vice FISK Rivce WORK grity vice reship Lity lence grity WORK Rivce reship lence ntegrity Cultivating Scholars & Leaders One by One UNIVERSITY Diversit

Size: px
Start display at page:

Download "vice FISK Rivce WORK grity vice reship Lity lence grity WORK Rivce reship lence ntegrity Cultivating Scholars & Leaders One by One UNIVERSITY Diversit"

Transcription

1 1ExCEllenc ExCEllence grity Accountablity Diversit Integrity lence ty WORK Rivce vice Cultivating Scholars & Leaders One by One reship Lity FISK UNIVERSITY Excellence Integrity Leadership ExCEllence ExCEllence Guide to Financial Aid grity vice reship Lity Accountablity Diversit y WORK Rivce lence ntegrity

2 Table Of Contents Welcome Letter... 3 Grants... 4 Scholarships... 5 Loans Available... 6 Loan Application... 7 Complete Entrance Counselling... 8 Student Loan Limits... 9 Interest Rates / Terms Banner Web / Title IV Useful Information Payment & Refunds/ Important Numbers Calculating your cost Map

3 Office of Student Financial Aid 1000 Seventeenth Avenue North Nashville, Tennessee phone fax Dear Future Alumnus: Enclosed you will find information to assist you in understanding your financial aid award for the academic year. For future reference, please remember that Banner Web is the primary method of communication with students at Fisk University. All future information will be sent to your address assigned to your Banner Web account. From our home page you can access Banner Web if all requirements for admission have been met. You will be able to set-up your login information from the home page, if you have not already done so. To access your account, log into Banner Web, click on Student Account, click on Account Detail for Term and review. You will need to accept portions of your award(s) on this site after reading and accepting Terms and Conditions, click Accept Award Offer tab to accept any Federal Direct Loans you were offered. (Parent PLUS loans cannot be accepted on-line. Additional steps are necessary to complete this process. Please see page 6 for more information.) If you choose to accept your loans and you are a first time borrower at Fisk University, you will need to complete two additional steps. All first-time borrowers for Federal Direct Loans must complete Entrance Loan Counseling and an electronic Master Promissory Note. Links are available at You will need your FAFSA Pin Number to complete the steps. Please read all information carefully. We hope this information will assist you in financing your educational needs. Welcome to Fisk family! Office of Student Financial Aid 3 3.

4 GRANTS Federal Pell Grant (PELL) The Pell Grant is awarded to undergraduates based on financial need and the number of hours enrolled each semester. Regulations and provisions of the Pell Grant Program are subject to change by federal legislative action. Students have limited Pell Grant eligibility based on total number of years received. Federal Supplemental Educational Opportunity Grant (SEOG) This federal grant program is awarded on a limited basis to undergraduate students with exceptional financial need until funds have been exhausted. Additionally, this grant may be reduced if students are awarded additional scholarships after initial packaging of financial aid awards. Teacher Education Assistance for College and Higher Education (TEACH) Grant The Federal TEACH Grant program is available for upper level students (minimum Junior standing). The award amount is up to $4,000 per academic year with a maximum lifetime limit of $16,000. Students must have at least a 3.25 GPA for each term and be fully admitted to the Teacher Education Program at Fisk University as well as meet other requirements. This is a limited program. Please check our web site for more information. Tennessee Student Assistance Corporation (TSAC) Grant [for TN RESIDENTS ONLY] Tennessee s State grant program is awarded to eligible Tennessee residents whose Expected Family Contribution (EFC) is 2,100 or less. Funds are limited and awarded on a first come first served basis by completing the Free Application for Federal Student Aid (FAFSA). You will receive an award notification directly from the Tennessee Student Assistance Corporation if you qualify. 4 4.

5 SCHOLARSHIPS Tennessee HOPE Lottery Scholarship Students receiving a Tennessee Lottery Scholarship are required to remain in school on a continuous basis to remain eligible in addition to meeting benchmark GPA requirements, please see website pays for more information. If you withdraw or change your enrollment status anytime during the semester,you risk losing eligibility for future scholarship funds. Please contact the Financial Aid Office before reducing your course load. Students will be contacted directly by the Tennessee Student Assistance Corp. if they are initially eligible for this award. Institutional Scholarships (Awarded by the Admissions Office) Erastus Milo Cravath Presidential Scholarship Requirements: GPA (unweighted) ACT 28/SAT 1860 Full Tuition, Fees, Room & Board, and Books (up to $1,000) Ella Shepherd Moore Scholarship Requirements GPA (unweighted) ACT 25/SAT 1700 Full Tuition Only Clinton B. Fisk Scholarship Requirements GPA (unweighted) ACT 23/SAT 1590 Amounts range from $5,000-$10,000 Fisk Performance Award Awarded to Music Majors Requirements Audition and Music Department recommendation $7,500 Additional Scholarship Resources:

6 LOANS* Guaranteed Federal Direct Loans Subsidized Loans are available to students that demonstrate need. The federal government pays the interest on the loan while the student is enrolled at least half-time in an eligible degree program. Repayment begins six months after you cease to be enrolled at least on a half time basis. This is a loan and must be repaid. Unsubsidized Loans accrue interest while you are in school. Your loan awards may differ from the estimated amount on your Award Letter so please familiarize yourself with your BannerWeb account for the latest updates. Your grade level, prior loans and other resources may impact your actual eligibility. You must repay all loans after you withdraw, graduate or fail to enroll at least halftime (6 credit hours). This is a loan and must be repaid. Disbursement Loan funds will not be disbursed until you have completed a Master Promissory Note and the electronic Entrance Interview process at Once you have completed both requirements, your student account will be credited with these funds. Federal Direct Loan Limits (Loan limits are set by the federal government not Fisk University) Federal Parent Plus Loans (PLUS) Loans made available to parents of dependent students. Interest rates are fixed at 7.9%. May be used to replace EFC; amount borrowed is limited to the cost of attendance minus other financial assistance. * You have the right to accept or decline any portion of this financial aid award. * You have the right to cancel your student loans at any time. 6 6.

7 Instructions for Direct Parent (PLUS) Loan STEP I - Loan application and credit check 1. Go to 2. Using your FAFSA pin number, Sign In under Manage My Direct Loan 3. Click on Start PLUS Application Process 4. Scroll down and click on Parent Plus 5. Complete the four steps shown: Personal Information Student & Loan Information Review Application Credit Check and Submit ONLY IF APPROVED STEP II -Master Promissory Note On left, under Master Promissory Note, click on Complete MPN Scroll down and click on Parent Plus Complete four steps shown: Personal Information Personal References Terms & Conditions Review and Sign 7 7.

8 Complete Entrance Counseling LOG IN: you will need to log in using your U.S. Department of Education s PIN to confirm your identity. If you do not have a PIN, you will have the chance to visit the U.S. Department of Education s PIN site and apply for one. Read guidelines. Select school(s) to which the entrance counseling information will be sent. Read the content and answer the questions. Read the Borrower s Rights and Responsibilities. Submit entrance counseling. Print the Counseling Completion Confirmation page for your records. To sign a Master Promissory Note, follow the instructions below: Collect the information you need to e-sign your MPN: Your driver s license number The name, address, telephone number and address (if available) of two adults with different U.S. addresses, the first of which should be a parent or legal guardian Your federal (FAFSA) PIN number. If you do not have a PIN, you can apply for your PIN at: 8 8.

9 UNDERGRADUATE STUDENT LOAN LIMITS AMOUNT PER ACADEMIC YEAR FRESHMAN SOPHOMORE JUNIOR SENIOR Maximum Subsidized Loan $3,500 $4,500 $5,500 $5,500 Maximum Unsusidized Loan for dependent students without Parent PLUS denial $2,000 $2,000 $2,000 $2,000 Maximum Additional Unsubsidized for independent students and dependent students with Parent PLUS denials $6,000 * $6,000 * $7,000 * $7,000* *Independent and/or dependent students with a Federal Parent PLUS loan denial Lifetime Federal Direct Loan limit for Dependent undergrad is $31,000 (no more than $23,000 of which can be subsidized), and lifetime Stafford loan limit for Independent or Dependent with PLUS denial is up to $57,500 (no more than $23,000 of which can be subsidized.) GRADUATE STUDENT LOAN LIMITS Graduate students may borrow up to $20,500 in Federal Direct Loans per academic year. Graduate Lifetime Direct Loan limit is $138,500, which includes all subsidized and unsubsidized graduate and undergraduate loans. Subsidized graduate loans for graduates are limited to a lifetime maximum of $57,500. Please note: All loans are based on Cost of Attendance budget limits, Expected Family Contribution; other aid received and mentioned loan limits. ONCE ALL AID IS AWARDED, STUDENTS MAY NOT QUALIFY FOR THE FULL AMOUNTS SHOWN. 9 9.

10 NEW INTEREST RATES AND FEES FOR * For Direct Subsidized Undergraduate Loans disbursed on or after July 1, 2013, the interest rate will be 6.8%. However, the Department of Education pays the interest on the loans while students are enrolled at least half-time. For ALL Direct Unsubsidized Undergraduate Loans disbursed on or after July 1, 2013, the interest rate remains at 6.8% For ALL Graduate Loans disbursed on or after July 1, 2013, the interest rate will be 6.8%. Interest will accrue from the date of disbursement. Effective with the academic year, graduate students will no longer be eligible for subsidized loans. For all Direct Subsidized and Unsubsidized loans disbursed on or after July 1, 2013, a small origination fee will be deducted from the loans (currently this fee is 1.0 %). For Direct Parent PLUS and Graduate PLUS loans the origination fee is 4.0%. * Please note percentages and dates are subject to change. TERMS Cost of attendance (COA); The COA consists of tuition, fees, room, board, estimate of books and supplies, transportation and miscellaneous costs. The COA is sometimes referred to as the budget. Estimated Family Contribution (EFC); determined by filing FAFSA. Federal Work Study (FWS); A part time employment program which provides jobs for undergraduate and graduate students. Funds have limited availability. Free Application for Federal Student Aid (FAFSA); The application used to apply for financial aid. Direct Cost; Is the actual cost of tuition, fees, room and board that a student is charged

11 BANNER WEB ACCESS INSTRUCTIONS To review your award, please follow instructions: 1. Log into 2. Click on CAMPUS LIFE 3. Click on STUDENT WEB SERVICES 4. Click on BANNER WEB 5. Insert in User ID your STUDENT ID- provided in your acceptance letter 6. Insert PIN number and login 7. Click Financial Aid 8. Click on AWARD 9. Click on AWARD BY AID YEAR 10. Select the AWARD YEAR 11. Here you have to read the General Information and accept Terms and Conditions to proceed 12. After you have accepted Terms and Condition, click Accept Award Offer and Follow instructions 13. for Outstanding Requirements and Award Please allow fourteen (14) business days for processing. If you are no longer interested in applying for aid, please notify our office as soon as possible. 11 TITLE IV INFORMATION Authorization to Apply Federal Financial Aid to Non-Institutional Charges Federal student financial aid can only cover institutional charges as defined by the U.S. Department of Education. This definition includes current year charges for tuition and fees, and on-campus room and board. Unless authorization is received, federal financial aid cannot be used to cover non-institutional charges such as: parking fines, library fines, returned check fees or any charges not directly tied to taking a class. The only way federal student aid funds can be used to pay for non-institutional charges is to obtain your written authorization. Authorization to Apply Federal Financial Aid to Prior-Year Charges Federal student financial aid can only cover the current academic year institutional charges as defined by the U.S. Department of Education. Therefore, in order to pay prior year charges with your current academic year s financial aid up to a maximum of $200.00, you must provide written authorization for the University to do so. 12.

12 USEFUL INFORMATION Return to Title IV If a student receives Federal Financial Aid assistance and withdraws, the University will return any unearned funds to the Student Financial Aid Program. The institution calculates the amount of funds that were unearned, up through the 60% point in each payment period or period of enrollment. A prorated schedule will be used to determine how much Student Financial Aid Program funds a student has earned at the time of his or her withdrawal. NOTE: The amount of refundable institutional charges (or balance outstanding) will be set by the University policy. If there is an owed balance from these adjustments, the student is responsible for payment. Class Attendance Students receiving Federal Title IV Financial Aid must attend class on a regular basis. If students cease to attend class, they should officially withdraw from the University. If students fail to begin attendance in their courses and/or unofficially withdraw from the University, a determination must be made regarding possible repayment of funds received. Total withdrawals from the University prior to the 60% point of the semester will affect your award for that term. Satisfactory Academic Progress Policy Federal regulations require that all student financial aid recipients make satisfactory academic progress toward achieving a degree. The review of satisfactory academic progress must include both quantitative and qualitative components. This is measured by the student s cumulative grade point average and pace of credits earned in relation to those attempted and the length of the academic program. This policy shall apply to the Federal Pell Grant Program, Federal Direct Loan Program, Federal Perkins Loan Program, and Federal Supplemental Educational Opportunity Grant Program, TEACH Grant, Federal Work Study Program, Tennessee Student Assistance Awards, Tennessee Educational Lottery Scholarship Program, and any other Title IV or HEA approved programs. The following standards are applicable to all students for and/or receiving assistance administered by the Office of Student Financial Aid. * Please review website for more details; 12 Remember: If you decide NOT to attend, you must drop your classes before the first day of class or you will be charged! 13.

13 BUSINESS OFFICE Methods of Payment Cash Check Credit Card Check the Fisk University website for current tuition, fees, and deadlines. The University offers a no-interest monthly payment plan. Refunds To obtain a financial aid refund, please follow these steps: 1. Contact the Business Office if you believe you qualify for a refund, but Banner Web reflects that one has not been processed. Some scholarships do not allow refunds and PLUS Loan proceeds in excess of fees are treated according to parents instructions. Refunds will only be issued for financial aid in Paid status. 2. Refund checks are printed and distributed by the Business Office, every Friday after 3:00 P.M.. Fisk University Business Office Contact Information th Ave North Telephone: (615) Nashville, TN Fax: (615) Cashier Hours: 9:00 a.m. - 4:00 p.m. Business Office Hours: 8:00 a.m. - 5:00 p.m. Important Telephone Numbers Office of Admissions (615) Registrar Office (615) Student Engagement (615) Career Services (615)

14 FISK UNIVERSITY CALCULATING YOUR COLLEGE COSTS Undergraduate Tuition (12-18 Hours) $18,862 $9431 (semester) *Fees 1, (semester) **Housing 5,641 2,820 (semester) **Meals 4,209 2,104 (semester) Total Cost (year) 30,299 15,143 (semester) Graduate Tuition (9-15 Hours) $18,874 $9,437 (semester) *Fees 1, (semester) **Housing 5,641 2,820 (semester) **Meals 4,209 2,104 (semester) Total Cost (year) 30,311 15,149 (semester) Resources Scholarships $ Grants Loans Total Resources $ $ $ $ (minus) $ = $ Direct Cost - Total Resources = Amount to be paid by student/parent OR refunded to student/parent. Freshmen and new students will be charged an additional fee of $425 for matriculation and orientation in the first semester of attendance. * Student fees include: activity, technology, cultural enrichment, health services and testing. There may be other fees depending on the class requirement, such as science lab and music. ** These fees are based on double room occupancy housing and full meal plan. Private room will have additional fee

15 FISK UNIVERSITY ExCEllence Integrity Leadership ExCEllenc ExCEllence grity y WORK Rivce Accountablity reship Lity Integrity 15 lence vice Diversit

16 Office of Student Financial Aid Fisk University th Ave North Nashville, TN (615) Office (615) Fax Office Hours 8:00 am to 5:00 pm Monday - Friday 16

Fees and Financial Aid

Fees and Financial Aid Fees and Financial Aid Student Costs and Student Fees All fees and all policies governing the refund of fees are subject to change by the Board of Regents, State of Iowa. Current information on tuition,

More information

2015-16 Academic Year

2015-16 Academic Year 2015-16 Academic Year Financial Aid & Scholarships Office This Award Notification Guide is your resource for understanding the types of financial aid offered and action required to accept your aid award,

More information

2016-2017 Graduate Financial Aid Award Letter Guide

2016-2017 Graduate Financial Aid Award Letter Guide 2016-2017 Graduate Financial Aid Award Letter Guide AWARD LETTER INSTRUCTIONS Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete

More information

2015-2016. Undergraduate Financial Aid Award Letter Guide

2015-2016. Undergraduate Financial Aid Award Letter Guide 2015-2016 Undergraduate Financial Aid Award Letter Guide Award Letter Instructions Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete

More information

Tips to Financial Aid

Tips to Financial Aid Tips to Financial Aid Definitions FAFSA The Free Application for Federal Student Aid is the official application for all types of federal aid, and some state and campus-based aid as well SAR The Student

More information

Accepted Student Reception Financial Aid Presentation. March 29, 2015

Accepted Student Reception Financial Aid Presentation. March 29, 2015 Accepted Student Reception Financial Aid Presentation March 29, 2015 Understanding Your Financial Aid Award Letter Screen shot of award letter here Screen shot of award letter here Estimated costs and

More information

The Financial Aid Application Process and Frequently Asked Questions

The Financial Aid Application Process and Frequently Asked Questions The Financial Aid Application Process and Frequently Asked Questions Step 1 - To apply for financial aid, a student must complete the Free Application for Federal Student Aid (FAFSA) each year. Students

More information

Florida A&M University Student Orientation. Office of Financial Aid

Florida A&M University Student Orientation. Office of Financial Aid Florida A&M University Student Orientation Office of Financial Aid Office of Financial Aid Mission Statement The mission of the Office of Financial Aid is to provide access to financial resources in a

More information

THE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID

THE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID THE SOLUTION CENTER Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID 2016-2017 //////////////////////////////////////////////////////////////////////////////////////// 1 The

More information

How to Accept Your Financial Aid Offer

How to Accept Your Financial Aid Offer How to Accept Your Financial Aid Offer A Step-by-Step Guide Office of Financial Aid and Scholarships One University Plaza Youngstown, OH 44555 330-941-3505 ysufinaid@ysu.edu www.ysu.edu/finaid Dear Student,

More information

Financial Aid Award Information 2016 17

Financial Aid Award Information 2016 17 Financial Aid Award Information 2016 17 We are pleased to provide this brochure, along with your financial aid Award for the 2016 17 academic year. This booklet contains important information about your

More information

Financial Aid Guide 2015 2016

Financial Aid Guide 2015 2016 Financial Aid Guide 2015 2016 The University of South Dakota and the Office of Financial Aid are pleased to provide you with your financial aid award letter for the 2015 2016 academic year. Your eligibility

More information

Racer Aid. Murray State University Financial Aid Guide for Families

Racer Aid. Murray State University Financial Aid Guide for Families Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.

More information

Office of Financial Aid (OFA) Frequently Asked Questions

Office of Financial Aid (OFA) Frequently Asked Questions Office of Financial Aid (OFA) Frequently Asked Questions Who should apply for Financial Aid? The USD OFA recommends that every eligible* student apply for financial aid. Even if you believe you won t qualify

More information

Financial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place

Financial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place Financial Aid Guide Adult Online Students Graduate Students 2012/2013 the catholic franciscan learning place BRIAR CLIFF UNIVERSITY 2012/2013 TUITION & FEES COST PER CREDIT Adult Online Degree Completion

More information

Summer Financial Aid Information and Application

Summer Financial Aid Information and Application Summer Financial Aid Information and Application Read through the following information to help answer questions regarding your application for summer financial aid. What steps do I need to complete in

More information

Understanding Your Financial Assistance Award 2014 2015

Understanding Your Financial Assistance Award 2014 2015 Understanding Your Financial Assistance Award 2014 2015 Washington University in St. Louis Student Financial Services By Mail Student Financial Services One Brookings Drive, Campus Box 1041 St. Louis,

More information

Office of Student Financial Aid Direct Stafford Loan Processing Information

Office of Student Financial Aid Direct Stafford Loan Processing Information Montgomery College endless possibilities Office of Student Financial Aid Direct Stafford Loan Processing Information Attention all first-time borrowers at Montgomery College. In order for your loan proceeds

More information

2015-2016. Your Guide To Financial Aid

2015-2016. Your Guide To Financial Aid 2015-2016 Your Guide To Financial Aid The Solution Center is available to assist all students regarding financial aid, registration, student records, and billing inquires. The Solution Center University

More information

Gabriela Ramirez, Financial Aid Assistant Catherine Acosta, Assistant Director Maryville Tuzon, Associate Director Robin Thompson, Director

Gabriela Ramirez, Financial Aid Assistant Catherine Acosta, Assistant Director Maryville Tuzon, Associate Director Robin Thompson, Director Financial Aid Award Information 2015-2016 We are pleased to provide this brochure, along with your Financial Aid Award for the 2015-2016 academic year. This booklet contains important information about

More information

CONSUMER INFORMATION

CONSUMER INFORMATION CONSUMER INFORMATION To help students meet the financial obligations of college attendance, Mohave Community College administers a varied and comprehensive financial aid program. Financial aid is designed

More information

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15&

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15& What is Financial Aid What is Financial Aid Provides access to postsecondary education. Helps pay expenses such as tuition and fees, room and board, books and supplies, and transportation. Cost of Attendance

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid

More information

Student Financial Resources and Scholarships (SFRS) 2014-15 Student Loan Automatic Packaging Q & A

Student Financial Resources and Scholarships (SFRS) 2014-15 Student Loan Automatic Packaging Q & A Student Financial Resources and Scholarships (SFRS) 2014-15 Student Loan Automatic Packaging Q & A What is Student Loan Automatic Packaging? Student Loan Automatic Packaging is the process of predetermining

More information

2014-2015 MSSU FINANCIAL AID HANDBOOK

2014-2015 MSSU FINANCIAL AID HANDBOOK 2014-2015 MSSU FINANCIAL AID HANDBOOK INTRODUCTION Thank you for your interest in the financial aid programs at Missouri Southern State University. This handbook describes various sources of federal Title

More information

Upper Iowa University. Self-Paced Degree Program Financial Aid Handbook

Upper Iowa University. Self-Paced Degree Program Financial Aid Handbook Upper Iowa University Self-Paced Degree Program Financial Aid Handbook What is the Self-Paced Degree Program (SPDP)? Upper Iowa University (UIU) offers self-paced correspondence courses as an option for

More information

An Introduction to Graduate Financial Aid

An Introduction to Graduate Financial Aid An Introduction to Graduate Financial Aid University of Pittsburgh FAFSA 2014/15 Complete a Free Application for Federal Student Aid (FAFSA) School Code: 008815 Recommended that forms are completed as

More information

Financial Aid Guide. for adult and graduate online students 2014-2015. the catholic franciscan learning place

Financial Aid Guide. for adult and graduate online students 2014-2015. the catholic franciscan learning place Financial Aid Guide for adult and graduate online students 2014-2015 the catholic franciscan learning place 2014-2015 BCU Financial Aid Booklet 1 Table of Contents 2014-2015 Costs... 2-3 Federal & State

More information

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state

More information

FINANCIAL AID OVERVIEW. (Graduate Students)

FINANCIAL AID OVERVIEW. (Graduate Students) FINANCIAL AID OVERVIEW (Graduate Students) Financial Aid Office Mission Statement We aim to assist and counsel students and families in identifying the necessary financial resources required to further

More information

Financial Aid Award Notification Guide 2014-2015

Financial Aid Award Notification Guide 2014-2015 Financial Aid Award Notification Guide 2014-2015 A college education is one of the best investments anyone can make, and finding a way to afford it is an important concern for nearly every student. At

More information

Financial Aid Procedures for New Students and Parents. Welcome Class of 2019

Financial Aid Procedures for New Students and Parents. Welcome Class of 2019 Financial Aid Procedures for New Students and Parents Welcome Class of 2019 General Information for full time Undergraduate Students If you have not already done so, return one signed copy of your Financial

More information

FINANCIAL AID OVERVIEW

FINANCIAL AID OVERVIEW FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed

More information

Financial Aid Guide For adult and graduate online students

Financial Aid Guide For adult and graduate online students Financial Aid Guide For adult and graduate online students 2015-2016 Table of Contents 2015-2016 Costs... 2-3 Federal & State Grant Programs... 3 Student Loans and Supplemental Loans... 4 How to Obtain

More information

Inside: a Guide to the financial aid. the four types of financial aid. How to accept your award. financial aid checklist and timeline.

Inside: a Guide to the financial aid. the four types of financial aid. How to accept your award. financial aid checklist and timeline. Inside: a Guide to the financial aid process at SLU the four types of financial aid How to accept your award financial aid checklist and timeline Financing your slu education Using this guide What follows

More information

FINANCIAL AID. Experience the Mercy Difference.

FINANCIAL AID. Experience the Mercy Difference. FINANCIAL AID Experience the Mercy Difference. FINANCING YOUR EDUCATION at Mercy College Congratulations on exploring the many educational options at Mercy College of Ohio! Mercy College is committed to

More information

Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES

Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Students who have applied for financial assistance must READ

More information

www.liberty.edu/financialaid

www.liberty.edu/financialaid Financial Aid Guide Privacy: Before speaking with the student by phone or in person, identity will be confirmed. If family members or any other individuals call on behalf of the student, a Family Educational

More information

FINANCING YOUR SLU EDUCATION AN INVESTMENT IN YOUR FUTURE

FINANCING YOUR SLU EDUCATION AN INVESTMENT IN YOUR FUTURE FINANCING YOUR SLU EDUCATION AN INVESTMENT IN YOUR FUTURE INSIDE: A GUIDE TO THE FINANCIAL AID PROCESS AT SLU T HE FOUR TYPES OF FINANCIAL AID HOW TO ACCEPT YOUR AWARD FINANCIAL AID CHECKLIST AND TIMELINE

More information

UNDERSTANDING YOUR FINANCIAL AID

UNDERSTANDING YOUR FINANCIAL AID UNDERSTANDING YOUR FINANCIAL AID Understanding Your Award Letter Financial Aid consists of grants, work-study and loans to help meet your educational expenses. You may accept or reject all or part of your

More information

CONCORDIA UNIVERSITY WISCONSIN

CONCORDIA UNIVERSITY WISCONSIN CONCORDIA UNIVERSITY WISCONSIN Concordia University is a Lutheran higher education community committed to helping students develop in mind, body, and spirit for service to Christ in the Church and the

More information

Financial Aid. Application Procedure. Financial Aid

Financial Aid. Application Procedure. Financial Aid 21 Financial Aid Seattle University is pleased to offer a variety of strategies and resources aimed at helping eligible students meet the costs of education. Approximately 70 percent of undergraduate students

More information

Financial Aid Award Information Packet Table of Contents

Financial Aid Award Information Packet Table of Contents Financial Aid Award Information Packet Table of Contents How to Read Your Award Notification... 1 What is ROC?... 1 Do You Have to be Full-Time to Receive Financial Aid?... 1 Courses that Do Not Count

More information

2015 2016 FINANCIAL AID Handbook. alverno.edu

2015 2016 FINANCIAL AID Handbook. alverno.edu 2015 2016 FINANCIAL AID Handbook alverno.edu Dear Student, Welcome to the Alverno College Financial Aid Office! You will find our staff is dedicated to helping you meet the expenses associated with achieving

More information

Racer Aid. Murray State University Financial Aid Guide for Families

Racer Aid. Murray State University Financial Aid Guide for Families Racer Aid Murray State University Financial Aid Guide for Families Work-study provides students the opportunity to work while going to school. Numerous offices on campus offer employment opportunities.

More information

MONEY MATTERS Financial Aid & TOPS

MONEY MATTERS Financial Aid & TOPS MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2015-2016 for Sum 15, Fall 15, Spring 16 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school

More information

FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.

FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate. FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.edu bismarckstate.edu/current/financialaid Award Notice

More information

FEDERAL LOANS FOR US STUDENTS 2016/2017 2. 1.1. Direct Loan types: 2. 1 Introduction 2. 2 Applying for financial aid 2

FEDERAL LOANS FOR US STUDENTS 2016/2017 2. 1.1. Direct Loan types: 2. 1 Introduction 2. 2 Applying for financial aid 2 Table of Contents FEDERAL LOANS FOR US STUDENTS 2016/2017 2 1 Introduction 2 1.1. Direct Loan types: 2 2 Applying for financial aid 2 3 Financial information; Cost of attendance 3 4 Federal Student Loans

More information

Understanding Your 2015 16 Luther Financial Aid Award

Understanding Your 2015 16 Luther Financial Aid Award Understanding Your 2015 16 Luther Financial Aid Award Jan Cordell Director of Financial Aid Aaron Steffens Associate Director of Financial Aid Kathy Kerber Financial Aid Counselor Carolyn Schwendeman Financial

More information

Financing. your education. How can we help make it a little easier? You are about to make the most important investment of your life. fsuforme.

Financing. your education. How can we help make it a little easier? You are about to make the most important investment of your life. fsuforme. Financing your education You are about to make the most important investment of your life. How can we help make it a little easier? fsuforme.com/aid You are about to make the most important investment

More information

2015/2016 THINGS YOU NEED TO KNOW ODP Graduate. The following information should help you as you review your 2015/2016 Financial Aid Offer

2015/2016 THINGS YOU NEED TO KNOW ODP Graduate. The following information should help you as you review your 2015/2016 Financial Aid Offer 2015/2016 THINGS YOU NEED TO KNOW ODP Graduate Financial Aid Online Degree Programs 2130 Fulton Street San Francisco, CA 94117 Tel: 415.422.4531 Fax: 415.422.4534 onlinefinaid@usfca.edu The following information

More information

Student Financial Services Educational Loan Borrowing

Student Financial Services Educational Loan Borrowing Student Financial Services Educational Loan Borrowing 2 nd Special Interest Session 2012-2013 NSO Federal Student Direct Loan Application for federal student direct loans is done by submitting a Free Application

More information

Central Washington University

Central Washington University Central Washington University Office of Financial Aid Welcome Students and Parents Office of Financial Aid Our goal: To help students and parents secure the financial resources needed to attend CWU To

More information

GENERAL AWARDING POLICIES

GENERAL AWARDING POLICIES GENERAL AWARDING POLICIES 1. All federal and state awards are subject to government funding. 2. Eligibility for financial aid is based on the definition of an academic year as prescribed by the U.S. Department

More information

2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014)

2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014) 2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014) HOW TO USE THIS GUIDE The purpose of this guide is to assist you with understanding important information about the financial

More information

Terms and Conditions of Title IV, HEA Loans

Terms and Conditions of Title IV, HEA Loans 10.3.4 Federal Direct Subsidized Stafford Loan Program The Federal Subsidized Stafford Loan Program provides low interest deferred payment loans to undergraduate and graduate students who demonstrate financial

More information

I plan to be: I plan to attend: While attending, I will: Current class status: Full-time. Live on Campus 12+ hours. Spring 20 Only

I plan to be: I plan to attend: While attending, I will: Current class status: Full-time. Live on Campus 12+ hours. Spring 20 Only Undergraduate FINANCIAL AID DATA FORM LOUISIANA COLLEGE OFFICE OF FINANCIAL AID P. O. BOX 582, PINEVILLE, LA, 71359 PHONE: 1-318-487-7386 FAX: 1-318-487-7449 E-MAIL: financial_aid@lacollege.edu WEB: www.lacollege.edu/finances/financial-aid

More information

APPLYING FOR FINANCIAL AID

APPLYING FOR FINANCIAL AID APPLYING FOR FINANCIAL AID Application Steps 1. Gather documents to complete FAFSA. a. Student, Spouse, and Parent (if dependent) Federal Tax Forms b. W-2 Forms c. Records of untaxed income d. Current

More information

STUDENT FINANCIAL ASSISTANCE HANDBOOK

STUDENT FINANCIAL ASSISTANCE HANDBOOK STUDENT FINANCIAL ASSISTANCE HANDBOOK The Office of Student Financial Assistance P.O. Box 10042 Beaumont, TX 77710 Wimberly Bldg. Room 216 409.880.7011 409.880.8934 Fax Office Hours Monday- Friday 8am-5pm

More information

2015-2016 Financial Aid Guide. Graduate Programs

2015-2016 Financial Aid Guide. Graduate Programs 2015-2016 Financial Aid Guide Graduate Programs Office of Student Financial Aid Located in Student Administrative Services (SAS) Dorsey College Center Hours: 8:45 a.m.-5:00 p.m., Monday-Friday Phone: 410-337-6141

More information

MONEY MATTERS Financial Aid & TOPS

MONEY MATTERS Financial Aid & TOPS MONEY MATTERS Financial Aid & TOPS How to Apply: The FAFSA Complete FAFSA at www.fafsa.gov 2014-2015 for Sum 14, Fall 14, Spring 15 Deadlines: May 1: Financial Aid July 1: TOPS Must be completed each school

More information

5 Steps to Request a Student Loan

5 Steps to Request a Student Loan 5 Steps to Request a Student Loan 1. Complete FAFSA www.fafsa.ed.gov 2. Complete a TCL Loan Application (Attached) 3. Sign a Master Promissory www.studentloans.gov 4. Attend Financial Literacy Loan Workshop

More information

Contact Us Telephone: (800) 222-7183 Email: Financialaid@shu.edu Fax: 973-275- 2040 Web site: Office of Financial Aid web page

Contact Us Telephone: (800) 222-7183 Email: Financialaid@shu.edu Fax: 973-275- 2040 Web site: Office of Financial Aid web page Your Guide to Seton Hall University s Financial Aid Congratulations on your acceptance to Seton Hall University! While this is an exciting time, we understand that it may be a confusing one as well. The

More information

NEW JERSEY CITY UNIVERSITY. Guide to Financial Aid

NEW JERSEY CITY UNIVERSITY. Guide to Financial Aid NEW JERSEY CITY UNIVERSITY Guide to Financial Aid Fastfact: NJCU graduates include a fashion magazine art director, a NJ Assembly person, a police captain, a news anchor and a corporate vice president!

More information

2014-2015. Financial Aid (Assistance) Handbook Terms & Conditions of Your Awards

2014-2015. Financial Aid (Assistance) Handbook Terms & Conditions of Your Awards 2014-2015 Financial Aid (Assistance) Handbook Terms & Conditions of Your Awards Revised 2/12/2014 Table of Contents Mission Statement... 3 Objectives... 3 Non-Discrimination Statement... 3 General Aid

More information

PLUS LOAN FOR PARENTS

PLUS LOAN FOR PARENTS 2015-16 INSTRUCTIONS FEDERAL DIRECT PLUS LOAN FOR PARENTS The Federal Direct PLUS Loan is one option available to help parents pay their child s college costs. Unlike loans in the student s name that are

More information

1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows:

1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows: 1. What is the cost of a St. Bonaventure Undergraduate Education? The estimated 2014-2015 average academic year costs are as follows: Direct Costs (Billed by the University) $29,510 Tuition & Fees $10,500

More information

Student Financial Services Office Student Step by Step Guide for Direct Loan Processing 2014-2015

Student Financial Services Office Student Step by Step Guide for Direct Loan Processing 2014-2015 Student Financial Services Office Student Step by Step Guide for Direct Loan Processing 2014-2015 2014-2015 Loan Request Deadlines: Fall 2014: Friday, November 21, 2014 Spring 2015: Friday, May 8, 2015

More information

FINANCIAL AID OVERVIEW

FINANCIAL AID OVERVIEW FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed

More information

A-State Online Financial Aid Policies Arkansas State University

A-State Online Financial Aid Policies Arkansas State University Types of Aid A-State Online Financial Aid Policies Arkansas State University Financial aid in the form of the below, grants and loans, are processed for degree-seeking A-State Online participants in the

More information

2015 2016 Financial Aid Information

2015 2016 Financial Aid Information 2015 2016 Financial Aid Information Federal Student Aid (FSA) is authorized under the Higher Education Act of 1965 and is facilitated through the Office of Federal Student Aid (FSA) an Office of the U.S.

More information

Financial Aid Guidebook: Understanding your Financial Aid Award

Financial Aid Guidebook: Understanding your Financial Aid Award Financial Aid Guidebook: Understanding your Financial Aid Award Financial Aid Guidebook:... 1 Understanding your Financial Aid Award... 1 Introduction... 4 How to Find Your Award on Joe SS... 4 Reviewing

More information

A Guide to Your Financial Aid Award >>>

A Guide to Your Financial Aid Award >>> A Guide to Your Financial Aid Award >>> 2012 2013 Contents 1 3 Important Information for All Students Who to Contact How Your Award Was Determined How to Accept Your Award 3 5 How to Determine Your Bill

More information

G SU 2012-13. Understanding your financial aid award. www.bgsu.edu/offices/sfa. For Additional Information:

G SU 2012-13. Understanding your financial aid award. www.bgsu.edu/offices/sfa. For Additional Information: For Additional Information: Student Financial Aid 231 Administration Building Bowling Green State University Bowling Green, OH 43403-0114 419-372-2651 Fax: 419-372-0404 Web mail: sfa.bgsu.edu/asksfa Office

More information

Financial Aid Next Steps Student Financial Services. Special Interest Session 1 2012-2013 NSO Presentation

Financial Aid Next Steps Student Financial Services. Special Interest Session 1 2012-2013 NSO Presentation Financial Aid Next Steps Student Financial Services Special Interest Session 1 2012-2013 NSO Presentation Federal Student Direct Loan Application for federal student direct loans is done by submitting

More information

INFORMATION ABOUT YOUR FINANCIAL AID AWARD

INFORMATION ABOUT YOUR FINANCIAL AID AWARD INFORMATION ABOUT YOUR FINANCIAL AID AWARD 2013-2014 We are pleased to offer financial assistance for your cost of attendance at the University of North Carolina at Chapel Hill. Your award information

More information

Financial Aid Terms and Conditions 2015-16

Financial Aid Terms and Conditions 2015-16 Financial Aid Terms and Conditions 2015-16 Introduction The purpose of this guide is to provide an overview of financial aid policies and procedures that must be followed in order to receive financial

More information

FINANCIAL INFORMATION

FINANCIAL INFORMATION 2013 2014 FINANCIAL INFORMATION Office of Student Financial Services I 1900 Belmont Boulevard I Nashville, TN 37212 Phone: 1.888.845.1001 I Fax: 615.460.6141 I E-mail: finaid@belmont.edu 1 Important Dates

More information

For purposes of awarding all forms of financial assistance, the following definitions apply for the fall and spring semesters:

For purposes of awarding all forms of financial assistance, the following definitions apply for the fall and spring semesters: University of Illinois at Springfield Office of Financial Assistance Student Guide University of Illinois at Springfield Office of Financial Assistance, University Hall, One University Plaza, MS UHB 1015

More information

Financial Aid Guide. School Code: 003732

Financial Aid Guide. School Code: 003732 Radford University Financial Aid Guide School Code: 003732 Table of Contents The Purpose and Benefit of a Booklet... 2 Getting Started... 2 What is Financial Aid... 2 Cost of Attendance... 3 Financial

More information

CONCORDIA UNIVERSITY

CONCORDIA UNIVERSITY CONCORDIA UNIVERSITY Concordia University is a Lutheran higher education community committed to helping students develop in mind, body, and spirit for service to Christ in the Church and the world Main

More information

A Guide to Financial Aid 2015-16. The bottom line and how to pay for it.

A Guide to Financial Aid 2015-16. The bottom line and how to pay for it. A Guide to Financial Aid 2015-16 The bottom line and how to pay for it. The Financial Aid Basics We re glad you are interested in attending Anderson University. Perhaps you have already received your acceptance

More information

Financial Aid Office

Financial Aid Office Wentworth Military Academy and College Financial Aid Office You may contact the Wentworth Financial Aid Office at: (660) 259-2221 or (800) 962-7682 Wentworth Military Academy and College Financial Aid

More information

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE APPLYING FOR FINANCIAL ASSISTANCE The Office of Financial Aid is dedicated to responding to the needs of our students. We are committed to assisting our students achieve their educational goals by providing

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION contact us Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid Student Services and Classroom Bldg.

More information

Terms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments

Terms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments Terms and Conditions Governing Student Financial Aid LSCS Financial Aid Departments Cy-Fair Kingwood Montgomery North Harris Tomball University Park 9191 Barker Cypress Road Cypress, Texas 77433 2000 Kingwood

More information

Financial Aid Guide. Student Financial Services. Adelphi University Office of. One South Avenue P.O. Box 701 Garden City, NY 11530-0701

Financial Aid Guide. Student Financial Services. Adelphi University Office of. One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Financial Aid Guide Adelphi University Office of Student Financial Services One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Phone: 516.877.3080 Fax: 516.877.3380 For the ninth straight year, Adelphi

More information

YOUR GUIDE TO FINDING THE FUNDS FOR COLLEGE

YOUR GUIDE TO FINDING THE FUNDS FOR COLLEGE YOUR GUIDE TO FINDING THE FUNDS FOR COLLEGE Funded by the Education Services Foundation, our mission is to help Mississippi students plan and pay for college. Jackson: 601.321.5533 Gulf Coast: 228.875.4441

More information

Financial Aid at Sarah Lawrence

Financial Aid at Sarah Lawrence Financial Aid at Sarah Lawrence From the Director of Financial Aid Dear Students and Parents: Perhaps the best advice any college can give to a prospective student is: Make your educational choice first,

More information

Financial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page:

Financial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page: University of California, Irvine 2015-2016 1 Financial Aid On This Page: Financial Aid Eligibility Requirements for Federal Student Aid UCI Policies on Satisfactory Academic Progress for Financial Aid

More information

Understanding Your Offer of Financial Aid 2015-2016

Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid Along with your financial aid award, we are pleased to provide this guide to understanding your award as well

More information

Legal Education Institute Financial Aid Sourcebook

Legal Education Institute Financial Aid Sourcebook Legal Education Institute Financial Aid Sourcebook A Publication of Widener University School of Law Office of Financial Aid 2015/2016 Widener University Legal Education Institute Financial Aid Office

More information

1. Go to https:/my.fiu.edu to access your awards Online. 2. Your Panther ID and password are necessary to access your awards online.

1. Go to https:/my.fiu.edu to access your awards Online. 2. Your Panther ID and password are necessary to access your awards online. 1. Go to https:/my.fiu.edu to access your awards Online. 2. Your Panther ID and password are necessary to access your awards online. Newly Admitted Students: If you are logging in for the very first time,

More information

Educational expenses include tuition and fees, room and board, books and supplies, and transportation.

Educational expenses include tuition and fees, room and board, books and supplies, and transportation. Financial Aid Guide What is financial aid? Financial Aid is any type of funding that assists you in paying for your educational costs. The funding sources can be federal, state, private, or institutional.

More information

Understanding Your Undergraduate Financial Aid Award

Understanding Your Undergraduate Financial Aid Award Understanding Your Undergraduate Financial Aid Award The financial assistance administered by the M Center is governed by regulations from federal and state agencies, guidelines established by the College,

More information

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid 16 Financial Aid FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college

More information

The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year.

The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year. Award Guide Index The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year. The resources available in this guide

More information

2015-2016 Student Guide. Undergraduate Student Financial Assistance

2015-2016 Student Guide. Undergraduate Student Financial Assistance 2015-2016 Student Guide Undergraduate Student Financial Assistance Table of Contents Code of Conduct... 3 Financial Aid Office... 4 Contact Information Financial Aid Officer... 4 How We Determine your

More information

Tuition and Fees Refunds/Excess Financial Aid

Tuition and Fees Refunds/Excess Financial Aid Tuition and Fees Refunds/Excess Financial Aid Most grants, scholarships and loans are applied directly to student accounts. If financial aid proceeds have not been applied to an account or the amount does

More information