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The Association, while continuing the important Transition litigation against the Sponsor, has worked closely with a number of mortgage lenders to ensure there are very viable borrowing avenues for our existing Members and for those looking to purchase a condo at Hudson Tea. Below is an updated list of these companies; each having taken the time to understand the litigation and its importance and each confirming again today that they remain quite comfortable in servicing your needs at Hudson Tea. As many of you are aware Fannie Mae has a blanket prohibition on backing loans that exist at a building which has an ongoing litigation. So, the list below will help you avoid going down a time consuming and unfruitful path with lenders confined by those restrictions. By contrast, each of the below companies has either already completed a refinance on an existing loan here or has worked with a purchaser to secure a new loan. Combined they have completed over fifty transactions this past year and accomplished this by holding the loan in-house or by choosing to roll it to a bank unconfined by the prohibitive Fannie Mae guideline. TD Bank Daniela Zeithammel, AVP (Need to go through this TD branch) 1325 Hudson Street (201) 217-3365 Office (201) 610-0877 Fax Daniela.zeithammel@td.com Rates posted at: http://tdbank.com Clifton Savings Bank Stephen A. Hoogerhyde, Exec. Vice Pres. & CLO (973) 778-6791 x 101

(973) 473-3638 Fax shoogerhyde@cliftonsavings.com or loans@cliftonsavings.com Linda Fisher, Vice President (973) 778-6791 x 102 lfisher@cliftonsavings.com or loans@cliftonsavings.com 4 Brighton Road, Suite 306 Clifton, NJ 07012 Rates posted at: http://cliftonsavings.com Investors Home Mortgage A Wholly Owned Subsidiary of Investors Bank Tom McGurk Senior Loan Officer 249 Millburn Avenue Millburn, NJ 07041 (201) 723-7220 Cell (732) 559-8213 E-fax tmcgurk@myinvestorsbank.com Pinnacle Mortgage Inc. Michael Mundy

Senior Vice President NMLS #208872 100 Hudson St., 4 th Floor (973) 585-2777 Office (973) 985-9948 Cell mmundy@pinnaclemortgage.biz 2 nd Location: 383 Ridgedale Avenue East Hanover, NJ 07936 (973) 585-2777 Office (973) 985-9948 Cell NJ Lenders Corp. Mortgage Bankers Charles Shulman, CPA Vice President 20 Sheridan Ave HoHoKus, NJ 07423 (201) 251-8282 Office (201) 390-2960 Cell

Charles@njlenders.com http://www.njlenders.com/cshulman Licensed in NJ, NY, CT, PA, FL NMLS#21573 Prospect Mortgage Steven Luzzi Sr. Loan Officer NMLS #276620 (201) 892-9119 Cell (201) 407-2131 Office (877 874-5963 Fax Steven.luzzi@prospectmtg.com Neal Rudnick Loan Officer NMLS #280349 (973) 641-2347 (877 606-9547 Fax Neal.rudnick@prospectmtg.com Marine View Plaza, Suite 500 OTHER (Exceptions): M & T Bank

Will handle refinances on loans they already hold here. Richard Heese 295 Main Street Saugerties, NY 12477 (845) 594-8338 Cell (845) 246-5043 Office rheese@mtb.com Wells Fargo Bank Is currently not lending on the building (confined by the Fannie Mae guidelines) however if you are a Wells Fargo Bank customer who maintains significant holdings with them, their Capital Markets Division has approved mortgage lending to at least two Association Members. If you feel you fall into that category you should reach out to them directly to discuss your lending needs. Good luck and if anyone has completed a transaction with an additional company not listed above then please reach out to Mike Henderson so he can speak with them and add them to the list of available options. Thank you.