UBS tailor-made Structured Products. Customized Solutions tailored to your individual Needs.

Similar documents
Trading forex is buying one currency while at the same time selling a different currency.

PayPal Foreign Currency Acceptance Training Guide

PayPal Integration. PayPal can now be easily integrated via EBS s single interface online platform.

1. Debit the account specified by the Customer for the amount agreed to for the purchase of the foreign currency;

PLEASE READ THIS DOCUMENT CAREFULLY

Isabel 6 Guide Group #1. How to encode SEPA and Non-SEPA transactions from an ING Belgium (BBRUBEBB) account?

Official Journal C 425

Tracking an Affiliate Program or campaign

CURRENCY INDICES FTSE PUBLICATIONS. FTSE Cürex FX Index Series.

Your foreign exchange specialist. Your life, your money, your way

Classes of OTC derivatives that LCH Clearnet Ltd has been authorised to clear as notified to ESMA under Regulation 648/2012

Correspondent Banks (effective )

Pursuant to Section 19(b)(1) of the Securities Exchange Act of 1934 ( Act ) 1 and Rule

Citi London Funds Transfer Cut-off Times and Routing Information

Western Union Payments Frequently Asked Questions

Payment cut-off times

Your foreign exchange specialist. Your life, your money, your way

Chapter 2: The balance of payments and the foreign exchange market

SUBSCRIPTION AND SaaS FEATURES

Digibilly Cloud Pay 1.00.C. Installation Guide

Recurring Payments Profile Report. Version 1.1

Information on our MiFID order handling & execution policy

Business Banking Fees and Limits

THE FOREIGN EXCHANGE COMMITTEE SEMI-ANNUAL FOREIGN EXCHANGE VOLUME SURVEY REPORTING GUIDELINES

Fees n Limits. Personal Banking fees and limits. It s Ours. Effective 11 June 2015

Fees n Limits. Personal Banking fees and limits. It s Ours. Effective 1 April 2016

YOU MUST SUBMIT THIS CLAIM FORM BEFORE THE BAR DATE OR YOU WILL NOT BE ENTITLED TO RECEIVE A DIVIDEND UNDER THE SCHEME.

Currency classifications

Dual Currency Placement

Recent trends in foreign exchange turnover

International currency FXPERTS

Bendigo Foreign Exchange Contracts. Product Disclosure Statement.

First 10 transactions Transactions 11 to 50 Transactions 51 and above

Financial Statements and Independent Auditors Report Permanent Health Fund. Years Ended August 31, 2014 and 2013

Bendigo Foreign Exchange Swap Contracts. Product Disclosure Statement.

Section 4s(h)(3)(B) of the CEA directs the Commission to adopt business conduct standards for SDs and MSPs that:

Contents. Introduction To Volopa. Bank To Bank. The Volopa Lifestyle Card. Lifestyle Card In Use. How Your Money Is Managed. Manage Your Money Online

Barclaycard SmartPay. Virtual Terminal / MOTO Guide

Chapter 1.2. Currencies Come in Pairs

Extra service for your customers: payments in their own currency. Dynamic Currency Conversion for transactions via your payment terminal or website

EUR 20-YEAR VARIABLE ACCRETER CUMULATIVE STEEPENER NOTES FINAL TERMSHEET

Fees n Limits. Personal Banking fees and limits. It s Ours. Effective March 2015

ISDA Definitions

Turbo Call Warrant Linked to Goldman Sachs Issued by UBS AG, London Branch

CIBC Japanese Index RRSP Fund. Interim Financial Statements (unaudited) for the period ended June 30, 2008

Special Executive Report

The U.S. dollar continues to be a primary beneficiary during times of market stress. In our view:

The Markit CDS Converter Guide

Dynamic Currency Conversion Staff Training Manual. Version 05/22/004

Investors Global Bond Fund

ereg Event Info Manual Payment Settings

Currency Risk in an Age of Globalisation

Foreign exchange turnover: trends in New Zealand and abroad

Exchange rates and global volatility: implications for Asia-Pacific currencies 1

Dynamic Currency Conversion Staff Training Manual

Merchant Setup and Administration Guide

GUIDE TO COMPLETING THE PROOF OF CLAIM FORM

Foreign Currency Account. Easily manage foreign currencies

Banking with SEAWire

Rates and Charges. Effective from 6 October 2014

CLS Bank International 39 Broadway 29th Floor New York NY 10006

EUROPEAN UNION. Chapter prepared by. Marc Greven

REPORTING GUIDELINES FOR THE TRIENNIAL CENTRAL BANK SURVEY OF FOREIGN EXCHANGE AND DERIVATIVES MARKET ACTIVITY IN APRIL AND JUNE 2001

Additional information >>> HERE <<<

Riferimenti al testo del Comitato di Basilea per la Vigilanza Bancaria (*)

HONG SOUTH NEW PHILIP- ASIA AUSTRALIA CHINA KONG INDONESIA JAPAN KOREA MACAO MALAYSIA ZEALAND PINES SINGAPORE SRI LANKA TAIWAN THAILAND PACIFIC

Rates and Charges. Effective from 1 January 2016

Chapter 1.2. Currencies Come in Pairs

Foreign Currency Accounts

Minimum Australia 0.10% AUD $7.00

PRE-CONTRACT CREDIT INFORMATION (Standard European Consumer Credit Information) Boulevard Royal, L-2449, Luxembourg. Revolving credit.

Triennial Central Bank Survey Foreign exchange turnover in April 2013: preliminary global results. Monetary and Economic Department

8. Country names, codes and currencies

How To Get A Euro From Usd To Euro

Multi Express Certificate with Fix Coupon Linked to WTI Crude Oil & Gold Issued by UBS AG, London Branch

Sending Payments to Royal Bank of Canada (Channel Islands) Limited

Monetra. Merchant Account Setup Worksheet. Merchant Account Setup Worksheet v8.3.1 Build Generated On: June 28, 2016

db Currency Harvest Deutsche Bank Global Currency Harvest Index Deutsche Bank Balanced Currency Harvest Index Deutsche Bank G10 Currency Harvest Index

AN INTRODUCTION TO TRADING CURRENCIES

FUNDS TM. White Paper. Emerging Market Currencies: Asian Currencies Resilient, Better Value? FUNDS. The Authority on Currencies

International currency exchange > FAQs

Bank of Scotland Private Banking Currency Account. Interest and Fees

If brokers wish Xchanging to group delinked transactions the LPAN(s) must be marked Grouped or Please Group.

Dual Currency Investment. Product Sheet

ANZ ETFS PHYSICAL RENMINBI ETF. (ASX Code: ZCNH)

Retail Banking and Wealth Management Bank Tariffs 2016 GENERAL SERVICES - ALL ACCOUNTS TIME DEPOSITS. Cheque/draft deposits US dollar local clearing

Triennial Central Bank Survey of Foreign Exchange and OTC Derivatives Market Activity: Reporting guidelines for turnover in April 2013

1992 ISDA FX and Currency Option Definitions

Last Minute Import Specification 1.3

An Introduction to. CME Foreign Exchange Products

Cash-Settled Forward (CSFs)

Understanding the Effects Of Currency Exchange Rates

Diversify your wealth internationally

Family Trees on Your Web Site

Payments via Unitel & Corporate Netbank Request for Transfer Customer tariff effective from 1 September 2016

CITYWIRE FUNDS INSIDER GLOBAL RATINGS AND RANKINGS FOR CITYWIRE

BOSLIL SETTLEMENT INSTRUCTIONS FOR COMMERCIAL PAYMENTS IN:

Galvan Derivative Trading - CFD Market Information Sheets

Diversify your wealth internationally

Open End Turbo Put Warrant Linked to DAX Issued by UBS AG, London Branch

Transcription:

Customized Solutions tailored to your individual Needs. Structured products are the only financial instruments which can be aligned precisely to market expectations. Therefore, UBS gives you exclusive access to individually tailor-made structured products. Almost like "love at first glance": The piece of clothing in the fashion store is so appealing that you want to try it on. You are all the more disappointed when you realize the sleeves are too short. Under certain circumstances, some investors have had similar experiences with structured products. Despite the rich variety of such solutions, there is not always an instrument available on the market with the conditions you are looking for. In order to avoid such situations, UBS has created a unique offering: Starting already at 25,000 US dollars counter value, your UBS client advisor can individually put together selected product strategies for you from a broad palette of underlying currencies and precious metals and all this in a short period of time. Comparable options are only available elsewhere to institutional investors. With this service, you can have the appropriate dress created for every type of weather on the financial markets. Your advantages at a glance New client experience: A tailor-made investment solution allows you to determine the riskreturn profile according to your personal market expectations and preferences. Great variety: Selected strategies out of the "Protection" and "Optimisation category on a broad selection of currencies and precious metals. Speed: The launching of products within a brief period of time allows you to exploit temporary market situations. Constant product availability: Independence from subscription periods at the current market conditions. Uniqueness: You receive your very own private placement with personal security number. Flexible terms: Allow for the short-term "parking" of money or longer term investment. Are you interested? Contact your UBS client advisor for your individual investment solution.

Customized Foreign Exchange Solutions. The following product types are offered on a broad selection of currencies and precious metals Product Type SVSP Product Name Category Tenor Redemption Secondary Market Investment Amount Trading Hours Range GROI Range Accrual Knock Out GROI Range Accrual GROI Capital Protection with Coupon (1140) Protection up to 12 months Always in the investment currency Bull Spread GROI Bear Spread GROI Capped Capital Protection (1120) None, buy-and-hold instrument (closing price on request available) Your private placement starting at USD 25'000 counter value Daily from 07:30 h until 21:00 h CET Sharia Deposit n.a. Product Type SVSP Product Name Category Tenor Redemption Secondary Market Investment Amount Trading Hours Standard DOCU Principal DOCU Triple Currency Unit (TRICU) Appearing DOCU Principal Appearing DOCU Appearing at the End DOCU Disappearing DOCU Reverse Convertibles (1220) Barrier Reverse Convertibles (1230) Reverse Convertibles (1220*, potential capital protection) Optimisation up to 12 months Either in the investment or the alternative currency Non-deliverable currencies are always cash settled in the investment currency None, buy-and-hold instrument (closing price on request available) Your private placement starting at USD 25'000 counter value Daily from 07:30 h until 21:00 h CET Product Type Standard BLOC Appearing BLOC Sharia BLOC SVSP Product Discount Certificates (1200) Barrier Discount Certificates (1210) Discount Certificates (1200) Name Category Tenor Redemption Secondary Market Investment Amount Trading Hours Optimisation up to 12 months Either in the investment or the alternative currency Non-deliverable currencies are always cash settled in the investment currency None, buy-and-hold instrument (closing price on request available) Your private placement starting at USD 25'000 counter value Daily from 07:30 h until 21:00 h CET

Protection. Product Name Product Characteristics Investor View Range GROI - Maximum yield if the spot rate stays in the range until expiration - Yield "all or nothing" - Expect the spot rate to stay within the range until expiration Range Accrual Knock-Out GROI - Yield accumulation with every fixing as long as the spot rate stays in the range - No further yield accumulation if one of the barriers touched - Range narrower than for a Range GROI - Expect the spot rate to stay within the range as long as possible - Wish to accumulate yield with every fixing Range Accrual GROI - Yield accumulation with every fixing the spot rate stays in the range - Continuous possibility to accumulate yield even if spot once trades outside the range - Range narrower than for a Range Accrual Knock-Out GROI - Expect the spot rate to stay within the range at every fixing - Wish to accumulate yield with every fixing Bull Spread GROI - Yield participates in a positive development of the spot rate until expiration - Limited participation (cap) in a bullish market environment - Expect a slightly bullish trend Bear Spread GROI - Yield participates in a negative development of the spot rate until expiration - Limited participation (cap) in a bearish market environment - Expect a slightly bearish trend Sharia Compliant Deposit - In accordance with Sharia principles - Guaranteed profit rate at maturity - Capital preservation

Optimisation. Product Name Product Characteristics Investor View Standard DOCU Principal DOCU Appearing DOCU Principal Appearing DOCU Appearing at the End DOCU Disappearing DOCU Triple Currency Unit (TRICU) Standard BLOC Appearing BLOC Sharia BLOC which is not subject to conversion risk - Barrier (instrike) provides conditional capital protection (continuous observation) - Conversion level (strike) is less favourable than with a Standard DOCU (same yield) which is not subject to conversion risk - Barrier (instrike) provides conditional capital protection (continuous observation) - Conversion level (strike) is less favourable than with a Principal DOCU (same yield) - Barrier (instrike) provides conditional capital protection (observed at expiration only) - Conversion level (strike) is less favourable than with a Standard DOCU (same yield) - Conversion risk disappears when Oustrike is touched (continuous observation) - Conversion level (strike) is less favourable than with a Standard DOCU (same yield) - "Worst of" Standard DOCU - "Discount Certificate" providing a maximum return - "Discount Certificate" providing a maximum return - Barrier (instrike) provides conditional capital protection (continuous observation) - Conversion level (strike) is less favourable than with a Standard BLOC (same yield) - "Discount Certificate" in accordance with Sharia principles - Set the Outstrike close to spot to increase the hit probability - Take advantage of low correlation between underlying currencies

Underlying Currencies and Precious Metals. Range GROI Range Accrual Knock-Out GROI Range Accrual GROI Bull Spread GROI Bear Spread GROI Sharia Deposit Underlying G10 AUD - Australian Dollar CAD - Canadian Dollar CHF - Swiss Franc EUR - Euro GBP - British Pound JPY - Japanese Yen NOK - Norwegian Krone NZD - New Zealand Dollar SEK - Swedish Krona USD - U. S. Dollar EMEA AED - United Arab Diram CZK - Czech Koruna DKK - Danish Krone HUF - Hungarian Forint ILS - Israeli Shekel PLN - Polish Zloty RUB - Russian Ruble* ( ) ( ) ( ) SAR - Saudi Arabian Riyal SKK - Slovak Koruna TRY - Turkish Lira ZAR - South African Rand Americas BRL - Brazilian Real* ( ) ( ) ( ) CLP - Chilean Peso* ( ) ( ) ( ) MXN - Mexican Peso Asia CNY - Chinese Yuan* ( ) ( ) ( ) HKD - Hong Kong Dollar IDR - Indonesian Rupiah* ( ) ( ) ( ) INR - Indian Rupee* ( ) ( ) ( ) KRW - Korean Won* ( ) ( ) ( ) MYR - Malaysian Ringgit* ( ) ( ) ( ) PHP - Philippine Peso* ( ) ( ) ( ) SGD - Singapore Dollar THB - Thai Baht TWD - Taiwanese Dollar* ( ) ( ) ( ) Precious Metals XAU - Gold ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) XPT - Platinum ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) XAG - Silver ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) ( ) * Non-deliverable currency Offering as of 18 December 2012, subject to change ( ) Only available as alternative currency Standard DOCU Principal DOCU Appearing DOCU Principal Appearing DOCU Appearing at the End DOCU Disappearing DOCU Triple Currency Unit Standard BLOC Appearing BLOC Sharia BLOC

Further Information These investment products are structured products, i.e. a combination of two or more financial instruments of which at least one is a derivative. For more information on "structured products" please refer to the brochure "Special Risks in Securities Trading". Additional information on UBS Structured Products in general, the various product families as well as risks and opportunities can be found in designated UBS brochures. Contact Please contact your UBS client advisor for further information. UBS Structured Products www.ubs.com/structured-products www.ubs.com/quotes This product does not represent a participation in any of the collective investment schemes pursuant to Art. 7 et seq. of the Swiss Federal Act on Collective Investment Schemes (CISA) and thus is not subject to the authorisation or supervision of the Swiss Financial Market Supervisory Authority (FINMA). Therefore, investors in this product are not eligible for the specific investor protection under the CISA.' This information is communicated by UBS AG and/or its affiliates ("UBS"). UBS may from time to time, as principal or agent, have positions in, or may buy or sell, or make a market in any securities, currencies, financial instruments or other assets underlying the transaction to which the term sheet relates. UBS may provide investment banking and other services to and/or have officers who serve as directors of the companies referred to in the term sheet. UBS may pay or receive brokerage or distribution fees in connection with this transaction. The investor acknowledges that UBS may retain all or part of such fees. UBS's hedging activities related to this transaction may have an impact on the price of the underlying asset and may affect the likelihood that any relevant barrier is crossed. There is a possibility that costs, including taxes, related to transactions in connection with this financial instrument may arise for the investor that are not paid via UBS or imposed by it. Structured transactions are complex and may involve a high risk of loss. Prior to entering into a transaction you should consult with your own legal, regulatory, tax, financial and accounting advisors to the extent you consider it necessary, and make your own investment, hedging and trading decisions (including decisions regarding the suitability of this transaction) based upon your own judgment and advice from those advisers you consider necessary. Save as otherwise expressly agreed, UBS is not acting as your financial adviser or fiduciary in any transaction. This document is for information and marketing purposes only and should not be construed as an offer, recommendation or solicitation to conclude a transaction and should not be treated as giving investment advice. The terms of any investment will be exclusively subject to the detailed provisions, including risk considerations, contained in the Information Memorandum, Prospectus or other issuer documentation for the issue of the Certificates (the "Prospectus"). UBS makes no representation or warranty relating to any information herein which is derived from independent sources. This document may not be copied or reproduced without UBS's prior written permission. No action has been or will be taken in any jurisdiction that would permit a public offering of the securities described herein, save where explicitly stated in the Prospectus. The securities must be sold in accordance with all applicable selling restrictions in the jurisdictions in which they are sold. Not for distribution in the United States or to U.S. persons. 2012 UBS AG. All rights reserved.