> We make your business move Innovative e-business solutions for banks and corporates
> Infinite e-business solutions We are a market-leading provider of secure, highperformance, internationally usable electronic banking solutions for corporate customers in Europe. Our customers are banks, companies and service providers. We provide outstanding software products and customising for international finance portals, mobile banking solutions, banking servers and offline-clients as well as consulting and services. We focus on a close, long-term co-operation with our customers. We provide userfriendly software products in the area of payments and cash management and deliver quality on schedule. We grow constantly and safely: With 250 people we generate revenues of 20 m per year A growing team since 1984 The CoCoNet group with the holding company CoCoNet AG has its headquarters in Erkrath (Germany) and subsidiaries in Warsaw (Poland) and Bucharest (Romania). 1984 Foundation of the company 1990 Start of the e-banking activities 2000 Restructuring and foundation of the CoCoNet AG as a holding company 2004 Foundation of CoCoNet Polska Sp. z o.o. in Warsaw 2011 Foundation of CoCoNet Software SRL in Bucharest The Management Board of the CoCoNet AG: Ulrich Lischewski, Ulrich Blank, Lothar Wosnitza 2
> Competitive with CoCoNet solutions Global competition and cost pressure constantly change the market conditions for banks, corporates and the health service sector. Do you as well want to modernize or centralize your IT system? Then talk to us! CoCoNet provides innovative solutions meeting new market requirements technologically advanced, high-quality e-banking products for different fields. Our high-end servers, secure access channels, as well as sophisticated portal solutions and userfriendly mobile apps enable our customers to compete successfully in their markets. We especially focus on the quality of our products and services because our quality is the guarantee of your competitiveness. Quality is our highest priority. Network for modern and practical e-banking solutions CoCoNet develops all products based on advanced technologies. We rely on a well-chosen network: in addition to our long-term customers it includes several national and international associations of the financial industry and leading technology partners. > Our core competencies International e-banking solutions for banks, corporates and service providers High-end portal solutions Mobile banking Bank servers Online and offline customer systems Payment transactions Payment factory for universal format processing Domestic and international Cash management Balance and transaction reporting Liquidity planning Cash pooling Forecasting Virtual accounting Other applications such as trade finance, e-invoicing, etc. 3
> We develop for you and your clients Our products are high-performing and cost-efficient standard software solutions. Your specific requirements will be customised in individual projects: functional and for seamless integration into your system environment. Advanced solutions for communication between banks and corporate customers Our MULTIVERSA product suite provides high-end solutions for e-banking and cash management: MULTIVERSA IFP International Finance Portal is a comprehensive, user-friendly e-banking system for corporate customers. MULTIVERSA MBS Mobile Banking System makes e-banking for corporate clients on tablets clear and flexibly usable. MULTIVERSA EBICS App provides multi-bank e-banking on smartphones or tablets with an independent EBICS access. MULTIVERSA PBS Professional Banking System is a multi-user offline e-banking system for corporate customers. MULTIVERSA IBS International Banking Server acts as middleware between client front-ends and bank back-ends. 4
> Transparent and fair for a successful collaboration Customers' confidence in our integrity and competence is an essential prerequisite for the success of our products. Therefore, long-term relationships with our customers are centrally important to us. Since 1984, well-known European banks, corporates and service providers trust in us with most of them we have already been working in close partnerships for many years. Our customers regularly meet in specific User Groups. These industry workshops serve as a platform for exchange, discussion and the continuous, trend-setting, and cost-effective development of our solutions. User Groups as platform for exchange and further development > We are proud of our clients 5
> What makes our products so valuable? Our customers have high expectations regarding efficiency, security, performance, user-friendliness and maintainability. We take this seriously in all phases of product development. Our software solutions combine the know-how of many experts. We follow common principles: Best in class usability by ergonomic interfaces and intuitive handling Multi-channel communication with customers, partners and back-end systems Service-oriented architecture and web services ensuring high flexibility regarding integration into existing IT systems and business process modelling International approach by support of domestic and international formats, standards and multi-lingual design High availability and reliability by using advanced technology and continuous performance tests Multi-client capability for operation in ASP-environments (Application Service Providing) Sustainable through scalability, modular design and platform independence Seamless integration into enterprise applications and existing IT architectures Customer-oriented services from experts We attend projects from the idea to the finish... and beyond Our consultants and IT experts support e-business projects from the very beginning. We provide on-site services for the concept, integration, installation and commissioning of our products as well as comprehensive trainings. But also after a delivery we do not leave our customer s side. We support continuously and provide upgrades. We provide a CoCoNethotline for helpful assistance and information concerning our products. 6
> We deliver high-quality results Quality guarantees customer satisfaction. It is our goal that our customers are pleased with us, our products and our services! Therefore, quality and innovation are our main priorities in everything we do. CoCoNet has consistently established measures for quality assurance in order to develop user-friendly and secure systems of highest quality through professional software-engineering, and complies to different procedures and standards. CoCoNet holds the TeleTrusT quality seal IT security made in Germany. The seal confirms that CoCoNet offers reliable IT security solutions without any backdoors based on true German developments. Certified quality management This quality management system is certified according to ISO 9001 by TÜV Rheinland. In company-wide audits, TÜV Rheinland frequently analyses and evaluates the procedures regarding policies, compliance and effectiveness. The ISO 9001 certification covers all of CoCoNet's operational core procedures as well as management and supporting procedures. Highest security standards CoCoNet established a consistent approach in our software development and the security of our software solutions. Our security standards meet the requirements of the international organisation Open Web Application Security Project, which is specialised on the security of web applications. The TÜV Informationstechnik GmbH confirmes: our Secure Development Framework is a TÜViT Trusted Procedure. The company s organisational areas information technology, security techniques, information security management systems and requirements are certified with the ISMS Information Security Management System ISO 27000. CoCoNet s ISMS policy applies to all procedures and activities within the CoCoNet group. Continuous improvement with CMMI CoCoNet performed the SCAMPI C appraisal towards the requirements of the Capability Maturity Model Integration (CMMI) level 2. 7
> Tailored solutions MULTIVERSA IFP International Finance Portal Advanced e-banking portal solution for banks and corporates. MULTIVERSA IFP App The convenient mobile access to MULTIVERSA IFP International Finance Portal. MULTIVERSA MBS Mobile Banking System Comprehensive mobile e-banking app for corporate customers. MULTIVERSA EBICS App Mobile banking app for smartphones and tablets for multi-bank connectivity to any EBICS bank server. MULTIVERSA PBS Professional Banking System Multi-user offline e-banking and cash management system for demanding corporate customers. MULTIVERSA IBS International Banking Server High-end middleware for banks. CoCoNet Computer-Communication Networks GmbH Steinhof 5 D-40699 Erkrath Germany Phone +49 (0) 211/249 02-0 Fax +49 (0) 211/249 02-200 Email info@coconet.de Internet www.coconet.de 07/15 2015 CoCoNet Computer-Communication Networks GmbH