2015 CHINA FUTURE FINANCE WEEK SERIES

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2015 CHINA FUTURE FINANCE WEEK SERIES cffw.shinemediaworld.com

2015 CHINA INTERNET FINANCIAL CREDIT REPORTING FORUM BACKGROUND Credit is the cornerstone of the financial industry and is crucial to the global market economy. In recent years, with the rapid development of Internet banking format, more and more individuals and small companies need financing, investment and other financial services via the Internet. The Internet financial enterprises demand for social credit data services also grow. From the market analysis, the credit market has huge developing space. According to People's Bank of China Credit Reference Center official website, by the end of 2013, it has collected more than 840 million individuals informaon, nearly 19.2 million companies and other organizaons. In the future, credit industry will amounted to about 100 billion just in personal credit market, and it can be called "Blue Ocean" in financial industry. Credit instuons are the core of a country's credit system. At present, the credit rang companies, financial informaon companies, P2P plaorm, third-party payment companies, private financial service providers and other various capital are breaking into credit industry compevely. In a sense, internet finance s future growth rate, coverage, form of financing depends largely on sharing mechanism of People's Bank of China Credit Reference Center, private credit instutes and the developed degree of credit businesses. We can say that the Internet credit service is the main point to have a thorough knowledge of internet financial. In 2013, the central bank issued Credit Reporng Industry Regulaons and Credit agencies management methods and required business credit for filing system and personal credit for verificaon system. In August 2014, the first batch of third-party credit instutes granted licenses. On January 5, 2015, the central bank issued Noce about make preparaons for personal credit business and required the first eight agencies prepare for individual credit business. State Social Credit System Construcon Plan proposed that social credit system is an important component of the socialist market economic system and social system of governance. The development of Chinese credit system construcon and credit markets has entered a new historical stage. Today, with the accelerated developing trend of Internet financial, how to use industrial policy, collaborate in the industrial chain, achieve win-win, use the Internet big data innovate credit products fully and legally, profit from internaonal advanced technology and management experience, promote financial credit enterprises management level and profitability, has been placed in front of each praconers to solve. ifcfr.shinemediaworld.com

2015 CHINA INTERNET FINANCIAL CREDIT REPORTING FORUM TARGET MARKET >> Regulator Credit Company P2p Company E-Commercial Enterprise FinancialServices (Bank, Trust, Financing Guarantee, Automobile Finance, Financial Lease, Asset Management) Fundamental Informaon System Suppliers (Credit) System Tesng Company Data Service Provider Credit Scoring Model Company Risk Control System/Soware Company Internet Financial Technology Service Company (P2p) Law Firm ConsulngCompany TARGET POSITIONS >> Standardizing regulaon, developing mode, innovang technology, Division Chief/ Director Chairman/ President/ General Manager Chief Risk Officer Chief Market Officer Chief Credit Officer Director of Business Development The Network Financial Division President Electronic Banking Manager Chief Delegate Chief Technology Officer Md(MarkengDirector) Insurance Business Principal Partner CORE ISSUES >> The trend of Internet financial development and financial reform Credit management and risk-control: Internet financial business innovaon The Internet financial credit how to have a breakthrough The core element of China Internet financial is credit system Credit system construcon and financial Internet development How to balance the Informaon sharing and privacy protecon, Credit business development experience How to innovate the credit business model improving management

2015China Internet Financial Credit Reporting Forum Day One Nov26 th TOPIC 1:Credit Industry Development Environment Analysis 0900-0915 Opening Speech 0915-0940 Credit Development Road In the Era of theinternet Financial Promote the Development of the Internet Credit Comprehensively Rights and Interests Protection of Information Subjects The Practice of Reciprocity and Non-discriminatory Principle CAO Ningrong, Director, Credit Reference Center 0940-1005 Big Data Technology Affect the Development of the Credit Market Build Large Data Collection Platforms Hold Large Data Limits Foster Specialized Data Companies Guan Jingru, CEO, China Chengxin Credit Information Co., Ltd 1005-1030 FICO Scoring System and Cooperation in China Credit Rating Decision Cloud Platform Escort Inclusive Finance Decision Management Solutions Social Responsibility William Lansing, CEO, FICO 1030-1045 Tea Break & Network 1045-1110 Bank Credit System Status Analysis and Development Direction Collection and Processing of Credit Data Banks Opportunities and Challenges Under the Credit Market Data Sharing Mechanism Strengthen Risk Management YANG Dongping, CRO, BOCOM 1110-1135 The Cooperation Prospects between Commercial Bank with the Third-Party Credit Bureaus Transformation of Credit Card Industry Strategic with "Internet +" Internet Credit Reporting Help Bank Financial Services Cooperation Direction LI Xianfeng, GM, Credit Card Center in SPDB 1135-1200 Tencent Credit s Internet Financial layout The Business Model The Cooperation in Multi-Scenario The Prospect and Strategy WU Dan, GM, Tencent Credit 1200-1330 Luncheon TOPIC 2:Experience Sharing of Credit Business Practice 1330-1400 Development Situation and Future of the Asia-pacific Credit System Asia-Pacific Credit Market Developments Challenges in Asia-Pacific Regional Credit Industry The Suggestions for Future Development The Industry Cooperation Opportunities To be Confirmed 1400-1430 ZMXY Credit s Explore in Personal Credit Market Credit Score Calculation Model Introduced Cooperation Model with Alipay Diverse Collection Channels of Information HU Tao, Deputy GM, ZMXY Credit 1430-1500 Big Data Credit Influents Small Micro-Enterprises Development The Credit Challenge of Small Micro- Enterprises Innovation of Big Data Credit Prospect of Credit Financing FAN Xiaoxin, Chairman, 3GOLDEN 1500-1530 Tea Break & Network 1530-1600 Foreign Credit Institutions Opportunities and Challenges In China Release P2P Credit Rating System in China Reflection and Cooperation with Domestic Credit Institutions Prospects YIN Hong, COO, Experian 1600-1630 P2P Companies Cooperation Space with International Credit Agencies Small Microfinance Industry to Improve Risk Management How to Increase the Effectiveness of Risk Management International Credit Agencies Strengths LIU Feng, GM, Helloan 1630-1700 Legal Obstacles in the Development of Industry Credit Solve Problem of Collection Sensitive Data Public Platform Protect User Information "Blacklist" User's Right to be Informed DA CHENG Law Offices 1700-1745 Panel Discussion: Internet Finance Credit Cooperation Space Cross-Industry Moderator:Bank, P2P, small loans, e-commerce, third party payment companies 1700-1800 Dinner

2015China Internet Financial Credit Reporting Forum Day Two Nov 27th TOPIC 3:Technological Innovation and Product Innovation in Credit 0900-0925 Improving the Credit Efficiency and Quality Under Internet Finance Internet Finance Expands Credit System Data Categories Internet Finance Creates A New Service Concept Integrating Online and Offline Channels to Improve the Credit Service Quality LIU Xiaoying, President, Shanghai Credit Information Services Co.,Ltd 0925-0950 Exploring Credit Formation and Innovative Thinking 0950-1015 Anti-Fraud Cloud Platform Personal Credit Reporting Services Information Sharing LI Xuan, CEO, IntelliCredit Innovation of Internet Credit Evaluation - When Big Data Meets Credit Online Personal Credit Rating Target Market Positioning Exploring Scenarios ZHI Zhengchun, CEO, Wecash 1015-1145 Tea Break & Network 1145-1110 Building perfect credit system, providing first-class credit service Characteristics and Advantages of Esurfing Credit Credit Product Innovation Convenient to Enterprise Financing Personal Credit Business Development CHEN Jianli, GM, EsurfingCredit 1110-1135 Use External Data to Improve the Credit Reporting System 1135-1200 The Significance of Deepening the Behavior Data Application Sharing Information and Integrating Data Big Data Boosters Internet Finance 2.0 LEI Tao, CEO, Beagle Data Internet Thinking Support to Upgrade the Private Credit Development of Private Credit Industry Promote Credit Industry Service Mode Innovation and Practice of CMS System YU Huiqing, GM, Credit Of Donghui TOPIC 4:Exploring Internet Credit Business Model 1400-1430 Integrating Data to Meet Unique Market Demand Market Orientation and Business Direction Resource Integration and Innovation Profit Model and Prospect QIU Han, GM, Shenzhen Qianhai Credit Information Center 1430-1500 Practice and Innovation of Internet Financial Credit Business Business Strength The Construction of Credit Scoring System Layout and Profit Model Innovation Case Study: the First Small Micro-Enterprise Credit Systems LI Guangyu, President, LAKALA 1500-1530 Tea Break & Network 1530-1600 Cloud Credit - the First Distributed Credit Reporting System Query System Architecture Mode Strengths Cooperation Opportunity XU Hongwei, Chairman, Yincan Group 1600-1630 Internet Finance Spawned Credit Business Efficiently Provide Efficient Services for P2P Customers Small Micro-Finance Promotes the Development of Credit Institutions Firewall Action MSP Platform CHANG Sheng, GM, Allwin Credit 1630-1700 Panel: How to Break Through the Application Bottleneck of Internet Finance Credit Reporting? Credit Visa Interest Level Unmanned Supermarket To be Confirmed 1700-1710 Closing Remark& End of the Conference Note: This program is a draft of the final agenda. It will be updated along Progress. 1200-1300 Luncheon