 NMAC - Rp, 12 NMAC 19.2.8.2, 12/15/08; A, 08/31/09] TITLE 12 CHAPTER 19 PART 8 TRADE, COMMERCE AND BANKING MORTGAGE LENDING MORTGAGE LOAN COMPANY REQUIREMENTS 12.19.8.1 ISSUING AGENCY: Financial Institutions Division of the Regulation and Licensing Department.

More information

FAQs About RESPA for Industry

FAQs About RESPA for Industry FAQs About RESPA for Industry 1. What kinds of transactions are covered under RESPA? Transactions involving a federally related mortgage loan, which includes most loans secured by a lien (first or subordinate

More information

Terms and Conditions Mobile Check Deposit

Terms and Conditions Mobile Check Deposit For Mobile Deposits, please: 1. Sign (endorse) your check 2. Under your signature write "For e-deposit only at Market USA" Ex. Joe Member for e-deposit only at Market USA *Please destroy deposited checks

More information

First Mortgage Documents User Guide 139

First Mortgage Documents User Guide 139 HUD 1 Settlement Statement Line instructions General Instructions Information and amounts may be filled in by typewriter, hand printing, computer printing, or any other method producing clear and legible

More information

2006 Education Survey Results:

2006 Education Survey Results: 2006 Education Survey Results: Budget (185 Responses): remain the same for 2006 = 126 (68.11%) increase for 2006 = 56 (30.27%) decrease for 2006 = 2 (1.08%) = 1 (0.54%) Chapters (185 Responses): Oakland

More information

DIRECTOR OF HUMAN RESOURCES

DIRECTOR OF HUMAN RESOURCES DIRECTOR OF HUMAN RESOURCES Thriving non profit healthcare organization is seeking a dynamic individual for Director of Human Resources. We are a team oriented, fast paced, forward thinking organization.

More information

GENERAL TIPS FOR BUYING/SELLING A HOME Office of the Staff Judge Advocate, MacDill Air Force Base, Florida (813) 828-4422

GENERAL TIPS FOR BUYING/SELLING A HOME Office of the Staff Judge Advocate, MacDill Air Force Base, Florida (813) 828-4422 GENERAL TIPS FOR BUYING/SELLING A HOME Office of the Staff Judge Advocate, MacDill Air Force Base, Florida (813) 828-4422 TYPES OF HOMES Buying a house will be one of the biggest investments one will ever

More information

The Hartford. Position Title: Associate Claim Representative

The Hartford. Position Title: Associate Claim Representative The Hartford Contact Person: Paula Brewer Email Address: auroracareers.claims@thehartford.com Phone: 1-630-692-8739 Company Website: www.thehartford.com/claims-careers-overview/ Position Title: Associate

More information

Residential Construction Loan Program

Residential Construction Loan Program Residential Construction Loan Program First National Bank of Michigan is pleased to have the opportunity to work with you and your contractor on your residential construction project. The following information

More information

Welcome to. Banking in your best interest. A HELPFUL GUIDE FOR GCF BANK CUSTOMERS

Welcome to. Banking in your best interest. A HELPFUL GUIDE FOR GCF BANK CUSTOMERS Welcome to Banking in your best interest. A HELPFUL GUIDE FOR GCF BANK CUSTOMERS Welcome to Investors Bank! We re So Pleased to Welcome Our GCF Bank Customers into the Investors Bank Family! As a loyal

More information

JOB PROFILE ACCOUNT MANAGER/RELATIONSHIP MANAGER

JOB PROFILE ACCOUNT MANAGER/RELATIONSHIP MANAGER JOB PROFILE ACCOUNT MANAGER/RELATIONSHIP MANAGER OVERVIEW It s about you Are you entrepreneurial in spirit and enjoy working in a highly competitive results-driven environment? Are you someone who enjoys

More information

We are seeking a professional to redesign a website. We are wanting a brand new look and feel.

We are seeking a professional to redesign a website. We are wanting a brand new look and feel. Job Type: Web Designer #6075 Duration: Contract to Hire We are seeking a professional to redesign a website. We are wanting a brand new look and feel. We are not looking for someone to make changes to

More information