Financial Aid at Sarah Lawrence

Size: px
Start display at page:

Download "Financial Aid at Sarah Lawrence"

Transcription

1 Financial Aid at Sarah Lawrence

2 From the Director of Financial Aid Dear Students and Parents: Perhaps the best advice any college can give to a prospective student is: Make your educational choice first, and then take the steps necessary to pay for it. Once your goals are matched with the college that s right for you, there are many ways to seek assistance in meeting expenses. For almost two decades, I ve worked closely with students and their families to help them find the resources to pay for a Sarah Lawrence education. In fact, more than half of our students are receiving some type of assistance this year. So the good news is that it can be done, and this little book can help you do it. In these pages you ll find an explanation of the sometimes confusing world of financial aid: what kinds of grants and scholarships you may be eligible for; what forms you need to fill out, and when; and tips on sources of financing you may not have considered. We hope you catch our spirit of optimism, which is a big part of how we approach our task. We urge you to review this brochure and then make your application for aid, even if you are not sure whether you are eligible. The Office of Financial Aid is here to help you, so please contact us with any questions or concerns you may have. My colleagues and I look forward to working with you and bringing you that much closer to joining us at Sarah Lawrence College. Sincerely, Heather McDonnell Director of Financial Aid Phone: (914) , 9 a.m. 4:30 p.m. (EST) Fax: (914) Web: Mail: Sarah Lawrence College Office of Financial Aid 1 Mead Way Bronxville, New York

3 2 Financial Aid at Sarah Lawrence The Cost of Education at Sarah Lawrence To plan effectively for your education, you must first have an accurate estimate of its cost. The budget below does not include allowances for fees, books and supplies, personal expenses, and the cost of travel between the College and the student s home Budget for One Year at Sarah Lawrence College Tuition $42,600 Room & Board $13,368 Total $55,968 Average student aid package, all sources (grant, loan, and job)... $35,044* Average Sarah Lawrence gift aid grant...$29,270* Percentage of students receiving some type of need-based aid... 55% * These numbers are simply averages. Financial aid is calculated and awarded on an individual basis.

4 Financial Aid at Sarah Lawrence 3 How Financial Aid Is Packaged As at most colleges in the United States today, the Sarah Lawrence College financial aid package combines outright college and government grants with governmentsupported loans and work opportunities. Most financial aid is based on need. The College offers other scholarships on a limited and competitive basis. The Three Elements of Financial Aid A Sarah Lawrence financial aid package is composed of three elements: Grants Student loans Employment Long-term student loans and money earned from working are considered selfhelp. The average self-help amount, which includes both student loan and work opportunity funds, is $4,425 for first-year students and $5,300 for all returning students. Every financial aid recipient is awarded a student loan and work opportunity as part of the package. You are not required to accept a student loan or work offer to receive the Sarah Lawrence gift aid offered. Frequently Asked Questions Can I afford to attend Sarah Lawrence College? Yes. Approximately 62 percent of students at Sarah Lawrence receive some form of financial aid. The amount of aid received is determined by a student s demonstrated need. How do I apply for financial aid? Sarah Lawrence requires every student seeking financial aid to complete the Free Application for Federal Student Aid (FAFSA) and the College Scholarship Service Profile (CSS Profile). Both forms are available online. In addition to these two forms, we require signed, completed copies of your and your parent s federal income tax returns for the previous tax year. For example, if you are applying for the academic year, you should submit your 2010 tax return. If your parents are separated or divorced, we also require that your non-custodial parent file and return the CSS Profile Non-Custodial Parent Statement (NCPS),

5 4 Financial Aid at Sarah Lawrence which will be available to you directly from CSS upon receipt and processing of your application. Please see the Financial Aid Forms and Deadlines section for the schedule of materials required. All male students ages 18 to 26 (if required to do so) must register for Selective Service before any form of financial aid may be awarded. You can now register online for Selective Service. How is financial need determined? In determining a student s demonstrated need, Sarah Lawrence subscribes to the practice and procedures of federal and institutional methodology as published by the US Department of Education and the College Scholarship Service. The formulas consider necessary family expenditures, including taxes, living costs, outstanding medical expenses, and costs for siblings college tuition. Students are expected to contribute 50 percent of their income and 25 percent of their assets toward the cost of their own education. The minimum expected contribution from a first-year student is $1,350 and, from all others, $1,500. Financial need is determined by subtracting your family contribution from the total cost of education. In addition to tuition, room, and board, we consider books, supplies, travel, and personal expenses as costs related to attending college. How is financial aid packaged? Grants, employment, and student loans are the three elements of a Sarah Lawrence financial aid package. You are not required to accept the loan or work offer to receive Sarah Lawrence gift aid. What is Sarah Lawrence gift aid? Sarah Lawrence gift aid is funded from various sources, including contributions from alumnae/i, parents, students, and friends of the College. Sarah Lawrence gift aid is directly applicable to any tuition, room, and board expenses incurred while enrolled at the College or one of its overseas programs. It does not need to be repaid.

6 Financial Aid at Sarah Lawrence 5 What federal grants are available? Federal Pell and Supplemental Educational Opportunity Grants (SEOG) are awarded to students who meet the eligibility criteria as established by the Department of Education. All financial aid applicants who are US citizens apply by completing the FAFSA. Students eligible for Pell funding may also be eligible for the Federal SEOG. This grant is awarded after the Office of Financial Aid obtains the official results of your FAFSA from the Department of Education. For more information, check out the Federal Pell Grant site at Pell Grant recipients who graduate(d) from a rigorous high school program may be eligible to receive the federal Academic Competiveness Grant (ACG). New students will be notified of this award after the review of their final high school academic transcript has been done by the Office of Admission. Returning Pell Grant recipients who graduated from a rigorous high school program after January 2005 may also be eligible to receive ACG. Pell Grant recipients who are third- or fourth-year returning students and are taking at least 25 percent of their course work in selected math and science disciplines may be eligible to receive the federal National Science and Mathematics Access to Retain Talent Grant (SMART). Students meeting the criteria for selection will be notified of this award after each drop-add period is over. What state grants are available? New York State Tuition Assistance Program (TAP) is available to all eligible New York residents attending Sarah Lawrence College. New York residents who complete the FAFSA will be sent a separate TAP application, which they must complete and file by the stated deadline. For more information, explore the New York State site. Michigan, Oregon, Rhode Island, Vermont, and Washington, DC offer grant programs to their residents who attend New York colleges. Contact the state education department or your high school guidance counselor for further information. How does student employment work? You may work on campus. The first four weeks of the fall semester are reserved for the hiring of work-study students. After this period, campus jobs are available to all students. The Office of Student Employment will be available to assist you in the job search process. You will receive a paycheck every two weeks for work already performed. In addition to on-campus jobs, community employment opportunities in the vicinity of the College are posted on campus. These jobs are usually part time, and most do not require transportation to the site.

7 6 Financial Aid at Sarah Lawrence What types of loans are available to students with financial need? Sarah Lawrence commonly awards two types of federally administered student loans: the Perkins Loan and the Federal Student Loan. Federal Perkins Loans are awarded to students who demonstrate the greatest need. This loan carries a 5 percent interest rate, which accrues six or nine months after graduation or as soon as the borrower drops below half-time status. Repayment also begins at that time and usually continues over a 10-year period. Federal Student Loans are available through the federal government. If you demonstrate need, you are eligible for the subsidized student loan, on which the federal government pays interest as it accrues until six months after your graduation or the point at which you drop below half-time status. If you do not demonstrate need, you are eligible for an unsubsidized student loan, on which the interest must be paid while you are in school. As with the subsidized loan, repayment of principle begins six months after you graduate or drop below half-time status. Repayment of either loan can be made over a 10- to 15-year period. First-year students are eligible for up to $3,500 in student loans, sophomores up to $4,500, and juniors and seniors up to $5,500. The variable interest rate on the student loan for new borrowers is based on the 91-day Treasury bill plus a 3.1 percent allowance, not to exceed 8.25 percent. The rate for students enrolling for the following school year is announced at the beginning of June. The federal government may charge an origination fee for the student loan. These fees are deducted from each semester s check. A student loan is an obligation that must be repaid after you complete your degree or cease to be enrolled. For more information on how to apply for a student loan, see page 8. What about loans for parents? The Federal Parent Loan for Undergraduate Students (PLUS) is a program whereby credit-worthy parents may borrow the total cost of their child s education minus any financial aid awarded to the student. The variable interest rate is capped at 10 percent based on the 52-week Treasury bill plus an allowance of 3.1 percent. Temporary credit will appear on each semester s bill until the PLUS checks are endorsed by the parent and Sarah Lawrence College. You can file online at

8 Financial Aid at Sarah Lawrence 7 How will I receive notice of my financial aid award? If you re an incoming applicant and you file the necessary forms by the stated deadlines, you will receive notification of your award in early April. Returning applicants will be notified in early May if the required financial forms and tax returns are received by the deadlines. Late applicants for financial aid will be notified upon completion of all required documents, and awards will be subject to fund availability at the time of completion. Since our financial aid resources are limited, funding may not be available to late applicants. How do I accept my award? To accept your award and have the aid credited to your student account, you must submit all documents requested by the Office of Financial Aid no later than the stated deadlines. How is financial aid renewed from year to year? Renewal of financial aid is not automatic. Forms must be filed by the stated deadlines each year of attendance. Recipients must continue to demonstrate financial need and maintain satisfactory academic progress to remain eligible for financial aid. What does satisfactory academic progress mean? The federal government and Sarah Lawrence have policies governing who may continue to receive financial assistance. This determination is based on how many credits you attempt, how many you earn, and what your grade point average is at the end of each academic year. The federal government policy is reflected in this chart: End of Year Attempted Credits Must Earn at Least You must continuously maintain a 2.0 or better grade point average at the end of your sophomore year.

9 8 Financial Aid at Sarah Lawrence How do I apply for student loans once my eligibility is determined? If you are eligible for student loans, you will be notified in your financial aid award letter from the Office of Financial Aid. You must complete an entrance counseling interview and Master Promissory Note by visiting Once this Master Promissory Note is filed, the funds from your loan will be made available to your account through the Sarah Lawrence College Office of Student Accounts. What happens to my financial aid if I study off campus? If you are studying overseas on one of Sarah Lawrence s programs, all aid for which you are eligible will be applied to the cost of the program including Sarah Lawrence gift aid. If you are studying at another college, or through another school s program, you and the financial aid office at the host institution will need to complete a Consortium Agreement with the Sarah Lawrence Office of Financial Aid. Through this agreement, the Stafford Loans, PLUS loans, and Pell Grant monies will be applied to the cost of that program. Whether or not I qualify for aid, are there other payment or loan options available to help my family meet college costs? Yes. Sarah Lawrence offers a 10-month payment plan administered through the Sarah Lawrence Office of Student Accounts. Please call (914) for more information on this plan. In addition, there are many private or alternative student loans available through various lenders that do not require that a student demonstrate need. What about other non-slc-based financial assistance? In addition to the aid components available to Sarah Lawrence for inclusion in your package, we recommend several other financing alternatives. Scholarships are awarded to academically talented students by many foundations, civic and religious organizations, and affinity groups. Check your local library and your high school guidance office for more information about these scholarships. Many scholarships are designed for students with specific interests or particular talents and are well worth pursuing.

10 Financial Aid at Sarah Lawrence 9 If we are made aware of outside scholarships and grants that have been awarded to you, they will be listed on your financial aid award letter and may be credited to your student account. You should report any financial assistance awarded from a community organization, foundation, or high school to this office as soon as possible. Adjustments to your financial aid award may be required and vary according to the sources involved. If an adjustment is necessary, the Office of Financial Aid will first reduce the loan and work portions of your award so that your total award does not exceed your need. Lenders offer many alternative loan options. Check our Web site for more information, or contact any lender of your choice. Does Sarah Lawrence offer need-based scholarships? Yes. Unless otherwise specified, scholarships are awarded to students who have financial need and have demonstrated outstanding academic achievement. How can I become an independent student? Dependency is determined when you are admitted to the College. If you are dependent at the time of admission, you remain so throughout your undergraduate years (for Sarah Lawrence funds only). Sarah Lawrence accepts the dependency criteria determined by the Department of Education (for federal funds only). How is my aid affected when a sibling attends college at the same time? As long as your sibling is enrolled at least half time in an undergraduate degree program, your family contribution is divided equally between the two of you. Siblings attending graduate or professional programs should not be reported as family members attending college.

11 10 Financial Aid at Sarah Lawrence Financial Aid Forms and Deadlines Please review this information carefully to ensure that you fulfill all requirements and meet all deadlines necessary to be eligible for aid. Financial Aid for US Citizens and Permanent Residents 1. After October 1, register for the College Scholarship Service (CSS) Financial Aid PROFILE form online at When you register online, your personalized PROFILE application will be available to complete over the Web. You may list up to 10 colleges on this form; Sarah Lawrence s CSS PROFILE code is File the Free Application for Federal Student Aid (FAFSA) online at The FAFSA that you need to submit will be available after January 1, The FAFSA code for Sarah Lawrence College is If your parents are separated or divorced, the parent with whom you live or spend the most time should file the PROFILE and the FAFSA. The other parent must fill out the Noncustodial Parent Statement, available online at https://ncprofile.collegeboard.com after you file the PROFILE application. CSS will an ID and password to you, the student. You must forward this information to your noncustodial parent for access to this form. The College expects both of your parents to contribute to the cost of your education to the extent that they are able. 4. All applications must be supported with copies of your parents and your own most recent federal income tax returns. These must be mailed no later than April 15 to the Office of Financial Aid. 5. New York State residents who are applying for financial aid must apply for a Tuition Assistance Program (TAP) grant by completing the TAP application. TAP is an entitlement grant based on the family s New York State taxable income. Please keep photocopies or printouts of all documents related to the financial aid application process.

12 Financial Aid at Sarah Lawrence 11 Financial Aid Deadlines for US Citizens and Permanent Residents CSS Profile FAFSA Tax Returns Regular Decision and Returning Students February 1, 2011 February 1, 2011 April 15, 2011 Early Decision I November 15, 2010 February 1, 2011 April 15, 2011 Early Decision II January 1, 2011 February 1, 2011 April 15, 2011 Transfer Student (Spring 2011 admission) Transfer Student (Fall 2011 admission) November 1, 2010 November 1, 2010 November 1, 2010 April 1, 2011 April 1, 2011 April 15, 2011 Note: A late application may reduce your chances of receiving institutional aid. Financial Aid for International Students Sarah Lawrence awards limited, need-based financial aid to international students. International students (holders of non-us passports) who wish to be considered for Sarah Lawrence financial aid are required to complete the CSS Profile. You will also need to supply either translated tax returns or translated statements of income from employers of your parents. Some countries do not have income tax, so you may not be able to furnish us with tax returns. Even if this is so, we will still need official documentation of annual income. For example, an official letter on company stationery from an employer is acceptable. Please keep photocopies or printouts of all documents related to the financial aid application process. Financial Aid Deadlines for International Students CSS Profile, Income Tax Forms or Statements of Income Regular Decision February 1, 2011 Early Decision I November 15, 2010 Early Decision II January 1, 2011 Transfer Admission (Fall admission) April 1, 2011 Note: A late application may reduce your chances of receiving institutional aid.

13 Notes

14 Checklist for Financial Aid Applicants CSS Profile Date submitted Free Application for Federal Student Aid (FAFSA) Date submitted Noncustodial Parent Statement (if applicable) Date submitted Student Federal Income Tax Return Date submitted Parent Federal Income Tax Return Date submitted

15 The Office of Financial Aid is here to help you. Please contact us with any questions or concerns you may have. Office Hours: 9 a.m. 4:30 p.m. EST Phone: (914) Fax: (914) Office of Financial Aid 1 Mead Way Bronxville, NY SLC /10

Graduate Studies. Financial Aid 2015-2016

Graduate Studies. Financial Aid 2015-2016 Graduate Studies Financial Aid 2015-2016 GRADUATE STUDIES FINANCIAL AID 1 From the Office of Financial Aid Dear Students, Perhaps the best advice any college can give to a prospective student is: Make

More information

Graduate Studies. Your Financial Aid Award 2015 2016. Office of Financial Aid

Graduate Studies. Your Financial Aid Award 2015 2016. Office of Financial Aid Graduate Studies Your Financial Aid Award 2015 2016 Office of Financial Aid Office of Financial Aid Enclosed you will find our offer of financial aid for the coming year at Sarah Lawrence. Keep your financial

More information

Your Financial Aid Package and Guide

Your Financial Aid Package and Guide Your Financial Aid Package and Guide 3 SAINT MICHAEL S COLLEGE smcvt.edu What You Need to Know The Office of Student Financial Services at Saint Michael s College has created this guide to explain the

More information

Financial Aid Award Information 2016 17

Financial Aid Award Information 2016 17 Financial Aid Award Information 2016 17 We are pleased to provide this brochure, along with your financial aid Award for the 2016 17 academic year. This booklet contains important information about your

More information

Accepted Student Reception Financial Aid Presentation. March 29, 2015

Accepted Student Reception Financial Aid Presentation. March 29, 2015 Accepted Student Reception Financial Aid Presentation March 29, 2015 Understanding Your Financial Aid Award Letter Screen shot of award letter here Screen shot of award letter here Estimated costs and

More information

Understanding Your 2015 16 Luther Financial Aid Award

Understanding Your 2015 16 Luther Financial Aid Award Understanding Your 2015 16 Luther Financial Aid Award Jan Cordell Director of Financial Aid Aaron Steffens Associate Director of Financial Aid Kathy Kerber Financial Aid Counselor Carolyn Schwendeman Financial

More information

A Guide to Your Financial Aid Award >>>

A Guide to Your Financial Aid Award >>> A Guide to Your Financial Aid Award >>> 2012 2013 Contents 1 3 Important Information for All Students Who to Contact How Your Award Was Determined How to Accept Your Award 3 5 How to Determine Your Bill

More information

NEW JERSEY CITY UNIVERSITY. Guide to Financial Aid

NEW JERSEY CITY UNIVERSITY. Guide to Financial Aid NEW JERSEY CITY UNIVERSITY Guide to Financial Aid Fastfact: NJCU graduates include a fashion magazine art director, a NJ Assembly person, a police captain, a news anchor and a corporate vice president!

More information

Financial Aid. Scholarships Expenses. Financial Aid

Financial Aid. Scholarships Expenses. Financial Aid Financial Aid # Financial Aid Formula # Eligible Applicants # Application Requirements and Suggested Filing Dates # Programs for Which You May Qualify # Verification of Financial Aid Data # Academic Progress

More information

Gabriela Ramirez, Financial Aid Assistant Catherine Acosta, Assistant Director Maryville Tuzon, Associate Director Robin Thompson, Director

Gabriela Ramirez, Financial Aid Assistant Catherine Acosta, Assistant Director Maryville Tuzon, Associate Director Robin Thompson, Director Financial Aid Award Information 2015-2016 We are pleased to provide this brochure, along with your Financial Aid Award for the 2015-2016 academic year. This booklet contains important information about

More information

2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES

2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES 2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES PAGE 2 COST OF ATTENDANCE The cost of your Trinity education includes both direct costs and indirect expenses. Direct costs will be listed on the

More information

Types of Financial Aid

Types of Financial Aid Types of Financial Aid The Financial Aid Office at SUNY Maritime College assists students in financing their education by offering financial assistance in the form of scholarships, grants, loans and work-study

More information

Financial Aid Award Notification Guide 2014-2015

Financial Aid Award Notification Guide 2014-2015 Financial Aid Award Notification Guide 2014-2015 A college education is one of the best investments anyone can make, and finding a way to afford it is an important concern for nearly every student. At

More information

Financing a University of Delaware Education. Academic Year 2014-2015

Financing a University of Delaware Education. Academic Year 2014-2015 Financing a University of Delaware Education Academic Year 2014-2015 Notification Process Merit Scholarships In Progress Students eligible for merit scholarship will generally hear a few weeks after receiving

More information

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE APPLYING FOR FINANCIAL ASSISTANCE The Office of Financial Aid is dedicated to responding to the needs of our students. We are committed to assisting our students achieve their educational goals by providing

More information

Understanding Your Offer of Financial Aid 2015-2016

Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid Along with your financial aid award, we are pleased to provide this guide to understanding your award as well

More information

The Financial Aid Application Process and Frequently Asked Questions

The Financial Aid Application Process and Frequently Asked Questions The Financial Aid Application Process and Frequently Asked Questions Step 1 - To apply for financial aid, a student must complete the Free Application for Federal Student Aid (FAFSA) each year. Students

More information

Financial Aid Award Guide

Financial Aid Award Guide Financial Aid Award Guide 2015 2016 By creating rich opportunities through internships, research, service-learning and global experiences, Emmanuel College links academic offerings in the liberal arts

More information

Legal Education Institute Financial Aid Sourcebook

Legal Education Institute Financial Aid Sourcebook Legal Education Institute Financial Aid Sourcebook A Publication of Widener University School of Law Office of Financial Aid 2015/2016 Widener University Legal Education Institute Financial Aid Office

More information

HOW TO APPLY FOR FINANCIAL AID 2013-14

HOW TO APPLY FOR FINANCIAL AID 2013-14 PRINCETON UNIVERSITY HOW TO APPLY FOR FINANCIAL AID 2013-14 In 2013-14 Princeton will continue to provide financial aid to all enrolled students who demonstrate need. Be sure to complete and submit all

More information

1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows:

1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows: 1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows: Direct Costs (Billed by the University) $29,510 Tuition & Fees $10,500

More information

www.shawnee.edu Making College a Reality through Financial Aid

www.shawnee.edu Making College a Reality through Financial Aid www.shawnee.edu Making College a Reality through Financial Aid Earn $1 million more! It s a fact. People who attend college and receive a bachelor s degree earn approximately $1 million more in their lifetime

More information

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15&

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15& What is Financial Aid What is Financial Aid Provides access to postsecondary education. Helps pay expenses such as tuition and fees, room and board, books and supplies, and transportation. Cost of Attendance

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid

More information

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state

More information

Understanding Your Offer of Financial Aid 2016-2017

Understanding Your Offer of Financial Aid 2016-2017 Understanding Your Offer of Financial Aid 2016-2017 Understanding Your Offer of Financial Aid Along with your fi nancial aid award, we are pleased to provide this guide to understanding your award as well

More information

Financial Aid at. To our students and their families: What is need-based financial aid? Who should apply for financial aid?

Financial Aid at. To our students and their families: What is need-based financial aid? Who should apply for financial aid? Financial Aid at To our students and their families: Boston College remains committed to the practice of admitting students solely on the basis of the strength of their academic and personal accomplishments,

More information

Financing a University of Delaware Education. Academic Year 2012-2013

Financing a University of Delaware Education. Academic Year 2012-2013 Financing a University of Delaware Education Academic Year 2012-2013 Estimated Cost-of-Attendance Budget* Below is the estimated 2012-2013 educational budget. Official rates are announced in early July

More information

Financial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page:

Financial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page: University of California, Irvine 2015-2016 1 Financial Aid On This Page: Financial Aid Eligibility Requirements for Federal Student Aid UCI Policies on Satisfactory Academic Progress for Financial Aid

More information

The on-campus student budget includes tuition, room and board, and an allowance for personal and book expenses.

The on-campus student budget includes tuition, room and board, and an allowance for personal and book expenses. Financial Aid Student Financial Services is an important resource for families, whether or not they apply for financial aid. The College participates in a number of parent financing plans and offers a

More information

Racer Aid. Murray State University Financial Aid Guide for Families

Racer Aid. Murray State University Financial Aid Guide for Families Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.

More information

Fees and Financial Aid

Fees and Financial Aid Fees and Financial Aid Student Costs and Student Fees All fees and all policies governing the refund of fees are subject to change by the Board of Regents, State of Iowa. Current information on tuition,

More information

Learning Today, Leading Tomorrow FINANCIAL AID

Learning Today, Leading Tomorrow FINANCIAL AID Learning Today, Leading Tomorrow STUDENT FINANCIAL AID SUCCESSFULLY NAVIGATING THE STUDENT FINANCIAL AID PROCESS The Northern Illinois University Student Financial Aid Office (SFAO) is pleased to assist

More information

Financing Your Scripps College Education

Financing Your Scripps College Education 2014-2015 Financing Your Scripps College Education The following information is intended to introduce families to the options available for financing their students college education. More details are

More information

Financial Aid. Application Procedure. Financial Aid

Financial Aid. Application Procedure. Financial Aid 21 Financial Aid Seattle University is pleased to offer a variety of strategies and resources aimed at helping eligible students meet the costs of education. Approximately 70 percent of undergraduate students

More information

Financial Aid Guide. School Code: 003732

Financial Aid Guide. School Code: 003732 Radford University Financial Aid Guide School Code: 003732 Table of Contents The Purpose and Benefit of a Booklet... 2 Getting Started... 2 What is Financial Aid... 2 Cost of Attendance... 3 Financial

More information

2016-2017 Graduate Financial Aid Award Letter Guide

2016-2017 Graduate Financial Aid Award Letter Guide 2016-2017 Graduate Financial Aid Award Letter Guide AWARD LETTER INSTRUCTIONS Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete

More information

Financing Your Smith Education 2015 16

Financing Your Smith Education 2015 16 Financing Your Smith Education 2015 16 Planning for College Costs Financing a college education can be complicated. This worksheet can help you figure out what you would owe for 2015 16 billed charges

More information

Financial Aid Guide 2015 2016

Financial Aid Guide 2015 2016 Financial Aid Guide 2015 2016 The University of South Dakota and the Office of Financial Aid are pleased to provide you with your financial aid award letter for the 2015 2016 academic year. Your eligibility

More information

Important Information For New Students 2013-2014 FINANCIAL AID

Important Information For New Students 2013-2014 FINANCIAL AID Important Information For New Students 2013-2014 FINANCIAL AID General Information The response to your request for financial aid for the 2013-2014 academic year is a result of our evaluation of your family

More information

Applying for Financial Aid. Disbursement of Financial Aid. Duration of Financial Aid. Questions: Your Financial Aid Award

Applying for Financial Aid. Disbursement of Financial Aid. Duration of Financial Aid. Questions: Your Financial Aid Award step 1: apply for financial aid Applying for Financial Aid 1. Complete the FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA). It can be found online at www.fafsa.gov. It is the only financial aid application

More information

Financing a University of Delaware Education for non Delawareans. Academic Year 2015-2016

Financing a University of Delaware Education for non Delawareans. Academic Year 2015-2016 Financing a University of Delaware Education for non Delawareans Academic Year 2015-2016 Topics to be Covered Overview of financial aid available (scholarships, grants, and loans) at the University and

More information

Scripps College Education

Scripps College Education Financing Your 2015-2016 Scripps College Education Financing Your Scripps College Education 2015-2016 Expenses Tuition and Fees $48,938 Room 8,480 Board 6,628 Books and supplies 800 Personal expenses 1,000

More information

Financial Aid Guide. Student Financial Services. Adelphi University Office of. One South Avenue P.O. Box 701 Garden City, NY 11530-0701

Financial Aid Guide. Student Financial Services. Adelphi University Office of. One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Financial Aid Guide Adelphi University Office of Student Financial Services One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Phone: 516.877.3080 Fax: 516.877.3380 For the ninth straight year, Adelphi

More information

How to Accept Your Financial Aid Offer

How to Accept Your Financial Aid Offer How to Accept Your Financial Aid Offer A Step-by-Step Guide Office of Financial Aid and Scholarships One University Plaza Youngstown, OH 44555 330-941-3505 ysufinaid@ysu.edu www.ysu.edu/finaid Dear Student,

More information

How do you receive financial aid?

How do you receive financial aid? What types of financial aid are available and in what order are they awarded? 1. Scholarships and Fee Waivers 2. Grants 3. Work-Study 4. Student Loans: Subsidized, Unsubsidized, Perkins, Parent PLUS How

More information

Understanding Your Financial Assistance Award 2014 2015

Understanding Your Financial Assistance Award 2014 2015 Understanding Your Financial Assistance Award 2014 2015 Washington University in St. Louis Student Financial Services By Mail Student Financial Services One Brookings Drive, Campus Box 1041 St. Louis,

More information

Lewis & Clark College of Arts and Sciences. Financial Aid 2013 2014

Lewis & Clark College of Arts and Sciences. Financial Aid 2013 2014 Lewis & Clark College of Arts and Sciences Financial Aid 2013 2014 Welcome Lewis & Clark is committed to offering exceptional educational opportunities in an engaging, active, and supportive environment.

More information

Financing Your Education. www.fitchburgstate.edu/admissions/financial-aid

Financing Your Education. www.fitchburgstate.edu/admissions/financial-aid Financing Your Education www.fitchburgstate.edu/admissions/financial-aid About Us A public liberal arts university with a 100-plus year history of education in professional fields, Fitchburg State University

More information

FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015

FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015 FINANCIAL AID CONSUMER INFORMATION GUIDE 2015-2016 Award Year Revised 09/01/2015 You are responsible for reading this award guide. This information is essential to read and understand the terms and conditions

More information

Inside: a Guide to the financial aid. the four types of financial aid. How to accept your award. financial aid checklist and timeline.

Inside: a Guide to the financial aid. the four types of financial aid. How to accept your award. financial aid checklist and timeline. Inside: a Guide to the financial aid process at SLU the four types of financial aid How to accept your award financial aid checklist and timeline Financing your slu education Using this guide What follows

More information

FINANCIAL AID. Experience the Mercy Difference.

FINANCIAL AID. Experience the Mercy Difference. FINANCIAL AID Experience the Mercy Difference. FINANCING YOUR EDUCATION at Mercy College Congratulations on exploring the many educational options at Mercy College of Ohio! Mercy College is committed to

More information

Your financial aid and scholarship planning guide

Your financial aid and scholarship planning guide Your financial aid and scholarship planning guide The financial aid process doesn t have to be difficult, complicated, scary, or stressful. The Saint Leo University Student Financial Services Office is

More information

PomonaCollege. Understanding. Your Financial Aid. Award Year 2012 13. The Pomona College financial aid program is designed to offer admitted students

PomonaCollege. Understanding. Your Financial Aid. Award Year 2012 13. The Pomona College financial aid program is designed to offer admitted students PomonaCollege Your Financial Aid Offer Enclosed! Financial Aid Packet Understanding Your Financial Aid Award Year 2012 13 Office of Financial Aid Pomona College 117 Alexander Hall 550 North College Avenue

More information

THE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID

THE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID THE SOLUTION CENTER Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID 2016-2017 //////////////////////////////////////////////////////////////////////////////////////// 1 The

More information

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid 16 Financial Aid FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college

More information

FINANCIAL AID How does it work for you?

FINANCIAL AID How does it work for you? FINANCIAL AID How does it work for you? The Office of Admission and Financial Aid, School of Social Work 1798 Asylum Avenue Wet Hartford Connecticut Telephone: 860-570-9125 Fax:860-570 9052 University

More information

COMPONENTS OF AID PACKAGES: WHAT TO EXPECT

COMPONENTS OF AID PACKAGES: WHAT TO EXPECT 23359_ch01.qxd 7/15/04 9:00 AM Page 176 176 Paying for College based grants or scholarships if the institution provides them, may decrease loans in the aid package and increase grants even at an institution

More information

St. John s University. Financing Your Legal Education 2015-16

St. John s University. Financing Your Legal Education 2015-16 St. John s University i i i Financing Your Legal Education 2015-16 Content The financial aid process Available financial aid programs What is the Cost of Attendance What are the student loan limits How

More information

Value in your future

Value in your future Value in your future Financial Aid Your road to success can be surprisingly affordable. This publication contains material related to the federal rules and regulations of the Title IV program of the Higher

More information

Office of Financial Aid (OFA) Frequently Asked Questions

Office of Financial Aid (OFA) Frequently Asked Questions Office of Financial Aid (OFA) Frequently Asked Questions Who should apply for Financial Aid? The USD OFA recommends that every eligible* student apply for financial aid. Even if you believe you won t qualify

More information

Financial Aid Consumer Information

Financial Aid Consumer Information Financial Aid Consumer Information In accordance with federal regulations set forth by the Higher Education Act of 1965, as amended, NCE provides this Student Disclosures Schedule as means to disseminate

More information

Step-by-Step Guide to Financial Aid

Step-by-Step Guide to Financial Aid $Step-by-Step Guide to Financial Aid $ What types of financial aid are available? The most common types of federal student aid include grants, government loans and federal work study. Federal student aid

More information

The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year.

The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year. Award Guide Index The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year. The resources available in this guide

More information

A Guide to Financial Aid 2016-17. The bottom line and how to pay for it.

A Guide to Financial Aid 2016-17. The bottom line and how to pay for it. A Guide to Financial Aid 2016-17 The bottom line and how to pay for it. The Financial Aid Basics We re glad you are interested in attending Anderson University. Perhaps you have already received your acceptance

More information

2015-2016. ABCs of Financial Aid

2015-2016. ABCs of Financial Aid 2015-2016 ABCs of Financial Aid 1 What s Inside General Eligibility Requirements for Federal Financial Aid...2 Dependency Status...2 Applying for Financial Aid and the Need Analysis Process...3 Need Analysis

More information

A Guide to Sensible Borrowing & Loan Request Form

A Guide to Sensible Borrowing & Loan Request Form stafford loans STAFFORD LOANS 2010-2011 A Guide to Sensible Borrowing & Loan Request Form Pursue all other alternatives first Get the facts about each loan program What are Federal Direct Loans Budget

More information

2015-2016. Undergraduate Financial Aid Award Letter Guide

2015-2016. Undergraduate Financial Aid Award Letter Guide 2015-2016 Undergraduate Financial Aid Award Letter Guide Award Letter Instructions Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete

More information

FINANCIAL AID FOR LAW SCHOOL: A PRELIMINARY GUIDE. LSAC.org

FINANCIAL AID FOR LAW SCHOOL: A PRELIMINARY GUIDE. LSAC.org LSAC.org FINANCIAL AID FOR LAW SCHOOL: A PRELIMINARY GUIDE INTRODUCTION Legal education is an investment in your future and is a serious financial investment as well. As with any investment, it is important

More information

2015-2016. Your Guide To Financial Aid

2015-2016. Your Guide To Financial Aid 2015-2016 Your Guide To Financial Aid The Solution Center is available to assist all students regarding financial aid, registration, student records, and billing inquires. The Solution Center University

More information

Glossary Financial Aid & Student Loan Terms

Glossary Financial Aid & Student Loan Terms Glossary Financial Aid & Student Loan Terms A Academic year A period of time schools use to measure a quantity of study. For example, a school s academic year may consist of a fall and spring semester,

More information

The University of Vermont. Student Financial Services Financial Aid Handbook

The University of Vermont. Student Financial Services Financial Aid Handbook The University of Vermont 2009-2010 Student Financial Services Financial Aid Handbook A Guide to Understanding Your Financial Aid Our Goal The University of Vermont Office of Student Financial Services

More information

Financial Aid Guide. www.esu.edu A member of the Pennsylvania State System of Higher Education 2013-2014

Financial Aid Guide. www.esu.edu A member of the Pennsylvania State System of Higher Education 2013-2014 East Stroudsburg University of Pennsylvania Financial Aid Guide 2013-2014 Application Process Aid Programs FAFSA Filing Tips Alternative Options www.esu.edu A member of the Pennsylvania State System of

More information

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college they should not be

More information

Family Information Sheet Four: Paying for College!

Family Information Sheet Four: Paying for College! Family Information Sheet Four: Paying for College! Dear Family Member, During today s lesson your student learned about the resources available to help you and your family pay for college. Financial aid

More information

FINANCIAL AID AND SCHOLARSHIPS FINANCING THE MILLSAPS COLLEGE EXPERIENCE

FINANCIAL AID AND SCHOLARSHIPS FINANCING THE MILLSAPS COLLEGE EXPERIENCE FINANCIAL AID AND SCHOLARSHIPS FINANCING THE MILLSAPS COLLEGE EXPERIENCE A Financial Aid Snapshot of the Millsaps College Class of 2016 67% received need-based aid $31,863 average financial aid package

More information

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS

FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS COSTS OF ATTENDANCE AND BUDGETS CREDIT BALANCES ACADEMIC REQUIREMENTS

More information

{OCU Financial Aid Office 740-477-7716. We re here for you! Common Questions. 1 Ohio Christian University Financial Aid

{OCU Financial Aid Office 740-477-7716. We re here for you! Common Questions. 1 Ohio Christian University Financial Aid 1 Ohio Christian University Financial Aid Common Questions Q. What is Financial Aid? A. Financial Aid is any kind of money that is either given or loaned to you for a period of time that can assist you

More information

vice FISK Rivce WORK grity vice reship Lity lence grity WORK Rivce reship lence ntegrity Cultivating Scholars & Leaders One by One UNIVERSITY Diversit

vice FISK Rivce WORK grity vice reship Lity lence grity WORK Rivce reship lence ntegrity Cultivating Scholars & Leaders One by One UNIVERSITY Diversit 1ExCEllenc ExCEllence grity Accountablity Diversit Integrity lence ty WORK Rivce vice Cultivating Scholars & Leaders One by One reship Lity FISK UNIVERSITY Excellence Integrity Leadership ExCEllence ExCEllence

More information

FINANCING YOUR SLU EDUCATION AN INVESTMENT IN YOUR FUTURE

FINANCING YOUR SLU EDUCATION AN INVESTMENT IN YOUR FUTURE FINANCING YOUR SLU EDUCATION AN INVESTMENT IN YOUR FUTURE INSIDE: A GUIDE TO THE FINANCIAL AID PROCESS AT SLU T HE FOUR TYPES OF FINANCIAL AID HOW TO ACCEPT YOUR AWARD FINANCIAL AID CHECKLIST AND TIMELINE

More information

TEXAS SOUTHERN UNIVERSITY. Paying for your TSU. Education

TEXAS SOUTHERN UNIVERSITY. Paying for your TSU. Education TEXAS SOUTHERN UNIVERSITY Paying for your TSU Education Is a TSU Education a GOOD INVESTMENT? WE THINK SO! 1 TSU s need-blind admissions policy helps to create a diverse student body. Our students hail

More information

Financial Aid Information

Financial Aid Information Financial Aid Information Schools recognize that in many instances individuals and their families are not able to meet the entire cost of education. Therefore, the Financial Aid Office will assist students

More information

A Guide to Financial Aid 2015-16. The bottom line and how to pay for it.

A Guide to Financial Aid 2015-16. The bottom line and how to pay for it. A Guide to Financial Aid 2015-16 The bottom line and how to pay for it. The Financial Aid Basics We re glad you are interested in attending Anderson University. Perhaps you have already received your acceptance

More information

Contact Us Telephone: (800) 222-7183 Email: Financialaid@shu.edu Fax: 973-275- 2040 Web site: Office of Financial Aid web page

Contact Us Telephone: (800) 222-7183 Email: Financialaid@shu.edu Fax: 973-275- 2040 Web site: Office of Financial Aid web page Your Guide to Seton Hall University s Financial Aid Congratulations on your acceptance to Seton Hall University! While this is an exciting time, we understand that it may be a confusing one as well. The

More information

Financial Aid Office

Financial Aid Office Wentworth Military Academy and College Financial Aid Office You may contact the Wentworth Financial Aid Office at: (660) 259-2221 or (800) 962-7682 Wentworth Military Academy and College Financial Aid

More information

Filling Out the FAFSA

Filling Out the FAFSA Filling Out the FAFSA Free Application for Federal Student Aid The Path to Financial Aid Starts Here FAFSA What s Inside? Federal student aid is provided by the U.S. government to help you pay for college.

More information

Understanding Your Undergraduate Financial Aid Award

Understanding Your Undergraduate Financial Aid Award Understanding Your Undergraduate Financial Aid Award The financial assistance administered by the M Center is governed by regulations from federal and state agencies, guidelines established by the College,

More information

GLOSSARY OF FINANCIAL AID TERMS

GLOSSARY OF FINANCIAL AID TERMS GLOSSARY OF FINANCIAL AID TERMS Candidates Reply Date Agreement: A college subscribing to this nationally-recognized agreement will not require any applicant offered admission as a first-year student to

More information

tudent oans Federal Stafford, PLUS and Grad Plus For Loan Period July 1, 2008-June 30, 2009

tudent oans Federal Stafford, PLUS and Grad Plus For Loan Period July 1, 2008-June 30, 2009 Your guide to tudent oans Federal Stafford, PLUS and Grad Plus For Loan Period July 1, 2008-June 30, 2009 Lender Code: 833506 orrower enefits * 0% Origination Fee for Stafford Loans Allegiance Credit Union

More information

Financial AID. for Law School: A PRELIMINARY GUIDE. A Publication of the Law School Admission Council. Visit us at www.lsac.org or call 215.968.1001.

Financial AID. for Law School: A PRELIMINARY GUIDE. A Publication of the Law School Admission Council. Visit us at www.lsac.org or call 215.968.1001. Financial AID for Law School: A PRELIMINARY GUIDE A Publication of the Law School Admission Council. Visit us at www.lsac.org or call 215.968.1001. Introduction Considering law school but concerned about

More information

Understanding Your Undergraduate Financial Aid Award 2016 2017

Understanding Your Undergraduate Financial Aid Award 2016 2017 STUDENT FINANCIAL SERVICES Understanding Your Undergraduate Financial Aid Award 2016 2017 WWW.BABSON.EDU/UGRADAID TABLE OF CONTENTS Financial Aid Checklist... 1 Financial Aid Programs... 3 Financial Aid

More information

Financial Aid 2014-15

Financial Aid 2014-15 Financial Aid 2014-15 Office of Financial Aid (315) 781-3315 Geneva, NY 14456 www.hws.edu Financial Aid at HWS At Hobart and William Smith, we have a unique approach to financial aid, one rooted in collaboration

More information

Documents needed to file the Free Application for Federal Student Aid (FAFSA)

Documents needed to file the Free Application for Federal Student Aid (FAFSA) Steps to Apply for Financial Aid These three easy steps will help keep a student on track for applying for admission and financial aid. To apply online, visit www.hawaii.edu/admissions or visit the admissions

More information

Federal Supplemental Education Opportunity Grant Work Study Federal Work Study (may not be available at all school locations) Loans

Federal Supplemental Education Opportunity Grant Work Study Federal Work Study (may not be available at all school locations) Loans Financial Aid Information Schools recognize that in many instances individuals and their families are not able to meet the entire cost of education. Therefore, the Financial Aid Office will assist students

More information

Financial Aid Information

Financial Aid Information Financial Aid Information Schools recognize that in many instances individuals and their families are not able to meet the entire cost of education. Therefore, the Financial Aid Office will assist students

More information

Qualifying for the financial aid you deserve MADE $IMPLE

Qualifying for the financial aid you deserve MADE $IMPLE Qualifying for the financial aid you deserve MADE $IMPLE table of contents 2...Paying for college...realizing your dream. 3... Am I eligible? 4...What s available for me? 5...How do I find the financial

More information

Financial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place

Financial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place Financial Aid Guide Adult Online Students Graduate Students 2012/2013 the catholic franciscan learning place BRIAR CLIFF UNIVERSITY 2012/2013 TUITION & FEES COST PER CREDIT Adult Online Degree Completion

More information