The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year.

Size: px
Start display at page:

Download "The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year."

Transcription

1 Award Guide Index The Financial Aid Award Guide is a reference to help you through the process of assessing your award and planning your finances for the coming year. The resources available in this guide and throughout the Financial Aid Office website offer comprehensive information about financial aid requirements and programs. As a student, you are responsible for using these tools to understand all aspects of financing your education. This guide is divided into three sections: I. Eligibility Requirements for Financial Aid..Page 2 Review your student responsibilities and how they impact aid, including enrollment status, outside aid, special circumstances, and satisfactory academic progress. II. Sources of Financial Aid....Page 6 Learn about grants, scholarships, loan and work-study programs. III. Managing Costs & Payment with Financial Aid...Page 10 Find out more about calculating costs, billing and payment plans, bookstore charges, and refund checks. If you have questions about your program expenses or financial aid options after reviewing this information, please contact your financial aid counselor. Award Guide www2.stkate.edu/financial-aid/home Page 1

2 I. Eligibility Requirements Communication: Your St. Kate's is the official means of campus communication. The Financial Aid Office may send document requests, notices of revision to your financial aid, or other important information about your eligibility exclusively to your St. Kate's . As a student, you are responsible for checking your on a regular basis, including during interim and summer breaks. Impact of Enrollment on Financial Aid Awards: Your St. Catherine University (hereafter referred to as the University ) award is based on many variables, including the housing choice you indicated on the Free Application for Federal Student Aid (FAFSA) and your enrollment. Awards are based on the number of credits you reported for your planned enrollment on the St. Catherine Financial Aid Application, or in some cases the typical enrollment for your program of study. Your financial aid will be applied to your account according to your actual enrollment at the time of disbursement. We encourage each student to create a budget of anticipated expenses based on actual registration plans and living arrangements using our Cost Estimation Worksheets available on our website. Students may enroll in parts of term that are less than a full semester in length, depending upon availability of courses. Parts of term include: J-term, first or second half terms, and 5-week terms. The Cost of Attendance used to determine eligibility for aid is based upon your total credits of enrollment as well as the length of your enrollment during the semester. Students whose enrollment does not span the full length of a semester are subject to proration of their Cost of Attendance. Should you enroll for a course that is less than a full semester in length, your eligibility for aid could be affected. Review the University calendar at the Registrar's webpage for more information regarding parts of term. If you have any questions about your registration and eligibility for aid, contact the Financial Aid Office. Enrollment Requirements to Receive Financial Aid: In order to be eligible for most types of aid, you must be minimally enrolled at half-time status as defined by your program: For Associate, Day, Evening/Weekend/Online, College for Applied and Continuing Learning (CACL), and OTA Online-VA students, half-time status is defined as six credits registered per semester. For Graduate students, half-time status is defined as three credits registered per semester. Cross-registration between Day and Evening/Weekend/Online is not allowed at the University. January term (J-term) classes through the University are counted as part of Spring registration. In determining your credit load, do not include: courses that you did not register for at the University Registrar s Office audits non-credit courses College Level Examination Program (CLEP) coursework Credit for Academically Relevant Learning (CARL) coursework Please note: if a course is considered passed by the University, you cannot receive financial aid for retaking the course more than once. If you need to take a course three or more times to raise your Award Guide www2.stkate.edu/financial-aid/home Page 2

3 grade for a major or other requirement, it will not be counted in your enrollment for the purposes of financial aid. Enrollment Deadlines to Receive Financial Aid: For maximum financial aid eligibility, students should complete registration for all courses by: 9/16/2015 for Fall /10/2015 for Fall 2015 II (OTA Online-VA) 1/13/2016 for Winter 2016 II (OTA Online-VA) 2/8/2016 for Spring /11/2016 for Summer 2016 II (OTA Online-VA) TBD for Summer 2016 (Please check our website) MN State Grant Deadlines: There are additional, separate deadlines for students eligible for the Minnesota State Grant. Students must submit a FAFSA within 30 days of the start of the term in order to be eligible for Minnesota State Grant funding in that term. Late applicants may still receive Minnesota State Grant for subsequent terms. Below are the deadlines for each semester: Fall 2015 the FAFSA receipt date must be on or before 10/8/2015 Spring 2016 the FAFSA receipt date must be on or before 3/1/2016 TBD for Summer 2016 (Please check our website) Impact of Changes in your Family, Financial or Academic Circumstances: Family and Financial Situation: The FAFSA captures a snapshot of a family s financial information; we recognize that you may experience changes to your household and income that are not reflected on your FAFSA. Please contact the Financial Aid Office if your family s situation changes and we may recommend that you complete the Special Circumstances Form. We will be happy to re-evaluate your status with the new information and help you to determine what options are available in your current circumstances. Satisfactory Academic Progress: In accordance with federal regulations, the Financial Aid Office measures academic performance and enforces a Satisfactory Academic Progress policy to ensure that financial aid recipients progress toward completion of their degree or certificate program. The academic progress for every financial aid applicant will be reviewed after each term. All of a student s academic coursework is considered in the review process, whether the student received aid in a term or not. The assessment will be based on the student s entire academic record, including all transfer credit hours accepted. To demonstrate satisfactory academic progress, a student s academic performance must meet minimum requirements, including: a minimum 2.0 cumulative grade point average (GPA) for undergraduate students a minimum cumulative GPA that is equal to or greater than the graduation standards published by each program for graduate students a cumulative 67% credit completion rate (ratio between attempted and passed credits) completion of the degree or certificate program within a maximum timeframe of 150% of the published program length Award Guide www2.stkate.edu/financial-aid/home Page 3

4 If you do not meet the standards mentioned above at the time of review, you will be placed on financial aid warning status for the upcoming term. Students on warning status are eligible for financial aid. If you meet the minimum cumulative requirements by the end of your warning term, you will be removed from warning status. If you do not meet the terms of the warning status, you will be suspended from financial aid for the following term. While on suspension, students are not eligible for federal, state or University aid. A student may appeal her/his suspension based on documented special circumstances. Please review the University s Financial Aid Satisfactory Academic Progress (SAP) Policy, (available on the Financial Aid website under Policies), for a more thorough understanding of this policy. Withdrawal from Courses: Financial aid recipients who withdraw or take an approved leave of absence from school during the term are subject to a recalculation of their aid eligibility. Federal, state and University regulations require a school to adjust a student s aid based on several factors, including the date of withdrawal, the amount and the type of aid disbursed. For federal funding, this general policy references the Federal Refund Policy (Title IV Funds 34 CFR ), which applies to any student who receives federal Title IV funding and then withdraws or ceases to be enrolled prior to the end of a term. The Return of Title IV Funds formula determines the amount of Title IV funds a student has earned and the amount of funds that the student must return based on the date the student ceases attendance. The amount of Title IV funds a student earns is a proportional calculation based on the amount of time the student attends, up through the first 60% of the term. If you are enrolled in a course that does not span the entire length of the semester and change your enrollment, you may be subject to a return of funds calculation. If a student ceases to attend classes after completing 60% or more of the term, then the student has earned 100% of her/his Title IV aid. If an unofficial withdrawal is determined (the student has all failing grades or non-credit grades during a single term), the student is considered to have completed 50% of the term. Her/his Title IV aid will be recalculated appropriately based on this assumed date of unofficial withdrawal or the last documented date of attendance. Refunds for state and University aid programs are calculated on a proportional basis using the state mandated and institutional refund policies. Award Guide www2.stkate.edu/financial-aid/home Page 4

5 Applying for Future Financial Aid:You must apply for funding annually within the published deadlines. Renewal of financial aid is based on meeting satisfactory academic progress standards, continuing financial aid eligibility and the availability of funding. Every effort is made to renew funding for continuing students. All student aid programs are subject to changes in regulations and/or appropriations. Most financial aid programs are designed to assist students in the first four years of undergraduate study. A student requiring additional years of schooling may exhaust eligibility before program completion. Award Guide www2.stkate.edu/financial-aid/home Page 5

6 II. Sources of Financial Aid: Your financial aid award lists a variety of different types of aid options to assist you in financing your education. However, all students have the right to decline types of financial aid or other assistance listed on the award letter that they do not choose to utilize. GIFT AID: Scholarships & Grants: Scholarships and grants are gift aid funds that you do not have to repay; these funds are awarded based on merit and/or need. Institutional Gift Aid: St. Catherine Grant: Awarded based on financial need, enrollment status, housing choice and academic record. St. Catherine Merit Scholarships: St. Catherine University scholarships are awarded based on academic merit, talent, and/or personal characteristics to entering students at the time of admission to the University. Most scholarships require full-time enrollment (twelve or more credits for associate, day, Evening/Weekend/Online, College for Applied and Continuing Learning (CACL), and OTA Online-VA students and six or more credits for graduate students). St. Catherine Endowed Scholarships: The selection process for named, endowed scholarships is directed by the wishes of the donor of the award. Endowed scholarships generally help fund a portion of students St. Catherine Grants. Federal & State Gift Aid: Federal Pell Grant: Awarded to undergraduate students based on financial need. The current lifetime limit for Pell Grant eligibility is 12 semesters of full-time study. Federal Supplemental Educational Opportunity Grant (SEOG): As federal funds are available, SEOG is awarded to Pell recipients who demonstrate exceptional financial need. Federal TEACH Grant: Provides grants up to $4,000 per year to students who intend to teach in a high-need field at a public or private elementary or secondary school that serves students from low-income families. Recipients must teach for at least four academic years within eight years of graduation. Noncompliance with program requirements will convert the TEACH grant into a Federal Direct Unsubsidized Loan, which would then need to be repaid with interest to the U.S. Department of Education. Learn more and complete your application by visiting our website. Minnesota State Grant: Minnesota State Grants are funded for the equivalent of eight semesters of full-time enrollment. Coursework you repeated, earned no credit for, did not complete or withdrew from, and/or for which you received an F, I, W, or U grade all count toward your total terms of eligibility. Coursework that you completed at another post-secondary institution but that did not transfer into St. Catherine University for credit also counts toward your total terms of eligibility. The University does not replace the loss of the Minnesota State Grant with University grant funds. If, based on prior post-secondary coursework and your future enrollment at St. Kate s, you anticipate exceeding a total of more than four years of attendance, you should review your Minnesota State Grant eligibility with a financial aid counselor. To receive the maximum award, a student must enroll for at least fifteen credits per semester. Awards are reduced on a per-credit basis. January term credits are usually added to spring semester enrollment. The amount listed on your award is subject to change according to changes in legislation at the state level each year. Award Guide www2.stkate.edu/financial-aid/home Page 6

7 Outside Gift Aid: Please refer to the Impact of Outside Awards on Financial Aid at the end of this section. Outside Scholarships: Scholarships from outside sources are applied to your account when they are received and only in accordance with the donor s instructions. Students can search for additional outside scholarship opportunities on our website. Employer Reimbursement: Please complete the Outside Aid Form if you will be receiving this benefit. Most employers require students to fulfill course requirements and receive a grade before they reimburse students for tuition and/or fees. Tuition Remission: Employees must complete the required paperwork each term with their home campus Human Resources department. SELF-HELP AID: Work Study (Student Employment) & Loans: Self-help forms of aid must be earned or repaid. All students are responsible for repaying any loans borrowed and for paying their University bill, regardless of whether the student is successful in completing her/his program and obtaining employment. Work Study (Student Employment): Federal and State Work-Study programs provide students with an opportunity to gain meaningful employment to help finance their college education. The awarded amount is an estimate of the student s earning potential during the academic year; it does not guarantee job placement or a minimum number of hours. Workstudy earnings are not an up-front credit on your student account; students must obtain a job and work regular hours in order to secure these funds. Learn more about work-study and how to apply for jobs on our Resources web page or the University Student Employment web page. Loans: Loans are awarded based on student eligibility; you will automatically be considered for the best loan available. We encourage you to borrow only the minimum necessary to cover your educational expenses. o Loans must be repaid with interest. Some loans accrue interest immediately upon disbursement; others will not begin to accrue interest until after graduation. o You are responsible for repaying any loans borrowed and for paying your University bill, regardless of whether you are successful in completing your program and obtaining employment. o It is important for you and your family to consider how much to borrow. The loan calculators at are an excellent resource to better assess how much loan money you need and how much you can afford to pay back. ~ Federal Direct Subsidized and Unsubsidized Loans: St. Catherine University participates in the William D. Ford Federal Direct Loan Program. The program provides low-interest loans for students enrolled at least half-time. Borrowers are required to complete a Loan Authorization. New borrowers must also complete Loan Entrance Counseling and a Master Promissory Note (MPN) before funds can be disbursed. Detailed instructions are posted on our Financial Aid Web Pages. A legislative change effective July 1, 2013 mandated a time limitation of Direct Subsidized Award Guide www2.stkate.edu/financial-aid/home Page 7

8 Loan eligibility for first-time borrowers. This change puts a limit on the maximum period of time (measured in academic years) that a student can receive Direct Subsidized Loans. In general, students may not receive Direct Subsidized Loans for more than 150% of the published length of their program. For more information regarding this 150% limitation on Direct Subsidized Loans please visit the Federal Student Aid site at studentloans.gov. ~ Federal Perkins and Nursing Loans: Federal Perkins Loans are awarded to students with exceptional need. Federal Nursing Loans are awarded to students accepted into the Nursing Program who demonstrate financial need. Information and instructions on signing promissory notes will be available prior to the start of the academic year and can be found on St. Catherine s Student Accounts web pages. Please note that the Federal Perkins Loan Program is expiring. The Department of Education has given schools limited authority to make loans to new students for the academic year. Students must complete the Perkins Loan entrance counseling and promissory note, and the school must disburse the fall semester loan to the student s account by September 30, 2015 in order for new students to receive the second semester, or spring, loan disbursement. Returning students who have previously borrowed a Perkins Loan should complete all application materials by mid-september in order to ensure disbursement by 9/30/2015. After 9/30/2015, returning students may fall into a narrow grandfathering provision that allows for later Perkins loan disbursements. To meet the grandfathering provision, the student must o have received at least one Perkins Loan disbursement on or before June 30, o be enrolled at the same institution where the last Perkins loan was disbursed o be enrolled in the same academic program for which the student received her last Perkins disbursement. Note: For all of the federal loan programs listed above, once you graduate, withdraw or drop below half-time status for your program, you must complete an exit interview. ~ Federal Parent PLUS Loan: The PLUS Loan is available to parents of dependent students who wish to borrow a loan in the parent s name to help finance their student s education. PLUS Loans are initially awarded up to the student's full cost of attendance (including non-billed allowances for expenses such as transportation) to demonstrate maximum available eligibility for federal loans. The Financial Aid Office encourages families to borrow the minimum necessary to cover required costs. Detailed instructions are posted on our Financial Aid Web Pages. Note on denial: Federal program guidelines stipulate that if a parent is denied the PLUS loan due to adverse credit, the student may borrow additional funds from the Federal Direct Unsubsidized Loan program. ~ Federal Graduate PLUS Loan: The Graduate PLUS loan is available to graduate students whose Federal Direct Loans are not enough to cover their educational expenses. Graduate PLUS Loans are initially awarded up to the student's full cost of attendance (including nonbilled allowances for expenses such as transportation) to demonstrate maximum available Award Guide www2.stkate.edu/financial-aid/home Page 8

9 eligibility for federal loans. The Financial Aid Office encourages students to borrow the minimum necessary to cover required costs. Detailed instructions are posted on our Financial Aid Web Pages. Note on denial: Federal program guidelines stipulate that any borrower with adverse credit be denied the Graduate PLUS loan. If you are denied, review the options available on the Direct Graduate PLUS webpage. ~ Private Alternative Student Loans: A student s eligibility for private alternative loans is based on her/his educational cost of attendance, less any other financial aid received. Students are approved by the lender of their choice based on their credit-worthiness and/or the creditworthiness of their cosigner. Please note that as private student loans are essentially a commercial product with varying requirements and benefits, our office cannot recommend any one loan option over another. Impact of Outside Awards on Financial Aid Awards Not Listed: You are required to report outside funding, including any Veteran s Education Benefits, to the University. If you are the recipient of any scholarship, grant or benefit not listed on your award letter from a social service agency, tribe, club, foundation, employer or other outside organization, please notify us of the source and amount of your award using the Outside Aid Form on our web site. If adjustments are required to your financial aid award, need-based loans, student employment and St. Catherine Grant may be reduced. Estimated Awards: All non-university awards are estimated until the funds are received and disbursed to your student account. It is your responsibility as an aid recipient to make proper application to the funding sources as necessary. The University will not offer replacement funds if you fail to complete the process by established deadlines. Award Guide www2.stkate.edu/financial-aid/home Page 9

10 III. Award Guide: Cost & Payment Calculating Your Cost to Attend: Your award was individually designed for you based on your unique financial and academic circumstances. If you are new to St. Catherine University, your award package was mailed to your home address, along with worksheets to aid you in your decision process. Returning students utilize our secure portal website, Kateway, to evaluate awards. For an average program budget: To calculate the Cost of Attendance, also called Budget, we use a matrix of program costs based on averaged expenses and enrollment for each type of academic program. These program costs determine a student's financial aid budget, and are used as a baseline for developing financial aid awards to help meet educational needs. Tuition rates are calculated using per credit program tuition costs and average registration at each enrollment tier (full-time, three-quarter-time, half-time, less-than-half-time). Fees include mandatory program and student fees, but do not automatically include student- or course-specific fees. Housing costs are calculated based on a comparison of standard on-campus living rates, local off-campus living rates, and estimated expenses for students living with family members. Meal costs are based on on-campus meal-plan options as well as local cost-of-living indexes. Book expenses are averaged based on overall student book costs, and are not specific to individual courses. Personal and travel expenses are established by using national and local comparisons, and are not specific to individual choices. Tuition rates and costs change for every academic year. Current costs can be found on the University website under your specific program, or on the Financial Aid webpage under Tuition and Expenses. You can also meet with a financial aid counselor one-on-one to review your financial aid eligibility and anticipated student bill. Disbursement of Aid to Your Account: All funds are credited directly to your student account proportionally per academic term, unless the funding source stipulates otherwise. All amounts listed on your award letter are based on the enrollment assumptions outlined in the Eligibility section, and will be disbursed to your account according to your actual registration. For example, if your fall semester registration is six credits, the six credit Minnesota State Grant amount will be applied to your account for fall term (regardless of the amount listed on your initial award letter). Timing of Disbursement: Students may enroll in parts of term that are less than a full semester in length, depending upon availability of courses. Parts of term include: J-term, first or second half terms, and 5-week terms. Generally, funds will disburse to your account on the first day of the earliest part of term for which you are registered. An exception to this is J-term; funds for J-term courses will disburse on the first day of Spring semester. If you are enrolled in any course beginning on the first day of the semester (full term course, first half term course, or first five weeks of term course), all funds eligible for disbursement will disburse at the beginning of the semester. This will include funds for Award Guide www2.stkate.edu/financial-aid/home Page 10

11 registration in other parts of the term (second half term, second five weeks, third five weeks). For example, if you are enrolled in both a full term course and a second half term course then the funds for both parts of term will disburse at the beginning of the semester. If you are only enrolled in part of term courses and the earliest part of term does not start at the beginning of the semester (second half term, second five weeks, third five weeks), then all funds eligible for disbursement will be disbursed at the beginning of the part of term that you will attend. For example, if you are only enrolled in a second half term course then all funds eligible for disbursement will be disbursed at the beginning of the second half term. Paying Your University Bill: The Student Accounts Office will you before the beginning of each term when your preliminary online statement is available. The statement provides an itemized listing of all charges for your classes, room and meal plan. In addition, it will show an estimate of the financial aid that can be directly credited toward your charges. Keep in mind that the aid amounts listed are subject to change if your enrollment is less than full-time, if your housing choice has changed, if you have received additional resources that were not considered when your award was prepared, or if there will be loan fees deducted from your awarded amounts before they are applied to your account. After your preliminary statement, the Student Accounts Office will you monthly when your billing statement has been prepared. It is important for you to review your account every month to ensure that your charges, aid, and any remaining balance match your expectations. Please be sure to check your St. Kate s regularly for updates, and share your billing statement with your parents or other family members who will be helping to pay your college expenses. For more information about your statement and payment plan options, please contact the Student Accounts Office at (651) (Minneapolis) or (651) (St. Paul). The University accepts American Express, Discover, MasterCard and VISA for payment of tuition, fees, and room and board. Bookstore Charge Accounts: Bookstore Account: The University will allow any student in good financial standing to establish a bookstore charge account for purchasing textbooks. To have your books billed directly to your student account, please take a copy of your course schedule and your student ID card to the Minneapolis or St. Paul bookstore at the time of your purchase. Please contact your campus bookstore via their webpage at or via phone: (651) for Minneapolis, (651) for St. Paul. Refund Checks: Financial aid that is in excess of the charges on your student account will be issued as a refund. Excess financial aid refunds are processed beginning 14 days after disbursement. Please note that aid for J-term courses will disburse on the first day of spring semester. If the last transaction on your account was a credit card payment, your refund will be credited back to that credit card. If your last payment was by a Parent PLUS Loan, your refund will be issued to the borrower of that loan. Issuance of Refunds: Refunds will be issued directly to the student via: Award Guide www2.stkate.edu/financial-aid/home Page 11

12 1) Electronically via direct deposit (e-refund). The Student Accounts Office requests that all students sign up for e-refunds. For directions on how to sign up for e-refunds, visit the Student Accounts web page. -- OR -- 2) Paper check. This will be printed and held in the St. Paul Student Accounts Office. Student will be contacted via their St. Kate s and asked to set up direct deposit. Checks that are not picked up within two weeks are automatically mailed. For more information on the refund process, contact the Student Accounts Office at (651) Award Guide www2.stkate.edu/financial-aid/home Page 12

Understanding Your 2015 16 Luther Financial Aid Award

Understanding Your 2015 16 Luther Financial Aid Award Understanding Your 2015 16 Luther Financial Aid Award Jan Cordell Director of Financial Aid Aaron Steffens Associate Director of Financial Aid Kathy Kerber Financial Aid Counselor Carolyn Schwendeman Financial

More information

Fees and Financial Aid

Fees and Financial Aid Fees and Financial Aid Student Costs and Student Fees All fees and all policies governing the refund of fees are subject to change by the Board of Regents, State of Iowa. Current information on tuition,

More information

2016-2017 Graduate Financial Aid Award Letter Guide

2016-2017 Graduate Financial Aid Award Letter Guide 2016-2017 Graduate Financial Aid Award Letter Guide AWARD LETTER INSTRUCTIONS Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete

More information

FINANCIAL AID. Experience the Mercy Difference.

FINANCIAL AID. Experience the Mercy Difference. FINANCIAL AID Experience the Mercy Difference. FINANCING YOUR EDUCATION at Mercy College Congratulations on exploring the many educational options at Mercy College of Ohio! Mercy College is committed to

More information

Financial Aid Guide. School Code: 003732

Financial Aid Guide. School Code: 003732 Radford University Financial Aid Guide School Code: 003732 Table of Contents The Purpose and Benefit of a Booklet... 2 Getting Started... 2 What is Financial Aid... 2 Cost of Attendance... 3 Financial

More information

Financial Aid Award Information 2016 17

Financial Aid Award Information 2016 17 Financial Aid Award Information 2016 17 We are pleased to provide this brochure, along with your financial aid Award for the 2016 17 academic year. This booklet contains important information about your

More information

Your Financial Aid Package and Guide

Your Financial Aid Package and Guide Your Financial Aid Package and Guide 3 SAINT MICHAEL S COLLEGE smcvt.edu What You Need to Know The Office of Student Financial Services at Saint Michael s College has created this guide to explain the

More information

APPLYING FOR FINANCIAL AID

APPLYING FOR FINANCIAL AID APPLYING FOR FINANCIAL AID Application Steps 1. Gather documents to complete FAFSA. a. Student, Spouse, and Parent (if dependent) Federal Tax Forms b. W-2 Forms c. Records of untaxed income d. Current

More information

2015-16 Academic Year

2015-16 Academic Year 2015-16 Academic Year Financial Aid & Scholarships Office This Award Notification Guide is your resource for understanding the types of financial aid offered and action required to accept your aid award,

More information

A Guide to Your Financial Aid Award >>>

A Guide to Your Financial Aid Award >>> A Guide to Your Financial Aid Award >>> 2012 2013 Contents 1 3 Important Information for All Students Who to Contact How Your Award Was Determined How to Accept Your Award 3 5 How to Determine Your Bill

More information

For purposes of awarding all forms of financial assistance, the following definitions apply for the fall and spring semesters:

For purposes of awarding all forms of financial assistance, the following definitions apply for the fall and spring semesters: University of Illinois at Springfield Office of Financial Assistance Student Guide University of Illinois at Springfield Office of Financial Assistance, University Hall, One University Plaza, MS UHB 1015

More information

Gabriela Ramirez, Financial Aid Assistant Catherine Acosta, Assistant Director Maryville Tuzon, Associate Director Robin Thompson, Director

Gabriela Ramirez, Financial Aid Assistant Catherine Acosta, Assistant Director Maryville Tuzon, Associate Director Robin Thompson, Director Financial Aid Award Information 2015-2016 We are pleased to provide this brochure, along with your Financial Aid Award for the 2015-2016 academic year. This booklet contains important information about

More information

2015 2016 FINANCIAL AID Handbook. alverno.edu

2015 2016 FINANCIAL AID Handbook. alverno.edu 2015 2016 FINANCIAL AID Handbook alverno.edu Dear Student, Welcome to the Alverno College Financial Aid Office! You will find our staff is dedicated to helping you meet the expenses associated with achieving

More information

Financial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place

Financial Aid Guide Adult Online Students Graduate Students 2012/2013. the catholic franciscan learning place Financial Aid Guide Adult Online Students Graduate Students 2012/2013 the catholic franciscan learning place BRIAR CLIFF UNIVERSITY 2012/2013 TUITION & FEES COST PER CREDIT Adult Online Degree Completion

More information

Understanding Your Offer of Financial Aid 2015-2016

Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid 2015-2016 Understanding Your Offer of Financial Aid Along with your financial aid award, we are pleased to provide this guide to understanding your award as well

More information

Accepted Student Reception Financial Aid Presentation. March 29, 2015

Accepted Student Reception Financial Aid Presentation. March 29, 2015 Accepted Student Reception Financial Aid Presentation March 29, 2015 Understanding Your Financial Aid Award Letter Screen shot of award letter here Screen shot of award letter here Estimated costs and

More information

Financial Aid Office

Financial Aid Office Wentworth Military Academy and College Financial Aid Office You may contact the Wentworth Financial Aid Office at: (660) 259-2221 or (800) 962-7682 Wentworth Military Academy and College Financial Aid

More information

Financial Aid Guide 2015 2016

Financial Aid Guide 2015 2016 Financial Aid Guide 2015 2016 The University of South Dakota and the Office of Financial Aid are pleased to provide you with your financial aid award letter for the 2015 2016 academic year. Your eligibility

More information

Financial Aid Guide. for adult and graduate online students 2014-2015. the catholic franciscan learning place

Financial Aid Guide. for adult and graduate online students 2014-2015. the catholic franciscan learning place Financial Aid Guide for adult and graduate online students 2014-2015 the catholic franciscan learning place 2014-2015 BCU Financial Aid Booklet 1 Table of Contents 2014-2015 Costs... 2-3 Federal & State

More information

2014-2015 MSSU FINANCIAL AID HANDBOOK

2014-2015 MSSU FINANCIAL AID HANDBOOK 2014-2015 MSSU FINANCIAL AID HANDBOOK INTRODUCTION Thank you for your interest in the financial aid programs at Missouri Southern State University. This handbook describes various sources of federal Title

More information

Financial Aid Guide For adult and graduate online students

Financial Aid Guide For adult and graduate online students Financial Aid Guide For adult and graduate online students 2015-2016 Table of Contents 2015-2016 Costs... 2-3 Federal & State Grant Programs... 3 Student Loans and Supplemental Loans... 4 How to Obtain

More information

Rockhurst University Financial Aid Programs & Policies

Rockhurst University Financial Aid Programs & Policies Rockhurst University Financial Aid Programs & Policies Rockhurst University is pleased to be able to offer a financial assistance program for students who would be unable to attend without such aid. The

More information

Financial Aid Guide Notification of Award

Financial Aid Guide Notification of Award Financial Aid Guide Notification of Award 2015-2016 Please keep this guide for future reference. www.stthomas.edu/financialaid/undergraduate Table of Contents Sample St. Thomas Notification of Award Response

More information

William D. Ford Federal Direct Loan Program Loans made through this program are referred to as Direct Loans. Eligible students

William D. Ford Federal Direct Loan Program Loans made through this program are referred to as Direct Loans. Eligible students Frequently Asked Questions 1. How and when to apply for Financial Aid? To apply for financial aid at Northark, you should: Submit the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov Complete

More information

GENERAL AWARDING POLICIES

GENERAL AWARDING POLICIES GENERAL AWARDING POLICIES 1. All federal and state awards are subject to government funding. 2. Eligibility for financial aid is based on the definition of an academic year as prescribed by the U.S. Department

More information

SCHOLARSHIPS AND FINANCIAL AID

SCHOLARSHIPS AND FINANCIAL AID SCHOLARSHIPS AND FINANCIAL AID Scholarships and Financial Aid 259 Lynchburg College is particularly proud to be an institution that has historically welcomed the qualified and motivated student, whatever

More information

Financial Aid. Financial Aid. Course Descriptions

Financial Aid. Financial Aid. Course Descriptions Monmouth University believes that financing a student s education should be a cooperative effort between the student and the institution. To that end, the staff of the Financial Aid Office is available

More information

FINANCING YOUR EDUCATION AT DMACC

FINANCING YOUR EDUCATION AT DMACC FINANCING YOUR EDUCATION AT DMACC Your guide to grants, loans and scholarships www.dmacc.edu/fin_aid 2015 2016 INVEST IN YOURSELF Table of Contents Description. 3 4 Federal and State Grants. 5 7 DMACC

More information

UNDERGRADUATE AND TEACHING CREDENTIAL FINANCIAL AID HANDBOOK 2015-16

UNDERGRADUATE AND TEACHING CREDENTIAL FINANCIAL AID HANDBOOK 2015-16 UNDERGRADUATE AND TEACHING CREDENTIAL FINANCIAL AID HANDBOOK 2015-16 TABLE OF CONTENTS FINANCIAL AID PHILOSOPHY 3 POLICY INFORMATION.... 3 ELIGIBILITY INFORMATION... 4 FINANCIAL AID PROCESS 7 IMPORTANT

More information

Financing Your Smith Education 2015 16

Financing Your Smith Education 2015 16 Financing Your Smith Education 2015 16 Planning for College Costs Financing a college education can be complicated. This worksheet can help you figure out what you would owe for 2015 16 billed charges

More information

2015-2016 Financial Aid Guide. Graduate Programs

2015-2016 Financial Aid Guide. Graduate Programs 2015-2016 Financial Aid Guide Graduate Programs Office of Student Financial Aid Located in Student Administrative Services (SAS) Dorsey College Center Hours: 8:45 a.m.-5:00 p.m., Monday-Friday Phone: 410-337-6141

More information

UNDERSTANDING YOUR FINANCIAL AID

UNDERSTANDING YOUR FINANCIAL AID UNDERSTANDING YOUR FINANCIAL AID Understanding Your Award Letter Financial Aid consists of grants, work-study and loans to help meet your educational expenses. You may accept or reject all or part of your

More information

INFORMATION ABOUT YOUR FINANCIAL AID AWARD

INFORMATION ABOUT YOUR FINANCIAL AID AWARD INFORMATION ABOUT YOUR FINANCIAL AID AWARD 2013-2014 We are pleased to offer financial assistance for your cost of attendance at the University of North Carolina at Chapel Hill. Your award information

More information

2016-2017 FINANCIAL AID GUIDE For Graduate Students (As of 05/04/2016)

2016-2017 FINANCIAL AID GUIDE For Graduate Students (As of 05/04/2016) 2016-2017 FINANCIAL AID GUIDE For Graduate Students (As of 05/04/2016) HOW TO USE THIS GUIDE The purpose of this guide is to assist you with understanding important information about the financial aid

More information

FINANCIAL AID FEDERAL STUDENT AID. Undergraduate Students

FINANCIAL AID FEDERAL STUDENT AID. Undergraduate Students FINANCIAL AID Undergraduate Students FEDERAL STUDENT AID Students applying for Federal Student Aid funds must complete the Free Application for Federal Student Aid (FAFSA) at www.fafsa.gov each academic

More information

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE

Cost of Attendance (COA) EFC = Demonstrated Financial Need. APPLYING FOR FINANCIAL ASSISTANCE APPLYING FOR FINANCIAL ASSISTANCE The Office of Financial Aid is dedicated to responding to the needs of our students. We are committed to assisting our students achieve their educational goals by providing

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION CONTACT US FIN ANCIAL INF O C A N H E R E FO R S Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid

More information

Financial Aid. Application Procedure. Financial Aid

Financial Aid. Application Procedure. Financial Aid 21 Financial Aid Seattle University is pleased to offer a variety of strategies and resources aimed at helping eligible students meet the costs of education. Approximately 70 percent of undergraduate students

More information

Financial Aid Award Notification Guide 2014-2015

Financial Aid Award Notification Guide 2014-2015 Financial Aid Award Notification Guide 2014-2015 A college education is one of the best investments anyone can make, and finding a way to afford it is an important concern for nearly every student. At

More information

Lewis & Clark College of Arts and Sciences. Financial Aid 2013 2014

Lewis & Clark College of Arts and Sciences. Financial Aid 2013 2014 Lewis & Clark College of Arts and Sciences Financial Aid 2013 2014 Welcome Lewis & Clark is committed to offering exceptional educational opportunities in an engaging, active, and supportive environment.

More information

2015-2016. Undergraduate Financial Aid Award Letter Guide

2015-2016. Undergraduate Financial Aid Award Letter Guide 2015-2016 Undergraduate Financial Aid Award Letter Guide Award Letter Instructions Please review your award letter and all instructions carefully. The award letter guide will help you understand and complete

More information

Terms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments

Terms and Conditions Governing Student Financial Aid. LSCS Financial Aid Departments Terms and Conditions Governing Student Financial Aid LSCS Financial Aid Departments Cy-Fair Kingwood Montgomery North Harris Tomball University Park 9191 Barker Cypress Road Cypress, Texas 77433 2000 Kingwood

More information

Understanding Your Offer of Financial Aid 2016-2017

Understanding Your Offer of Financial Aid 2016-2017 Understanding Your Offer of Financial Aid 2016-2017 Understanding Your Offer of Financial Aid Along with your fi nancial aid award, we are pleased to provide this guide to understanding your award as well

More information

Alumni Award Recipients are students who are children or grandchildren of Ottawa University graduates.

Alumni Award Recipients are students who are children or grandchildren of Ottawa University graduates. Financial Assistance at The College The College has a program of scholarships and grants. This is gift aid that does not have to be repaid. Institutional aid is awarded in a nondiscriminatory fashion,

More information

THE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID

THE SOLUTION CENTER. Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID THE SOLUTION CENTER Financial Aid Registrar Student Financial Services YOUR GUIDE TO FINANCIAL AID 2016-2017 //////////////////////////////////////////////////////////////////////////////////////// 1 The

More information

2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014)

2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014) 2014-2015 FINANCIAL AID GUIDE For Undergraduate Students (As of 01/20/2014) HOW TO USE THIS GUIDE The purpose of this guide is to assist you with understanding important information about the financial

More information

Understanding Your Undergraduate Financial Aid Award

Understanding Your Undergraduate Financial Aid Award Understanding Your Undergraduate Financial Aid Award The financial assistance administered by the M Center is governed by regulations from federal and state agencies, guidelines established by the College,

More information

Financial Aid. Scholarships Expenses. Financial Aid

Financial Aid. Scholarships Expenses. Financial Aid Financial Aid # Financial Aid Formula # Eligible Applicants # Application Requirements and Suggested Filing Dates # Programs for Which You May Qualify # Verification of Financial Aid Data # Academic Progress

More information

FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.

FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate. FINANCIAL AID OFFICE P.O. Box 5587, Bismarck, ND 58506 Telephone: 701-224-5494 or 1-800-445-5073 Fax: 701-224-5550 BSC.FinancialAid@bismarckstate.edu bismarckstate.edu/current/financialaid Award Notice

More information

2015/2016 THINGS YOU NEED TO KNOW ODP Graduate. The following information should help you as you review your 2015/2016 Financial Aid Offer

2015/2016 THINGS YOU NEED TO KNOW ODP Graduate. The following information should help you as you review your 2015/2016 Financial Aid Offer 2015/2016 THINGS YOU NEED TO KNOW ODP Graduate Financial Aid Online Degree Programs 2130 Fulton Street San Francisco, CA 94117 Tel: 415.422.4531 Fax: 415.422.4534 onlinefinaid@usfca.edu The following information

More information

Upper Iowa University. Self-Paced Degree Program Financial Aid Handbook

Upper Iowa University. Self-Paced Degree Program Financial Aid Handbook Upper Iowa University Self-Paced Degree Program Financial Aid Handbook What is the Self-Paced Degree Program (SPDP)? Upper Iowa University (UIU) offers self-paced correspondence courses as an option for

More information

Your Financial Aid Award

Your Financial Aid Award Your Financial Aid Award The Financial Aid Office of California Institute of the Arts is pleased to enclose your Financial Aid Award Letter. After carefully reviewing your application, we have offered

More information

FAFSA (Free Application for Federal Student Aid) 2013-2014 www.fafsa.gov The federal school is: 015230 (Geneva General Hospital)

FAFSA (Free Application for Federal Student Aid) 2013-2014 www.fafsa.gov The federal school is: 015230 (Geneva General Hospital) 2013-2014 Financial Aid Information Finger Lakes Health College of Nursing & Marion S. Whelan School of Practical Nursing At FLHCON, we know that the cost of a college education and the financial assistance

More information

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION

The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION The choice is clear. FINANCIAL AID: LOWER THE COST OF HIGHER EDUCATION HOW TO APPLY FOR FINANCIAL AID The Free Application for Federal Student Aid (FAFSA) serves as the application for all federal, state

More information

FINANCIAL AID APPLYING FOR FINANCIAL AID ELIGIBILITY FOR FINANCIAL AID. with students by email using our address of ummfinancialaid@maine.edu.

FINANCIAL AID APPLYING FOR FINANCIAL AID ELIGIBILITY FOR FINANCIAL AID. with students by email using our address of ummfinancialaid@maine.edu. FINANCIAL AID APPLYING FOR FINANCIAL AID Application for student aid administered by the University of Maine at Machias (UMM) is made by completing the Free Application for Federal Student Aid (FAFSA)

More information

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid 16 Financial Aid FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college

More information

Understanding Your Undergraduate Financial Aid Award 2016 2017

Understanding Your Undergraduate Financial Aid Award 2016 2017 STUDENT FINANCIAL SERVICES Understanding Your Undergraduate Financial Aid Award 2016 2017 WWW.BABSON.EDU/UGRADAID TABLE OF CONTENTS Financial Aid Checklist... 1 Financial Aid Programs... 3 Financial Aid

More information

How to Accept Your Financial Aid Offer

How to Accept Your Financial Aid Offer How to Accept Your Financial Aid Offer A Step-by-Step Guide Office of Financial Aid and Scholarships One University Plaza Youngstown, OH 44555 330-941-3505 ysufinaid@ysu.edu www.ysu.edu/finaid Dear Student,

More information

Legal Education Institute Financial Aid Sourcebook

Legal Education Institute Financial Aid Sourcebook Legal Education Institute Financial Aid Sourcebook A Publication of Widener University School of Law Office of Financial Aid 2015/2016 Widener University Legal Education Institute Financial Aid Office

More information

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15&

What is Financial Aid. What is Financial Aid. Cost of Attendance (COA) 2/27/15& What is Financial Aid What is Financial Aid Provides access to postsecondary education. Helps pay expenses such as tuition and fees, room and board, books and supplies, and transportation. Cost of Attendance

More information

Financial Aid @ Austin Grad Overview & Policies

Financial Aid @ Austin Grad Overview & Policies Financial Aid @ Austin Grad Overview & Policies Financial Aid Director Dave Arthur (512) 476-2772 x 105 darthur@austingrad.edu CONTENTS Financing your Austin Grad Education 2 The FAFSA 3 Helpful websites

More information

Financial Aid Package

Financial Aid Package Financial Aid Package Understanding Your Financial Aid Graduate Students TABLE OF CONTENTS. Understanding Financial Aid for Graduate Students Page 1. William D. Ford Federal Direct Unsubsidized Loan Page

More information

Financial Aid. ROTC Scholarships: Applying for Financial Aid Merit Scholarships: Federal, State, and Institutional Grants: Financial Aid

Financial Aid. ROTC Scholarships: Applying for Financial Aid Merit Scholarships: Federal, State, and Institutional Grants: Financial Aid Financial Aid Students receive funding for their educational expenses from a variety of government and institutional programs. All undergraduates accepted to academic programs taught at our residential

More information

A-State Online Financial Aid Policies Arkansas State University

A-State Online Financial Aid Policies Arkansas State University Types of Aid A-State Online Financial Aid Policies Arkansas State University Financial aid in the form of the below, grants and loans, are processed for degree-seeking A-State Online participants in the

More information

2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES

2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES 2016-2017 GUIDE TO FINANCIAL AID AND FUNDING RESOURCES PAGE 2 COST OF ATTENDANCE The cost of your Trinity education includes both direct costs and indirect expenses. Direct costs will be listed on the

More information

Understanding Your Financial Assistance Award 2014 2015

Understanding Your Financial Assistance Award 2014 2015 Understanding Your Financial Assistance Award 2014 2015 Washington University in St. Louis Student Financial Services By Mail Student Financial Services One Brookings Drive, Campus Box 1041 St. Louis,

More information

The Financial Aid Application Process and Frequently Asked Questions

The Financial Aid Application Process and Frequently Asked Questions The Financial Aid Application Process and Frequently Asked Questions Step 1 - To apply for financial aid, a student must complete the Free Application for Federal Student Aid (FAFSA) each year. Students

More information

Understanding Your Financial Aid Award

Understanding Your Financial Aid Award Important information related to your financial aid award from the University of Richmond is contained in this document, including the terms and conditions of your award package. Please review this information

More information

Satisfactory Academic Progress (SAP) Standards and Financial Aid Agreement

Satisfactory Academic Progress (SAP) Standards and Financial Aid Agreement Satisfactory Academic Progress (SAP) Standards and Financial Aid Agreement This document contains information that you need to read and understand regarding Satisfactory Academic Progress (SAP) and related

More information

Financial Aid Guide. Student Financial Services. Adelphi University Office of. One South Avenue P.O. Box 701 Garden City, NY 11530-0701

Financial Aid Guide. Student Financial Services. Adelphi University Office of. One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Financial Aid Guide Adelphi University Office of Student Financial Services One South Avenue P.O. Box 701 Garden City, NY 11530-0701 Phone: 516.877.3080 Fax: 516.877.3380 For the ninth straight year, Adelphi

More information

Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES

Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Labette Community College 200 South 14 th Parsons, KS 67357 (620) 421-6700 www.labette.edu STUDENTS FINANCIAL AID RIGHTS & RESPONSIBILITIES Students who have applied for financial assistance must READ

More information

Understanding Your Undergraduate Financial Aid Award 2015 2016

Understanding Your Undergraduate Financial Aid Award 2015 2016 STUDENT FINANCIAL SERVICES Understanding Your Undergraduate Financial Aid Award 2015 2016 WWW.BABSON.EDU/UGRADAID TABLE OF CONTENTS Financial Aid Checklist... 1 Financial Aid Programs... 3 Financial Aid

More information

Financial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page:

Financial Aid. Eligibility Requirements for Federal Student Aid. University of California, Irvine 2015-2016 1. On This Page: University of California, Irvine 2015-2016 1 Financial Aid On This Page: Financial Aid Eligibility Requirements for Federal Student Aid UCI Policies on Satisfactory Academic Progress for Financial Aid

More information

UNDERSTANDING YOUR AID UNDERSTANDING YOUR AID

UNDERSTANDING YOUR AID UNDERSTANDING YOUR AID FINANCIAL AID UNDERGRADUATE AWARD GUIDE UNDERSTANDING YOUR AID UNDERSTANDING YOUR AID UNDERSTANDING YOUR AID TABLE OF CO NTENT S INTRODUCTION 2 APPLYING FOR FINANCIAL AID 3 COMPLETING THE FAFSA 3 ELIGIBILITY

More information

Your Guide to Financial Aid

Your Guide to Financial Aid Your Guide to Financial Aid www.umassd.edu/financialaid Table of Contents 2 Determining Your Financial Aid Eligibility 4 Your Financial Aid Award 5 Grants, Scholarships & Waivers 6 Federal Work-Study &

More information

FINANCIAL AID OVERVIEW

FINANCIAL AID OVERVIEW FINANCIAL AID OVERVIEW 1 FAFSA PROCESS Students must complete a Free Application for Federal Student Aid (FAFSA) to apply for federal and some state aid www.fafsa.gov FAFSA application must be completed

More information

2015-2016. Your Guide To Financial Aid

2015-2016. Your Guide To Financial Aid 2015-2016 Your Guide To Financial Aid The Solution Center is available to assist all students regarding financial aid, registration, student records, and billing inquires. The Solution Center University

More information

2014-2015. understanding your financial aid offer

2014-2015. understanding your financial aid offer 2014-2015 understanding your financial aid offer 1 WHAT S inside THIS GUIDE IS DESIGNED TO HELP YOU UNDERSTAND: The Financial Aid Offer Letter and process The basic terms used in financial aid The types

More information

2005-06 UC Merced Catalog pp. 32-34 excerpted

2005-06 UC Merced Catalog pp. 32-34 excerpted UNDERGRADUATE FINANCIAL AID AND SCHOLARSHIPS The Office of Financial Aid and Scholarships strives to make a college education affordable for all students regardless of their families' financial situations.

More information

2015-2016. Financial Aid Facts Booklet Fall 2015 Winter 2016 Spring/Summer 2016

2015-2016. Financial Aid Facts Booklet Fall 2015 Winter 2016 Spring/Summer 2016 2015-2016 Financial Aid Facts Booklet Fall 2015 Winter 2016 Spring/Summer 2016 HENRY FORD COLLEGE Office of Financial Aid 5101 Evergreen Dearborn, MI 48128-1495 PH: (313) 845-9616 FAX (313) 845-9825 www.hfcc.edu

More information

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION

FINANCIAL AID TO LOWER THE COST OF HIGHER EDUCATION contact us Phone: 281-283-2480 Fax: 281-283-2502 E-mail: uhcl_fao@uhcl.edu Web: www.uhcl.edu/finaid University of Houston-Clear Lake Office of Student Financial Aid Student Services and Classroom Bldg.

More information

2014-2015. Financial Aid (Assistance) Handbook Terms & Conditions of Your Awards

2014-2015. Financial Aid (Assistance) Handbook Terms & Conditions of Your Awards 2014-2015 Financial Aid (Assistance) Handbook Terms & Conditions of Your Awards Revised 2/12/2014 Table of Contents Mission Statement... 3 Objectives... 3 Non-Discrimination Statement... 3 General Aid

More information

Hope International University Online Undergraduate and Graduate Programs

Hope International University Online Undergraduate and Graduate Programs Hope International University Online Undergraduate and Graduate Programs Financial Options Guide Welcome to Hope International University. We are pleased you have chosen to complete your education at HIU.

More information

2014-2015 Financial Aid Guide. Post-Baccalaureate Premedical Certificate Program

2014-2015 Financial Aid Guide. Post-Baccalaureate Premedical Certificate Program 2014-2015 Financial Aid Guide Post-Baccalaureate Premedical Certificate Program Office of Student Financial Aid Located in Student Administrative Services (SAS) Dorsey College Center Hours: 8:45 a.m.-5:00

More information

The University of Vermont. Student Financial Services Financial Aid Handbook

The University of Vermont. Student Financial Services Financial Aid Handbook The University of Vermont 2009-2010 Student Financial Services Financial Aid Handbook A Guide to Understanding Your Financial Aid Our Goal The University of Vermont Office of Student Financial Services

More information

FINANCIAL AID AWARD GUIDE 2013-2014. csudh.edu/financialaid. Division of Enrollment Management and Student Affairs

FINANCIAL AID AWARD GUIDE 2013-2014. csudh.edu/financialaid. Division of Enrollment Management and Student Affairs FINANCIAL AID AWARD GUIDE 2013-2014 csudh.edu/financialaid Division of Enrollment Management and Student Affairs What You Need To Do To Receive Your Financial Aid Steps to review your financial aid award

More information

CONSUMER INFORMATION

CONSUMER INFORMATION CONSUMER INFORMATION To help students meet the financial obligations of college attendance, Mohave Community College administers a varied and comprehensive financial aid program. Financial aid is designed

More information

THREE STEPS VISIT THE WEB TABLE OF CONTENTS TO FINALIZING AID AFTER YOU RE AWARDED. Step 1 Step 2 Step 3 FIND EVERYTHING YOU NEED TO KNOW ONLINE

THREE STEPS VISIT THE WEB TABLE OF CONTENTS TO FINALIZING AID AFTER YOU RE AWARDED. Step 1 Step 2 Step 3 FIND EVERYTHING YOU NEED TO KNOW ONLINE WHAT TO DO AFTER YOU RE AWARDED YOUR STEP-BY-STEP GUIDE TO FINANCIAL AID 2015 2016 TABLE OF CONTENTS Step 1: Understanding Your Financial Aid Award....2 Step 2: Estimate Your School Bill....3 College of

More information

Financial Aid Guidebook: Understanding your Financial Aid Award

Financial Aid Guidebook: Understanding your Financial Aid Award Financial Aid Guidebook: Understanding your Financial Aid Award Financial Aid Guidebook:... 1 Understanding your Financial Aid Award... 1 Introduction... 4 How to Find Your Award on Joe SS... 4 Reviewing

More information

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid

FINANCIAL AID. Applying for Federal Financial Aid. Eligibility for Federal and State Financial Aid FINANCIAL AID Columbia College s financial aid program exists to make education affordable for all students who qualify. The College believes that if students desire to attend college they should not be

More information

Graduate Studies. Your Financial Aid Award 2015 2016. Office of Financial Aid

Graduate Studies. Your Financial Aid Award 2015 2016. Office of Financial Aid Graduate Studies Your Financial Aid Award 2015 2016 Office of Financial Aid Office of Financial Aid Enclosed you will find our offer of financial aid for the coming year at Sarah Lawrence. Keep your financial

More information

GRADUATE FINANCIAL AID 2015-2016

GRADUATE FINANCIAL AID 2015-2016 GRADUATE FINANCIAL AID 2015-2016 Trinity University provides students with a remarkable educational experience in a stimulating and collaborative environment. An education of Trinity s quality requires

More information

F i n a n c i a l a i d 2015-2016

F i n a n c i a l a i d 2015-2016 F i n a n c i a l a i d 2015-2016 Trinity University provides students with a remarkable educational experience in a stimulating and collaborative environment. Thanks to extraordinary resources and the

More information

Financial Aid. Eligibility for Financial Aid. Applying for Financial Aid

Financial Aid. Eligibility for Financial Aid. Applying for Financial Aid Financial Aid Financial Aid Office 617.873.0440 financialaidweb@cambridgecollege.edu www.cambridgecollege.edu/financial-aid Financial aid is available for our students who qualify, to assist in financing

More information

Financial Aid Handbook

Financial Aid Handbook Financial Aid Handbook 2015-2016 BARD COLLEGE AT SIMON S ROCK Financial Aid Award Information 2014-2015 I. Financial Aid Overview 1 Financial Aid Office, Rights and Responsibilities 2 II. III. IV. Costs

More information

Financial Aid & Student Account Billing/Payment Guide 2015-2016. Awarding Financial Aid. Estimated Financial Aid Award

Financial Aid & Student Account Billing/Payment Guide 2015-2016. Awarding Financial Aid. Estimated Financial Aid Award Financial Aid & Student Account Billing/Payment Guide 2015-2016 Investing in a high-quality private education at Wilmington College (WC) may be perceived as an expensive undertaking. However, Wilmington

More information

2016 2017 FINANCIAL AID Handbook. alverno.edu

2016 2017 FINANCIAL AID Handbook. alverno.edu 2016 2017 FINANCIAL AID Handbook alverno.edu Dear Student, Welcome to the Alverno College Financial Aid Office! You will find our staff is dedicated to helping you meet the expenses associated with achieving

More information

Applying for Financial Aid. Disbursement of Financial Aid. Duration of Financial Aid. Questions: Your Financial Aid Award

Applying for Financial Aid. Disbursement of Financial Aid. Duration of Financial Aid. Questions: Your Financial Aid Award step 1: apply for financial aid Applying for Financial Aid 1. Complete the FREE APPLICATION FOR FEDERAL STUDENT AID (FAFSA). It can be found online at www.fafsa.gov. It is the only financial aid application

More information

Satisfactory Academic Progress Policy Providence University College and Seminary

Satisfactory Academic Progress Policy Providence University College and Seminary Satisfactory Academic Progress Policy Providence University College and Seminary The U.S. Department of Education requires institutions of higher education to establish minimum standards of satisfactory

More information