Health Insurance from Aviva. Level 2 Hospital Level 2 Hospital with day-to-day

Similar documents
Health Insurance from Aviva. Level 2 Health Excess Level 2 Health Excess with day-to-day

Health Insurance from Aviva. Level 2 Family Health Level 2 Family Health with day-to-day

Health Insurance from Aviva. Level 2 Family Health Level 2 Family Health with day-to-day

Health Insurance from Aviva. Health Value

Health Insurance from Aviva. Family Value Plan

Health Insurance from Aviva. Level 2 Complete Health

Aviva Health Fit for Business A fresh approach to health insurance

Health Insurance Comparison HIA: Health Insurance Authority

Health Insurance Comparison HIA: Health Insurance Authority

Core Health Insurance Plans

Membership Handbook March

Aviva Health Members January Membership Handbook

GloHealth Daily Care Good 12 GloHealth Daily Care Better 12 GloHealth Daily Care Best 12

Thank you for choosing Aviva for your health insurance. Part 4. Part 5. Part 6

A Guide to GloHealth Cover

Premium Health Insurance Plans

Aviva Health Members May Membership Handbook

Aviva Health Members June Membership Handbook

Health Insurance Comparison HIA: Health Insurance Authority

Membership handbook. Your guide to using Level 1 Hospital and Level 1 Everyday

The Aviva Maternity Benefits Guide. Aviva Health Insurance Ireland Limited is regulated by the Central Bank of Ireland.

Table of Benefits - Plan B Option

Table of Benefits Company Plan Extra Level 2 (Excess)

COMPARING BUPA GLOBAL HEALTH PLANS

A hospital listed in the Directory of Hospitals (and Treatment Centres), which has an agreement with us on its charges

Hospital Care Cash Plans. Hospital Care Cash Plans

Company Plans. Consumer Rights Statement. Rules - Terms and Conditions

Priority Health. Priority Health and Priority Health 6 Summary. October Page 3

ULTIMATE HEALTH PLAN PART OF THE NEW RANGE OF GLOBAL HEALTH PLANS

a guide to what s inside...

COMPARISON OF BENEFITS* FOR CITY OF EUGENE AFSCME-REPRESENTED EMPLOYEES

BUSINESS HEALTHCARE BENEFITS AT A GLANCE FROM VITALITYHEALTH VITALITY.CO.UK/HEALTH

Plans A-E and Plans A-C Option

Corporate Plan and Company Plans

Personal Healthcare benefits at a glance

OPTION ONE DRUG 1 & DENTAL 1

BENEFITS BROCHURE Nurture your health

Simple and affordable health care protection for you and your family

Business Healthcare benefits at a glance

Table of Benefits Individual Policies

1-877-COVER ME. If you have any questions, give us a call at ( ) The Complete Guide to Flexcare for Residents of Ontario

Bupa By You. Summary

A guide to Health Select/Health Select 6

EARLY RETIREE (AGE 55-64) HEALTH & DENTAL BENEFIT COMPARISON as at April 2013

How To Get The Elite Health Insurance Plan

Elite Health Plans. The Gold Standard in International Private Medical Insurance

OPIP HEALTH & HEALTH PLUS Plan Details and Cost Comparisons

Platinum Healthcare Plan Benefit comparison of Bronze, Silver, Gold & Platinum healthcare plans

PRIVATE HEALTH SERVICES PLAN (PHSP)

CDSPI Retiree Benefits

Level 1 Hospital & Level 1 Everyday. Just 4 of the many great reasons to be with Aviva

Selecting a Health Insurance Cash Plan

The Corporate Global Health plans explained. Plans designed by

AMEX International Healthcare Plan Benefits schedule

International Private Medical Insurance

Associates Private Medical Trust Guide

CORPORATE HEALTH COVER DISCOVER THE BENEFITS OF CORPORATE COVER BUPA. FIND A HEALTHIER YOU

Blue Cross of NEPA: Custom PPO Option Coverage Period: 03/01/ /29/2016

Aetna Latin America & Caribbean Plan for Individuals Gold Plan

Table of Benefits Corporate Group Schemes

Flexible health insurance plans that work around you

Important Questions Answers Why this Matters:

Highest level of coverage with free-choice of hospitals and physicians worldwide, including the richest maternity and organ transplant benefits.

Your worldwide partner in health

United States Fire Insurance Company: International Technological University Coverage Period: beginning on or after 9/7/2014

CORPORATE HEALTH COVER DISCOVER THE BENEFITS OF CORPORATE COVER BUPA. FIND A HEALTHIER YOU

Comprehensive Series 2014 Comprehensive series plan summary 2014 CLAssiC CLAssiC DeLTA CLAssiC Zero msa essential essential DeLTA

Overall maximum plan benefit 10,000,000

Important Questions Answers Why this Matters:

Ultimate Health Cover

Your overall limit Silver Gold Platinum $1,000, , ,000. Your standard medical benefits Silver Gold Platinum

THE EDMONTON PIPE INDUSTRY HEALTH AND WELFARE PLAN

01 Start with hospital cover

/0860 SELFMED

Coverage Foreign Health MUNSU Plan GSU Plan. 100 % of eligible expenses. $2,000 per student year. Unlimited. Covered Covered by MCP Covered by MCP

Family Extras. What s covered, how much and when. Item No. Waiting Period. Service

Simple and affordable health care protection for you and your family

CO-OPtions Consumers' Choice Silver 12, a Multistate Plan. Cost Sharing Reduction Plan % Federal Poverty Level (94% Actuarial Value)

Individual Health Plan Proposal

Extras Plus Effective 1 October 2014

International health insurance for you and your family

International Private Medical Insurance

Sales Brochure International healthcare built for your world. Global Health Options

You can see the specialist you choose without permission from this plan.

GlobalHealth. The Global Health Elite plan range. Comprehensive cover for a wide range of health care benefits

Even though you pay these expenses, they don t count toward the out-ofpocket limit.

RTO/ERO Group Benefits Program Market Plan 1 Market Plan 2

Nationwide Life Insurance Co.: University of Phoenix NJ Coverage Period: 9/24/13-8/23/14

Extended Health Care Dental Care Life Insurance Disability Insurance. Benefits Information for Executives

Product summary 2015

Important Questions Answers Why this Matters: In-network: $2,000 Single / $4,000 Family Out-of-network: $3,000 Single / $6,000 Family

Private Plus Hospital - $250/$500 Excess & Basic Extras Effective 1 September 2014

We pay for these four preventive checks only, after you have been a member of the Gold plan for one year.

Healthier Solutions. Terms and conditions

LOCALCARE GROUP SCHEME POLICY SUMMARY FOR MEMBERS OF THE PHILIP WILLIAMS BUPA HEALTHCARE SCHEME. Effective from 1 December bupa.co.

Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: All Contract Types Plan Type: HMO

worldwide health insurance: perfectly formed

OSHC. Overseas Student Health Cover Fact Sheet. nib343001_0415

OSHC. Overseas Student Health Cover Fact Sheet. nib343001_0415

Transcription:

Health Insurance from Aviva Level 2 Hospital Level 2 Hospital with day-to-day

Aviva is Ireland s largest insurance provider with a long term commitment to providing quality health insurance to you and your family. Looking out for your health is at the heart of everything we do. We have a plan for every budget and we are committed to giving you access to better healthcare for less. Why choose Health Insurance from Aviva? Access to more hospitals and scan centres than any other insurer Excellent range of maternity benefits Dental Access Package included at no extra cost to your plan 24/7 access to our Nurse-on-Call service Exclusive Member Benefits As an Aviva member, you can also avail of exclusive discounts on an excellent range of member benefits. There are no waiting periods for these benefits so you can start using them as soon as you become a member. Member Benefit Discounts* Aviva Dental Access Package at Smiles & Town Dental clinics Health Screening at Charter Medical Group and EHA centres Cervical Cancer Vaccination at Point of Care clinics Asthma management program with Asthma Care Ireland Exclusive discounts Allen Carr s Easyway to Stop Smoking program Laser Eye Surgery with Optical Express Fitsquad outdoor group fitness training The Little Gym, Liffey Valley *This list provides a summary of member benefits available. To view details of all member benefit discounts available please consult your member handbook, table of cover or www.avivahealth.ie

Level 2 Hospital from Aviva If you re looking for comprehensive in-patient cover, then Level 2 Hospital is the right choice for you. Just take a look at some of our in-patient benefits listed in the table below. Hospital cover In-Patient benefits Hospital cover Semi-private room in a private hospital Private room in a private hospital Listed cardiac procedures in high-tech hospitals Listed special procedures in high-tech hospitals Day case procedures in private & high-tech hospitals Cover Covered Covered at semi-private rate Full cover 90% cover Covered Excellent maternity cover Benefits Public Hospital Cover Grant-in-aid/home births Post-natal home help Breastfeeding Consultancy Partner Benefit Newborns go free until the next renewal after their first birthday* Cover Full cover for 3 nights Up to 4,000 contribution Covered for up to 3 days domestic home help 30 x 2 sessions 50 x 2 days for travel, accommodation & child minding expenses Covered *Newborns can only be added for free to the same level of cover as the policy holder For full details of cover consult your member handbook and table of cover.

Our plans at a glance With Level 2 Hospital, you ll have cover for a wide range of out-patient benefits such as those listed in the table below. There is a low out-patient excess of 150 for an individual or 250 for a family. Out-patient benefits Amount covered Benefits not subject to an excess Health Screen at any centre 100 every 2 years Scan Cover: MRI, CT & PET-CT in approved centres Full cover Benefits subject to an excess Home nursing 40 x 20 days Manual lymph drainage 50 x 5 visits Psycho-oncology counselling 40 x 5 visits Public A&E cover 60 x 3 visits Emergency dental Care 500 Consultant fees 1 60 per visit, unlimited visits Pre/post natal medical expenses Up to 400 Pathology & Radiology: Cost of test Consultant fees 50% cover 50% as per schedule of benefits for professional fees 2 Scan Cover: MRI in non-approved centres CT in non-approved centre Level 2 Hospital with day-to-day 350 contribution 200 contribution 1. Please note that on Level 2 Hospital with day-to-day these benefits can be claimed either as a day-to-day benefit or as an outpatient benefit. The level of benefit payable will be the greater of either day-to-day or out-patient. 2. For the schedule of benefits for professional fees please contact Aviva on 1890 717 717. For full details of cover consult your member handbook and table of cover. With Aviva s Level 2 Hospital with day-to-day, you get all of the cover and benefits of Level 2 Hospital but you also get additional cover to help you look out for everyday medical expenses, including those listed in the table below: Benefit G.P. Dentist Physiotherapist Alternative Practitioners Amount covered Up to 30 per visit for up to 4 visits Up to 30 per visit for up to 4 visits Up to 30 per visit for up to 4 visits Up to 30 per visit for up to 4 combined visits Alternative Practitioners: Acupuncturist, Chiropodist, Chiropractor, Dietician, Homeopath, Massage Therapist, Medical Herbalist, Occupational Therapist, Osteopath, Physical Therapist, Podiatrist, Voice Coaching & Reflexologist. For full details of cover consult your member handbook and table of cover.

Waiting periods explained 1 Switching to us from a different provider? Once you have served initial waiting periods with your previous insurer you do not have to re-serve them with Aviva 2 Switching and upgrading your level of cover? You will need to wait 2 years (5 years if aged over 65) to access enhanced benefits for a medical condition which you have at the time of switching and/or upgrading. 3 I haven t had health insurance for a while? If your break in cover has been more than 13 weeks then you will have to re-serve waiting periods. The waiting periods that you must re-serve will depend on your age on joining Aviva. 4 I have never had health insurance? You may have to serve initial and pre-existing condition waiting periods depending on your age on joining Aviva. Waiting periods for those new to health insurance Your age on joining Accident or injury New conditions Pre-existing Day-to-day conditions Maternity 1 benefits <55 years Immediately 26 weeks 5 years 52 weeks Immediately 55~59 years Immediately 52 weeks 7 years 52 weeks 1 year 60~64 years Immediately 52 weeks 10 years 52 weeks 1 year 65+ years Immediately 104 weeks 10 years 52 weeks 2 years 1. There is a waiting period of 42 weeks for post-natal home help, cord blood stem cell preservation, Doula, breastfeeding consultancy and partner benefit. For all other maternity benefits not listed, a waiting period of 52 weeks applies.

SB-304-1 If you want to know more, just ask. Call our dedicated team on 1890 71 66 66 Or visit www.avivahealth.ie Aviva Health Insurance Ireland Limited One Park Place Hatch Street Dublin 2 www.avivahealth.ie Please note this document only provides an overview of the cover provided. For full details on the level of cover please consult the relevant member handbook and table of cover. Aviva Health Insurance Ireland Limited is regulated by the Central Bank of Ireland.