at February 2014. Information is to be used as a guideline Locked Bag 2014 ACA Health Benefits Fund ACA Wahroonga NSW 2076 http://www.acahealth.com.au Australia Complete Ancillary Ancillary Lite Hearing Test by a Registered Practitioner will pay 0 %, unlimited Unlimited 80 % of device, repairs and maintenance $1,00.00 $200, and $200 for batteries AHM Health Insurance AHM ahm Health Insurance Locked Bag 1006 Matraville ahm Health Insurance Locked Bag 1006, Matraville NSW 206 http://www.ahm.com.au ahm Super Extras Benefits are paid towards consultations with an Audiologist (where Medicare has not covered the service). Consultations with an Audiometrist are not included. Per person limit dependent on years of membership,to a maximum of $40 per person per year. $2.00 $2.00 $00.00 $800.00 $1,600.00 $1,600.00 $0.00 ahm Family Extras $600.00 $800.00 $1,200.00 $.00 ahm Lifestyle Extras ahm ahm First Step Platinum 80% $600 combined with other general therapies 80% of cost $600 per person One appliance every years Australian Unity Health Limited AUF Australian Unity, 114 Albert Road, South Melbourne, VIC 20 South Melbourne VIC 20 http://www.australianunity.com.au Starter 60% Super Extras Comprehensive Extras 80 % of cost of devices, family limit of $2000 100% of cost of devices $1,000.00 $0.00 Platinum 90 % of device costs, and 8% of repair costs $80.00 $100.00 Bupa GPO Box 9809 Brisbane, QLD 4001 Australia Bupa Australia Pty Ltd BUP http://www.bupa.com.au Gold 7% of cost, combined with other aids to max of $1000 60 % of cost, combined annual limite with other aids $800.00 $00.00 $100.00 Your Choice Level, 79 George Street Parramatta NSW 210 CBHS Health Fund Limited CBH http://cbhs.com.au Top Extras 70 % of audiology $60.00 $60.00 $60.00 70 % of device cost $1,600.00 Intermediate Extras Essential Extras CDH Benefits Fund CDH PO Box 18, Cessnock NSW 22 http://www.cdhbf.com.au Supplementary Cover Combined benefit with other services $00 per aid $70.00 Central West Health Cover CWH PO Box 10860 KALGOORLIE WA 64 http://centralwesthealth.com.au Top Extras Membership < years $7.00 Top Extras Membership > years $70.00 Extras $7.00 Extras $70.00 Family Health / Young & Healthy 12/02/2014 1
at February 2014. Information is to be used as a guideline CUA Health Limited CPS Credit Union Australia Limited GPO Box 100 Brisbane QLD 4001 http://www.cua.com.au Gold Extras Benefit increases by $1,00.00 $0 for each year of membership up to 10 years. Min cover is Extras $800 $620.00 PO Box 718 Melbourne, VIC 8004 Defence Health Limited AHB http://www.defencehealth.com.au Top Extras $40.00 $0.00 $200.00 $1,000.00 Standard Extras GMF Health PO Box 1 Kalgoorlie WA 64 GMF Health GMF http://www.gmfhealth.com.au Complete Extras Report to ENT $22 $42.00 $0.00 $7.00 $860.00 Mid Extras Report to ENT $20 $9.20 $20.00 $160.00 $70.00 Lite Extras GMHBA Limited GMH PO Box 761, Geelong VIC 220 http://www.gmhba.com.au Platinum 80 % of audiology fee $0.00 100 % benefit $800.00 Gold $2.00 $20.00 $0.00 100 % benefit $800.00 Combined limit with other services $2.00 $20.00 $400.00 80 % benefit $400.00 Fit Ultra and Fit Top Young Singles Young Singles Fit Entry Package Grand United Corporate Health FAI GPO Box 2988, Melbourne Vic 8060 https://www.guhealth.com.au Requires medical practioner to provide written reason as treatment for a chronic condition. Not Specified Premium Essentials years $70.00 GPO Box C101 Perth WA 6809 HBF Health Limited HBF http://www.hbf.com.au Premium Essentials 10 years $800.00 Max 1 per person Premium Essentials > 10 years every years, 1 $90.00 Extra Essentials years years, then 1 per person every 2 years $0.00 Extra Essentials 10 years $600.00 Extra Essentials > 10 years $700.00 Essentials Standard years Max 1 per person $0.00 every years, 1 years, then 1 per Essentials Standard 10 years person every years $600.00 Essentials Standard > 10 years $60.00 HCF HCF GPO BOX 4242, Sydney, NSW, 2001 http://www.hcf.com.au Top Cover Plus Extras Combined with speech $2.00 $.00 $200.00 therapy Benefits accrue over $1,600.00 Top Plus and Multicover $2.00 $.00 $200.00 time $1,600.00 Top Plus Super Multicover $8.00 $40.00 $0.00 $1,800.00 Top Plus General Extras Fit & Free $2.00 $.00 $00.00 Health Care Insurance Limited HCI P.O. Box 91, Burnie, TAS 720 http://www.hciltd.com.au Premier $0.00 $40.00 $200.00 $1,200.00 $800.00 $2,000.00 $120.00 Hearing Tests 90% benefit Essential $0.00 $0.00 $0.00 $400.00 $00.00 $700.00 $0.00 Select Reply Paid X2221, Perth, WA 6847 Health Insurance Fund of Australia HIF http://www.hif.com.au Premium < years Cover is 1 device per $0.00 $0.00 Premium < 10 years person for years, then 1 device per ear every $600.00 $1,200.00 $1,200.00 Premium > 10 years years $700.00 $1,400.00 $1,400.00 Super < years $0.00 Super > years $0.00 $1,100.00 $1,100.00 Special Saver 12/02/2014 2
at February 2014. Information is to be used as a guideline Health Partners SPS Reply Paid 149 Adelaide SA 001 http://www.healthpartners.com.au Gold / National 1 4 years $800.00 Gold / National 9 years $900.00 Gold / National 10 Years + $1,10.00 health.com.au HEA Locked Bag 42, Abbotsford VIC 067 http://www.health.com.au High 8 Described as health appliances $00.00 High 7 $400.00 High 6 $00.00 Middle Heart Plus Basic P.O. Box 41 Morwell, Vic 840 Latrobe Health Services LHS http://www.latrobehealth.com.au Premier Gold $6.00 $6.00 $1,000.00 $1,000.00 and Repair Premier $2.00 $17.00 $00.00 $60.00 costs grouped Premier $2.00 $17.00 $00.00 $00.00 together Premier Plus $2.00 $17.00 $00.00 $00.00 Premier Family Top Extras $400.00 Medibank Private Limited MBP GPO Box 9999 Sydney 2000 http://www.medibank.com.au Ultra Health $1,600.00 Comprehensive Singles/Couples/Families Combines device with other services $00.00 Essentials Singles/Couples/Families Starter Singles/Couples/Families P.O. BOX 046 Mildura VIC 02 Mildura District Hospital Fund Ltd MDH https://www.mdhf.com.au Ancillary Plus $700.00 Mid Range Ancillary $40.00 Locked Bag 2, WOLLONGONG NSW 200 National Health Benefits Australia Pty Ltd (onemedifund) OMF http://www.onemedifund.com.au Extras Plus 80% of cost $1,00.00 PO Box 172 Box Hill, Victoria 128 Navy Health Ltd NHB http://navyhealth.com.au Premium $70.00 $.00 $00.00 $1,00.00 $10.00 Healthy Living $60.00 $40.00 $00.00 $900.00 $10.00 Saver Plus Locked Bag 2010 Newcastle NSW 200 NIB Health Funds Ltd NIB http://www.nib.com.au Top Extras Core Extras for Young At Heart Hearing Aid or Implant speech processor Can be an optional extra $1,200.00 $00.00 Locked Bag, Wollongong NSW 200 Peoplecare Health Insurance LHM http://www.peoplecare.com.au Gold Extras Extras Extras 80% of cost of hearing aids $1,00.00 12/02/2014
at February 2014. Information is to be used as a guideline Phoenix Health Fund Limited PWA PO Box 16 Newcastle NSW 200 http://www.phoenixhealthfund.com.au Ancillary $900.00 $1,700.00 $1,700.00 Police Health Reply Paid 6111 Police Health SPE http://www.policehealth.com.au Adelaide SA 000 Surecover Extras Platinum Health Platinum Plus 80% of cost $1,200.00 Queensland Country Health Fund Ltd QCH PO Box 42, Aitkenvale, QLD 4814 http://qldcountryhealth.com.au Premium Extras $60 paid for a report $0.00 $0.00 Essential Extras $8 paid for a report $2.00 $2.00 Young Extras Smart Start Private Hospital Cover 8% of cost $40.00 $900.00 $900.00 PO Box 4, Strawberry Hills Railway and Transport Health Fund Limited RTE http://www.rthealthfund.com.au NSW 2012 Premium Extras $80.00 $80.00 $160.00 100% benefit but $600.00 $1,200.00 $1,200.00 $100.00 max of 2 devices per Smart Extras $60.00 $60.00 $120.00 membership $40.00 $40.00 $900.00 $7.00 Value Extras Reserve Bank Health Society Ltd RBH Locked Bag 2 WOLLONGONG NSW 200 http://www.myrbhs.com.au Extras Prescriber must be a member of an accredited professional association $2,720.00 $,440.00 $,440.00 PO Box 91, Launceston, Tasmania 720 St Lukes Health SLM http://www.stlukes.com.au Super Extras Must be supplied by an Audiologist in private practice approved by the fund $.00 $.00 $70.00 $1,000.00 $1,000.00 $2,000.00 Teachers Health Fund NTF GPO Box 9812 Sydney NSW 2001 http://www.teachershealth.com.au Top Extras 1 2 years $00.00 $600.00 $600.00 Top Extras 2 years Unlimited $4.00 $600.00 $1,200.00 $1,200.00 Top Extras years + $900.00 $1,800.00 $1,800.00 Essential Extras Teachers' Union Health QTU PO Box 26 Fortitude Valley Qld 4006 http://tuh.com.au Ultimate Choice 1 2 years $200.00 Ultimate Choice 4 years $210.00 Ultimate Choice 6 years $72.00 $6.00 $220.00 $1,000.00 $1,000.00 $2,000.00 Ultimate Choice 7 years + $240.00 Easy Choice $800.00 $1,600.00 $1,600.00 Active Choice Young Choice Comprehensive General 1 2 years $200.00 Comprehensive General 4 years $210.00 $60.00 $0.00 Comprehensive General 6 years $220.00 $900.00 $1,800.00 $1,800.00 Comprehensive General 7 yrs + $240.00 Mid Range General Basic General PO Box Q1749, Queen Victoria Building, Sydney NSW 120 The Doctors' Health Fund AMA http://www.doctorshealthfund.com.au Total Extras One visit per year $60.00 $60.00 $800.00 $1,600.00 $1,600.00 7% benefit Essential Extras $200.00 $400.00 $400.00 $0.00 Transport Health Pty Ltd TFS PO Box 02, Burnley VIC 121 http://www.transporthealth.com.au Top Extras Healthy Choice Extras Combined audiology and hearing aid benefit $2.00 $22.00 $1,000.00 P.O. Box 2 LITHGOW NSW 2790 Westfund Health Insurance WFD http://www.westfund.com.au Platinum 9 years $1,000.00 Platinum 10 14 years $0.00 $1,00.00 Platinum > 1 years $2,000.00 Gold 9 years $800.00 Gold 10 14 years $40.00 $1,00.00 Gold > 1 years $1,800.00 Sterling 9 years $800.00 Sterling 10 14 years $1,00.00 Sterling >1 years $1,800.00 Max Value 9 years $800.00 Max Value 10 14 years $1,00.00 Max Value 1 years $1,800.00 Value First 12/02/2014 4
Summary Information: 6 Health Funds, from which at least 10 different Extras schemes are available. 2 (21%) schemes pay for consultation fees for Audiology. Average initial consultation fee reimbursed is $46.00 and average subsequent consultation fee reimbursed is $7.00 Average annual limit on Audiology consultations is $267.00 All funds offer one or more schemes (usually those with top and medium cover) that contribute to the cost of hearing aids. 8 (%) of schemes pay towards hearing aids. The average limit for devices is $108.00. Some limits are per person, and others are per aid. 1 (9%) of schemes reimburse for hearing aid repairs, by an average amount of $98.00 per year. The average cycle to replace devices is.8 years Notes and Disclaimer: 1. This list of health funds was obtained from: http://www.privatehealth.gov.au/dynamic/healthfundlist.aspx. Accessed on February 2014 2. Information summarised in this table was accessed from each website shown.. Product brochures from Extras packages were downloaded from each site and information related to audiology and hearing devices was extracted. 4. AAAPP is not responsible for the accuracy of the information listed, which is intended as a guideline only.. Accuracy of information is dependent on the information made available by each fund. The Australian Association of Audiologists in Private Practice Inc www.aaapp.org.au P.O. Box 164, Turramurra, 2074, NSW Tel: 0424 720 91 Email: exec@aaapp.org.au 12/02/2014