RESIDENT ACCEPTANCE POLICY



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RESIDENT ACCEPTANCE POLICY PURPOSE: 1. To provide a standardized guideline for admitting residents to properties managed by Nester Property Mangement Corporation. 2. To ensure that all applicants are treated fairly and equally. 3. To ensure that only responsible tenants, who will pay rent on time and maintain the rental property are accepted. SCREENING: All applicants will be screened by a tenant screening service contracted by Nester Property Management Corporation, screening fees will be paid by the prospective tenant of a specific rental property. SCORING: Each applicant's screening report shall be reviewed for two types of adverse information, NEGATIVES and TERMINALS. If three or more NEGATIVE items are found in a report, with no extenuating circumstances, the applicant shall be declined. If any one TERMINAL item is found, without extenuating circumstances, the applicant shall be declined. NEGATIVES: The following items shall be considered negative items: Any credit account that has more than five 30-day late payments in the last three years. Any credit account that has more than two 60-day late payment in the last three years. Any credit account that has one or more 90-day late payments in the last three years. Any credit account that is currently rated more than 30 days late. Any credit account, which is rated as having gone to collection. Any landlord reference that includes more than two late payments. Any instance of a damage deposit, which was not returned due to damage to the rental unit (beyond normal cleaning). Any instance of proper intent to vacate notice not being given to landlord. Any instance of lease being broken by the applicant. Any employment situation that is temporary or seasonal in nature. Any bank reference, which shows more than two NSF, checks in the previous 12 months.

TERMINALS: The following items shall be considered terminal, and shall be sufficient to the application: The applicant possesses no valid picture identification, state or federal (or foreign passport). The applicant does not have a valid Social Security Number (may be waived for foreign applicants). Any OPEN bankruptcy (a bankruptcy to which new claims can still be added). Any judgment against applicant by a property management company or rental property owner. Any collection filed by a property management company. Any eviction or Unlawful Detainor action, past or pending. Any current 3-day Notice to vacate or 10-day Notice. Any income level which is less than 3 times the rent of the property applied for. Any conviction or pending charges for the selling of drugs, possession of drugs with intent to sell, or for a crime of moral turpitude. Any employment reference which states that the applicant will be terminated in the near future where the potential income drops below the minimum qualification requirement. Any history of disruptive behavior, or of living or housekeeping habits that would pose a direct threat to the health and safety of other individuals. Any significant distortion of the truth by the applicant on the written application or during the oral interview. EXTENUATING CIRCUMSTANCES: In some cases, Nester Property Management Corporation may feel that an applicant who does not qualify under this policy might still be an acceptable risk due to extenuating circumstances. Such circumstances might include (but are not limited to) severe medical problems, recent death of spouse, a temporary period of unemployment in the past. In these situations, Nester Property Management Corporation will consider the extenuating circumstances, and at Nester Property Management Corporation's discretion, approve or decline the application.

I/We authorize Nester P.M. Corp. to pull an "in file" credit report for the purpose of establishing credit worthiness for leases and Real Estate purchases. I/We understand that Nester P.M. Corp. will not show me/us a copy of the report nor make a copy for me/us, disclose any of the specifics of the report, nor provide advice to me/us in conjunction therewith, unless denied credit based on Credit Report. Nester P.M. Corp. is specifically authorized to disclose the information obtained from the report to third parties who need to have knowledge about my/our credit status in conjunction with my/our attempt to lease real property. I/We understand the I/We have the right to ask questions of the credit reporting agency, and/or refute information contained in the report. Signature: : Signature: ******************************************************************** Please complete the following information in order to pull an "In File" Credit Report. Name: Last First Middle Name: Last First Middle Current Address: Number Street Apt. City State Zip Former Address: Number Street Apt. City State Zip of Birth: Co-Applicant Month/Day/Year Month/Day/Year Social Security Number: Co-Applicant Address Applying For: I have read and understand the Resident Acceptance Policy provided to me at the time of the application presentation:

ACKNOWLEDGEMENT OF DISCLOSURE NOTE: Different brokerage relationships are available which include Seller Agency, Buyer Agency, or Transaction Broker. CAROL NESTER, Licensee, of Nester Property Management Corporation, has informed me/us that they are working as an Agent of the Property Owner. This Agency is contracted to lease and/or manage the subject property. As an Agent of the Owner, we act solely on behalf of the Owner, which includes reasonable care, undivided loyalty, confidentially and full disclosure. Owner s Agents often work with renters, but do not represent the renter. However, in dealings with a renter, an Owner s Agent must act honestly and fairly. An Owner s Agent must also disclose any facts of a material nature affecting the habitability of the property, which are actually known by the Leasing Agent. By signing below, I/We acknowledge that I/We have received, read, and understand the information contained in this disclosure statement. This statement was given to me at the time the Leasing Agent (Licensee) began providing specific assistance in leasing real estate. Lesee Lesee Leasing Agent

RENTAL APPLICATION Confidential Information : Name of Applicant: Present Home Address: City/State/Zip: Driver s License No.: Social Security No.: of Birth: Email address: Phone: Name of All Others Who Will Occupy Property: List and Describe all Pets: Make and Year of Vehicle: License No.: Second Vehicle: License No.: How Long at Present Address: Monthly Rent: Present Landlord: Phone: Previous Address: Previous Landlord: Phone: Prior evictions or failure to pay rent? No Yes. If Yes, please explain: Employed by: Years: Phone: Address: Position: Supervisor: Annual Income from Employer: $ Additional Income: Describe source $ $ Co-Applicant s Name: Also Known As: Driver s License No.: Social Security No.: Birthdate: Employed by: Years: Phone: Address: Position: Supervisor: Annual Income from Employer: $ Additional Income: Describe source $ $ TOTAL INCOME $ Name of Bank: Checking Account No.: Savings Account No.: Open Credit Accounts Address Monthly Payment Have you engaged in illegal drug use or been convicted of illegal drug use or manufacturing of drugs? No Yes In case of emergency, nearest relative: Address: Phone: How did you learn about the rental unit? Newspaper Drive By Tenant Other

In Making This Application: 1. It is mutually agreed between the proposed Landlord (or Landlord s Agent) and the applicant (Prospective (tenant): A. Possession of property will not be given to the applicant until this application has been checked and approved by the Landlord or his Agent. B. The Landlord will either accept or reject this application within five (5) days from the date application is submitted. C. The Landlord may investigate your credit record and may furnish information concerning your credit file to consumer reporting agencies and others who may properly receive that information. The charge for this is $20.00 and must be paid with this application by cash. D. APPLICATION IS CONSIDERED A CONTRACT OF INTENT TO LEASE SHOULD APPLICANT ELECT NOT TO SIGN SAID LEASE FOR ANY REASON, IT WILL BE CONSIDERED DEFAULT AND UP TO THE AMOUNT OF THE INITIAL DEPOSIT WILL BE RETAINED AS DAMAGES. Applicant Signature Property Manager Applicant Signature ************************************************************************************************* EQUAL HOUSING OPPORTUNITY: We are pledged to the letter and spirit of United States Policy equal housing opportunity in which there are no barriers to obtaining housing because of race, color, religion, sex, physically handicapped or families with children under the age of eighteen. Marital status, ancestry & creed shall also not be barriers. If you have any disabilities which may require special accommodations, please let us know:. *************************************************************************************************