SERVICE CHARGES & FEES OTHER THAN PERSONAL BANKING SEGMENT W.E.F.10.09.2011



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Transcription:

BANK OF INDIA ANNEX---I SERVICE CHARGES & FEES OTHER THAN PERSONAL BANKING SEGMENT W.E.F.10.09.2011 Sl Item Proposed charges No 01 Issue of MICR Cheque SB Rs.3.00 per cheque leaf and 50 leaves free in a year 02 Issue of MICR Cheque CA Rs.3.00 per cheque leaf; 03 Issue of Pass Book/ Balance Certificate Issue of Pass Book - free Statement Once in a month free; Daily/ Weekly/ fortnightly: one statement free; Subsequent statements Rs.100/- for 40 entries or part thereof Issue of Balance Certificate Rs.100/- 04 Duplicate Pass Book/ Statement With latest Balance Rs.75/- For Non-Individuals With latest Balance Rs.60/- For Individuals 05 Stop Payment Instructions per Rs.150/- For Non-Individuals Max Rs.500 per occasion Rs.100/- For Individuals Max Rs.300 per occasion 06 Balance Enquiry Free 07 A/c. closure before 12 months Rs.200/- (A/c. transfer not included) 08 Cheques Return Charges Cheques drawn on us Local Cheques : Rs.150/- for financial reasons Rs.100/- for other reasons Outstation Cheques : 50% of prescribed collection charges; Min.Rs.150/- 09 Cheques/ Bills deposited returned unpaid Local & Outstation: 50% of prescribed collection charges; Min.Rs.200/- 10 Signature verification Non-Individuals : Rs.70/- Individuals (Non-Rural) : Rs.60/- Individuals (Rural) : Rs.40/- 11 No Dues Certificate Agriculture borrowers : FREE (as per RBI guidelines) Others : Rs.150/- per certificate REMITTANCE FACILITY 12 Issue of Demand Drafts UPTO Rs.10000/- Non-Individuals : Rs.50/- Individuals (Non-Rural) : Rs.40/- Individuals (Rural) : Rs.30/- Non-Individuals : Rs.200/- Individuals (Non-Rural) : Rs.175/- Individuals (Rural) : Rs.150/- ABOVE Rs.50000/- UPTO Rs.1 LAC Rs.4.00 per Rs.1000/-; Min.Rs.225/- ABOVE Rs.1 LAC Rs.3.50 per Rs.1000/-; Min.Rs.400/-; Max.Rs.30000/- 13 Issue of DD against Cash UPTO Rs.10000/- Non-Individuals : Rs.75/- Individuals (Non-Rural) : Rs.70/- Individuals (Rural) : Rs.45/- Non-Individuals : Rs.300/- Individuals (Non-Rural) : Rs.265/- Individuals (Rural) : Rs.225/- 14 Revalidation/Cancellation of Drafts Rs.100/- 15 Issuance of Duplicate Demand Draft Rs.100/-

16 Issuance of Payslip/ Banker s cheque UPTO Rs.10000/- Non-Individuals : Rs.50/- Individuals (Non-Rural) : Rs.40/- Individuals (Rural) : Rs.30/- Non-Individuals : Rs.150/- Individuals (Non-Rural) : Rs.140/- Individuals (Rural) : Rs.125/- ABOVE Rs.50000/- UPTO Rs.1 LAC Rs.4.00 per Rs.1000/-; Min.Rs.200/- ABOVE Rs.1 LAC 17 Issue of Payslip/ Banker s cheque against cash Rs.3.50 per Rs.1000/-; Min.Rs.350/-; Max.Rs.10000/- UPTO Rs.10000/- Non-Individuals : Rs.75/- Individuals (Non-Rural) : Rs.60/- Individuals (Rural) : Rs.40/- Rs.300/- 18 Revalidation/Cancellation of Banker s Chq. Rs.100/- 19 Issuance of Duplicate Banker s Cheque Non-Individuals : Rs.100/- Individuals (Non-Rural) : Rs.75/- 20 Issue of Telegraphic Transfers Upto Rs.10000/- : Rs.30/- Above Rs.10000/- : Rs.2.50 per Rs.1000/-; Min. Rs.50/-; Max. Rs.12500/- For Remittance in cash deposit, cash handling charges will be extra PLUS Transmission Charges : Rs.100/- 21 Cancellation of Telegraphic Transfers N.A. 22 Collection of Cheques (ALREADY REVISED w.e.f. 17.06.2011) a.rs.500/- to Rs.5000/- :Rs.25/- per instr. b.above Rs.5000/- & upto & incl. Rs.10000/- : Rs.50/- per instr. c.above Rs.10000/- & upto & incldg. Rs.1 Lac : Rs.100/- per instr. d.above Rs.1 Lac : Rs.150/- per instr. (REVISED W.E.F. 17.06.2011) 23 Collection of Bills Upto Rs.10,000/- : Rs.200/- Above Rs.10,000/- & upto Rs.1 Lakh @ Rs.15 per thousand Min. 200/- Above Rs.1 Lakh Rs.12 per thousand Min. 1500/- PLUS out of pocket expenses 24 DD Purchase Outstation Cheque a. Rs.500/- to Rs.5,000/- Rs.25/- per b. Above Rs.5,000/- upto & incl. Rs.10,000/- Rs.50 per c. Above Rs.10,000 upto & incl. Rs.1 Lakh Rs.100 per d. Above Rs.1 Lakh Rs.150 per In addition, interest as applicable for clean overdraft will be charged for the days bank is out of funds. (Revised on 17.06.2011) 25 Presentation of Usance Bills Rs.200/- 26 Postal Charges Ordinary post: Rs.15/-; Registered / Courier (inland): Rs.35/- 27 Inoperative Account If Min. Bal. NOT MAINTAINED : Rs.100/- 28 Charges for excess debit entries in SB Upto 10 Customer induced debit entries a month: Free Beyond 10 debit entries: Rs.10/- per entry 29 Setting up Standing Instructions (SI) Outside the Branch: Rs.50/- per instruction Plus remittance charges as applicable Other exemptions to continue 30 Issue of Deposit at Call Receipt (payable at branch of issue) Free

31 Cash Handling Charges for CA/CC Deposit (other than Personal Banking Segment, TDR, RD and Loan customers) 32 Safe Custody Charges : a)scripts (for each Scrip) b)sealed Cover (for each cover) c)bank s own deposit receipt 32a Safe Custody Charges Certificate of holding 32b Collection of interest/ Dividend SB accounts: Nil CC/CD/OD Accounts: Upto 1 bundle (10 packets): free Beyond 10 packets: Rs.10 per packet Min. 100 per occasion Max. 10,000/- per occasion Account opening charges: Rs.400/- Safe custody charges Rs.50 per scrip Min. 200 per annum Rs.200/- pa per cover Free Rs.200/- per sheet issued in duplicate For additional copies Rs.100/- per copy 2.75% Minimum Rs.50/- per warrant For warrants upto Rs.50/- charges are discretionary. 32c Charges for transfer of shares Rs.100/- per transfer deed 32d Charges for deletion of deceased person s Rs.200/- per company name, change in name, etc. in respect of corporate accounts 32e Purchase/ sale of shares / securities other than under Power of Attorney executed in favour of the Bank 32f Handling charges for purchase/ sale of shares/ securities under Power of Attorney executed in favour of Bank 32g Redemption of securities 33 Safe Deposit articles Smaller box: 10x10x10 cms Rs.800/- pa per box 20x20x20 cms Rs.1,600/- pa per box 30x30x30 cms Rs.2,400/- pa per box For bigger boxes @80ps per cu.cm Min. 5,400/- pa. Minimum 50% charges to be recovered if kept for a quarter or part thereof 34 Safe Deposit Lockers Annual Charges Separate schedule given 35 Solvency Certificate For individuals Upto Rs.1,00,000/- Rs.200/- Above Rs.1 Lakh to Rs.5 Lakh Rs.500/- Above Rs.5 Lakh: 1,000/- For non-individuals: Rs.250 per Lakh or part thereof Min.500/- Max. 5,000/-. 36 Photo Attestation Charges Rs.100/- per occasion 37 Record copy of the cheque Rs.40/- upto 3 months old entries Rs.100/- for older entries subject to availability of the s 38 Interest Certificate Once: Free; additional copies: Rs.100/- per copy 39 Enquiries relating to old records Rs.200/- per item, subject to availability (more than 12 months old) 40 Payment of Deposit Receipts to another bank Charges applicable for remittances (banker s cheque/ dd) plus postages 41 Minimum balance charges Penal Charges for CD accounts of non-individuals and individuals: Rs.300/- per quarter SB A/cs with cheque book facility: Penal charges: Rs.30 per month at all centres SB A/c without cheque book facility: Penal charges: Rs.15/- at all centres Pensioners: With cheque book facility: Penal charges: Rs.10/- at all centres Without cheque book facility:rs.5 pm at all centres 42 Inquiries regarding old entries Rs.200/- per item older than 6 months subject to availability of

(More than 12 months old) records NOTE :- 1. Concessions/ facilities offered under various deposit schemes to continue until further notice. 2. Authority to offer concession in service charges to be exercised as per Branch Circular No. 98/26 of 21.05.2004 3. Cash Deposit at other CBS branches will attract the same charges as given under Cash Handling Charges 4. New locker rentals would be applicable from the date of renewal. If the locker rent falls in arrears and is paid after the implementation of revised rates, the new/ revised rates will be applicable. 5. If any bills are sent by our upcountry branches for collection, charges to be shared by the branches in the ratio of 50:50. Postage will be actual.

BANK OF INDIA SERVICE CHARGES & FEES OTHER THAN PERSONAL BANKING SEGMENT Sl No Item REMITTANCES Existing & Proposed - Fixed By RBI RTGS - OUTWARD Below Rs.2 Lacs Above Rs.2 Lacs upto Rs.5 Lacs Above Rs.5 Lacs RTGS -INWARD NEFT Upto Rs.100000/- Above Rs.1 Lac upto Rs.2 Lac Above Rs. 2 lacs INWARD ECS INWARD : FOR ALL CENTRES Non-individuals : Credit Clearing (per entry/item) NCC Clearing House : Destination Bank : Sponsor Bank : Rs.5.50 (Min. Rs.2500/-) Debit Clearing (per entry/item) NCC Clearing House : Destination Bank : Sponsor Bank : Rs.4.00 (Min. Rs.2500/-) NA Rs.25/-+applicable time varying tariff subject to a maximum of Rs.30/- w.e.f. 03/11/2011 Rs.50/-+ applicable time varying tariff subject to a maximum of Rs.55/- w.e.f. 03/11/2011 Rs. 5/- (plus Service tax) per transaction Rs.15/- (plus Service tax) per transaction Rs.25/- (plus Service tax) per transaction No charge Rs.5.50/-; Min. Rs.2500/- Rs.4.00 (Min. Rs.2500/-)