Table 1: Workers Compensation Laws And Coverage Requirements For Domestic Service Employment By Jurisdiction



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Table 1: Laws And Coverage Requirements For Domestic Service Employment By AL Code of Alabama 1975- Articles 1-13, Sections 25-5-1 25-5-340 AK Chapter 23.30- Alaska Labor and AZ Arizona Revised Statutes- Title 23, Chapter 6, Article 1, Scope of WC Section 900 AR Title 11, Labor and Relations, Chapter 9 CA Division 4, Sections 3200-6208 of the California Labor Code CO Title 8, Articles 14.5, 40-47 & 55 of the Colorado Revised Statutes CT Chapter 568, Sections 31-275 through 31-355a- Connecticut General Statutes DE Title 19, Chapter 23- Delaware Code or Extent of Coverage for Exempt Any domestic worker except part-time babysitters, cleaning persons, harvest help, and similar part-time or transient help. Exempt Exempt Any domestic workers, including one who cares for an supervises children, employed 52 hours or more, or who earned $100 or more, during 90 calendar days exposing such worker to the hazards of an occupational disease. Excludes workers employed by a parent, spouse or child. Any domestic worker employed 40 or more hours per week or five or more days per week by one employer. Any domestic worker employed more than 26 hours per week by one employer. Any household worker who earns $750 or more in any three-month period from a single private home or household. Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 1

Table 1: Laws And Coverage Requirements For Domestic Service Employment By or Extent of Coverage for DC D.C. Law 3-77 Domestic workers employed by the same employer at least 240 hours during a calendar year. FL Title XXXI, Chapter 440- GA HI Florida Statutes Title 34, Chapter 9 of the Unannotated Georgia Code Chapter 386 of the Hawaii Revised Statutes, Workers Law Exempt Any employer, including those that engage inside domestic service workers employing three (3) or more full or part-time workers. Any worker employed solely for personal, family or household purposes whose wages are $225 or more during the current calendar quarter and during each completed calendar quarter of the preceding 12-month period. Exempt ID Title 72, Chapters 1-8 of the Idaho Code IL 820 ILCS 305 Any worker or workers employed for a total of 40 or more hours per week for a period of 13 or more weeks during a calendar year by any household or residence. IN Title 22, Article 3 of the Indiana Code Workers Act Exempt Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 2

Table 1: Laws And Coverage Requirements For Domestic Service Employment By IA KS KY Chapter 85 of the Iowa Code Chapter 44, Article 5 of the Kansas Statutes Chapter 342 - Kentucky Revised Statutes LA Title 23, Chapter 10 - Louisiana Revised Statutes ME Title 39A Enacted by PL 1991, c.885, PTA @ 8 MD Title 9, Article, Sec. 9-202 of the Annotated Code of Maryland or Extent of Coverage for Any employee working in or about a private dwelling (who is not a regular household member) whose earnings are $1,500 or more during the 12 consecutive months prior to an injury. Workers who are either a spouse of the employer or relatives of either the employer or spouse residing on the premises of the employer are exempt. Any domestic worker if the employer had a total payroll for the preceding calendar year of more than $20,000 for all workers under his/her employ. Two or more domestic workers regularly employed in a private home 40 or more hours a week. The law has no numerical exemption for general employment. Exempt Exempt Any domestic worker whose earnings are $750 or more in any calendar quarter from a private household. Domestic servants and their employers jointly may elect for the employee to be covered, even if the individual does not meet the earnings requirement. Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 3

Table 1: Laws And Coverage Requirements For Domestic Service Employment By MA MI MN Chapter 152 of the MA General Laws Workers Act Act 317 of 1969 Workers Disability Act of 1969 Chapter 176A of the Minnesota Statutes MO Chapter 287 of the Missouri Revised Statutes Workers Law MS Title 71, Chapter 3 of the MS Code Workers MT Title 39, Chapter 71 of the Montana Code Annotated 2001 NE Section 48-101 to Section 48-1, 118 of the Nebraska Revised Statutes NV Title 53 Chapter 616A-D of the Nevada Statutes or Extent of Coverage for Domestic workers employed 16 or more hours per week by an employer. Any household domestic worker who is employed 35 or more hours per week or longer for 13 weeks or longer during the preceding 52 weeks. Any domestic worker who earns $1,000 or more in any three-month period or who has earned $1,000 or more in any three-month period of the previous year from the same single, private household. Exempt Exempt Exempt Exempt Any person engaged in household domestic service including a cook, housekeeper, maid companion, babysitter, chauffeur or gardener is exempt. N/A Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 4

Table 1: Laws And Coverage Requirements For Domestic Service Employment By NH Title XXIII, Chapter 281-A of the New Hampshire Revised Statutes NJ NJSA Title 34 Labor and Workmen s NM Chapter 52 of the New Mexico Statutes NY Chapter 67 of the Consolidated Laws of New York State Workers Law NC Chapter 97 of the North Carolina Statutes ND OH OK OR Title 65 of the North Dakota Century Code Workers Title 41, Chapter 4123 of the Ohio Revised Code Ann. Title 85 of the Oklahoma Statutes Workers Law Chapter 656 of the Oregon Revised Statutes Workers or Extent of Coverage for All domestic service workers are covered under the law. N/A All domestic service workers are covered under the law. Exempt Any domestic worker employed (other than those on a farm) by the same employer for a minimum of 40 hours per week. Domestic service workers if employer employs more than 10 full-time non-seasonal laborers. Exempt Any domestic worker who earns $160 or more in any calendar quarter from one employer. Any domestic worker if the employer had a gross annual payroll in the preceding calendar year of $10,000 or more for such workers. Exempt Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 5

Table 1: Laws And Coverage Requirements For Domestic Service Employment By PA RI SC SD Act of 1915, P.L. 736, no. 338, as amended PA Workmen s Act Title 28, Chapter 28-29 of the Rhode Island Code, Workers Title 42 of the 2002 South Carolina Code of Laws Title 62 of the South Dakota Codified Laws and Constitution Workers or Extent of Coverage for Exempt Exempt Employers with four or more domestic workers whose annual payroll during the previous calendar year $3,000 or more. Any domestic service worker employed more than 20 hours in any calendar week and for more than 6 weeks in any 13-week period. Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 6

Table 1: Laws And Coverage Requirements For Domestic Service Employment By TN TX 1 Title 50, Chapter 6 of the Tennessee Code Chapter 401, Title 5 of TX Labor Code UT Utah Code, Title 34A, Chapter 02 Worker s Act VT Title 21, Chapters 9 and 11 of the Vermont Statutes Employer s Liability and VA Title 65.2 of the Code of Virginia Workers or Extent of Coverage for Exempt Only state to allow employers to choose whether or not to provide coverage ( 406.002-Coverage Generally ). However, public employers and employers that enter into a building or construction contract with a governmental entity must provide coverage. TX Commission Manual specifically exempts domestic or casual workers engaged in employment that is incidental to a personal residence from coverage. Any domestic worker regularly employed for 40 or more hours per week by the same employer. Exempt Exempt 1 Texas provides for mandatory workers compensation coverage under Title 25 of the State statutes regarding rules and regulations for Carriers (Article 911- A, Sec. II, Motor Bus Transportation and Regulations by the Railroad Commission). Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 7

Table 1: Laws And Coverage Requirements For Domestic Service Employment By WA Title 51, RCW Industrial Insurance WV Chapter 23 of the WV Code WI 2 Chapter 102, Wis. Stats. Act of Wisconsin WY 3 Title 27, Chapter 14 Sections 101-805 AS Title 32, Chapters 4-6 General Provisions and Administration GU Guam Workers Law PL 1-80 NN 4 Navajo Nation Law 15NNC Sections 1001-1048 or Extent of Coverage for Employers with two or more domestic workers if regularly employed in a private home 40 or more hours per week. Law has no numerical exemption for general employment. Exempt Exempt Exempt No Any employer, regardless of business or private home with three or more employees. Exempt N/A N/A 2 WI Labor Review Commission (LIRC) does not consider home-care providers (description similar to personal care workers) as domestic service under the State s workers compensation (WC) law. Although the law does not define home-care providers, LIRC considers them exempt from the WC law because they do not provide services as a part of the trade, business, occupation or profession of the recipient of services. Employers of home-care providers may elect to provide WC coverage. 3 Wyoming law is compulsory for all employers engaged in extra-hazardous occupations and elective for all other occupations. 4 Navajo Nation Statute only provides workers compensation insurance coverage to Navajo Nation Government and enterprises. It does not cover private employers such as household employers. They would have purchase workers compensation insurance from a private carrier or through AZ insurer of last resort or Assigned Risk Plan. Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 8

Table 1: Laws And Coverage Requirements For Domestic Service Employment By NMI PR VI PL 6-33/9-33 Workers Law Act No. 45 Workers Accident Act Title 24 Chapter 11 of the Virgin Islands Code Administration or Extent of Coverage for Household maids, yard maintenance and residential farmers are exempt. Any domestic worker regularly employed by N/A the same employer. Exempt Source: U.S. Dept of Labor Office of Programs and State and Territory Laws. 9