Key financial risks and uncertainties



From this document you will learn the answers to the following questions:

What does the IFRS 7 provide?

What type of factors are involved in the financial crisis?

What is a concern about the future of financial institutions?

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Transcription:

Key financial risks and uncertainties

Change of economic environment Key areas on the Audit Committee agenda: Valuation Impairment of assets Lack of liquidity Going concern 2

Liquidity risks Risk factors: Counterparty default Availability of external financing / replacement of existing debt Compliance with covenants Financial statements impact: Impairment of accounts receivable Impairment of construction in progress Classification of debt Disclosure of compliance with debt covenants Contingent liabilities (restructuring, etc) General liquidity risks disclosure (IFRS 7) 3

Market risks Risk factors: Pressure on margins: lower prices and higher costs Currency fluctuations Dependence on key counterparties Increase in debt service costs Financial markets meltdown Financial statements impact: Decrease in profitability/net losses Impairment of inventory Impairment of property, plant and equipment; goodwill Impairment of investments, including pension plan assets Recoverability of deferred tax assets Provisions for onerous (unfavorable) contracts General market risk disclosures (IFRS 7) 4

Fraud risks Risk factors: Financial statements impact: Market pressure Stretched/tough business goals Inappropriate performance management and aggressive assumptions Loyalty of employees may be compromised due to cost saving initiatives Inappropriate revenue or expenses recognition Inappropriate classification of items Inadequate disclosures Misappropriation of assets/theft 5

Crisis-management risks Risk factors: Financial statements impact: Taxation Regulatory approvals Breach of contract terms Conservation/closure of production facilities Recoverability of VAT receivables Tax and other (e.g. environmental) provisions Provisions and contingent liabilities in connection with litigations Additional provisions for asset retirement and employee redundancies 6

Fair value measurement Market prices not representative? Classical fair value measurement techniques may yield unexpected results Large spread of discount rates Difficulty to forecast future cash flows for a reasonable period of time 7

Going concern Is there a material uncertainty? Replacement of existing facilities/restructuring Sensitivity of covenants Sensitivity of future trading results Significant concentration in relation to any counterparty Past history of strong relationships should not be relied upon Appropriate disclosure + Emphasis of matter in the auditors report 8

Increased focus on the financial reporting and risk management Timeliness, quality and breadth of financial information Solid and supportable valuation techniques Appropriate assumptions and forecasts Objective view on ability to raise capital Thorough identification and assessment of new risks and their impact on the financial statements Balance between short-term needs and strategic goals For public companies disclosures outside the financial statements (MDA, press release) 9

Expected management response Increased management involvement in the reporting process Earlier identification of potential risks and assessment of their implication Design and implementation of controls intended to address potential risks Increased need for experience and knowledge of personnel involved in making the risk assessment Robust business planning and modeling, including underlying economic assumptions Increased communication between accounting function and departments/lines of business and segments Importance of controlling The information contained herein is of a general nature and is not intended to address the circumstances of any particular individual or entity. Although we endeavor to provide accurate and timely information, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No one should act on such information without appropriate professional advice after a thorough examination of the particular situation. 2009 KPMG Limited, a company incorporated under the Companies (Guernsey) Law, 1994, and a member firm of the KPMG network of independent member firms affiliated with KPMG International, a Swiss cooperative. All rights reserved. Printed in Russia. 10