MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

Scan QR Code with your mobile and learn more. If you don t have the QR reader, simply download one of the many free applications available for your handset!!! Factsheet February 2013 Discover the 5 advantages of ELSS. Invest in ELSS - An open-ended Equity Linked Savings Scheme to get tax benefits and harness the potential upside of investing in the equity market. For more information, please refer page 2 MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

Don't wait. The time will never be just right - Napoleon Hill Why wait till the last minute to do tax management. An Equity Linked Savings Scheme (ELSS) presents an easy way to obtain tax benefits and an opportunity to harness the potential upside of investing in the equity market. Discover the 5 advantages of ELSS. Invest in ELSS - An open-ended Equity Linked Savings Scheme to get tax benefits and harness the potential upside of investing in the equity market. 5 advantages of ELSS 1. Tax saving benefits up to `1 lakh under section 80C of Income Tax Act, 1961 2. Tax-free dividends (during the period, if any ) and tax-free profits on redemption of units (after the lock-in period) 3. Shortest lock-in period of 3 years as compared to traditional tax-saving options like PPF, NSC etc, under section 80C 4. Seeks long term capital appreciation by investing in equity and equity related instruments 5. Follows a Quant-based portfolio modeling process a systematic approach to stock picking based on Growth, Quality, Valuation and Performance. Also makes the most of the market opportunities with an investment universe of securities which are constituents of CNX 500 Index Why ELSS versus other investment options? Particulars Lock - in Period Min. Investment (`) Max Investment for 80C benefit (`) (%) Yearly Taxation of Income Public Provident (PPF)* 15 years 500 1,00,000 Fixed Tax Free *Source: http://www.indiapost.gov.in/posb.aspx Who should invest in ELSS? Who should invest in ELSS? National Saving Certificate(NSC)* 5-10 years 100 1,00,000 Fixed Taxable Tax Saving Term Deposit with Bank Unit Linked Insurance Plan (ULIP) Equity Linked Savings Scheme (ELSS) 5 years 5 years 3 years 10,000 Premium 500 dependent 1,00,000 1,00,000 1,00,000 Fixed Market Linked Market Linked Taxable Variable as per Tax Free (dividend & long Income Tax Law term capital gains) 1. Investors looking for tax deductions under Section 80C 2. Investors having an investment horizon of 3 years or more 3. Investors looking for wealth creation over a long period STP / SIP Options Scheme Details Frequency Daily Weekly / Monthly Minimum Investment Amount `300/- & in multiples of `1/- thereafter `500/- & in multiples of `1/-thereafter Minimum Application Amount / Minimum Additional Investment Amount Minimum of `500/- and in multiples of `500/- thereafter MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

Index Markets & Beyond Equity Market Outlook Debt Market Outlook PAGE NO. 4 5 Equity s Absolute Return * An Open-ended Equity Scheme (*The Scheme is an equity-oriented Scheme. Investors in the Scheme are not being offered any guaranteed / assured returns) Diversified Growth Equity Top 100 (E.D.G.E. Top 100) An Open-ended Equity Scheme ELSS An Open-ended Equity Linked Savings Scheme Select Midcap An Open-ended Equity Scheme Equity Enhancer An Open-ended Equity Scheme PAGE NO. 6 7 9 10 12 Fixed Income s Liquid An Open-ended Liquid Scheme Ultra Short Term Bond An Open-ended Debt Scheme Short Term Income An Open-ended Income Scheme Gilt An Open-ended Gilt Scheme Monthly Income Plan An Open-ended Income Scheme Monthly income is not assured and is subject to availability of distributable surplus. PAGE NO. 13 14 15 16 17 3

Markets & Beyond EQUITY MARKET OUTLOOK WHAT WE SAID LAST TIME MACRO-ECONOMIC INDICATORS The remainder of the earnings season as well as the budget session will be December IIP was weaker at -0.6% YoY vs. -0.1% YoY in November closely watched. With elections coming closer, market is anticipating the indicating slow down. government to give a populist budget in the month. January WPI inflation dropped to 6.62% YoY vs. 7.18% in December Despite decrease in jobless claims, US economy is finding it difficult to Repo rate and CRR remained flat at 7.75% and 4.00% respectively maintain its momentum with growing trade imbalances. China's improving manufacturing sector is likely to impact commodity prices. Eurozone January exports increased to 0.8% YoY while imports were at 6.1% YoY, continues to be a cause of concern in the coming month with Italy's political slightly improving CAD uncertainty and the increasing deficits in Spain forcing Government to stop pensions. UK just barely managed to avoid a triple-dip recession, post the disappointing third quarter GDP. MARKET ACTIVITY AND VALUATION We lower the range - 5600/5750 to 6000/6150 for the coming month, Performance of Nifty Sectors: barring tail event. CYTD 2013 February 2013 WHAT HAPPENED? Markets corrected in the month of February, starting at 6000 and ending below 5700. This was led in parts by disappointing earnings season, concerns over US sequestration cuts to check fiscal deficits, Italian political unrest, lower than expected quarterly India GDP growth (4.5%) and disappointing FY 14 Budget. Industrial Production saw contraction Y-o-Y by 0.60% in December, further substantiating the slowdown in growth. Finance Ministry, chasing fiscal consolidation, had little room to incentivize growth in the FY13 Budget presented in February end. Though the budget curtailed next year's fiscal deficit projection to 4.8% from 5.2% this fiscal, it disappointed with no major pro growth reform to support the investment Top Performers Bottom Performers climate. Also, it fell short in taking any firm step on tax reforms. Flows: Performance of Size Indices: Index Nifty Nifty Junior CNX Midcap IT (21.7%) Telecom (1.8%) Industrial Manufacturing (-14.6%) Metals (-19.3%) CYTD 2013-3.6% -7.1% -11.3% IT (6.6%) Textiles (-1.7%) Industrial Manufacturing (-14.2%) Metals (-15.0%) February 2013-5.7% -6.6% -9.8% Globally, the US government failed to reach any consensus to replace the sequestration cuts and announced spending cuts across Government programs. A sequential drop in US PMI in February reflected industries' 30,000 25,000 FII Flows concerns over slowing growth. After few months of improvement, China's 20,000 manufacturing sector also saw a slowdown in growth in February with a lower than expected PMI of 50. Eurozone worries came to the fore again, with Italy's elections resulting in a hung parliament and thus creating Rs. (Cr.) 15,000 10,000 uncertainty over the future of currently running austerity programs. 5,000 0 OUTLOOK FOR THE COMING MONTH Due to concerns over Government's optimistic borrowing estimates of Rs. - 5,000 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct-12 Nov-12 Dec-12 Jan-13 Feb-13 4.8 Trillion in the budget, the interest rates would likely remain on the higher side, impacting private sector investments. Market is now looking up to RBI to aid growth recovery via policy rates in its March month review. Valuation and earnings estimates: The US government spending cuts are likely to result in slower growth. Fed's ongoing discussion on how and when to bring an end to QE has led to a slight quiver in the bond markets in US. Euro zone woes can re surface in the current environment where the market has taken a beating in the previous month. Nifty is currently trading at 15.5X/16.0X forward 1Y PE multiple which is in line with its long term average. Source: Bloomberg, SEBI, Internal research as of March 4, 2013 We lower the range - 5500/5650 to 5850/6000 for the coming month, barring tail event. 4

Markets & Beyond DEBT MARKET OUTLOOK WHAT WE SAID LAST TIME As we said last month, the major focus will be on the FY 2013-14 Budget, the liquidity scenario due to the advance tax outflow from the corporate and the upcoming RBI policy meet. WHAT HAPPENED? 10 year benchmark yield closed for the month of February at 7.87 against 7.91 for the month of January. The 10-year benchmark yield witnessed heavy volatility for the month and closed at 7.87 from 7.80 on the budget day. 8.10% 8.05% 8.00% 7.95% 7.90% 7.85% 7.80% 7.75% 7.70% 7.65% India Government Actives 3 Month 6 Month 1 Year 3 Year 5 Year 10 Year 31-Jan-13 28-Feb-13 The liquidity crises continued to be in the system for the month as the Liquidity Adjusted Facility (LAF) was above Rs. Bn. 1000 throughout even after RBI injected Rs. 10000 Crs. in the system. The March effect started affecting the money markets yields in the month of February. 3M segment The money market segment was more active for the month than the >1 year yield inched up sharply from 8.60 to 9.60. 6M yield was between 8.80 and segment, with yields increasing due to advance tax outflows. The AAA credit 9.45 and 12M yield was between 9.05 and 9.35 levels. spread saw decline in money market segment whereas >1 year segment saw The budget did not see any big bang reforms and the market saw some disappointment with that. The Government expects FY2014E taxation revenues to grow 19%, overall revenues 21% and expenditure, 16%. The FM estimated the current year borrowing at Rs. 4.8 Tn. While the FM did keep up with his promise of containing the fiscal deficit, the market did not take too kindly to the revenue assumptions and the 10 year yield rose 7 bps on the budget day. Focus will now shift to the RBI to see how the rates pan out this year. The Wholesale Price Index based inflation stood at 6.62% for the month of January against last month's reported figure of 7.18% (provisional) and same period last year's figure of 7.23%. This is the fourth consecutive month of decline and indicates a downward trend going forward. Primary articles group inflation decreased to 10.31% Y o Y against last month's Y o Y figure of 10.61%. Vegetable prices increased by 28.45% compared to previous month's increase of 23.25% and food articles inflation increased to 11.88% increase in the spread due to decline in liquidity. against last month's Y o Y figure of 11.16%. The fuel & power index fell to March 2013 being the end of FY 2012-13, money market segment will feel 7.06% against last month's reported figure of 9.38%. This is the fourth the liquidity crunch. To combat the same, RBI has announced the OMO of Rs. consecutive month of decline after peaking up at 12.00% in September, 10000Crs early march. 2012. Also mid-quarter review of Monetary Policy for 2012-13 is awaited in the The industrial output for December remained in negative terrain and stood coming month where all eyes will be on whether RBI will cut the repo rate or at ( ) 0.6% on a Y o Y basis against last month's revised figure of ( ) 0.8%. The not. cumulative growth for the period of April December 2012 13 stood at 0.7% against 3.7% recorded in the corresponding period last year. This is the fourth consecutive month when CPI increased but WPI has decreased. This has resulted in increased divergence over the period of time. Consumer prices climbed 10.79% in January from a year earlier, while the figure stood at 10.56% in December. This is mostly on account of higher food prices. The food articles inflation rose to 11.88%, the third consecutive month of increase. India's retail inflation is the highest among the BRICS group of emerging economies Brazil, Russia, China, and South Africa. CREDIT SPREADS 1.20% 1.00% 0.80% 0.60% 0.40% 0.20% 0.00% India Corporate Spread Curve 3 Month 6 Month 1 Year 3 Year 5 Year 10 Year 31-Dec-12 OUTLOOK FOR THE COMING MONTH 31-Jan-13 5

ABSOLUTE RETURN * (* The Scheme is an equity - oriented Scheme. Investors in the Scheme are not being offered any guaranteed / assured returns.) Mr. Absolute seeks to personify the characteristics of Absolute Return : generate absolute returns with low volatility over a longer tenure of time. FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE The primary objective of the Scheme will be to generate absolute returns with low volatility over a longer tenure of time. The Scheme will accordingly invest in arbitrage opportunities and debt and money market instruments on the one hand and in pure equity investments and equity derivative strategies on the other. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Consultancy Services Ltd. Software 5.39 Infosys Ltd. Software 4.58 ITC Ltd. Consumer Non Durables 3.92 Liberty Phosphate Ltd. Fertilizers 3.89 Axis Bank Ltd. Banks 3.22 HDFC Bank Ltd. Banks 3.13 Mahindra & Mahindra Ltd. Auto 2.76 Colgate Palmolive (India) Ltd. Consumer Non Durables 1.95 Housing Development Finance Corporation Ltd. Finance 1.89 HCL Technologies Ltd. Software 1.67 Notes: Fixed Deposit placed under margin : `200 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 28/02/2013 : `408.05 Lakhs. Excluding reversed positions. INDUSTRY ALLOCATION Banks Software Consumer Non Durables Finance Fertilizers 6.31% Pharmaceuticals 6.17% Auto 4.47% Oil 2.49% Cement 2.46% Petroleum Products 2.11% Auto Ancillaries 1.99% Industrial Products 1.68% Construction Project 0.83% Retailing 0.59% Construction 0.39% Services 0.37% Chemicals 0.33% Power 0.09% Consumer Durables 0.06% 10.83% 18.89% 18.36% 21.57% Type of the Scheme An Open-ended Equity Scheme Date of Allotment : August 20, 2009 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: February 04, 2010 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 365 days from the date of allotment 1.00% If the Units are redeemed / switched out after 365 days from the date of allotment Nil W.e.f. October 1, 2012 the entire exit load shall be credited to the Scheme net of service tax, if any Plan: The Scheme also offers Direct Plan DIVIDEND HISTORY Record Date Option Name NAV on Record Date (`) Amount of Dividend (`) 27/07/2012 Dividend Option 10.88 0.18 per unit 29/10/2012 Dividend Option 11.06 0.18 per unit 24/01/2013 Dividend Option 11.08 0.18 per unit INDICATIVE ASSET ALLOCATION (as per SID) Looking to invest in a Scheme that manages market volatility? The solution lies here. Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Asset Class Indicative allocation (% of total assets) Risk Profile Min. Max. Options: Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CRISIL MIP Blended Index Ratios as on February 28, 2013 Standard deviation 4.45% Sharpe ratio 1.81 Portfolio beta 0.32 R squared 0.59 Portfolio Turnover Ratio^ 4.41 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratios : Existing Plan: 2.66% Direct Plan: 2.46% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. Equity, Equity related instruments & Derivatives 65% 100% Medium to High Debt and Money Market Instruments including Securitized Debts 0% 35% Low to Medium FUND PERFORMANCE AS ON DECEMBER 31, 2012 Period ARF Plan EDELWEISS ABSOLUTE RETURN FUND ( ARF) Crisil Balanced Scheme Benchmark (Crisil MIP Blended Index) NAV as on February 28, 2013 Growth Option 12.61 Dividend Option 10.89 Direct Plan - Growth Option 12.62 Direct Plan - Dividend Option 10.89 Alternate Benchmark (CNX Nifty) Dec 30, 2011 - Dec 31, 2012^ 12.03% 11,203 21.28% 12,128 12.12% 11,212 27.70% 12,770 Dec 31, 2010 - Dec 30, 2011^ -2.26% 9,774-14.39% 8,561 1.72% 10,172-24.62% 7,538 Dec 31, 2009 - Dec 31, 2010^ 13.33% 11,333 13.57% 11,357 7.00% 10,700 17.95% 11,795 Since Inception (CAGR) 7.03% 12,570 8.48% 13,153 7.39% 12,712 8.74% 13,260 6 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of returns. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Since Inception returns are calculated on `10/- invested at inception of the scheme Co - Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme.

DIVERSIFIED GROWTH EQUITY TOP 100 (E.D.G.E. Top 100 ) Edge Master seeks to personify the characteristics of E.D.G.E Top 100 : to convey that it s a large cap focusing on 100 largest listed corporates by market capitalization. FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE An open ended diversified equity Scheme that seeks to generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of the 100 largest corporates by market capitalization, listed in India. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Consultancy Services Ltd. Software 5.16 ITC Ltd. Consumer Non Durables 4.96 Infosys Ltd. Software 4.64 Mahindra & Mahindra Ltd. Auto 3.61 HDFC Bank Ltd. Banks 3.47 Axis Bank Ltd. Banks 3.47 Colgate Palmolive (India) Ltd. Consumer Non Durables 3.18 HCL Technologies Ltd. Software 3.16 Housing Development Finance Corporation Ltd. Finance 2.66 Bajaj Finserv Ltd. Finance 2.16 Notes: Fixed Deposit placed under margin : `50 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 28/02/2013 : `153.10 Lakhs. DIVIDEND HISTORY Record Date Plan/ Option NAV on Record Amount of Name Date (`) Dividend (`) 19/07/2011 30/05/2012 Plan A & Plan C - Div 13.31 (Plan A) 13.41 (Plan C) 1.00 per unit Plan C - Div - 11.61 (Plan C) 0.75 per unit 29/10/2012 Dividend option 13.14 1.00 per unit INDICATIVE ASSET ALLOCATION (as per SID) Asset Class FUND PERFORMANCE AS ON DECEMBER 31, 2012 Period E.D.G.E. Top 100 (Existing Plan) INDUSTRY ALLOCATION Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Note: Erstwhile Plan A - Dividend Option has been renamed as Dividend Option vide addendum dated October 19, 2012 EDELWEISS DIVERSIFIED GROWTH EQUITY TOP 100 (E.D.G.E. TOP 100) FUND E.D.G.E. Top 100 Plan B Allocation(% of Corpus) Risk Profile Equity & Equity related instruments of the 100 65% 100% Medium to High largest corporates by market capitalisation, listed in India. Equity & Equity related instruments of other companies 0% 20% Medium to High Debt & Money Market Instruments 0% 35% Low to Medium Banks Consumer Non Durables Software Finance Pharmaceuticals E.D.G.E follows an ABCD investment approach. A = Adaptive Multifactor Approach B = Beat the market endeavor C = Consistent track record D = Diversified Portfolio E.D.G.E. Top 100 Plan C Scheme Benchmark (CNX Nifty) Type of the Scheme An Open-ended Equity Scheme Date of Allotment: May 20, 2009 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: February 04, 2010 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 365 days from the date of allotment 3.00% If the Units are redeemed / switched out after 365 days and upto 730 days from the date of allotment 2.00% If the Units are redeemed / switched out after 730 days and upto 870 days from the date of allotment 1.00% If the Units are redeemed / switched out after 870 days from the date of allotment Nil W.e.f October 1, 2012 the entire exit load shall be credited to the Scheme net of service tax, if any Plan *: The Scheme also offers Direct Plan Options: Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CNX Nifty Ratios as on February 28, 2013 Standard deviation 9.56% Sharpe ratio 1.17 Portfolio beta 0.86 R squared 0.92 Portfolio Turnover Ratio^ 3.19 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratios : Existing Plan: 2.45%, Plan B*: 2.39%, Plan C*: 2.41%, Direct Plan: 2.16% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option 15.38 Dividend Option 12.20 Plan B* - Growth Option 15.46 Plan B* - Dividend Option 15.64 Plan C* - Growth Option 15.26 Plan C* - Dividend Option 12.47 Direct Plan - Growth Option 15.39 Direct Plan - Dividend Option 12.21 Alternate Benchmark (S&P BSE SENSEX) Dec 30, 2011 - Dec 31, 2012^ 29.77% 12,977 29.79% 12,979 29.77% 12,977 27.70% 12,770 25.70% 12,570 Dec 31, 2010 - Dec 30, 2011^ -18.58% 8,142-18.50% 8,150-19.76% 8,024-24.62% 7,538-24.64% 7,536 Dec 31, 2009 - Dec 31, 2010^ 15.97% 11,597 16.25% 11,625 16.29% 11,629 17.95% 11,795 17.43% 11,743 Since Inception (CAGR) 13.95% 16,040 14.10% 16,120 13.69% 15,910 9.37% 13,828 9.34% 13,816 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of return. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Since Inception returns are calculated on `10/- invested at inception of the Scheme. Co - Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Plan B & Plan C & addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options Auto Cement Auto Ancillaries Oil Petroleum Products Construction Project Retailing Construction Chemicals Services Power 1.25% 0.89% 0.64% 0.56% 0.55% 0.03% 3.68% 2.97% 2.42% 2.28% 4.88% 4.63% 16.65% 15.00% 20.52% 23.05% 7

THE POWER OF HOLDING HIGH VALUE STOCKS THROUGH YOUR MUTUAL FUND INVESTMENTS The hypothetical illustrations below show the shares (top 10) that will be notionally held by an investor, investing `10 lakhs in each Scheme Absolute Return * (An Open Ended Equity scheme) Top 10 stocks in the Portfolio As on February 28, 2013 Diversified Growth Equity Top 100* (E.D.G.E. Top 100) (An Open Ended Equity scheme) Top 10 stocks in the Portfolio As on February 28, 2013 Stocks % to Net Assets of the Scheme Shares notionally held by an investor Stocks % to Net Assets of the Scheme Shares notionally held by an investor Tata Consultancy Services Ltd. 5.39 35 Tata Consultancy Services Ltd. 5.16 34 Infosys Ltd. 4.58 15 ITC Ltd. 4.96 168 ITC Ltd. 3.92 133 Infosys Ltd. 4.64 15 Liberty Phosphate Ltd. 3.89 174 Mahindra & Mahindra Ltd. 3.61 41 Axis Bank Ltd. 3.22 23 HDFC Bank Ltd. 3.47 55 HDFC Bank Ltd. 3.13 50 Axis Bank Ltd. 3.47 25 Mahindra & Mahindra Ltd. 2.76 31 Colgate Palmolive (India) Ltd. 3.18 25 Colgate Palmolive (India) Ltd. 1.95 15 HCL Technologies Ltd. 3.16 43 Housing Development Finance Corporation Ltd. 1.89 24 Housing Development Finance Corporation Ltd. 2.66 35 HCL Technologies Ltd. 1.67 23 Bajaj Finserv Ltd. 2.16 26 * Absolute Return (A.R.F.) and Diversified Growth Equity Top 100 (E.D.G.E. Top 100) are equity - oriented Schemes. Investors in the Schemes are not being offered any guaranteed / assured returns. Past performance may or may not be sustained in the market. The above hypothetical illustrations assume a sum of `10 lakhs invested in each Scheme as on February 28, 2013. No. of shares notionally held are calculated as per the percentages of Top 10 holdings by the Scheme under each stock as on February 28, 2013. Market Price of each Share as on February 28, 2013 are as follows: Axis Bank Ltd. @ `1344.15 Bajaj Finserv Ltd. @ `810.2 Colgate Palmolive (India) Ltd. @ `1272.2 HCL Technologies Ltd. @ `723.4 HDFC Bank Ltd. @ `625.35 Housing Development Finance Corporation Ltd. @ `757.65 Infosys Ltd. @ `2907 ITC Ltd. @ `294.8 Liberty Phosphate Ltd. @ `223.55 Mahindra & Mahindra Ltd. @ `873.7 Tata Consultancy Services Ltd. @ `1517. 8 Mutual investments are subject to market risks, read all scheme related documents carefully.

ELSS FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Consultancy Services Ltd. Software 5.49 ITC Ltd. Consumer Non Durables 5.42 Infosys Ltd. Software 4.36 HDFC Bank Ltd. Banks 4.08 Mahindra & Mahindra Ltd. Auto 3.68 Colgate Palmolive (India) Ltd. Consumer Non Durables 3.53 Axis Bank Ltd. Banks 3.12 Housing Development Finance Corporation Ltd. Finance 2.92 Reliance Industries Ltd. Petroleum Products 2.65 HCL Technologies Ltd. Software 2.57 DIVIDEND HISTORY Record Date Option Name NAV on Record Date (`) Amount of Dividend (`) 22/03/2012 Dividend Option 12.92 24/01/2013 Dividend Option 13.51 1.00 per unit 1.50 per unit 22/02/2013 Dividend Option 11.86 0.50 per unit 22/02/2013 Direct Plan-Dividend Option 13.32 0.50 per unit INDICATIVE ASSET ALLOCATION (as per SID) FUND PERFORMANCE AS ON DECEMBER 31, 2012 INDUSTRY ALLOCATION Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Asset Class Allocation (% of Corpus) Risk Profile Equity & Equity related instruments 80% 100% High Short Term Debt & Money Market instruments 0% 20% Low to Medium Banks Consumer Non Durables Finance Software Cement Pharmaceuticals Auto Ancillaries Auto A smart investment solution for tax-saving and long-term capital gains Oil Petroleum Products Construction Project Construction Retailing Media & Entertainment Chemicals Consumer Durables Services Power 0.90% 0.79% 0.75% 0.71% 0.62% 2.71% 2.68% 1.49% 1.18% 1.17% 4.66% 4.34% 3.97% 3.73% 13.14% 15.22% 19.22% 22.71% Type of the Scheme An Open-ended Equity Linked Savings Scheme Date of Allotment: December 30, 2008 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: February 04, 2010 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load: NIL W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan: The Scheme also offers Direct Plan Options: Growth and Dividend option Default Option/Facility Growth Option,Dividend Reinvestment Facility Benchmark: CNX 500 Ratios as on February 28, 2013 Standard deviation 9.02% Sharpe ratio 1.51 Portfolio beta 0.75 R squared 0.77 Portfolio Turnover Ratio^ 3.06 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratios : Existing Plan: 2.66%, Direct Plan: 2.46% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option 20.42 Dividend Option 11.02 Direct Plan - Growth Option 19.92 Direct Plan - Dividend Option 12.43 Period ELSS EDELWEISS ELSS FUND Scheme Benchmark (CNX 500) Alternate Benchmark (S&P BSE SENSEX) Dec 30, 2011 - Dec 31, 2012^ 29.75% 12,975 31.84% 13,184 27.70% 12,770 Dec 31, 2010 - Dec 30, 2011^ -19.93% 8,007-27.19% 7,281-24.62% 7,538 Dec 31, 2009 - Dec 31, 2010^ 17.81% 11,781 14.13% 11,413 17.95% 11,795 Since Inception (CAGR) 20.88% 21,370 19.75% 20,584 18.62% 19,819 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of returns. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Co - Since Inception returns are calculated on `10/- invested at inception of the scheme Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme. 9

SELECT MIDCAP FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE The primary investment objective of the Scheme is to generate long term capital appreciation from a portfolio predominantly comprising of equity and equity related securities of MidCap Companies. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Motherson Sumi Systems Ltd. Auto Ancillaries 6.44 Madras Cements Ltd. Cement 5.30 Amara Raja Batteries Ltd. Auto Ancillaries 4.68 Emami Ltd. Consumer Non Durables 3.68 ING Vysya Bank Ltd. Banks 3.50 Pantaloon Retail (India) Ltd. Retailing 3.47 Sundaram Finance Ltd. Finance 2.91 Aditya Birla Nuvo Ltd. Services 2.62 Century Textiles & Industries Ltd. Cement 2.52 Mahindra & Mahindra Financial Services Ltd. Finance 2.50 Notes: Fixed Deposit placed under margin : `10 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 28/02/2013 : `18.32 Lakhs. INDICATIVE ASSET ALLOCATION (as per SID) FUND PERFORMANCE AS ON DECEMBER 31, 2012 INDUSTRY ALLOCATION Consumer Non Durables Asset Class Indicative allocation (% of total assets) Risk Profile Equity and equity related securities of companies falling in Top 101 to 300 companies by market capitalization, listed in India 80% 100% Medium to High Equity and equity related securities of other companies listed in India 0% 20% Medium to High Debt and money market instruments 0% 20% Low to Medium Min. Finance Banks Auto Ancillaries Cement Pharmaceuticals Retailing Construction Services Media & Entertainment Chemicals Software Construction Project Looking to invest in stocks which may be future large caps? The solution lies here. Oil Power Max. 1.22% 0.87% 0.60% 2.49% 2.26% 1.53% 4.12% 3.86% 3.11% 9.29% 8.49% 14.70% 13.22% 17.25% 16.97% Type of the Scheme An Open-ended Equity Scheme Date of Allotment: August 25, 2011 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: August 25, 2011 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 365 days from the date of allotment 1.00% If the Units are redeemed / switched out after 365 days from the date of allotment Nil W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan: The Scheme also offers Direct Plan Options: Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: S&P BSE Mid-cap Index Ratios as on February 28, 2013 Standard deviation 10.83% Sharpe ratio 1.89 Portfolio beta 0.80 R squared 0.61 Portfolio Turnover Ratio^ 3.03 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratios : Existing Plan: 2.64%, Direct Plan: 2.45% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option 10.56 Dividend Option 10.56 Direct Plan - Growth Option 10.56 Direct Plan - Dividend Option 10.56 Period Select Midcap EDELWEISS SELECT MIDCAP FUND Scheme Benchmark (S&P BSE Midcap Index) Alternate Benchmark (S&P BSE SENSEX) Dec 30, 2011 - Dec 31, 2012^ 33.56% 13,356 38.52% 13,852 27.70% 12,770 Since Inception (CAGR) 11.45% 11,580 11.03% 11,521 15.84% 12,202 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of returns. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Co - Since Inception returns are calculated on `10/- invested at inception of the scheme Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme. 10

THE POWER OF HOLDING HIGH VALUE STOCKS THROUGH YOUR MUTUAL FUND INVESTMENTS The hypothetical illustrations below show the shares (top 10) that will be notionally held by an investor, investing `10 lakhs in each Scheme ELSS * (An Open-ended Equity Linked Savings Scheme) Top 10 stocks in the Portfolio As on February 28, 2013 Select Midcap * (An Open Ended Equity scheme) Top 10 stocks in the Portfolio As on February 28, 2013 Stocks % to Net Assets of the Scheme Shares notionally held by an investor Stocks % to Net Assets of the Scheme Shares notionally held by an investor Tata Consultancy Services Ltd. 5.49 36 Motherson Sumi Systems Ltd. 6.44 327 ITC Ltd. 5.42 183 Madras Cements Ltd. 5.30 218 Infosys Ltd. 4.36 15 Amara Raja Batteries Ltd. 4.68 171 HDFC Bank Ltd. 4.08 65 Emami Ltd. 3.68 61 Mahindra & Mahindra Ltd. 3.68 42 ING Vysya Bank Ltd. 3.50 65 Colgate Palmolive (India) Ltd. 3.53 27 Pantaloon Retail (India) Ltd. 3.47 196 Axis Bank Ltd. 3.12 23 Sundaram Finance Ltd. 2.91 60 Housing Development Finance Corporation Ltd. 2.92 38 Aditya Birla Nuvo Ltd. 2.62 26 Reliance Industries Ltd. 2.65 32 Century Textiles & Industries Ltd. 2.52 77 HCL Technologies Ltd. 2.57 35 Mahindra & Mahindra Financial Services Ltd. 2.50 250 * Investors in the Schemes are not being offered any guaranteed / assured returns. Past performance may or may not be sustained in the market. The above hypothetical illustrations assume a sum of `10 lakhs invested in each Scheme as on February 28, 2013. No. of shares notionally held are calculated as per the percentages of Top 10 holdings by the Scheme under each stock as on February 28, 2013. Market Price of each Share as on February 28, 2013 are as follows: Aditya Birla Nuvo Ltd. @ `1004.45 Amara Raja Batteries Ltd. @ `272.25 Axis Bank Ltd. @ `1344.15 Century Textiles & Industries Ltd. @ `324.5 Colgate Palmolive (India) Ltd. @ `1272.2 Emami Ltd. @ `593.9 HCL Technologies Ltd. @ `723.4 HDFC Bank Ltd. @ `625.35 Housing Development Finance Corporation Ltd. @ `757.65 Infosys Ltd. @ `2907 ING Vysya Bank Ltd. @ `535.45 ITC Ltd. @ `294.8 Madras Cements Ltd. @ `243.1 Mahindra & Mahindra Financial Services Ltd. @ `99.91 Mahindra & Mahindra Ltd. @ `873.7 Motherson Sumi Systems Ltd. @ `196.9 Pantaloon Retail (India) Ltd. @ `176.2 Reliance Industries Ltd. @ `813.85 Sundaram Finance Ltd. @ `482.05 Tata Consultancy Services Ltd. @ `1517. Mutual investments are subject to market risks, read all scheme related documents carefully. 11

EQUITY ENHANCER FACTSHEET Equity February 2013 INVESTMENT OBJECTIVE The primary objective of the is to generate capital appreciation and income distribution by investing in a portfolio that endeavours to outperform the S & P CNX Nifty Index. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets ITC Ltd. Consumer Non Durables 8.96 Infosys Ltd. Software 7.74 Housing Development Finance Corporation Ltd. Finance 7.10 Reliance Industries Ltd. Petroleum Products 6.71 Tata Consultancy Services Ltd. Software 6.01 HDFC Bank Ltd. Banks 6.01 ICICI Bank Ltd. Banks 5.63 Larsen & Toubro Ltd. Construction Project 5.34 Oil & Natural Gas Corporation Ltd. Oil 4.47 State Bank of India Banks 4.09 Notes: Fixed Deposit placed under margin : `0 Lakhs. Total Exposure to derivative instruments(excluding reversed positions) as on 28/02/2013 : `0 Lakhs. INDICATIVE ASSET ALLOCATION (as per SID) INDUSTRY ALLOCATION Asset Class Allocation (% of Corpus) Risk Profile Equity & Equity related instruments 65% 100% Medium to High Debt & Money Market instruments 0% 35% Low to Medium Banks Software Consumer Non Durables Auto Finance Petroleum Products Construction Project Oil Pharmaceuticals Power Telecom - Services Cement Minerals/Mining Ferrous Metals Industrial Capital Goods Gas Non - Ferrous Metals 0.79% 0.64% 0.56% 2.28% 1.90% 1.57% 1.15% 1.10% 5.42% 5.31% 4.69% 8.02% 7.21% 6.81% 14.17% 16.28% 22.09% Type of the scheme An Open-ended Equity scheme Date of Allotment: Plan A: August 12, 2009, Plan B: June 16, 2009, Plan C: August 16, 2011 Manager/Co- Manager Manager: Mr. Paul Parampreet Experience: 6 years Managing the Scheme since: June 29, 2010 Co- Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load: NIL W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options : Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CNX Nifty Ratios as on February 28, 2013 Standard deviation 7.12% Sharpe ratio -2.10 Portfolio beta 0.60 R squared 0.80 Portfolio Turnover Ratio^ 3.23 times Risk Free Rate considered for the above = 8.050% p.a. (8.15% 2022 GOI Bond) Please note: Standard deviation and Sharpe ratio are Annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Total Expense Ratio : Equity Enhancer (Existing Plan): 2.30%, Plan B: 2.32%, Plan C: 2.30%, Direct: 2.08% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Equity Enhancer Growth Option 12.02 Dividend Option 10.95 Plan B - Growth Option 11.85 Plan B - Dividend Option 12.08 Plan C - Growth Option 10.34 Direct Plan - Growth Option 12.03 Direct Plan - Dividend Option 10.96 FUND PERFORMANCE AS ON DECEMBER 31, 2012 Period Equity Enhancer (Existing Plan) EDELWEISS EQUITY ENHANCER FUND Equity Enhancer - Plan B Equity Enhancer - Plan C Scheme Benchmark (CNX NIFTY) Alternate Benchmark (S&P BSE SENSEX) Dec 30, 2011 - Dec 31, 2012^ 20.55% 12,055 20.54% 12,054 20.57% 12,057 27.70% 12,770 25.70% 12,570 Dec 31, 2010 - Dec 30, 2011^ -24.03% 7,597-24.49% 7,551 N.A. N.A. -24.62% 7,538-24.64% 7,536 Dec 31, 2009 - Dec 31, 2010^ 18.91% 11,891 18.86% 11,886 N.A. N.A. 17.95% 11,795 17.43% 11,743 Since Inception (CAGR) Plan A 7.45% 12,730 N.A. N.A. N.A. N.A. 8.65% 13,248 7.89% 12,934 Since Inception (CAGR) Plan B N.A. N.A. 6.64% 12,560 N.A. N.A. 7.85% 13,071 7.65% 12,988 Since Inception (CAGR) Plan C N.A. N.A. N.A. N.A. 6.88% 10,960 12.25% 11,726 11.45% 11,611 Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. ^Absolute In case start /end date of the relevant period is a non-business Day, the NAV of the Past performance may or may not be sustained in future and should not be used as a previous Business Day is considered for computation of returns. basis for comparison with other investments. Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes and a Co - Since Inception returns are calculated on `10/- invested at inception of the Scheme. Manager of Monthly Income Plan. For the performance of the same, shown above are for Growth Option only. please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is also a Manager of all Performance of the Dividend Option for the investor would be net of the dividend Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the distribution tax, as applicable. performance of the same, please refer to the relevant Scheme. 12 *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Plan B & Plan C & addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options

LIQUID FACTSHEET Liquid February 2013 INVESTMENT OBJECTIVE The objective of the Scheme is to provide optimal returns, commensurate with low risk and high degree of liquidity, through a portfolio constituted of money market & short term debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. DIVIDEND HISTORY % to Net Assets MONEY MARKET INSTRUMENTS 86.92 Certificate of Deposit** 58.80 CRISIL A1+ IDBI Bank 17.83 ICRA A1+ Punjab National Bank 17.83 Canara Bank 17.80 Canara Bank 5.34 Commercial Paper** 28.12 ICRA A1+ Aditya Birla Finance Ltd. 28.12 OTHERS 13.08 Cash & Cash Equivalents CBLO / Reverse Repo Investments 12.98 Net Receivable/Payable 0.10 GRAND TOTAL 100.00 Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Note: Erstwhile Super Institutional Plan - Dividend Option has been renamed as Dividend Option vide addendum dated October 19, 2012 RATING PROFILE Sector / Rating Percent ICRA A1+ 69.09 CRISIL A1+ 17.83 Cash & Equivalent 13.08 Total 100.00 FUND PERFORMANCE AS ON DECEMBER 31, 2012 LF Retail ASSET ALLOCATION Record Date Plan/ Option Name NAV on Amount of Amount of Record Date Dividend - Retail Dividend - Corporate (`) (`) (`) 31/12/2012 Dividend(Monthly) 1005.6829 5.502065 per unit 5.277425 per unit 31/01/2013 Dividend(Monthly) 1005.6829 5.456986 per unit 5.234187 per unit 28/02/2013 Dividend(Monthly) 1005.7802 4.728709 per unit 4.535644 per unit Money Market Instruments Cash & Cash Equivalent 86.92% EDELWEISS LIQUID FUND ( LF) LF (Existing Plan) LF Institutional Alternate Benchmark (Crisil 1 Year T bill) Period Last 7 days@ 7.29% 10,014 8.28% 10,016 8.23% 10,016 7.69% 10,015 9.80% 10,019 Last 15 days@ 7.29% 10,030 8.28% 10,034 8.23% 10,034 7.67% 10,032 7.65% 10,031 Last 30 days@ 7.29% 10,060 8.29% 10,068 8.23% 10,068 7.65% 10,063 8.09% 10,067 30-Dec-2011 to 31-Dec-2012^ 8.76% 10,876 9.68% 10,968 Not Available* 8.54% 10,854 8.11% 10,811 30-Dec-2010 to 31-Dec-2011^ 7.93% 10,793 Not Available* Not Available* 8.15% 10,815 6.42% 10,642 30-Dec-2009 to 31-Dec-2010^ 4.47% 10,447 Not Available* Not Available* 5.12% 10,512 2.81% 10,281 Since Inception ELF(CAGR) 6.51% 13,125 - - Not Available* 6.90% 13,336 6.03% 12,871 Since Inception -SIP(CAGR) - - 9.57% 11,356 Not Available* 8.48% 11,197 7.85% 11,091 Since Inception -Inst(CAGR) - - - - 8.90% 10,563 Type of the scheme An Open-ended Liquid Scheme Date of Allotment Retail: September 9, 2008 Institutional: May 14, 2012 Super Institutional: August 12, 2011 Manager Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched-out on or before 3 days from the date of allotment : 0.10% If the Units are redeemed/ switched-out after 3 days from the date of allotment : Nil W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options: Growth and Dividend Option Default Option/Facility Dividend Option, Daily Dividend Reinvestment Facility Benchmark: CRISIL Liquid Index Modified Duration: 0.0524 Years Average Maturity: 0.0572 Years Total Expense Ratio : Retail Plan*: 1.08% Institutional Plan*: 0.30% Existing Plan: 0.15% Direct Plan: 0.26% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option 1150.3589 Daily Dividend Option 1000.0007 Weekly Dividend Option 1001.0815 Fortnightly Dividend Option^ - Monthly Dividend Option 1005.7802 Retail Plan* Growth Option 1327.4007 Daily Dividend Option 1000.0008 Weekly Dividend Option 1000.9550 Fortnightly Dividend Option^ - Monthly Dividend Option 1005.0887 Institutional Plan* Growth Option^ - Daily Dividend Option 1000.0007 Weekly / Fortnightly / Monthly Dividend Option^ - Direct Plan Growth Option 1150.3786 Weekly / Fortnightly / Monthly Dividend Option^ - ^ There were no investors under this option Scheme Benchmark (Crisil Liquid Index) *As there was no investor under these Plans during certain intervals returns for the investment under the plans. shown above are for Growth Option only. specified Period / since inception is not provided. Performance of the Dividend Option for the investor would be net of DDT, as applicable. Based on standard investment of `10,000 made at the beginning of the relevant period. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. In case start @ ^Absolute. Annualized /end date of the relevant period is a non-business Day, the NAV of the previous Business Past performance may or may not be sustained in future and should not be used as a Day is considered for computation of returns. basis for comparison with other investments. Mr. Dhilip Krishna is also a Manager of all Liquid/Debt Schemes and a Co - Since Inception returns are calculated on `10/- invested at Inception/ date of the initial Manager of all Equity Schemes. For the performance of the same, please refer to the relevant Scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Retail & Institutional Plan and addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options 13 13.08%

ULTRA SHORT TERM BOND FACTSHEET Debt February 2013 14 INVESTMENT OBJECTIVE The objective of the Scheme is to provide reasonable returns, commensurate with moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. However, there is no assurance that the investment objective of the scheme will be realized and the scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. DIVIDEND HISTORY % to Net Assets MONEY MARKET INSTRUMENTS 72.56 Certificate of Deposit** ICRA A1+ Punjab National Bank 26.97 Canara Bank 25.35 Commercial Paper** ICRA A1+ Aditya Birla Finance Ltd 20.24 BONDS & NCDs 13.46 CRISIL AAA LIC Housing Finance Ltd. 5.36 LIC Housing Finance Ltd. 3.24 CRISIL AA+ Mahindra & Mahindra Financial Services Ltd 4.86 OTHERS 13.98 Cash & Cash Equivalents CBLO / Reverse Repo Investments 12.70 Net Receivable/Payable 1.28 GRAND TOTAL 100.00 Record Date Plan/ Option NAV on Amount of Amount of Name Record Date Dividend -Retail Dividend -Corporate (`) (`) (`) 31/12/2012 Dividend (Monthly) 1007.3188 31/01/2013 Dividend (Monthly) 1007.1817 28/02/2013 Dividend (Monthly) 1005.7130 RATING PROFILE Sector / Rating Percent ICRA A1+ 72.56 CRISIL AAA 8.60 CRISIL AA+ 4.86 Cash & Equivalent 13.98 Total 100.00 ASSET ALLOCATION 5.740152 per unit 4.919891 per unit 5.286395 per unit 4.530974 per unit 4.260200 per unit 3.651422 per unit Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Note: Erstwhile Institutional Plan has been renamed as Dividend Option vide addendum dated October 19, 2012 FUND PERFORMANCE AS ON DECEMBER 31, 2012 EDELWEISS ULTRA SHORT TERM BOND FUND ( USTBF) USTBF Retail Money Market Instruments Cash & Cash Equivalent 72.56% USTBF (Existing Plan) Bonds and NCDs Period Scheme Benchmark (Crisil Liquid Index) Type of the Scheme An Open-ended Debt Scheme Date of Allotment September 9, 2008 Manager Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load: If the Units are redeemed/switched-out on or before 30 days from the date of allotment : 0.25% If the Units are redeemed/switched-out after 30 days from the date of allotment : Nil W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options: Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CRISIL Liquid Index Modified Duration: 0.1012 Years Average Maturity: 0.1107 Years Total Expense Ratio : Retail Plan*: 1.00%, Existing Plan: 0.35% Direct Plan: 0.35% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option 1396.4789 Daily Dividend Option 1000.0626 Weekly Dividend Option 1000.5702 Fortnightly Dividend Option 1001.3445 Monthly Dividend Option 1005.7130 Retail Plan* Growth Option 1374.3911 Daily Dividend Option 1000.0000 Weekly Dividend Option 1000.5025 Fortnightly Dividend Option 1005.7318 Monthly Dividend Option 1005.2304 Direct Plan Growth Option 1396.5749 Daily Dividend Option 1000.0002 Weekly / Fortnightly / Monthly Dividend Option^ - Alternate Benchmark (Crisil 1 Year T bill) 30-Dec-2011 to 31-Dec-2012^ 8.79% 10,879 9.49% 10,949 8.54% 10,854 8.11% 10,811 30-Dec-2010 to 31-Dec-2011^ 8.68% 10,868 9.14% 10,914 8.15% 10,815 6.42% 10,642 30-Dec-2009 to 31-Dec-2010^ 5.59% 10,559 5.72% 10,572 5.12% 10,512 2.81% 10,281 Since Inception 7.42% 13,614 7.78% 13,814 6.90% 13,336 6.03% 12,871 Based on standard investment of `10,000 made at the beginning of the relevant period. distribution tax, as applicable. ^Absolute Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. Past performance may or may not be sustained in future and should not be used as a In case start /end date of the relevant period is a non-business Day, the NAV of the basis for comparison with other investments. previous Business Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Mr. Dhilip Krishna is also a Manager of all Liquid/Debt Schemes and a Co - shown above are for Growth Option only. Manager of all Equity Schemes. For the performance of the same, please refer to the Performance of the Dividend Option for the investor would be net of the dividend relevant Scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Retail Plan addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options 13.98% 13.46% ^ There were no investors under this option

SHORT TERM INCOME FACTSHEET Debt February 2013 INVESTMENT OBJECTIVE The investment objective of the Scheme is to generate regular income through investments in Debt & Money Market Instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. Period % to Net Assets MONEY MARKET INSTRUMENTS 8.76 Commercial Paper** ICRA A1+ Aditya Birla Finance Ltd 8.76 BONDS & NCDs 86.11 Listed / awaiting listing on the stock exchanges CARE AA Tata Motors Ltd 6.39 CARE AA+ Shriram Transport Finance Ltd 6.35 CARE AAA LIC Housing Finance Ltd 6.41 CRISIL AA+ Mahindra & Mahindra Financial Services Ltd 0.64 CRISIL AAA Rural Electrification Corporation Ltd 6.47 Exim Bank Ltd 6.41 NABARD 6.41 Power Finance Corporation Ltd. 6.40 Power Finance Corporation Ltd. 6.39 HDFC Ltd. 6.37 Power Grid Corporation of India Ltd 6.34 Rural Electrification Corporation Ltd 6.33 LIC Housing Finance Ltd 2.54 ICRA AA- Tata Motors Finance Ltd. 6.35 ICRA AAA Infrastructure Development Finance Company Ltd 6.31 OTHERS 5.13 Cash & Cash Equivalents CBLO / Reverse Repo Investments 1.52 Net Receivable/Payable 3.61 GRAND TOTAL 100.00 DIVIDEND HISTORY FUND PERFORMANCE AS ON DECEMBER 31, 2012 STIF (Existing Plan) EDELWEISS SHORT TERM INCOME FUND ( STIF) STIF Institutional ASSET ALLOCATION Bonds and NCDs Cash & Cash Equivalent 86.11% RATING PROFILE Record Date Plan/ Option Name NAV on Amount of Amount of Record Date Dividend - Retail Dividend - Corporate (`) (`) (`) 23/02/2011 Dividend (Monthly) 10.0317 0.029282 per unit 0.027291 per unit 23/03/2011 Dividend (Monthly) 10.0428 0.039084 per unit 0.036427 per unit 25/04/2011 Dividend (Monthly) 10.0436 0.039896 per unit 0.037235 per unit Sector / Rating Percent CRISIL AAA 53.66 ICRA A1+ 8.76 CARE AAA 6.41 CARE AA 6.39 CARE AA+ 6.35 ICRA AA- 6.35 ICRA AAA 6.31 CRISIL AA+ 0.64 Cash & Equivalent 5.13 Total 100.00 Money Market Instruments Scheme Benchmark (Crisil Short-Term Bond Index) Type of the Scheme An Open-ended Income Scheme Date of Allotment Retail: September 26, 2008 Institutional: March 3, 2009 Manager Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 140 days from the date of allotment - 0.50% If the Units are redeemed / switched out after 140 days from the date of allotment - Nil W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Options: Growth and Dividend option Default Option/Facility Dividend option, Reinvestment Facility Benchmark: CRISIL Short Term Bond Index Modified Duration: 1.8601 Years Average Maturity: 2.3074 Years Total Expense Ratio : Existing Plan: 0.75% Institutional Plan*: 0.72% Direct Plan: 0.84% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option 13.4932 Dividend Option 11.5091 Institutional Plan Growth Option 13.0173 Dividend Option 10.3509 Direct Plan Growth Option 13.4949 Dividend Option^ - Alternate Benchmark (Crisil 1 Year T bill) 30-Dec-2011 to 31-Dec-2012^ 7.44% 10,744 7.44% 10,744 9.15% 10,915 8.11% 10,811 30-Dec-2010 to 31-Dec-2011^ 7.84% 10,784 7.89% 10,789 7.84% 10,784 6.42% 10,642 30-Dec-2009 to 31-Dec-2010^ 4.97% 10,497 5.13% 10,513 4.70% 10,470 2.81% 10,281 Since Inception (Inst) - - 6.82% 12,877 6.85% 12,892 5.05% 12,079 Since Inception (Reg) 7.00% 13,348 - - 7.84% 13,800 5.91% 12,774 Based on standard investment of `10,000 made at the beginning of the relevant period. distribution tax, as applicable. ^Absolute Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. Past performance may or may not be sustained in future and should not be used as a In case start /end date of the relevant period is a non-business Day, the NAV of the basis for comparison with other investments. previous Business Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Mr. Dhilip Krishna is also a Manager of all Liquid/Debt Schemes and a Co - shown above are for Growth Option only. Manager of all Equity Schemes. For the performance of the same, please refer to the Performance of the Dividend Option for the investor would be net of the dividend relevant Scheme. 5.13% 8.76% Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Note: Erstwhile Retail Plan - Dividend Option has been renamed as Dividend Option vide addendum dated October 19, 2012 Plan*: The Scheme also offers Direct Plan ^ There were no investors under this option *Kindly refer addendum dated September 29, 2012 for discontinued Plans viz Institutional Plan and addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options 15

GILT FACTSHEET Debt February 2013 INVESTMENT OBJECTIVE The investment objective of the scheme is to generate income and capital appreciation by investing predominantly in securities issued by the Government of India or State Governments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument % to Net Assets CENTRAL GOVERNMENT SECURITIES 89.05 Sovereign Rated Securities 8.15% CGL 2022 89.05 OTHERS 10.95 Cash & Cash Equivalents CBLO / Reverse Repo Investments 5.56 Net Receivable/Payable 5.39 GRAND TOTAL 100.00 ASSET ALLOCATION Sovereign Rated Securities RATING PROFILE Sector / Rating Percent Sovereign Rated Securities 89.05 Cash & Cash Equivalent 10.95 Total 100.00 Cash & Cash Equivalent Type of the Scheme An Open-ended Gilt Scheme Date of Allotment: July 6, 2009 Manager Mr. Dhilip Krishna Experience: 3 years Managing the Scheme since: January 23, 2012 Entry Load: NIL Exit Load: NIL W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options Growth and Dividend option Default Option/Facility Growth Option, Dividend Reinvestment Facility 10.95% 89.05% Benchmark: I-Sec Composite Gilt Index Modified Duration: 5.6593 Years Average Maturity: 8.2710 Years Total Expense Ratio : Existing Plan: 1.29% Direct Plan: 1.37% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option 12.0905 Dividend Option 12.0905 Direct Plan Growth Option 12.0907 Dividend Option^ - ^ There were no investors under this option FUND PERFORMANCE AS ON DECEMBER 31, 2012 Period Gilt EDELWEISS GILT FUND Scheme Benchmark (I-Sec Composite Gilt Index) 30-Dec-2011 to 31-Dec-2012^ 9.28% 10,928 11.09% 11,109 10.67% 11,067 30-Dec-2010 to 31-Dec-2011^ 3.10% 10,310 6.55% 10,655 1.91% 10,191 30-Dec-2009 to 31-Dec-2010^ 7.28% 10,728 6.04% 10,604 3.11% 10,311 Since Inception 5.09% 11,890 6.81% 12,587 4.95% 11,836 Based on standard investment of `10,000 made at the beginning of the relevant period. distribution tax, as applicable. ^Absolute Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. Past performance may or may not be sustained in future and should not be used as a In case start /end date of the relevant period is a non-business Day, the NAV of the basis for comparison with other investments. previous Business Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Mr. Dhilip Krishna is also a Manager of all Liquid/Debt Schemes and a Co - shown above are for Growth Option only. Manager of all Equity Schemes. For the performance of the same, please refer to the Performance of the Dividend Option for the investor would be net of the dividend relevant Scheme. Alternate Benchmark (Crisil 10 year dated GOI Security) 16

MONTHLY INCOME Plan* *Monthly income is not assured and is subject to availability of distributable surplus. FACTSHEET Debt February 2013 INVESTMENT OBJECTIVE The investment objective of the scheme is to generate returns that are consistent with the moderate levels of risk and liquidity through active management of a diversified portfolio constituted of debt and money market instruments, securitized debt, government securities, and equity & equity related instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TEN EQUITY HOLDINGS Name of Instrument Industry % to Net Assets ITC Ltd. Consumer Non Durables 2.20 Infosys Ltd. Software 1.97 Reliance Industries Ltd. Petroleum Products 1.90 ICICI Bank Ltd. Banks 1.68 Housing Development Finance Corporation Ltd. Finance 1.58 HDFC Bank Ltd. Banks 1.57 Tata Consultancy Services Ltd. Software 1.09 Larsen & Toubro Ltd. Construction Project 1.04 Oil & Natural Gas Corporation Ltd. Oil 0.77 Tata Motors Ltd. Auto 0.71 OTHERS Name of Instrument DIVIDEND HISTORY Record Date Plan/ Option NAV on Amount of Amount of Name Record Date Dividend - Retail Dividend - Corporate (`) (`) (`) 31/12/2012 Monthly Dividend 10.6173 31/01/2013 Monthly Dividend 10.7992 28/02/2013 Monthly Dividend 10.6863 ASSET ALLOCATION 0.067103 per unit 0.057514 per unit 0.069017 per unit 0.059154 per unit 0.063398 per unit 0.054339 per unit Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. RATING PROFILE Sector / Rating Equity &Equity Related % to Net Assets Cash & Cash Equivalents 80.93 CBLO / Reverse Repo Investments 142.14 Net Receivable/Payable -61.21 Percent 19.07 Cash & Cash Equivalent 80.93 Total 100.00 FUND PERFORMANCE AS ON DECEMBER 31, 2012 Equity &Equity Related Cash & Cash Equivalent 19.07% 80.93% Type of the Scheme An Open-ended Income Scheme Date of Allotment: February 24, 2010 Managers/Co- Manager Manager: Mr. Dhilip Krishna Experience: 3 years Managing the Debt portion of the Scheme since: January 23, 2012 Co- Manager: Mr. Paul Parampreet Experience: 6 years Managing the Equity portion of the Scheme since: December 20, 2010 Entry Load: NIL Exit Load If the Units are redeemed / switched out on or before 180 days from the date of allotment - 2.00% If the Units are redeemed / switched out after 180 days and upto 365 days from the date of allotment 1.00% If the Units are redeemed / switched out after 365 days from the date of allotment Nil * W.e.f October 1, 2012 the entire exit load shall be credited to the scheme net of service tax, if any Plan*: The Scheme also offers Direct Plan Options Growth and Monthly Dividend Option Default Option/Facility Growth Option, Dividend Reinvestment Facility Benchmark: CRISIL MIP Blended Index Modified Duration: 0.0022 Years Average Maturity: 0.0022 Years Total Expense Ratio : 2.28% Current Financial year to date ratio to average AUM. AMC reserves the right to change the expense ratio within the limits prescribed in the respective Scheme Information Document. NAV as on February 28, 2013 Growth Option 12.3145 Dividend Option 10.6863 Direct Plan - Growth / Dividend Option^ - ^ There were no investors under this option Period EDELWEISS MONTHLY INCOME PLAN ( MIP) MIP (Growth) Scheme Benchmark (Crisil MIP Blended Index) 30-Dec-2011 to 31-Dec-2012^ 13.98% 11,398 12.12% 11,212 8.11% 10,811 30-Dec-2010 to 31-Dec-2011^ 2.85% 10,285 1.72% 10,172 6.42% 10,642 Since Inception 7.19% 12,189 7.44% 12,271 5.97% 11,798 Alternate Benchmark (Crisil 1 Year T bill) Based on standard investment of `10,000 made at the beginning of the relevant distribution tax, as applicable. period. ^Absolute Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. Past performance may or may not be sustained in future and should not be used as In case start /end date of the relevant period is a non-business Day, the NAV of the a basis for comparison with other investments. previous Business Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Note: (i) Mr. Paul Parampreet is also a Manager of all Equity Schemes. For the shown above are for Growth Option only. performance of the same, please refer to the relevant Scheme. (ii) Mr. Dhilip Krishna is Performance of the Dividend Option for the investor would be net of the dividend also a Manager of all Liquid/Debt Schemes and a Co - Manager of all Equity Schemes. For the performance of the same, please refer to the relevant Scheme. 17

Equity Schemes February 28, 2013 Absolute Return Diversified Growth Equity Top 100 (E.D.G.E. Top 100) ELSS Select Midcap Equity Enhancer Minimum Investment `1000/- per application & in multiples of `1/- thereafter `1000/- per application & in multiples of `1/- thereafter `500/- per application & in multiples of `500/- thereafter `5000/- per application & in multiples of `1/- thereafter `1000/- per application & in multiples of `1/- thereafter Minimum Redemption Amount Minimum Additional Investment Amount `1/- or any number of units. For demat transactions, minimum redemption would be mandatorily 50 units. For ELSS, redemption of unit can be made only after 3 years of lock-in period from the date of allotment of the Units proposed to be redeemed. `1,000/- and in multiples of `1/- thereafter. `500/- per application & in multiples of `500/-thereafter `1,000/- and in multiples of `1/- thereafter. `1,000/- and in multiples of `1/- thereafter. Debt schemes February 28, 2013 Minimum Investment Minimum Redemption Amount Minimum Additional Investment Amount Liquid `10,000/- & in multiples of `1/- thereafter. Ultra Short Term Bond `5,000/- and in multiples of `1/- thereafter. Minimum of 1 unit or `1,000/- and in multiples of `1/- thereafter. For demat transactions, minimum redemption would be mandatorily 1 unit. In case of the investors / unit holders having available balance less than `1,000/- or less than 1 unit in their respective folio on the day of submission of valid redemption request, the minimum redemption amount would be the available balance. Gilt `5,000/- and in multiples of `1/- thereafter. Minimum of 50 units & in multiples of 1 unit thereafter or `500 & in multiples of `1/- thereafter. `1,000/- and in multiples of `1/- thereafter. Monthly Income Plan `5,000/- and in multiples of `1/- thereafter. `500 & in multiples of `1/- thereafter. Short Term Income `10,000/- and in multiples of `1/- thereafter. Minimum of 50 units & in multiples of 1 unit thereafter or `500 & in multiples of `1/- thereafter. For demat transactions, minimum redemption would be mandatorily 50 units. In case of the investors/ units holders having available balance less than ` 500/- or less than 50 units in their respective folio on the day of submission of valid redemption request, the minimum redemption limit would be the available balance. Direct Plan: Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012, a separate plan for direct investments (i.e. investments not routed through Distributor) has been introduced under the Schemes with effect from January 1, 2013. The said Direct Plan is only for investors who purchase /subscribe Units in a Scheme directly with the and is not available for investors who route their investments through a Distributor. All Plans / Options / Facilities offered under the Schemes (other than discontinued plans/options) will also be available for subscription under the Direct Plan. For further details, Investors are requested to refer to addendum dated December 31, 2012. 18 For risk factors, please refer last page

Risk Return Profile at a Glance Equity R E T U R N Select Midcap E.D.G.E Top 100 Absolute Return Equity Enhancer ELSS RISK Debt R E T U R N Liquid Ultra Short Term Bond Short Term Income Gilt Monthly Income Plan RISK Past performance may or may not be sustained in future. 19

Investor Service Centers & Risk Factors Karvy Investor Service Centers Agra: Deepak Wasan Plaza, Behind Holiday Inn, Opp Megdoot Furnitures, Sanjay Place, Agra -282002 (U.P) Ahmedabad: 201,Shail Building, Opp : Madhusudhan House, Nr. Navrangpura Telephone Exchange, Navrangpura, Ahmedabad - 380 006. Tel: 079-26400527 / 079-32997508 Ajmer: 1-2, II Floor, Ajmer Tower, Kutchary Road, Ajmer - 305 001. Tel: 0145-5120725 Aligarh: 1St Floor, Kumar Plaza, Aligarh - 202001. Uttar Pradesh Allahabad: RSA Towers, 2nd Floor, Above Sony TV Showroom, 57, S P Marg, Civil Lines, Allahabad - 211001 Ambala: 6349, Nicholson Road, Adjacent Kos Hospital, Ambala Cantt, Ambala - 133001 Amritsar: 72-A, Taylor'S Road, Aga Heritage Gandhi Ground, Amritsar - 143 001 Anand: F-6, Chitrangana Complex, Opp: Motikaka Chawl, V V Nagar, Anand - 388 001. Tel: 02692-248980 / 02692-248873 Ankleshwar: L/2, Keval Shopping Center, Old National Highway,Ankleshwar, Gujarat - 393 002 Tel: 02646-227349 / 02646 227348 Asansol: 114 / 71, G.T. Road Near Sony Centre, Bhanga Pachil, Asansol - 713303 Tel:0341-2221248, 0341-2314624 Aurangabad: Ramkunj, Railway Station Road, Near Osmanpura Circle,Aurangabad-431005 Tel: 09665066552/09604396113. Balasore: M S Das Street, Gopalgaon, Balasore - 756001. Tel: 06782-265492 / 06782-329233 / 06782-265496 Bangalore: No : 51/25, 1st Floor, Surya Building, Ratna Avenue, Richmond Road, Bangalore - 560 025. Tel: 080-25320085 / 080-41233439 Bareilly: 1st Floor, 165, Civil Lines, Opp. Hotel Bareilly Palace, Near Rly Station Road, Bareilly - 243 001 Baroda: SB-4&5, Mangaldeep Complex, Opposite Mesonic Hall, Productivity Road, Alkapuri, Vadodara - 390007 Begusarai: Hotel Diamond Surbhi Complex, Near I.O.C Township Gate, Kapasiya Chowk, Begusarai - 851117. Tel: 06243-243551 Belgaum: CTS No 3939/ A2 A1, Above Raymonds Show Room, Beside Harsha ppliances, Club Road, Belgaum - 590001. Tel: 0831-2402722 Berhampur (OR): Ramlingam Tank Road, Berhampur - 760002. Tel: 0680-2202833 / 0680-2202810 Bhagalpur: 2nd Floor, Chandralok Complex, Ghantaghar, Radha Rani Sinha Road, Bhagalpur - 812001 Bharuch: 147-148, Aditya Complex, Near Kasak Circle, Bharuch - 392 002 Bhavnagar: G-11, Gitanjali Complex, Beside Bhavnagar Municipal Corporation & Collector Office, Opposite Galaxy Cinema, Kalanala, Bhavnagar-364001. Tel: 0278-2567005 / 6 Bhilai: Shop No-1,First Floor, Plot NO-1, Old Sada Office Block, Commercial Complex, Near HDFC ATM,Nehru Nagar- East, Post - BHILAI, Pin - 490020 Bhopal: Kay Kay Busniss Centre, 133 Zone I M P Nagar, Bhopal - 462021. Tel: 0755-4092708 Bhubaneswar: Plot No- 104/105(P), Jaydev Vihar, Besides Hotel Pal Heights, Bhubaneswar-751013. Tel: 0674-2547531 / 0674-2547532 Bokaro: B-1, 1St Floor, Near Sona Chandi Jewellers, City Centre, Sector - 4, Bokaro Steel City - 827 004 Burdwan: 63 G T Road, Birhata, Halder Complex, 1st Floor, Burdwan - 713101. Tel: 0342-2550840 / 2550801 Calicut: Sowbhagya hoping Complex, Areyadathupalam, Mavoor Road, Calicut - 673 004. Tel: 0495-2742105 / 0495-2742107 Chandigarh: co-371-372, First Floor, Above HDFC Bank, Sector 35B, Chandigarh - 160 022. Tel: 0172-4342619 / 0172-4342620 / 0172-4342621 / 0172-4342600 Chennai: Flat No F11,First Floor, Akshya Plaza,(Erstwhile Harris Road), Opp Chief City Metropolitan Court, 108, Adhithanar Salai,Egmore,Tel: 044-42028512 Cochin: Building Nos.39, Ali Arcade, 1st Floor, Near Atlantis Junction, Kizhvana Road, Panampili Nagar, Cochin-682 036. Tel: 0484-4027672 Coimbatore:1057/1058, Jaya Enclave,Avanashi Road,Coimbatore- 641018 Phone : 0422-4384770 Cuttack: Dargha Bazar, Opp. Dargha Bazar Police Station, Buxibazar, Cuttack - 753001 Dehradun: Kaulagarh Road, Near Sirmaur Marg, Above Reliance Webworld, Dehradun - 248 001 Dhanbad: 208, New Market, 2Nd Floor, Katras Road, Bank More, Dhanbad - 826001. Tel: 0326-2301045 Dharwad: G7 & 8, Sri Banashankari Avenue, Ramnagar, Opp Nttfpb Road, Dharward - 580 001. Tel: 0836-2744207 Durgapur: MWAV-16 Bengal Ambuja, 2ndFloor, City Centre, Durgapur- 713216 Erode: No. 4,KMY Salai, Veerappan Traders Complex, Opp : Erode Bus Stand, Sathy Road, Erode - 638 003. Tel: 0424-2225615 / 2225616 / 0424-2225617 Faridabad: A-2B, 1st Floor, Nehru Ground, Neelam Bata Road, Nit, Faridabad - 121 001 Gandhidham: Office No. 203, Second Floor, Bhagwati Chamber,Plot No. 8, Sector - 1/A, Kutch Kala Road, Gandhidham - 370 201 Tel : 02386-228630 Gaya: 1St Floor Lal Bhawan, Tower Chowk, Near Kiran Cinema, Gaya-823001. Tel: 0631-2220065 Ghaziabad: 1st Floor, C-7, Lohia Nagar, Ghaziabad - 201001 Gorakhpur: Above V.I.P. House, Ajdacent A.D. Girls Inter College, Bank Road, Gorakpur - 273 001 Guntur: D No 6-10-27, 10/1, Sri Nilayam,Arundelpet, Guntur -522002 - Tel: 0863-2339094,2326687 Gurgaon: Shop No. 18, Ground Floor, Sector - 14, Opp. AKD Tower, Near Huda Office, Gurgaon - 122001 Guwahati: 54 Sagarika Bhawan, R G Baruah Road,(AIDC Bus Stop), Guwahati 781024 Gwalior: Shindi Ki Chawani, Nadi Gate Pul, MLB Road, Gwalior - 474 001 Haldwani: Above Kapilaz Sweet House, Opp LIC Building, Pilikothi, Haldwani - 263139. Uttarakhand Hissar: Sco 71, 1st Floor, Red Square Market, Hissar - 125001 Hubli: 22 & 23, 2nd Floor, Eurecka Junction, T B Road, Hubli - 580029 Hyderabad: 8-2-596 Karvy Plaza, Avenue 4, Street No.1,Banjara Hills, Hyderabad - 500 034 Indore: 218, City Center, Opp. High Court, M.G. Road, Indore- 452010 Jaipur: S-16 A, 3rd Floor, Land Mark, Opposite Jaipur Club, Mahavir Marg, C- Scheme, Jaipur - 302 001. Tel: 0141-2375039 / 0141-2363321 Jalandhar: Lower Ground Floor, Office No : 3, Arora Prime Tower, Plot No: 28, G T Road, Jalandhar - 144 004. Tel: 0181-4634401 / 0181-4634415 / 0181-4634412 Jalgaon: 113, Baliram Peth, B/H Mahalaxmi Dairy,Jalgaon-425 001Tel: 9421521406 Jalpaiguri: D.B.C. Raod, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalapiguri, Jalpaiguri - 735101 Jammu: 5 A/D Second Extension, Opposite Panama Chowk Petrol Pump, Gandhi Nagar, Jammu 180012 9205044668, 9906296948 Jamnagar: 108 Madhav Plaza, Opp SBI Bank, Near Lal Bangalow, Jamnagar - 361001. Tel: 9725444799 Jamshedpur: Kanchan Tower, 3Rd Floor, Chhaganlal Dayalji @ Sons, 3-S B Shop Area, (Near Traffic Signal), Main Road, Bistupur, Jamshedpur - 831 001. Tel: 0657-2487045 / 2487020 Jhansi: 371/01, Narayan Plaza, Gwalior Road, Near Jeevan Shah Chauraha, Jhansi - 284 001 Jodhpur: 203, Modi Arcade, Chupasni Road, Jodhpur - 342 001 Kanpur: 15/46,Ground Floor, Opp: Muir Mills, Civil Lines, Kanpur - 208001 Karaikudi: Gopi Arcade, 100 Feet Road, Karaikudi - 630 001. Tel: 04565-237192 / 04565-237192 Karur: No.6, Old No.1304, Thiru-Vi-Ka Road, Near G.R.Kalyan Mahal, Karur - 639 001. Tel: 04324-248871 / 04324-326048 / 04324-241892 / 04324-241893 / 04324-241894 Kharagpur: Malancha Road, Beside Uti Bank, Kharagpur - 721304. Tel: 03222-242507 Kolhapur: 605/1/4 E Ward, Near Sultane Chambers, Shahupuri 2nd Lane, Kolhapur 416001 Kolkata: 166A, Rash behari Avenue, Kolkata-700029. Contact Nos : 033-64444177, 033-64444176. Kota: H.No. 29, First Floor, Near Lala Lajpat Rai Circle, Shopping Centre, Kota - 324007. Tel: 0744-2365144 / 0744-2365146 Kottayam: 1st Floor, Csi Ascension Church Complex, Kottayam - 686 001Karvy Computershare Private Limited,. Tel: 0481-2302420 / 0481-2302421 Lucknow: Usha Sadan, 24, Prem Nagar, Ashok Marg, Lucknow - 226001. Tel: 0522-2236819 / 0522-2236820 / 28 Ludhiana: SCO - 136, First Floor, Above Airtel Show Room,Feroze Gandhi Market, Ludhiana - 141001. Tel: 0161-4680021 Madurai: Rakesh Towers, 30-C, Bye Pass Road, Ist Floor, Opp Nagappa Motors, Madurai - 625010. Tel: 0452-2600852 / 865 / 0452-2600854 / 0452-600851 / 0452-2600855 Malda: Sahistuli Under Ward, No-6, English Bazar Municipality, No-1 Govt Colony, Malda - 732101. Tel: 03512-221342 / 03512-223153 Mangalore: Ground Floor, Mahendra Arcade, Kodial Bail, Mangalore - 575 003 Margoa: 2Nd Floor, Dalal Commercial Complex, Opp: Hari Mandir, Pajifond, Margao, Goa -403601. Tel: 0832-2731822 / 0832-2731824 Mathura: AMBEY Crown, IInd Floor, In Front Of BSA College, Gaushala Road, Mathura - 281001 Tel: 9369918618 Meerut: 1St Floor, Medi Centre Complex, Opp. Icici Bank, Hapur Road, Meerut - 250 002 Mehsana: Ul -47, Appolo Enclave, Opp Simandhar Temple, Modhera Char Rasta; Highway, Mehsana-384002. Tel: 2762 242950 Moradabad: Om Arcade, Parker Road, Above Syndicate Bank, Tari Khana Chowk, Moradabad - 244 001 Mumbai: 01/04, 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bombay Stock Exchange, Fort, Mumbai 400001 Tel: 022-66235353 Muzaffarpur: 1St Floor, Uma Market, Near Thana Gumti, Motijheel, Muzaffarpur, Bihar - 842001 Mysore: L - 350, Silver Tower, Clock Tower, Ashoka Road, Mysore - 570 001. Tel: 0821-2441524 / 0821-2441520 Nadiad: 105 Gf City Point, Near Paras Cinema, Nadiad - 387001. Tel: 0268-2563245 Nagpur: Plot No.2/1, House No. 102/1, Mangaldeep Apartment, Mata Mandir Road, Opp. Khandelwal Jewellers, Dharampeth, Nagpur - 440 010. Tel: 0712-6618583 Nasik: S-12, Second Floor, Suyojit Sankul, Sharanpur Road, Nasik - 422 002 Navsari: 1St Floor, Chinmay Arcade, Opp. Sattapir, Tower Road, Navsari - 396 445. Tel: 02637-280362 / 02637-280363 / 02637-280364 New Delhi: 305, 3rd Floor, New Delhi House, Bara Khamba Road, Connaught Place, New Delhi-110 001 Panipat: 1St Floor, Krishna Tower, Near Hdfc Bank, Opp. Railway Road, G T Road, Panipat - 132103 Panjim: City Business Centre,Coelho Pereira Building, Room Nos. 18,19 & 20, Dada Vaidya Road, Panjim - 403001. Tel: 0832-2426871/73 Patiala: Sco 27 D, Chhoti Baradari, Patiala - 147 001. Tel: 0175-5051728 / 0175-5051726 / 0175-5051727 Patna: 3A, 3rd Floor, Anand Tower, Beside Chankya Cinema Hall; Exhibition Road, Patna - 800001. Tel: 0612-2321354 / 0612-2321356 Pondicherry: First Floor, No.7, Thiayagaraja Street, Pondicherry - 605 001. Tel: 0413 2220640 / 0413 4210640 Pune: Shop No. 16, 17 & 18, Ground Floor, Sreenath Plaza, Dyaneshwar Paduka Chowk, F C Road, Pune - 411004. Tel: 020 25539957 Raipur: Room No. TF 31, 3 RD Floor, Millennium Plaza, Behind Indian Coffee House, G E Road, Raipur - 492 001 Rajahmundry: Dr.No. 6-1-4, First Floor, Rangachary Street,Tnagar, Rajahmundry -533101. Tel: 0883-2434468 / 69 / 70 Rajkot: 102-103, Siddhi Vinayak Complex, Dr. Yagnik Road,Opp. Ramkrishna Ashram, Rajkot - 360 001 Gujarat Telephone : +91 09601288416 Ranchi: Commerce Towers, 3rd Floor, Room No. 307, Beside Mahabir Towers, Main Road, Ranchi - 834 001. Tel: 0651-2330394 / 0651-2330386 Rohtak: 1St Floor, Ashoka Plaza, Delhi Road, Rohtak - 124001 Rourkela: 1St Floor, Sandhu Complex, Kanchery Road, Udit Nagar, Rourkela - 769 012. Tel: 0661-25107772 Saharanpur: 18 Mission Market, Court Road, Saharanpur - 247001. Uttar Pradesh Salem: No: 40, Brindavan Road, Near Perumal Koil, Fairlands, Salem- 636016. Tel: 0427-2210835 / 2210983 / 0427-2210836 / 0427 2221051 / 55 Sambalpur: Quality Massion, 1st Floor, Above Bata Shop / Preeti Auto Combine, Nayapara, Sambalpur-768 001. Tel: 0663-2522106 / 663-2230195 / 0663-3291038 Shillong: Mani Bhawan, Thana Road, Lower Police Bazar, Shillong - 793 001 Shimla: Triveni Building, By Pas Chowk, Khallini, Shimla - 171 002 Shimoga: Uday Ravi Complex, LLR Road, Durgi Gudi, Shimoga - 577201. Tel: 08182-227485 Silchar: 1St Floor, Chowchakra Complex, N N Dutta Road, Premtala, Silchar - 788001. Tel: 03842-260334 Siliguri: Nanak Complex, Near Church Road, Sevoke Road, Siliguri - 734001. Tel: 0353-2526399 Surat: G-6 Empire State Building, Near Parag House,Udhna Darwaja, Ring Road, Surat-395002. Tel: 0261-3042170 Tirunelveli: Jeney Building, 55/18, S N Road, Near Arvind Eye Hospital, Tirunelveli - 627 001. Tel: 0462-2335135 / 38 / 0462-2335194 Tirupur: First Floor, 224 A, S, Selvakumar Departmental Stores, Ist Floor, Kamaraj Road, Opp To Cotton Market Complex,. Tel: 0421-2214221 Trichur: 2'Nd Floor, Brother'S Complex, Near Dhana Laxmi Bank Head Office, Naikkanal Junction, Trichur - 680 001. Tel: 0487-3246239 / 0487-2322483 Trichy: Sri krishna Arcade, 1St Floor; 60 Thennur High Road, Trichy - 620 017. Tel: 0431-2793799 Trivandrum: 2Nd Floor, Akshaya Towers, Above Jetairways, Sasthamangalam, Trivandrum - 695 010. Tel: 0471-2725990 / 0471-2725989 / 0471-2725991 Udaipur: 201-202, Madhav Chambers, Opp. G.P.O, Chetak Circle, Madhuban, Udaipur-313001. Tel: 294-5101601 / 0294-5101602 / 0294-5101603 Valsad: Shop No 2, Phiroza Corner, Opp Next Showroom, Tithal Road, Valsad - 396001. Tel: 02632-326902 Vapi: Shop No-12, Shital Appartment, Opposite K P Tower, Imran Nagar, Silvassa Road, Vapi -396195 Tel : 9228012909 Varanasi: D-64/132,KA 1st Floor, Anant Complex, Sigra, Varanasi - 221 010 Vijayawada: 39-10-7 Opp. Municipal Water Tank, Labbipet, Vijayawada - 520 010. Tel: 0866-2495200 / 0866-2495400 Visakhapatnam: 47-14-5/1 Eswar Paradise, Dwaraka Nagar; Main Road, Visakhapatnam - 530 016. Tel: 0891-2752916 / 0891-2752915 / 0891-2752918 Warangal: 5-6-95, 1st Floor, Opp. B.Ed Collage, Lashkar Bazar, Chandra Complex, Hanmakonda, Warangal - 506001. Tel: 9848572020 Karvy Computershare Private Limited UNIT : Mutual, 3rd Floor, Karvy Plaza, 8-2-596, Street No 1, Banjara Hills, Hyderabad - 500 034 Tel: 040-23312454/40308000 Mutual Investor Service Centers Delhi: 104,1st Floor, Mercantile House, 15 Kasturba Gandhi Marg, New Delhi 110001 Tel - 011-4357 1105 Kolkata: Savitri Tower, 2nd Floor, 3A Upper Wood Street, Kolkatta - 700017 Tel - 033-4421 8800 Mumbai: House, 6th Floor, Off. C.S.T Road, Kalina, Mumbai - 400098 Tel - 022-40979821 Ahmedabad: Madhusudan House, Basement, Near Navrangpura Telephone Exchange, Off CG Road, Navrangpura, Ahmedabad 380 009 Tel 079-65141246 Risk factors Mutual investments are subject to market risks, read all scheme related documents carefully. Disclaimer : The view of the fund managers should not be construed as advice. Investors must make their own investment decisions based on their specific investment objectives and financial positions and using such AMFI qualified advisors as may be necessary. Opinions expressed in various articles are not necessarily those of Asset Management Limited (EAML) or any of its Directors, Officers, Employees and personnel. Consequently, the Asset Management Limited (EAML) or any of its Directors, Officers, Employees and personnel do not accept any responsibility for the editorial content or its accuracy, completeness or reliability and hereby disclaim any liability with regard to the same. Mutual House, 6th Floor, Off. C.S.T Road, Kalina, Mumbai - 400098. www.edelweissmf.com