Financing Development: the case of BNDES



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Financing Development: the case of BNDES International Economic Association / World Bank Roundtable New Thinking on Industrial Policy 22 23 May 2012 João Carlos Ferraz Vice President

Arguments A Development Bank should be: neither the vanguard or rearguard but the co guard of sustainable development an instrument to: fill gaps, fix failures, induce externalities foster an innovative, sustainable long term financing industry an agent of systemic stability a competent institution in appropriating and distributing (to society, via the State) benefits of its intervention 2

The Brazilian economy: trends Social and economic inclusion Macroeconomic stability Investment expanding ahead of GDP growth Challenges: innovation capabilities and efficiency of private and public sectors 3

Industrial Policies since 2004 PITCE (2004-2007): Industrial, Technology and Trade Policy Foster technology based sectors The return of Phoenix PDP (2008-2010): Productive Development Policy Innovate and invest to sustain growth Riding favourable winds and the storm PBM (2011-2014): Plano Brasil Maior Innovate to compete; compete to grow Against a hostile environment, aggregate value through innovation Long term policy but adaptable to face unexpected challenges Industrial policy: a team player of development policies 4

BNDES in a nutshell Since 1952, BNDES flexibly adapted to different stages of Brazil's development. It has always had the means political influence, resources and instruments for accomplishing mandates Now, the economic horizon is extending. Investment may lead the way. Long term financing is a decisive factor & BNDES will be present. But, two challenges ahead: Untangling and paving the way for the private long term financing industry to crowd in. BNDES evolving towards: complex financing for infrastructure; support for intangibles ; innovative instruments for widening access 5

BNDES role in long term financing and as a counter cyclical agent BNDES has a very prominent role in long term financing in Brazil 200 180 Growth of disbursements for capital goods acquisition and GFFC (3Q08 = 100) 160 140 120 Credit for Companies (maturity >= 3 years) 100 PSI begins 80 60 3o tri/08 4o tri/08 1o tri/09 2o tri/09 3o tri/09 4o tri/09 1o tri/10 2o tri/10 3o tri/10 Finame Disbursements GFFC 12,8% 72,4% PSI 6,1% 8,7% BNDES CAIXA FEDERAL B. BRASIL Other Banks Source: Brazilian Central Bank Data from Brazilian Central Bank based on banks balance sheets Dec 2011 Investment Support Program in which interest rates were reduced by an equalization program of Finance Ministry 6

Scale and scope matters Main provider of long-term financing in Brazil 100% state-owned company under private law Institutional funding 2,500 employees Instruments Direct operations Indirect operations MSME (financing & guarantee) Exim Project finance Equity investments Grants 500 450 400 350 300 250 200 150 100 Gross Fixed Capital Formation (GFCF) & BNDES disbursements (US$ Billion) GFCF BNDES disbursement for GFCF (*) 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 (*) exc. BNDES Exim; working capital, M&A and Equity Financing. 27% 24% 21% 18% 15% 12% 9% 6% 3% 0% BNDES contribution to investiment and employment 10,1% 10,9% 12,1% 11,4% 12,5% 3,5% Source: BNDES Investiments supported by BNDES / Total national investiment (GFCF) 3,9% 4,1% 4,4% 5,3% 13,0% 7,2% 22,6% 10,8% 19,7% 9,9% 21,7% 10,5% Jobs created ou maintained due to BNDES / Total formal employment at the end of the year 2003 2004 2005 2006 2007 2008 2009 2010 2011 90 80 70 60 50 40 30 20 10 0 20% 18% 16% 14% 12% 10% 8% 6% 4% 2% 0%

Development financing: food for thought Each nation has its own structure, history & aspirations. Hence, singular institutions. BNDES is a singular institution. But, some features of its DNA may serve as food for thought : Flexibility: learning and adaptation to change The spirit of serving the public interest Competence to be effective and efficient Team player: instrument to build for the long term Obsession with investment, with development Political leadership at the institution, in the country

Financing Development: the case of BNDES May 2012 João Carlos Ferraz Vice President