Worldwide Smart Card Implementations using GlobalPlatform Standards

Transcription

1 Worldwide Smart Card Implementations using GlobalPlatform Standards Kevin Gillick - Marketing Center Chair, Taipei Business Seminar 12 February 2004

2 Agenda GlobalPlatform Overview Industry and Geographical Adoption Worldwide Implementations Summary 2

3 What is GlobalPlatform? An organization that: Defines Requirements and technology standards for smart cards, devices and systems Creates Foundation for future growth Promotes Smart card usage and adoption 3

4 Role & Objectives Lead the migration from restrictive proprietary environments to an open, interoperable smart card infrastructure Meet needs of target industries Maintain backwards compatibility Define and promote crossindustry interoperability Drive broader adoption of specifications Promote open standards and infrastructure NO LICENSE FEES NO RESTRICTIONS ON USAGE 4

5 Infrastructure Interoperability Identity Payment Government Health Transit Compatibility and interoperability among: Applications Cards Devices Systems POS Mobile Phone Set Top Box ATM PC PDA Card Management Systems Application Servers Personalization Systems Device Management Systems Key Management Systems5

6 Agenda GlobalPlatform Overview Industry and Geographical Adoption Worldwide Implementations Summary 6

7 Strong Industry Adoption Industries with significant momentum in adopting GlobalPlatform specifications: Financial Mobile/Telecom Government Security/ID/Authentication Suppliers and application developers Public healthcare 7

8 Global Deployment Over 50 million GlobalPlatform cards deployed worldwide Additional 260+ million GSM cards globally use GlobalPlatform technology for over-the-air (OTA) application download Over 20 implementations across the financial, ID/security, government, mobile telecom and public healthcare markets Estimates predict these figures to increase dramatically in

9 Implementations GlobalPlatform technology is implemented in multiple industries Telecom Government 7.5% 8.5% Healthcare 38% 46% Financial 9 Note: FY03 & 04 Projections

10 Implementations Telecom Government Financial Healthcare GSM 10 Note: FY03 & 04 Projections

11 Agenda GlobalPlatform Overview Industry and Geographical adoption Worldwide Implementations Summary 11

12 Implementations US Department of Defense Common Access Card ID card for active military, selected reserves, DoD civilians, and contractors. Contains physical and logical access controls Macau SAR Project Multifunctional identification card solution enabling e- government Solution providers include Bell ID, Siemens, and G&D Moscow Social Card Dual interface (contact/contactless) chip Includes transit application, social benefits and discounts, medical benefits, government ID data Visa Electron payment application, benefits and transit applications for qualified individuals through Bank of Moscow 12

13 SK Telecom Implementations Applications including EMV credit, Visa Cash e-purse, SKT membership functions and the SKT OK Cashbag loyalty application Card contains separate Mifare chip for transit in Seoul Includes post-issuance download capabilities Solution providers include Gemplus, Oberthur, Phillips, Axalto and Visa KT Corporation First Telecom provider in South Korea to offer a multiple application smart card Initially including up to seven applications in the field of electronic payment, loyalty and ticketing Includes post-issuance download capabilities Solution providers include Bell ID 13

14 Implementations ANZ Bank Multi-application smart card including payment, loyalty and secure e-commerce Solution providers include Cards Etc., Ingenico, Giesecke &Devrient and Visa Blue from American Express Applications include payment & secure e-commerce Citibank CitiSmart Revolving MasterCard Credit application E-Wallet: Identity Service Tool, Secure Access, Online Shopping Convenience Citi Rewards: Flexible, personalized rewards 14

15 Implementations US smart Visa Applications include EMV payment, internet authentication and loyalty Fully integrated, chip-enabled rewards solution with end-to-end transaction and servicing capabilities First National Bank of Omaha smartone - Visa chip credit card Bank also provides a free card reader and software Finnish National Smart Card Program Luottokunta sole Finnish Visa Issuer and Acquirer Will include EMV payment and platform for other applications such as government programs 1.5 million cards to be issued between Q Q

16 RBC Royal Bank Avion Visa travel rewards card Implementations Redeem points for over 200 items Store gift certificates and cash vouchers for RBC registered rewards Scotiabank Card Multi-application smart card including payment applications Solution providers include Visa Sumitomo Mitsui Card Company (SMCC) Post issuance download of applications via the Internet Solution providers: Datacard Group, Axalto & Visa 16

17 Implementations Taiwan National Health Insurance Card Launched by Bureau of National Health Insurance of Taiwan (BNHI) in July 2002 Stores health insurance information, medical services and public health administration data Solution providers: Giesecke &Devrient, Hitachi, Infineon and Sun Microsystems 17

18 Agenda GlobalPlatform Overview Industry and Geographical adoption Worldwide Implementations Summary 18

19 End to End Infrastructure GlobalPlatform delivers the complete set of specifications for an end to end smart card infrastructure. Card Specification Card Compliance Program Card Security Requirements Spec. CARDS Card Specifications standardize and secure card and application management. Device API Specification Device Application Provisioning & Security Spec. DEVICES Device Specifications enable the acceptance of cards through multiple devices. Smart Card Management Systems Requirements Profile Specification Scripting Specification Load & Personalization Spec. Key Management System Requirements System Messaging Spec. SYSTEMS INFRASTRUCTURE Systems Specifications standardize back-end systems: personalization, security, key management, application loading. 19

20 Benefits of GlobalPlatform Standards Lower costs to implement single and multiapplication smart card programs Achieved through standardization Economies of scale Greatly simplified personalization environment Need for specialized knowledge and training reduced Migration to post-issuance personalization greatly simplified Standards promote accelerated growth of applications Time to market is reduced Cardholder value proposition increases 20

21 Getting Started Become familiar with GlobalPlatform standards Review publicly available documents Join GlobalPlatform Actively participate in Working Groups Gain commitment from vendors to adhere to GlobalPlatform standards Invest in GlobalPlatform compliant infrastructure Cards and devices Card issuance and management systems 21

22 For More Information To download GlobalPlatform Specifications free of charge and for information about becoming a member of GlobalPlatform, visit our website at: 22