Mariner s Watch Apartments

Transcription

1 Mariner s Watch Apartments 440 Mariners Way Norfolk, VA (7547) Office (757) Fax RESIDENT SELECTION CRITERIA APPLICATIONS: All Applicants must meet the criteria for acceptance set forth in this Resident Selection Criteria. All persons age eighteen (18) years of age and older must submit a Rental Application and qualify individually as a Resident. All Applicants are required to provide either a social security number or individual taxpayer identification number issued by the U.S. Internal Revenue Service in accordance with Section of the Virginia Residential Landlord and Tenant Act. Management complies with all federal, state and local laws including fair housing laws which prohibit discrimination based on race, creed, color, religion, national origin, familial status, sex, elderliness, handicap, or any other protected status. If you have any questions regarding these Selection Criteria, please do not hesitate to contact the Property Manager. The following requirements must be met to live in our community: INCOME: Applicants must have gross monthly income, less any garnishments or other deductions, in excess of three (3) times the monthly rent on the unit selected. Income for roommates may be combined to meet the income standard. Applicants cannot exceed the HUD Maximum allowable income limits determined by household size on an annual basis. This program is designated to facilitate the housing needs of moderate and low-income households, which requires that the applicant meet certain qualifying standards established under Section 42 Low Income Housing Tax Credit guideline. All income must be verified through Applicant s employer. A signed release from Applicant may be necessary to obtain this information. Affordable Housing Maximum Allowable Income Limits for 2014: 1 Person $30, Person $43, Person $35, Person $47, Person $39, Person $51, Rent Schedule: $ bedroom/ 1 bath $ bedroom/ 2 bath $ bedroom/ 2 bath *ALL PRICES AND REQUIREMENTS ARE SUBJECT TO CHANGE WITHOUT PRIOR NOTIFICATION.* We participate in the Housing Choice Voucher Program. Housing Choice Voucher holders must meet a minimum income of three (3) times the tenant paid rental rate. The housing voucher must be presented with the rental application.

2 We participate in the Rental Partnership Program. Military households must meet a minimum income of three (3) times the rental rate. A Letter of Eligibility must be presented with the rental application. CREDIT: A credit check through a local credit agency is performed on all Applicants. A history of good credit must be established. Evidence of a history of poor or delinquent credit, absence of credit, absence of gainful employment or income to meet income requirements may be grounds for disapproval. Judgments or collections that appear on the report may be cause for rejection of Applicant. Any Applicant with a bankruptcy must show a discharge more than one year ago and have established new credit with a positive rating with at least one account. In the discretion of the Managing Agent, hospital related debt may not disqualify you if you have entered into a written payment plan and you are current with your obligation under the payment plan. EMPLOYMENT VERIFICATION: Applicant must provide at least six (6) month of stable employment and/ or verifiable income. Employment income is verified directly with the employer. Overtime, commission, bonuses, tips, shift differential and projected increases are considered in determining the applicant s gross income for the upcoming twelve (12) months. Self Employed applicants must complete an affidavit and provide one of the following in order to determine gross anticipated income for the upcoming twelve (12) months: A) Previous year s tax return B) A statement from an Accountant/Bookkeeper projecting business income. Applicant must have good credit history, rental reference, and current or new employment must be verifiable. RENTAL HISTORY: Two references are obtained from previous landlords, if possible, relative to payment history, length of rental agreement, amount of rent, damages, and violation history. If Applicant is breaking an existing rental agreement, it must be determined what liability the Applicant has under the current rental agreement, which may affect the Applicant s ability to pay current rent. Any adverse information relating to these areas is grounds for rejection of an Applicant. An Applicant may be rejected for a poor prior rental history, for example if you have a history of late payments, previous non-compliances with a rental agreement or rules and regulations, have any unsatisfied judgment from a prior landlord or have been evicted from prior housing, or have a record of inadequate housekeeping. AGE: All persons age 18 and older must complete a Rental Application, and qualify individually as a Resident. No person over age 18 or older may reside in the apartment without being approved as a Resident, and listed as a Resident on the Lease. INFORMATION VERIFICATION: Applicant will be asked to provide verifiable information or documentation to support application items. These may include, but are not limited to, Leave & Earnings Statements, pay stubs, child support, student status, evidence of taxes paid in past years, personal identification, or notarized confirmation of employment. Failure to provide such documentation may be grounds to reject an Applicant. OCCUPANCY REQUIREMENTS: A maximum of two (2) people may occupy each bedroom in the Dwelling Unit, provided that each bedroom shall contain at least 100 square feet of floor area. Resident must notify Landlord of any change in the household composition (such as the birth of an infant) during the term of the Lease, within fifteen (15) days of such change. If such change in household composition causes Resident to exceed the occupancy limit described above, then Resident may apply to transfer to another unit within the community that would meet the occupancy standards, if such a unit is available, no later than the applicable notice period set forth in

3 the Lease for the end of the Lease term. The preceding sentence shall not be construed to allow any exceptions to these Rental Selection Criteria. CATEGORIES OF DISAPPROVAL: The following by any occupant of a household shall be grounds for disapproval of Applicant: A. Rental Selection Criteria: Applicant s failure to meet any of the criteria set forth herein will be cause for disapproval. B. Violent or disruptive behavior. A history of violent or disruptive behavior of such a type that would endanger fellow tenants, staff, or visitors, result in damage to property, or disrupt the quiet enjoyment of property by residents. Any Applicant who is subject to any sex offender registration requirement will also be denied. C. Criminal Convictions: A criminal check through a local agency may be performed on all Applicants with approved credit. An Applicant will be denied if any crime of moral turpitude or which poses a direct to threat to the health or safety of others appears in a criminal check within the past seven (7) years, which shall include without limitation: 1. Any felony conviction; 2. Any crime involving the use of a firearm, other weapon or explosives; 3. Any arson; 4. Any robbery or theft; 5. Any terrorism-related conviction; 6. Any drug-related conviction; 7. Any prostitution-related conviction; 8. Any kidnapping or abduction; 9. Any cruelty to animals-related conviction; 10. Any misdemeanor conviction involving a crime against persons or property; and 11. The active status on probation or parole resulting from any of the above convictions. D. Drug or Alcohol Use: Any current use of an illegal drug will be grounds for rejection of an Applicant. Any evidence of alcohol abuse that manifests conduct that poses a threat to health or safety of other residents will be grounds for rejection of application. Any report of having sold or used a controlled substance will result in disapproval. E. Misrepresentation. Supplying false, misleading, or inaccurate information, or omitting information shall be grounds for disapproval. FULLTIME STUDENT STATUS: An applicant s unit cannot be entirely occupied by fulltime students or applicants who have or will be a student for five (5) months or more out of the current or upcoming calendar year. A fulltime student is defined as a person who is carrying a subject load that is considered fulltime under the standards and practices of the education institution attended. An education institution includes; public or private elementary, middle/junior, senior high schools, colleges, universities, technical, trade or mechanical schools. The exceptions to the rule are as follows: a. The students are married and entitled to file a joint tax return. b. The household consist of at least one student receiving Temporary Assistance to Needy Families.

4 (TANF) c. The household is comprised of at least one single parent with child (ren) and this parent is not a dependent of someone else and the child (ren) is/are not dependents of someone other than a parent. d. The household consist of at least one student who participates in a program receiving assistance under the Job Training Partnership Act, Workforce Investment Act or under other similar federal, state or local law. e. The household consist of at least one student who was previously under foster care. PETS: We allow one (1) pet per apartment home. A $500 Non- refundable pet fee is required. Additionally, a monthly pet rent fee of $35.00 is due with the monthly rental expenses. Resident agrees to provide Management with a current shot record and a photo of pet prior to move in. Aggressive breeds will not be permitted on the property. APPLICATION FEE/SECURITY DEPOSITS: A Non Refundable application fee of $35.00 per adult applicant or per married couple is required at the time the application is submitted. This fee is only accepted in the form of money order or certified funds. Security Deposits start at $500 and will not exceed two (2) times the monthly rent. The security deposit is due at the time of application to secure an available unit for residency. In the event that applicant withdraws application, prior to the execution of a Lease contract, applicant may be held responsible for Landlord s actual damages. Landlord s damages will be deducted from the Security deposit and the remaining funds (if any) will be refunded within 45 days from the date of cancellation. All prices and requirements are subject to change without prior notification. The following forms of Identification and Documentation is required in order to complete the application process: Photo IDs for all applicants 18 years or older, Social Security card(s) or TIN # for all who will occupy the unit. Birth Certificates for minor occupants and proof of all sources of income. Applicant s Signature Management/Agent for Owner Signature Date Date

5 Mariner s Watch Apartments 440 Mariners Way Norfolk, VA Office: (757) / Fax; (757) Rental Application MARITAL STATUS: ( ) Never Been Married ( ) Married ( ) Divorced ( ) Separated ( ) Widowed APPLICANT NAME ADDRESS CITY, STATE, ZIP CODE HOME PHONE WORK PHONE As a apart of completing your application we will be asking you to answer questions and to provide information about your situation. These questions will pertain not only to you, but also everyone that will be living with you. Many of these questions are personal and confidential in nature. It is important that you understand that all applicants are asked these questions. HOUSEHOLD COMPOSITION AND CHARACTERISTICS 1. List the Head of Household and all other members who will be living in the unit. Give the relationship of each family member to the head. Fulltime Student Yes or No? MEMBER S FULL NAME RELATIONSHIP BIRTH DATE AGE SEX SOCIAL SECURITY NO. / TIN # 2. Are you a citizen or a national of the United States of America? Yes No 3. If not are you a non-citizen with eligible immigration status? Yes No 4. Does anyone live with you now who is not listed above? Yes No 5. Does anyone plan to live with you in the future who is not listed above? Yes No If yes, please explain:. 6. Used a Social Security number other than the one you are using now? Yes No. 7. Please identify any special housing needs your household has. 8. Photo ID # or TIN # 9. State of Issue: 10. Alien Registration: 13. Have you ever held a lease in your name or been a signer on a lease? 14. Have you ever been evicted from housing within the last seven (7) years? Have you or any family member moved in violation of a lease with an owner Yes No 15. Have you ever been convicted of a criminal offense (including sex-related crimes) Yes No 1

6 INCOME AND ASSETS INFORMATION Please answer each of the following questions. For each yes, provide details in the charts below. Does any member of your household: 1 Work full-time, part-time or seasonally? 2 Expect to work for any period during the next year? 3 Work for someone who pays them cash? 4 Expect a leave of absence from work due to lay-off, medical, maternity or military leave? 5 Now receive or expect to receive unemployment benefits? 6 Now receive or expect to receive child support? 7 Entitled to child support that he/she is not now receiving? 8 Now receive or expect to receive alimony? 9 Have an entitlement to receive alimony that is not currently being received? 10 Now receive or expect to receive public assistance (welfare)? 11 Now receive or expect to receive Social Security benefits? 12 Now receive or expect to receive income from a pension or annuity? 13 Now receive or expect to receive regular contribution from organizations or from individuals not living in the unit? 14 Who pays your bills for electricity, telephone, and other utilities? 15 Does anyone outside of your household give you money? If yes, who? How often? How much?. 16 Receive income from assets including interest on checking or savings accounts, interest and dividends from certificates of deposit, stocks or bonds or income from rental property? 17 Do you own a home or other Real Estate? 18 Have you sold or given away real property or other assets (including cash) in the past two years? 19 Did you or any family member file federal or state income tax return last year? If yes, who?. 20 Do you or any family member own a business? 21 Do you or any family member receive wages, tips, bonuses or commissions for any type of Work? Please List all income types for all family member from primary and secondary source of income. MEMBER NO. SOURCE OF INCOME/TYPE OF INCOME ANNUAL INCOME 2

7 ASSETS 1. List all checking and checking and savings accounts (including IRAs, Keogh accounts, and Certificates of Deposit) of all household members. MEMBER NO. NAME OF BANK TYPE OF ACCOUNT ACCOUNT NUMBER BALANCE 2. List the value of all stocks, bonds, trusts, pensions, or other assets owned by any household member: 3. List the value of any assets disposed of for less than their fair market value during the past two years: STUDENT RULE STATUS YES NO Are all the occupants listed above full-time students? (Definition of student: anyone who has been or will be a full-time student at an educational institution with regular facilities and students during 5 months of this Certification year, other than correspondence school). If yes, are the students married and filing a joint tax return? If yes, does the household received Aid for Dependent Children or TANF? If yes, is the household comprised of a single parent & child(ren) none of whom is a dependent of third party? If yes, are the students enrolled in a job training program under the Job Partnership Act or similar program? If yes, has any household member received foster care assistance within the past 5 years? Please provide the name, address and phone number of two personal references. You may provide the name of your next of kin or someone who knows you well RENTAL HISTORY Name and Address or your Telephone No. Present Landlord How long have you lived there? Reason for Leaving? EMPLOYMENT HISTORY Name and Address of Head s Telephone No. Present Employer Supervisor s Name? How long have you been employed there? EMERGENCY CONTACTS Name and Address of Telephone No. Nearest Relative NOT Relationship Living with you 3

8 VEHICLE: Make of Vehicle License Plate # Color Year Make of Vehicle License Plate # Color Year Pet Information Will a pet occupy the apartment at any time? Yes No If yes, Pet type Full grown weight Pet Name: MARKETING Please tell us how you heard about our property (choose one of the following) Advertisement Yes No If yes, please let us know which one Community Organization Yes No If you answered Yes please let us know which organization: From a resident of Mariner s Watch Yes No If you answered yes, please let us know who so we can thank them Other: Please explain: APPLICANT CERTIFICATION TERMS AND CONDITIONS FOR AGREEMENT BY APPLICANT Rental rates and availability are subject to change without notice, pending full lease execution. No pets of any kind are allowed on the property without the express prior written approval of Management. I certify that I am 18 years of age or older. I hereby state that all the information given in this application is true and correct. I authorize the agent to process this application, contacting any persons deemed necessary to verify the information provided, including credit, income and employment history, criminal history, student status, housing reference, bank balances, etc. I affirm that I am not involved in any way with illegal drugs or any other unlawful activity. I understand that if there is a substantial change in my circumstances between application and move-in, or if any of the information I have provided is false, the Landlord may re-consider this application accordingly. In lieu of an original signature to this agreement, Landlord will accept a valid and legitimate electronic and/or facsimile signature of the Resident. In doing so, resident hereby acknowledges his/her endorsement and acceptance of this agreement, and he/she waives any challenge to validity of this agreement based on resident s endorsement by electronic and/or facsimile signature. Applicant hereby pays a non-refundable application fee of $ for the purpose of being considered a resident for a dwelling unit. Security Deposits start at $500 and will not exceed two (2) times the monthly rent. The security deposit is due at the time of application to secure an available unit for residency. In the event that applicant withdraws application, prior to the execution of a Lease contract, applicant may be held responsible for Landlord s actual damages. Landlord s damages will be deducted from the Security deposit and the remaining funds (if any) will be refunded within 45 days from the date of cancellation. Resident expressly authorizes Landlord, or Landlord s Agent (including collection agency) to obtain Tenant s consumer credit report, which the Landlord, or it s Agent, may use if attempting to collect past due rents, payments, late fees, or other charges from Tenant, both during the term of the lease, and thereafter. Signature of Head: Owner/Manager/ Representative: Date: Date: OFFICE USE ONLY: Date of Application Time of Application am/pm, Apartment Type: Requested Move-in Date:. 4