Commercial Banks. Payment transactions secured by G&D.

Commercial Banks. Payment transactions secured by G&D.

Smart banking mobile, convenient, secure. Keeping up with a dynamic market. Entering the mobile age. With a trusted and experienced partner. The mobile society we live in ticated and secure modalities vative and appropriate solu- Your customers have adapted G&D supports you so that you personalization services, trusted G&D serves more than 500 global and regional banks. brings many opportunities for financial institutions. With the with cards based on standards such as EMV and mobile pay- tions, while ensuring customer loyalty, steady growth, and to a mobile way of living. They demand services that can seize new opportunities. Secure solutions are available data generation, and mobile payment solutions that are digitalization of the financial ments via virtual cards. And efficient operations. In this secure and simplify their lives, to help you open up new optimally suited for cashless landscape, new players enter this trend is about to take off: increasingly dynamic banking e.g. for services with a physical channels for customer acquisi- payments and secure online the market and customer double digit growth in mobile world, mobility, flexibility, or virtual card, online, or at tion, reach out to new cus- transactions, as well as for demands keep changing. As payments is expected over the comfort, and security are the point of sale. One of the tomer groups, and encourage transactions carried out using a result, banking has become next two years. The user ex- essential requirements. With challenges for banks: delivering them to engage with your mobile devices. more dynamic and mobile. perience is a key factor for the G&D as your trusted partner, all of this in the form of a brand. We are established mass adoption of new tech- you can enter the mobile age positive user experience among the largest providers Stay ahead in this fiercely Electronic payments with debit nologies, thus enabling new with solutions that help you coupled with top security. in the electronic payment competitive market with and credit cards remain the revenue streams for banks. remain ahead of market trends sector with a broad portfolio solutions that are built on biggest drivers of cashless pay- and consumer demands. of highly versatile cards, innovation and strong security. ments. Many banks worldwide The changing financial land- have shifted from traditional scape and the demands that card payments to more sophis- have to be met require inno- G&D is one of the top three global players in the financial card segment and service field.

Multichannel payment solutions. For your customers comfort. Mobile Financial Services Secure Elements NFC SIM cards that enable the issuance of cards on the spot and custom- With mobile financial services, Embedded Secure Elements ized cards with individual banks can offer customers a Accessories with partners images. MOBILE FINANCIAL SERVICES 70% of the top 50 banks worldwide use our products and solutions. Trust us as one of the global leaders in the supply of proven hardware, software, and services for transactions via card, mobile, or online. We are Card Payment Solutions G&D offers EMV or magstripe cards for secure contactbased or contactless payment CARD PAYMENT SOLUTIONS TSM new fast and easy-to-use service channel. People can use a virtual card on their smartphone just like a bank or credit card to make payments, redeem coupons, collect loyalty (e.g. icarte for iphone) Visa paywave and MasterCard PayPass Loyalty Data Management Data preparation and data generation Personalization one of the top suppliers of hardware and software for debit and credit cards. For transactions. Choose from a variety of card shapes and materials or opt for individual Cards Banks Wallet points, and use it on public transport all with a single device. The mobile wallet Access control Transit In-factory personalization Over-the-Air personalization Instant issuance mobile payments based on NFC technology, G&D is a pioneer supplier of Trusted images complete with supporting operating systems and tailored applications. Management Data Personali- Additional Services enables for mobile services and online banking across all channels. Mobile financial Personalization and Fulfillment Solutions Picture cards Additional Services Service Management (TSM) zation services require special security G&D has a large network Online portal for applications on smart- Cards measures to protect transac- of secure and certified PIN/ePIN services phones, and other mobile devices. Our solutions use EMV cards Dual interface cards PERSONALIZATION AND FULFILLMENT tions and critical information. G&D has developed an end- personalization and production sites with capacities for small Lettershop and logistics open and interoperable components that are compliant Contactless cards Cards in ID 1 format and Giesecke & Devrient The World of Mobile Security to-end solution portfolio, allowing your customers to and large volumes. We offer in the factory and Over-the- The portfolio is rounded off with technical support, training, with leading standards such various other shapes identify themselves and Air personalization. To support and consulting. as GlobalPlatform and Java Numerous form factors Visa, Visa paywave conduct transactions seamlessly and facilitate the daily opera- and certified by payment including stickers, key fobs, MasterCard, MasterCard anytime, anywhere. tions of issuers, our online schemes such as MasterCard, and tokens PayPass portal offers the authenticated Visa, China UnionPay, and Unique card materials, Local payment schemes Managed Services user a variety of services and JCB. e.g. green, tactile, nacre, White label EMV TSM services information regarding G&D colored core Authentication Mobile wallet personalization and production Support of various operating Loyalty Mobile device management services. We offer products and systems (native, Java, local) Transit Mobile authentication/tee services for on-demand printing

Securing mobile life. Today and tomorrow. G&D has 160 years of experience in serving banks worldwide. We dedicate all our passion and innovation to making a positive payment experience. We know the market requirements and understand the challenges. Let s work together to find the solution that is best for you and your customers. Continuous investments in new products, solutions, and services safeguard our role as an innovation and technology leader. All of our products, solutions, and services are developed for mobile lives today and tomorrow. G&D security technology is something your customers may not see, but will definitely feel. Security is what we live and breathe. Let s work together to make a future that is secure.

Giesecke & Devrient GmbH Prinzregentenstraße 159 P.O. Box 80 07 29 81607 Munich GERMANY Phone: +49 (0) 89 41 19-0 www.gi-de.com payment@gi-de.com Giesecke & Devrient GmbH, 2013. Subject to change without notice. Java is a registered trademark of Oracle and / or its affiliates. Visa is a registered trademark of Visa in the United States and other countries. MasterCard and MasterCard PayPass are registered trademarks or service marks of MasterCard Worldwide or its subsidiaries in the United States. 288 6240 BR_banks_jul13_E CM_2.000