I. Central Eastern Europe Real Estate Market Outlook 2016

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February 2016 Newsletter In this month s issue: I. Central Eastern Europe Real Estate Market Outlook 2016 Our Most Significant Current Projects Market Development News I. Central Eastern Europe Real Estate Market Outlook 2016 Growth: Within the Global Market Outlook, CBRE notes that the world is faced, and will continue to be faced, with modern economic growth, low inflation, low interest rates and bouts of pessimism. The story does not represent Central, Eastern and Southeastern Europe, where economic recovery is happening at a speed above that of Western Europe countries. From champion Poland, where already GDP is 26% higher compared to the level of 2008, other countries like Romania, Baltic States, Slovak Republic are expected to have an excellent year, with GDP up more than 3% last year and this year (Figure 1). Croatia and Serbia are gaining speed, after a rougher recovery, with the 2014 floods having a substantial impact on the economics. On the other side of the Spectrum, Ukraine and Russia are going through a recession. The conflict in Eastern Ukraine has had a negative impact on the economy, thus recovery continues to be modest. In case of Russia, the fall in oil and commodities prices and local currency depreciation have pushed GDP into negative territory. Stabilisation is expected in 2016, but the evolution of oil is still a major threat to the macroeconomic adjustment. The dominat cyclical factor is consumer spending (Figure 2), which is currently benefiting from a host of positive factors, including low oil and commodity prices, low interest rates, falling unemployment and rising house prices. This rise in private consumption has triggered a wave of new developments, in the form of retail schemes and logistic warehouses for e-commerce.

Risks: The biggest international and regional factors that could impact the CEE economies to a larger or smaller extent are detailed below: - Financial market volatility whereas the risks of the previous economic downturn are still present and the stock exchange sometimes reacts in an unpredictable manner, the overall sentiment for the coming months is positive. - China the economic links between China and the CEE countries are small, thus potential effects could be felt mostly in Russia (as a commodity exporter). - Continuous lag in recovery from the Euro-area this has the highest potential to deter CEE economies, as the economic/ political/ social links between CEE and Euro-zone countries are intense. - Geopolitical tensions with volatility high, risks are also high for Ukraine, Baltic States and Russia. In addition to this global context, there are additional local and regional events that trigger questions and create an environment of instability. From BREXIT to Wolkswagen scandal, the political changes in Poland and those that are expected to happen in 2016 in Romania, the Czech Republic and Slovakia, events unroll rapidly and create uncertainity. 2

In the case of a new economic fallout, CEE countries are in a worst position compared to pre-2008 numbers, as the level of indebtedness rose from an average of 30% of GDP for all CEE countries in 2005, to over 53% in 2015 (Source: IMF). High rates of debt relative to GDP are recorded in: Ukraine, Croatia, Serbia and Hungary. Still, some positive differences need to be noted: the volume of FX denominated debt is lower than previously, with interest rate for debt at historically low levels. Also, the structure of GDP is much more diversified, thus countries do not rely on a single sector for success. (Source: www.cbre.com) 3

II. OUR MOST SIGNIFICANT CURRENT PROJECTS La Strada Concept Street Mall Popesti-Leordeni, Romania Our latest project, La Strada Concept Street Mall in Popesti Leordeni is taking its first steps towards the construction phase. La Strada Street Mall is a European standard commercial centre combining a modern architectural concept with functionality, as well as with the existing developments in the area to create a unitary design. Lauder Reut High School - Bucharest, Romania The Lauder-Reut Educational Complex is part of an educational project initiated in the 80 s by the Ronald S. Lauder Foundation in 15 European countries. The complex has been rapidly developing on the multicultural background, with a bilingual educational offer and is currently undergoing reconstruction and modernization works. Sisesti 125 Residential Project - Bucharest, Romania The structure works relating to the latest residential development undertaken by our team in one of Bucharest s top neighbourhoods, Sisesti, are underway. The Hertz Construction & Project Management team is focused on keeping the project on schedule & on budget. The Sisesti area is one of the newest residential areas in Bucharest, benefiting from a peaceful neighbourhood and proximity to restaurants, supermarkets and public transportation. 4

Tomis Blvd. Residential Project - Constanta, Romania The structure works of the latest residential development managed by the Hertz Construction & Development team in Constanta are finalized. The project is set to comprise two 11-floor buildings with an apartment mix suitable for all types of clients 2, 3 and 4-room apartments. The demand for residential units in Constanta has registered a significant increase in the past years and this new project is sure to compete with the most luxurious projects in the seashore city of Constanta. Primaverii 47-49 Residential Project - Bucharest, Romania The finishing works relating to the latest residential development in one of Bucharest s prime neighbourhoods are completed. The most luxurious addition to Hertz Construction & Project Management s project portfolio is going according to schedule and on budget thanks to our dedicated project team. We are very proud to take part in the development of this project, with its lavish design and amazing location. Dimri Residential project Bucharest, Romania Israeli investor Dimri is in progress of developing a new project in the South area of Bucharest, in Ghencea. The concept is simple, yet modern and focuses on offering clients the best value for their budget. The full project is set to comprise 12 buildings of 11 storeys each. The apartment mix mostly comprises 2-room apartments, in accordance with the market demand and trends. 5

Student accommodation buildings Bucharest, Romania The management and supervision services provided by Hertz C&PM for the renovation of two new student accommodation buildings in Bucharest, involving an investment of approx. 1 million EUR continue, since market demand has increased. The buildings have strategic locations, in the vicinity of universities and public transport hubs. The consolidation and renovation of these units will improve the offer of accommodation for students. (For more details, visit: www.hertzmanagement.com) 6

III. MARKET DEVELOPMENT NEWS Apartment asking prices exceed EUR 1,000/sqm threshold in February, says Imobiliare.ro Apartment asking prices increased by 4.5 percent on average this February m-o-m, thus surpassing the EUR 1,000/sqm threshold at national level for the first time in four years, according to data from online real estate platform Imobiliare.ro. By comparison, the increase stood at 2.1 percent in January. Apartment owners asked on average EUR 1,051/sqm for their properties at the end of February compared to EUR 971/sqm at the end of January and EUR 924/sqm in February 2015.. Asking prices increased throughout the country, Bucharest leading the way with an average monthly increase of 3.3 percent this February (EUR 1,089/sqm) and a y-o-y hike of 5.3 percent, according to the same source. The average increase rate stood at 1.5 percent for old apartments (mostly apartments located in blocks built before 1990) reaching an average of EUR 1,044/sqm and 4.9 percent for new properties (EUR 1,123/sqm).The office segment continued to hold the largest part of investments in the local market in 2015 (45 percent), while the industrial sector registered an increase leading up to 34 percent. The retail sub-market remained relatively constant during 2015, Colliers International says. (Source: www.business-review.eu) HERTZ Construction & Project Management 4C Pipera - Tunari Rd. Voluntari, Ilfov. Telephone: + 4 0 75 110 7010 Fax: + 4 021/311 8595 E-mail: Website: contact@hertzmanagement.com www.hertzmanagement.com 7