2 We are pleased to provide this brochure, along with your Financial Aid Award for the academic year. This booklet contains important information about your financial aid award, policies, rights and responsibilities, costs, and expected and actual aid. We find it answers many commonly asked questions and encourage you to read it carefully. If you have questions that are not answered here, please do not hesitate to contact us. Gabriela Ramirez, Financial Aid Assistant Catherine Acosta, Assistant Director Maryville Tuzon, Associate Director Robin Thompson, Director How We Determine Financial Need Financial Aid is a supplemental resource to help bridge the gap between what a family can contribute and the cost of attendance. Using the information provided on the FAFSA and the CSS/Financial Aid PROFILE applications, the Financial Aid Office calculates an expected family contribution (EFC) that is available from income and assets. This amount is subtracted from the total cost of education tuition, fees, room, board, book and personal expenses and in some cases, travel expenses. The difference between your family contribution and the cost of attendance is your financial need. Your financial aid award meets your full financial need, and is generally composed of grants, scholarships, a student loan and employment funds. Parents Contribution The Financial Aid Office calculates your parents contribution using the FAFSA & CSS PROFILE applications along with your parents 2014 Federal tax return and W-2 form(s), and any other supplemental documents you submitted. The calculation takes into consideration taxes paid, reasonable living costs, medical/dental expenses, family size, and the number of children enrolled in undergraduate college programs. A portion of your parents assets are protected as an emergency allowance. This contribution is recalculated each year and we require that you and your parents complete the full application process each year in order to renew your financial aid award. Student Contribution We ask that each student receiving financial assistance contribute approximately $900 to $1,850, depending on your year in school, toward the cost of education. This is considered a summer earnings contribution which is expected as your contribution towards educational expenses from summer earnings. In addition to the summer earnings contribution, you are expected to contribute 25% to 35% of your cash, savings, and investments, if you have any. Your Budget (Cost of Education) Your budget for the academic year includes full-time tuition, fees, room, board, books, and personal expenses. It may also include an allowance for transportation. Your financial aid award will not cover any lab or course fees, course overload fees or any other miscellaneous fees. If you register for more than five courses in any semester, you will be charged an overload fee of $220 per course for which there is no financial aid. Room and Board Your budget includes the cost of a double room ($8,770 per year) and the 16 meal plan ($6,440 per year). If you choose to live in a single room, you will be charged an additional $1,200 per year. Financial aid does not cover this additional charge. There is a reduced charge of $5,910 if you subscribe to the 12 meal plan. If you reduce your meal plan there is no reduction in your financial aid award. If you are approved to live off campus by the Office of Student Affairs you will not be charged for room and board and there is no reduction in your financial aid award. However, if you are approved to live with your parents, there will be a change in your financial aid award. Books and Personal Expenses We estimate that you will spend approximately $2,000 over the course of the academic year on books and personal expenses. You will need approximately $500 during the first week of each semester to purchase books. It is recommended that you plan to arrive on campus with $500 to cover the cost of books and supplies. The bookstore will accept cash, checks (with identification), and most major credit cards. Transportation A transportation allowance has been added to your budget if your permanent home is a significant distance from the campus. It is important to note that this allowance may not cover the actual cost of airfare between your home and Pitzer, but should be considered a subsidy towards travel expenses. Transportation allowances range from $150 to $500. Financial Aid Office 1050 N. Mills Ave Claremont, CA Phone: Fax:
3 Your Financial Aid Award Most financial aid award packages combine three types of aid: scholarship funds (no repayment required), loan funds (funds that you must repay after you graduate), and work funds (earnings while you are in school). Financial aid packages are awarded for an entire academic year. If family financial circumstances change substantially during the course of the year, you may request that we review your application by submitting complete documentation of the changes. We will make every effort to help you, subject to available funds. Scholarship awards from outside organizations or foundations are coordinated with your need-based financial aid package. Outside awards do not replace the family contribution; financial aid and outside scholarships are secondary resources that help bridge the gap between the family contribution and the cost of education. If you receive an outside scholarship it will first replace your need-based loan. If the award exceeds the amount of your loan, federal work study is replaced next. If total outside scholarships replace both loan and work, then Pitzer scholarship will be reduced. Cal Grants are not considered outside scholarships, and replace need-based Pitzer scholarship. All grant or scholarship funds are credited to your student account and are divided equally between the first and second semester. It is your responsibility to ensure your outside scholarship is processed; you must send enrollment verification and grade notices to the organization if they are required. You must also ensure that your outside scholarship checks are received by the Financial Aid Office in a timely manner. A credit for the outside scholarship will not be applied to your student account until the check is received by our office. All types of loans are initially entered on your student account as pending financial aid and are divided equally between the first and second semester. They do not become actual aid until you have completed all of the required paperwork in the case of Federal Perkins and Pitzer College Loans or, in the case of Direct Loans, until the funds have been sent to the college. Pitzer Scholarship Pitzer Scholarship funds are derived from gifts, endowment, and the current budget of the College and are awarded to students on the basis of financial need. Cal Grant These are grant funds awarded to California residents by the California Student Aid Commission (CSAC). It is the responsibility of every California resident applying for financial aid from Pitzer College to apply for a Cal Grant. We expect Cal Grant A awards for the year to range between $8,056 and $9,223, depending upon state funding. If you are awarded both a Cal Grant A and Cal Grant B by CSAC, you may choose to receive only one of these grants. Normally, during your freshman year your Cal Grant B is $1,648, which is an allowance for books and supplies. In subsequent years you would then be eligible for the book allowance plus $8,056 to help with tuition expenses. If you choose to accept the Cal Grant B, the College will revise your award to account for the alternate grant. Federal Supplemental Educational Opportunity Grant (SEOG) The funds for this grant are awarded by the U.S. Department of Education to Pitzer, which provides matching funds, to assist students with substantial financial need. Awards generally range from $200 to $4,000. Federal Pell Grant These awards, administered by the U.S. Department of Education to participating institutions, provide a financial aid foundation for students with high need. For the academic year, awards may range from $626 to $5,775. The amount of the award is based on a determination of your federal financial aid eligibility, the cost of attending Pitzer, and a payment schedule issued to all approved educational institutions by the U.S. Department of Education. Trustee Scholarship The Trustee Scholarship is a merit based scholarship that is awarded at the time of admission. The Trustee scholarship is a $5,000 annual scholarship that is renewable for up to four years. To be eligible for renewal of the Trustee Scholarship, the student must be in good academic standing, enrolled at least half time and making satisfactory academic progress. Academic Achievement Scholarship The Academic Achievement Scholarship is a one time merit scholarship that is awarded to entering first-year students. The amount of the award can vary from year to year, based on funding availability. Loans Loans are regarded as a means of enabling you to invest some of your future earnings in your education. The average federal loan indebtedness of those students who have received financial aid for four years at Pitzer, and who graduated in May 2014, was approximately $19,400. An educational loan is a financial obligation that you must repay. Failure to make scheduled loan payments after you leave school may affect your future ability to qualify for credit. William D. Ford Federal Direct Loan The Federal Direct Loan program provides long-term, low-interest loans to students. The lender is the U.S. Department of Education. Annual base loan limits are $3,500 for first-year students, $4,500 for sophomores and $5,500 for juniors and seniors. In addition, any student may borrow an additional $2,000 Federal Direct unsubsidized loan. If a parent has applied for a Federal PLUS loan and has been denied due to negative credit history, students are eligible to borrow an additional unsubsidized Federal Direct Loan. First and second year students may borrow an additional $4,000 unsubsidized loan and third and fourth year students may have access to an additional $5,000 unsubsidized loan. Total Federal Direct Loan indebtedness for undergraduate students may not exceed $31,000. The interest rate is fixed at 4.29% for both subsidized and unsubsidized loans. All Federal Direct Loans are subject to an origination fee of 1.07%. These fees are deducted from the loan before the funds are issued. Repayment of the principal and interest begins six months after you graduate, leave school or drop below half-time enrollment (2 classes). Once you have left school and have begun repaying your loan, student borrowers have many different repayment options. These options can make repaying your loans manageable based on earnings. In addition, students who enter into graduate school may elect to defer payment on educational debt until after graduation. While there is flexibility regarding the amount you pay monthly and the length of your repayment, educational loans are not subject to discharge with the exception of death or permanent disability of the borrower. If you have been awarded a Federal Direct Loan as part of your financial aid package, you will receive information about completing a Master Promissory note (MPN) with your finalized award letter. All first time borrowers must also complete an entrance interview online at or All borrowers need to complete the Federal Direct Loan Request Form, entrance counseling and master promissory note no later than July 15. If you have been awarded a Federal Direct Loan as part of your financial aid award, your loan may be accepted for the full amount offered, decreased or declined. If you choose to decrease or decline the Federal Direct Loan awarded in your package, no compensation can be made in either grant or employment allotments. In addition, all Federal Direct borrowers are required to complete an exit interview at the time of graduation or withdrawal from the College. You may do this by going to signing in and clicking on exit counseling. Federal Perkins Loans The Federal Perkins Loan program provides long-term, low-interest loans to students through Pitzer College. These loans are allocated by the Financial Aid Office to students with financial need and may range up to a maximum of $5,500 per year. The interest rate on these loans is 5% and no interest is charged while you are in school. Repayment of the principal and interest begins nine months after you cease to be enrolled at least half-time. All loans must be repaid within ten years. Deferment and cancellation privileges are detailed in the promissory note. We encourage you to review it carefully. If you have been awarded a Federal Perkins Loan, instructions for completing your loan paperwork will be included with your financial aid award letter. All loan forms must be submitted to the Financial Aid Office by July 15. Your Federal Perkins Loan may be accepted for the full amount offered, decreased, or declined. It may not be increased over the amount of the original award without the approval of the Financial Aid Office. If you choose to decrease or decline the Federal Perkins Loan awarded to you, no compensation can be made in either scholarship or employment funds. If you borrow a Federal Perkins Loan, you are required to complete an exit interview at the time you graduate or withdraw from the College. Pitzer College Loan The Pitzer College Loan program provides long-term, no interest loans to students who have graduated from a California high school, are permanent residents or U.S. Citizens and meet other income qualifications.
4 These loans are administered by the Financial Aid Office. No interest is charged on these loans and repayment of the principal begins six months after the student ceases to be enrolled at Pitzer College. All loans must be repaid within ten years. There are no deferment or cancellation privileges. If you have been awarded a Pitzer College Loan, you will receive information about how to complete the loan application materials in June. The Pitzer College Loan funding is limited, and provided on a first-come, first serve basis. All loan applications should be on file with the Financial Aid Office no later than July 15. Your Pitzer College Loan may be accepted for the full amount offered, decreased, or declined. It may not be increased over the amount of the original award without the approval of the Financial Aid Office. If you choose to decrease or decline the Pitzer College Loan awarded to you, no compensation can be made in either grant or employment funds. If you borrow a Pitzer College Loan, you are required to attend an exit interview at the time you graduate or withdraw from the College. Emergency Student Loan Fund: Short-term, nointerest emergency student loans are available to students faced with unexpected emergencies. Traditional and transfer students may borrow up to $300 for 30 days if they are able to verify their ability to repay the loan. Students admitted through the New Resources program may borrow up to $1,000 per semester. Repayment is expected within 30 days. Students who need a short-term emergency student loan should contact the Financial Aid Office. A student need not receive financial aid to qualify for an emergency student loan. The funds that make these loans possible represent Pitzer College s portion of a gift to the Independent Colleges of Southern California made by First Interstate Bank of California. Federal Work-Study This form of financial aid provides a job opportunity to you. You will receive notification via this summer with instructions to complete your new hire paperwork electronically so that you will be able to begin working when you arrive on campus in the fall. All new student employees must provide documentation verifying eligibility to work in the United States. This is generally a current, non expired Passport; however students may use other documentation such as the combination of a photo ID (driver s license or state issued ID) along with your original Social Security Card or Birth Certificate. Please be sure to bring these with you to school, as you may not begin working until they are submitted with your new hire paperwork. International students who have been awarded work study will need to apply for a social security number upon arriving in the US in order to work on campus. The international student advisor, Todd Sasaki, will assist international students in applying for a social security number and obtaining an on-campus job. During the first week of the fall semester a list of job openings will be available online through Claremont CONNECT students/. In general, students work between six and twelve hours per week during the academic year. If you choose to work on campus, you will be paid every two weeks depending on the number of hours you work. Your paycheck is yours to spend as necessary. Most students will use student earnings to pay for books, supplies and other personal expenses, but students may choose to use work study funding to help contribute to tuition charges. Work study funds are earned, therefore do not subtract work study funds that are itemized on your financial aid award from total charges on your bill when determining how much you will be responsible to pay the college each semester. If you wish to decline the work opportunity, please indicate in the proper space on your award acceptance sheet. If you choose to decline the work portion of your package, no compensation can be made through grant or scholarship funds. Reapplying for Financial Aid Each year, you and your family need to reapply for financial aid. We review your financial need annually and make adjustments to reflect changes in your financial need and the cost of attending Pitzer each year. Pitzer College is committed to meeting the full demonstrated need of our continuing students. You need to be aware that Pitzer requires you to assume larger loans and increased employment that is, greater self-help as you progress toward your degree. For example, for the academic year, the loan and work-study levels are: Loan Work-Study First Year $3,500 $2,460 Sophomores $4,000 $2,680 Juniors $4,750 $2,900 Seniors $5,000 $3,130 Study Abroad If you participate in a Pitzer sponsored or Pitzer approved study abroad program, eligible students will be considered for financial aid. Students are assessed a Comprehensive Fee that is the equivalent of tuition, fees, a double room and 16 meal plan, and will receive financial aid assistance to meet your demonstrated financial need. Summer Study Abroad Pitzer College offers two summer study abroad programs: Pitzer Summer Health Program in Costa Rica and Pitzer Summer Study in Japan. If a student elects to participate in one of these two programs, is a recipient of financial aid and meets eligibility requirements, the student may receive financial aid to assist with the cost of the program, including tuition, fees, room and board. When a student receives aid for a summer study abroad program, the student uses the equivalent of half a semester of financial aid (2 courses during the summer session). The student is expected to enroll half time (not more than 2 courses) upon returning from the summer study abroad program for one semester, as each student is limited to only 8 semesters of institutional financial aid for entering firstyear students and a pro-rated equivalent for transfer and New Resource students. Summer Session Pitzer College offers a six-week summer session where students have the option to enrich their education in a rigorous academic atmosphere. Financial Aid is available to students who received need-based financial aid during the spring semester preceding the summer session. Students are eligible for financial aid to assist with tuition costs for up to two courses during the summer. Students who enroll in more than two courses will be responsible for tuition costs for the additional classes. Room and board costs are not covered through financial aid, but students may borrow educational loans to assist with living expenses if the student meets eligibility requirements. Financial Aid is not available for independent study courses during the summer term. During the summer, Pitzer does not have a consortia agreement in place with the other Claremont Colleges, and as a result, financial aid is only available to Pitzer students who enroll in classes at Pitzer College. Financial Aid is not available for summer courses taken at any other college. Satisfactory Academic Progress A student who enters Pitzer as a first-year student is eligible for a maximum of eight semesters of financial aid, should financial need continue. Normally, a student completes four courses each semester. New Resource and transfer student eligibility is based on class standing at the time of admission and is equal to the number of courses/semesters remaining at normal progress to receive a bachelor s degree. Transfer students with junior class standing must complete a minimum of sixteen courses in four semesters. Each full time student receiving financial aid must complete a minimum of six courses at the end of two semesters; a total of fourteen courses after four semesters; a total of twenty-two courses after six semesters; and a total of thirty-two courses at the end of eight semesters to receive the bachelor s degree. Your financial aid award is granted on the condition that you register as a full-time student (three courses or more each semester). However, as mentioned above, a student normally completes four courses each semester. You must maintain satisfactory progress as defined by the College s Academic Standards Committee to remain eligible for financial aid in subsequent years. A student making satisfactory progress as outlined above and does not maintain a 2.00 GPA will be placed on contract by the College s Academic Standards Committee. The comprehensive Satisfactory Academic Progress policy can be found in the Course Catalog. Refund Policy A student who withdraws or takes a leave of absence after the first day of the semester may receive credit against the semester s fees, as described in the Pitzer College Catalog. For students receiving financial aid, Pitzer College uses the refund policies mandated by Federal regulation. Following these regulations, a portion of any refund must be returned to the programs from which the student was aided in the order listed: Direct Loan, PLUS Loan, Perkins Loan, Pell Grant, SEOG. Whether a refund will result from the credits received will depend on the payments that have been made and the amount of financial aid that has been received by the student. A detailed explanation of the refund policy is described in the Course Catalog.
5 Change in Enrollment Your eligibility for financial aid and the amount of your award may change if you drop below full time enrollment status. Enrollment in three or more courses is considered full time, and fewer than three courses is considered less than full time. Students who plan to enroll in fewer than 3 courses in a semester must schedule an appointment with the Financial Aid Office to understand how this may impact financial aid eligibility. Students may change their course enrollment during the first two weeks of the semester. After the last day to add courses, September 14 for Fall 2015 and February 1 for Spring 2016, the Financial Aid Office will review the number of courses each student is enrolled in. Students will be notified if their course load requires a change to their financial aid award. Financial Aid will not make any changes to the financial aid award after these published dates. If a student adds a course after the published date, they will not be eligible for additional financial aid to cover the additional costs. In addition, if a student drops a class after the published date, their financial aid will not be adjusted to reflect a reduced level of course work. Your Rights and Responsibilities You have the right to: Have full information about the types of aid available to you and the requirements and deadlines. Know what portion of your financial aid must be repaid, and what portion is grant or scholarship assistance Cost Information Total Budget for Student Living On/Off Campus: Total Budget for Student Living Off Campus with Parents: $48,400 Tuition* $48,400 Tuition* $270 Student Activities Fee* $270 Student Activities Fee* $8,770 Room (Double)* $4,800 Housing & Food Expenses $6, Meal Plan* $1,300 Transportation $63,880 TOTAL* $54,770 TOTAL* $1,000 Books $1,000 Books $1,000 Personal Expenses $65,880 $56,770 $1,000 Personal Expenses *These are expenses for which you are billed by the Student Accounts Office. If you choose to enroll in the College s Student Medical Insurance you will be billed for it in full at the start of the fall semester. This charge must be paid by the end of the fall semester. Need-based scholarship assistance is not available to cover the cost of the student medical insurance, but students may borrow a loan to cover the cost if there is remaining loan eligibility. Provide truthful and correct information. If funds are advanced based on falsified data, you will be obligated to repay all money received and may be subject to criminal fraud prosecution. Understand the application process and apply for financial aid each year on time by submitting the required forms by the posted deadlines. How to Compute the Amount You Need to Pay A full-time student, living in a double room and participating in the 16 meal plan, will be billed by Pitzer as follows: Semester Year Tuition $24,200 $48,400 Fees Room 4,385 8,770 Board 3,220 6,440 Total $31,940 $63,880 To calculate how much you will owe to the College, use the following worksheet. (please note: if you live in a single room, or off-campus, or participate in a different meal plan, or take the student medical insurance your charges will be different from those shown.) Amount billed by the College (academic year) SUBTRACT financial aid which we credit to your account Total Scholarship and Grants (i.e., Pitzer Scholarship, Cal Grant, Federal Pell, Federal SEOG, other scholarships or grants) Total Loans (i.e., Federal Perkins, Federal Direct, Federal PLUS, Pitzer College Loan) DO NOT SUBTRACT your Federal Work-Study* Balance Due $63,880 Paying Your Bill The first bill of the academic year, reflecting charges for tuition, fees, room and board for the Fall semester will be available online on the first business day of August, via our partner CASHNet. For balances owed to Pitzer College, families have the option of paying in full by August 20, or enrolling in the Pitzer College Monthly Payment Plan. Additional information regarding the CASHNet online billing system and the payment plan will be made available to students and families in early June from the Office of Student Accounts. Please note: if you elect to enroll the College s student medical insurance, you will be billed for the full year of coverage at the beginning of the fall semester. This additional charge must be paid in full during the fall semester. We show expected financial assistance aid on your student account so that your balance due will reflect all of the aid for which you are eligible. However, if you do not complete the requirements for the aid in a timely manner, the pending aid will be removed from your account and your balance due will increase by that amount. Some types of scholarship or grant aid are entered on your student account as actual aid. This means that we have received all of the necessary paperwork from you to credit your account with the final financial aid. All types of loans are initially entered on your student account as pending financial aid. They do not become actual aid until you have completed all of required paperwork and the funds have been disbursed. Your Federal Work Study allocation does not appear as a credit (either as actual or pending aid) on your student account. You are paid directly by check for hours that you work on a bi-weekly basis. Privacy. All records and data submitted with your application for financial aid are treated as confidential, subject to legal requirements concerning disclosure of such information. Report all new or increased resources, such as outside scholarships, grants, tuition remission or VA benefits to the Financial Aid Office in writing. *Your Federal Work Study allocation is not credited to your account and therefore is not subtracted from the charges. Appeal any financial aid award or other decision of the Financial Aid Office which does not fall under the jurisdiction of federal or state regulations. Notify the Financial Aid Office and your student loan servicer of any name change, change of address, graduation, transfer, withdrawal, or other change in enrollment status. Each semester you will owe ½ of the balance due. This amount does not include any expenses for books, personal expenses, or transportation. You have the responsibility to: Read and understand all forms you are required to sign. You should keep copies for your records. Complete an entrance interview before borrowing a student loan for the first time. Complete an exit interview before graduating, transferring or withdrawing from Pitzer. Remember that you will need approximately $500 for books and supplies at the beginning of each semester.
6 Award Checklist Notes Review your Financial Aid Award and this booklet carefully. Sign your acceptance letter, indicating any aid you do not wish to accept, and return to the Financial Aid Office within ten days. Complete all loan paperwork and return to the Financial Aid Office no later than July 15. Notify the Financial Aid Office in writing of any outside awards, tuition remission or veteran benefits not listed on the award letter. Be sure to include the name of the funding, the amount and whether it is renewable for subsequent years. Keep a copy of all financial aid award information and loan documents for your records. Pitzer College admits students of any race, color, sex, sexual orientation, age, creed, handicap, or national or ethnic origin to all the rights, privileges, programs, and activities generally accorded or made available to sutdents at the College. It does not discriminate on the basis of race, color, sex, sexual orientation, age, creed, handicap, or national or ethnic origin in administration of its educational policies, scholarships and loan programs, and athletic and other College-administered programs, and employment policies.
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Financial Aid # Financial Aid Formula # Eligible Applicants # Application Requirements and Suggested Filing Dates # Programs for Which You May Qualify # Verification of Financial Aid Data # Academic Progress
contact us Phone: 281-283-2480 Fax: 281-283-2502 E-mail: email@example.com Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid Student Services and Classroom Bldg.
How to Accept Your Financial Aid Offer A Step-by-Step Guide Office of Financial Aid and Scholarships One University Plaza Youngstown, OH 44555 330-941-3505 firstname.lastname@example.org www.ysu.edu/finaid Dear Student,
Financial Aid Consumer Information In accordance with federal regulations set forth by the Higher Education Act of 1965, as amended, NCE provides this Student Disclosures Schedule as means to disseminate
University of Illinois at Springfield Office of Financial Assistance Student Guide University of Illinois at Springfield Office of Financial Assistance, University Hall, One University Plaza, MS UHB 1015
FINANCIAL AID OFFICE OF FINANCIAL AID FINANCIAL AID POLICIES AND PROCEDURES ELIGIBILITY REQUIREMENTS FOR FINANCIAL AID APPEALS PROCESS COSTS OF ATTENDANCE AND BUDGETS CREDIT BALANCES ACADEMIC REQUIREMENTS
Financial Aid Undergraduate Award Reference Guide 2014-15 Whitworth University Whitworth University Financial aid Reference Guide As of 1/21/2014 Financial Aid staff....2 Understanding Financial Aid..3
Frequently Asked Questions 1. How and when to apply for Financial Aid? To apply for financial aid at Northark, you should: Submit the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov Complete
Your Guide to Financial Aid www.umassd.edu/financialaid Table of Contents 2 Determining Your Financial Aid Eligibility 4 Your Financial Aid Award 5 Grants, Scholarships & Waivers 6 Federal Work-Study &
Inside: a Guide to the financial aid process at SLU the four types of financial aid How to accept your award financial aid checklist and timeline Financing your slu education Using this guide What follows
2015-16 FINANCIAL AID HANDBOOK REGIS COLLEGE AND TRADITIONAL STUDENTS REGIS UNIVERSITY FINANCIAL AID HANDBOOK Regis College and Traditional Students FINANCIAL AID ELIGIBILITY The general eligibility requirements
New England Conservatory 2015-2016 Financing Your NEC Education Table of Contents A Message from the Director of Financial Aid... 2 The Role of the Financial Aid Office... 3 Contact Information... 3 Introduction...
Your financial aid and scholarship planning guide The financial aid process doesn t have to be difficult, complicated, scary, or stressful. The Saint Leo University Student Financial Services Office is
GENERAL AWARDING POLICIES 1. All federal and state awards are subject to government funding. 2. Eligibility for financial aid is based on the definition of an academic year as prescribed by the U.S. Department
UNDERSTANDING YOUR FINANCIAL AID Understanding Your Award Letter Financial Aid consists of grants, work-study and loans to help meet your educational expenses. You may accept or reject all or part of your
Important Information For New Students 2013-2014 FINANCIAL AID General Information The response to your request for financial aid for the 2013-2014 academic year is a result of our evaluation of your family
Financial Aid Undergraduate Award Reference Guide Whitworth University Financial Aid Reference Guide as of 1/14/2015 Financial Aid Staff Contact Information. 2 Understanding Financial Aid. 3 Types of Financial
CONSUMER INFORMATION To help students meet the financial obligations of college attendance, Mohave Community College administers a varied and comprehensive financial aid program. Financial aid is designed
Types of Financial Aid The Financial Aid Office at SUNY Maritime College assists students in financing their education by offering financial assistance in the form of scholarships, grants, loans and work-study
Tuition and Fees Refunds/Excess Financial Aid Most grants, scholarships and loans are applied directly to student accounts. If financial aid proceeds have not been applied to an account or the amount does
www.shawnee.edu Making College a Reality through Financial Aid Earn $1 million more! It s a fact. People who attend college and receive a bachelor s degree earn approximately $1 million more in their lifetime
NEW JERSEY CITY UNIVERSITY Guide to Financial Aid Fastfact: NJCU graduates include a fashion magazine art director, a NJ Assembly person, a police captain, a news anchor and a corporate vice president!
Types of Aid A-State Online Financial Aid Policies Arkansas State University Financial aid in the form of the below, grants and loans, are processed for degree-seeking A-State Online participants in the
2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014) HOW TO USE THIS GUIDE The purpose of this guide is to assist you with understanding important information about the financial
2015-2016 CONSUMER INFORMATION Understanding Your Financial Aid Award Undergraduates in the School of Arts & Sciences, Robins School of Business, and Jepson School of Leadership Studies Important information
$Step-by-Step Guide to Financial Aid $ What types of financial aid are available? The most common types of federal student aid include grants, government loans and federal work study. Federal student aid
2016-2017 Graduate Financial Aid Award Letter Guide AWARD LETTER INSTRUCTIONS Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete
FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college they should not be