Scan QR Code with your mobile and learn more. If you don t have the QR reader, simply download one of the many free applications available for your handset!!! Mutual Fund Factsheet - Absolute Return Fund^ An Equity - oriented Scheme Mr. Absolute^^ seeks to protect your investment from the vola lity of equity markets by deploying various strategies to combat market vola lity so that investors feel secure about their investments. Mr. Absolute strategies: Dynamically Hedged Equity Investments Managing Equity exposure based on market opportunity and effec ve risk mi ga on and monitoring processes Special Situa ons Inves ng in various corporate events like Open offers, De-lis ng Low Risk Strategies Cash Futures Arbitrage & Fixed Income Who in par cular can look forward to protec on from Mr. Absolute Investors who are re-entering the markets Investors who are looking to diversify their por olio Investors who prefer low-risk opportuni es Investors with low tolerance for losses ^The Scheme is an equity - oriented scheme. Investors in the Scheme are not being offered any guaranteed / assured returns. ^^Mr. Absolute seeks to personify the characteris cs of Absolute Return Fund: generate absolute returns with low vola lity over a longer tenure of me. To create wealth over long term and prevent capital erosion in medium term Investment predominantly in equity and equity related securities including through arbitrage opportunities with balance exposure to debt and money market securities High risk (BROWN) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Is Debt Taxation Worrying You? Arbitrage Fund An Open Ended Equity Scheme This product is suitable for investors who are seeking*: To generate income by predominantly investing in arbitrage opportunities Investments predominantly in arbitrage opportunities in the cash and derivative segments of the equity markets and the arbitrage opportunities available within the derivative segment and by investing the balance in debt and money market instruments Low risk (BLUE) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk Invest in Arbitrage Fund VOLATILITY MANAGEMENT Simultaneous trades in the same security across exchange/ platform eliminates major risks of significant price movement ALTERNATIVE TO LIQUID INVESTMENTS Offer similar risk-adjusted return BETTER POST-TAX RETURNS Being classified as an Equity Scheme, it enjoys tax advantage over Debt/ Money Market Scheme Investment Objective The investment objective of the Scheme is to generate income by predominantly investing in arbitrage opportunities in the cash and the derivative segments of the equity markets and the arbitrage opportunities available within the derivative segment and by investing the balance in debt and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realized. Benchmark Plans/Options/Facilities CRISIL Liquid Fund Index The Scheme offers two Plans: Regular Plan and Direct Plan Each Plan offers: Growth Option, Dividend Option and Bonus Option Dividend Option offers: Reinvestment, Payout and Sweep facility Exit Load Structure If the Units are redeemed / switched out on or before 3 months from the date of allotment - 0.50% If the Units are redeemed / switched out after 3 months from the date of allotment - Nil Minimum Application amount `5000/- and in multiples of `1/- Mutual fund investments are subject to market risks, read all scheme related documents carefully. For further information T O L L F R E E 1800 425 0090 N O N T O L L F R E E +91 40 23433150 S M S IQ to 5757590 W E B S I T E www.edelweissmf.com EMAIL : INVESTORS emfhelp@edelweissfin.com
Index Markets & Beyond Equity Market Outlook PAGE NO. 4 Debt Market Outlook 5 Equity Funds Absolute Return Fund* An Open-ended Equity Scheme (*The Scheme is an equity-oriented Scheme. Investors in the Scheme are not being offered any guaranteed / assured returns) Diversified Growth Equity Top 100 (E.D.G.E. Top 100) Fund An Open-ended Equity Scheme ELSS Fund An Open-ended Equity Linked Savings Scheme Select Midcap Fund** An Open-ended Equity Scheme (**Investors in the Scheme are not being offered any guaranteed/assured returns) Opportunties Fund An Open-ended Equity Scheme Arbitrage Fund An Open Ended Equity Scheme PAGE NO. 6 7 9 10 12 13 Fixed Income Funds Liquid Fund An Open-ended Liquid Scheme Ultra Short Term Bond Fund An Open-ended Debt Scheme Short Term Income Fund An Open-ended Income Scheme Gilt Fund An Open-ended Gilt Scheme Debt and Corporate Opportunities Fund An Open-ended Hybrid Scheme PAGE NO. 14 15 16 17 18 3
Markets & Beyond EQUITY MARKET OUTLOOK WHAT WE SAID LAST TIME With its fifth month in office, all eyes are now on the central government to push the reforms agenda and take the economy out of the downward spiral. It has started to make the right noises. But this shall not be sufficient going forward. Market shall be looking for concrete policies and action plans. Coalblock allocations and natural-gas pricing seem to be urgent issues that may prove to be barometer for the new government. A timely, rational and economically sustainable solution to these issues shall provide market with confidence that its hopes were not wrongly placed. Two major Indian states (Maharashtra and Haryana) will go for elections this month. Market may be more volatile in run up to the day of election results (19th ). Post election results, markets may see some movement depending on their outcome. Indecisive mandate in results may lead to some correction. In its carefully worded document, US Fed made it clear that its decision to increase rates shall be dependent on macroeconomic data and shall not be adhering on any timelines. In Europe, ECB indicated that in the event that growth and inflation does not pick up in the region, it is prepared to introduce further liquidity infusing measures including purchase of asset backed securities. Liquidity flows to emerging markets shall be interplay of policy decisions by Fed and ECB. Market analysts shall be trying to read the tea leaves with the macroeconomic data in these two regions. We expect Nifty to be in the range - 7600 to 8200 for the coming month, barring tail event. WHAT HAPPENED? Nifty had a weak start to the month as initial set of corporate earnings results failed to live up to investor expectations. Weak global cues, impending state election results and poor industrial production numbers added to the market woes leading to a 2.5% correction in the first half of the month. However, markets made a smart turnaround in the second half driven by positive election results, dipping crude prices, lower inflation numbers and flush of liquidity from international markets. Nifty ended the month above 8300 level, posting close to 4.5% returns for the month. While banks, infrastructure companies and energy players were market favourites, FMCG, IT and Pharmaceutical stocks were laggards. Domestic macroeconomic data was mixed. Industrial production in August grew at just 0.4% YoY. This was considerably lower than market expectation of 2.6%. However, in a positive, consumer prices were seen to be moderating with a 6.46% YoY growth number for September as against a 7.73% YoY growth for August. WPI was also lower at 2.38% YoY as against 3.74% YoY for August. Trade data for the month of September indicated that imports grew by a massive 26% YoY to 43.2 billion driven by higher purchase of gold and oil. Meanwhile, exports grew by only 2.73% YoY to 28.9 billion. India's trade deficit widened to 14.25 billion from 10.84 billion in August. Globally, central bankers pushed further liquidity measures to accelerate recovery. In US, while Federal Reserve Bank ended its quantitative easing program this month, it assured the investors that it intends to keep rates at record low levels for a considerable time. Such an assurance from Fed boosted the investor sentiments and pushed S&P to all time high levels. In a surprise move, Bank of Japan announced an expansion in its quantitative easing program by 30 trillion yen to 80 trillion yen. This move pumped surplus liquidity in to global equity markets which saw a sharp up-move after this announcement. In Europe, ECB pledged to be more aggressive to combat ultralow inflation in Euro zone including a broad based long-term bond buying program if need be. OUTLOOK FOR THE COMING MONTH After many months, inflation data has surprised the street on the positive side. This has put pressure back on RBI to reduce the policy rates. The pressure from the industry will intensify if inflation numbers are lower than street expectations. Investors shall be eying these numbers closely and any positive surprise shall be a good reason to anticipate a rate cut soon. On other hand, higher than expected inflation will push the needle back in to the RBI's wait-and-watch stance and shall be a disappointment for the markets. Earnings season has been lacklustre so far with few positive surprises from the large caps. A good number of small/mid-caps are lined up for results in the balance of this month. It is results of these companies that shall indicate if the recovery process has started in the economy or if growth is yet to pick up steam. Globally, as ECB president Mr. Draghi has already announced his intentions to go all out to counter deflation and slowdown in the region, data from Europe has gained importance for financial markets world over. In a scenario that ECB is forced on a long-term bond buyback program (also called 'quantitative easing'), global equity markets should trend higher. We expect Nifty to be in the range - 8000 to 8500 for the coming month, barring tail event. MACRO-ECONOMIC INDICATORS August IIP growth flat at 0.40% YoY vs. 0.40% YoY in July (revised downward from 0.50%) September WPI inflation fell to 2.38% vs. 3.74% in August September CPI inflation decreased to 6.46% YoY vs. 7.80% in August September exports grew by 2.73% YoY while imports grew by 26.00% YoY India's Manufacturing Purchasing Managers' Index (PMI) increased to 51.6 in MARKET ACTIVITY AND VALUATION Performance of Nifty Sectors: Performance of Size Indices: Flows: ` (Cr.) Top Performers Bottom Performers Index Nifty Nifty Junior CNX Midcap 25,000 20,000 15,000 10,000 5,000 0-5,000 Oct-13 Construction (51.5%) Automobile (49.0%) IT (18.9%) Consumer Goods (16.4%) Nov-13 Dec-13 CYTD Jan-14 CYTD 32.0% 37.0% 46.7% Feb-14 FII Flows Mar-14 Valuation and earnings estimates: Apr-14 Industrial Manufacturing (28.1%) Construction (12.3%) Telecom (-1.6%) Consumer Goods (-2.6%) 4.5% 4.2% 3.7% CNX Nifty Index is currently trading at 17x forward 1Y PE multiple which is above its long term average. CNX Midcap is trading at 16.5x forward 1Y PE which is also above its long term average. Source: Bloomberg, NSE, Internal research as of November 7, May-14 Jun-14 July-14 Aug-14 Sept-14 Oct-14 4
Markets & Beyond DEBT MARKET OUTLOOK WHAT WE SAID LAST TIME RBI stance in this policy reinforced the market belief of an extended status quo on key policy rates. RBI tone in this policy was largely similar as in the previous one with more of the guidance been directed towards the medium term inflation target (6% CPI target for Jan 2016) and achieving this target will be the key influencer for future monetary policy guidance and action. Hence we see limited probability of a rate cut in the current fiscal and any future policy action by RBI will revolve around the sustenance of disinflation in medium term not just in the near term. Indian government bond yields are therefore expected to trade range bound with rate easing now appearing farther on the horizon. At the same time, the key macro indicators like CAD, BOP, Inflation and FII flows have shown significant improvement which is positive for the bond market and makes a strong case for investing in fixed income funds with a medium term perspective WHAT HAPPENED? Wholesale Price Index based inflation; fell to a near five-year low of 2.38% in September from 3.74% in the previous month, mainly on account of lower prices of vegetables & crude oil and statistical effect of a high base. Food articles inflation fell to 3.52% from 5.15% a month ago. Within food, vegetable prices fell 13.02% month on month led by an 11.45% fall in onions. Prices of potato, however, increased by 11.88% month on month in September. Primary articles inflation fell to 2.18% in September from 3.89% in August. Meanwhile, fuel and power inflation declined to 1.33% in September from 4.54% in August. Manufactured products inflation fell to 2.84% compared with 3.45% a month ago. The non-food manufactured products inflation, which is a proxy for core inflation, fell to 2.8% in September from 3.5% in August. July inflation rate was revised to 5.41%, up from the provisional estimate of 5.19%. The Consumer Price Index based inflation plummeted to an all-time low of 6.46% in September, mainly driven by a fall in vegetable inflation and the statistical effect of a high base. India's industrial growth remained subdued at 0.4% in August, unchanged from the year ago, as well as month ago, mainly on account of contraction in consumer durables and consumer goods sectors, particularly telephone instruments including mobiles. An 11.3% contraction in capital goods also weighed on the overall factory production. The manufacturing sector, which accounts for nearly three-fourths of the total weight of the Index of Industrial Production, contracted 1.4% in August, compared with contraction of 0.2% a year ago. Within the consumer goods segment, consumer durables contracted 15%, compared with contraction of 8.3% a year ago. Consumer non-durables goods sector recorded a contraction of 0.9% in August, compared with a growth of 5.4% a year ago. Growth in core infrastructure sectors such as electricity was at 12.9%, while mining activity grew at 2.6%. The growth in output of basic goods was 9.6% in August, while intermediate goods growth was 0.3%. In Apr-Aug, the first five months of this financial year, the industrial output has risen 2.8%, compared with 0.0% growth a year ago. The 10-year benchmark G-sec yield closed at 8.28%, down by 23 bps from last month level of 8.51% while that on the short-term 1-year bond declined by 32 bps to 8.35%. The spread between 1 and 10-year benchmark G-sec narrowed to 7 bps. In the corporate bond segment, yields ended lower over the month. The 10- year AAA bond yield closed at 8.92%, down by 38 bps while the short-term 1-year AAA bond yield was down by 26 bps at 8.83%. As a result, the spread between 1-year and 10-year AAA bond narrowed. Within the short term segment, the yield on 3-month certificate of deposit (CD) ended 17 bps lower at 8.49%, while that on the 1-year CD closed at 8.77%, down by 31 bps. Meanwhile, yield on 3-month commercial paper (CP) declined by 20 bps to 8.71% while yield on 1-year CP went down by 13 bps from last month level to close at 9.28%. 9.50% 9.25% 9.00% 8.75% 8.50% 8.25% 8.00% 7.75% 7.50% 0.80% 0.70% 0.60% 0.50% 0.40% 0.30% 0.20% 0.10% 0.00% India Government Actives 3 Month 6 Month 1 Year 5 Year 10 Year 30-Sep-14 India Corporate Spread Curve 3 Month 6 Month 1 Year 5 Year 10 Year 30-Sep-14 31-Oct-14 31-Oct-14 OUTLOOK FOR THE COMING MONTH Macroeconomic conditions are gradually improving with the key driver being a sustained fall in inflationary pressure. From a fixed income perspective, India has entered a sweet spot - moderating retail inflation, real positive interest rates, stable external sector and revival expectations for overall economic activity. Key macro indicators like current account deficit, balance of payments, FII flows and inflation have improved significantly over the past year, and offer enough reasons for a further optimism in fixed income markets. Therefore, in a medium term scenario, we continue to recommend short /medium duration funds as yields at the short to medium end of the curve are still attractive, and provide investors much better riskadjusted return prospects. Source: Bloomberg, Cogencis, Internal research as of November 7, 5
ABSOLUTE RETURN Fund* (*The Scheme is an equity - oriented Scheme. Investors in the Scheme are not being offered any guaranteed / assured returns.) Mr. Absolute seeks to personify the characteristics of Absolute Return Fund: generate absolute returns with low volatility over a longer tenure of time. FACTSHEET Equity Fund This product is suitable for investors who are seeking*: To create wealth over long term and prevent capital erosion in medium term Investment predominantly in equity and equity related securi es including through arbitrage opportuni es with balance exposure to debt and money market securi es High risk (BROWN) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk The primary objective of the Scheme will be to generate absolute returns with low volatility over a longer tenure of time. The Scheme will accordingly invest in arbitrage opportunities and debt and money market instruments on the one hand and in pure equity investments and equity derivative strategies on the other. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TWENTY EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Consultancy Services Limited Software 5.49 Axis Bank Limited Banks 3.94 Housing Development Finance Corporation Limited Finance 3.91 Oil & Natural Gas Corporation Limited Oil 3.40 Wipro Limited Software 2.62 Sun Pharmaceuticals Industries Limited Pharmaceuticals 2.33 TV18 Broadcast Limited Media & Entertainment 2.30 HDFC Bank Limited Banks 2.22 Dabur India Limited Consumer Non Durables 2.11 Bharti Airtel Limited Telecom - Services 2.08 ITC Limited Consumer Non Durables 2.05 Prime Focus Limited Media & Entertainment 1.72 Rural Electrification Corporation Limited Finance 1.71 IndusInd Bank Limited Banks 1.61 Eicher Motors Limited Auto 1.47 Tata Communications Limited Telecom - Services 1.46 Motherson Sumi Systems Limited Auto Ancillaries 1.44 Cadila Healthcare Limited Pharmaceuticals 1.43 Tech Mahindra Limited Software 1.37 Bosch Limited Auto Ancillaries 1.37 Notes: Fixed Deposit placed under margin : `600 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 31/10/ : `1,606.61 Lakhs. ASSET ALLOCATION as on 31, 78.01% Equities 21.99% EDELWEISS ABSOLUTE RETURN FUND ( ARF) ARF INDUSTRY ALLOCATION So ware Pharmaceu cals DIVIDEND HISTORY ARF - (Direct Plan) Scheme Benchmark (Crisil MIP Blended Index ) Alternate Benchmark (CNX Nifty) (INR) Risk Measurement - Standard Deviation CRISIL MIP CNX ARF Blended Index Nifty September 30, 2013 - September 30, ^ 29.92% 12,992 30.37% 13,037 15.45% 11,545 38.87% 13,887 8.48% 3.23% 13.44% September 28, 2012 - September 30, 2013^ 3.42% 10,342 NA NA 3.22% 10,322 0.56% 10,056 8.41% 6.64% 17.16% September 30, 2011 - September 28, 2012^ 12.03% 11,203 NA NA 10.60% 11,060 15.38% 11,538 5.34% 2.82% 18.58% Since Inception (CAGR) ARF 10.79% 16,890 NA NA 7.96% 14,799 12.04% 17,885 6.52% 3.94% 17.25% Since Inception (CAGR) ARF - Direct Plan NA NA 18.44% 13,312 8.55% 11,487 17.29% 13,095 NA NA NA Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at inception of the scheme shown above are for Growth Option only. Performance of the Dividend Option for the investor would be net of the dividend 6 Record Date Op on Name NAV on Record Amount of Date (`) Dividend (`) 31/10/ Dividend Op on 13.24 0.22 25/07/ Dividend Op on 12.64 0.22 25/04/ Dividend Op on 11.16 0.22 31/01/ Dividend Op on 10.87 0.22 25/10/2013 Dividend Op on 11.20 0.22 26/07/2013 Dividend Op on 11.06 0.22 26/04/2013 Dividend Op on 10.98 0.18 24/01/2013 Dividend Op on 11.08 0.18 29/10/2012 Dividend Op on 11.06 0.18 27/07/2012 Dividend Op on 10.88 0.18 27/04/2012 Dividend Op on 10.84 0.18 27/01/2012 Dividend Op on 10.92 0.18 28/10/2011 Dividend Op on 10.88 0.18 29/07/2011 Dividend Op on 11.05 0.18 29/04/2011 Dividend Op on 11.10 0.18 28/01/2011 Dividend Op on 11.20 0.165 Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Others include (Derivatives, Fixed Deposit, CBLO / Reverse Repo Investments and Cash & Cash Equivalents) Performance may or may not be sustained in the future. FUND PERFORMANCE AS ON SEPTEMBER 30, Finance Banks Consumer Non Durables Telecom - Services Media & Entertainment Auto Ancillaries Auto Oil Tex le Products Pes cides Industrial Capital Goods Ferrous Metals Minerals/Mining Consumer Durables Transporta on 2.63% 1.50% 1.40% 1.20% 1.08% 1.05% 0.97% 7.00% 5.77% 5.50% 5.02% 4.89% 8.67% 12.88% 11.27% 11.18% 17.98% Date of Allotment : August 20, 2009 Date of Inception (Direct Plan) : January 21, 2013 `1000/- per application & in multiples of `1/- Exit Load If the Units are redeemed / switched out on or before 365 days from the date of allotment 1.00% If the Units are redeemed / switched out after 365 days from the date of allotment Nil The entire exit load will be credited to the Scheme net of service tax, if any : Mr. Paul Parampreet Managing the Scheme since: February 04, 2010 Co-: Mr. Ashish Sahay Experience: 4 years Managing the Scheme since: June 23, Ratios as on September 30, Standard deviation 9.05% Sharpe ratio** 2.81 Portfolio beta 0.64 R squared 0.78 Portfolio Turnover Ratio^ 2.46 times ** Risk Free Rate considered for the above = 8.511% p.a. (8.4% 2024 GOI Bond) Please note: Standard deviation and Sharpe ratio are annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Ratio as on 31, Options: Growth, Dividend, Bonus Benchmark: CRISIL MIP Blended Index Total Expense Ratios : Existing Plan: 2.68% Direct Plan: 2.28% Growth Option 17.19 Dividend Option 13.24 Direct Plan - Growth Option 17.31 Direct Plan - Dividend Option 14.46 distribution tax, as applicable. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of returns. Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme.
FACTSHEET Equity Fund EDGEMaster seeks to personify the a ributes of E.D.G.E Top 100 Fund: A large cap Fund focusing on 100 largest corporates in India by market capitaliza on Invests in large caps which are resilient to downtrends Uses Quant style of inves ng that helps in sensing the change in the trend quickly and ensures that the por olio has the poten al to deliver returns higher than the benchmark index. ^The Scheme is an open - ended equity Scheme. Investors in the Scheme are not being offered any guaranteed / assured returns. This product is suitable for investors who are seeking*: To create wealth in the long term Investment predominantly in equity and equity-related securi es including equity deriva ves of the 100 largest companies by market capitaliza on, listed in India High risk (BROWN) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk An open ended diversified equity Scheme that seeks to generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of the 100 largest corporates by market capitalization, listed in India. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TWENTY EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Consultancy Services Limited Software 6.34 Axis Bank Limited Banks 4.47 Housing Development Finance Corporation Limited Finance 4.30 Oil & Natural Gas Corporation Limited Oil 4.29 Sun Pharmaceuticals Industries Limited Pharmaceuticals 3.64 Eicher Motors Limited Auto 2.89 Infosys Limited Software 2.88 Wipro Limited Software 2.85 HDFC Bank Limited Banks 2.37 Bharti Airtel Limited Telecom - Services 2.20 ITC Limited Consumer Non Durables 2.16 Tata Communications Limited Telecom - Services 2.06 Motherson Sumi Systems Limited Auto Ancillaries 1.87 Cadila Healthcare Limited Pharmaceuticals 1.86 Dabur India Limited Consumer Non Durables 1.84 Tech Mahindra Limited Software 1.82 Procter & Gamble Hygiene and Health Care Limited Consumer Non Durables 1.81 Lupin Limited Pharmaceuticals 1.78 Bharat Forge Limited Industrial Products 1.77 Rural Electrification Corporation Limited Finance 1.68 Notes: Fixed Deposit placed under margin : `100 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 31/10/ : `205.69 Lakhs. DIVIDEND HISTORY Record Date Plan/ Option NAV on Record Amount of Name Date (`) Dividend (`) 08/08/ Dividend option 15.71 0.50 per unit 06/12/2013 Dividend option 13.27 0.50 per unit 30/05/2013 Dividend option 13.59 0.50 per unit 29/10/2012 Dividend option 13.14 1.00 per unit FUND PERFORMANCE AS ON SEPTEMBER 30, EDELWEISS DIVERSIFIED GROWTH EQUITY TOP 100 (E.D.G.E TOP 100) FUND E.D.G.E Top 100 (Existing Plan) (INR) E.D.G.E Top 100 (Direct Plan) (INR) E.D.G.E Top 100 Plan B* (INR) Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at inception of the Scheme. shown above are for Growth Option only. Performance of the Dividend Option for the investor would be net of the dividend distribution tax, as E.D.G.E Top 100 Plan C* (INR) Scheme Benchmark (CNX Nifty ) (INR) Alternate Benchmark (S&P BSE SENSEX) Risk Measurement - Standard Deviation^^ September 30, 2013 - September 30, ^ 44.19% 14,419 44.76% 14,476 44.06% 14,406 44.17% 14,417 38.87% 13,887 37.41% 13,741 12.34% 13.44% 13.18% September 28, 2012 - September 30, 2013^ 4.58% 10,458 NA NA 4.62% 10,462 4.61% 10,461 0.56% 10,056 3.29% 10,329 15.45% 17.16% 16.58% September 30, 2011 - September 28, 2012^ 17.69% 11,769 NA NA 17.76% 11,776 15.89% 11,589 15.38% 11,538 14.03% 11,403 15.10% 18.58% 18.16% Since Inception (CAGR) E.D.G.E Top 100 16.85% 23,070 NA NA 16.96% 23,180 16.67% 22,880 12.32% 18,652 12.64% 18,940 16.54% 18.28% 17.91% Since Inception (CAGR) E.D.G.E Top 100 - Direct Plan INDUSTRY ALLOCATION So ware Banks Pharmaceu cals Finance Consumer Non Durables Telecom - Services Auto Oil Auto Ancillaries Tex le Products Minerals/Mining Industrial Products Petroleum Products Pes cides Industrial Capital Goods Consumer Durables Gas Ferrous Metals Transporta on Construc on Project Power 2.79% 1.91% 1.89% 1.76% 1.62% 1.51% 1.14% 1.11% 1.07% 1.04% 1.02% 1.02% 5.91% 5.68% 4.59% 4.54% 12.43% 11.31% 10.84% 9.74% Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Date of Allotment: May 20, 2009 Date of Inception (Direct Plan) : January 7, 2013 `1000/- per application & in multiples of `1/- Exit Load If the Units are redeemed / switched out on or before 545 days from the date of allotment 1.00% If the Units are redeemed / switched out on or after 546 days from the date of allotment Nil The entire exit load will be credited to the Scheme net of service tax, if any : Mr. Paul Parampreet Managing the Scheme since: February 04, 2010 Co-: Mr. Ashish Sahay Experience: 4 years Managing the Scheme since: June 23, Ratios as on September 30, Standard deviation 12.59% Sharpe ratio** 2.13 Portfolio beta 0.93 R squared 0.86 Portfolio Turnover Ratio^ 2.50 times ** Risk Free Rate considered for the above = 8.511% p.a. (8.4% 2024 GOI Bond) Please note: Standard deviation and Sharpe ratio are annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Ratio as on 31, Options: Growth, Dividend, Bonus Benchmark: CNX Nifty Total Expense Ratios : Existing Plan: 2.68%, Plan B*: 2.68%, Plan C*: 2.68%, Direct Plan: 2.28% Growth Option 23.81 Dividend Option 16.96 Plan B* - Growth Option 23.93 Plan B* - Dividend Option 24.22 Plan C* - Growth Option 23.62 Plan C* - Dividend Option 19.30 Direct Plan - Growth Option 23.98 Direct Plan - Dividend Option 18.46 E.D.G.E Top 100 NA NA 22.58% 14,219 NA NA NA NA 17.94% 13,300 19.08% 13,524 NA NA NA 17.10% CNX Nifty S&P BSE SENSEX applicable. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of return. ^^Standard Deviation for E.D.G.E Top 100 Fund - Existing Plan only Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plan viz Plan B & Plan C & addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options 7
THE POWER OF HOLDING HIGH VALUE STOCKS THROUGH YOUR MUTUAL FUND INVESTMENTS The table below shows the number of shares, forming part of the Top 10 Equity Holdings of the portfolio of the Scheme as on 31,, that will be notionally held by an investor who invests an assumed amount of in each Scheme. `10 lakhs Absolute Return Fund (An Open Ended Equity scheme) Top 10 stocks in the Portfolio as on 31, Diversified Growth Equity Top 100 (E.D.G.E. Top 100) Fund (An Open Ended Equity scheme) Top 10 stocks in the Portfolio as on 31, Top 10 Equity Holdings % to Net Assets of the Scheme Shares notionally held by an investor* Top 10 Equity Holdings % to Net Assets of the Scheme Shares notionally held by an investor* Tata Consultancy Services Limited 5.49 21 Tata Consultancy Services Limited 6.34 24 Axis Bank Limited 3.94 90 Axis Bank Limited 4.47 102 Housing Development Finance Corporation Limited 3.91 35 Housing Development Finance Corporation Limited 4.30 39 Oil & Natural Gas Corporation Limited 3.40 84 Oil & Natural Gas Corporation Limited 4.29 106 Wipro Limited 2.62 46 Sun Pharmaceuticals Industries Limited 3.64 43 Sun Pharmaceuticals Industries Limited 2.33 28 Eicher Motors Limited 2.89 2 Tv18 Broadcast Limited 2.30 792 Infosys Limited 2.88 7 HDFC Bank Limited 2.22 24 Wipro Limited 2.85 51 Dabur India Limited 2.11 93 HDFC Bank Limited 2.37 26 Bharti Airtel Limited 2.08 52 Bharti Airtel Limited 2.20 55 8 *This hypothetical illustration assumes a sum of `10 Lakhs invested in each Scheme as on 31,. Number of Shares notionally held are calculated based on the percentage of Top 10 Equity Holdings to the net assets of the Schemes as on 31,. Market Price of each share as on 31, is as follows: Axis Bank Limited @ `439.40 Bharti Airtel Limited @ `398.90 Dabur India Limited @ `226.50 Eicher Motors Limited @ `12772.75 HDFC Bank Limited @ `911.85 Housing Development Finance Corporation Limited @ `1105.90 Infosys Limited @ `4051.25 Oil & Natural Gas Corporation Limited @ `405.15 Sun Pharmaceuticals Industries Limited @ `845.40 Tata Consultancy Services Limited @ `2607.85 TV18 Broadcast Limited @ `29.05 Wipro Limited @ `563.70 Past performance may or may not be sustained in the market. This is a hypothetical exercise for improving the understanding of the investor on the deployment of his funds in the equity component of the portfolio and should not be construed to be actual holdings accruing to the Unitholder. The stocks referred to in this literature are not an endorsement by the Mutual Fund and AMC of their soundness or a recommendation to buy or sell these stocks. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
ELSS Fund (An Open-ended Equity Linked Savings Scheme) FACTSHEET Equity Fund This product is suitable for investors who are seeking*: To create wealth in the long term Investment in equity and equity-related securi es that will be locked-in for the first three years High risk (BROWN) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TWENTY EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Axis Bank Limited Banks 5.59 Tata Consultancy Services Limited Software 4.26 Tata Communications Limited Telecom - Services 3.49 Oil & Natural Gas Corporation Limited Oil 3.48 Sun Pharmaceuticals Industries Limited Pharmaceuticals 3.17 Housing Development Finance Corporation Limited Finance 2.98 UPL Limited Pesticides 2.89 LIC Housing Finance Limited Finance 2.62 Power Finance Corporation Limited Finance 2.52 Arvind Limited Textile Products 2.42 Eicher Motors Limited Auto 2.06 Ajanta Pharma Limited Pharmaceuticals 1.94 Bharat Forge Limited Industrial Products 1.91 Alembic Pharmaceuticals Limited Pharmaceuticals 1.91 Procter & Gamble Hygiene and Health Care Limited Consumer Non Durables 1.89 ICICI Bank Limited Banks 1.85 Lakshmi Machine Works Limited Industrial Capital Goods 1.79 HDFC Bank Limited Banks 1.68 Crompton Greaves Limited Industrial Capital Goods 1.67 Britannia Industries Limited Consumer Non Durables 1.61 DIVIDEND HISTORY Record Date Option Name NAV on Record Date (`) Amount of Dividend (`) 18/02/ Dividend Option 12.48 0.50 per unit 22/02/2013 Direct Plan-Dividend Option 13.32 0.50 per unit 22/02/2013 Dividend Option 11.86 0.50 per unit 24/01/2013 Dividend Option 13.51 1.50 per unit FUND PERFORMANCE AS ON SEPTEMBER 30, ELSS Fund INDUSTRY ALLOCATION Finance So ware Banks Pharmaceu cals Consumer Non Durables Industrial Capital Goods Auto Telecom - Services Tex le Products Industrial Products Pes cides Oil Auto Ancillaries Consumer Durables Transporta on Telecom - Equipment & Accessories Fer lisers Trading Ferrous Metals Minerals/Mining Chemicals EDELWEISS ELSS FUND ELSS Fund (Direct Plan) Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Scheme Benchmark (CNX 500) Alternate Benchmark (CNX Nifty) Date of Allotment: December 30, 2008 Date of Inception (Direct Plan) : January 21, 2013 `500/- per application & in multiples of `500/- Exit Load: NIL The entire exit load will be credited to the scheme net of service tax, if any : Mr. Paul Parampreet Managing the Scheme since: February 04, 2010 Asst. : Mr. Bhavesh D. Jain Experience: 7 years Managing the Scheme since: August 07, 2013 Ratios as on September 30, Standard deviation 14.25% Sharpe ratio** 1.46 Portfolio beta 1.00 R squared 0.77 Portfolio Turnover Ratio^ 2.55 times ** Risk Free Rate considered for the above = 8.511% p.a. (8.4% 2024 GOI Bond) Please note: Standard deviation and Sharpe ratio are annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Ratio as on 31, Options: Growth, Dividend Benchmark: CNX 500 Total Expense Ratios : Existing Plan: 2.68%, Direct Plan: 2.28% Growth Option 31.91 Dividend Option 16.53 Direct Plan - Growth Option 32.51 Direct Plan - Dividend Option 18.87 Risk Measurement -Standard Deviation ELSS Fund September 30, 2013 - September 30, ^ 46.87% 14,687 47.40% 14,740 46.08% 14,608 38.87% 13,887 12.33% 13.49% 13.44% September 28, 2012 - September 30, 2013^ 3.90% 10,390 NA NA -2.49% 9,751 0.56% 10,056 14.57% 16.31% 17.16% September 30, 2011 - September 28, 2012^ 13.18% 11,318 NA NA 13.22% 11,322 15.38% 11,538 13.66% 17.63% 18.58% Since Inception (CAGR) ELSS Fund 21.68% 30,930 NA NA 19.48% 27,841 18.64% 26,732 17.24% 20.15% 21.16% Since Inception (CAGR) ELSS Fund - Direct Plan NA NA 24.33% 14,450 17.91% 13,212 17.29% 13,095 NA NA NA 2.26% 2.25% 1.39% 1.03% 0.84% 0.80% 0.74% 0.72% 5.38% 5.30% 4.29% 3.92% 3.87% 3.74% 3.52% 3.35% 6.68% 11.61% 11.16% 13.75% 13.41% CNX 500 CNX Nifty Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at inception of the scheme shown above are for Growth Option only. Performance of the Dividend Option for the investor would be net of the dividend distribution tax, as applicable. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of returns. Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme. 9
Meet Master Midcap ** showcasing Select Midcap Fund^ (An Open-ended Equity Scheme) **Master Midcap seeks to personify the a ributes of Select Midcap Fund: to generate long term capital apprecia on from a por olio predominantly comprising of equity and equity related securi es of Mid Cap Companies, selected for their growth poten al from a primary universe of stocks comprising of the top 101-300 companies in India by market capitaliza on. ^The Scheme is an open - ended equity Scheme. Investors in the Scheme are not being offered any guaranteed / assured returns. FACTSHEET Equity Fund This product is suitable for investors who are seeking*: To create wealth in the long term Investment predominantly in equity and equity related securi es including equity deriva ves of Mid Cap companies High risk (BROWN) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk The primary investment objective of the Scheme is to generate long term capital appreciation from a portfolio predominantly comprising of equity and equity related securities of MidCap Companies. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TWENTY EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Tata Communications Limited Telecom - Services 4.81 UPL Limited Pesticides 4.52 Arvind Limited Textile Products 4.47 Alembic Pharmaceuticals Limited Pharmaceuticals 4.35 TVS Motor Company Limited Auto 3.65 Gujarat Pipavav Port Limited Transportation 3.37 Just Dial Limited Software 2.98 Ajanta Pharma Limited Pharmaceuticals 2.87 Crompton Greaves Limited Industrial Capital Goods 2.73 Britannia Industries Limited Consumer Non Durables 2.45 Gruh Finance Limited Finance 2.44 Page Industries Limited Textile Products 2.36 Balkrishna Industries Limited Auto Ancillaries 2.35 Apollo Tyres Limited Auto Ancillaries 2.29 LIC Housing Finance Limited Finance 2.28 Lakshmi Machine Works Limited Industrial Capital Goods 2.26 Torrent Pharmaceuticals Limited Pharmaceuticals 2.13 Havells India Limited Consumer Durables 1.88 AIA Engineering Limited Industrial Capital Goods 1.83 Persistent Systems Limited Software 1.77 Notes: Fixed Deposit placed under margin : `40 Lakhs. Total Exposure to derivative instruments (excluding reversed positions) as on 31/10/ : `33.81 Lakhs. DIVIDEND HISTORY Record Date Op on Name NAV on Record Amount of Date (`) Dividend (`) 01/08/ Dividend Op on 15.64 0.5 25/02/ Dividend Op on 12.50 0.5 FUND PERFORMANCE AS ON SEPTEMBER 30, INDUSTRY ALLOCATION Finance So ware Pharmaceu cals Telecom - Services Industrial Capital Goods Tex le Products Pes cides Consumer Non Durables Transporta on Auto Ancillaries Banks Auto Consumer Durables Industrial Products Chemicals Fer lisers Construc on Project Trading Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. EDELWEISS SELECT MIDCAP FUND Date of Allotment: August 25, 2011 Date of Inception (Direct Plan) : January 1, 2013 `5000/- per application & in multiples of `1/- Exit Load: If the Units are redeemed / switched out on or before 545 days from the date of allotment 1.00% If the Units are redeemed / switched out on or after 546 days from the date of allotment NIL The entire exit load will be credited to the scheme net of service tax, if any : Mr. Paul Parampreet Managing the Scheme since inception Asst. : Mr. Bhavesh D. Jain Experience: 7 years Managing the Scheme since: August 07, 2013 Ratios as on September 30, Standard deviation 16.63% Sharpe ratio** 1.45 Portfolio beta 1.07 R squared 0.65 Portfolio Turnover Ratio^ 2.42 times ** Risk Free Rate considered for the above = 8.511% p.a. (8.4% 2024 GOI Bond) Please note: Standard deviation and Sharpe ratio are annualized. ^ Lower of sales or purchase divided by average AUM for last rolling 12 months. Ratio as on 31, Options: Growth, Dividend, Bonus Benchmark: CNX Midcap Index (w.e.f June 23, ) Total Expense Ratios : Existing Plan: 2.68%, Direct Plan: 2.28% Growth Option 18.00 Dividend Option 16.74 Direct Plan - Growth Option 18.12 Direct Plan - Dividend Option 17.57 Select Select Midcap Scheme Benchmark Alternate Benchmark Risk Measurement Midcap Fund Fund (Direct Plan) (CNX Midcap Index) (CNX Nifty) -Standard Deviation Select CNX Midcap CNX (INR) (INR) (INR) (INR) Midcap Fund Index Nifty September 30, 2013 - September 30, ^ 60.70% 16,070 61.36% 16,136 63.17% 16,317 38.87% 13,887 13.33% 17.22% 13.44% September 28, 2012 - September 30, 2013^ 0.74% 10,074 NA NA -10.75% 8,925 0.56% 10,056 14.96% 17.23% 17.16% September 30, 2011 - September 28, 2012^ 10.19% 11,019 NA NA 10.52% 11,052 15.38% 11,538 14.12% 18.12% 18.58% Since Inception (CAGR) Select Midcap Fund 19.77% 17,500 NA NA 16.07% 15,874 17.43% 16,458 14.18% 17.68% 16.97% Since Inception (CAGR) Select Midcap Fund - Direct Plan NA NA 26.26% 15,021 17.62% 13,273 18.18% 13,384 NA NA NA 4.89% 4.86% 4.45% 3.81% 3.25% 2.80% 2.17% 1.20% 1.00% 0.85% 5.89% 7.14% 7.05% 8.37% 8.13% 9.77% 12.42% 11.92% Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at inception of the scheme shown above are for Growth Option only. Performance of the Dividend Option for the investor would be net of the dividend distribution tax, as applicable. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of returns. Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme. 10
THE POWER OF HOLDING HIGH VALUE STOCKS THROUGH YOUR MUTUAL FUND INVESTMENTS The table below shows the number of shares, forming part of the Top 10 Equity Holdings of the portfolio of the Scheme as on 31,, that will be notionally held by an investor who invests an assumed amount of in each Scheme. `10 lakhs ELSS Fund (An Open-ended Equity Linked Savings Scheme) Top 10 stocks in the Portfolio as on 31, Select Midcap Fund (An Open Ended Equity scheme) Top 10 stocks in the Portfolio as on 31, Top 10 Equity Holdings % to Net Assets of the Scheme Shares notionally held by an investor* Top 10 Equity Holdings % to Net Assets of the Scheme Shares notionally held by an investor* Axis Bank Limited 5.59 127 Tata Communications Limited 4.81 119 Tata Consultancy Services Limited 4.26 16 UPL Limited 4.52 130 Tata Communications Limited 3.49 87 Arvind Limited 4.47 150 Oil & Natural Gas Corporation Limited 3.48 86 Alembic Pharmaceuticals Limited 4.35 106 Sun Pharmaceuticals Industries Limited 3.17 37 TVS Motor Company Limited 3.65 141 Housing Development Finance Corporation Limited 2.98 27 Gujarat Pipavav Port Limited 3.37 203 UPL Limited 2.89 83 Just Dial Limited 2.98 20 LIC Housing Finance Limited 2.62 72 Ajanta Pharma Limited 2.87 15 Power Finance Corporation Limited 2.52 89 Crompton Greaves Limited 2.73 145 Arvind Limited 2.42 81 Britannia Industries Limited 2.45 16 *This hypothetical illustration assumes a sum of `10 Lakhs invested in each Scheme as on 31,. Number of Shares notionally held are calculated based on the percentage of Top 10 Equity Holdings to the net assets of the Schemes as on 31,. Market Price of each share as on 31, is as follows: Ajanta Pharma Limited @ `1899.45 Alembic Pharmaceuticals Limited @ `409.40 Arvind Limited @ `298.25 Axis Bank Limited @ `439.40 Britannia Industries Limited @ `1530.80 Crompton Greaves Limited @ `188.50 Gujarat Pipavav Port Limited @ `165.75 Housing Development Finance Corporation Limited @ `1105.90 Just Dial Limited @ `1500.15 LIC Housing Finance Limited @ `362.05 Oil & Natural Gas Corporation Limited @ `405.15 Power Finance Corporation Limited @ `282.35 Sun Pharmaceuticals Industries Limited @ `845.40 Tata Communications Limited @ `402.70 Tata Consultancy Services Limited @ `2607.85 TVS Motor Company Limited @ `259.15 UPL Limited @ `348.55 Past performance may or may not be sustained in the market. This is a hypothetical exercise for improving the understanding of the investor on the deployment of his funds in the equity component of the portfolio and should not be construed to be actual holdings accruing to the Unitholder. The stocks referred to in this literature are not an endorsement by the Mutual Fund and AMC of their soundness or a recommendation to buy or sell these stocks. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. 11
VALUE OPPORTUNITIES Fund (An Open-ended Equity scheme) Formerly, Equity Enhancer Fund~ FACTSHEET Equity Fund This product is suitable for investors who are seeking*: To create wealth in the long term Investment in equity and equity-related securi es including equity deriva ves High risk (BROWN) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk The objective of the Scheme is to generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of Stocks. Stocks are those stocks, which tend to trade at a lower price relative to their fundamentals (i.e. dividends, earnings, sales, etc.) and thus considered undervalued by investors. They have attractive valuations in relation to earnings or book value or current and/or future dividends. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. TOP TWENTY EQUITY HOLDINGS Name of Instrument Industry % to Net Assets Axis Bank Limited Banks 7.07 IndusInd Bank Limited Banks 4.20 Tata Consultancy Services Limited Software 3.35 Oil & Natural Gas Corporation Limited Oil 2.89 Tata Communications Limited Telecom - Services 2.67 Aurobindo Pharma Limited Pharmaceuticals 2.64 HDFC Bank Limited Banks 2.62 Britannia Industries Limited Consumer Non Durables 2.53 Sun Pharmaceuticals Industries Limited Pharmaceuticals 2.48 Housing Development Finance Corporation Limited Finance 2.39 Yes Bank Limited Banks 2.33 Page Industries Limited Textile Products 2.10 ICICI Bank Limited Banks 2.02 Bharat Petroleum Corporation Limited Petroleum Products 1.96 UPL Limited Pesticides 1.88 LIC Housing Finance Limited Finance 1.87 Motherson Sumi Systems Limited Auto Ancillaries 1.85 Rural Electrification Corporation Limited Finance 1.78 Bank of Baroda Banks 1.65 Reliance Industries Limited Petroleum Products 1.63 Notes: Total Exposure to derivative instruments (excluding reversed positions) as on 31/10/ : `0.33 Lakhs. INDUSTRY ALLOCATION PERFORMANCE OF EDELWEISS EQUITY ENHANCER FUND (EEF)~ AS ON June 30, Equity Enhancer Fund (Existing Plan) Equity Enhancer Fund (Direct Plan) Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at inception of the Scheme. shown above are for Growth Option only. Performance of the Dividend Option for the investor would be net of the dividend distribution tax, as applicable. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. Equity Enhancer Fund - Plan B* Scheme Benchmark (CNX NIFTY )*** `1000/- per application & in multiples of `1/- Exit Load: NIL : Mr. Paul Parampreet Managing the Scheme since: June 29, 2010 Asst. : Mr. Bhavesh D. Jain Experience: 7 years Managing the Scheme since: August 07, 2013 Options: Growth, Dividend, Bonus Benchmark: CNX 200 Index Total Expense Ratio : Existing Plan: 1.00%, Plan B: 1.00%, Direct Plan: 0.60% Growth Option 18.43 Dividend Option 16.79 Plan B* - Growth Option 18.16 Plan B* - Dividend Option 18.52 Direct Plan - Growth Option 18.51 Direct Plan - Dividend Option 16.91 Alternate Benchmark (S&P BSE SENSEX) In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of returns. ^^Standard Deviation for Equity Enhancer - Existing Plan only ***CNX Nifty was the erstwhile benchmark of the Scheme as on the date of performance i.e. September 30, ^^^Revised benchmark w.e.f September 10, Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme. 12 *Kindly refer addendum dated September 29, 2012 for discontinued Plan viz Plan B & addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options (INR) Risk Measurement - Standard Deviation^^ Equity June 28, 2013 - June 30, ^ 34.33% 13,433 34.52% 13,452 34.35% 13,435 30.28% 13,028 31.03% 13,103 14.74% 17.26% 16.65% June 29, 2012 - June 28, 2013^ -1.60% 9,840 NA NA -1.70% 9,830 10.67% 11,067 11.28% 11,128 10.78% 13.63% 13.28% June 30, 2011 - June 29, 2012^ -3.91% 9,609 NA NA -3.89% 9,611-6.53% 9,347-7.51% 9,249 18.36% 20.60% 20.32% Since Inception (CAGR) Equity Enhancer Fund 10.91% 16,550 NA NA NA NA 11.58% 17,075 11.37% 16,920 15.95% 17.64% 17.31% Since Inception - Plan B (CAGR) NA NA NA NA 10.19% 16,310 10.90% 16,847 11.09% 16,990 NA NA NA Since Inception (CAGR) Equity Enhancer Fund - Direct Plan NA NA 18.81% 12,898 NA NA 17.63% 12,710 18.86% 12,906 NA NA NA Inception date: EEF : August 12, 2009, Inception date: EEF (Plan B): June 16, 2009, EEF (Direct Plan) : January 7, 2013 PERFORMANCE OF EDELWEISS VALUE OPPORTUNITIES FUND (VOF)~ AS ON September 30, Opportunities Fund Opportunities Fund (Direct Plan) Banks Pharmaceu cals Finance So ware Consumer Non Durables Oil Auto Ancillaries Petroleum Products Telecom - Services Auto Tex le Products Minerals/Mining Pes cides Consumer Durables Transporta on Telecom - Equipment & Accessories Industrial Capital Goods Construc on Project Ferrous Metals Opportunities Fund - Plan B* Scheme Benchmark (CNX 200 Index)^^^ Inception date EEF : August 12, 2009 EEF (Plan B): June 16, 2009 EEF (Direct Plan) : January 7, 2013 VOF : September 10, Ratios for Opportunities Fund have not be provided as the Scheme has not completed one month since change in Fundamental Attributes. CNX Nifty S&P BSE SENSEX Alternate Benchmark (CNX NIFTY) Since Inception - VOF -1.35% 9,865 NA NA -1.37% 9,863-1.99% 9,801-1.60% 9,840 Since Inception - VOF - Direct Plan NA NA -1.34% 9,866 NA NA -1.99% 9,801-1.60% 9,840 VOF : September 10, ~ Equity Enhancer Fund was launched on August 12, 2009. Subsequently, the fundamental attributes of the Scheme (including the Scheme name, the asset allocation and the benchmark index) were changed w.e.f. September 10,. Refer Notice cum Addendum dated August 5, for further details. 4.87% 4.26% 4.03% 3.96% 3.69% 2.36% 2.32% 2.11% 1.62% 1.55% 1.46% 1.45% 1.00% 0.32% 7.69% 11.57% 10.09% 9.87% 25.80%
ARBITRAGE Fund (An Open-ended Equity scheme) FACTSHEET Equity Fund This product is suitable for investors who are seeking*: To generate income by predominantly inves ng in arbitrage opportuni es Investments predominantly in arbitrage opportuni es in the cash and deriva ve segments of the equity markets and the arbitrage opportuni es available within the deriva ve segment and by inves ng the balance in debt and money market instruments Low risk (BLUE) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk The investment objective of the Scheme is to generate income by predominantly investing in arbitrage opportunities in the cash and the derivative segments of the equity markets and the arbitrage opportunities available within the derivative segment and by investing the balance in debt and money market instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. EQUITY HOLDINGS Name of Instrument Industry % to Net Assets EQUITIES 67.82 HDFC Bank Limited Banks 9.36 Lupin Limited Pharmaceuticals 8.78 Reliance Industries Limited Petroleum Products 8.42 Maruti Suzuki India Limited Auto 4.93 ITC Limited Consumer Non Durables 4.66 Grasim Industries Limited Cement 4.00 Dr. Reddy's Laboratories Limited Pharmaceuticals 2.79 Housing Development Finance Corporation Limited Finance 2.58 Tata Steel Limited Ferrous Metals 2.29 Reliance Capital Limited Finance 2.17 IDFC Limited Finance 1.97 Tata Motors Limited - A Class Auto 1.84 Reliance Communications Limited Telecom - Services 1.84 Century Textiles & Industries Limited Cement 1.49 Tata Chemicals Limited Chemicals 1.42 Tech Mahindra Limited Software 1.24 Titan Company Limited Consumer Durables 1.19 Punjab National Bank Banks 1.17 Tata Global Beverages Limited Consumer Non Durables 1.01 Apollo Tyres Limited Auto Ancillaries 0.99 Bharti Airtel Limited Telecom - Services 0.92 Idea Cellular Limited Telecom - Services 0.92 UPL Limited Pesticides 0.91 Tata Communications Limited Telecom - Services 0.61 The India Cements Limited Cement 0.24 Kotak Mahindra Bank Limited Banks 0.05 GMR Infrastructure Limited Construction Project 0.03 DERIVATIVES -68.21 GMR Infrastructure Limited Construction Project -0.03 Kotak Mahindra Bank Limited Banks -0.05 The India Cements Limited Cement -0.24 Tata Communications Limited Telecom - Services -0.61 UPL Limited Pesticides -0.91 Idea Cellular Limited Telecom - Services -0.92 Bharti Airtel Limited Telecom - Services -0.92 Apollo Tyres Limited Auto Ancillaries -0.99 Tata Global Beverages Limited Consumer Non Durables -1.02 Punjab National Bank Banks -1.18 Titan Company Limited Consumer Durables -1.19 Tech Mahindra Limited Software -1.24 Tata Chemicals Limited Chemicals -1.43 Century Textiles & Industries Limited Cement -1.50 Tata Motors Limited - A Class Auto -1.85 Reliance Communications Limited Telecom - Services -1.85 IDFC Limited Finance -1.98 Reliance Capital Limited Finance -2.19 Tata Steel Limited Ferrous Metals -2.30 Housing Development Finance Corporation Limited Finance -2.59 Dr. Reddy's Laboratories Limited Pharmaceuticals -2.80 Grasim Industries Limited Cement -4.02 ITC Limited Consumer Non Durables -4.68 Maruti Suzuki India Limited Auto -4.96 Reliance Industries Limited Petroleum Products -8.45 Lupin Limited Pharmaceuticals -8.84 HDFC Bank Limited Banks -9.47 Money Market Instrument 1.56 Bonds & NCDs 7.81 Listed / awaiting listing on the stock exchanges 6.06 Unlisted 1.75 INDUSTRY ALLOCATION Pharmaceu cals Banks Petroleum Products Auto Finance Cement Consumer Non Durables Telecom - Services Ferrous Metals Chemicals So ware Consumer Durables Auto Ancillaries Pes cides Construc on Project OTHERS 91.02 Fixed Deposit 11.46 CBLO / Reverse Repo Investments 14.26 Cash & Cash Equivalents Net Receivable/Payable 65.30 Grand Total 100.00 Notes: Fixed Deposit placed under margin : `3,267.00 Lakhs. DIVIDEND HISTORY 2.09% 1.83% 1.76% 1.46% 1.34% 0.04% 3.38% Record Date Op on Name 6.32% 8.43% 8.37% 9.99% 9.91% 12.41% NAV on Record Date (`) Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Performance of the Scheme has not been provided, as it has not completed one year. 17.06% 15.60% Amount of Dividend (`) 7/10/ Dividend Op on 10.2059 0.07 10/09/ Dividend Op on 10.1830 0.04 Date of Allotment: June 27, `5000/- per application & in multiples of `1/- Exit Load: If redeemed within three months from the date of allotment 0.50% If redeemed after three months from the date of allotment - NIL The entire Exit Load, net of service tax, shall be credited to the Scheme. : Mr. Bhavesh D. Jain Experience: 7 years Managing the Scheme since: June 27, Co-: Mr. Paul Parampreet Managing the Scheme since: June 27, Options: Growth, Dividend, Bonus Benchmark: CRISIL Liquid Fund Index Total Expense Ratio : Existing Plan: 1.00% Direct Plan: 0.60% Regular Plan - Growth Option 10.3170 Regular Plan - Dividend Option 10.2059 Regular Plan - Bonus Option 10.3170 Direct Plan - Growth Option 10.3312 Direct Plan - Dividend Option 10.1797 13
LIQUID Fund (An Open-ended Liquid Scheme) FACTSHEET Liquid Fund This product is suitable for investors who are seeking*: Regular fixed income for short term Investment in Money Market Instruments and Debt instruments Low risk (BLUE) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk The objective of the Scheme is to provide optimal returns, commensurate with low risk and high degree of liquidity, through a portfolio constituted of money market & short term debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument % to Net Assets MONEY MARKET INSTRUMENTS 55.27 Certificate of Deposit** ICRA A1+ State Bank of Patiala 23.86 IND A1+ Indian Bank 18.78 CRISIL A1+ Oriental Bank of Commerce 12.62 Cash & Cash Equivalents 44.73 CBLO / Reverse Repo Investments 56.83 Net Receivable/Payable -12.10 GRAND TOTAL 100.00 **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. ASSET ALLOCATION 55.27% Money Market Instruments Cash & Equivalent 44.73% Date of Allotment Existing Plan: August 12, 2011 Retail Plan: September 9, 2008 Date of Inception (Direct Plan) : January 10, 2013 `10,000/- & in multiples of `1/-. Exit Load: NIL : Mr. Rahul Aggarwal Managing the Scheme since: March 11, Assistant : Mr. Bhavesh D. Jain Experience: 7 years Managing the Scheme since: January 4, Options: Growth, Dividend, Bonus Benchmark: CRISIL Liquid Fund Index Modified Duration: 0.0459 Years Average Maturity: 0.0509 Years DIVIDEND HISTORY Record Date Plan/ Option Name NAV on Amount of Amount of Record Date Dividend - Retail Dividend - Corporate (`) (`) (`) 31/10/ Dividend (Monthly) 1006.4747 4.756960 per unit 4.411437 per unit 30/09/ Dividend (Monthly) 1006.6006 4.847654 per unit 4.495544 per unit 28/08/ Dividend (Monthly) 1005.5163 4.416167 per unit 4.229454 per unit Dividend is declared on the face value of `1000/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. RATING PROFILE Sector / Rating Percent ICRA A1+ 23.86 IND A1+ 18.78 CRISIL A1+ 12.62 Cash & Equivalent 44.73 Total 100.00 FUND PERFORMANCE AS ON SEPTEMBER 30, LF (Existing Plan) EDELWEISS LIQUID FUND ( LF) LF (Direct Plan) *As there was no investor under these Plans during certain intervals returns for the specified / since inception is not provided. Based on standard investment of `10,000 made at the beginning of the relevant period. @ ^Absolute. Annualized Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at Inception/ date of the initial investment under the plans. shown above are for Growth Option only. LF (Retail Plan)* Scheme Benchmark (Crisil Liquid Fund Index) Performance of the Dividend Option for the investor would be net of DDT, as applicable. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of returns. Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plan viz Retail and addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options 14 Total Expense Ratio : Existing Plan: 0.51%, Retail Plan*: 1.08%, Direct Plan: 0.24% Growth Option 1319.6154 Daily Dividend Option 1000.0726 Weekly Dividend Option 1000.6993 Fortnightly Dividend Option^ - Monthly Dividend Option 1005.8957 Retail Plan* Growth Option 1502.6269 Daily Dividend Option 1000.0728 Weekly Dividend Option 1000.6125 Fortnightly Dividend Option^ - Monthly Dividend Option 1005.8957 Direct Plan Growth Option 1322.0205 Daily Dividend Option 1000.0726 Monthly Dividend Option 1006.6582 Weekly / Fortnightly Dividend Option^ - Bonus Option - ^ There were no investors under this option Alternate Benchmark (Crisil 1 Year T bill) Last 7 days@ 7.80% 10,015 8.25% 10,016 7.43% 10,014 9.37% 10,018 8.66% 10,017 Last 15 days@ 7.74% 10,032 8.19% 10,034 7.37% 10,030 9.08% 10,037 7.85% 10,032 Last 30 days@ 7.47% 10,061 7.92% 10,065 7.09% 10,058 8.82% 10,072 8.08% 10,066 September 30, 2013 - September 30, ^ 8.46% 10,846 8.61% 10,861 7.66% 10,766 9.49% 10,949 8.35% 10,835 September 28, 2012 - September 30, 2013^ 8.71% 10,871 NA NA 7.69% 10,769 8.59% 10,859 5.70% 10,570 September 29, 2011 - September 28, 2012^ 9.88% 10,988 NA NA 8.99% 10,899 8.67% 10,867 8.14% 10,814 Since Inception (CAGR) LF 9.01% 13,107 NA NA NA NA 8.87% 13,055 7.27% 12,464 Since Inception (CAGR) LF - Retail Plan NA NA NA NA 6.84% 14,937 7.56% 15,549 6.28% 14,465 Since Inception (CAGR) LF - Direct Plan NA NA 8.66% 11,536 NA NA 9.20% 11,635 6.77% 11,193
ULTRA SHORT TERM BOND Fund (An Open-ended Debt Scheme) FACTSHEET Debt Fund This product is suitable for investors who are seeking*: Regular fixed income for short term Investment in Money Market Instruments and Debt instruments Low risk (BLUE) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk The objective of the Scheme is to provide reasonable returns, commensurate with moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. However, there is no assurance that the investment objective of the scheme will be realized and the scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument DIVIDEND HISTORY FUND PERFORMANCE AS ON SEPTEMBER 30, % to Net Assets MONEY MARKET INSTRUMENTS 60.00 Certificate of Deposit** CRISIL A1+ Central Bank of India 13.26 Bank of Maharashtra 13.16 CARE A1+ Punjab National Bank 13.18 IND A1+ Indian Bank 5.30 ICRA A1+ State Bank of Patiala 2.72 Commercial Paper** CRISIL A1+ Sundaram Finance Limited 12.39 BONDS & NCDs** 30.49 Listed / awaiting listing on the stock exchanges CRISIL AAA LIC Housing Finance Limited 13.70 Rural Electrification Corporation Limited 2.82 National Bank for Agriculture & Rural Development 0.28 ICRA AA+ L & T Finance Ltd 13.69 OTHERS 9.51 Cash & Cash Equivalents CBLO / Reverse Repo Investments 6.63 Net Receivable/Payable 2.87 GRAND TOTAL 100.00 **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. Record Date Plan/ Option NAV on Amount of Amount of Name Record Date Dividend -Retail Dividend -Corporate (`) (`) (`) 31/10/ Dividend (Monthly) 1008.3171 6.130186 per unit 5.684919 per unit 30/09/ Dividend (Monthly) 1007.3323 5.563573 per unit 5.159462 per unit 28/08/ Dividend (Monthly) 1006.5931 5.867204 per unit 5.619143 per unit USTBF (Existing Plan) ASSET ALLOCATION 60.00% Money Market Instruments Bonds and NCDs Dividend is declared on the face value of `1000/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at inception of the scheme shown above are for Growth Option only. Performance of the Dividend Option for the investor would be net of the dividend distribution tax, as applicable. EDELWEISS ULTRA SHORT TERM BOND FUND ( USTBF) USTBF (Direct Plan) USTBF (Retail Plan*) Scheme Benchmark (Crisil Liquid Fund Index) Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of returns. Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme. *Kindly refer addendum dated September 29, 2012 for discontinued Plan viz Retail Plan addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options 9.51% RATING PROFILE Sector / Rating Percent CRISIL A1+ 38.80 CRISIL AAA 16.80 ICRA AA+ 13.69 CARE A1+ 13.18 IND A1+ 5.30 ICRA A1+ 2.72 Cash & Equivalent 9.51 Total 100.00 Cash & Equivalent Alternate Benchmark (Crisil 1 Year T bill) September 30, 2013 - September 30, ^ 8.97% 10,897 9.00% 10,900 7.92% 10,792 9.49% 10,949 8.35% 10,835 September 28, 2012 - September 30, 2013^ 8.07% 10,807 NA NA 7.19% 10,719 8.59% 10,859 5.70% 10,570 September 29, 2011 - September 28, 2012^ 9.72% 10,972 NA NA 9.16% 10,916 8.67% 10,867 8.14% 10,814 Since Inception (CAGR) USTBF 8.00% 15,939 NA NA 7.46% 15,463 7.56% 15,549 6.28% 14,465 Since Inception (CAGR) USTBF - Direct Plan NA NA 8.55% 11,534 NA NA 9.19% 11,652 6.82% 11,216 30.49% Date of Allotment September 9, 2008 Date of Inception (Direct Plan) : January 3, 2013 `5,000/- and in multiples of `1/-. Exit Load If the Units are redeemed / switched-out within 12 months from the date of allotment : 1% If the Units are redeemed/ switched-out after 12 months from the date of allotment : Nil The entire exit load will be credited to the scheme net of service tax, if any : Mr. Rahul Aggarwal Managing the Scheme since: March 11, Assistant : Mr. Bhavesh D. Jain Experience: 7 years Managing the Scheme since: January 4, Options: Growth, Dividend, Bonus Benchmark: CRISIL Liquid Fund Index Modified Duration: 0.4199 Years Average Maturity: 0.4674 Years Total Expense Ratio : Existing Plan: 0.02%, Retail Plan*: 1.12%, Direct Plan: 0.02% Growth Option 1607.6818 Daily Dividend Option 1000.5824 Weekly Dividend Option 1001.2632 Fortnightly Dividend Option 1001.3800 Monthly Dividend Option 1008.3171 Retail Plan* Growth Option 1558.1325 Daily Dividend Option 1000.5824 Weekly Dividend Option 1001.2029 Fortnightly Dividend Option 1001.2030 Monthly Dividend Option 1008.1895 Direct Plan Growth Option 1608.5813 Daily Dividend Option 1000.5824 Weekly Dividend Option - Fortnightly Dividend Option^ - Monthly Dividend Option^ - Bonus Option - ^ There were no investors under this option 15
SHORT TERM INCOME Fund (An Open-ended Income Scheme) FACTSHEET Debt Fund This product is suitable for investors who are seeking*: Regular fixed income for short to medium term Investment in Money Market Instruments and Debt instruments Low risk (BLUE) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk 16 The investment objective of the Scheme is to generate regular income through investments in Debt & Money Market Instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument % to Net Assets MONEY MARKET INSTRUMENTS 28.72 Certificate of Deposit** CARE A1+ Punjab National Bank 24.65 CRISIL A1+ Oriental Bank of Commerce 2.58 Commercial Paper** CRISIL A1+ Sundaram Finance Limited 1.49 BONDS & NCDs** 63.20 Listed / awaiting listing on the stock exchanges CRISIL AAA LIC Housing Finance Limited 10.47 Power Finance Corporation Limited 7.91 Housing Development Finance Corporation Limited 7.78 Rural Electrification Corporation Limited 5.32 Power Finance Corporation Limited 2.67 Rural Electrification Corporation Limited 2.62 Power Grid Corporation of India Limited 2.58 National Bank for Agriculture & Rural Development 1.57 Power Finance Corporation Limited 0.52 Housing Development Finance Corporation Limited 0.52 CARE AA+ L & T Finance Limited 10.37 ICRA AAA IDFC Limited 5.70 CRISIL AA Shriram Transport Finance Company Limited 5.18 OTHERS 8.08 Cash & Cash Equivalents CBLO / Reverse Repo Investments 9.28 Net Receivable/Payable -1.20 GRAND TOTAL 100.00 **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. DIVIDEND HISTORY FUND PERFORMANCE AS ON SEPTEMBER 30, ASSET ALLOCATION Bonds and NCDs Cash & Equivalent RATING PROFILE Record Date Plan/ Option NAV on Amount of Amount of Name Record Date (`) Dividend - Retail (`) Dividend - Corporate (`) 28/08/ Dividend 12.0247 0.20 per unit 0.20 per unit 25/04/ Dividend 11.9038 0.20 per unit 0.20 per unit 30/05/2013 Dividend 11.8828 0.437972 per unit 0.373162 per unit 8.08% Money Market Instruments 63.20% 28.72% Sector / Rating Percent CRISIL AAA 41.95 CARE A1+ 24.65 CARE AA+ 10.37 ICRA AAA 5.70 CRISIL AA 5.18 CRISIL A1+ 4.07 Cash & Equivalent 8.08 Total 100.00 Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. EDELWEISS SHORT TERM INCOME FUND ( STIF) STIF (Existing Plan) STIF (Direct Plan) STIF (Institutional Plan*) : Mr. Rahul Aggarwal Managing the Scheme since: March 11, Assistant : Mr. Bhavesh D. Jain Experience: 7 years Managing the Scheme since: January 4, Options: Growth, Dividend, Bonus Benchmark: CRISIL Short Term Bond Fund Index Modified Duration: 1.3168 Years Average Maturity: 1.6039 Years Total Expense Ratio : Existing Plan: 0.72%, Institutional Plan*: 1.04%, Direct Plan: 0.62% ^ There were no investors under this option Scheme Benchmark (Crisil Short-Term Bond Fund Index) Alternate Benchmark (Crisil 1 Year T bill) Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute applicable. Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. Past performance may or may not be sustained in future and should not be used as a basis for In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business comparison with other investments. Day is considered for computation of returns. Since Inception returns are calculated on `10/- invested at inception of the scheme Note: For the performance of other Schemes managed by the s, please refer to the shown above are for Growth Option only. relevant scheme. Performance of the Dividend Option for the investor would be net of the dividend distribution tax, as *Kindly refer addendum dated September 29, 2012 for discontinued Plan viz Institutional Plan and addendum dated Oct 19, 2012 for standardizing the nomenclature for existing Plan / Options Date of Allotment Existing Plan : September 26, 2008 Institutional Plan : March 3, 2009 Date of Inception (Direct Plan) : February 4, 2013 `10,000/- and in multiples of `1/-. Exit Load: If the Units are redeemed/switched-out within 2 months from the date of allotment : 0.50% If the Units are redeemed/switched-out after 2 months from the date of allotment : Nil The entire exit load will be credited to the scheme net of service tax, if any Growth Option 15.3061 Dividend Option 12.0909 Bonus Option 15.3061 Institutional Plan* Growth Option 14.7358 Dividend Option^ - Direct Plan Growth Option 15.3725 Dividend Option^ - September 30, 2013 - September 30, ^ 8.41% 10,841 8.58% 10,858 8.30% 10,830 10.12% 11,012 8.35% 10,835 September 28, 2012 - September 30, 2013^ 6.61% 10,661 NA NA 6.61% 10,661 7.78% 10,778 5.70% 10,570 September 29, 2011 - September 28, 2012^ 7.42% 10,742 NA NA 7.42% 10,742 9.21% 10,921 8.14% 10,814 Since Inception (CAGR) STIF 7.11% 15,114 NA NA NA NA 8.19% 16,052 6.20% 14,355 Since Inception (CAGR) STIF - Institutional Plan NA NA NA NA 6.97% 14,562 7.53% 14,996 5.63% 13,574 Since Inception (CAGR) STIF - Direct Plan NA NA 7.57% 11,281 NA NA 9.11% 11,549 6.71% 11,133
GILT Fund (An Open-ended Gilt Scheme) FACTSHEET Debt Fund This product is suitable for investors who are seeking*: Regular fixed income for long term Investment in Government Securi es Low risk (BLUE) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk The investment objective of the scheme is to generate income and capital appreciation by investing predominantly in securities issued by the Government of India or State Governments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns. PORTFOLIO Name of Instrument % to Net Assets CENTRAL GOVERNMENT SECURITIES 78.20 SOV 8.83% CGL 2023 78.20 OTHERS 21.80 Cash & Cash Equivalents CBLO / Reverse Repo Investments 17.14 Net Receivable/Payable 4.66 GRAND TOTAL 100.00 ASSET ALLOCATION Central Government Securities RATING PROFILE Sector / Rating Percent SOV 78.20 Cash & Equivalent 21.80 Total 100.00 Cash & Cash Equivalent Date of Allotment: July 6, 2009 Date of Inception (Direct Plan) : February 13, 2013 `5,000/- and in multiples of `1/-. Exit Load: NIL : Mr. Rahul Aggarwal Managing the Scheme since: March 11, Assistant : Mr. Bhavesh D. Jain Experience: 7 years Managing the Scheme since: January 4, Options: Growth, Dividend, Bonus Benchmark: I-Sec Composite Gilt Index Modified Duration: 4.6775 Years 78.20% 21.80% Average Maturity: 7.0978 Years Total Expense Ratio : Existing Plan: 1.19% Direct Plan: 1.06% Growth Option 12.3209 Dividend Option 12.3209 Direct Plan Growth Option 12.3449 Dividend Option^ - Bonus Option 12.3449 ^ There were no investors under this option FUND PERFORMANCE AS ON SEPTEMBER 30, Gilt Fund Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at inception of the scheme shown above are for Growth Option only. Performance of the Dividend Option for the investor would be net of the dividend distribution tax, as applicable. EDELWEISS GILT FUND Gilt Fund (Direct Plan) Scheme Benchmark (I-Sec Composite Gilt Index) Alternate Benchmark (Crisil 10 year Gilt Index) September 30, 2013 - September 30, ^ 4.33% 10,433 4.45% 10,445 11.12% 11,112 6.85% 10,685 September 28, 2012 - September 30, 2013^ -0.74% 9,926 NA NA 4.97% 10,497 2.45% 10,245 September 29, 2011 - September 28, 2012^ 7.21% 10,721 NA NA 10.07% 11,007 8.03% 10,803 Since Inception (CAGR) Gilt Fund 3.66% 12,073 NA NA 7.04% 14,281 4.53% 12,610 Since Inception (CAGR) Gilt Fund - Direct Plan NA NA 0.11% 10,018 6.72% 11,117 2.54% 10,416 Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of returns. Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme. 17
Debt and Corporate Opportunities Fund (An Open-ended Hybrid Scheme) Formerly, Monthly Income Plan~ FACTSHEET Debt Fund This product is suitable for investors who are seeking*: Long term capital apprecia on and current income Investment in equity and equity related securi es as well as fixed income securi es (debt and money market securi es) Medium risk (YELLOW) Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk (YELLOW) investors understand that their principal will be at medium risk (BROWN) investors understand that their principal will be at high risk 18 To generate returns that are consistent with the moderate levels of risk and liquidity through active management of a diversified portfolio constituted of debt and money market instruments having average maturity of upto three years and opportunistic deployment of equity & equity related instruments primarily focused on equity arbitrage and Corporate Actions related activities. However, there is no assurance that the investment objective of the Scheme will be realized. Corporate Actions are events that bring material change in the functions of a publicly listed company and affect its stakeholders. The term 'Corporate Actions' includes actions such as stock splits, dividends, mergers and acquisitions, rights issues, spin offs as also special situations arising out of corporate activities like Initial Public Offering, Follow-on Public Offering, Buy Back, Delisting, Open Offers, Bonus, Offer for Sale etc. PORTFOLIO EQUITY HOLDINGS Name of Instrument Industry % to Net Assets EQUITIES 35.46 Reliance Industries Limited Petroleum Products 9.90 Lupin Limited Pharmaceuticals 9.04 HDFC Bank Limited Banks 6.02 Grasim Industries Limited Cement 5.79 TV18 Broadcast Limited Media & Entertainment 2.59 Prime Focus Limited Media & Entertainment 2.13 DERIVATIVES -30.96 Grasim Industries Limited Cement -5.82 HDFC Bank Limited Banks -6.09 Lupin Limited Pharmaceuticals -9.10 Reliance Industries Limited Petroleum Products -9.95 Money Market Instrument** 26.22 ICRA A1+ State Bank of Patiala 26.22 OTHERS 69.28 Fixed Deposit 13.20 CBLO / Reverse Repo Investments 34.17 Cash & Cash Equivalents Net Receivable/Payable 21.91 Grand Total 100.00 Fixed Deposit placed under margin : `10.00 Lakhs. **Thinly traded/non traded securities as defined in SEBI Regulations and Guidelines. DIVIDEND HISTORY ASSET ALLOCATION as on 31, 64.54% Record Date Plan/ Option NAV on Amount of Amount of Name Record Date Dividend - Retail Dividend - Corporate (`) (`) (`) 30/04/ Monthly Dividend 10.2888 0.014946 per unit 0.014946 per unit 28/03/ Monthly Dividend 10.2645 0.069647 per unit 0.066703 per unit 28/02/ Monthly Dividend 10.1509 0.047130 per unit 0.045138 per unit 35.46% Equities Others include (Derivatives, Money Market Instruments, Fixed Deposit, CBLO/Reverse Repo Investments and Cash & Cash Equivalents) Dividend is declared on the face value of `10/- per unit. Dividend is paid subject to availability of distributable surplus. After payment of dividend the NAV of the Dividend Option of the Scheme falls to the extent of the dividend pay out and statutory levy if any. Past Performance may or may not be sustained in the future. PERFORMANCE OF EDELWEISS MONTHLY INCOME PLAN (MIP)~ AS ON MARCH 28, DCO Based on standard investment of `10,000 made at the beginning of the relevant period. ^Absolute Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Since Inception returns are calculated on `10/- invested at inception of the scheme shown above are for Growth Option only. Performance of the Dividend Option for the investor would be net of the dividend distribution tax, as applicable. DCO (Direct Plan) Benchmark^^^ (CRISIL Short Term Bond Fund Index 85%, CNX 500 Index 15%) `5,000/- and in multiples of `1/-. Exit Load If the Units are redeemed / switched out on or before 180 days from the date of allotment - 2.00% If the Units are redeemed / switched out after 180 days and upto 365 days from the date of allotment 1.00% If the Units are redeemed / switched out after 365 days from the date of allotment Nil The entire exit load will be credited to the scheme net of service tax, if any Co-: Mr. Rahul Aggarwal Managing the Debt portion of the Scheme since: March 11, Co-: Mr. Paul Parampreet Managing the Equity portion of the Scheme since: December 20, 2010 Assistant : Mr. Bhavesh D. Jain Experience: 7 years Managing the Debt portion of the Scheme since: January 4, Options: Growth, Dividend, Bonus Benchmark: CRISIL Short Term Bond Index - 85% CNX 500 Index - 15% Modified Duration: 0.0245 Years Average Maturity: 0.0269 Years Total Expense Ratio : Existing Plan: 2.25% Direct Plan: 1.85% Growth Option 14.8416 Dividend Option 10.7742 Direct Plan - Growth 14.9272 Direct Plan - Dividend Option 11.1665 Alternate Benchmark (Crisil 1 Year T bill) Inception date: May 16, ~ Monthly Income Plan was launched on February 24, 2010. Subsequently, the fundamental attributes of the Scheme (including the Scheme name, the asset allocation and the benchmark index) were changed w.e.f. May 16,. Refer to Notice cum Addendum dated April 11, for further details. Inception date MIP : February 24, 2010 DCO : May 16, MIP Benchmark^^ (Crisil MIP Blended Index) Alternate Benchmark (Crisil 1 Year T bill) Since Inception upto March 28, (CAGR) 8.55% 13,989 7.04% 13,209 6.09% 12,737 March 28, 2013 - March 28, ^ 13.28% 11,328 6.44% 10,644 5.77% 10,577 March 30, 2012 - March 28, 2013^ 9.94% 10,994 9.06% 10,906 8.33% 10,833 March 31, 2011 - March 30, 2012^ 5.85% 10,585 5.24% 10,524 6.59% 10,659 Inception date: MIP : February 24, 2010 PERFORMANCE OF EDELWEISS DEBT AND CORPORATE OPPORTUNITIES FUND (DCO)~ AS ON SEPTEMBER 30, Since Inception - DCO^ 3.33% 10,333 NA NA 6.55% 10,655 3.08% 10,308 Since Inception - DCO - Direct Plan^ NA NA 3.48% 10,348 6.55% 10,655 3.08% 10,308 Standard Benchmark prescribed by SEBI vide circular dated August 22, 2011. ^^CRISIL MIP Blended Index was the erstwhile benchmark of the Scheme as on the date of Performance detail i.e. March 28,. ^^^Revised benchmark w.e.f May 16, In case start /end date of the relevant period is a non-business Day, the NAV of the previous Business Day is considered for computation of returns. Note: For the performance of other Schemes managed by the s, please refer to the relevant scheme.
Equity Schemes 31, Absolute Return Fund Diversified Growth Equity Top 100 (E.D.G.E. Top 100) Fund ELSS Fund Select Midcap Fund Opportunities Fund Arbitrage Fund Minimum Investment `1000/- per application & in multiples of `1/- `1000/- per application & in multiples of `1/- `500/- per application & in multiples of `500/- `5000/- per application & in multiples of `1/- `1000/- per application & in multiples of `1/- `5000/- per application & in multiples of `1/- Minimum Redemption Amount `1/- or any number of units. For demat transactions, minimum redemption would be mandatorily 50 units. For ELSS Fund, redemption of unit can be made only after 3 years of lock-in period from the date of allotment of the Units proposed to be redeemed. Minimum Additional Investment Amount `1,000/- and in multiples of `1/-. `500/- per application & in multiples of `500/- `1,000/- and in multiples of `1/-. `1,000/- and in multiples of `1/-. `1,000/- and in multiples of `1/-. Debt schemes 31, Minimum Investment Minimum Redemption Amount Minimum Additional Investment Amount Liquid Fund `10,000/- & in multiples of `1/-. Ultra Short Term Bond Fund `5,000/- and in multiples of `1/-. Minimum of 1 unit or `1,000/- and in multiples of `1/-. For demat transactions, minimum redemption would be mandatorily 1 unit. In case of the investors / unit holders having available balance less than `1,000/- or less than 1 unit in their respective folio on the day of submission of valid redemption request, the minimum redemption amount would be the available balance. Gilt Fund `5,000/- and in multiples of `1/-. Minimum of 50 units & in multiples of 1 unit or `500 & in multiples of `1/-. `1,000/- and in multiples of `1/-. Debt and Corporate Opportunities Fund `5,000/- and in multiples of `1/-. `500 & in multiples of `1/-. Short Term Income Fund `10,000/- and in multiples of `1/-. Minimum of 50 units & in multiples of 1 unit or `500 & in multiples of `1/-. For demat transactions, minimum redemption would be mandatorily 50 units. In case of the investors/ units holders having available balance less than ` 500/- or less than 50 units in their respective folio on the day of submission of valid redemption request, the minimum redemption limit would be the available balance. Direct Plan: Pursuant to SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012, a separate plan for direct investments (i.e. investments not routed through Distributor) has been introduced under the Schemes with effect from January 1, 2013. The said Direct Plan is only for investors who purchase /subscribe Units in a Scheme directly with the Fund and is not available for investors who route their investments through a Distributor. All Plans / Options / Facilities offered under the Schemes (other than discontinued plans/options) will also be available for subscription under the Direct Plan. For further details, Investors are requested to refer to addendum dated December 31, 2012. For risk factors, please refer last page 19
Investor Service Centers & Risk Factors Karvy Investor Service Centers Agra: Deepak Wasan Plaza, Behind Holiday Inn, Opp Megdoot Furnitures, Sanjay Place, Agra -282002 (U.P) Ahmedabad: 201,Shail Building, Opp : Madhusudhan House, Nr. Navrangpura Telephone Exchange, Navrangpura, Ahmedabad - 380 006. Tel: 079-26400527 / 079-32997508 Ajmer: 1-2, II Floor, Ajmer Tower, Kutchary Road, Ajmer - 305 001. Tel: 0145-5120725 Aligarh: 1St Floor, Kumar Plaza, Aligarh - 202001. Uttar Pradesh Allahabad: RSA Towers, 2nd Floor, Above Sony TV Showroom, 57, S P Marg, Civil Lines, Allahabad - 211001 Ambala: 6349, Nicholson Road, Adjacent Kos Hospital, Ambala Cantt, Ambala - 133001 Amritsar: 72-A, Taylor'S Road, Aga Heritage Gandhi Ground, Amritsar - 143 001 Anand: F-6, Chitrangana Complex, Opp: Motikaka Chawl, V V Nagar, Anand - 388 001. Tel: 02692-248980 / 02692-248873 Ankleshwar: L/2, Keval Shopping Center, Old National Highway,Ankleshwar, Gujarat - 393 002 Tel: 02646-227349 / 02646 227348 Asansol: 114 / 71, G.T. Road Near Sony Centre, Bhanga Pachil, Asansol - 713303 Tel:0341-2221248, 0341-2314624 Aurangabad: Ramkunj, Railway Station Road, Near Osmanpura Circle,Aurangabad-431005 Tel: 09665066552/09604396113. Balasore: M S Das Street, Gopalgaon, Balasore - 756001. Tel: 06782-265492 / 06782-329233 / 06782-265496 Bangalore: 59, Skanda Puttanna Road,Basavanagudi,Bangalore- 560004. Tel: 080-25320085 Bareilly: 1st Floor, 165, Civil Lines, Opp. Hotel Bareilly Palace, Near Rly Station Road, Bareilly - 243 001 Baroda: SB-4&5, Mangaldeep Complex, Opposite Mesonic Hall, Productivity Road, Alkapuri, Vadodara - 390007 Begusarai: Hotel Diamond Surbhi Complex, Near I.O.C Township Gate, Kapasiya Chowk, Begusarai - 851117. Tel: 06243-243551 Belgaum: CTS No 3939/ A2 A1, Above Raymonds Show Room, Beside Harsha ppliances, Club Road, Belgaum - 590001. Tel: 0831-2402722 Berhampur (OR): Ramlingam Tank Road, Berhampur - 760002. Tel: 0680-2202833 / 0680-2202810 Bhagalpur: 2nd Floor, Chandralok Complex, Ghantaghar, Radha Rani Sinha Road, Bhagalpur - 812001 Bharuch: 147-148, Aditya Complex, Near Kasak Circle, Bharuch - 392 002 Bhavnagar: G-11, Gitanjali Complex, Beside Bhavnagar Municipal Corporation & Collector Office, Opposite Galaxy Cinema, Kalanala, Bhavnagar-364001. Tel: 0278-2567005 / 6 Bhilai: Shop No-1,First Floor, Plot NO-1, Old Sada Office Block, Commercial Complex, Near HDFC ATM,Nehru Nagar- East, Post - BHILAI, Pin - 490020 Bhopal: Kay Kay Busniss Centre, 133 Zone I M P Nagar, Bhopal - 462021. Tel: 0755-4092708 Bhubaneswar: Plot No- 104/105(P), Jaydev Vihar, Besides Hotel Pal Heights, Bhubaneswar-751013. Tel: 0674-2547531 / 0674-2547532 Bokaro: B-1, 1St Floor, Near Sona Chandi Jewellers, City Centre, Sector - 4, Bokaro Steel City - 827 004 Burdwan: 63 G T Road, Birhata, Halder Complex, 1st Floor, Burdwan - 713101. Tel: 0342-2550840 / 2550801 Calicut: Sowbhagya hoping Complex, Areyadathupalam, Mavoor Road, Calicut - 673 004. Tel: 0495-2742105 / 0495-2742107 Chandigarh: co-371-372, First Floor, Above HDFC Bank, Sector 35B, Chandigarh - 160 022. Tel: 0172-4342619 / 0172-4342620 / 0172-4342621 / 0172-4342600 Chennai: Flat No F11,First Floor, Akshya Plaza,(Erstwhile Harris Road), Opp Chief City Metropolitan Court, 108, Adhithanar Salai,Egmore,Tel: 044-42028512 Cochin: Building Nos.39, Ali Arcade, 1st Floor, Near Atlantis Junction, Kizhvana Road, Panampili Nagar, Cochin-682 036. Tel: 0484-4027672 Coimbatore:1057/1058, Jaya Enclave,Avanashi Road,Coimbatore- 641018 Phone : 0422-4384770 Cuttack: Dargha Bazar, Opp. Dargha Bazar Police Station, Buxibazar, Cuttack - 753001 Dehradun: Kaulagarh Road, Near Sirmaur Marg, Above Reliance Webworld, Dehradun - 248 001 Dhanbad: 208, New Market, 2Nd Floor, Katras Road, Bank More, Dhanbad - 826001. Tel: 0326-2301045 Dharwad: G7 & 8, Sri Banashankari Avenue, Ramnagar, Opp Nttfpb Road, Dharward - 580 001. Tel: 0836-2744207 Durgapur: MWAV-16 Bengal Ambuja, 2ndFloor, City Centre, Durgapur- 713216 Erode: No. 4,KMY Salai, Veerappan Traders Complex, Opp : Erode Bus Stand, Sathy Road, Erode - 638 003. Tel: 0424-2225615 / 2225616 / 0424-2225617 Faridabad: A-2B, 1st Floor, Nehru Ground, Neelam Bata Road, Nit, Faridabad - 121 001 Gandhidham: Office No. 203, Second Floor, Bhagwati Chamber,Plot No. 8, Sector - 1/A, Kutch Kala Road, Gandhidham - 370 201 Tel : 02386-228630 Gaya: 1St Floor Lal Bhawan, Tower Chowk, Near Kiran Cinema, Gaya-823001. Tel: 0631-2220065 Ghaziabad: 1st Floor, C-7, Lohia Nagar, Ghaziabad - 201001 Gorakhpur: Above V.I.P. House, Ajdacent A.D. Girls Inter College, Bank Road, Gorakpur - 273 001 Guntur: D No 6-10-27, 10/1, Sri Nilayam,Arundelpet, Guntur -522002 - Tel: 0863-2339094,2326687 Gurgaon: Shop No. 18, Ground Floor, Sector - 14, Opp. AKD Tower, Near Huda Office, Gurgaon - 122001 Guwahati: 54 Sagarika Bhawan, R G Baruah Road,(AIDC Bus Stop), Guwahati 781024 Gwalior: Shindi Ki Chawani, Nadi Gate Pul, MLB Road, Gwalior - 474 001 Haldwani: Above Kapilaz Sweet House, Opp LIC Building, Pilikothi, Haldwani - 263139. Uttarakhand Hissar: Sco 71, 1st Floor, Red Square Market, Hissar - 125001 Hubli: 22 & 23, 2nd Floor, Eurecka Junction, T B Road, Hubli - 580029 Hyderabad: 8-2-596 Karvy Plaza, Avenue 4, Street No.1,Banjara Hills, Hyderabad - 500 034 Indore: 218, City Center, Opp. High Court, M.G. Road, Indore- 452010 Jaipur: S-16 A, 3rd Floor, Land Mark, Opposite Jaipur Club, Mahavir Marg, C- Scheme, Jaipur - 302 001. Tel: 0141-2375039 / 0141-2363321 Jalandhar: Lower Ground Floor, Office No : 3, Arora Prime Tower, Plot No: 28, G T Road, Jalandhar - 144 004. Tel: 0181-4634401 / 0181-4634415 / 0181-4634412 Jalgaon: 113, Baliram Peth, B/H Mahalaxmi Dairy,Jalgaon-425 001Tel: 9421521406 Jalpaiguri: D.B.C. Raod, Near Rupasree Cinema Hall, Beside Kalamandir, Po & Dist Jalapiguri, Jalpaiguri - 735101 Jammu: 5 A/D Second Extension, Opposite Panama Chowk Petrol Pump, Gandhi Nagar, Jammu 180012 9205044668, 9906296948 Jamnagar: 108 Madhav Plaza, Opp SBI Bank, Near Lal Bangalow, Jamnagar - 361001. Tel: 9725444799 Jamshedpur: Kanchan Tower, 3Rd Floor, Chhaganlal Dayalji @ Sons, 3-S B Shop Area, (Near Traffic Signal), Main Road, Bistupur, Jamshedpur - 831 001. Tel: 0657-2487045 / 2487020 Jhansi: 371/01, Narayan Plaza, Gwalior Road, Near Jeevan Shah Chauraha, Jhansi - 284 001 Jodhpur: 203, Modi Arcade, Chupasni Road, Jodhpur - 342 001 Kanpur: 15/46,Ground Floor, Opp: Muir Mills, Civil Lines, Kanpur - 208001 Karaikudi: Gopi Arcade, 100 Feet Road, Karaikudi - 630 001. Tel: 04565-237192 / 04565-237192 Karur: No.6, Old No.1304, Thiru-Vi-Ka Road, Near G.R.Kalyan Mahal, Karur - 639 001. Tel: 04324-248871 / 04324-326048 / 04324-241892 / 04324-241893 / 04324-241894 Kharagpur: Malancha Road, Beside Uti Bank, Kharagpur - 721304. Tel: 03222-242507 Kolhapur: 605/1/4 E Ward, Near Sultane Chambers, Shahupuri 2nd Lane, Kolhapur 416001 Kolkata: 166A, Rash behari Avenue, Kolkata-700029. Contact Nos : 033-64444177, 033-64444176. Kota: H.No. 29, First Floor, Near Lala Lajpat Rai Circle, Shopping Centre, Kota - 324007. Tel: 0744-2365144 / 0744-2365146 Kottayam: 1st Floor, Csi Ascension Church Complex, Kottayam - 686 001Karvy Computershare Private Limited,. Tel: 0481-2302420 / 0481-2302421 Lucknow: Usha Sadan, 24, Prem Nagar, Ashok Marg, Lucknow - 226001. Tel: 0522-2236819 / 0522-2236820 / 28 Ludhiana: SCO - 136, First Floor, Above Airtel Show Room,Feroze Gandhi Market, Ludhiana - 141001. Tel: 0161-4680021 Madurai: Rakesh Towers, 30-C, Bye Pass Road, Ist Floor, Opp Nagappa Motors, Madurai - 625010. Tel: 0452-2600852 / 865 / 0452-2600854 / 0452-600851 / 0452-2600855 Malda: Sahistuli Under Ward, No-6, English Bazar Municipality, No-1 Govt Colony, Malda - 732101. Tel: 03512-221342 / 03512-223153 Mangalore: Ground Floor, Mahendra Arcade, Kodial Bail, Mangalore - 575 003 Margoa: 2Nd Floor, Dalal Commercial Complex, Opp: Hari Mandir, Pajifond, Margao, Goa -403601. Tel: 0832-2731822 / 0832-2731824 Mathura: AMBEY Crown, IInd Floor, In Front Of BSA College, Gaushala Road, Mathura - 281001 Tel: 9369918618 Meerut: 1St Floor, Medi Centre Complex, Opp. Icici Bank, Hapur Road, Meerut - 250 002 Mehsana: Ul -47, Appolo Enclave, Opp Simandhar Temple, Modhera Char Rasta; Highway, Mehsana-384002. Tel: 2762 242950 Moradabad: Om Arcade, Parker Road, Above Syndicate Bank, Tari Khana Chowk, Moradabad - 244 001 Mumbai: 01/04, 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bombay Stock Exchange, Fort, Mumbai 400001 Tel: 022-66235353 Muzaffarpur: 1St Floor, Uma Market, Near Thana Gumti, Motijheel, Muzaffarpur, Bihar - 842001 Mysore: L - 350, Silver Tower, Clock Tower, Ashoka Road, Mysore - 570 001. Tel: 0821-2441524 / 0821-2441520 Nadiad: 105 Gf City Point, Near Paras Cinema, Nadiad - 387001. Tel: 0268-2563245 Nagpur: Plot No.2/1, House No. 102/1, Mangaldeep Apartment, Mata Mandir Road, Opp. Khandelwal Jewellers, Dharampeth, Nagpur - 440 010. Tel: 0712-6618583 Nasik: S-12, Second Floor, Suyojit Sankul, Sharanpur Road, Nasik - 422 002 Navsari: 1St Floor, Chinmay Arcade, Opp. Sattapir, Tower Road, Navsari - 396 445. Tel: 02637-280362 / 02637-280363 / 02637-280364 New Delhi: 305, 3rd Floor, New Delhi House, Bara Khamba Road, Connaught Place, New Delhi-110 001 Panipat: 1St Floor, Krishna Tower, Near Hdfc Bank, Opp. Railway Road, G T Road, Panipat - 132103 Panjim: City Business Centre,Coelho Pereira Building, Room Nos. 18,19 & 20, Dada Vaidya Road, Panjim - 403001. Tel: 0832-2426871/73 Patiala: Sco 27 D, Chhoti Baradari, Patiala - 147 001. Tel: 0175-5051728 / 0175-5051726 / 0175-5051727 Patna: 3A, 3rd Floor, Anand Tower, Beside Chankya Cinema Hall; Exhibition Road, Patna - 800001. Tel: 0612-2321354 / 0612-2321356 Pondicherry: First Floor, No.7, Thiayagaraja Street, Pondicherry - 605 001. Tel: 0413 2220640 / 0413 4210640 Pune: Shop No. 16, 17 & 18, Ground Floor, Sreenath Plaza, Dyaneshwar Paduka Chowk, F C Road, Pune - 411004. Tel: 020 25539957 Raipur: Room No. TF 31, 3 RD Floor, Millennium Plaza, Behind Indian Coffee House, G E Road, Raipur - 492 001 Rajahmundry: Dr.No. 6-1-4, First Floor, Rangachary Street,Tnagar, Rajahmundry -533101. Tel: 0883-2434468 / 69 / 70 Rajkot: 102-103, Siddhi Vinayak Complex, Dr. Yagnik Road,Opp. Ramkrishna Ashram, Rajkot - 360 001 Gujarat Telephone : +91 09601288416 Ranchi: Commerce Towers, 3rd Floor, Room No. 307, Beside Mahabir Towers, Main Road, Ranchi - 834 001. Tel: 0651-2330394 / 0651-2330386 Rohtak: 1St Floor, Ashoka Plaza, Delhi Road, Rohtak - 124001 Rourkela: 1St Floor, Sandhu Complex, Kanchery Road, Udit Nagar, Rourkela - 769 012. Tel: 0661-25107772 Saharanpur: 18 Mission Market, Court Road, Saharanpur - 247001. Uttar Pradesh Salem: No: 40, Brindavan Road, Near Perumal Koil, Fairlands, Salem-636016. Tel: 0427-2210835 / 2210983 / 0427-2210836 / 0427 2221051 / 55 Sambalpur: Quality Massion, 1st Floor, Above Bata Shop / Preeti Auto Combine, Nayapara, Sambalpur-768 001. Tel: 0663-2522106 / 663-2230195 / 0663-3291038 Shillong: Mani Bhawan, Thana Road, Lower Police Bazar, Shillong - 793 001 Shimla: Triveni Building, By Pas Chowk, Khallini, Shimla - 171 002 Shimoga: Uday Ravi Complex, LLR Road, Durgi Gudi, Shimoga - 577201. Tel: 08182-227485 Silchar: 1St Floor, Chowchakra Complex, N N Dutta Road, Premtala, Silchar - 788001. Tel: 03842-260334 Siliguri: Nanak Complex, Near Church Road, Sevoke Road, Siliguri - 734001. Tel: 0353-2526399 Surat: G-6 Empire State Building, Near Parag House,Udhna Darwaja, Ring Road, Surat-395002. Tel: 0261-3042170 Tirunelveli: Jeney Building, 55/18, S N Road, Near Arvind Eye Hospital, Tirunelveli - 627 001. Tel: 0462-2335135 / 38 / 0462-2335194 Tirupur: First Floor, 224 A, S, Selvakumar Departmental Stores, Ist Floor, Kamaraj Road, Opp To Cotton Market Complex,. Tel: 0421-2214221 Trichur: 2'Nd Floor, Brother'S Complex, Near Dhana Laxmi Bank Head Office, Naikkanal Junction, Trichur - 680 001. Tel: 0487-3246239 / 0487-2322483 Trichy: Sri krishna Arcade, 1St Floor; 60 Thennur High Road, Trichy - 620 017. Tel: 0431-2793799 Trivandrum: 2Nd Floor, Akshaya Towers, Above Jetairways, Sasthamangalam, Trivandrum - 695 010. Tel: 0471-2725990 / 0471-2725989 / 0471-2725991 Udaipur: 201-202, Madhav Chambers, Opp. G.P.O, Chetak Circle, Madhuban, Udaipur- 313001. Tel: 294-5101601 / 0294-5101602 / 0294-5101603 Valsad: Shop No 2, Phiroza Corner, Opp Next Showroom, Tithal Road, Valsad - 396001. Tel: 02632-326902 Vapi: Shop No-12, Shital Appartment, Opposite K P Tower, Imran Nagar, Silvassa Road, Vapi -396195 Tel : 9228012909 Varanasi: D-64/132,KA 1st Floor, Anant Complex, Sigra, Varanasi - 221 010 Vijayawada: 39-10-7 Opp. Municipal Water Tank, Labbipet, Vijayawada - 520 010. Tel: 0866-2495200 / 0866-2495400 Visakhapatnam: 47-14-5/1 Eswar Paradise, Dwaraka Nagar; Main Road, Visakhapatnam - 530 016. Tel: 0891-2752916 / 0891-2752915 / 0891-2752918 Warangal: 5-6-95, 1st Floor, Opp. B.Ed Collage, Lashkar Bazar, Chandra Complex, Hanmakonda, Warangal - 506001. Tel: 9848572020 www.karvymfs.com - Website of Karvy Computershare Pvt. Ltd. would also be considered as an Official Point of Acceptance for all the Schemes of the Fund. Karvy Computershare Private Limited UNIT : Mutual Fund, 3rd Floor, Karvy Plaza, 8-2-596, Street No 1, Banjara Hills, Hyderabad - 500 034 Tel: 040-23312454/40308000 Mutual Fund Investor Service Centers Ahmedabad: Madhusudan House, Basement, Near Navrangpura Telephone Exchange, Off CG Road, Navrangpura, Ahmedabad 380 009 Tel - 079-6514 1246 Bengaluru: S M Tower, 3rd floor, 3/2 & 4/3/1, 11th Main Road, Jayanagar 3rd Block East, Above Nike Showroom, Bengaluru 560011 Tel - 080-4059 2935 Chennai: 7th Avenue, 2nd floor Ammayi Eye hospital building, Ashok Nagar, Chennai- 600083 Tel: 044-42895741 Delhi: 104,1st Floor, Mercantile House, 15 Kasturba Gandhi Marg, New Delhi 110001 Tel - 011-4357 1105 Indore: 312-313, D.M. Tower, Third Floor, Race Course Road, Indore, Madhya Pradesh - 452001 Tel - 0731 6701522 Kolkata: Savitri Tower, 2nd Floor, 3A Upper Wood Street, Kolkata - 700017 Tel - 033-4421 8800 Mumbai: House, 6th Floor, Off. C.S.T Road, Kalina, Mumbai - 400098 Tel - 022-4097 9821 Risk factors Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Disclaimer : The view of the s should not be construed as advice. Investors must make their own investment decisions based on their specific investment objectives and financial positions and using such AMFI qualified advisors as may be necessary. Opinions expressed in various articles are not necessarily those of Asset Management Limited (EAML) or any of its Directors, Officers, Employees and personnel. Consequently, the Asset Management Limited (EAML) or any of its Directors, Officers, Employees and personnel do not accept any responsibility for the editorial content or its accuracy, completeness or reliability and hereby disclaim any liability with regard to the same. Mutual Fund House, 6th Floor, Off. C.S.T Road, Kalina, Mumbai - 400098. www.edelweissmf.com