Bgig K lif G h igh l f chl Mbil, li, v g bkig h w chck cc c i blc M bk l ff li bkig, which i g w k ll f ic i chck Lk f chckig vig cc h icl li bkig l v bil bkig, c k chck bg i G G! G f l li lik li bill v, v v f i ig bill vig f M lk D fg h w g w c icl ic ci ig ficil f Th w, bw k ci hi Y ci hi ci c i bili bw i h f f vhig f c fi h v chlig Th b w k ll ck chl i bil g bg S! H fiv w k bg Kig wih ll h INS OUTS POSITIVE Cllc Gh Ic E, h h c wh cig i, wh gig wh hv v Pjc S bilig i wh icl fi vibl? Wh cig h ic h? Bk? A igh? Sig bk? Lk h c h Pl Alw l f ch big ll Kw wh c ll ff Mk cvig ll f bf ci w wih li Sig wih hikig c l i giv bg i blc Sv Sv wh c, wh c Hw ch c i v wk? Ev h? I qickl, i c hl k bg iiv Pc K f bigh b viig c b hgh ci c ch Ol wh hv bg c g h hig w h Thig h f i cllg Nw cl Nw fi Nw i, ic w i S wh i c, hw k ck f wh cig gig? Hw k i cl w h l ck? Nw h i ig il bg h wk f! WHAT IS A BUDGET? A bg i hw blc ic wh cig i, wh gig wh I l ig vig l A il, i hl wh Bg Qick S STEP ONE WHAT S IN? Mk li f ic c jb, llwc f h, wk/, -i jb, f l, c STEP TWO WHAT S OUT? cc/c11 Mk li f hl h, i, c,, c STEP THREE WHAT S THE DIFFERENCE? XX% C XXX-XXX-XXXX 211 Th PNC Ficil Svic G, Ic All igh v PNC Bk, Nil Acii Mb FDIC 1296-11 Sbc f ic wkl hl bi Ill, h hl b f iig, h i wh hv v Thi b hl lw b iiv LOOK INSIDE FOR > Hw k bg iiv > Hw b b ig wh w h > Hw l f wh v wh c
Bg Bic D I ll? YES Ev hgh, w i h i g b Hvig bg ig ch i v h i i w f h f Ti Ivlv i bic bg il h c wh hv l b lfiig chl Mk kw hw cc l g wh i vi fici vf h c h ci f, c c f cc/c11 g B Mhl h f h 8 6 Tl Ic 17 wk 7 b j ) i h P f k 7 gif (chc Bih Tl Ic 12 Fi C 3 C bhi G h bill f h Cll h k w Cff v 12 2/ 11 Vibl C (w bk) 237 li Schl Dv ll 126 K wih Di S 8 ch wih S l 23 h h h Nw j h 36 f f l MP3 w 18 2 chi i v E M Tl v l Mhl S 6 2 7 Oc b gig v h, c i ic hl b f i c vibl c h f i c ll I f E icl ll f ig fi c lik c, hl cll h bill, hl g bhi, c, vibl c lik clhig, ic, bk izz wih fi Ev ll c, k ck f vibl c il ig, wll fi hl Mk li k cl wh i gig Sll c ll f k f giv h if k i ll i chck B jcig lig wih bg, ll kw wh c bck l ig h h wh b high chl civii, w bk, c El Ei h kw b lik I g wic wk wih fi, b fvi cff v, b w clh c h vg, c W & N bil wih li K ck f i K giz c f ll f hl cll h bill, ci c, c U wh cig wh, l k i ll cv Mi li c l f h ll! Kwig h iig f bg cl will hl h f gig OUT, whil ig wh ic i cig IN, c k i ll blc Thi i bg I! Y c i c, if bk h li bkig, hi i g w ii l viibili f wh cig Pl f ch big ll If hv w MP3 l, k h ckig bg cll kw wh c ll ff i C wih li c vig lil wh c g h hig hv If hv ci c, chg j ch wih ig hw i will ic bg K i i h ci c chg wh f 1-2% i, which hl h h l c f ch Ci c b c k k i h k bg iiv Ti T ick wih bg i h g b hig f which hv l l Rv ci c l f h c gci, lik c i, icl, c, h ii Sv lil G l! Y ll b i hw vig j lil h h l v i A, vig cc i, which h w f h f, h i will ci S, vig cc i i v wk, v h i hv lfv ch i bg S v ig hig ll lik hiig h w fi i f big bl w, cig bck h il cff, c k big iffc wh ig v Igi If cl v 2/wk h 1, If i ll f, h,16 i h bk wh g! 2 wk i l 28
Bg Bic D I ll? YES Ev hgh, w i h i g b Hvig bg ig ch i v h i i w f h f Ti Ivlv i bic bg il h c wh hv l b lfiig chl Mk kw hw cc l g wh i vi fici vf h c h ci f, c c f cc/c11 g B Mhl h f h 8 6 Tl Ic 17 wk 7 b j ) i h P f k 7 gif (chc Bih Tl Ic 12 Fi C 3 C bhi G h bill f h Cll h k w Cff v 12 2/ 11 Vibl C (w bk) 237 li Schl Dv ll 126 K wih Di S 8 ch wih S l 23 h h h Nw j h 36 f f l MP3 w 18 2 chi i v E M Tl v l Mhl S 6 2 7 Oc b gig v h, c i ic hl b f i c vibl c h f i c ll I f E icl ll f ig fi c lik c, hl cll h bill, hl g bhi, c, vibl c lik clhig, ic, bk izz wih fi Ev ll c, k ck f vibl c il ig, wll fi hl Mk li k cl wh i gig Sll c ll f k f giv h if k i ll i chck B jcig lig wih bg, ll kw wh c bck l ig h h wh b high chl civii, w bk, c El Ei h kw b lik I g wic wk wih fi, b fvi cff v, b w clh c h vg, c W & N bil wih li K ck f i K giz c f ll f hl cll h bill, ci c, c U wh cig wh, l k i ll cv Mi li c l f h ll! Kwig h iig f bg cl will hl h f gig OUT, whil ig wh ic i cig IN, c k i ll blc Thi i bg I! Y c i c, if bk h li bkig, hi i g w ii l viibili f wh cig Pl f ch big ll If hv w MP3 l, k h ckig bg cll kw wh c ll ff i C wih li c vig lil wh c g h hig hv If hv ci c, chg j ch wih ig hw i will ic bg K i i h ci c chg wh f 1-2% i, which hl h h l c f ch Ci c b c k k i h k bg iiv Ti T ick wih bg i h g b hig f which hv l l Rv ci c l f h c gci, lik c i, icl, c, h ii Sv lil G l! Y ll b i hw vig j lil h h l v i A, vig cc i, which h w f h f, h i will ci S, vig cc i i v wk, v h i hv lfv ch i bg S v ig hig ll lik hiig h w fi i f big bl w, cig bck h il cff, c k big iffc wh ig v Igi If cl v 2/wk h 1, If i ll f, h,16 i h bk wh g! 2 wk i l 28
Bg Bic D I ll? YES Ev hgh, w i h i g b Hvig bg ig ch i v h i i w f h f Ti Ivlv i bic bg il h c wh hv l b lfiig chl Mk kw hw cc l g wh i vi fici vf h c h ci f, c c f cc/c11 g B Mhl h f h 8 6 Tl Ic 17 wk 7 b j ) i h P f k 7 gif (chc Bih Tl Ic 12 Fi C 3 C bhi G h bill f h Cll h k w Cff v 12 2/ 11 Vibl C (w bk) 237 li Schl Dv ll 126 K wih Di S 8 ch wih S l 23 h h h Nw j h 36 f f l MP3 w 18 2 chi i v E M Tl v l Mhl S 6 2 7 Oc b gig v h, c i ic hl b f i c vibl c h f i c ll I f E icl ll f ig fi c lik c, hl cll h bill, hl g bhi, c, vibl c lik clhig, ic, bk izz wih fi Ev ll c, k ck f vibl c il ig, wll fi hl Mk li k cl wh i gig Sll c ll f k f giv h if k i ll i chck B jcig lig wih bg, ll kw wh c bck l ig h h wh b high chl civii, w bk, c El Ei h kw b lik I g wic wk wih fi, b fvi cff v, b w clh c h vg, c W & N bil wih li K ck f i K giz c f ll f hl cll h bill, ci c, c U wh cig wh, l k i ll cv Mi li c l f h ll! Kwig h iig f bg cl will hl h f gig OUT, whil ig wh ic i cig IN, c k i ll blc Thi i bg I! Y c i c, if bk h li bkig, hi i g w ii l viibili f wh cig Pl f ch big ll If hv w MP3 l, k h ckig bg cll kw wh c ll ff i C wih li c vig lil wh c g h hig hv If hv ci c, chg j ch wih ig hw i will ic bg K i i h ci c chg wh f 1-2% i, which hl h h l c f ch Ci c b c k k i h k bg iiv Ti T ick wih bg i h g b hig f which hv l l Rv ci c l f h c gci, lik c i, icl, c, h ii Sv lil G l! Y ll b i hw vig j lil h h l v i A, vig cc i, which h w f h f, h i will ci S, vig cc i i v wk, v h i hv lfv ch i bg S v ig hig ll lik hiig h w fi i f big bl w, cig bck h il cff, c k big iffc wh ig v Igi If cl v 2/wk h 1, If i ll f, h,16 i h bk wh g! 2 wk i l 28
Bgig K lif G h igh l f chl Mbil, li, v g bkig h w chck cc c i blc M bk l ff li bkig, which i g w k ll f ic i chck Lk f chckig vig cc h icl li bkig l v bil bkig, c k chck bg i G G! G f l li lik li bill v, v v f i ig bill vig f M lk D fg h w g w c icl ic ci ig ficil f Th w, bw k ci hi Y ci hi ci c i bili bw i h f f vhig f c fi h v chlig Th b w k ll ck chl i bil g bg S! H fiv w k bg Kig wih ll h INS OUTS POSITIVE Cllc Gh Ic E, h h c wh cig i, wh gig wh hv v Pjc S bilig i wh icl fi vibl? Wh cig h ic h? Bk? A igh? Sig bk? Lk h c h Pl Alw l f ch big ll Kw wh c ll ff Mk cvig ll f bf ci w wih li Sig wih hikig c l i giv bg i blc Sv Sv wh c, wh c Hw ch c i v wk? Ev h? I qickl, i c hl k bg iiv Pc K f bigh b viig c b hgh ci c ch Ol wh hv bg c g h hig w h Thig h f i cllg Nw cl Nw fi Nw i, ic w i S wh i c, hw k ck f wh cig gig? Hw k i cl w h l ck? Nw h i ig il bg h wk f! WHAT IS A BUDGET? A bg i hw blc ic wh cig i, wh gig wh I l ig vig l A il, i hl wh Bg Qick S STEP ONE WHAT S IN? Mk li f ic c jb, llwc f h, wk/, -i jb, f l, c STEP TWO WHAT S OUT? cc/c11 Mk li f hl h, i, c,, c STEP THREE WHAT S THE DIFFERENCE? XX% C XXX-XXX-XXXX 211 Th PNC Ficil Svic G, Ic All igh v PNC Bk, Nil Acii Mb FDIC 1296-11 Sbc f ic wkl hl bi Ill, h hl b f iig, h i wh hv v Thi b hl lw b iiv LOOK INSIDE FOR > Hw k bg iiv > Hw b b ig wh w h > Hw l f wh v wh c
Bgig K lif G h igh l f chl Mbil, li, v g bkig h w chck cc c i blc M bk l ff li bkig, which i g w k ll f ic i chck Lk f chckig vig cc h icl li bkig l v bil bkig, c k chck bg i G G! G f l li lik li bill v, v v f i ig bill vig f M lk D fg h w g w c icl ic ci ig ficil f Th w, bw k ci hi Y ci hi ci c i bili bw i h f f vhig f c fi h v chlig Th b w k ll ck chl i bil g bg S! H fiv w k bg Kig wih ll h INS OUTS POSITIVE Cllc Gh Ic E, h h c wh cig i, wh gig wh hv v Pjc S bilig i wh icl fi vibl? Wh cig h ic h? Bk? A igh? Sig bk? Lk h c h Pl Alw l f ch big ll Kw wh c ll ff Mk cvig ll f bf ci w wih li Sig wih hikig c l i giv bg i blc Sv Sv wh c, wh c Hw ch c i v wk? Ev h? I qickl, i c hl k bg iiv Pc K f bigh b viig c b hgh ci c ch Ol wh hv bg c g h hig w h Thig h f i cllg Nw cl Nw fi Nw i, ic w i S wh i c, hw k ck f wh cig gig? Hw k i cl w h l ck? Nw h i ig il bg h wk f! WHAT IS A BUDGET? A bg i hw blc ic wh cig i, wh gig wh I l ig vig l A il, i hl wh Bg Qick S STEP ONE WHAT S IN? Mk li f ic c jb, llwc f h, wk/, -i jb, f l, c STEP TWO WHAT S OUT? cc/c11 Mk li f hl h, i, c,, c STEP THREE WHAT S THE DIFFERENCE? Sbc f ic wkl hl bi Ill, h hl b f iig, h i wh hv v Thi b hl lw b iiv 211 Th PNC Ficil Svic G, Ic All igh v PNC Bk, Nil Acii Mb FDIC 1296-11 LOOK INSIDE FOR > Hw k bg iiv > Hw b b ig wh w h > Hw l f wh v wh c