(applicable to iphone Mobile Payments applications only)

HSBC Mobile Payments Application Form (applicable to iphone Mobile Payments applications only) Branch Please return the completed application form together with support documents to any HSBC branch OR Mail to: The Hongkong and Shanghai Banking Corporation Limited, Card Centre 8/F, Tower 2 & 3, HSBC Centre, 1 Sham Mong Road, Kowloon. day / month / year Please complete in BLOCK LETTERS and tick where applicable. To expedite processing of your application, please fill in the mandatory fields. * Please delete as appropriate Note : 1. Mobile Payments is only available for iphone 4/4S / iphone 5/5S. 2. The applicant must be a current holder(s) of HSBC VISA Classic / VISA Gold / Visa Platinum / green / Visa Signature/ Advance VISA Platinum cards (except for ican Card / VISA USD Card). 3. Valid mobile phone number and e-mail address are mandatory for Mobile Payments. HSBC Mobile Payments Application Details (Mandatory field) HSBC Mobile Payments is a new credit card service provided by HSBC using Visa paywave contactless payment application and Near Field Communication (NFC) technology. With an NFC enabled iphone sleeve, cardholder can turn his/her iphone into a Mobile Credit Card with Visa paywave function to make purchases with a single tap at the paywave terminals. Simply tick the card(s) that you wish to apply for HSBC Mobile Payments and link to your HSBC Visa Credit Card: Primary Credit Card Additional Credit Card Primary Cardholder Details (Mandatory field) Mr Mrs Miss Ms Mobile Phone no. *Name (Surname) (Given name) (Other name) (In block letters with surname first as per your HK ID card / Passport) E-mail address (Maximum 35 characters) *HK ID Card / Passport no. My existing HSBC VISA Credit Card primary account number is Your choice of colour for the NFC enabled sleeve for HSBC Mobile Payments is (please tick one only): White colour for iphone 5/5S White colour for iphone 4/4S Black colour for iphone 5/5S Black colour for iphone 4/4S Remarks : 1. This application form is only applicable for iphone users. For Android users, please select Mobile Payments in the latest Mobile Banking App to apply. 2. If you do not indicate your choice of colour, or choose more than one colour, the Bank will assign a colour for you based on stock availability. 3. Choice of colour is subject to stock availability. Once an NFC enabled sleeve has been issued by the Bank, requests for re-issue of NFC enabled sleeve in a different colour will not be entertained. 4. The phone sleeve together with the HSBC Mobile Credit Card Addendum to Credit Card Cardholder Agreement will be delivered to your card statement address separately by registered mail normally within 9 days (but may take longer subject to stock availability) once this application has been approved. Branch collection and overseas address delivery of the phone sleeve are not available. 5. Use of Mobile Payments is subject to the HSBC Mobile Credit Card Addendum to Credit Card Cardholder Agreement and the Credit Card Cardholder Agreement. 6. The Bank may, at its sole discretion, decide whether to approve your application for Mobile Payments. Apple and iphone, are trademarks of Apple Inc., registered in the U.S. and other countries. Issued by The Hongkong and Shanghai Banking Corporation Limited Member HSBC Group Page 1/2 CPD268R8E W MOBILE PAYMENTS APPLICATION FORM

Additional Cardholder Details I hereby request and authorise you to provide HSBC Mobile Payments subject to HSBC Mobile Credit Card Addendum to Credit Card Cardholder Agreement and the Credit Card Cardholder Agreement to the additional cardholder identified below. I understand the transactions made by the additional cardholder using HSBC Mobile Payments will be billed on my statement. Mr Mrs *Name (Surname) (Given name) (Other name) Miss Ms (In block letters with surname first as per your HK ID card / Passport) Mobile Phone no. E-mail address (Maximum 35 characters) *HK ID Card / Passport no. My additional cardholder s HSBC VISA Credit Card account number is Your choice of colour for the NFC enabled sleeve for HSBC Mobile Payments is (please tick one only): White colour for iphone 5/5S White colour for iphone 4/4S Black colour for iphone 5/5S Black colour for iphone 4/4S Remarks : 1. This application form is only applicable for iphone users. For Android users, please select Mobile Payments in the latest Mobile Banking App to apply. 2. If you do not indicate your choice of colour, or choose more than one colour, the Bank will assign a colour for you based on stock availability. 3. Choice of colour is subject to stock availability. Once an NFC enabled sleeve has been issued by the Bank, requests for re-issue of NFC enabled sleeve in a different colour will not be entertained. 4. The phone sleeve together with the HSBC Mobile Credit Card Addendum to Credit Card Cardholder Agreement will be delivered to your card statement address separately by registered mail normally within 9 days (but may take longer subject to stock availability) once this application has been approved. Branch collection and overseas address delivery of the phone sleeve are not available. 5. Use of Mobile Payments is subject to the HSBC Mobile Credit Card Addendum to Credit Card Cardholder Agreement and the Credit Card Cardholder Agreement. 6. The Bank may, at its sole discretion, decide whether to approve your application for Mobile Payments. Apple and iphone, are trademarks of Apple Inc., registered in the U.S. and other countries. Important Notes 1. Mobile Payments applicant must register a valid email address and mobile phone number with the Bank. 2. Any application of Mobile Payments from an applicant with an overseas correspondence address based on the Bank s records will not be processed. 3. If the whole amount of the statement balance is not received by the Bank on or before the payment due date, a finance charge will accrue daily at 2.625% per month (equivalent to an Annualized Percentage Rate (APR) of up to 36.43% on purchase and 37.75% on cash advance, inclusive of the handling and cash advance fees for all listed card types)*, and will be applied to (a) the unpaid statement balance, from the statement date immediately preceding the said payment due date until payment in full; and (b) the amount of each new transaction posted to your card account since that statement date, from the transaction date until payment in full. 4. The remuneration for sales staff is determined based on the staff s overall performance with reference to a wide range of factors, and is subject to review from time to time, for the purpose of encouraging the building of deep, long-lasting and mutually valuable relationships with customers. It is not determined solely on financial performance. * The APR is calculated based on a set of assumptions as set out in the relevant guidelines as referred to in the Code of Banking Practice and the actual APR applied may be different. The APR may also be different for cards not offered in this application form. Please call HSBC Customer Service Hotline on (852) 2233 3000# for enquiries. # For HSBC Premier customer and HSBC Advance customer, please call the respective HSBC Premier Hotline (852) 2233 3322 and HSBC Advance Hotline (852) 2748 8333. Declarations (Mandatory field) 1. I/We confirm that the information given in this application form is correct and complete. I/We authorise The Hongkong and Shanghai Banking Corporation Limited (the Bank ) to obtain and verify information relating to me/us from or with any other person or source at any time and from time to time as the Bank may decide. 2. I/We accept that the annual fee of HSBC Mobile Payments is HK$400. 3. I/We acknowledge that the provision and use of the mobile credit card is subject to the terms and conditions of the Bank s Credit Card Cardholder Agreement and HSBC Mobile Credit Card Addendum to Credit Card Cardholder Agreement. I/We understand that the Bank s Credit Card Cardholder Agreement was given to me/us with my/our credit card(s), and the HSBC Mobile Credit Card Addendum to Credit Card Cardholder Agreement will be given to me/us with my/our mobile credit card(s) upon approval of this application. I/We also understand that such terms and conditions are available upon request. 4. By signing this application form, I/we confirm that I/we have read and understood the following documents related to this application and agree to be bound by them: (i) the Important Notes and Declarations set out in this application form; and (ii) Major Terms and Conditions of Credit Card Cardholder Agreement. 5. I/We agree that the Bank has the right to accept or reject this application without giving reasons. X Signature of primary cardholder X Signature of additional cardholder Bank use only Branch no. / Chop Source / Segment code BRZZ Marketing campaign code Issued by The Hongkong and Shanghai Banking Corporation Limited AD01 Advance, O102 - VS, O101 PC, GE70 Green, OA04 VP, OA05 VC Sales ID Member HSBC Group Page 2/2 CPD268R8E W MOBILE PAYMENTS APPLICATION FORM

The Hongkong and Shanghai Banking Corporation Limited ( we or us ) KEY FACTS STATEMENT You are advised to refer to the Bank tariff guide for HSBC Retail Banking and Wealth Management Customers and the Credit Card Cardholder Agreement for your credit card for more details. Interest Rates and Finance Charges Annualised 36.43% when you open your account and it will be reviewed from time to time. Percentage Rate If we receive payment of the statement balance in full on or before the payment due date, you do not (APR) for Purchase 1 have to pay any finance charge on that statement balance. If you do not pay the statement balance in full on or before the payment due date, we may charge, without prior notice, a finance charge even if you have paid the minimum payment due in full. The finance charge is imposed on: (a) the unpaid statement balance, from the statement date immediately preceding the payment due date until we receive payment in full; and (b) the amount of each new transaction being posted to your card account since that statement date, from the transaction date until we receive payment in full. The finance charge will accrue daily and be calculated at the interest rate of 2.625% per month (i.e. at the APR listed above). APR for Cash Advance 1 Delinquent APR Interest Free Period Minimum Payment Due 37.75% (inclusive of the cash advance and handling fees) when you open your account and it will be reviewed from time to time. If we receive payment of the statement balance in full on or before the payment due date, you do not have to pay any finance charge on that statement balance. If you do not pay the statement balance in full on or before the payment due date, we may charge, without prior notice, a finance charge even if you have paid the minimum payment due in full. The finance charge is imposed on: (a) the unpaid statement balance, from the statement date immediately preceding the payment due date until we receive payment in full; and (b) the amount of each new transaction being posted to your card account since that statement date, from the transaction date until we receive payment in full. The finance charge will accrue daily and be calculated at the interest rate of 2.625% per month (i.e. at the APR listed above). N/A5 Up to 56 days Card type HSBC Premier MasterCard / HSBC Advance Visa Platinum Card / HSBC Visa Signature Card / Visa Platinum Card (including green credit card) / Visa Gold / Gold MasterCard / Visa / MasterCard / ican Card UnionPay Dual Currency Diamond Card / UnionPay Dual Currency Card US$ Visa Gold Card Minimum Payment Due (i) (a) Total fees and charges currently billed to the card statement plus 1% of the statement balance (excluding any fees and charges currently billed) as at the statement date, or (b) HKD50, whichever is higher; plus (ii) Overdue or overlimit due, being the overdue minimum payment amount from the previous card statement or amount exceeding the credit limit on your card, whichever is higher. (i) (a) Total fees and charges currently billed to the HKD sub-account /RMB sub-account plus1% of the statement balance of each sub-account (excluding any fees and charges currently billed) as at the statement date, or (b) HKD50 for HKD sub-account/ RMB50 for RMB sub-account, whichever is higher; plus (ii) Overdue or overlimit due, being the overdue minimum payment amount from the previous card statement or amount exceeding the credit limit on your card for each sub-account, whichever is higher. Equivalent to the full amount of the statement balance. Page 1/3

Fees Annual Fee The annual fee for primary and additional cards are as follows: Card type 2 Primary card Additional card (separate billing) HK dollar personal credit cards HSBC Premier MasterCard HSBC Advance Visa Platinum Card N/A N/A Additional card (combined billing) HSBC Visa Signature Card HKD2,000 N/A HKD1,000 HKD1,800 N/A HKD900 Visa Platinum Card (including green credit card) Visa Gold / Gold MasterCard HKD600 HKD600 HKD300 Visa / MasterCard HKD300 HKD300 HKD150 ican Card HKD300 N/A N/A HSBC Mobile Payments HKD400 HKD400 HKD400 Foreign currency credit card US$ Visa Gold Card USD80 USD80 USD40 Cash Advance Fee and Handling Fee Foreign Currency Transaction Fee 3 Fee relating to Settling Foreign Currency Transaction in the currency of the credit card (This fee is not charged by the card issuers) Late Charge UnionPay dual currency credit card UnionPay Dual Currency Diamond Card UnionPay Dual Currency Card HKD1,800 N/A HKD900 HKD300 N/A HKD150 For each cash advance, we will charge you on the date of the cash advance, a fee of 2% plus handling fee of 3% on the amount of advance, subject to the following minimum charge: For over-the-counter cash advance: HK dollar personal credit cards HKD80; US$ Visa Gold Card USD10; UnionPay dual currency credit cards N/A For cash advance made from ATM or through any other channels: HK dollar personal credit cards HKD55; US$ Visa Gold Card USD7; UnionPay dual currency credit cards HKD sub-account: HKD55 / RMB sub-account: RMB55 For HK dollar personal credit cards and US$ Visa Gold Card: 1.95% of every card transaction which is effected in currencies other than Hong Kong dollars (for HK dollar personal credit cards) / US dollars (for US$ Visa Gold Card) For UnionPay dual currency credit cards: 1% of every card transaction which is effected in currencies other than Renminbi and Hong Kong dollars Customers may sometimes be offered the option to settle foreign currency transactions in the currency of the credit card at the point of sale overseas. Such option is a direct arrangement offered by the overseas merchants and not the card issuer. In such cases, customers are reminded to ask the merchants for the foreign currency exchange rates and the percentage of handling fees to be applied before the transactions are entered into since settling foreign currency transactions in the currency of the credit card may involve a cost higher than the foreign currency transaction fee. If you do not pay the minimum payment due in full on or before the payment due date, we may charge, without prior notice, a late charge in addition to the finance charge. The late charge is equivalent to the lower of the minimum payment due or the amount listed below: HK dollar personal credit cards HKD230; UnionPay dual currency credit cards HKD sub-account: HKD230 / RMB sub-account: RMB230; US$ Visa Gold Card N/A. Page 2/3

Overlimit Handling Fee (Per Billing Cycle) Returned Cheque / Rejected Autopay Handling Fee If the statement balance (excluding all fees and charges currently billed to your card account) exceeds the credit limit on your card, we will treat this as your informal request for raising your credit limit. We may agree to your request and charge, without prior notice, a handling fee in the amount listed below for considering and agreeing to your request. If we have received and processed your request to opt out from our over-the-limit facilities, we will only have the right to charge an overlimit handling fee for certain excluded card transactions including those which do not require our authorisation for effecting payment and those which are approved yet late posted. HSBC Premier MasterCard HKD90; Other HK dollar personal credit cards HKD180; US$ Visa Gold Card USD24; UnionPay dual currency credit cards HKD sub-account: HKD180 / RMB sub-account: RMB180. If the cheque or autopay is not drawn on an account with us and the cheque or autopay is subsequently returned or rejected, we will treat this as your informal request for special handling services and may charge, without prior notice, a handling fee for such services in the amount listed below: HK dollar personal credit cards HKD100; US$ Visa Gold Card USD13; UnionPay dual currency credit cards HKD sub-account: HKD100 / RMB sub-account: RMB100. Remarks: 1. The APR is calculated based on a set of assumptions as set out in the relevant guidelines referred to in the Code of Banking Practice and the actual APR applied to your card account may be different. US$ Visa Gold Card requires payment of the statement balance in full and the APR (calculated by assuming only 1% of the current balance plus the total fees and charges currently billed to the card statement are settled each month) is for reference only. 2. We will waive the joining fee for any private label cards. 3. The foreign currency transaction fee applicable to HK dollar personal credit cards and US$ Visa Gold Card is inclusive of the transaction fee of 1% charged to us by Visa/MasterCard Worldwide. The English version of this Key Facts Statement prevails to the extent of any inconsistency between the English and the Chinese versions. Any Chinese version of this Key Facts Statement is for reference only. Page 3/3