INDEX MARKET OUTLOOK Equity Debt EQUITY Tata Large Cap (Erstwhile known as Tata Pure Equity ; renamed w.e.f February 29, 2016) Tata Equity Opportunities Tata Ethical Tata Equity P/E Tata Mid Cap Growth Tata Dividend Yield Tata India Tax Savings (Erstwhile known as Tata Long Term Equity ; renamed w.e.f December 21, 2015) Tata Savings Equity 5 6 7 8 9 11 12 13 14 Tata Banking & Financial Services Tata Digital India Tata India Consumer Tata India Pharma & Healthcare Tata Resources & Energy Tata Infrastructure 15 16 16 17 17 18 HYBRID Tata Balanced 19 DEBT Tata Dynamic Bond Tata Income Plus Tata Income Tata Short Term Bond Tata Treasury Manager Tata Floater 20 21 22 23 24 25 LIQUID Tata Money Market Tata Liquid 26 27 GILT Tata Gilt Securities Tata Gilt Mid Term Tata Gilt Short Maturity 28 29 30 SOLUTIONS Tata Retirement Savings - Progressive Tata Retirement Savings - Moderate Tata Retirement Savings - Conservative Tata Young Citizens SCHEMES PERFORMANCE DIVIDEND / BONUS HISTORY HOW TO READ FACT SHEET 31 32 33 34 35-44 45-48 49 2
RISKOMETER Name of the Schemes Investment Objective Fixed Income for Short Term. Riskometer Tata Liquid Investment in Debt/Money Market instruments/government Securities. Tata Money Market Investment in Money Market instruments. Name of the Schemes Investment Objective Fixed Income for Short Term. Riskometer Tata Floater Investment in Debt/Money Market instruments/government Securities. Tata Treasury Manager Investment in Debt/Money Market instruments excluding Government Securities. Tata Short Term Bond Investment Objective Fixed Income for Short Term. Investment in Debt/Money market instruments /Government Securities. Name of the Schemes Investment Objective Fixed Income for Short Term. Riskometer Tata Dynamic Bond Investment Objective Short Term to Medium Capital Appreciation & Income. Investment in Debt/Money Market instruments/government securities. Tata Gilt Mid Term Investment Objective Medium Term Capital Appreciation. Investment predominantly in Government Securities (upto 15 years maturity). Tata Gilt Securities Investment Objective Long Term Capital Appreciation & Income. Investment predominantly in Government Securities. Tata Gilt Securities Short Maturity Investment Objective Short Term to Medium Capital Appreciation & Income. Investment predominantly in Government Securities (average maturity upto 6 years). Tata Income Investment Objective Long Term Capital Appreciation & Income. Investment in Debt/Money Market instruments/government Securities. Tata Income Plus Investment Objective Long Term Capital Appreciation & Income. Investment in Debt/Money Market instruments/government Securities. Tata MIP Plus Investment Objective Long Term Capital Appreciation & Current Income. Investment predominantly in fixed income instruments and some portion (upto 20%) in equity and equity related instruments. 3
RISKOMETER Name of the Schemes Investment Objective Long Term Capital Appreciation Riskometer Tata Balanced Tata Dividend Yield Tata Equity Opportunities Tata Equity P/E Tata Ethical Tata Mid Cap Growth Tata Large Cap (Erstwhile known as Tata Pure Equity ; renamed w.e.f February 29, 2016) Tata Retirement Savings - Moderate Plan Tata Savings Equity Tata Retirement Savings - Progresive Plan Tata India Tax Savings (Erstwhile known as Tata Long Term Equity ; renamed w.e.f December 21, 2015) Tata Young Citizens Tata Retirement Savings - Conservative Plan Investment predominantly in equity & equity related instruments and some portion (between 25% to 35%) in fixed income instruments. Investment (minimum 70%) in equity & equity related instruments/stocks having dividend yield higher than dividend yield of stocks of BSE SENSEX. Investment in equity and equity related instruments of well researched value and growth oriented companies across all market capitalization. Investment (minimum 70%) in equity & equity related instruments of companies whose rolling P/E is lower than rolling P/E of BSE Sensex. Investment in equity and equity related instruments of Shariah Principles compliant companies and in other instruments allowed under Shariah principles. Investment predominantly in equity & equity related instruments of growth oriented mid cap companies. Investment predominantly in equity & equity securities related securities of large cap companies. A predominantly equity oriented savings scheme which provides tool for retirement planning to individual investors. Predominantly investing in equity and equity related instruments, equity arbitrage opportunities and debt and money market instruments. A predominantly equity oriented savings scheme which provides tool for retirement planning to individual investors. An equity linked savings scheme (ELSS) Investing predominantly in Equity & Equity related instruments. Investment Objective Long Term Capital Appreciation & Current Income. Investment in equity & equity related instruments and in fixed income instruments. Investment Objective Long Term Capital Appreciation & Current Income. A predominantly debt oriented savings scheme which provides tool for retirement planning to individual investors. Name of the Schemes Investment Objective Long Term Capital Appreciation. Riskometer Tata Banking & Financial Services Tata India Consumer Tata Digital India Tata India Pharma & Healthcare Tata Resources & Energy Tata Infrastructure Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India. Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Information Technology sector in India. Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Pharma & Healthcare sectors in India. Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Resources & Energy sectors in India. Investment Predominantly in equity / equity related instruments of the companies in the Infrastructure sector in India. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. 4
MARKET OUTLOOK Equity market The Indian equity markets recovered in the month of March 2016, as both Sensex and Nifty returned ~.2% and ~.8% respectively. The increase in the broader market was higher than the Sensex, as reflected by the performance of the BSE Midcap index at.9%. In terms of sectors Banking, and Realty were major outperformers while Healthcare and Consumer Durables were the major underperformers. FIIs turned buyers in March reversing the trend seen in January & February with net inflows to the tune of ~USD 3.2 bn. in Indian equities. Consequently, FIIs net inflows CYTD amounts to ~USD 701 mn. Domestic MFs sold equities with a net selling of ~USD 1.5 bn. in March. Index Name Nifty 50 Index S&P BSE Sensex S&P BSE MID CAP S&P BSE SMALL CAP S&P BSE 200 S&P BSE AUTO S&P BSE Bankex S&P BSE Consumer Durable S&P BSE Capital Good S&P BSE FMCG S&P BSE Health Care S&P BSE IT S&P BSE METAL S&P BSE Oil & Gas S&P BSE Power Index S&P BSE Realty As on Return in % 31-Mar-16 29-Feb-16 31-Mar-15 1 Month 1 Year 7738 25342 619 542 3259 18002 18392 11481 12861 7692 15149 11388 7541 9162 1776 1228 6987 23002 9575 9548 2947 15852 15815 154 11239 7114 15208 229 6759 8214 1582 51 8491 27957 592 890 3538 19259 20865 418 17293 7773 17285 11404 9466 9312 2127 1665.8.2.9.4.6 13.6 16.3 3.9 14.4 8.1-0.4 11.3 11.6 11.5 12.2 16.9-8.9-9.4 0.3-3.2-7.9-6.5-11.9.2-25.6-1.0-12.4-0.1-20.3-1.6-16.5-26.2 The Macro picture WPI CPI Index of Industrial Production rate Marginal Standing Facility Rate Source RBI, MOSPI; *revised upwards from 1.3% Feb-16-0.9% 5.2% -1.5% (For January 2016) 6.75% (as on March 31, 2016) 7.75% (as on March 31, 2016) Jan-16-0.9% 5.7% -1.2% (For December 2015)* 6.75% (as on February 29, 2016) 7.75% (as on February 29, 2016) Growth January IIP contracted by 1.5% y-o-y vs -1.2% y-o-y in December falling for 3rd straight month as manufacturing was down 2.8% y-o-y in January. Within manufacturing, capital goods fell sharply by 20.4% y-o-y in January vs 19.7% y-o-y slide in December. On demand side, consumer durables slowed down to 5.8% in Jan vs 16.5% in December. Mining also declined to 1.3% in Jan but electricity generation picked by 6.6% in the month. Inflation February CPI at 5.2% y-o-y vs 5.7% y-o-y in January, was a four-month low led by a surprise drop in food inflation (vegetables and pulses). In contrast, core CPI inched up to 5% y-o-y vs 4.7% y-o-y in previous month on the back of housing, education services etc. Wholesale Price Index (WPI) contracted for 16th straight month as February WPI came in at -0.91% y-o-y vs -0.9% y-o-y in January as inflation in food articles declined in tandem with CPI data. Primary articles inflation slowed to 1.6% y-o-y vs 4.6% y-o-y in January. Fuel & power segment came in at -6.4% y-o-y vs -9.2% y-o-y in January. Other macro developments February trade deficit narrowed further to $6.5bn vs $7.6bn in January on the back of weak exports and imports. Exports contracted for 15th straight month in Feb to $20.7bn (-5.7% y-o-y) and imports fell 5% y-o-y to $27.3bn. Non-oil imports were down 0.47% y-o-y while oil imports fell by 21.9% y-o-y due to weak crude prices. Amongst exports, key laggards were engineering goods (-11.2% y-o-y) and petroleum products (-28.3% y-o-y) Budget Session Following the lackluster monsoon and winter session of parliament last year (average productivity of 33% in Upper House), the reforms agenda made a come-back in the first half of budget session (Feb 23 - Mar 16), with Upper House productivity at 3%. Key bills passed in both houses are Real estate regulator bill and National waterways bill. In addition, Aadhaar bill was passed as a money bill and Mines & Minerals (Development & Regulation) bill was passed in the Lower House. Market Outlook Markets, in the near term, may continue to remain volatile on account of concerns on the impact of the slowdown in the Chinese economy, central bank policies of developing economies and the recovery of the rural economy. FII flows amid volatile global economic environment will continue to be an overarching near term market driver. We believe, the medium to long term performance of the market would be primarily governed by a recovery in earnings growth. It is expected that as public sector capex and urban discretionary consumption revives, corporate earnings growth should start improving gradually. The prospect of a normal monsoon after 2 consecutive years of weak rainfall coupled with the Government s thrust on rural economy can help boost the prospects of the economy. Earnings growth should be further aided as benefits of lower interest rates play out to a wider section of the economy. The market expectations in terms of earnings growth have been considerably toned down. Valuations remain in line with long term averages. Hence, considering improving outlook for earnings growth, strong macro position and presence of long term structural drivers like demographic advantage, low household debt, and urbanization, the outlook for Indian equity markets continue to remain positive. We would urge investors to systematically invest in Indian equity markets and use this phase of volatility to their advantage. Disclaimer The views expressed are in no way trying to predict the markets or to time them. The views expressed are for information purpose only and do not construe to be any investment, legal or taxation advice. Please consult your Financial/Investment Adviser before investing. The views expressed may not reflect in the scheme portfolios of Tata Mutual. This note has been prepared using information believed to be accurate at the time of its use. 5
MARKET OUTLOOK Debt market 31-Mar-16 29-Feb-16 Change (bps) Year Benchmark Yield (s.a) 5 Year Benchmark Yield (s.a) Year AAA (PSU) (ann) 5 Year AAA ( PSU) (ann) 3 Month T Bill 3 Month CD 12 Month CD Year AAA Spread 5 Year AAA Spread 7.46% 7.45% 8.25% 8.15% 6.85% 7.55% 7.60% 0.65% 0.56% 7.61% 7.65% 8.50% 8.32% 7.26% 8.48% 8.27% 0.75% 0.52% -15-20 -25-17 -41-93 -67 - +4 The bond market got the much needed respite in the month of March, after the worst first 2 months of 2016. The two key positives which turned the tide in favor of bond bulls has been the fiscal deficit and the inflation situation, which the RBI will keenly watch in setting the policy rates. In the budget announcement, the government opted for macro stability over growth. By sticking to the preset fiscal targets of 3.9% for FY16 and 3.5% for FY 17, the government reinstated its credibility. Prior to the Budget there was considerable uncertainty about the intent of the Government to pursue the fiscal roadmap. Other key positive for the fixed income market has been the inflation situation and the steep cut in small savings rates. The latest number of retail inflation for Feb-2016, which came in at 5.20% has been significantly lower than market expectation of 5.6%. On the external front, the dovish stance of the US Fed added comfort to global markets. The Dec 15 projections of the US Fed reflected that it was on path to hike rates to the levels of 1.4%, however, that has now been scaled back by 50bps to 0.9%. This softer stance has, in turn, put investors in the risk-on mode leading to rally in Emerging Market currencies, including Indian Rupee. The Year benchmark yield closed the month at 7.46%, down 15 bps compared to previous month. The corporate bond yields too mimicked the movement in the sovereign yields, coming off by 20-25 bps. 5 Year & Year AAA bond yields eased by 20 & 25 bps respectively. The credit spreads on year AAA bond narrowed by bps, while the spread on 5 year AAA bond widened marginally by 4bps.The money market yields though remained high during the month on tight liquidity conditions and seasonal factors, came off towards the end of the month, as the RBI continued to intervene actively in the market, thereby keeping a lid on over- night rates. On the macro economic data released during the month, CPI inflation eased sharply to 5.2% y-o-y in February from 5.7% in January, well below market expectations (5.6%). The positive surprise was largely due to a sharper fall in food prices, even as core CPI inflation inched higher. Food price inflation eased sharply to 5.3% from an 11-month high of 6.8% in January, with the moderation being quite broad-based. The main downward pressure came from a sharp seasonal drop in vegetable prices (-7.9% m-o-m), which lowered vegetables inflation to 0.7% y-o-y from 6.4% in January. Core CPI (ex-petrol, diesel) inflation inched up to 5.3% y-o-y in February from 5.2% in January. A rise in gold prices drove up inflation in the personal care category, while inflation in education, rose to 5.8% from 5.5% in January. Despite a fall in fuel prices during February, transport fuel inflation rose in year-on-year terms, on waning base effects. Housing inflation also rose to 5.3% y-o-y in February versus 4.5-5.0% in 2015. WPI deflation persisted at 0.9% y-o-y in February, unchanged from January and lower than expectations (-0.6%). The surprise came entirely from food inflation, while core WPI deflation eased more than expected. WPI food price inflation (primary + manufactured) moderated sharply to 3.7% y-o-y in February from 5.0% y-o-y in January, primarily owing to a 24% m-o-m drop in vegetable prices (-3.3% y-o-y vs 12.5% in January). Excluding vegetables, prices of cereals and pulses (-3.7% m-o-m, 39% y-o-y) also fell during the month. Meanwhile, fuel price deflation eased to -6.4% y-o-y from -9.2% in January, on waning base effects from the fall in commodity prices. Most notable, however, was a rise in core WPI inflation (WPI manufactured ex-food) to -1.6% y-o-y, above the -1.9% to -2.0% range where it has hovered for the past six months. The Index of Industrial production (IIP) contracted 1.5% y-o-y in January, significantly weaker than expectations (consensus -0.5%). On the supply side, electricity output growth rose, but that of mining decelerated and manufacturing output fell. As the disruption caused by the Chennai floods ended in December, the weakness in manufacturing appears to be demand driven. On the demand side, consumer durables output growth, which has consistently outperformed since June 2015 (double digit growth), slowed to 5.8% y-o-y in January from 16.4% in December. Weak rural demand continued to weigh on consumer non-durables output. Worryingly, capital goods output fell 20.4% y-o-y in January (vs 19.1% in December), the third consecutive month of contraction. Although capital goods output tends to be lumpy and volatile, a sustained decline suggests slowing private sector investment. IIP growth has disappointed for the third consecutive month and the continued weakness suggests that tighter financial conditions and weak external demand are starting to pinch. Going forward, we expect the RBI to maintain an accommodative stance, as we believe that all the conditions for monetary easing have been met. The Government has stuck to fiscal consolidation, the inflation situation has surprised on the downside, dovish Fed suggests lower external risk and domestic growth (as reflected by IIP index) still remains weak. Beyond April, if the monsoon remains normal and the inflation situation remains stable, another 25bps rate cut in the second half cannot be ruled out. As far as the bond market is concerned, the market is already pricing in a sizable impact of a rate cut and the scope for additional yield softening might be limited on, largely on account of resumption of primary supply. We expect the Y benchmark to trade in a broad range of 7.40-%-7.50% in the near term. Disclaimer The views expressed are in no way trying to predict the markets or to time them. The views expressed are for information purpose only and do not construe to be any investment, legal or taxation advice. Please consult your Financial/Investment Adviser before investing. The views expressed may not reflect in the scheme portfolios of Tata Mutual. This note has been prepared using information believed to be accurate at the time of its use. 6
Tata Large Cap (Erstwhile known as Tata Pure Equity ; renamed w.e.f February 29, 2016) (An Open-Ended Equity Scheme) Primarily invests in equity and equity related instruments of large market cap companies. To provide income distribution and / or medium to long term capital gains while at all times emphasising the importance of capital appreciation. May 7, 1998 FUND MAGER Pradeep Gokhale (Managing Since Jan-12 and overall experience of 25 years) S&P BSE Sensex V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 762.41 (Rs. in Cr.) Rs. 754.54 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 3% 30.38% 1.01 2.77 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Sharpe Ratio 14.29 0.12 0.93 0.93 0.54 0.33 MINIMUM INVESTMENT / Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. 161.61 43.11 156.37 40.36 14.77 0.04 0.18 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 Equity & Equity Related Total Tata Motors Ltd. Maruti Suzuki India Ltd. Tata Motors - DVR HDFC Bank Ltd. Axis Bank Ltd. ICICI Bank Ltd. State Bank Of India Indusind Bank Ltd. Ultratech Ltd. Ambuja s Ltd. Grasim Industries Ltd. Construction Project Larsen & Toubro Ltd. Consumer Non Durables ITC Ltd. Asian Paints (India) Ltd. Hindustan Unilever Ltd. United Breweries Ltd. Finance Housing Development Finance Ltd. Industrial Capital Goods Bharat Electronics Ltd. Siemens Ltd. Media & Entertainment Zee Entertainment Enterprises Ltd. Oil Oil & Natural Gas Co. 702000 53300 403443 601344 700000 32500 920000 177000 97000 600000 23000 94567 15000 230000 150000 135000 202000 195000 92000 400000 500000 73896.36 2711.83 1982.28 1164.54 6441.60 3111.85 2442.38 1787.56 1712.65 3130.19 1392.90 883.51 1150.12 3329.71 1998.01 1304.25 1112.40 2233.21 2378.03.80 1545.60 73.75 % of Assets 96.92 3.56 2.60 1.53 8.45 4.08 3.20 2.34 2.25 4.11 1.83 1.16 1.51 4.37 2.62 1.71 1.46 2.93 3.12 1.33 2.03 1.41 Petroleum Products Reliance Industries Ltd. Indian Oil Corporation Pharmaceuticals Glenmark Pharmaceuticals Ltd. Divi Laboratories Ltd. Sun Pharmaceutical Industries Ltd. Glaxo Smithkline Pharma Power Power Grid Corporation Of India Ltd. Infosys Ltd. HCL Technologies Ltd. Tata Consultancy Services Ltd. Transportation Container Corporation Of India Ltd. Adani Port & Special Economic Zone Other Equities^ Cash / Net Current Asset 353500 300000 215000 158680 175000 30000 1755000 3600 396350 71400 120000 325000 ^ Exposure less than 1% has been clubbed under Other Equities 3694.96 1180.35 1707.75 1563.08 1434.04 1140.20 2441.21 4396.80 3226.88 1796.46 1489.38 805.03 5123.05 1570.79 75467.15 773.85 7624 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B S&P BSE Sensex B S&P BSE Sensex 120,000 116,880-4.79% 114,626-8.20% 360,000 416,763 9.75% 383,199 4.% 600,000 805,941 11.76% 724,803 7.49% 840,000 1,249,155 11.15% 1,093,217 7.41% 1,200,000 2,156,805 11.29% 1,787,919 7.74% 2,140,000 15,668,230 19.54% 7,509,728 12.71% (Inception date 07-May-1998) (First Installment date 01-Jun-1998) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark Source MFI Explorer % of Assets 4.85 1.55 2.24 2.05 1.88 1.50 3.20 5.77 4.23 2.36 1.95 1.06 6.72 2.06 98.98 1.02 0.00 Entry Load Not Applicable Exit Load 1% if redeemed on or before expiry of 365 days from the date of allotment. Top Holdings Equity Issuer Name HDFC Bank Ltd. Infosys Ltd. Tata Motors Ltd. Reliance Industries Ltd. ITC Ltd. HCL Technologies Ltd. Ultratech Ltd. Axis Bank Ltd. Power Grid Corporation Of India Ltd. ICICI Bank Ltd. Total % to V 8.45 5.77 5.09 4.85 4.37 4.23 4.11 4.08 3.20 3.20 47.35 Sector Allocation 20.94% 12.36% Consumer Non Durables.87%.40% Pharmaceuticals 8.43% 7.09% Petroleum Products 6.39% Industrial Capital Goods 5.28% Power 3.20% Transportation 3.01% Finance 2.93% Media & Entertainment 2.14% Construction Project 1.51% Oil 1.41% Non - Ferrous Metals 0.96% 0.00% 5.00%.00% 15.00% 20.00% 25.00% Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 0.00% 0.00% 0.00% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement Tata Large Cap - Reg S&P BSE Sensex 170 154 138 122 6 90 Mar-13 Mar-14 Mar-15 Mar-16 7
Tata Equity Opportunities (An Open-Ended Equity Scheme) Sharpe Ratio Primarily focuses on investing in equity and equity related instruments of well researched value and growth oriented companies across all market capitalization. To provide income distribution and / or medium to long term capital gains while at all times emphasizing the importance of capital appreciation. February 25,1993 FUND MAGER Pradeep Gokhale (Managing Since Jun - 13 and overall experience of 25 years), Rupesh Patel (Managing Since Jun - 13 and overall experience of 15 years) (Equity) S&P BSE 200 V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 1131.04 (Rs. in Cr.) Rs. 97.19 (Rs. In Cr.) 15.95 0.19 0.97 0.92 0.88 0.51 148.17 31.62 143.69 28.08 TURN OVER Portfolio Turnover (Total) 40.28% Portfolio Turnover (Equity component only) 40.09% 2.52 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load 15.78 0.08 0.35 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 1% if redeemed on or before expiry of 365 days from the date of allotment. Equity & Equity Related Total Tata Motors Ltd. 1429119 Maruti Suzuki India Ltd. 66750 Ashok Leyland Ltd. 2000000 Mahindra & Mahindra Ltd. 3000 Ancillaries Amara Raja Batteries Ltd. 170000 HDFC Bank Ltd. 608335 Axis Bank Ltd. 743900 ICICI Bank Ltd. 1185000 State Bank Of India 1191300 Indusind Bank Ltd. 138000 Ultratech Ltd. 1475 The Ramco s Ltd. 5630 Shree Ltd. 14900 Construction KNR Construction 380000 Kajaria Ceramics Ltd. 150000 Construction Project Sadbhav Engineering Ltd. 1234437 Techno Electric And Engineering Company Ltd. 325000 Larsen & Toubro Ltd. 124555 Sadbhav Infrastructure Project Ltd. 1456235 Consumer Non Durables ITC Ltd. 604913 Asian Paints (India) Ltd. 190000 Finance Multi Commodity Exchange Of Ind Ltd. 240000 Housing Development Finance Ltd. 165730 Cholamandalam Investment & Finance Co Ltd. 243000 SIP - If you had invested INR 000 every month Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B S&P BSE 200 B S&P BSE 200 Total Value of AB S&P BSE Sensex AB S&P BSE Sensex (Inception date 25-Feb-1993) (First Installment date 01-Mar-1993) 5387.63 5520.69 2482.50 217 1245.94 1495.24 6516.48 3307.01 2803.12 2314.70 1335.29 3274.60 2254.93 1850.71 1937.62 1429.35 3623.07 1743.14 1514.84 1480.99 1984.42 1650.53 2004.72 1832.23 1733.68 % of Assets 93.18 4.88 2.19 1.92 1. 1.32 5.76 2.92 2.48 2.05 1.18 2.90 1.99 1.64 1.71 1.26 3.20 1.54 1.34 1.31 1.75 1.46 1.77 1.62 1.53 Other Equities^ Cash / Net Current Asset ^ Exposure less than 1% has been clubbed under Other Equities 13517.80 7394.73 112782.36 321.33 1133.69 Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Top Holdings Equity Issuer Name HDFC Bank Ltd. Tata Motors Ltd. Infosys Ltd. Sadbhav Engineering Ltd. Axis Bank Ltd. Ultratech Ltd. HCL Technologies Ltd. Bharat Electronics Ltd. ICICI Bank Ltd. Gujarat State Petronet Ltd. Total % of Assets 11.95 6.54 99.72 0.28 0.00 1 Year 3 Year 5 Year 7 Year Year Since Inception 120,000 360,000 600,000 840,000 1,200,000 2,770,000 116,757 444,684 883,290 1,375,360 2,281,3 27,037,920-4.98% 14.22% 15.47% 13.84% 12.34% 17.47% 115,368 401,867 759,079 1,141,856 1,878,899 13,7,283-7.08% 7.28% 9.35% 8.63% 8.68% 12.56% 114,626 383,199 724,803 1,093,217 1,787,919 11,713,449-8.20% 4.% 7.49% 7.41% 7.74% 11.41% % to V 5.76 4.88 3.37 3.20 2.92 2.90 2.57 2.54 2.48 2.36 32.98 Petroleum Products Indian Oil Corporation Reliance Industries Ltd. Gas Gujarat State Petronet Ltd. Industrial Capital Goods Bharat Electronics Ltd. Pharmaceuticals Sun Pharmaceutical Industries Ltd. Divi Laboratories Ltd. Strides Shasun Ltd. Glenmark Pharmaceuticals Ltd. Sanofi India Ltd. Power Power Grid Corporation Of India Ltd. Retailing Aditya Birla Fashion & Retail Ltd. Infosys Ltd. HCL Technologies Ltd. Tata Consultancy Services Ltd. Transportation Jet Airways Ltd. Container Corporation Of India Ltd. Adani Port & Special Economic Zone Sector Allocation Pharmaceuticals Construction Project Finance Transportation Consumer Non Durables Industrial Capital Goods Construction Petroleum Products Gas Power Ancillaries Retailing Textile Products Media & Entertainment Telecom - Services Non - Ferrous Metals Oil 380000 143000 1924999 235272 250000 197700 155000 150000 29170 1670000 960000 312600 357000 87400 3600 149500 545000 11.06%.04% 9.00% 7.88% 6.73% 5.46% 4.91% 3.92% 3.29% 2.98% 2.64% 2.36% 2.05% 1.32% 1.22% 0.97% 0.78% 0.67% 0.49% 0.47% 1495.11 1494.71 2667.09 2869.14 2048.63 1947.44 1687.18 1191.45 1166.77 2322.97 1379.52 3807.31 2906.52 2199.03 1974.67 1855.52 1349.97 14.93% 0.00% 5.00%.00% 15.00% 20.00% 1.32 1.32 2.36 2.54 1.81 1.72 1.49 1.05 1.03 2.05 1.22 3.37 2.57 1.94 1.75 1.64 1.19 Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 68.34% 24.48% 7.18% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement 190 Tata Equity Opportunities - Reg S&P BSE 200 170 150 130 1 90 Mar-13 Mar-14 Mar-15 Mar-16 8
Tata Ethical (An Open-Ended Equity Scheme) VOLATILITY MEASURES FUND Sharpe Ratio An equity scheme which invests primarily in equities of Shariah compliant companies and other instrument if allowed under Shariah principles. To provide medium to long- term capital gains by investing in Shariah compliant equity and equity related instruments of well-researched value and growth - oriented companies. May 24,1996 FUND MAGER Pradeep Gokhale (Managing Since Jan-12 and overall experience of 25 years) Nifty 500 Shariah V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 434.84 (Rs. in Cr.) Rs. 422.22 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 11.98 0.25 0.84 0.82 1.03 0.32 MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. 127.97 76.94 124.45 60.17 7.93% 7.93% 2.12 3.05 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 12.90 0.18 0.65 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 Equity & Equity Related Total Bajaj Ltd. Maruti Suzuki India Ltd. Hero Motocorp Ltd. Ancillaries WABCO India Ltd. Amara Raja Batteries Ltd. Bosch Ltd. Ultratech Ltd. Ambuja s Ltd. Shree Ltd. ACC Ltd. Grasim Industries Ltd. Consumer Non Durables Hindustan Unilever Ltd. Glaxo Smithkline Con Healthcar Ltd. Britannia Industries Ltd. Asian Paints (India) Ltd. Colgate-Palmolive India Ltd. Kansai Nerolac Paints Ltd. Industrial Capital Goods Alstom T & D India Ltd. Thermax Ltd. Alstom India Ltd. ABB India Ltd. 55000 31900 30000 18200 111849 40 43500 545000 9147 59000 18250 196000 20000 45000 7500 860 184000 178000 68196 79300 35000 39889.40 1323.36 1186.39 883.02 1137.36 983.77 852.27 1403.75 1265.22 1136.14 814.38 701.05 1704.22 1207.03 1204.00 933.85 712.61 517.96 791.57 513.89 481.11 446.78 % of Assets 91.73 3.04 2.73 2.03 2.62 2.26 1.96 3.23 2.91 2.61 1.87 1.61 3.92 2.78 2.77 2.15 1.64 1.19 1.82 1.18 1.11 1.03 Industrial Products Cummins India Ltd. Finolex Cables Ltd. Oil Oil & Natural Gas Co. Pharmaceuticals Divi Laboratories Ltd. Sun Pharmaceutical Industries Ltd. Cipla Ltd. Lupin Ltd. Glenmark Pharmaceuticals Ltd. Sanofi India Ltd. Infosys Ltd. Tata Consultancy Services Ltd. HCL Technologies Ltd. Eclerx Services Ltd. Transportation Gujarat Pipavav Port Ltd. Other Equities^ Cash / Net Current Asset 111743 156271 236500 115000 124300 136469 45000 82000 12400 200000 61400 146000 42093 319000 ^ Exposure less than 1% has been clubbed under Other Equities 941.04 438.11 507.88 1132.81 18.58 698.99 666.11 651.33 495.99 2435.90 1544.85 1188.66 546.11 557.93 6865.38 39889.40 3594.64 43484.04 % of Assets 2.16 1.01 1.17 2.61 2.34 1.61 1.53 1.50 1.14 5.60 3.55 2.73 1.26 1.28 15.79 91.73 8.27 0.00 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Nifty 500 Shariah B Nifty 500 Shariah Total Value of AB Nifty 50 AB Nifty 50 120,000 116,187-5.84% 117,531-3.80% 115,375-7.07% 360,000 445,698 14.38% 425,838 11.23% 389,547 5.19% 600,000 900,592 16.26% 825,898 12.74% 734,998 8.05% 840,000 1,456,347 15.45% 1,253,592 11.25% 1,1,053 7.84% 1,200,000 2,474,118 13.86% 2,009,5 9.95% 1,825,803 8.14% 2,350,000 21,364,034 19.43% 4,423,173 6.05% 9,003,634 12.26% (Inception date 24-May-1996) (First Installment date 01-Sep-1996) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load 1% of the applicable V, if redeemed on or before 365 days from the date of allotment. (w.e.f. 6th April, 2015) Top Holdings Equity Issuer Name Infosys Ltd. Hindustan Unilever Ltd. Tata Consultancy Services Ltd. Ultratech Ltd. Bajaj Ltd. Ambuja s Ltd. Glaxo Smithkline Con Healthcar Ltd. Britannia Industries Ltd. Maruti Suzuki India Ltd. HCL Technologies Ltd. Total Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap % to V 5.60 3.92 3.55 3.23 3.04 2.91 2.78 2.77 2.73 2.73 33.26 78.86% 18.53% 2.61% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). Sector Allocation 17.17% Consumer Non Durables 16.60% 12.24% Pharmaceuticals.80% 8.68% Ancillaries 7.45% Industrial Products 6.53% Industrial Capital Goods 5.59% Oil 2.13% Consumer Durables 1.74% Transportation 1.28% Media & Entertainment 0.58% Pesticides 0.52% Healthcare Services 0.43% 0.00% 5.00%.00% 15.00% 20.00% ** Please refer note on Page No. 46 V Movement Tata Ethical - Reg Nifty 500 Shariah 200 178 156 134 112 90 Mar-13 Mar-14 Mar-15 Mar-16 9
Tata Equity P/E (An Open-Ended Equity Scheme) Primarily invests at least 70% of the net assets in equity shares whose rolling P/E ratio on past four quarter earnings for individual companies is less than rolling P/E of the S&P BSE SENSEX stocks. To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder. June 29, 2004 FUND MAGER Atul Bhole (Managing Since Jun - 13 and overall experience of 11 years) S&P BSE Sensex V - Growth - Dividend (Trigger Option A 5%) - Dividend (Trigger Option B %) Reg - Growth Reg - Dividend (Trigger Option A 5%) Reg - Dividend (Trigger Option B %) Rs.565.21 (Rs. in Cr.) Rs. 546.02 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 83.66 43.31 43.13 82.08 42.34 42.24 55.15% 54.32% 2.09 2.75 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Sharpe Ratio PE MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load 20.51 0.18 1.20 0.74 0.90 0.85 16.79 14.77 0.04 0.18 19.25 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 1% if redeemed on or before expiry of 365 days from the date of allotment (w.e.f. 6th April, 2015) Equity & Equity Related Total Tata Motors - DVR Tata Motors Ltd. Yes Bank Ltd. ICICI Bank Ltd. Axis Bank Ltd. DCB Bank Ltd. City Union Bank Ltd. J K Ltd. Chemicals Atul Ltd. Construction KNR Construction Cera Sanitaryware Ltd. MBL Infratructures Ltd. Finance Mahindra And Mahindra Financial Services Ltd. LIC Housing Finance Ltd. Manappuram Finance Ltd. Gas Gujarat State Petronet Ltd. Indraprastha Gas Ltd. Industrial Capital Goods Bharat Electronics Ltd. Industrial Products Finolex Cables Ltd. Minerals/Mining Coal India Ltd. Non - Ferrous Metals Hindustan Zinc Ltd. 800000 200000 400000 400000 200000 00000 800000 0000 80000 305000 37500 450000 750000 300000 2500000 1200000 200000 200000 500000 600000 400000 53679.53 2309.20 772.60 3458.20 946.20 889. 789.50 758.40 671.60 1232.68 1555.20 689.81 689.40 1818.75 1471.20 873.75 1662.60 1138.90 2439.00 1401.75 1752.00 734.00 % of Assets 94.97 4.09 1.37 6.12 1.67 1.57 1.40 1.34 1.19 2.18 2.75 1.22 1.22 3.22 2.60 1.55 2.94 2.02 4.32 2.48 3. 1.30 300000 400000 200000 300000 0000 2500000 500000 780000 150000 400000 275000 400000 935000 1500000 500000 644.25 19.40 1571. 1180.35 88.50 3477.50 1150.75 1120.86 1237.13 3256.60 1346.95 70.20 988.76 1646.25 1365.50 Other Equities^ 2570.59 2719. 56398.63 Cash / Net Current Asset 122.73 56521.36 ^ Exposure less than 1% has been clubbed under Other Equities SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception 1.14 3.38 2.78 2.09 1.93 6.15 2.04 1.98 2.19 5.76 2.38 1.89 1.75 2.91 2.42 4.55 4.81 99.78 0.22 0.00 Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B S&P BSE Sensex B S&P BSE Sensex (Inception date 29-Jun-2004) (First Installment date 01-Jul-2004) 120,000 115,033-7.59% 114,626-8.20% 360,000 458,851 16.42% 383,199 4.% 600,000 891,564 15.85% 724,803 7.49% 840,000 1,389,249 14.12% 1,093,217 7.41% 1,200,000 2,501,787 14.07% 1,787,919 7.74% 1,4,000 3,693,896 15.40% 2,564,571 9.72% Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark Source MFI Explorer Top Holdings Equity Issuer Name Power Grid Corporation Of India Ltd. Yes Bank Ltd. HCL Technologies Ltd. Tata Motors Ltd. Bharat Electronics Ltd. UPL Ltd. Mahindra & Mahindra Financial Services Ltd. Coal India Ltd. Gujarat State Petronet Ltd. Idea Cellular Ltd. Total % to V 6.15 6.12 5.76 5.46 4.32 3.38 3.22 3. 2.94 2.91 43.36 Oil Oil & Natural Gas Co. Pesticides UPL Ltd. Petroleum Products H.P.C.L. Indian Oil Corporation Pharmaceuticals Strides Shasun Ltd. Power Power Grid Corporation Of India Ltd. Torrent Power Ltd. Retailing Aditya Birla Fashion & Retail Ltd. Services Aditya Birla Nuvo Ltd. HCL Technologies Ltd. Mphasis Ltd. Hexaware Technologies Ltd. Telecom - Equipment & Accessories Astra Microwave Produts Ltd. Telecom - Services Idea Cellular Ltd. Textile Products Arvind Ltd. Sector Allocation Power Finance Petroleum Products Construction Gas Industrial Capital Goods Pesticides Textile Products Minerals/mining Telecom - Services Pharmaceuticals Industrial Products Services Chemicals Retailing Telecom - Equipment & Accessories Non - Ferrous Metals Oil Construction Project Transportation 12.%.04% 8.19% 7.37% 5.79% 5.45% 5.19% 4.96% 4.32% 3.38% 3.32% 3.% 2.91% 2.89% 2.48% 2.19% 2.18% 1.98% 1.75% 1.30% 1.19% 1.14% 0.90% 0.85% 0.00% 5.00%.00% 15.00% % of Assets Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 57.38% 33.03% 9.59% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement Tata Equity P/E - Reg S&P BSE Sensex 2 184 158 132 6 80 Mar-13 Mar-14 Mar-15 Mar-16
Tata Mid Cap Growth (An Open-Ended Equity Scheme) An equity scheme with focus towards mid cap stocks. To provide income distribution and / or medium to long term capital gains. Investments would be focused towards mid-cap stocks. July 1, 1994 FUND MAGER Atul Bhole (Managing Since Apr - 12 and overall experience of 11 years) Nifty Midcap 0 V - Growth - Dividend - Bonus Reg - Growth Reg - Dividend Reg - Bonus Rs. 528.03 (Rs. in Cr.) VOLATILITY MEASURES FUND MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load 97.09 36.76 89.1 # 94.64 30.93 88.11 # Plans are available for subscription under all open ended schemes of Tata Mutual w.e.f 1st January 2013. Separate V will be calculated & published for respective option(s) of the Plan upon initial subscription. Rs. 509.62 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) 30.49% Portfolio Turnover (Equity component only) 30.43% 2. 2.93 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. Sharpe Ratio 20.06 0.28 1.01 0.89 1.59 0.63 18.79 0.18 0.97 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 1% if redeemed on or before expiry of 365 days from the date of allotment (w.e.f. 6th April, 2015) Equity & Equity Related Total Eicher Motors Ltd. Ashok Leyland Ltd. Ancillaries WABCO India Ltd. Amara Raja Batteries Ltd. Yes Bank Ltd. DCB Bank Ltd. Indusind Bank Ltd. Shree Ltd. The Ramco s Ltd. Mangalam Ltd. J K Ltd. Chemicals Solar Industries India Ltd. Navin Fluorine International Ltd. Construction KNR Construction Kajaria Ceramics Ltd. Cera Sanitaryware Ltd. Construction Project Sadbhav Engineering Ltd. Sadbhav Infrastructure Project Ltd. Techno Electric And Engineering Company Ltd. NCC Ltd. Consumer Durables Blue Star Ltd. IFB Industries Ltd. Consumer Non Durables Kansai Nerolac Paints Ltd. Glaxo Smithkline Con Healthcar Ltd. Finance Sundaram Finance Ltd. Gas Gujarat State Petronet Ltd. Industrial Capital Goods Bharat Electronics Ltd. Top Holdings Equity Issuer Name WABCO India Ltd. Yes Bank Ltd. Glenmark Pharmaceuticals Ltd. Sadbhav Engineering Ltd. Amara Raja Batteries Ltd. Strides Shasun Ltd. Shree Ltd. Bharat Electronics Ltd. Aditya Birla Fashion & Retail Ltd. Gujarat State Petronet Ltd. Total 5000 500000 28000 150000 200000 1200000 95000 000 200000 343000 0000 25000 49999 200000 0000 40000 500000 00000 150000 00000 200000 225000 300000 000 75000 750000 0000 48513.56 956.99 542.75 1749.79 1319.33 1729. 947.40 919.22 1242.09 800.90 753.23 671.60 867.93 845.86 19.80 952.90 735.80 1467.50 17.00 804.53 758.50 767.30 714.04 844.50 603.52 982.13 39.13 1219.50 % of Assets 91.88 1.81 1.03 3.31 2.50 3.27 1.79 1.74 2.35 1.52 1.43 1.27 1.64 1.60 1.93 1.80 1.39 2.78 1.93 1.52 1.44 1.45 1.35 1.60 1.14 1.86 1.97 2.31 % to V 3.31 3.27 3.01 2.78 2.50 2.47 2.35 2.31 2.18 1.97 26.15 Services Aditya Birla Nuvo Ltd. Industrial Products Fag Bearings Ltd. Astral Poly Technik Ltd. AIA Engineering Ltd. Media & Entertainment Zee Entertainment Enterprises Ltd. Inox Leisure Ltd. Pesticides Bayer Cropscience Ltd. P.I. Industries Ltd. Pharmaceuticals Glenmark Pharmaceuticals Ltd. Strides Shasun Ltd. Pfizer Ltd. Alkem Laboratories Ltd. Divi Laboratories Ltd. Sequent Scientific Ltd. Retailing Aditya Birla Fashion & Retail Ltd. V-Mart Retail Ltd. Hexaware Technologies Ltd. Textile Products Arvind Ltd. Page Industries Ltd. Transportation Blue Dart Express Ltd. 0000 25000 195000 85000 250000 400000 25000 0000 200000 120000 40000 50000 60000 400000 800000 150000 300000 300000 5000 000 824.75 955.11 818.03 797.22 966.00 766.80 942.18 567.40 1588.60 1306.20 714.62 683.25 591.03 585.60 1149.60 705.00 802.65 819.30 608.04 606.61 Other Equities^ 5443.23 4614.48 53128.04 Net Current Liabilities -324.66 52803.38 ^ Exposure less than 1% has been clubbed under Other Equities Sector Allocation V Movement SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Nifty Midcap 0 B Nifty Midcap 0 Total Value of AB Nifty 50 AB Nifty 50 120,000 112,361-11.59% 117,437-3.94% 115,375-7.07% 360,000 502,669 22.95% 459,931 16.59% 389,547 5.19% 600,000 1,037,155 22.06% 866,483 14.69% 734,998 8.05% 840,000 1,656,569 19.06% 1,315,001 12.59% 1,1,053 7.84% 1,200,000 2,825,984 16.34% 2,222,142 11.85% 1,825,803 8.14% 2,6,000 13,840,728 16.97% 11,361,813 15.09% 8,132,470 11.83% (Inception date 01-Jul-1994) (First Installment date 01-Jul-1994) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Pharmaceuticals Construction Project Construction Ancillaries Industrial Products Consumer Non Durables Retailing Media & Entertainment Chemicals Industrial Capital Goods Consumer Durables Pesticides Transportation Textile Products Gas Finance Services Engineering Services Telecom - Equipment & Accessories 8.31% 7.44% 6.81% 6.78% 6.57% 5.49% 3.57% 3.51% 3.28% 3.25% 3.00% 2.99% 2.86% 2.84% 2.73% 2.70% 2.51% 1.97% 1.86% 1.56% 0.98% 0.50%.36% 0.00% 5.00%.00% 15.00% % of Assets 1.56 1.81 1.55 1.51 1.83 1.45 1.78 1.07 3.01 2.47 1.35 1.29 1.12 1.11 2.18 1.34 1.52 1.55 1.15 1.15.31 8.74 0.62-0.62 0.00 230 Tata Mid Cap Growth - Reg - Dividend Nifty Midcap 0 200 170 140 1 80 Mar-13 Mar-14 Mar-15 Mar-16 V 11
Tata Dividend Yield (An Open-Ended Equity Scheme) Primarily focuses on investing in high dividend yield stocks. Minimum 70% of the net assets shall be invested in stocks having dividend yield higher than dividend yield of S&P BSE SENSEX stocks. To provide income distribution and / or medium to long term capital gains by investing predominantly in high dividend yield stocks. November 22, 2004 FUND MAGER Rupesh Patel (Managing Since Jun - 13 and overall experience of 15 years) Nifty 500 V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 284.50 (Rs. in Cr.) Rs. 277.38 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 57.45 24.96 56.18 24.35 16.53% 16.53% VOLATILITY MEASURES FUND Sharpe Ratio Dividend Yield MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load 15.00 0.16 0.88 0.89 0.78 0.32 2.72 2.06 2.80 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 16.17 0.09 0.41 1.44* Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 * For S&P BSE Sensex 1% if redeemed on or before expiry of 365 days from the date of allotment. Equity & Equity Related Total Bajaj Ltd. Hero Motocorp Ltd. HDFC Bank Ltd. Axis Bank Ltd. ICICI Bank Ltd. Karur Vysa Bank Ltd. Ambuja s Ltd. Construction Project Sadbhav Engineering Ltd. Consumer Non Durables Hindustan Unilever Ltd. Colgate-Palmolive India Ltd. CCL Products India Ltd. ITC Ltd. MPS Ltd. Finance Manappuram Finance Ltd. Credit Analysis & Research Ltd. Mahindra And Mahindra Financial Services Ltd. Industrial Products Cummins India Ltd. Finolex Industries Ltd. Swaraj Engines Ltd. Minerals/Mining Coal India Ltd. 45500 37000 152750 258750 400000 112800 300000 187665 0000 84000 300000 163000 67019 2750000 78300 219000 114319 260000 46500 250000 27155.56 94.78 89.06 1636.26 1150.27 946.20 492.26 696.45 550.80 869.50 695.23 585.15 534.72 442.83 961.13 730.03 531.08 962.74 947.18 395.95 730.00 95.45 3.85 3.83 5.75 4.04 3.33 1.73 2.45 1.94 3.06 2.44 2.06 1.88 1.56 3.38 2.57 1.87 3.38 3.33 1.39 2.57 Pharmaceuticals Strides Shasun Ltd. Glaxo Smithkline Pharma Pfizer Ltd. HCL Technologies Ltd. Infosys Ltd. Eclerx Services Ltd. NIIT Technologies Ltd. Hexaware Technologies Ltd. Tata Consultancy Services Ltd. Mphasis Ltd. Power Power Grid Corporation Of India Ltd. Telecom - Services Tata Communications Ltd. 137300 20000 20000 192000 120000 93333 140000 230000 24000 0000 900000 160000 1494.51 760.13 357.31 1563.17 1461.54 12.90 695.94 615.37 603.85 489.80 1251.90 609.52 1389.81 28545.37 Net Current Liabilities -95.58 28449.79 ^ Exposure less than 1% has been clubbed under Other Equities % of Assets 5.25 2.67 1.26 5.49 5.14 4.26 2.45 2.16 2.12 1.72 4.40 2.14 4.89 0.34-0.34 0.00 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Nifty 500 B Nifty 500 Total Value of AB Nifty 50 AB Nifty 50 120,000 116,474-5.41% 115,322-7.15% 115,375-7.07% 360,000 435,724 12.81% 406,206 8.01% 389,547 5.19% 600,000 836,152 13.24% 768,404 9.84% 734,998 8.05% 840,000 1,357,169 13.47% 1,152,641 8.89% 1,1,053 7.84% 1,200,000 2,486,324 13.95% 1,884,265 8.73% 1,825,803 8.14% 1,360,000 3,204,269 14.30% 2,396,186 9.58% 2,360,117 9.33% (Inception date 22-Nov-2004) (First Installment date 01-Dec-2004) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Top Holdings Equity Issuer Name HDFC Bank Ltd. HCL Technologies Ltd. Strides Shasun Ltd. Infosys Ltd. Power Grid Corporation Of India Ltd. Eclerx Services Ltd. Axis Bank Ltd. Bajaj Ltd. Hero Motocorp Ltd. Manappuram Finance Ltd. Total % of Assets % to V 5.75 5.49 5.25 5.14 4.40 4.26 4.04 3.85 3.83 3.38 45.39 Sector Allocation Consumer Non Durables Pharmaceuticals Industrial Products Finance Power Minerals/mining Telecom - Services Construction Project.99% 9.18% 8.11% 7.81% 7.68% 4.40% 2.57% 2.45% 2.14% 1.94% 14.85% 23.34% 0.00% 5.00%.00% 15.00% 20.00% 25.00% V Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 61.04% 34.05% 4.90% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement 180 Tata Dividend Yield - Reg Nifty 500 162 144 126 8 90 Mar-13 Mar-14 Mar-15 Mar-16 12
Tata India Tax Savings (Erstwhile known as Tata Long Term Equity ; renamed w.e.f December 21, 2015) (An Open-Ended Equity Linked Saving Scheme (ELSS) for residents with a lock-in period of 3 years) VOLATILITY MEASURES FUND Sharpe Ratio An equity linked tax savings scheme (ELSS) that aims to provide medium to long term capital gains along with income tax benefit under Section 80C of the Income Tax Act. To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation. March 31,1996 FUND MAGER Rupesh Patel (Managing Since Apr-15 and overall experience of 15 years) S&P BSE Sensex V - Dividend Reg - Dividend - Growth Reg- Growth Rs. 284.11 (Rs. in Cr.) Rs. 255.34 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 15.97 0.21 0.97 0.81 0.79 MINIMUM INVESTMENT/ Rs. 500/- and in multiples of Rs. 500/- thereafter. ADDITIOL INVESTMENT/ Rs. 500/- and multiples of Rs. 500/- thereafter. Entry Load Not Applicable Exit Load Nil 74.49 58.59 11.96 11.71 47.84% 47.84% 1.97 3.04 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 14.77 0.04 0.18 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 Equity & Equity Related Total Tata Motors Ltd. Ashok Leyland Ltd. Tata Motors - DVR Eicher Motors Ltd. Ancillaries WABCO India Ltd. HDFC Bank Ltd. State Bank Of India Yes Bank Ltd. Axis Bank Ltd. Kotak Mahindra Bank DCB Bank Ltd. ICICI Bank Ltd. Grasim Industries Ltd. Ultratech Ltd. The Ramco s Ltd. Chemicals Navin Fluorine International Ltd. Construction Kajaria Ceramics Ltd. Somany Ceramics Ltd. KNR Construction Construction Project Sadbhav Infrastructure Project Ltd. Sadbhav Engineering Ltd. Consumer Durables IFB Industries Ltd. Consumer Non Durables Asian Paints (India) Ltd. Britannia Industries Ltd. Kansai Nerolac Paints Ltd. Finance Housing Development Finance Ltd. Sundaram Finance Ltd. Top Holdings Equity Issuer Name HDFC Bank Ltd. Tata Motors Ltd. Infosys Ltd. State Bank Of India Yes Bank Ltd. Axis Bank Ltd. Bharat Electronics Ltd. Kajaria Ceramics Ltd. Aditya Birla Fashion & Retail Ltd. HCL Technologies Ltd. Total Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 2100 450000 130000 1690 9000 175000 475000 0000 175000 70000 580000 192000 15000 15000 0000 20000 65000 147274 0000 388455 124000 95000 58000 18000 140000 35000 25000 25892.15 815.09 488.48 375.25 323.46 562.43 1874.60 922.93 864.55 777.96 476.70 457.91 454.18 576.20 484.05 400.45 338.35 619.39 578.93 509.90 395.06 363.94 301.48 503.85 481.60 394. 386.94 327.38 % of Assets 91.13 2.87 1.72 1.32 1.14 1.98 6.60 3.25 3.04 2.74 1.68 1.61 1.60 2.03 1.70 1.41 1.19 2.18 2.04 1.79 1.39 1.28 1.06 1.77 1.70 1.39 1.36 1.15 % to V 6.60 4.19 3.82 3.25 3.04 2.74 2.25 2.18 2.14 2.13 32.34 62.03% 25.42% 12.55% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). Gas Gujarat State Petronet Ltd. 300000 Hotels, Resort And Other Recreational Activities Wonderla Holidays Ltd. Industrial Capital Goods Bharat Electronics Ltd. Industrial Products Cummins India Ltd. Astral Poly Technik Ltd. Fag Bearings Ltd. Timken India Ltd. Media & Entertainment Inox Leisure Ltd. Pharmaceuticals Divi Laboratories Ltd. Torrent Pharmaceuticals Ltd. Sun Pharmaceutical Industries Ltd. Glenmark Pharmaceuticals Ltd. Strides Shasun Ltd. Retailing Aditya Birla Fashion & Retail Ltd. Services Aditya Birla Nuvo Ltd. Infosys Ltd. HCL Technologies Ltd. Tata Consultancy Services Ltd. Transportation Jet Airways Ltd. Other Equities^ Cash / Net Current Asset Sector Allocation 0000 52500 60000 0000 8500 700 200000 55000 38500 62000 54000 38000 424000 34500 89000 74500 20000 80000 ^ Exposure less than 1% has been clubbed under Other Equities 415.65 388.70 640.24 505.29 419.50 324.74 3.27 383.40 541.78 515.78 508.06 428.92 413.63 609.29 284.54 83.98 606.54 503.21 437.60 1515.87 2162.91 28055.06 355.75 284.81 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B S&P BSE Sensex B S&P BSE Sensex 120,000 118,556-2.23% 114,626-8.20% 360,000 464,042 17.22% 383,199 4.% 600,000 917,4 17.00% 724,803 7.49% 840,000 1,446,380 15.25% 1,093,217 7.41% 1,200,000 2,415,117 13.41% 1,787,919 7.74% 2,370,000 23,778,873 20.06% 9,8,495 12.19% (Inception date 31-Mar-1996) (First Installment date 01-Jul-1996) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-43. *B Benchmark Source MFI Explorer Pharmaceuticals Construction Industrial Products Consumer Non Durables Transportation Retailing Construction Project Finance Industrial Capital Goods Ancillaries Gas Hotels, Resort And Other Media & Entertainment Chemicals Consumer Durables Services.16% 8.03% 7.72% 6.01% 5.49% 5.14% 4.86% 3.41% 2.95% 2.67% 2.51% 2.25% 1.98% 1.46% 1.37% 1.35% 1.19% 1.06% % 20.52% % of Assets 1.46 1.37 2.25 1.78 1.48 1.14 1.09 1.35 1.91 1.82 1.79 1.51 1.46 2.14 3.82 2.13 1.77 1.54 5.34 7.61 98.74 1.26 0.00 0.00% 5.00%.00% 15.00% 20.00% 25.00% V Movement Tata India Tax Savings - Reg - Dividend S&P BSE Sensex 170 154 138 122 6 90 Mar-13 Mar-14 Mar-15 Mar-16 V 13
Tata Savings Equity (An Open-Ended Equity Scheme) Predominantly investing in equity and equity related instruments, equity arbitrage opportunities and debt and money market instruments. The investment objective of the scheme is to provide long term capital appreciation and income distribution to the investors by predominantly investing in equity and equity related instruments, equity arbitrage opportunities and investments in debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns. April 27, 2000 FUND MAGER Atul Bhole (Managing Since Jan - 12 and overall experience of 11 years) (for equity portfolio) and Akhil Mittal (Managing Since Jul - 15 and overall experience of 14 years) (for Arbitrage strategies and Debt Portfolio) Nifty 50 Index (35%),Crisil Liquid Index (30%), Crisil Short Term Bond Index (35%) V Monthly Dividend Growth Quarterly Dividend - Growth - Monthly Dividend - Quarterly Dividend Rs. 77.68 (Rs. in Cr.) Rs.78.92 (Rs. In Cr.) TURN OVER 13.58 26.83 13.61 27.63 13.79 14.18 VOLATILITY MEASURES FUND Sharpe Ratio Modified Duration Average Maturity MINIMUM INVESTMENT/ Growth Option Rs 5,000/- and in multiple of Re.1/- thereafter Dividend Option Rs 5,000/- and in multiple of Re.1/- thereafter ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 5.37-0.16 0.81 0.68-0.30-0.22 518.05% 41.54% 1.13 2.30 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 5.78-0.02-0.04 0.81 Years 1.01 Years Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* 3.26% 7.78% *NCA - Net Current Assets Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer Pg 48 Total stock in Portfolio 35 1% of the applicable V, if redeemed on or before expiry of 365 days from the date of allotment Equity & Equity Related Total Unhedge Positions Maruti Suzuki India Ltd. Ancillaries Bosch Ltd. Yes Bank Ltd. HDFC Bank Ltd. State Bank Of India Kotak Mahindra Bank Axis Bank Ltd. Ultratech Ltd. Grasim Industries Ltd. J K Ltd. Construction Project NCC Ltd. Sadbhav Engineering Ltd. Consumer Durables Bata India Ltd. IFB Industries Ltd. Consumer Non Durables Asian Paints (India) Ltd. Glaxo Smithkline Con Healthcar Ltd. Nestle India Ltd. P & G Hygiene & Health Care Ltd. Finance Housing Development Finance Ltd. Gas Gujarat State Petronet Ltd. Industrial Capital Goods Bharat Electronics Ltd. Industrial Products Fag Bearings Ltd. Petroleum Products Indian Oil Corporation H.P.C.L. Pharmaceuticals Sun Pharmaceutical Industries Ltd. Strides Shasun Ltd. Divi Laboratories Ltd. Sanofi India Ltd. Glenmark Pharmaceuticals Ltd. SIP - If you had invested INR 000 every month Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Nifty 50 Index (35%),Crisil Liquid Index (30%), Crisil Short Term Bond Index (35%) B Nifty 50 Index (35%),Crisil Liquid Index (30%), Crisil Short Term Bond Index (35%) (Inception date 27-Apr-2000) (First Installment date 01-May-2000) Top Holdings Equity Issuer Name HCL Technologies Ltd Ultratech Limited Yes Bank Ltd HDFC Bank Ltd Bata India Ltd State Bank Of India NCC Limited Grasim Industries Ltd Power Grid Corporation Of India Ltd Bosch Ltd Total % to V 67.63 34.77 0.72 1.34 1.78 1.65 1.50 1.32 1.14 2.08 1.43 0.65 1.46 0.76 1.63 0.41 0.84 0.78 0.74 0.40 0.71 1.34 0.71 0.49 0.76 0.40 1.06 0.98 0.63 0.51 0.51 Cash / Net Current Asset 2.53 97.85 2.15 0.00 1 Year 3 Year 5 Year 7 Year Year Since Inception 120,000 119,937-0.% 121,869 2.91% % to V 2. 2.08 1.78 1.65 1.63 1.50 1.46 1.43 1.34 1.34 16.32 % to V Power Power Grid Corporation Of India Ltd. 1.34 Retailing Aditya Birla Fashion & Retail Ltd. 0.58 Services Aditya Birla Nuvo Ltd. 0.64 HCL Technologies Ltd. 2. Infosys Ltd. 0.78 Tata Consultancy Services Ltd. 0.58 % to % to V V Derivative Hedge Positions 32.86-33.05 Reliance Industries Ltd. 9.29 Reliance Industries Ltd. - Futures -9.33 HDFC Bank Ltd. 6.41 HDFC Bank Ltd. - Futures -6.47 Vedanta Ltd. 4.72 Vedanta Ltd. - Futures -4.75 Aurobindo Pharma Ltd. 4.50 Aurobindo Pharma Ltd. - Futures -4.50 Housing Development Finance Ltd. 4.44 Housing Development Finance Ltd. - Futures -4.47 Upl Ltd. 1.29 Upl Ltd. - Futures -1.30 Adani Port & Special Economic Zone 1.12 Adani Port & Special Economic Zone - Futures -1.13 H.P.C.L. 1.09 H.P.C.L. - Futures -1. Name of the Instrument Ratings % to V Debt Instruments Government Securities GOI - 8.27% (09/06/2020) Non-Convertible Debentures/Bonds 09.02 % Rural Electrification Corp. Ltd. 08.49 % NHPC Ltd. 09.11 % Power Finance Corporation Margin Money Deposits HDFC Bank Ltd. Cash (Placed As Margin Money ) 360,000 386,826 4.73% 405,183 7.84% 600,000 697,648 5.97% 750,269 8.88% Sector Allocation 840,000 1,035,137 5.88% 1,139,558 8.58% ICRA- AAA 1,200,000 1,626,960 5.93% 1,873,583 8.63% 6.63 6.63 13.13 6.61 5.22 1.30 7.93 5.09 2.85 1,9,000 3,274,695 6.43% 4,368,703 Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark Source MFI Explorer Pharmaceuticals Consumer Non Construction Project Consumer Durables Power Ancillaries Gas Petroleum Products Finance Industrial Capital Goods Services Retailing Industrial Products 4.16% 3.70% 3.46% 2.76% 2.22% 2.04% 1.34% 1.34% 1.34% 1.16% 0.72% 0.71% 0.71% 0.64% 0.58% 0.49% 7.40% 0.00% 2.00% 4.00% 6.00% 8.00% 9.67% Market Capitalisation wise Exposure Large Cap 72.82% Mid Cap 23.69% Small Cap 3.49% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). Note The scheme was earlier known as Tata Monthly Income, effective from 27 July, 2015 the Scheme will be known as Tata Savings Equity. Due to change in type of scheme, investment objective, investment pattern and investment strategy, past performance of the scheme may not be used for prediction of future performance of the scheme. Returns are given for monthly income option. While calculating returns, dividend distribution tax has been taken care of. The returns given above are for Individual and HUF category. Benchmark CRISIL MIP Blended Index. Date of Allotment 27 April, 2000. Top Holdings Equity, Top Sector and Market Capitalisation wise Exposure represents the unhedged equity positions only. Erstwhile Tata Monthly Income with Asset Allocation of Debt-Equity (90%-%) restructured as Tata Savings Equity w.e.f. 27 July, 2015 with Asset Allocation of Debt-Equity (35%-65%). The impact of the same is visible in the Portfolio turnover. 14
Tata Banking & Financial Services (An Open-Ended Banking & Financial Services Sector Scheme) Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India. December 28, 2015 FUND MAGER Pradeep Gokhale (Managing Since Dec-15 and overall experience of 25 years), Atul Bhole (Managing Since Dec - 15 and overall experience of 11 years), Rupesh Patel (Managing Since Dec - 15 and overall experience of 15 years) Nifty Financial Services V - Dividend - Growth - Dividend - Growth Rs. 65.92 (Rs. in Cr.).12.12.07.07 ADDITIOL INVESTMENT/ Rs. 1,000/- and in multiples of Re. 1/- thereafter. VOLATILITY MEASURES FUND Sharpe Ratio Entry Load Not Applicable Exit Load 37.86-0.03 0.84 0.96-0.38 1.83 1.36 3.23 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 24.63-0.36-2.54 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 1% if redeemed or switch out from the scheme on or before expiry of 90 days from the date of allotment of units. Equity & Equity Related Total Axis Bank Ltd. ICICI Bank Ltd. Kotak Mahindra Bank State Bank Of India Indusind Bank Ltd. Yes Bank Ltd. DCB Bank Ltd. HDFC Bank Ltd. City Union Bank Ltd. Finance Housing Development Finance Ltd. LIC Housing Finance Ltd. ICRA Ltd. Gruh Finance Ltd. Bajaj Finance Ltd. SKS Microfinance Ltd. Max Financial Services Ltd. Bajaj Finserv Ltd. Cholamandalam Investment & Finance Co Ltd. 135000 252000 73900 235000 44000 47000 385000 91700 1000 39400 50000 5000 75000 2400 22000 30000 5700 12000 % of Assets 6005.08 91.09 600.14 596.11 503.26 456.61 425.74 406.34 303.96 982.29 4.28 435.59 245.20 193.75 179.36 166.30 120.05 3.38 97.11 85.61 9. 9.04 7.63 6.93 6.46 6.16 4.61 14.90 1.58 6.61 3.72 2.94 2.72 2.52 1.82 1.57 1.47 1.30 Rs. 61.73 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) Net Current Liabilities 879.33 6884.41-292.28 6592.13 13.34 4.43-4.43 0.00 MINIMUM INVESTMENT / Rs. 5,000/- and in multiples of Re. 1/- thereafter. 15
Tata Digital India (An Open-Ended Information Technology Sector Scheme) Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Information Technology sector in India. The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.the Scheme does not assure or guarantee any returns. December 28,2015 FUND MAGER Pradeep Gokhale (Managing Since Dec-15 and overall experience of 25 years), Atul Bhole (Managing Since Dec - 15 and overall experience of 11 years), Rupesh Patel (Managing Since Dec - 15 and overall experience of 15 years) MINIMUM INVESTMENT / Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ MULTIPLES FOR EXISTING INVESTORS Rs. 1,000/- and in multiples of Re. 1/- thereafter. 1.42 3.23 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2015. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Sharpe Ratio 28.16 0.11 0.81 0.99 1.04 0.40 24.09 0.08 0.55 Equity & Equity Related Total HCL Technologies Ltd. Wipro Ltd. Infosys Ltd. Oracle Financials Services Soft Ltd. Mphasis Ltd. Persistent Systems Ltd. Mindtree Ltd. NIIT Technologies Ltd. Cyient Ltd. Tata Consultancy Services Ltd. Hexaware Technologies Ltd. 56000 53000 179000 6000 42300 27000 26000 30000 28000 32900 40000 % of Assets 4931.71 91.47 455.92 298.58 2180.13 211.67 207.19 205.65 169.53 149.13 119.11 827.78 7.02 8.46 5.54 40.43 3.93 3.84 3.81 3.14 2.77 2.21 15.35 1.98 S&P BSE IT Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 V - Dividend - Growth - Dividend - Growth.47.47.42.42 For calculation methodology please refer to Pg 48 Entry Load Not Applicable Exit Load 1% if redeemed or switch out from the scheme on or before expiry of 90 days from the date of allotment of units. Net Current Liabilities 763.27 5694.98-303.25 5391.73 14.16 5.63-5.63 0.00 Rs. 53.92 (Rs. in Cr.) Rs. 51.68 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) Tata India Consumer (An Open-Ended Consumption Oriented Sector Scheme) Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India. The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.the Scheme does not assure or guarantee any returns. December 28, 2015 FUND MAGER Pradeep Gokhale (Managing Since Dec-15 and overall experience of 25 years), Atul Bhole (Managing Since Dec - 15 and overall experience of 11 years), Rupesh Patel (Managing Since Dec - 15 and overall experience of 15 years) Nifty India Consumption V - Dividend - Growth - Dividend - Growth Rs. 69.23 (Rs. in Cr.) Rs. 67.09 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 9.57 9.57 9.52 9.52 ADDITIOL INVESTMENT/ Rs. 1,000/- and in multiples of Re. 1/- thereafter. 1.43 3.24 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2015. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Sharpe Ratio Entry Load Exit Load Not Applicable 27.67-0.31 0.88 0.81-2.83-0.38 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 15.77-0.53-2.40 1% if redeemed or switch out from the scheme on or before expiry of 90 days from the date of allotment of units. Equity & Equity Related Total Eicher Motors Ltd. Maruti Suzuki India Ltd. Bajaj Ltd. Mahindra & Mahindra Ltd. Ashok Leyland Ltd. Ancillaries Amara Raja Batteries Ltd. WABCO India Ltd. Consumer Durables Blue Star Ltd. Titan Company Ltd. IFB Industries Ltd. KDDL Ltd. Consumer Non Durables Hindustan Unilever Ltd. ITC Ltd. Asian Paints (India) Ltd. Glaxo Smithkline Con Healthcar Ltd. Britannia Industries Ltd. Godrej Consumer Products Ltd. Kansai Nerolac Paints Ltd. United Spirits Ltd. Media & Entertainment Zee Entertainment Enterprises Ltd. Inox Leisure Ltd. Retailing Aditya Birla Fashion & Retail Ltd. V-Mart Retail Ltd. Textile Products K.P.R. Mill Ltd. Arvind Ltd. 2400 8000 12000 20000 200000 25000 3000 50000 50000 50000 40000 60000 125000 40000 5000 000 15000 65000 6000 140000 75000 200000 20600 20000 60000 % of Assets 6298.51 90.98 459.36 297.53 288.73 241.93 217. 219.89 187.48 191.83 169.40 158.68 79.08 521.70 4.06 347.48 301.76 267.56 206.90 182.98 149.97 540.96 143.78 287.40 96.82 166.27 163.86 6.64 4.30 4.17 3.49 3.14 3.18 2.71 2.77 2.45 2.29 1.14 7.54 5.92 5.02 4.36 3.86 2.99 2.64 2.17 7.81 2.08 4.15 1.40 2.40 2.37 MINIMUM INVESTMENT / Rs. 5,000/- and in multiples of Re. 1/- thereafter. Net Current Liabilities 652.12 6950.63-27.61 6923.02 9.42 0.40-0.40 0.00 16
Tata India Pharma & Healthcare (An Open-Ended India Pharma & Healthcare Services Sector Scheme) Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Pharma & Healthcare sectors in India. The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the pharma & healthcare sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.the Scheme does not assure or guarantee any returns. December 28, 2015 FUND MAGER Pradeep Gokhale (Managing Since Dec -15 and overall experience of 25 years), Atul Bhole (Managing Since Dec - 15 and overall experience of 11 years), Rupesh Patel (Managing Since Dec - 15 and overall experience of 15 years) Nifty Pharma V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 76.37 (Rs. in Cr.) 9.42 9.42 9.38 9.38 ADDITIOL INVESTMENT/ Rs. 1,000/- and in multiples of Re. 1/- thereafter. VOLATILITY MEASURES FUND Sharpe Ratio 11.12-0.92 1.49 0.81-1.97 2.31 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 1.39 3.24 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 19.00-0.65-3.52 Entry Load Not Applicable Exit Load 1% if redeemed or switch out from the scheme on or before expiry of 90 days from the date of allotment of units. Equity & Equity Related Total Pharmaceuticals Divi Laboratories Ltd. Strides Shasun Ltd. Torrent Pharmaceuticals Ltd. Glenmark Pharmaceuticals Ltd. Sanofi India Ltd. Lupin Ltd. Sun Pharmaceutical Industries Ltd. Alkem Laboratories Ltd. Pfizer Ltd. Cipla Ltd. Sequent Scientific Ltd. Natco Pharma Ltd. Net Current Liabilities 62500 55000 40500 60000 100 29000 280000 20500 100 30000 80000 25000 % of Assets 6247.66 81.81 615.66 598.68 542.58 476.58 439.99 429.27 2294.46 280.13 196.52 153.66 117.12 3.01 1538.33 7785.99-148.79 7637.20 8.06 7.84 7. 6.24 5.76 5.62 30.04 3.67 2.57 2.01 1.53 1.35 20.14 1.95-1.95 0.00 Rs. 76.87 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) MINIMUM INVESTMENT / Rs. 5,000/- and in multiples of Re. 1/- thereafter. Tata Resources & Energy (An Open-Ended Resources & Energy Sector Scheme) Primarily focuses on investment in at least 80% of its net assets in equity/equity related instruments of the companies in the Resources & Energy sectors in India. The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Resources & Energy sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.the Scheme does not assure or guarantee any returns. December 28, 2015 FUND MAGER Pradeep Gokhale (Managing Since Dec-15 and overall experience of 25 years), Atul Bhole ( Managing Since Dec - 15 and overall experience of 11 years), Rupesh Patel (Managing Since Dec - 15 and overall experience of 15 years) Nifty Commodities V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 22.68 (Rs. in Cr.) Rs. 21.92 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) MINIMUM INVESTMENT / Rs. 5,000/- and in multiples of Re. 1/- thereafter..43.43.38.38 ADDITIOL INVESTMENT/ Rs. 1,000/- and in multiples of Re. 1/- thereafter. 1.37 3.23 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Sharpe Ratio 28.79 0.07 0.73 0.95 0.83 0.80 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 22.42-0.04-0.26 Entry Load Not Applicable Exit Load 1% of the applicable V, if redeemed or switch out from the scheme on or before expiry of 90 days from the date of allotment of units. Equity & Equity Related Total Grasim Industries Ltd. Ambuja s Ltd. Shree Ltd. Ultratech Ltd. The Ramco s Ltd. Chemicals Pidilite Industries Ltd. Gas Gujarat State Petronet Ltd. Minerals/Mining Coal India Ltd. Gujarat Mineral Dev Corp Ltd. Non - Ferrous Metals Hindustan Zinc Ltd. Vedanta Ltd. Oil Oil & Natural Gas Co. Cairn India Ltd. Pesticides UPL Ltd. Bayer Cropscience Ltd. Petroleum Products Reliance Industries Ltd. Indian Oil Corporation Castrol India Ltd. Power Power Grid Corporation Of India Ltd. NTPC Ltd. Other Equities^ Cash / Net Current Asset 4000 30000 420 7300 6000 100 22000 600 60000 48000 59000 66000 34000 16000 1350 20400 24000 000 130000 74000 % of Assets 1949.14 85.93 153.65 69.65 52.17 235.57 24.03 65.09 30.48 178.12 39.21 88.08 53.04 141.74 52.48 76.42 50.88 213.23 94.43 37.49 180.83 95.31 17.24 290.16 2239.30 29.09 2268.39 6.77 3.07 2.30.38 1.06 2.87 1.34 7.85 1.73 3.88 2.34 6.25 2.31 3.37 2.24 9.40 4.16 1.65 7.97 4.20 0.76 12.79 98.72 1.28 0.00 17
Tata Infrastructure (An Open-Ended Equity Scheme) Primarily focuses on equity / equity related instruments of the companies in the Infrastructure sector in India. To provide income distribution and / or medium to long term capital gains by investing predominantly in equity / equity related instruments of the companies in the infrastructure sector. December 31, 2004 FUND MAGER Rupesh Patel (Managing Since Jan - 14 and overall experience of 15 years) (Equity) Nifty 500 V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 613.70 (Rs. in Cr.) Rs. 592.46 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 40.93 25.09 40.29 22.66 27.61% 27.61% 2.02 2.72 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Sharpe Ratio 23.07 0. 1.35 0.89 0.50 0.12 MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. 16.17 0.09 0.41 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 Entry Load Not Applicable Exit Load 1% if redeemed on or before expiry of 365 days from the date of allotment. Equity & Equity Related Total Eicher Motors Ltd. Ashok Leyland Ltd. HDFC Bank Ltd. Axis Bank Ltd. Yes Bank Ltd. ICICI Bank Ltd. Ultratech Ltd. Shree Ltd. The Ramco s Ltd. J K Ltd. J K Lakshmi Ltd. Chemicals Solar Industries India Ltd. Construction KNR Construction Kajaria Ceramics Ltd. National Buildings Constr Corp Ltd. MBL Infratructures Ltd. Construction Project Sadbhav Engineering Ltd. NCC Ltd. Larsen & Toubro Ltd. Sadbhav Infrastructure Project Ltd. Techno Electric And Engineering Company Ltd. Consumer Non Durables Asian Paints (India) Ltd. Finance Sundaram Finance Ltd. 5250 700000 306000 600000 250000 650000 0000 20000 450000 151930 300000 20000 375000 200000 120000 456000 1185000 1950000 99500 80925 200000 200000 54000 SIP - If you had invested INR 000 every month 59598.92 04.84 759.85 3277.87 2667.30 2161.38 1537.58 3227.00 2484.18 1802.03 20.36 14.60 694.34 1912.13 1905.80 1128.96 698.59 3477.98 1479.08 12.12 99.30 72.70 1737.40 707.13 % of Assets 97.11 1.64 1.24 5.34 4.35 3.52 2.51 5.26 4.05 2.94 1.66 1.65 1.13 3.12 3.11 1.84 1.14 5.67 2.41 1.97 1.79 1.75 2.83 1.15 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Nifty 500 B Nifty 500 Total Value of AB Nifty 50 AB Nifty 50 120,000 115,114-7.47% 115,322-7.15% 115,375-7.07% 360,000 440,408 13.55% 406,206 8.01% 389,547 5.19% 600,000 781,668.52% 768,404 9.84% 734,998 8.05% 840,000 1,095,066 7.46% 1,152,641 8.89% 1,1,053 7.84% 1,200,000 1,694,839 6.72% 1,884,265 8.73% 1,825,803 8.14% 1,340,000 2,144,741 8.12% 2,322,121 9.45% 2,284,089 9.17% (Inception date 31-Dec-2004) (First Installment date 01-Feb-2005) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Top Holdings Equity Issuer Name Sadbhav Engineering Ltd. HDFC Bank Ltd. Ultratech Ltd. Axis Bank Ltd. Shree Ltd. Astral Poly Technik Ltd. Yes Bank Ltd. Cummins India Ltd. KNR Construction Kajaria Ceramics Ltd. Total % to V 5.67 5.34 5.26 4.35 4.05 3.76 3.52 3.29 3.12 3.11 41.47 Gas Gujarat State Petronet Ltd. Industrial Capital Goods Bharat Electronics Ltd. ABB India Ltd. Thermax Ltd. Industrial Products Astral Poly Technik Ltd. Cummins India Ltd. AIA Engineering Ltd. Fag Bearings Ltd. Timken India Ltd. Finolex Cables Ltd. Ador Welding Ltd. Grindwell Norton Ltd. Media & Entertainment Inox Leisure Ltd. Power Power Grid Corporation Of India Ltd. Kalpataru Power Transmission Ltd. Transportation Adani Port & Special Economic Zone Container Corporation Of India Ltd. Other Equities^ Net Current Liabilities 12000 156000 89000 0000 550000 240000 129900 23018 185000 275000 244549 0000 400000 10000 335000 265000 50000 ^ Exposure less than 1% has been clubbed under Other Equities 1676.46 1902.42 1136.09 753.55 2307.25 2021.16 1218.33 879.39 808.45 770.96 700.14 675.15 766.80 1530. 685.75 656.41 620.58 2409.41 2052.75 61651.67-281.67 61370.00 % of Assets Sector Allocation Industrial Products 16.46% 15.71% 15.56% Construction Project 14.48% Construction 9.20% Industrial Capital Goods 8.04% Power 3.61% 2.88% Consumer Non Durables 2.83% Gas 2.73% V Transportation 2.08% Media & Entertainment 1.25% Finance 1.15% Chemicals 1.13% 0.00% 5.00%.00% 15.00% 20.00% 2.73 3. 1.85 1.23 3.76 3.29 1.99 1.43 1.32 1.26 1.14 1. 1.25 2.49 1.12 1.07 1.01 3.93 3.34 0.45-0.45 0.00 Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 46.87% 41.35% 11.78% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement 180 Tata Infrastructure - Reg Nifty 500 160 140 120 0 80 Mar-13 Mar-14 Mar-15 Mar-16 18
Tata Balanced (An Open-Ended Balanced Scheme) Invests 65% to 75% investment in Equity & equity related instruments & 25% to 35% in debt & money market instruments. For taxation purpose, it is treated as an equity scheme. (Monthly Income is not assured and is subject to availability of distributable surplus.). To provide income distribution and / or medium to long term capital gains while at all times emphasising the importance of capital appreciation. October 8, 1995 FUND MAGER Atul Bhole (Managing Since Jan-12 and overall experience of 11 years) (Equity) & Akhil Mittal(Managing Since July-15 and overall experience of 14 years) (Debt) CRISIL Balanced - Aggressive Index V - Growth 166.50 - Dividend 70.93 - Monthly Dividend 63.86 Reg - Growth 163.62 Reg - Dividend 69.41 Reg - Monthly Dividend 62.55 Rs. 5593.46 (Rs. in Cr.) Rs. 5375.58(Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 165.46% 25.39% VOLATILITY MEASURES FUND Sharpe Ratio MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load 13.38 0.23 1.03 0.83 0.86 0.76 1.97 2.28 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable..87 0.04 0.12 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 Modified Duration 3.60 Years Average Maturity 5.41 Years Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets 8.28% 8.51% 1% if redeemed on or before expiry of 365 days from the date of allotment (w.e.f. 6th April, 2015) Company Name Equity & Equity Related Total Ashok Leyland Ltd. Ancillaries Amara Raja Batteries Ltd. HDFC Bank Ltd. Yes Bank Ltd. Kotak Mahindra Bank Ltd. State Bank Of India Indusind Bank Ltd. Axis Bank Ltd. Shree Ltd. Ultratech Ltd. Construction Kajaria Ceramics Ltd. Construction Project Sadbhav Engineering Ltd. Consumer Non Durables Asian Paints (India) Ltd. Hindustan Unilever Ltd. Finance Bajaj Finance Ltd. Housing Development Finance Ltd. Industrial Capital Goods Bharat Electronics Ltd. Media & Entertainment Zee Entertainment Enterprises Ltd. Petroleum Products Indian Oil Corporation Ltd. Pharmaceuticals Sun Pharmaceutical Industries Ltd. Glenmark Pharmaceuticals Ltd. Strides Shasun Ltd. Power Power Grid Corporation Of India Ltd. Retailing Aditya Birla Fashion & Retail Ltd. Services Aditya Birla Nuvo Ltd. Infosys Ltd.. HCL Technologies Ltd. Tata Consultancy Services Ltd. Other Equities^ 8000000 750000 2000000 1200000 1500000 4000000 750000 1500000 65000 200000 600000 2500000 00000 900000 0000 600000 500000 2500000 1500000 1500000 1200000 600000 8000000 6000000 750000 1400000 1500000 300000 397354.21 8684.00 6596.63 21424.00 374.60 215.00 7772.00 7257.00 6668.25 8073.59 6454.00 5717.40 7337.50 8687.00 7825.50 6929.20 6633.30 6097.50 9660.00 5901.75 12291.75 9531.60 653 11128.00 8622.00 6185.63 17051.30 12212.25 7548.15 147944.31 % of Assets 71.04 1.55 1.18 3.83 1.85 1.83 1.39 1.30 1.19 1.44 1.15 1.02 1.31 1.55 1.40 1.24 1.19 1.09 1.73 1.06 2.20 1.70 1.17 1.99 1.54 1.11 3.05 2.18 1.35 26.45 % to V 15.70 4.76 2.94 1.90 Name of the Instrument Ratings Cash / Net Current Asset ^ Exposure less than 1% has been clubbed under Other Equities 7354.41 555050.70 4295.11 559345.81 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B CRISIL Balanced - Aggressive Index B CRISIL Balanced - Aggressive Index (Inception date 08-Oct-1995) (First Installment date 01-Feb-1996) Top Holdings Equity Issuer Name HDFC Bank Ltd. Infosys Ltd. Sun Pharmaceutical Industries Ltd. HCL Technologies Ltd. Power Grid Corporation Of India Ltd. Yes Bank Ltd. Kotak Mahindra Bank Zee Entertainment Enterprises Ltd. Glenmark Pharmaceuticals Ltd. Asian Paints (india) Ltd. Total Name of the Instrument Ratings Government Securities GOI - 7.68% (15/12/2023) GOI - 8.27% (09/06/2020) GOI - 7.16% (20/05/2023) 87828.70 26628.68 16469.55 650.93 120,000 117,148-4.38% 119,050-1.47% % to V 3.83 3.05 2.20 2.18 1.99 1.85 1.83 1.73 1.70 1.55 21.91 360,000 455,235 15.87% 400,780 7.% GOI - 8.40% (28/07/2024) GOI - 7.88% (19/03/2030) GOI - 8.28% (21/09/2027) GOI - 7.35% (22/06/2024) GOI - 8.24% (15/02/2027) GOI - 8.60% (02/06/2028) GOI - 8.17% (01/12/2044) GOI - 8.08% (02/08/2022) GOI - 8.13% (22/06/2045) GOI - 8.12% (/12/2020) GOI - 7.80% (03/05/2020) SDL Tamilnadu 8.14% (27/05/2025) Non-Convertible Debentures/Bonds 09.35 % Piramal Enterprises Ltd. 08.39 % HDFC Ltd. 09.40 % HDFC Ltd. 08.90 % Reliance Jio Infocomm Ltd. 09.14 % Shriram City Union Finance Ltd. 08.18 % EXIM 09.58 % Indiabulls Housing Finance Ltd. 09.36 % Power Finance Corporation 09.04 % Rural Electrification Corp. Ltd. 08.70 % Power Finance Corporation 08.72 % Nabha Power Ltd. 09.27 % Talwandi Sabo Power Ltd. 08.71 % Mahindra & Mahindra Financial Services Ltd. 08.77 % LIC Housing Finance Ltd. 09.45 % State Bank Of India 09.32 % Power Finance Corporation 08.67 % IDFC Bank Ltd. 09.30 % Blue Dart Express Ltd. 09.40 % Blue Dart Express Ltd. 09.50 % Blue Dart Express Ltd. Privately Placed/Unlisted/ZCB Il&Fs Ltd. - ZCB Money Market Instruments Axis Bank Ltd. - CD Dena Bank - CD Oriental Bank Of Commerce - CD Bank Of Maharashtra - CD Indian Railway Finance Corp - CP IDBI Bank Ltd. - CD 600,000 912,567 16.80% 747,945 8.75% Sector Allocation 840,000 1,470,462 15.72% 1,132,881 8.41% ICRA- AA CARE- AAA CRISIL- AA- CARE- AAA ICRA- AAA(so) CRISIL- AA-(so) IND AAA ICRA- AAA ICRA- AA ICRA- AA ICRA- AA ICRA- AAA 1,200,000 2,634,349 15.03% 1,870,809 8.60% 6230.59 6023.77 4142.11 3915.94 2792.42 2645.80 2567.49 2545.06 2151.46 511.53 504.78 48.59 30119.94 9985.74 5976.97 2556.38 2540.05 2499.38 2494.22 1504.16 521.95 514.81 508.64 403. 174.07 129.91 90.01 80.14 50.77 50.44 19.50 11.22 8.48 172.89 172.89 32220.55 7491.07 7382.54 4994.26 4936.77 4919.87 2496.04 % to V 1.11 1.08 0.74 0.70 0.50 0.47 0.46 0.46 0.38 0.09 0.09 0.01 5.38 1.79 1.07 0.46 0.45 0.45 0.45 0.27 0.09 0.09 0.09 0.07 0.03 0.02 0.02 0.01 0.01 0.01 0.00 0.00 0.00 0.03 0.03 5.76 1.34 1.32 0.89 0.88 0.88 0.45 1.31 99.23 0.77 0.00 2,420,000 19,908,506 18.03% 7,539,624.18% Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark Source MFI Explorer Pharmaceuticals Consumer Non Durables Finance Construction Project Construction Media & Entertainment Ancillaries Petroleum Products Power Industrial Products Chemicals Industrial Capital Goods Retailing Transportation Consumer Durables Pesticides Services Gas Textile Products Engineering Services Telecom - Equipment & Accessories 4.% 3.76% 3.45% 3.27% 2.51% 2.24% 2.02% 1.99% 1.99% 1.78% 1.78% 1.65% 1.54% 1.29% 1.25% 1.18% 1.11% 0.87% 0.73% 0.58% 0.35% 5.48% 7.30% 6.86% 11.95% 0.00% 5.00%.00% 15.00% V Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 65.98% 26.38% 7.63% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement 190 170 Tata Balanced - Reg CRISIL Balanced - Aggressive Index 150 130 1 90 Mar-13 Mar-14 Mar-15 Mar-16 19
Tata Dynamic Bond (An Open-Ended Debt Scheme) [ICRA]AAAmfs rating by ICRA$ Aims to create a liquid portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity. To provide reasonable returns and high level of liquidity by investing in debt instruments including bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, as permitted by regulation so as to spread the risk across different kinds of issuers in the debt markets. September 03,2003 FUND MAGER Akhil Mittal (Managing Since Jun-14 and overall experience of 14 years I-Sec Composite Index V - Growth - Dividend Reg - Growth Reg - Dividend 23.75 15.35 23.01 14.55 Rs.01.14 (Rs. in Cr.) Rs..16 (Rs. In Cr.) 0.59 1.66 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Modified Duration Average Maturity 3.86 Years 5.30 Years Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets 3.59 0.81 0.91 0.07 0.01 MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. 4.36 0.06 7.56% 7.71% Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer Pg 48 Entry Load Not Applicable Exit Load 0.50% of V if redeemed on or before expiry of 180 days from the date of allotment. Name of the Instrument Debt Instruments Government Securities GOI - 8.27% (09/06/2020) GOI - 7.68% (15/12/2023). SDL Karnataka 8.67% (24/02/2026) GOI - 8.40% (28/07/2024) SDL Maharashtra 8.67% (24/02/2026) GOI - 7.16% (20/05/2023) SDL Kerala 8.69% (24/02/2026) GOI - 8.15% (24/11/2026) GOI - 7.72% (26//2055) Non-Convertible Debentures/Bonds 09.25 % Reliance Jio Infocomm Ltd. 08.95 % Reliance Utility And Power Private Ltd. 08.18 % EXIM 09.70 % L&T Infra Debt Ltd. Money Market Instruments Dena Bank - CD IL & FS Financial Ser Ltd. - CP Ratings CARE- A1+ 71974.33 32424.43 22545.02 4150.11 3634.51 36.40 2904.80 2593.82 513.15 2.09 7437.22 4626.88 1288.36 997.69 524.29 17221.11 8859.04 8362.07 % to V 71.89 32.39 22.52 4.15 3.63 3. 2.90 2.59 0.51 0. 7.43 4.62 1.29 0.52 17.20 8.85 8.35 Name of the Instrument Cash / Net Current Asset Ratings 1712.18 98344.84 1768.91 0113.75 % to V 1.71 98.23 1.77 0.00 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B I-Sec Composite Index B I-Sec Composite Index Total Value of AB Crisil Yr Gilt Index AB Crisil Yr Gilt Index 120,000 124,495 7.04% 126,077 9.56% 126,154 9.68% 360,000 414,096 9.32% 420,303.33% 414,075 9.31% 600,000 763,931 9.60% 767,893 9.81% 737,357 8.18% 840,000 1,156,653 8.99% 1,163,699 9.16% 1,088,061 7.28% 1,200,000 1,816,405 8.04% 1,894,119 8.83% 1,713,833 6.93% 1,500,000 2,463,398 7.61% 2,597,749 8.40% 2,292,147 6.53% (Inception date 03-Sep-2003) (First Installment date 01-Oct-2003) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Composition by Ratings 71.89% Maturity Ladder Cash & Others Abv Yrs 7 - Yrs 3-7 Yrs 1-3 Yrs 0-1 Yrs 3.48% 1.77% 0.61% 0.00% 24.63% 18.91% A1+ / AAA Sov Cash & Cash Equivalents 32.91% 45.80% 0.00%.00% 20.00% 30.00% 40.00% 50.00% Instrument Wise Composition 8.85% 8.35% 7.43% 9.84% 3.48% NCD - Non Convertible Deb 62.05% V Movement Tata Dynamic Bond - Reg 140 130 120 1 0 Government Securities Commercial Papers Certificate Of Deposit State Development Loans Cash & Cash Equivalents I-Sec Composite Index 90 Mar-13 Mar-14 Mar-15 Mar-16 20
Tata Income Plus (An Open-Ended Debt Scheme) Aims to invest in longer duration paper in the favourable interest rate scenario. However the average portfolio maturity is subject to internal cap. To provide income distribution and / or medium to long term capital gains while at all times emphasising the importance of safety and capital appreciation. November 11, 2002 FUND MAGER Akhil Mittal (Managing Since Jun-14 and overall experience of 14 years) Crisil Composite Bond Index V - Growth - Bonus Reg - Growth Reg - Dividend 24.05 12.85 23.23 12.46 Name of the Instrument Ratings Debt Instruments Government Securities GOI - 8.27% (09/06/2020) GOI - 8.40% (28/07/2024) SDL Maharashtra 8.67% (24/02/2026) GOI - 7.68% (15/12/2023) GOI - 7.35% (22/06/2024) Non-Convertible Debentures/Bonds 09.25 % Reliance Jio Infocomm Ltd. 09.00 % Aditya Birla Nuvo Ltd. 08.35 % Petronet LNG Ltd. 09.25 % Aditya Birla Fashion & Retail Ltd. 08.70 % Power Finance Corporation 08.30 % Rural Electrification Corp. Ltd. ICRA- AA+ ICRA- AA+ ICRA- AA 5624.08 2058.69 38.43 35.47 02.00 489.49 4700.09 28.20 15.06 997.47 649.60 508.64 501.12 % to V 51.74 18.94 9.55 9.53 9.22 4.50 43.24 9.46 9.34 9.18 5.98 4.68 4.61 Name of the Instrument Cash / Net Current Asset Ratings 125.31 449.48 420.44 869.92 % to V 1.15 96.13 3.87 0.00 Rs. 8.70 (Rs. in Cr.) Rs. 8.80 (Rs. In Cr.) 0.58 1.77 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Modified Duration Average Maturity 3.55 0.86 0.94-0.08-0. Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load 4.12 0.04 4.17 Years 5.87 Years 7.80% 8.11% Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer Pg 48 1% of V if redeemed on or before expiry of 365 days from the date of allotment. SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Crisil Composite Bond Index B Crisil Composite Bond Index Total Value of AB Crisil Yr Gilt Index AB Crisil Yr Gilt Index 120,000 124,255 6.66% 125,765 9.06% 126,154 9.68% 360,000 407,687 8.26% 418,4.03% 414,075 9.31% 600,000 743,678 8.53% 758,385 9.31% 737,357 8.18% 840,000 1,123,396 8.18% 1,142,846 8.66% 1,088,061 7.28% 1,200,000 1,770,202 7.55% 1,820,002 8.08% 1,713,833 6.93% 1,590,000 2,584,703 7.02% 2,652,345 7.38% 2,476,313 6.42% (Inception date 11-Nov-2002) (First Installment date 01-Jan-2003) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Composition by Ratings 51.74% 5.02% 18.75% 24.49% A1+ / AAA AA+ / AA Sov Cash & Cash Equivalents Instrument Wise Composition 42.21% 9.53% 5.02% 43.24% NCD - Non Convertible Deb Government Securities State Development Loans Cash & Cash Equivalents Maturity Ladder Cash & Others 3.87% Abv Yrs 0.00% 7 - Yrs 56.21% 3-7 Yrs 23.62% 1-3 Yrs 9.18% 0-1 Yrs 7.13% 0.00% 20.00% 40.00% 60.00% V Movement Tata Income Plus - Reg Crisil Composite Bond Index 130 122 114 6 98 90 Mar-13 Mar-14 Mar-15 Mar-16 21
Tata Income (An Open-Ended Debt Scheme) An income scheme with exposure to rated debt instruments with medium to long term maturity. To provide income distribution and / or medium to long term capital gains while at all times emphasising the importance of safety and capital appreciation. April 28, 1997 FUND MAGER Akhil Mittal (Managing Since Jun-14 and overall experience of 14 years) "Crisil Composite Bond Index V - Growth - Half Yearly Dividend - Quarterly Dividend - Bonus Reg - Growth Reg - Half Yearly Dividend Reg - Quarterly Dividend Reg- Periodic Dividend Reg - Bonus 46.76 12.60 11.15 14.41 45.86 12.32 11.05 26.59 14.03 Rs. 223.21 (Rs. in Cr.) Rs. 235.11 (Rs. In Cr.) 1.87 The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Modified Duration Average Maturity 3.64 0.89 0.93-0.04-0.07 Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets MINIMUM INVESTMENT/ Half Yearly Dividend Plan, Periodic Dividend Plan, Growth Plan, Bonus Plan Rs. 5,000/- and in multiples of Re. 1/- thereafter. Quarterly Dividend Plan Rs.,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. 4.12 0.04 3.90 Years 5.27 Years Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer Pg 48 Entry Load Not Applicable Exit Load 1% if redeemed before expiry of 365 days from the date of allotment(w.e.f. 1st July, 2014) 7.49% 7.78% Name of the Instrument [ICRA]AAAmfs rating by ICRA$ Debt Instruments Government Securities GOI - 8.27% (09/06/2020) GOI - 7.68% (15/12/2023) SDL Maharashtra 8.67% (24/02/2026) GOI - 7.16% (20/05/2023) SDL Tamilnadu 8.56% (23/01/2023) SDL Gujarat 8.15% (26/11/2025) GOI - 7.88% (19/03/2030) SDL Karnataka 8.05% (25/02/2025) Non-Convertible Debentures/Bonds Ratings 09.84 % IOT Utkal Energy (so) Services Ltd. 08.95 % Reliance Utility And Power Private Ltd. 09.25 % Reliance Jio Infocomm Ltd. 08.90 % Reliance Jio Infocomm Ltd. CARE- AAA 08.27 % Power Finance Corporation ICRA- AAA Money Market Instruments IL & FS Financial Ser Ltd. - CP Dena Bank - CD CARE- A1+ 15918.50 6690.76 50.01 1553.20 1452.40 511.11 424.69 227.50 48.83 2950.06 734.09 693.73 514. 508.01 500.13 2460.00 1475.66 984.34 % to V 71.32 29.98 22.45 6.96 6.51 2.29 1.90 1.02 0.22 13.22 3.29 3.11 2.30 2.28 2.24 11.02 6.61 4.41 Name of the Instrument Cash / Net Current Asset Ratings 156.90 21485.47 835.44 22320.91 % to V 0.70 96.25 3.75 0.00 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Crisil Composite Bond Index B Crisil Composite Bond Index Total Value of AB Crisil Yr Gilt Index AB Crisil Yr Gilt Index 120,000 124,497 7.05% 125,765 9.06% 126,154 9.68% 360,000 4,628 8.75% 418,4.03% 414,075 9.31% 600,000 752,552 9.00% 758,385 9.31% 737,357 8.18% 840,000 1,132,456 8.40% 1,142,846 8.66% 1,088,061 7.28% 1,200,000 1,767,037 7.51% 1,820,002 8.08% 1,713,833 6.93% 2,240,000 4,670,255 7.33% 4,294,614 6.53% 4,262,839 6.46% (Inception date 28-Apr-1997) (First Installment date 01-Aug-1997) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Composition by Ratings 71.32% Maturity Ladder Cash & Others Abv Yrs 7 - Yrs 3-7 Yrs 1-3 Yrs 0-1 Yrs 4.44% 3.74% 1.02% 1.14% 24.24% 14.11% A1+ / AAA Sov Cash & Cash Equivalents 43.44% 36.55% 0.00%.00% 20.00% 30.00% 40.00% 50.00% Instrument Wise Composition 4.41% 6.61% V Movement 130 122 114 6 98 11.37% 4.44% Tata Income - Reg 13.22% 59.95% NCD - Non Convertible Deb Government Securities Commercial Papers Certificate Of Deposit State Development Loans Cash & Cash Equivalents Crisil Composite Bond Index 90 Mar-13 Mar-14 Mar-15 Mar-16 22
Tata Short Term Bond (An Open-Ended Debt Scheme) [ICRA]AAAmfs rating by ICRA$ VOLATILITY MEASURES FUND Modified Duration Average Maturity A debt scheme that invests in short term debt instruments having high level of liquidity. To create a liquid portfolio of debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unitholders. August 8, 2002 FUND MAGER Akhil Mittal (Managing Since Jun-14 and overall experience of 14 years) Crisil Short Term Bond Index V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 4591.39 (Rs. in Cr.) Rs. 4630.44 (Rs. In Cr.) 1.64 1. 0.96 0.00-0.02 MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load 28.77 14.42 28.16 14.13 1.47 0.01 1.83 Years 2.52 Years Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets 7.96% 8.06% Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer Pg 48 0.25 1.08 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees.The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 0.50% of V if redeemed on or before expiry of 30 days from the date of allotment. Name of the Instrument Debt Instruments Government Securities GOI - 8.27% (09/06/2020) GOI - 7.68% (15/12/2023) SDL Tamilnadu 8.69% (24/02/2026) SDL Kerala 8.69% (24/02/2026) Non-Convertible Debentures/Bonds/ZCB 08.28 % Rural Electrification Corp. Ltd. 08.33 % EXIM 08.05 % BARD 09.25 % Reliance Jio Infocomm Ltd. 08.90 % Reliance Jio Infocomm Ltd. 08.70 % LIC Housing Finance Ltd. 09.48 % Tata Power Company Ltd. 07.88 % Power Finance Corporation 08.75 % LIC Housing Finance Ltd. 08.80 % Tata Capital Financial Services Ltd. 08.35 % Nabha Power Ltd. 07.83 % EXIM HDFC Ltd. - ZCB 08.24 % National Housing Bank 01.43 % HDFC Ltd. 08.36 % Power Finance Corporation 09.45 % HDFC Ltd. 09.65 % HDFC Ltd. 09.40 % HDFC Ltd. 09.11 % Power Finance Corporation 08.40 % Power Finance Corporation 08.17 % Power Finance Corporation 09.85 % Citicorp Finance Ltd. 08.35 % LIC Housing Finance Ltd. 09.35 % LIC Housing Finance Ltd. 09.25 % Rural Electrification Corp. Ltd. 08.38 % LIC Housing Finance Ltd. HDFC Ltd. - ZCB 09. % Tata Motors Finance Ltd. 08.80 % Kotak Mahindra Investments Ltd. 09.35 % Nabha Power Ltd. 09.65 % LIC Housing Finance Ltd. 08.96 % Power Finance Corporation 09.50 % IDFC Bank Ltd..18 % LIC Housing Finance Ltd. 08.18 % BARD 09.84 % IOT Utkal Energy Services Ltd. 08.90 % Power Finance Corporation 09.70 % L&T Infra Debt Ltd. 09.32 % Power Finance Corporation 09.22 % LIC Housing Finance Ltd. Ratings CARE- AAA CARE- AAA ICRA- AA CARE- AAA CRISIL- AA+ ICRA- AAA (so) ICRA- AAA ICRA- AAA CRISIL- AA ICRA- AAA (so) ICRA- AAA (so) 80935.12 65425.30 12593.55 1804.56 1111.71 276201.45 22569.73 20079.72 15025.50 13880.63 12700.26 12534.34 190.76 470.08 029.34 026.49 0.73 9993.91 7629.11 7527.83 7009.22 6035.16 5635.41 5132.28 5112.77 5059.21 5038.59 5013.89 5004.82 4980.83 4599.93 4063.29 3981.26 3688.91 3640.54 3499.70 2962.86 2569.08 2565.34 2563.60 2514.71 2512.05 2304.29 2022.85 1572.86 15.43 06.42 % to V 17.63 14.25 2.74 0.39 0.24 60.16 4.92 4.37 3.27 3.02 2.77 2.73 2.42 2.28 2.18 2.18 2.18 2.18 1.66 1.64 1.53 1.31 1.23 1.12 1.11 1. 1. 1.09 1.09 1.08 0.88 0.87 0.80 0.79 0.76 0.65 0.56 0.56 0.56 0.55 0.55 0.50 0.44 0.34 0.22 0.22 Name of the Instrument Ratings Cash / Net Current Asset 501.23 440667.25 18471.89 459139.14 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Crisil Short Term Bond Index B Crisil Short Term Bond Index Total Value of AB Crisil 1 Yr T-Bill Index AB Crisil 1 Yr T-Bill Index (Inception date 08-Aug-2002) (First Installment date 01-Sep-2002) 120,000 125,142 8.07% 125,488 8.62% 124,803 7.53% 360,000 412,003 8.97% 413,560 9.23% 405,750 7.94% 600,000 755,717 9.17% 755,161 9.14% 728,353 7.69% 840,000 1,149,482 8.82% 1,144,243 8.69% 1,085,019 7.20% 1,200,000 1,875,767 8.65% 1,848,807 8.38% 1,695,969 6.73% 1,630,000 2,953,703 8.32% 2,847,318 7.82% 2,552,098 6.33% Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Composition by Ratings 5.39% 17.63% 4.13% 72.85% A1+ / AAA AA+ / AA Sov Cash & Cash Equivalents Kotak Mahindra Investments Ltd. - ZCB 09.30 % HDFC Ltd. 09.85 % Rural Electrification Corp. Ltd. 09.69 % LIC Housing Finance Ltd. 09.06 % HDB Financial Services Ltd. 08.12 % Power Finance Corporation 08.27 % Power Finance Corporation 09.40 % BARD 09.05 % Rural Electrification Corp. Ltd. Money Market Instruments Dena Bank - CD IDBI Bank Ltd. - CD Barclays Investments & Loans (india) Ltd. - CP Daimler Financial Services India Private Ltd. - CP Daimler Financial Services India Private Ltd. - CP Punjab & Sind Bank - CD J.M. Financial Products Ltd. - CP Axis Bank Ltd. - CD Corporation Bank - CD HDFC Ltd. - CP Indusind Bank Ltd. - CD Punjab & Sind Bank - CD Bank Of Maharashtra - CD ICICI Bank Ltd. - CD HDFC Ltd. - CP Instrument Wise Composition 7.97% 2.59% 16.99% ICRA- AAA ICRA- AAA IND A1+ IND A1+ 579.98 280.39 205.02 191.81 190.39 30.02 30.01.05.05 83029.46 12304.23 9864.17 9821.82 9416.52 7196.71 4937.50 4841.32 4836.46 4669.30 2924.49 2470.36 2469.86 2468.38 2438.01 2370.33.12% 0.64% 4.13% NCD - Non Convertible Deb 57.56% Government Securities Zero Coupon Bonds Commercial Papers Certificate Of Deposit State Development Loans Cash & Cash Equivalents % to V 0.13 0.06 0.04 0.04 0.04 0.01 0.01 0.00 0.00 18.08 2.68 2.15 2.14 2.05 1.57 1.08 1.05 1.05 1.02 0.64 0.54 0.54 0.54 0.53 0.52 0.11 95.98 4.02 0.00 Maturity Ladder Cash & Others 4.02% Abv Yrs 0.00% 7 - Yrs 6.40% 3-7 Yrs 27.47% 1-3 Yrs 32.73% 0-1 Yrs 29.38% 0.00% 8.00% 16.00% 24.00% 32.00% 40.00% V Movement Tata Short Term Bond - Reg Crisil Short Term Bond Index 140 132 124 116 8 0 Mar-13 Mar-14 Mar-15 Mar-16 23
Tata Treasury Manager (An Open-Ended Debt Scheme) [ICRA]AAAmfs rating by ICRA$ A debt scheme which aims is to generate reasonable returns alongwith liquidity by investing predominantly in a portfolio of money market and other short term debt instruments. To generate reasonable returns alongwith liquidity by investing predominantly in a portfolio of money market and other short term debt instruments. July 13, 2007 FUND MAGER Amit Somani (Managing Since May-14 and overall experience of 14 years) Crisil Short Term Bond Index V - Growth - Monthly Dividend - Weekly Dividend - Daily Dividend Reg - Growth Reg - Monthly Dividend Reg - Weekly Dividend Reg - Daily Dividend 2032.59 04.76 15.41 08.51 1991.23 04.74 14.46 08.48 Name of the Instrument Ratings % to Name of the Instrument Ratings V Debt Instruments Non-Convertible Debentures/Bonds 09.32 % Power Finance Corporation 08.24 % National Housing Bank 08.28 % Rural Electrification Corp. Ltd. 09. % Tata Motors Finance Ltd. 09.35 % Piramal Enterprises Ltd. 08.75 % LIC Housing Finance Ltd. 09.32 % Tata Power Company Ltd. 09.25 % Cholamandalam Invt & Fin Co Ltd. Money Market Instruments Punjab & Sind Bank - CD State Bank Of Bikaner & Jaipur - CD Canara Bank - CD HDFC Ltd. - CP Small Indust Develop Bank Of India - CD J.M. Financial Products Ltd. - CP CRISIL- AA ICRA- AA CARE- AAA ICRA- AA CRISIL- AA CARE- A1+ 14045.64 2538.58 2509.28 2507.75 2486.71 1497.86 02.93 01.71 500.82 14380.46 2464.59 2464. 2461.06 2370.33 2326.46 2293.92 47.74 8.63 8.53 8.52 8.45 5.09 3.41 3.40 1.70 48.88 8.38 8.38 8.37 8.06 7.91 7.80 Net Current Liabilities 91.96 29518.06-98.29 29419.77 % to V 3.71 0.33-0.33 0.00 Rs. 294.20 (Rs. in Cr.) Rs. 305.05 (Rs. In Cr.) VOLATILITY MEASURES FUND Modified Duration Average Maturity 0.97 0.64 0.87-0.07-0.06 0.30 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 1.47 0.03 0.80 Years 1.05 Years Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets 8.14% 8.14% Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer Pg 48 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Crisil Short Term Bond Index B Crisil Short Term Bond Index Total Value of AB Crisil 1 Yr T-Bill Index AB Crisil 1 Yr T-Bill Index 120,000 125,174 8.12% 125,488 8.62% 124,803 7.53% 360,000 409,250 8.52% 413,569 9.23% 405,756 7.94% 600,000 746,223 8.66% 755,173 9.14% 728,371 7.69% 840,000 1,137,402 8.52% 1,144,271 8.69% 1,085,038 7.20% (Inception date 13-Jul-2007) (First Installment date 01-Aug-2007) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer 1,040,000 1,508,468 8.37% 1,516,518 8.49% 1,411,677 6.90% MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. Composition by Ratings 3.38% 18.65% A1+ / AAA Instrument Wise Composition 3.38% NCD - Non Convertible Deb ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. AA+ / AA 33.03% 47.74% Commercial Papers Certificate Of Deposit Entry Load Exit Load Not Applicable Nil 77.97% Cash & Cash Equivalents 15.85% Cash & Cash Equivalents Maturity Ladder -0.33% Cash & Others Abv 5 Yrs 3-5 Yrs 2-3 Yrs 1-2 Yrs 6-12 Mths 3-6 Mths 1-3 Mths 0-1 Mths 0.00% 0.00% 8.53% 30.69% 32.29% 0.00% 25.12% 3.71% -% 13.00% 27.00% 4% V Movement Tata Treasury Manager - Reg Crisil Short Term Bond Index 140 132 124 116 8 0 Mar-13 Mar-14 Mar-15 Mar-16 24
Tata Floater (An Open-Ended Debt Scheme) A debt scheme investing in good quality floating rate debt instruments, money market instruments and in fixed rate debt instruments, which can also be swapped for floating Rate Returns. To generate stable returns with a low interest rate risk strategy by creating a portfolio that is predominantly invested in good quality floating rate debt instruments, money market instruments and in fixed rate debt instruments which can also be swapped for floating rate returns. September 6, 2005 FUND MAGER Akhil Mittal (Managing Since Jun-14 and overall experience of 14 years) Crisil Liquid Index V - Growth - Dividend - Weekly Div - Daily Dividend Reg - Growth Reg - Dividend Reg - Weekly Div Reg - Daily Dividend Rs. 28.67 (Rs. in Cr.) 2288.79 1451.89 11.02 03.53 2278.21 1445.44 11.01 03.53 Rs. 3302.14 (Rs. In Cr.) 0.15 0.35 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Modified Duration Average Maturity MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load NIL 0.64 1.12 0.87-0.01 0.01 Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets 0.54-0.02 8.76 Months 11.86 Months 7.82% 7.92% Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer Pg 48 [ICRA]AAAmfs rating by ICRA$ SIP - If you had invested INR 000 every month Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Crisil Liquid Index B Crisil Liquid Index Total Value of AB Crisil 1 Yr T-Bill Index AB Crisil 1 Yr T-Bill Index (Inception date 06-Sep-2005) (First Installment date 01-Oct-2005) Composition by Ratings Maturity Ladder % to V 41.25 5.33 3.57 3.57 3.56 2.70 2.67 1.78 1.78 1.78 1.78 1.62 1.32 1.25 1.24 0.90 0.90 0.89 0.89 0.89 0.89 0.89 0.54 0.36 0.07 0.03 0.02 0.02 61.07 8.75 3.51 3.51 3.50 3.50 3.45 3.41 3.32 3.31 3.30 Name of the Instrument CBLO Net Current Liabilities Ratings Corporation Bank - CD HDFC Ltd. - CP Indusind Bank Ltd. - CD Daimler Financial Services India Private Ltd. - CP IND A1+ J.M. Financial Products Ltd. - CP Axis Bank Ltd. - CD J.M. Financial Products Ltd. - CP HDFC Ltd. - CP Kotak Mahindra Investments Ltd. - CP Corporation Bank - CD Corporation Bank - CD Bank Of Maharashtra - CD Oriental Bank Of Commerce - CD Axis Bank Ltd. - CD 7411.13 4926.78 4921.48 4918.38 4901.29 4836.46 4786.50 4740.67 4716.09 4680.00 4663.96 2468.38 2466.50 9.96 599.61 550.72 288732.06-7664.92 2867.14 % to V 2.64 1.75 1.75 1.75 1.74 1.72 1.70 1.69 1.68 1.67 1.66 0.88 0.88 0.00 0.21 0.20 2.73-2.73 0.00 1 Year 3 Year 5 Year 7 Year Year Since Inception 120,000 360,000 600,000 840,000 1,200,000 1,260,000 125,336 411,169 753,5 1,151,9 1,866,204 2,000,923 8.38% 8.83% 9.03% 8.86% 8.55% 8.51% 125,122 409,633 746,139 1,130,755 1,807,876 1,934,168 8.04% 8.58% 8.66% 8.36% 7.95% 7.90% 124,803 405,756 728,371 1,085,038 1,695,989 1,807,606 7.53% 7.94% 7.69% 7.20% 6.73% 6.67% Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer 14.13% Cash & Others-5.01% Abv 5 Yrs 3-5 Yrs 2-3 Yrs 1-2 Yrs 6-12 Mths 3-6 Mths 1-3 Mths 0-1 Mths 0.89% -2.32% A1+ / AAA 0.00% 0.90% 87.30% 2.70% 8.73% 16.38% 14.32% AA+ / AA Name of the Instrument Ratings Debt Instruments Non-Convertible Debentures/Bonds 07.83 % EXIM 08.28 % Rural Electrification Corp. Ltd. 08.80 % Tata Capital Financial Services Ltd. 08.99 % Credila Financial Services Pvt Ltd. 09.11 % Power Finance Corporation 08.35 % Nabha Power Ltd. 09.27 % Rural Electrification Corp. Ltd. 09.15 % Tata Clean Tech Capital Ltd. 08.05 % BARD 08.57 % HDFC Ltd. 09.33 % Power Finance Corporation 09.32 % Tata Power Company Ltd. 08.33 % EXIM 09. % Tata Motors Finance Ltd. 08.90 % Reliance Jio Infocomm Ltd. 09.25 % Rural Electrification Corp. Ltd. 08.97 % Rural Electrification Corp. Ltd. 09.20 % L&T Fincorp Ltd. 09.14 % Shriram City Union Finance Ltd. 09.11 % L&T Housing Finance Ltd. 09.35 % Piramal Enterprises Ltd. 08.90 % Power Finance Corporation 09.28 % Power Finance Corporation 09.06 % Rural Electrification Corp. Ltd. 09.70 % Kotak Mahindra Prime Ltd. 09.30 % Power Finance Corporation 08.35 % Power Finance Corporation Money Market Instruments IDFC Bank Ltd. - CD Punjab & Sind Bank - CD Andhra Bank - CD Sundaram Bnp Paribas Home Fin Ltd. - CP ONGC Mangalore Petrochemicals Ltd. - CP Corporation Bank - CD Daimler Financial Services India Private Ltd. - CP Bank Of Maharashtra - CD Small Indust Devlop Bank Of India - CD Piramal Enterprises Ltd. - CP CRISIL- AA+ CRISIL- AA+ ICRA- AAA (so) ICRA- AAA CRISIL- AA+ ICRA- AA CRISIL- AA CARE- AAA CARE- AA+ CRISIL- AA- CARE- AA+ ICRA- AA CARE- A1+ IND A1+ CARE- A1+ 115944.50 14990.87 030.99 026.49 9992.88 7588.82 7507.53 5016.82 5011.24 5008.50 5004.22 4550.22 3706.34 3513.95 3481.39 2540.05 2539.41 2507.93 2503.60 2499.38 2496.96 2496.44 1517.14 18.67 202.82 90.92 50.77 50.15 171637.23 24604.7 9874.99 9854.51 9838.68 9823.34 9685.57 9595.61 9334.73 9305.83 9271.69 AA- Cash & Cash Equivalents 27.82% 34.16% -.00% 0.00%.00% 20.00% 30.00% 40.00% Instrument Wise Composition 37.04% -2.31% 24.02% 41.25% NCD - Non Convertible Deb Commercial Papers Certificate Of Deposit Cash & Cash Equivalents V Movement Tata Floater - Reg Crisil Liquid Index 140 132 124 116 8 0 Mar-13 Mar-14 Mar-15 Mar-16 25
Tata Money Market (An Open-Ended Debt Scheme) [ICRA]A1+mfs rating by ICRA$ To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Amit Somani (Managing Since Oct-13 and overall experience of 14 years) Crisil Liquid Index VOLATILITY MEASURES FUND Modified Duration Average Maturity A money market scheme (liquid fund category) that invests 0% of its net assets in Money market securities. September 01,2004 FUND MAGER V - Growth - Daily Dividend Reg - Growth Reg - Daily Dividend Rs. 6083.29 (Rs. in Cr.) Rs. 7706.19 (Rs. In Cr.) MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load Nil 0.29 0.45 0.71-0.06-0.01 2387.62 01.52 2380.48 01.52 0.12 0.17 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 0.54-0.03 2.15 Months 2.15 Months Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 8.25% 8.25% Name of the Instrument Debt Instruments Fixed Deposits Total Indusind Bank Ltd. RBL Bank Ltd. Vijaya Bank UCO Bank Money Market Instruments Syndicate Bank - CD Dena Bank - CD PNB Housing Finance Ltd. - CP IDBI Bank Ltd. - CD Treasury Bill 91 Days (16/06/2016) Treasury Bill 91 Days (12/05/2016) Indusind Bank Ltd. - CD Century Textiles & Industries Ltd. - CP Union Bank Of India - CD IDBI Bank Ltd. - CD Steel Authority Of India Ltd. - CP Oriental Bank Of Commerce - CD Power Finance Corporation - CP Oriental Bank Of Commerce - CD Piramal Enterprises Ltd. - CP Indiabulls Housing Finance Ltd. - CP Rural Electrification Corp. Ltd. - CP Manappuram Finance Ltd. - CP Punjab & Sind Bank - CD National Fertilizers Ltd. - CP Deepak Fert.& Petrochem. Corp Ltd. - CP STCI Finance Ltd. - CP IDBI Bank Ltd. - CD Bank Of Maharashtra - CD STCI Finance Ltd. - CP Union Bank Of India - CD Manappuram Finance Ltd. - CP IL&FS Ltd. - CP ICICI Bank Ltd. - CD Ratings 800.00 27500.00 27500.00 20000.00 6000.00 636769.11 32094.24 32077.83 29598.04 24636.53 23676.46 23587.81 22233.22 19845.70 19774.67 19750.14 17346.99 17289.00 17287.55 14904.75 14830.11 14813.14 12370.83 12357.27 12343.74 11377.80 9957.49 9930.09 9911.59 9898.31 9887.26 9883.83 9881.75 9878.37 9875.07 13.32 4.52 4.52 3.29 0.99 4.68 5.28 5.27 4.87 4.05 3.89 3.88 3.65 3.26 3.25 3.25 2.85 2.84 2.84 2.45 2.44 2.44 2.03 2.03 2.03 1.87 1.64 1.63 1.63 1.63 1.63 1.62 1.62 1.62 1.62 Net Current Liabilities 2115.48 719884.59-111555.38 608329.21 0.35 118.35-18.35 0.00 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Crisil Liquid Index B Crisil Liquid Index Total Value of AB Crisil 1 Yr T-Bill Index AB Crisil 1 Yr T-Bill Index (Inception date 01-Sep-2004) (First Installment date 01-Oct-2004) Composition by Ratings CARE- A1+ CARE- A1+ IND A1+ FITCH A1+ CARE- A1+ % to Name of the Instrument Ratings V 120,000 125,189 8.% 125,146 8.03% 124,820 7.52% 360,000 409,958 8.62% 409,707 8.58% 405,795 7.93% Corporation Bank - CD Bank Of Baroda - CD IL& FS Financial Ser Ltd. - CP Indiabulls Housing Finance Ltd. - CP Punjab & Sind Bank - CD IL&FS Financial Ser Ltd. - CP IL&FS Securities Services Ltd. - CP TVS Credit Services Ltd. - CP IL&FS Securities Services Ltd. - CP Piramal Enterprises Ltd. - CP Oriental Bank Of Commerce - CD Deepak Fert.& Petrochem. Corp Ltd. - CP Trapti Trading & Investmnet Pvt Ltd - CP HDFC Limited - CP TGS Investment & Trade Pvt Ltd - CP Hindustan Media Ventures Ltd. - CP Bank Of Maharashtra - CD Birla TMT Holdings Pvt Ltd - CP Turquoise Investment & Fin Pvt Ltd. - CP EXIM - CP Vijaya Bank - CD Union Bank Of India - CD Vijaya Bank - CD EXIM - CP Deepak Fert.& Petrochem. Corp Ltd - CP Karur Vysya Bank Ltd - CD Andhra Bank - CD Syndicate Bank - CD Treasury Bill 91 Days (21/04/2016) 600,000 750,683 8.89% 746,276 8.66% 728,482 7.69% Instrument Wise Composition 840,000 1,144,735 8.70% 1,130,930 8.36% 1,085,179 7.20% IND A1+ CARE- A1+ CARE- A1+ CARE- A1+ CARE- A1+ CARE- A1+ CARE- A1+ CARE- A1+ 1,200,000 1,849,654 8.38% 1,808,176 7.95% 1,696,270 6.73% 9875.03 9868.43 9867.62 9855.65 9843.06 9837.73 9828.93 9828.63 9815.31 7436.31 7416.83 4975.01 4964.80 4926.78 4495.95 3437.89 2498.29 2498. 2497.46 2484.50 2479.89 2476.22 2474.32 2470.40 2466.69 2463.74 2462.67 1498.97 424.32 % to V 1.62 1.62 1.62 1.62 1.62 1.62 1.62 1.62 1.61 1.22 1.22 0.82 0.82 0.81 0.74 0.57 0.41 0.41 0.41 0.41 0.41 0.41 0.41 0.41 0.41 0.41 0.40 0.25 0.07 1,380,000 2,260,728 8.25% 2,195,890 7.78% 2,038,897 6.56% Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer 7.84% -4.68% A1+ / AAA Sov 47.35% -4.68% 7.84% Treasury Bills Commercial Papers Certificate Of Deposit 96.84% Cash & Cash Equivalents 49.49% Cash & Cash Equivalents Maturity Ladder Cash & Others -18.34% 2-3 Mths 48.56% 1-2 Mths 59.38% Abv 15-30 Days 7.83% Abv 7-15 Days 0.00% 1-7 Days 2.57% -30.00% -12.00% 6.00% 24.00% 42.00% 60.00% V Movement Tata Money Market - Reg Crisil Liquid Index 130 124 118 112 6 0 Mar-13 Mar-14 Mar-15 Mar-16 26
Tata Liquid (An Open-Ended Liquid Scheme) A high liquidity income scheme that aims to generate reasonable returns. To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders. May 22, 2003 FUND MAGER Amit Somani (Managing Since Oct-13 and overall experience of 14 years) Crisil Liquid Index V - Growth - Monthly Dividend - Weekly Dividend - Daily Dividend Reg - Growth Reg - Monthly Dividend Reg - Weekly Dividend Reg - Daily Dividend Rs. 2433.85 (Rs. in Cr.) Rs. 2749.98 (Rs. In Cr.) VOLATILITY MEASURES FUND 2796.66 0 01.94 1114.52 2789.43 00.99 01.93 1114.52 0.12 0.18 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. Modified Duration Average Maturity MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load Ni l 0.27 0.43 0.74-0.08-0.02 Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets 0.54-0.03 2.05 Months 2.05 Months Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 8.01% 8.01% [ICRA]A1+mfs rating by ICRA$ Name of the Instrument Ratings Debt Instruments Money Market Instruments Syndicate Bank - CD Union Bank Of India - CD GIC Housing Finance Ltd. - CP Dena Bank - CD Treasury Bill 91 Days (27/06/2016) ICICI Bank Ltd. - CD Bank Of Maharashtra - CD Oriental Bank Of Commerce - CD IDFC Bank Ltd. - CD IDBI Bank Ltd. - CD STCI Finance Ltd. - CP IL& FS Financial Ser Ltd. - CP Oriental Bank Of Commerce - CD IL&FS Ltd. - CP Punjab & Sind Bank - CD Andhra Bank - CD Birla TMT Holdings Pvt Ltd. - CP Deepak Fert.& Petrochem. Corp Ltd. - CP Trapti Trading & Investmnet Pvt Ltd. - CP Century Textiles & Industries Ltd. - CP Steel Authority Of India Ltd. - CP Piramal Enterprises Ltd. - CP IL&FS Securities Services Ltd. - CP IL&FS Securities Services Ltd. - CP CARE- A1+ CARE- A1+ CARE- A1+ CARE- A1+ CARE- A1+ CARE- A1+ 231750.33 17281.51 14825.75 14775.86 12337.63 11349.06 9908.65 9898.31 9882.76 9880.17 9875.07 9815.16 7870.18 7416.83 7408.78 7406.24 7390.88 4996.19 4975.01 4964.80 4961.42 4956.28 4943.37 4923.57 4907.66 95.22 7. 6.09 6.07 5.07 4.66 4.07 4.07 4.06 4.06 4.06 4.03 3.23 3.05 3.04 3.04 3.04 2.05 2.04 2.04 2.04 2.04 2.03 2.02 2.02 Deepak Fert.& Petrochem. Corp Ltd. - CP Andhra Bank - CD Birla TMT Holdings Pvt Ltd. - CP Aditya Birla Finance Ltd. - CP Piramal Enterprises Ltd. - CP Nabha Power Ltd. - CP Corporation Bank - CD Julius Baer Capital Ind Pvt Ltd. - CP Oriental Bank Of Commerce - CD Vijaya Bank - CD Treasury Bill 364 Days (05/04/2016) Fixed Deposit Total Indusind Bank Ltd. Vijaya Bank RBL Bank Ltd. Net Current Liabilities CARE- A1+ CARE- A1+ (so) IND A1+ CARE- A1+ 2489.37 2487.52 2486.40 2482.51 2479.41 2478.46 2477.59 2472.60 2469.86 2466.48 8.99 32500.00 12500.00 7500.00 12500.00 3017.90 267268.23-23883.59 243384.64 1.24 9.81-9.81 0 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B Crisil Liquid Index B Crisil Liquid Index Total Value of AB Crisil 1 Yr T-Bill Index AB Crisil 1 Yr T-Bill Index 120,000 125,191 8.% 125,146 8.03% 124,820 7.52% 360,000 409,635 8.57% 409,707 8.58% 405,795 7.93% 600,000 749,244 8.82% 746,276 8.66% 728,482 7.69% 840,000 1,142,776 8.65% 1,130,930 8.36% 1,085,179 7.20% 1,200,000 1,843,872 8.32% 1,808,176 7.95% 1,696,270 6.73% 1,540,000 2,640,576 8.02% 2,561,427 7.59% 2,360,946 6.40% (Inception date 22-May-2003) (First Installment date 01-Jun-2003) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Composition by Ratings 4.67% 4.78% 90.55% A1+ / AAA Sov % to V Cash & Cash Equivalents Name of the Instrument Ratings Instrument Wise Composition 51.77% 4.78% 4.67% 38.78% Treasury Bills Commercial Papers Certificate Of Deposit % to V 1.02 1.02 1.02 1.02 1.02 1.02 1.02 1.02 1.01 1.01 0.00 13.35 5.14 3.08 5.14 Cash & Cash Equivalents Maturity Ladder -9.81% Cash & Others 2-3 Mths 51.62% 1-2 Mths 46.73% Abv 15-30 Days 8.17% Abv 7-15 Days 0.00% 1-7 Days 3.30% -.00% 4.00% 18.00% 32.00% 46.00% 60.00% V Movement Tata Liquid - Reg Crisil Liquid Index 130 124 118 112 6 0 Mar-13 Mar-14 Mar-15 Mar-16 27
Tata Gilt Securities (An Open-Ended Debt Scheme investing predominantly in Government Securities) A debt scheme that invests in Government securities to generate reasonable returns emphasising the importance of captial preservation. To generate risk-free return and thus provide medium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the importance of capital preservation. September 6, 1999 FUND MAGER Akhil Mittal (Managing Since Jun-14 and overall experience of 14 years) Name of the Instrument Ratings Debt Instruments Government Securities GOI - 7.68% (15/12/2023) GOI - 7.88% (19/03/2030) GOI - 8.27% (09/06/2020) SDL Gujarat 8.27% (13/01/2026) GOI - 7.35% (22/06/2024) GOI - 7.16% (20/05/2023) GOI - 9.20% (30/09/2030) GOI -.70% (22/04/2020) 9359.94 4008.00 1505.94 29.35.41 978.99 484.13 331.81 11.31 % to V 95.89 41.06 15.43.55.35.03 4.96 3.40 0.12 Name of the Instrument Cash / Net Current Asset Ratings 201.12 9561.06 199.58 9760.64 % to V 2.06 97.95 2.05 0.00 I-Sec Composite Index V - Growth - Dividend Reg -Growth Reg -Dividend 44.50 13.85 43.30 13.44 Rs. 97.61 (Rs. in Cr.) Rs. 96.41 (Rs. In Cr.) 0.61 1.26 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND 5.45 1.21 0.94 0.01-0.06 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. 4.36 0.06 Modified Duration Average Maturity 5.79 Years 8.46 Years Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets 7.58% 7.73% SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B I-Sec Composite Index B I-Sec Composite Index Total Value of AB Crisil Yr Gilt Index AB Crisil Yr Gilt Index 120,000 123,862 6.04% 126,077 9.56% 126,154 9.68% 360,000 414,351 9.36% 420,303.33% 414,075 9.31% 600,000 760,002 9.40% 767,893 9.81% 737,357 8.18% 840,000 1,141,407 8.62% 1,163,699 9.16% 1,088,061 7.28% 1,200,000 1,787,073 7.73% 1,894,119 8.83% 1,713,833 6.93% 1,980,000 3,860,532 7.60% 3,967,988 7.90% 3,525,048 6.61% (Inception date 06-Sep-1999) (First Installment date 01-Oct-1999) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-43. *B Benchmark, AB Additional Benchmark Source MFI Explorer ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Composition by Ratings 4.11% Instrument Wise Composition Entry Load Not Applicable Sov.35% 4.11% Government Securities Exit Load 0.50% of V if redeemed on or before expiry of 180 days from the date of allotment. Cash & Cash Equivalents State Development Loans 95.89% 85.54% Cash & Cash Equivalents Maturity Ladder Cash & Others 2.04% Abv Yrs 18.83% 7 - Yrs 66.40% 3-7 Yrs.66% 1-3 Yrs 0.00% 0-1 Yrs 2.06% 0.00% 14.00% 28.00% 42.00% 56.00% 70.00% V Movement Tata Gilt Securities - Reg I-Sec Composite Index 140 130 120 1 0 90 Mar-13 Mar-14 Mar-15 Mar-16 28
Tata Gilt Mid Term (An Open-Ended Debt Scheme investing predominantly in Government Securities) A debt scheme that invests in Government securities to generate returns. Under normal circumstances the average portfolio maturity shall not exceed 15 years. To provide reasonable returns and high liquidity to the Unitholders by investing predominantly in Government Securities having residual maturity upto 15 years. However, there can be no assurance that the investment objective of the scheme will be realized. June 24, 20 FUND MAGER Akhil Mittal (Managing Since Jun-14 and overall experience of 14 years) I-Sec Composite Index V - Growth 16.86 - Dividend 15.78 # - Quarterly Dividend 14.71 # Reg - Growth 16.47 Reg - Dividend 15.62 Reg - Quarterly Dividend 14.51 # Plans are available for subscription under all open ended schemes of Tata Mutual w.e.f 1st January 2013. Separate V will be calculated & published for respective option(s) of the Plan upon initial subscription. Rs.197.18 (Rs. in Cr.) Rs. 192.56 (Rs. In Cr.) 0.38 1.50 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Modified Duration Average Maturity 4.26 0.95 0.11 0.05 Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets 4.36 0.06 5.93 Years 8.62 Years 7.67% 7.80% Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load NIL Name of the Instrument Debt Instruments Government Securities GOI - 7.16% (20/05/2023) GOI - 8.28% (21/09/2027) GOI - 8.35% (14/05/2022) GOI - 8.24% (15/02/2027) SDL Maharashtra 8.94% (23/07/2024) SDL Maharashtra 8.36% (27/01/2026) SDL Tamilnadu 8.27% (13/01/2026) SDL Tamilnadu 8.13% (14/01/2025) SDL Tamilnadu 8.06% (25/02/2025) SDL Maharashtra 8.44% (26/11/2024) Ratings 196.79 4357.20 4142.11 4126.11 3981.78 523.99 507.75 505. 500.54 309.40 152.81 % to V 96.90 22. 21.01 20.93 20.19 2.66 2.58 2.56 2.54 1.57 0.77 Name of the Instrument Net Current Liabilities 802.39 19909.18-191.03 19718.15 % to V 4.07 0.97-0.97 0.00 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B I-Sec Composite Index B I-Sec Composite Index Total Value of AB Crisil Yr Gilt Index AB Crisil Yr Gilt Index 120,000 125,656 8.89% 126,077 9.56% 126,154 9.68% 360,000 421,140.47% 420,303.33% 414,075 9.31% 600,000 779,455.41% 767,893 9.81% 737,357 8.18% 690,000 926,090.14% 912,056 9.61% 866,917 7.86% (Inception date 24-Jun-20) (First Installment date 01-Jul-20) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Composition by Ratings 3.% 96.90% Sov Cash & Cash Equivalents Instrument Wise Composition 12.68% 3.% 84.22% Ratings Government Securities State Development Loans Cash & Cash Equivalents Maturity Ladder -0.97% Cash & Others Abv Yrs 41.20% 7 - Yrs 34.77% 3-7 Yrs 20.93% 1-3 Yrs 0.00% 0-1 Yrs 4.07% -2.00% 1% 24.00% 37.00% 50.00% V Movement Tata Gilt Mid Term - Reg I-Sec Composite Index 1 2 94 86 78 70 Mar-13 Mar-14 Mar-15 Mar-16 29
Tata Gilt Short Maturity (An Open-Ended Debt Scheme investing predominantly in Government Securities) A debt scheme that invests in Government securities to generate reasonable returns emphasising the importance of captial preservation. To generate risk-free return and thus providemedium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the importance of capital preservation. April 3, 2003 Name of the Instrument Debt Instruments Government Securities GOI - 8.12% (/12/2020) GOI - 7.83% (11/04/2018) GOI - 7.80% (03/05/2020) GOI - 7.68% (15/12/2023) GOI - 7.49% (16/04/2017) GOI - 6.90% (13/07/2019) Ratings 2267.96 511.53 505.16 504.78 50 243.12 2.37 % to V 87.76 19.79 19.55 19.53 19.39 9.41 0.09 Name of the Instrument Cash / Net Current Asset Ratings 246.40 2514.36 69.84 2584.20 % to V 9.53 97.29 2.71 0.00 FUND MAGER Akhil Mittal (Managing Since Jun-14 and overall experience of 14 years) I-Sec Composite Index V - Growth - Dividend Reg - Growth Reg - Dividend Rs. 25.84 (Rs. in Cr.) Rs. 30.64 (Rs. In Cr.) 23.89 12.20 23.43 11.93 0.26 0.64 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Modified Duration Average Maturity 2.67 0.61 0.90-0.07-0.08 Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 MINIMUM INVESTMENT / Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. ENTRY LOAD Not Applicable 4.36 0.06 2.93 Years 3.72 Years 7.31% 7.52% SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B I-Sec Composite Index B I-Sec Composite Index Total Value of AB Crisil Yr Gilt Index AB Crisil Yr Gilt Index 120,000 125,140 8.07% 126,077 9.56% 126,154 9.68% 360,000 411,378 8.87% 420,303.33% 414,075 9.31% 600,000 748,679 8.80% 767,893 9.81% 737,357 8.18% 840,000 1,126,469 8.25% 1,163,699 9.16% 1,088,061 7.28% 1,200,000 1,795,604 7.82% 1,894,119 8.83% 1,713,833 6.93% 1,550,000 2,551,809 7.39% 2,722,318 8.32% 2,392,218 6.46% (Inception date 03-Apr-2003) (First Installment date 01-May-2003) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark, AB Additional Benchmark Source MFI Explorer Composition by Ratings 12.24% Sov Instrument Wise Composition 12.24% Government Securities EXIT LOAD Nil Cash & Cash Equivalents Cash & Cash Equivalents 87.76% 87.76% Maturity Ladder Cash & Others 2.70% Abv Yrs 0.00% 7 - Yrs 19.39% 3-7 Yrs 39.42% 1-3 Yrs 28.96% 0-1 Yrs 9.53% 0.00%.00% 20.00% 30.00% 40.00% V Movement Tata G S S M F - Reg I-Sec Composite Index 140 130 120 1 0 90 Mar-13 Mar-14 Mar-15 Mar-16 30
Tata Retirement Savings - Progressive (An Open-Ended Equity Scheme) VOLATILITY MEASURES FUND Sharpe Ratio A that aims to provide an investment tool for retirement planning to suit the risk profile of the investor. To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. November 1, 2011 FUND MAGER Rupesh Patel (Managing Since Apr-15 and overall experience of 15 years) (Equity), Akhil Mittal(Managing Since Oct-13 and overall experience of 14 years) (Debt) S&P BSE Sensex V - Growth Reg - Growth Rs. 118.87 (Rs. in Cr.) Rs. 113.87 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 19.22 18.18 16.65 0.15 1.03 0.84 0.69 0.53 36.12% 36.12% 1.51 3.15 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees. The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. 14.77 0.04 0.18 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and in multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load (A) If redeemed/switched-out on or after attainment of retirement age i.e. 60 years of age - Nil. (B) In case of switch-out of units on occurrence of -switch trigger event - Nil. (C) For Redemption or switch-out of units in other cases (i.e. switch out other than auto switch-out on trigger event & redemption/ switch-out before the attainment of retirement age i.e. 60years) following exit load will be applicable(i) If redeemed / Switched out on or before expiry of 3 Years from the date of allotment - 3% of the applicable V. (ii)if redeemed / Switched out after 3 Years from the date of allotment - 1 % of the applicable V. Equity & Equity Related Total Tata Motors Ltd. Ashok Leyland Ltd. Tata Motors - DVR Eicher Motors Ltd. Mahindra & Mahindra Ltd. Maruti Suzuki India Ltd. Ancillaries WABCO India Ltd. HDFC Bank Ltd. Yes Bank Ltd. State Bank Of India Axis Bank Ltd. ICICI Bank Ltd. Kotak Mahindra Bank DCB Bank Ltd. Shree Ltd. Grasim Industries Ltd. Chemicals Navin Fluorine International Ltd. Construction Kajaria Ceramics Ltd. KNR Construction Construction Project Sadbhav Engineering Ltd. Sadbhav Infrastructure Project Ltd. Consumer Non Durables Kansai Nerolac Paints Ltd. Asian Paints (India) Ltd. P & G Hygiene & Health Care Ltd. Finance Housing Development Finance Ltd. Sundaram Finance Ltd. 3000 240000 55000 825 815 3500 2500 69000 46500 200000 84500 9000 28000 215000 2000 4026 98 23700 27000 80000 145000 85000 24000 2125 18805 12150 SIP - If you had invested INR 000 every month Total Amount Invested (Rs.) Total Value as on Mar 31, 2016 (Rs.) Returns Total Value of B S&P BSE Sensex B S&P BSE Sensex (Inception date 01-Nov-2011) (First Installment date 01-Dec-2011) Top Holdings Equity Issuer Name HDFC Bank Ltd. Tata Motors Ltd. Infosys Ltd. Yes Bank Ltd. State Bank Of India Axis Bank Ltd. Bharat Electronics Ltd. Jet Airways Ltd. Tata Consultancy Services Ltd. Ashok Leyland Total 11212.34 397.89 260.52 158.76 157.90 130.82 130.17 156.23 739.13 402.02 388.60 375.64 257.84 190.68 169.74 248.42 154.65 165.96 225.84 137.67 234.80 147.47 239.28 208.49 133.44 207.90 159. % of Assets 94.33 3.35 2.19 1.34 1.33 1. 1. 1.31 6.22 3.38 3.27 3.16 2.17 1.60 1.43 2.09 1.30 1.40 1.90 1.16 1.98 1.24 2.01 1.75 1.12 1.75 1.34 % to V 6.22 4.69 4.31 3.38 3.27 3.16 2.92 2.39 2.31 2.19 34.84 Gas Gujarat State Petronet Ltd. 130000 Hotels, Resort And Other Recreational Activities Wonderla Holidays Ltd. 31611 Industrial Capital Goods Bharat Electronics Ltd. 28500 Industrial Products Astral Poly Technik Ltd. 49000 Fag Bearings Ltd. 4000 Media & Entertainment Inox Leisure Ltd. 75000 Pharmaceuticals Torrent Pharmaceuticals Ltd. 16000 Glenmark Pharmaceuticals Ltd. 26000 Sun Pharmaceutical Industries Ltd. 25000 Divi Laboratories Ltd. 20000 Strides Shasun Ltd. 17000 Sequent Scientific Ltd. 1246 Retailing Aditya Birla Fashion & Retail Ltd. 130000 Services Aditya Birla Nuvo Ltd. 16500 Infosys Ltd. 42060 Tata Consultancy Services Ltd. 915 HCL Technologies Ltd. 31300 Transportation Jet Airways Ltd. 52000 Container Corporation Of India Ltd. 000 Other Equities^ Cash / Net Current Asset ^ Exposure less than 1% has been clubbed under Other Equities Sector Allocation 180.12 122.87 347.56 205.56 152.82 143.78 214.35 206.52 204.86 197.01 185.05 182.43 186.81 136.08 512.27 274.63 254.83 284.44 124.12 917.27 672.87 11885.21 1.54 11886.75 % of Assets 1.52 1.03 2.92 1.73 1.29 1.21 1.80 1.74 1.72 1.66 1.56 1.53 1.57 1.14 4.31 2.31 2.14 2.39 1.04 7.72 5.66 99.99 0.01 0.00 1 Year 3 Year 5 Year 7 Year Year Since Inception 120,000 360,000 520,000 116,798 441,347 707,137-4.91% 13.70% 14.24% 114,626 383,075 612,044-8.20% 4.08% 7.47% Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark Source MFI Explorer Pharmaceuticals Consumer Non Durables Construction Project Industrial Products Transportation Finance Construction Industrial Capital Goods Retailing Gas Chemicals Ancillaries Media & Entertainment Services Hotels, Resort And Other Recreational Consumer Durables Textile Products.88%.40% 8.76% 6.54% 5.18% 4.12% 3.82% 3.44% 3.09% 3.06% 2.92% 2.09% 1.52% 1.40% 1.31% 1.21% 1.14% 1.03% 0.67% 0.51% 21.23% 0.00% 5.00%.00% 15.00% 20.00% 25.00% Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 66.24% 23.56%.19% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement Tata Retirement Savings - Progressive Plan - Reg 180 S&P BSE Sensex 162 144 126 8 90 Mar-13 Mar-14 Mar-15 Mar-16 31
Tata Retirement Savings - Moderate (An Open-Ended Equity Scheme) VOLATILITY MEASURES FUND Sharpe Ratio A that aims to provide an investment tool for retirement planning to suit the risk profile of the investor. To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. November 1, 2011 FUND MAGER Rupesh Patel (Managing Since Apr-15 and overall experience of 15 years) (Equity), Akhil Mittal(Managing Since Oct-13 and overall experience of 14 years) (Debt) Crisil Balanced Index V - Growth Reg - Growth Rs. 44.87 (Rs. in Cr.) Rs. 42.96 (Rs. In Cr.) TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 13.81 0.23 1.05 0.84 0.86 0.77 20.75 19.81 18.09% 18.09% 1.77 3.16 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees.The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable..87 0.04 0.12 Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load (A) If redeemed/switched-out on or after attainment of retirement age i.e. 60 years of age - Nil. (B) In case of switch-out of units on occurrence of -switch trigger event - Nil. (C) For Redemption or switch-out of units in other cases (i.e. switch out other than auto switch-out on trigger event & redemption/ switch-out before the attainment of retirement age i.e. 60 years) following exit load will be applicable (i) If redeemed / Switched out on or before expiry of 3 Years from the date of allotment - 3% of the applicable V. (ii)if redeemed / Switched out after 3 Years from the date of allotment - 1% of the applicable V. Equity & Equity Related Total Tata Motors Ltd. Ashok Leyland Ltd. Eicher Motors Ltd. HDFC Bank Ltd. Yes Bank Ltd. State Bank Of India Axis Bank Ltd. Kotak Mahindra Bank DCB Bank Ltd. Ultratech Ltd. The Ramco s Ltd. Shree Ltd. Construction KNR Construction Kajaria Ceramics Ltd. Cera Sanitaryware Ltd. Construction Project Sadbhav Engineering Ltd. Sadbhav Infrastructure Project Ltd. Consumer Non Durables Kansai Nerolac Paints Ltd. Asian Paints (India) Ltd. Britannia Industries Ltd. Gas Gujarat State Petronet Ltd. 38600 77000 285 19850 15000 65000 24850 9000 67400 2000 16000 500 000 5000 2500 20000 50000 24500 7500 2000 40000 SIP - If you had invested INR 000 every month 3178.56 149.11 83.58 54.55 212.63 129.68 126.30 1.47 61.29 53.21 64.54 64.07 62. 50.99 47.65 45.99 58.70 50.85 68.97 65.15 53.51 55.42 Total Amount Invested (Rs.) 120,000 Total Value as on Mar 31, 2016 (Rs.) 117,638 Returns -3.63% Total Value of B Crisil Balanced Index 119,050 B Crisil Balanced Index -1.47% (Inception date 01-Nov-2011) (First Installment date 01-Dec-2011) Top Holdings Equity Issuer Name HDFC Bank Ltd. Infosys Ltd. Tata Motors Ltd. Yes Bank Ltd. State Bank Of India Axis Bank Ltd. Tata Consultancy Services Ltd. Ashok Leyland HCL Technologies Ltd. Power Grid Corporation Of India Ltd. Total % of Assets 70.84 3.32 1.86 1.22 4.74 2.89 2.81 2.46 1.37 1.19 1.44 1.43 1.38 1.14 1.06 1.02 1.31 1.13 1.54 1.45 1.19 1.24 Industrial Products Timken India Ltd. Fag Bearings Ltd. Pesticides Bayer Cropscience Ltd. Pharmaceuticals Sun Pharmaceutical Industries Ltd. Strides Shasun Ltd. Torrent Pharmaceuticals Ltd. Glenmark Pharmaceuticals Ltd. Power Power Grid Corporation Of India Ltd. Retailing Aditya Birla Fashion & Retail Ltd. Infosys Ltd. Tata Consultancy Services Ltd. HCL Technologies Ltd. Other Equities^ Cash / Net Current Asset 155.90 83.78 77.34 650.48 779.22 4477.00.14 4487.14 % of Assets 3.47 1.87 1.72 14.50 % of Assets 17.37 99.78 0.22 0.00 1 Year 3 Year 5 Year 7 Year Year Since Inception % to V 4.74 3.47 3.32 2.89 2.81 2.46 1.87 1.86 1.72 1.61 26.75 360,000 464,086 17.22% 400,711 7.09% Debt Instruments Government Securities GOI - 8.40% (28/07/2024) Sector Allocation 12000 1220 1500 8000 6000 4800 7500 52000 41500 12800 3330 9500 ^ Exposure less than 1% has been clubbed under Other Equities 52.44 46.61 56.53 65.56 65.31 64.31 59.57 72.33 59.64 519.22 519.22 1.17 1.04 1.26 1.46 1.46 1.43 1.33 1.61 1.33 11.57 11.57 520,000 754,341 17.31% 629,966 8.81% Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark Source MFI Explorer Consumer Non Durables Pharmaceuticals Industrial Products Construction Construction Project Finance Power Retailing Pesticides Gas Hotels, Resort And Other Recreational Activities Services Ancillaries Industrial Capital Goods Consumer Durables Transportation Textile Products 7.07% 7.06% 6.78% 6.45% 5.38% 3.71% 3.22% 2.44% 1.64% 1.61% 1.33% 1.26% 1.24% 0.96% 0.92% 0.84% 0.82% 0.78% 0.55% 0.54% 16.25% 0.00% 5.00%.00% 15.00% 20.00% Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 67.22% 24.% 8.68% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement Tata Retirement Savings - Moderate Plan - Reg 190 Crisil Balanced Index 170 150 130 1 90 Mar-13 Mar-14 Mar-15 Mar-16 32
Tata Retirement Savings - Conservative (An Open-Ended Debt Scheme) A that aims to provide an investment tool for retirement planning to suit the risk profile of the investor. To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. November 01, 2011 FUND MAGER Rupesh Patel (Managing Since Apr-15 and overall experience of 15 years) (Equity), Akhil Mittal (Managing Since Oct-13 and overall experience of 14 years) (Debt) Crisil MIP Blended Index V - Growth Reg - Growth Rs. 81.79 (Rs. in Cr.) 15.78 15.18 Equity & Equity Related Total Tata Motors Ltd. Ancillaries WABCO India Ltd. HDFC Bank Ltd. Axis Bank Ltd. Yes Bank Ltd. Shree Ltd. Consumer Non Durables Asian Paints (India) Ltd. Infosys Ltd. HCL Technologies Ltd. Other Equities^ 28500 1532 15360 20750 400 770 250 7640 580 2456.45 1. 95.74 164.54 92.24 89.91 95.64 89.04 93.05 86.14 1540.05 % of Assets 30.03 1.35 1.17 2.01 1.13 1. 1.17 1.09 1.14 1.05 18.83 Name of the Instrument Government Securities GOI - 8.24% (15/02/2027) GOI - 8.27% (09/06/2020) GOI - 8.60% (02/06/2028) GOI - 8.40% (28/07/2024) SDL Maharashtra 8.44% (26/11/2024) GOI - 8.13% (22/06/2045) GOI - 9.20% (30/09/2030) Non-Convertible Debentures/Bonds 09.95 % Food Corporation Of India Ltd. 11.25 % Power Finance Corporation Cash / Net Current Asset Ratings SO ^ Exposure less than 1% has been clubbed under Other Equities 4257.34 1603.05 772.01 529.16 519.22 356.56 256.13 221.21 20.99 538.06 482.93 378.03 8112.81 66.13 8178.94 % of Assets 52.05 19.60 9.44 6.47 6.35 4.36 3.13 2.70 12.48 6.58 5.90 4.62 99.19 0.81 0.00 Rs.80.75 (Rs. In Cr.) 0.99 2.18 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees.The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Sharpe Ratio 5.58 0. 0.75 0.50 0.22 0. MINIMUM INVESTMENT/ Rs. 5,000/- and in multiples of Re. 1/- thereafter. 5.08 0.06 0.08 Modified Duration Average Maturity 5.46 Years 8.69 Years Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA* *NCA - Net Current Assets Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 7.78% 7.87% SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) 120,000 360,000 520,000 Total Value as on Mar 31, 2016 (Rs.) 122,121 416,811 645,564 Returns 3.30% 9.76% 9.96% Total Value of B Crisil MIP Blended Index 124,220 414,689 637,591 B Crisil MIP Blended Index 6.61% 9.42% 9.38% Total Value of AB Crisil Yr Gilt Index 126,154 414,075 624,480 AB Crisil Yr Gilt Index 9.68% 9.31% 8.41% (Inception date 01-Nov-2011) (First Installment date 01-Dec-2011) Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44 *B Benchmark, AB Additional Benchmark Source MFI Explorer ADDITIOL INVESTMENT/ Rs. 1,000/- and multiples of Re. 1/- thereafter. Entry Load Not Applicable Exit Load (A) For Redemption or switch out of units before the attainment of retirement i.e. 60 years (i) If redeemed on or before expiry of 3 years from the date of allotment - 3%. (ii) If redeemed after 3 years from the date of allotment - 1%. (B) For Redemption or switch out of units on or after attainment of retirement age i.e. 60 years NIL (C) In case of switch-out of units on occurrence of -switch trigger event NIL. Top Holdings Equity Issuer Name HDFC Bank Ltd. Tata Motors Ltd. Shree Ltd. WABCO India Ltd. Infosys Ltd. Axis Bank Ltd. Yes Bank Ltd. Asian Paints (india) Ltd. HCL Technologies Ltd. Tata Consultancy Services Ltd. Total % to V 2.01 1.35 1.17 1.17 1.14 1.13 1. 1.09 1.05 0.96 12.17 Sector Allocation Pharmaceuticals Consumer Non Durables Construction Project Ancillaries Industrial Products Pesticides Power Construction Gas Retailing Petroleum Products Industrial Capital Goods Hotels, Resort And Other Recreational Activities Finance Consumer Durables Services Transportation 3.18% 3.15% 2.95% 2.52% 2.28% 1.55% 1.42% 1.24% 0.92% 0.71% 0.63% 0.53% 0.52% 0.48% 0.47% 0.45% 0.42% 0.39% 0.35% 0.27% 5.63% 0.00% 5.00%.00% Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap 70.20% 22.32% 7.47% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). V Movement 140 130 120 1 0 90 Tata Retirement Savings - Reg - Conservative Plan Crisil MIP Blended Index Mar-13 Mar-14 Mar-15 Mar-16 33
Tata Young Citizens (An Open-Ended Balanced Scheme) A balanced scheme that aims to invest its debt portion in quality debt papers / government securities of long term maturity. While equity portfolio invests in high quality companies to create long term wealth for the investor. To provide long term capital growth along with steady capital appreciation to its unitholders, while at all times emphasising the importance of capital preservation. October 14, 1995 FUND MAGER Akhil Mittal (Managing Since May-14 and overall experience of 14 years) (Debt) & Rupesh Patel (Managing Since Jan-14 and overall experience of 15 years) (Equity) Crisil Balanced Index V Reg Rs. 199.27 (Rs. in Cr.) Rs. 196.64 (Rs. In Cr.) 21.38 20.71 TURN OVER Portfolio Turnover (Total) Portfolio Turnover (Equity component only) 134.83% 11.55% 1.48 2.77 **Note The rates specified are the actual weighted average expenses charged for the month of Mar 2016. The above ratio includes the Service tax on Investment Management Fees.The above ratio includes, proportionate charge (out of maximum 30 bps on daily average net assets allowed) in respect sales beyond T-15 cities assets, wherever applicable. VOLATILITY MEASURES FUND Sharpe Ratio Modified Duration Average Maturity 8.52 0.11 0.67 0.86 0.41 0.20 Gross Yield to Maturity (For Debt Component) i. Including NCA* ii. Excluding NCA*.87 0.04 0.12 5.21 Years 7.87 Years *NCA - Net Current Assets Risk-free rate based on the FBIL Overnight MIBOR rate of 9% as on Mar 31, 2016 For calculation methodology please refer to Pg 48 MINIMUM INVESTMENT/ MUL TIPLES FOR NEW INVESTMENT Rs. 500/- and in multiples of Rs. 500/- thereafter. ADDITIOL INVESTMENT/ MUL TIPLES FOR EXISTING INVESTORS Rs. 500/- and in multiples of Rs. 500/- thereafter. Entry Load Not Applicable Exit Load Compulsory Lock-in Option 3% if redeemed on or before expiry of 3 years from the date of allotment. (This load will be applicable when the lock-in period expires before 3 years from the date of allotment). Anytime Exit Option If child attains majority after 7 years from the date of allotment If redeemed on or before expiry of 3 years from the date of allotment 3% If redeemed after 3 years but on or before 7 years from the date of allotment 2% If redeemed after 7 years but before child attains majority 1% No load after the child attains majority If child attains majority before 7 years from the date of allotment If redeemed on or before expiry of 3 years from the date of allotment 3% If redeemed after 3 years but on or before 7 years from the date of allotment 2% If redeemed after 7 years Nil. 7.78% 7.84% Equity & Equity Related Total Ancillaries WABCO India Ltd. 11500 HDFC Bank Ltd. 53500 Axis Bank Ltd. 80000 ICICI Bank Ltd. 130000 Construction Kajaria Ceramics Ltd. 30000 Construction Project Sadbhav Engineering Ltd. 120000 Consumer Non Durables Britannia Industries Ltd. 600 ITC Ltd. 85500 Asian Paints (India) Ltd. 29000 Kansai Nerolac Paints Ltd. 86000 Finance Housing Development Finance Ltd. 30000 Multi Commodity Exchange Of Ind Ltd. 28000 Hotels, Resort And Other Recreational Activities 90000 Wonderla Holidays Ltd. Industrial Products Finolex Industries Ltd. Astral Poly Technik Ltd. Pharmaceuticals Glenmark Pharmaceuticals Ltd. Sun Pharmaceutical Industries Ltd. Strides Shasun Ltd. Tata Consultancy Services Ltd. Infosys Ltd. HCL Technologies Ltd. 120000 87500 50000 30000 20000 200 38140 54000 9722.21 718.66 573.09 355.64 307.52 285.87 352.20 283.61 280.48 251.92 242.09 331.67 233.88 349.83 437.16 367.06 397.15 245.84 217.70 528.37 464.53 439.64 % of Assets 48.79 3.61 2.88 1.78 1.54 1.43 1.77 1.42 1.41 1.26 1.21 1.66 1.17 1.76 2.19 1.84 1.99 1.23 1.09 2.65 2.33 2.21 Textile Products Page Industries Ltd. Transportation 1750 212.81 Thomas Cook (India) Ltd. 250000 469.50 Other Equities^ 1375.99 Name of the Instrument Ratings 09.20 % State Bank Of Travancore ICRA- AAA 08.87 % EXIM 09.25 % Reliance Jio Infocomm Ltd. 08.49 % NHPC Ltd. ICRA- AAA 09.67 % Rural Electrification Corp. Ltd. ICRA- AAA Net Current Liabilities 7593.6 1553.29 1441.09 03.96 02.00 930.81 511.53 507.75 489.49 153.68 1739.6 558.32 515.14 514. 1.28 50.76 1309.16 20364.57-437.88 19926.69 1.07 2.36 6.91 % to V 38.11 7.80 7.23 5.04 5.03 4.67 2.57 2.55 2.46 0.77 8.73 2.80 2.59 2.58 0.51 0.25 6.57 2.20-2.20 0.00 SIP - If you had invested INR 000 every month 1 Year 3 Year 5 Year 7 Year Year Since Inception Total Amount Invested (Rs.) 120,000 Total Value as on Mar 31, 2016 (Rs.) 118,819 Returns -1.82% Total Value of B Crisil Balanced Index 119,050 B Crisil Balanced Index -1.47% (Inception date 14-Oct-1995) (First Installment date 01-Feb-1996) 360,000 420,214.31% 400,780 7.% 600,000 792,365 11.07% 747,945 8.75% 840,000 1,225,024.60% 1,132,881 8.41% 1,200,000 2,037,266.21% 1,870,809 8.60% 2,420,000,433,329 12.85% 7,539,624.18% Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. For scheme performance refer pages 35-44. *B Benchmark Source MFI Explorer Top Holdings Equity Issuer Name WABCO India Ltd. HDFC Bank Ltd. Tata Consultancy Services Ltd. Thomas Cook ( India ) Ltd. Infosys Ltd. HCL Technologies Ltd. Finolex Industries Ltd. Glenmark Pharmaceuticals Ltd. Astral Poly Technik Ltd. Axis Bank Ltd. Total Market Capitalisation wise Exposure Large Cap Mid Cap Small Cap % to V 3.61 2.88 2.65 2.36 2.33 2.21 2.19 1.99 1.84 1.78 23.84 55.08% 42.20% 2.72% Market Capitalisation includes only domestic listed Equity exposure in BSE. Large Cap Companies are top 125 stocks by market capitalisation on S&P BSE 500 Index and Mid Cap stocks are those between 126 to 499 stocks by market capitalisation and 500 & above being classified as Small cap. For calculation purpose, the previous month market capitalisation data have been used. All the figures has been rebased to 0 (Based on internal calculation). Debt Instruments Government Securities GOI - 8.28% (21/09/2027) GOI - 8.27% (09/06/2020) GOI - 7.88% (19/03/2030) GOI - 7.68% (15/12/2023) GOI - 8.24% (15/02/2027) GOI - 8.12% (/12/2020) SDL Maharashtra 8.36% (27/01/2026) GOI - 7.35% (22/06/2024) GOI - 8.13% (22/06/2045) Non-Convertible Debentures/Bonds ^ Exposure less than 1% has been clubbed under Other Equities Sector Allocation Consumer Non Durables Pharmaceuticals Industrial Products Ancillaries Finance Transportation Construction Project Hotels, Resort And Other Recreational Construction Textile Products Retailing Consumer Durables V Movement 7.19% 6.20% 4.96% 4.04% 3.61% 2.84% 2.36% 1.77% 1.76% 1.43% 1.07% 0.72% 0.69% 0.57% 9.59% % of Assets 0.00% 5.00%.00% 15.00% 150 138 Tata Young Citizens - Reg Crisil Balanced Index 126 114 2 90 Mar-13 Mar-14 Mar-15 Mar-16 34
SCHEME PERFORMANCE Tata Large Cap (TPEF) - - Growth V as at Mar 31, 2016 (Rs.) 156.37 Manager Pradeep Gokhale Tata Ethical (TEF) - - Growth V as at Mar 31, 2016 (Rs.) 124.45 Manager Pradeep Gokhale V Per Unit (Rs.) S&P BSE SENSEX V Per NIFTY 500 Shariah NIFTY 50 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 7. 5. 1998 ) 165.53 121.90 3.14 121.90 3.14 97.04 55.31 9.95-5.54% 35.80% 18.18% 13.24% 14.82%.00%.94% 20.14% 21.82% 9,446 13,580 11,818 12,828 15,143 16,114 28,265 157,5 343,097-9.36% 24.89% 18.85% 6.39%.36% 5.43% 8.42% 13.87%.75% 9,064 12,489 11,885 11,321 13,445 13,030 22,459 70,268 62,273 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 24. 5. 1996 ) 131.31 89.18 71.54 89.18 71.54 65.00 42.94 7.12-5.23% 47.25% 24.65% 18.11% 20.19% 13.86% 11.22% 20.99% 16.86% 9,477 14,725 12,465 13,956 17,371 19,150 28,987 174,643 220,921-2.20% 32.19% 22.74% 13.68% 16.58% 9.38% 9,780 13,219 12,274 12,928 15,851 15,664-8.86% 26.65% 17.98% 7.43%.80% 5.81% 8.56% 13.55%.39% 9,114 12,665 11,798 11,543 13,606 13,267 22,750 67,362 71,258 Tata Equity Opportunities (TEOF) - - Growth V as at Mar 31, 2016 (Rs.) 143.69 Manager Pradeep Gokhale, Rupesh Patel Tata Equity P/E (TEPEF) - - Growth V as at Mar 31, 2016 (Rs.) 82.08 Manager Atul Bhole (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 25. 2. 1993 ) V Per 151.87 1.92 84.38 1.92 84.38 79.38 53.70 9.37-5.38% 49.01% 20.78% 18.71% 19.34% 12.59%.33% 19.94% 12.22% 9,462 14,901 12,078 14,099 17,005 18,4 26,748 153,225 143,583 S&P BSE 200-7.86% 31.93% 17.19%.24% 12.47% 6.49% 8.71% 15.66%.79% 9,214 13,193 11,719 12,156 14,231 13,699 23,067 88,806 6,755 S&P BSE SENSEX -9.36% 24.89% 18.85% 6.39%.36% 5.43% 8.42% 13.87%.00% 9,064 12,489 11,885 11,321 13,445 13,030 22,459 70,268 90,483 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 29. 6. 2004 ) V Per Unit (Rs.) 90.12 55.87 45.59 55.87 45.59 47.64 22.89-8.92% 61.32% 22.54% 21.18% 21.57% 11.48% 13.61% 19.60% 9,8 16,132 12,254 14,692 17,977 17,228 35,861 82,081 S&P BSE SENSEX -9.36% 24.89% 18.85% 6.39%.36% 5.43% 8.42% 13.87% 15.11% 9,064 12,489 11,885 11,321 13,445 13,030 22,459 70,268 52,334 35
SCHEME PERFORMANCE Tata Mid Cap Growth (TMCGF) - - Dividend V as at Mar 31, 2016 (Rs.) 30.93 Manager Atul Bhole Tata Infrastructure (TISF) - - Growth V as at Mar 31, 2016 (Rs.) 40.29 Manager Rupesh Patel (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 1. 7. 1994 ) V Per 36.06 21.39 17.43 21.39 17.43 16.62 27.32-7.93% 83.11% 29.32% 29.80% 29.55% 17.97% 12.91% 11.86% 9,207 18,311 12,932 16,860 21,758 22,869 33,7 114,651 NIFTY Midcap 0 Index -1.91% 50.96% 16.36% 21.65% 19.80% 9.65%.29% 19.67% 9,809 15,096 11,636 14,807 17,202 15,859 26,651 148,128 NIFTY 50-8.86% 26.65% 17.98% 7.43%.80% 5.81% 8.56% 13.55% 8.69% 9,114 12,665 11,798 11,543 13,606 13,267 22,750 67,362 61,326 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 31. 12. 2004 ) V Per 44.37 28.81 26.11 28.81 26.11 32.75 20.04-9.20% 54.00%.36% 18.22% 15.50% 4.23% 7.23% 13.18% 9,080 15,400 11,036 13,982 15,414 12,304 20,1 40,287 NIFTY 500-7.54% 33.56% 17.72% 11.11% 13.23% 6.87% 8.28% 15.37% 11.98% 9,246 13,356 11,772 12,349 14,522 13,946 22,170 85,522 35,733 NIFTY 50-8.86% 26.65% 17.98% 7.43%.80% 5.81% 8.56% 13.55% 12.38% 9,114 12,665 11,798 11,543 13,606 13,267 22,750 67,362 37,196 Tata Dividend Yield (TDYF) - - Growth V as at Mar 31, 2016 (Rs.) 56.18 Manager Rupesh Patel (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 22. 11. 2004 ) V Per 59.70 41.45 34.90 41.45 34.90 32.83 16.87-5.90% 44.05% 18.76% 16.40% 17.13% 11.33% 12.77% 16.41% 9,4 14,405 11,876 13,555 16,076 17,113 33,294 56,202 NIFTY 500-7.54% 33.56% 17.72% 11.11% 13.23% 6.87% 8.28% 15.37% 13.12% 9,246 13,356 11,772 12,349 14,522 13,946 22,170 85,522 40,578 NIFTY 50-8.86% 26.65% 17.98% 7.43%.80% 5.81% 8.56% 13.55% 13.30% 9,114 12,665 11,798 11,543 13,606 13,267 22,750 67,362 41,318 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 31. 3. 1996 ) Tata India Tax Savings (TITSF) - Dividend V as at Mar 31, 2016 (Rs.) 58.59 Manager Rupesh Patel V Per Unit (Rs.) 70.22 50.26 43.71 50.26 43.71 46.91 41.27 9.62-2.26% 51.67% 19.90% 21.72% 21.05% 13.21%.31% 20.24% 19.68% 9,774 15,167 11,990 14,824 17,747 18,609 26,699 159,080 364,335 S&P BSE SENSEX -9.36% 24.89% 18.85% 6.39%.36% 5.43% 8.42% 13.87%.61% 9,064 12,489 11,885 11,321 13,445 13,030 22,459 70,268 75,247 36
SCHEME PERFORMANCE Tata Balanced (TBF) - - Growth V as at Mar 31, 2016 (Rs.) 163.62 Manager Atul Bhole (Equity) & Akhil Mittal (Debt) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 8.. 1995 ) V Per 171.08 111.70 93.90 111.70 93.90 82.48 44.80 12.41 Crisil Balanced Index -4.36% 53.16% 18.96% 2% 20.26% 14.67% 13.82% 19.28% 16.36% 9,564 15,316 11,896 14,649 17,401 19,842 36,530 141,045 223,115-2.90% 22.53% 13.40% 9.06%.48% 7.15% 8.86% 9,7 12,253 11,340 11,897 13,489 14,129 23,388 Tata Savings Equity - Other than Individual & HUF - - Monthly Income Option (Earlier Known as Tata Monthly Income ) V as at Mar 31, 2016 (Rs.) 13.58 Manager Atul Bhole (for equity portfolio) and Akhil Mittal (for Arbitrage strategies and Debt Portfolio) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 27. 4. 2000 ) V Per 14.00 12.68 12.69 12.68 12.69 12.07 11.67.33-1.67% 15.22% 4.26% 6.40% 5.69% 6.09% 5.50% 6.92% 6.94% 9,833 11,522,426 11,324 11,807 13,442 17,090 27,318 29,113 Crisil MIP Blended Index 2.28% 15.70% 12.48% 8.72% 9.98% 8.09% 8.82%,228 11,570 11,248 11,823 13,306 14,761 23,302 Tata Savings Equity - Individual & HUF - - Monthly Income Option (Earlier Known as Tata Monthly Income ) V as at Mar 31, 2016 (Rs.) 13.58 Manager Atul Bhole (for equity portfolio) and Akhil Mittal (for Arbitrage strategies and Debt Portfolio) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 27. 4. 2000 ) V Per 14.00 12.68 12.69 12.68 12.69 12.07 11.67.33-1.57% 15.51% 4.56% 6.60% 5.92% 6.49% 5.86% 7.20% 7.20% 9,843 11,551,456 11,366 11,885 13,699 17,682 28,396 30,284 Crisil MIP Blended Index 2.28% 15.70% 12.48% 8.72% 9.98% 8.09% 8.82%,228 11,570 11,248 11,823 13,306 14,761 23,302 Tata Dynamic Bond (TDBF) - - Growth V as at Mar 31, 2016 (Rs.) 23.01 Manager Akhil Mittal (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 3. 9. 2003 ) V Per 21.68 18.92 17.33 18.92 17.33 14.75 11.38 6.15% 14.59% 9.18%.23% 9.88% 9.29% 7.29% 6.85%,615 11,459,918 12,154 13,270 15,600 20,223 23,019 I-Sec Composite Index 8.22% 15.72% 3.91% 11.84% 9.15% 9.17% 8.41% 7.29%,822 11,572,391 12,512 13,007 15,514 22,438 24,241 Crisil Yr Gilt Index 7.97% 14.63% -1.01% 11.21% 6.98% 6.90% 6.66% 5.36%,797 11,463 9,899 12,371 12,246 13,965 19,065 19,290 The scheme was earlier known as Tata Monthly Income, effective from 27 July, 2015 the Scheme will be known as Tata Savings Equity. Due to change in type of scheme, investment objective, investment pattern and investment strategy, past performance of the scheme may not be used for prediction of future performance of the scheme. Returns are given for monthly income option. While calculating returns, dividend distribution tax has been taken care of. The returns given above are for Individual and HUF category. Benchmark CRISIL MIP Blended Index. Date of Allotment 27 April, 2000. 37
SCHEME PERFORMANCE Tata Income Plus (TIPF) - - Growth V as at Mar 31, 2016 (Rs.) 23.23 Manager Akhil Mittal Tata Short Term Bond (TSTBF) - - Growth V as at Mar 31, 2016 (Rs.) 28.16 Manager Akhil Mittal (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 11. 11. 2002 ) V Per 21.95 19.47 18.29 19.47 18.29 15.44 11.92 Crisil Composite Bond Index 5.81% 12.73% 6.48% 9.16% 8.27% 8.51% 6.89% 6.49%,581 11,273,648 11,919 12,695 15,050 19,481 23,216 8.24% 14.67% 4.32% 11.35% 8.97% 8.77% 7.35% 6.64%,824 11,467,432 12,402 12,943 15,232 20,336 23,658 Crisil Yr Gilt Index 7.97% 14.63% -1.01% 11.21% 6.98% 6.90% 6.66% 6.16%,797 11,463 9,899 12,371 12,246 13,965 19,065 22,271 Mar 31, 2015 to Mar 31, 2016(Last 1 year) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Mar 31, 2015 to Mar 31, 2016(Last 1 year) Since inception ( 8. 8. 2002 ) V Per 26. 23.60 21.65 23.60 21.65 18.13 12.39 7.88%.62% 9.02% 9.19% 9.13% 9.20% 8.55% 7.88%,788 11,062,902 11,925 13,000 15,535 22,730 28,171 Crisil Short Term Bond Index 8.47%.40% 8.78% 9.38% 9.18% 8.98% 8.01% 7.%,847 11,040,878 11,967 13,018 15,379 21,623 25,513 Crisil 1 Yr T-Bill Index 7.69% 8.82% 5.77% 8.21% 7.39% 7.43% 6.25% 6.17% 5.88%,769,882,577 11,712 12,387 14,315 18,344 24,565 21,819 Tata Income (TIF) - - Growth V as at Mar 31, 2016 (Rs.) 45.86 Manager Akhil Mittal Tata Treasury Manager (TTMF) - - Growth V as at Mar 31, 2016 (Rs.) 1991.23 Manager Amit Somani V Per Mar 31, 2015 to Mar 31, 2016(Last 1 year) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Mar 31, 2015 to Mar 31, 2016(Last 1 year) Since inception ( 28. 4. 1997 ) V Per 43.15 37.99 35.70 37.99 35.70 29.90 23.89 16.25 6.29% 13.57% 6.42% 9.81% 8.68% 8.92% 6.74% 7.16% 8.38%,629 11,357,642 12,061 12,839 15,337 19,209 28,237 45,902 Crisil Composite Bond Crisil Yr Index Gilt Index 8.24% 14.67% 4.32% 11.35% 8.97% 8.77% 7.35%,824 11,467,432 12,402 12,943 15,232 20,336 7.97% 14.63% -1.01% 11.21% 6.98% 6.90% 6.66%,797 11,463 9,899 12,371 12,246 13,965 19,065 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 13. 7. 2007 ) 1842.02 1691.47 1552.85 1691.47 1552.85 1303.16 00 8.% 8.90% 8.93% 8.49% 8.61% 8.84% 8.22%,8,890,893 11,773 12,815 15,281 19,919 Crisil Short Term Bond Index 8.47%.33% 8.86% 9.38% 9.18% 8.98% 8.01% 8.12%,847 11,033,886 11,967 13,018 15,379 21,623 19,759 Crisil 1 Yr T-Bill Index 7.69% 8.74% 5.84% 8.21% 7.39% 7.43% 6.25% 6.17% 6.30%,769,874,584 11,712 12,387 14,315 18,344 24,565 17,040 38
SCHEME PERFORMANCE Tata Floater (TFF) - - Growth V as at Mar 31, 2016 (Rs.) 2278.21 Manager Akhil Mittal Tata Liquid (TLF) - - Growth V as at Mar 31, 2016 (Rs.) 2789.43 Manager Amit Somani (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 6. 9. 2005 ) V Per 20.62 1925.58 1755.43 1925.58 1755.43 1466.70 30.04 00 8.45% 9.09% 9.69% 8.76% 9.04% 9.20% 8.25% 8.%,845,909,969 11,831 12,968 15,535 22,9 22,784 Crisil Liquid Crisil 1 Yr Index T-Bill Index 8.06% 8.98% 9.54% 8.50% 8.82% 8.63% 7.56% 7.42%,806,898,954 11,775 12,889 15,134 20,738 21,313 7.69% 8.74% 5.84% 8.21% 7.39% 7.43% 6.25% 6.17% 6.13%,769,874,584 11,712 12,387 14,315 18,344 24,565 18,758 Mar 31, 2015 to Mar 31, 2016(Last 1 year) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Mar 31, 2015 to Mar 31, 2016(Last 1 year) Since inception ( 22. 5. 2003 ) V Per 2578.22 2366.98 2166.00 2366.98 2166.00 18.51 1286.97 00 Crisil Liquid Crisil 1 Yr Index T-Bill Index 8.19% 8.92% 9.28% 8.55% 8.79% 9.02% 8.04% 7.41%,819,892,928 11,786 12,879 15,408 21,683 25,090 8.06% 8.98% 9.46% 8.50% 8.82% 8.63% 7.56% 6.85%,806,898,946 11,775 12,889 15,134 20,738 23,458 7.69% 8.74% 5.77% 8.21% 7.39% 7.43% 6.25% 6.17% 5.83%,769,874,577 11,712 12,387 14,315 18,344 24,565 20,734 Tata Money Market (TMMF) - - Growth V as at Mar 31, 2016 (Rs.) 2380.48 Manager Amit Somani Tata Gilt Securities (TGSF) - - Growth V as at Mar 31, 2016 (Rs.) 43.30 Manager Akhil Mittal (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 1. 9. 2004 ) V Per 2200.00 2018.45 1843.13 2018.45 1843.13 1539.06 89.99 00 8.20% 8.99% 9.51% 8.59% 8.89% 9.% 8.12% 7.77%,820,899,951 11,794 12,914 15,464 21,844 23,797 Crisil Liquid Crisil 1 Yr Index T-Bill Index 8.06% 8.98% 9.46% 8.50% 8.82% 8.63% 7.56% 7.16%,806,898,946 11,775 12,889 15,134 20,738 22,283 7.69% 8.74% 5.77% 8.21% 7.39% 7.43% 6.25% 6.17% 6.02%,769,874,577 11,712 12,387 14,315 18,344 24,565 19,686 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 6. 9. 1999 ) V Per 41.37 34.91 33.15 34.91 33.15 28.45 22.20 12.66 4.67% 18.49% 5.30% 11.30% 9.27% 8.75% 6.90% 8.54% 9.24%,467 11,849,530 12,391 13,050 15,218 19,499 34,217 43,281 I-Sec Composite Index 8.22% 15.72% 3.91% 11.84% 9.15% 9.17% 8.41%,822 11,572,391 12,512 13,007 15,514 22,438 Crisil Yr Gilt Index 7.97% 14.63% -1.01% 11.21% 6.98% 6.90% 6.66%,797 11,463 9,899 12,371 12,246 13,965 19,065 39
SCHEME PERFORMANCE Tata Gilt Mid Term (TGMTF) - - Growth V as at Mar 31, 2016 (Rs.) 16.47 Manager Akhil Mittal (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 24. 6. 20 ) V Per 15.36 13.16 12.18 13.16 12.18.33 7.17% 16.76% 8.00% 11.80%.52% 9.76% 9.02%,717 11,676,800 12,503 13,503 15,938 16,463 I-Sec Composite Crisil Yr Index Gilt Index 8.22% 15.72% 3.91% 11.84% 9.15% 9.17% 8.41% 8.71%,822 11,572,391 12,512 13,007 15,514 22,438 16,195 7.97% 14.63% -1.01% 11.21% 6.98% 6.90% 6.66% 6.54%,797 11,463 9,899 12,371 12,246 13,965 19,065 14,415 Tata Gilt Short Maturity (TGSMF) - - Growth V as at Mar 31, 2016 (Rs.) 23.43 Manager Akhil Mittal (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 3. 4. 2003 ) V Per 21.75 19.57 18.25 19.57 18.25 15.58 11.48 7.72% 11.15% 7.21% 9.36% 8.65% 8.49% 7.39% 6.77%,772 11,115,721 11,962 12,829 15,036 20,412 23,438 I-Sec Composite Index 8.22% 15.72% 3.91% 11.84% 9.15% 9.17% 8.41% 7.61%,822 11,572,391 12,512 13,007 15,514 22,438 25,952 Crisil Yr Gilt Index 7.97% 14.63% -1.01% 11.21% 6.98% 6.90% 6.66% 5.76%,797 11,463 9,899 12,371 12,246 13,965 19,065 20,713 Tata Retirement Savings - Progressive (TRSFP) - - Growth V as at Mar 31, 2016 (Rs.) 18.18 Manager Rupesh Patel (Equity), Akhil Mittal (Debt) Tata Retirement Savings - Moderate (TRSFM) - - Growth V as at Mar 31, 2016 (Rs.) 19.81 Manager Rupesh Patel (Equity), Akhil Mittal (Debt) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 1. 11. 2011 ) V Per 19.23 12.78 11.23 12.78 11.23-5.51% 50.46% 13.88% 19.21% 17.35% 14.49% 9,449 15,046 11,388 14,218 16,167 18,178 S&P BSE Sensex -9.36% 24.89% 18.85% 6.39%.36% 5.43% 8.42% 13.87% 8.77% 9,064 12,489 11,885 11,321 13,445 13,030 22,459 70,268 14,496 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 1. 11. 2011 ) V Per 20.49 12.96 11.31 12.96 11.31-3.34% 58.07% 14.65% 23.57% 20.47% 16.73% 9,666 15,807 11,465 15,278 17,493 19,802 Crisil Balanced Index -2.90% 22.53% 13.40% 9.06%.48% 7.15% 8.86% 9.45% 9,7 12,253 11,340 11,897 13,489 14,129 23,388 14,900 40
SCHEME PERFORMANCE Tata Retirement Savings - Conservative (TRSFC) - - Growth V as at Mar 31, 2016 (Rs.) 15.18 Manager Rupesh Patel (Equity), Akhil Mittal (Debt) Tata Young Citizens (TYCF) - - Growth V as at Mar 31, 2016 (Rs.) 20.71 Manager Akhil Mittal (Debt) & Rupesh Patel (Equity) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 1. 11. 2011 ) V Per 14.73 12.08 11.04 12.08 11.04 3.09% 21.95% 9.38% 12.11% 11.16% 9.92%,309 12,195,938 12,573 13,739 15,185 Crisil MIP Crisil Yr Blended Index Gilt Index 5.67% 16.45% 6.52%.91% 9.41% 8.50% 7.95% 9.32%,567 11,645,652 12,304 13,0 15,043 21,503 14,822 7.97% 14.57% -0.96% 11.21% 6.98% 6.90% 6.66% 8.42%,797 11,457 9,904 12,371 12,246 13,965 19,065 14,291 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 14.. 1995 ) V Per 21.14 15.88 14.53 15.88 14.53 15.22 20.57 9.54-2.05% 33.15% 9.28% 14.18% 12.49%.29% 9.21% 13.29% 13.09% 9,795 13,315,928 13,042 14,239 16,327 24,151 65,083 124,151 Crisil Balanced Index -2.90% 22.53% 13.40% 9.06%.48% 7.15% 8.86% 9,7 12,253 11,340 11,897 13,489 14,129 23,388 Tata Index (TIFS) - Sensex - - Growth V as at Mar 31, 2016 (Rs.) 61.43 Manager Pradeep Gokhale Tata Infrastructure Tax Saving (TITSF) - - Growth V as at Mar 31, 2016 (Rs.) 18.88 Manager Rupesh Patel (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 25. 2. 2003 ) V Per 67.45 54.15 45.68 54.15 45.68 47.08 28.39-8.93% 24.57% 18.54% 6.51%.34% 5.46% 8.02% 16.23% 9,7 12,457 11,854 11,346 13,437 13,049 21,643 71,769 S&P BSE Sensex -9.36% 24.89% 18.85% 6.39%.36% 5.43% 8.42% 13.87% 16.88% 9,064 12,489 11,885 11,321 13,445 13,030 22,459 70,268 77,2 Mar 31, 2015 to Mar 31, 2016(Last 1 year) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Mar 31, 2015 to Mar 31, 2016(Last 1 year) Since inception ( 30. 3. 2009 ) V Per 20.87 14.20 12.97 14.20 12.97 15.93 CNX 500 Index -9.54% 46.98% 9.46% 15.29% 13.28% 3.44% 9.49% 9,046 14,698,946 13,297 14,541 11,845 18,877-7.54% 33.56% 17.72% 11.11% 13.23% 6.87% 8.28% 15.37% 16.15% 9,246 13,356 11,772 12,349 14,522 13,946 22,170 85,522 28,554 CNX Nifty Index -8.86% 26.65% 17.98% 7.43%.80% 5.81% 8.56% 13.55% 14.60% 9,114 12,665 11,798 11,543 13,606 13,267 22,750 67,362 25,988 41
SCHEME PERFORMANCE Tata Index (TIFN) - Nifty - - Growth V as at Mar 31, 2016 (Rs.) 45.99 Manager Pradeep Gokhale Tata Liquidity Management (TLMF) - - Growth V as at Mar 31, 2016 (Rs.) 2007.04 Manager Amit Somani Mar 31, 2015 to Mar 31, 2016(Last 1 year) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Mar 31, 2015 to Mar 31, 2016(Last 1 year) Since inception ( 25. 2. 2003 ) V Per 50.37 39.90 33.99 39.90 33.99 34.63 20.92 CNX Nifty Index -8.69% 26.23% 17.39% 7.35%.56% 5.83% 8.19% 16.58% 9,131 12,623 11,739 11,526 13,518 13,279 21,986 74,653-8.86% 26.65% 17.98% 7.43%.80% 5.81% 8.56% 13.55% 16.42% 9,114 12,665 11,798 11,543 13,606 13,267 22,750 67,362 73,322 Mar 31, 2015 to Mar 31, 2016(Last 1 year) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Mar 31, 2015 to Mar 31, 2016(Last 1 year) Since inception ( 3. 3. 2006 ) V Per 1869.06 1722.60 1588.03 1722.60 1588.03 1329.70 05.22 00 7.38% 8.50% 8.47% 7.93% 8.11% 8.57% 7.15% 7.15%,738,850,847 11,651 12,638 15,092 19,960 20,066 Crisil Crisil Liquid 1 Yr T-Bill Index Index 8.06% 8.98% 9.46% 8.50% 8.82% 8.63% 7.56% 7.55%,806,898,946 11,775 12,889 15,134 20,738 20,835 7.69% 8.74% 5.77% 8.21% 7.39% 7.43% 6.25% 6.17% 6.28%,769,874,577 11,712 12,387 14,315 18,344 24,565 18,483 Tata Dual Advantage - Scheme A - Growth V as at Mar 31, 2016 (Rs.) 12.65 Manager Amit Somani (Debt) & Pradeep Gokhale (Equity) Tata Dual Advantage - Scheme B - Growth V as at Mar 31, 2016 (Rs.) 12.00 Manager Amit Somani (Debt) & Pradeep Gokhale (Equity) V Per Crisil MIP Crisil Blended Yr Index Gilt Index V Per Crisil MIP Blended Index Crisil Yr Gilt Index (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 5. 7. 2013 ) 13.74 11.34 11.34-7.94% 21.23% 5.61% 8.97% 9,206 12,123 11,155 12,653 5.67% 16.54%.91% 9.41% 8.50% 7.95% 9.01%,567 11,654 12,304 13,0 15,043 21,503 12,666 7.97% 14.63% 11.21% 6.98% 6.90% 6.66% 6.22%,797 11,463 12,371 12,246 13,965 19,065 11,798 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 6. 3. 2014 ) 11.61.06.06 3.34% 15.34% 9.12% 9.18%,334 11,534 11,9 11,995 5.67% 16.54%.91% 9.41% 8.50% 7.95% 11.45%,567 11,654 12,304 13,0 15,043 21,503 12,517 7.97% 14.63% 11.21% 6.98% 6.90% 6.66% 11.09%,797 11,463 12,371 12,246 13,965 19,065 12,434 42
SCHEME PERFORMANCE Tata Dual Advantage - Scheme C - Growth V as at Mar 31, 2016 (Rs.) 11.40 Manager Amit Somani (Debt) & Rupesh Patel (Equity) Tata Dual Advantage - Series 2 - Scheme A - Growth V as at Mar 31, 2016 (Rs.) 11.28 Manager Amit Somani (Debt) & Rupesh Patel (Equity) V Per Crisil MIP Blended Index Crisil Yr Gilt Index V Per Crisil MIP Blended Index Crisil Yr Gilt Index (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 27. 6. 2014 ).93 4.28% 7.72%,428 11,400 5.67%.91% 9.41% 8.50% 7.95% 9.47%,567 12,304 13,0 15,043 21,503 11,728 7.97% 11.21% 6.98% 6.90% 6.66% 11.31%,797 12,371 12,246 13,965 19,065 12,077 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 11. 9. 2014 ).85 3.92% 8.04%,392 11,276 5.67%.91% 9.41% 8.50% 7.95% 8.95%,567 12,304 13,0 15,043 21,503 11,424 7.97% 11.21% 6.98% 6.90% 6.66% 11.51%,797 12,371 12,246 13,965 19,065 11,844 Tata Dual Advantage - Series 2 - Scheme B - Growth V as at Mar 31, 2016 (Rs.).73 Manager Amit Somani (Debt) & Rupesh Patel (Equity) Tata Dual Advantage - Series 2 - Scheme C - Growth V as at Mar 31, 2016 (Rs.).65 Manager Amit Somani (Debt) & Rupesh Patel (Equity) V Per Crisil MIP Blended Index Crisil Yr Gilt Index V Per Crisil MIP Blended Index Crisil Yr Gilt Index Mar 31, 2015 to Mar 31, 2016(Last 1 year) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Mar 31, 2015 to Mar 31, 2016(Last 1 year) Since inception ( 4. 12. 2014 ).34 3.82% 5.49%,382,733 5.67%.91% 9.41% 8.50% 7.95% 6.52%,567 12,304 13,0 15,043 21,503,872 7.97% 11.21% 6.98% 6.90% 6.66% 9.15%,797 12,371 12,246 13,965 19,065 11,228 (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 5. 2. 2015 ).14 5.% 5.65%,5,653 5.67%.91% 9.41% 8.50% 7.95% 5.45%,567 12,304 13,0 15,043 21,503,630 7.97% 11.21% 6.98% 6.90% 6.66% 7.74%,797 12,371 12,246 13,965 19,065,896 43
SCHEME PERFORMANCE Tata Dual Advantage - Series 3 - Scheme A - Growth V as at Mar 31, 2016 (Rs.).51 Manager Amit Somani (Debt) & Rupesh Patel (Equity) (March 31, 2014 to March 31, 2016) (March 31, 2013 to March 31, 2016) (March 31, 2011 to March 31, 2016) (March 31, 2006 to March 31, 2016) (March 31, 2001 to March 31, 2016) Since inception ( 26. 3. 2015 ) V Per.02 4.83% 5.01%,483,509 Crisil MIP Blended Index 5.67%.91% 9.41% 8.50% 7.95% 6.24%,567 12,304 13,0 15,043 21,503,635 Crisil Yr Gilt Index 7.97% 11.21% 6.98% 6.90% 6.66% 8.33%,797 12,371 12,246 13,965 19,065,847 Past performance may or may not be sustained in future. Absolute returns is computed on investment is of Rs,000. For computation of since inception returns the allotment V has been taken as Rs..00 (Except for TLF, TFF, TTMF, TLMF, TMMF & TFRLTF where V is taken as Rs. 1,000). *All payouts during the period have been reinvested in the units of the scheme at the then prevailing V. Load is not considered for computation of returns. While calculating returns dividend distribution tax is excluded. In case, the start/end date of the concerned period is non-business date, the benchmark value of the previous date is considered for computation of returns. N/A - Not Available. Schemes in existence for less than 1 year, performance details for the same are not provided. Schemes in existence for more than 1 year performance provided for as many 12 months period as possible, for the period ended March 31, 2015. Mutual Investments are subject to market risks, read all Scheme related documents carefully. N/A - data are not available for the period 44
DIVIDEND / BONUS HISTORY Tata Equity P/E (Before 30th September 2009) ` Face ` Reg. 23-09-2004 0.50 11.4449 25-03-2008 0.50 31.1969 (After Split under Dividend Option w.e.f. 1st Oct. 2009 - Dividend Trigger Option A (5%)) 26-11-2009 1.80 39.8535 15-01-20 1.50 41.2148 27-08-20 1.50 41.0426 03-09-20 40.4276 11--20 1.75 43.0925-01-2011 1.75 38.1627 13-04-2011 1.50 36.9789 11-07-2011 1.50 34.3724 08-11-2011 1.25 30.7136 20-01-2012 27.9373 16-04-2012 29.1452 11-07-2012 27.3998 12--2012 0.40 28.6604 11-01-2013 0.50 29.9969 0.50 30.0014 28-05-2013 0.50 27.0385 0.50 27.0932 30-09-2013 0.25 24.9834 0.25 25.02 24--2013 0.32 26.5125 0.32 26.6491-01-2014 0.35 27.7315 0.35 27.9225 09-04-2014 11-07-2014 16--2014 12-01-2015 17-04-2015 0.35 0.40 0.50 0.50 0.60 31.1352 38.2980 40.4649 46.1162 47.3644 0.35 0.40 0.50 0.50 0.60 31.4055 38.2980 40.9834 46.7900 48.1532 (After Split under Dividend Option w.e.f. 1st Oct. 2009 - Dividend Trigger Option B (%)) 15-01-20 3.00 43.1703 27-08-20 1.50 41.5023 11--20 3.50 44.6825 13-04-2011 3.00 38.5898 02-02-2012 2.25 32.1223 16-04-2012 2.00 30.795 30-08-2012 28.1294 12--2012 0.80 29.3619 28-01-2013 0.80 30.1694 0.80 30.1773 09-04-2014 0.75 32.8529 0.75 33.1223 29-05-2014 11-07-2014 20--2014 12-01-2015 T Y 0.80 0.95 0.95 37.3611 39.0904 41.91 46.6071 0.80 0.95 0.95 37.7099 39.4969 41.64 45.9176 ` Face ` Reg. 07-02-2005 0.40 11.0776 20-12-2005 14.2886 21-07-2006 11.9191 14-12-2007 23.8872 03-07-2009 1.50 16.2605 23-07-20 2.00 22.4296 31-12-20 1.50 22.8224 18-03-2011 18.8054 27-07-2011 19.9549 09-03-2012 18.6141 31-01-2013 27-02-2015 22-01-2016 2.25 19.4567 29.1279 24.4357 2.25 19.4666 29.5709 24.9806 Tata Large Cap ` Face ` Reg. ` Face ` Reg. 15-06-1999 2.00 16.891 14-01-2000 2.00 41.492-12-2003 23.977 20--2005. 40.1923 14-12-2007 3.00 63.7228 04-09-2009 3.00 44.4002 22-01-20 5.00 46.981 23-12-2011 2.00 41.0711 08-02-2012 1.50 43.2445 03-12-2012 1.50 47.4439 23-12-2013 19-12-2014 06-02-2015 26-02-2016 2.00 2.75 2.85 9.00 48.7181 68.6750 70.7073 61.8351 2.00 2.00 48.9612 69.0096 Bonus History Bonus Units in March 2000 01 T 15-06-1999 1.60 14.3931 30-12-1999.00 24.813 19-07-2000 2.00 14.2437 30-09-2003 2.50 16.1903 03-12-2003 1.50 17.52 07-01-2004 2.00 17.7633 25-03-2004 1.50 15.1738 02-12-2004 2.00 17.3620 27-04-2005 1.50 16.7626 17-01-2006 21.9085 01-06-2007 3.00 31.5816 17-04-2009 2.00 22.9656 09-07-20 2.00 38.2936 02-03-2012 2.50 35.7849 22-02-2013 3.00 37.1119 3.00 37.1342 27-01-2014 19-01-2015 18-03-2016 2.00 4.00 3.35 36.7714 49.5911 42.6650 2.00 4.00 2.15 37.0296 50.2921 44.1396 ` Face ` Reg. 09-08-1999 13.3985 07-03-2000 2.50 29.7093 23-01-2004 1.50 16.6602 17-11-2006 2.50 41.8432 20-07-2007 2.00 49.3941 21-09-2007 4.00 49.7288 31-07-2009 2.00 36.707 22--20 5.00 50.5873 26-04-2012 2.00 40.06 07-12-2012 44.877 21-03-2014 05-12-2014 30-12-2015 3.00 5.50 4.75 52.6136 68.5591 66.8382 Bonus History Bonus Units in March 2000 02 Past performance may or may not be sustained in future. y, if any ` 45
Tata Balanced Dividend Option Date of Declaration of dividend Dividend p.u. (`) on Face Value of ` Reg. Reg. V V 15-07-1999 1.25 12.9027 03-04-2000 2.50 20.0062 09-09-2003 1.25 19.0084 11-03-2004 1.50 22.6691 12-01-2005 3.00 24.7554 01-12-2006 4.00 40.5078 13-07-2007 2.00 42.7533 07-12-2007 52.4219 24-04-2009 32.5227 19-03-20 3.00 50.937 15-02-2012 3.00 53.6877 05-03-2013 5.50 56.8898 5.50 56.9342 21-03-2014 13-02-2015 08-03-2016 3.25 8.60 5.75 58.7461 87.0819 67.0250 3.25 8.60 5.75 59.2767 88.3172 68.4819 Tata Balanced Date of Declaration of dividend Dividend p.u. (`) on Face Value of ` Reg. Reg. V V 13-08-20 0.00 51.3412 13-09-20 0.5173 53.1638 08--20 0.5329 53.9529 12-11-20 0.5482 54.0193-12-20 0.5300 50.8391 14-01-2011 0.5135 49.1985 11-02-2011 0.4804 46.2226 11-03-2011 0.4697 46.6244 08-04-2011 0.4835 48.8005 13-05-2011 0.4705 47.9953-06-2011 0.4770 47.4998 08-07-2011 0.4795 48.1593 12-08-2011 0.8000 45.5027 09-09-2011 0.8000 44.5255 14--2011 0.2500 43.641 11-11-2011 0.3000 43.7191 09-12-2011 0.3000 41.6013 13-01-2012 0.3000 41.4199-02-2012 0.3000 44.1551 09-03-2012 0.3000 44.3462 13-04-2012 0.3000 43.9782 11-05-2012 0.3000 42.2765 08-06-2012 0.3000 42.6831 13-07-2012 0.3000 44.1681-08-2012 0.3000 44.5514 14-09-2012 0.3000 45.7662 12--2012 0.3500 46.8467 09-11-2012 0.3500 46.6436 14-12-2012 0.3500 47.8167 14-01-2013 0.3500 48.4127 0.3500 48.4404 08-02-2013 0.3500 46.4548 0.3500 46.4936 05-03-2013 0.3500 45.3818 0.3500 45.4322 03-04-2013 0.3500 44.7321 0.3500 44.7321 03-05-2013 0.3500 45.7388 0.3500 45.8346 05-06-2013 0.3500 46.1426 0.3500 46.2644 03-07-2013 0.3500 44.5114 0.3500 44.6494 05-08-2013 0.3500 42.8851 0.3500 43.0735 04-09-2013 0.2500 41.9112 0.2500 42.1607 03--2013 0.2500 44.5623 0.2500 44.8567 05-11-2013 0.2300 46.0275 0.2300 46.3088 04-12-2013 0.2000 45.7847 0.2000 46.0823 DIVIDEND / BONUS HISTORY Date of Declaration of dividend Dividend p.u. (`) on Face Value of ` Reg. Reg. V V 06-01-2014 05-02-2014 05-03-2014 03-04-2014 05-05-2014 04-06-2014 03-07-2014 05-08-2014 03-09-2014 30-09-2014 03-11-2014 03-12-2014 05-01-2015 04-02-2015 03-03-2015 01-04-2015 05-05-2015 03-06-2015 03-07-2015 05-08-2015 03-09-2015 01--2015 03-11-2015 09-12-2015 04-01-2016 03-02-2016 01-03-2016 Tata Infrastructure 0.3000 0.3000 0.3000 0.3500 0.3000 0.3000 0.3000 0.3000 0.3000 0.4700 0.4800 0.4600 0.4600 0.4500 0.4600 0.4600 0.4400 0.4500 0.4300 0.40 0.3900 0.3900 55.8113 59.45 58.7937 61.4845 61.7928 63.5735 66.8698 67.0058 69.8159 72.6460 71.5057 68.9951 67.6390 69.1757 70.7089 66.6045 67.21 66.6877 64.1480 77.5000 61.7757 59.3893 Tata Equity Opportunities (Data provided since 2005) 0.3000 0.3000 0.3000 0.3500 0.3000 0.3000 0.3000 0.3000 0.3000 0.4700 0.4800 0.4600 0.4600 0.4500 0.4600 0.4600 0.4400 0.4500 0.4300 0.40 0.3900 0.3900 56.4367 60.1184 59.5357 62.2848 62.6254 64.4604 67.8294 68.0013 70.8848 73.7830 72.6615 70.1440 68.7928 70.4013 71.9936 67.8400 68.3604 67.9696 65.4071 66.8673 63.0275 60.6055 Date of Declaration of dividend Dividend p.u. (`) on Face Value of ` Reg. Reg. V V 07-07-2005 0.45 11.423-11-2006 1.50 22.04 09-03-2007 2.00 19.0546 14-09-2007 2.00 24.0726 11-03-2008 24.6787 25-09-2009 30.9984 23-03-20 09-03-2015 11-03-2016 0.60 2.30 1.75 22.2871 29.9675 21.3804 1.75 25.2637 Date of Declaration of dividend Dividend p.u. (`) on Face Value of ` Reg. Reg. V V 11-05-2005 15.8183 29-11-2005 20.135 20-03-2006 5.00 25.2299 12-04-2006 21.129 05-05-2006 21.4375 29-06-2007 23.3049 30-11-2007 31.1517 26-06-2009 1.50 18.9974 26-03-20 2.00 24.1747 22-06-20 0.50 22.0757 30-09-20 23.9899 31-12-20 0.50 22.491 23-03-2012 19.9545 07-03-2014 30-01-2015 12-02-2016 1.20 2.75 2.35 24.0588 34.9030 27.7400 1.20 2.75 24.2062 35.4231 Past performance may or may not be sustained in future. y levy, if any. (Unit face value - ` /-). 0.2500 47.1149 0.2500 47.5278 0.2000 45.4166 0.2000 45.8404 0.2000 47.378 0.2000 47.8459 0.2500 49.2444 0.2500 49.7425 0.2500 49.7024 0.2500 50.2374 46
DIVIDEND / BONUS HISTORY Tata Mid Cap Growth (Earlier Tata Growth ) Date of Declaration of dividend Dividend p.u. (`) on Face Value of ` Reg. Reg. V V 16-09-2004 0.80 13.9211 25-08-2006 2.00 24.5465 23-03-2007.00 26.731 16-11-2007 2.00 25.2763 21-12-2007 3.00 23.5461 14-05-20 2.00 18.4055 28-11-2013 21-11-2014 30-12-2015 2.75 2.50 19.358 34.7881 36.3854 0.25 19.4794 40.4505 Tata Savings Equity (Data provided since 2008) (Earlier known as Tata Monthly Income ) Monthly Dividend Option Date of Declaration of dividend Dividend p.u. (`) on Face Value of ` 16-01-2008 0.0468 12.1955 14-02-2008 0.0452 11.9962 17-03-2008 0.0499 11.873 15-04-2008 0.0452 11.8911 15-05-2008 0.0468 11.9193 16-06-2008 0.0499 11.7853 18-08-2008 0.0515 11.6523 15-09-2008 0.0336 11.6441 14--2008 0.0348 11.4095 29--2008 0.0187 11.2901 14-11-2008 0.0230 11.3999 15-12-2008 0.0595 12.004 15-01-2009 0.0595 12.0284 16-02-2009 0.0384 11.8638 16-03-2009 0.0336 11.924 15-04-2009 0.0432 12.31 14-05-2009 0.0418 12.2781 15-06-2009 0.0614 12.4446 16-07-2009 0.0447 12.4387 14-08-2009 0.0557 12.3974 15-09-2009 0.0614 12.4156 14--2009 0.0418 12.3478 16-11-2009 0.0475 12.4267 15-12-2009 0.0418 12.396 15-01-20 0.0447 12.4878 15-02-20 0.0447 12.3171 15-03-20 0.0403 12.2809 15-04-20 0.0448 12.3349 14-05-20 0.0419 12.3266 15-06-20 0.0462 12.3229 15-07-20 0.0505 12.3348 16-08-20 0.0462 12.272 15-09-20 0.0433 12.3329 14--20 0.0419 12.305 15-11-20 0.0400 12.3094 15-12-20 0.0433 12.1697 17-01-2011 0.0400 12.1335 15-02-2011 0.0419 12.0581 15-03-2011 0.0337 11.996 15-04-2011 0.0598 12.26 16-05-2011 0.0449 11.9725 16-06-2011 0.0434 11.913 15-07-2011 0.0434 12.0924 16-08-2011 0.0463 12.0332 15-09-2011 0.058 12.0023 17--2011 0.0463 11.9024 15-11-2011 0.042 11.8737 Reg. Reg. V V Monthly Dividend Option Date of Declaration of dividend Dividend p.u. (`) on Face Value of ` Reg. Reg. V V 15-12-2011 0.0434 11.97 16-01-2012 0.0463 12.0356 15-02-2012 0.0434 12.286 15-03-2012 0.042 12.1817 16-04-2012 0.0463 12.2263 15-05-2012 0.042 12.1879 15-06-2012 0.0449 12.2437 16-07-2012 0.0449 12.3192 16-08-2012 0.0449 12.398 17-09-2012 0.0463 12.5021 15--2012 0.0405 12.6204 15-11-2012 0.0449 12.6205 17-12-2012 0.0463 12.7493 15-01-2013 0.056 12.9512 14-02-2013 0.058 12.8569 14-03-2013 0.0541 12.8211 15-04-2013 0.0523 12.8013 15-05-2013 0.0576 13.1695 14-06-2013 0.0513 13.0571 15-07-2013 0.0529 12.9694 16-08-2013 0.0546 12.4066 16-09-2013 0.0529 12.5641 15--2013 0.0496 12.7097 15-01-2014 0.0513 12.7377 13-02-2014 0.0496 12.5511 12-03-2014 0.0461 12.6694 15-04-2014 0.0581 12.6933 15-05-2014 0.0513 12.8391 12-06-2014 15-07-2014 12-08-2014 15-09-2014 16--2014 13-11-2014 14-01-2015 12-02-2015 12-03-2015 15-04-2015 14-05-2015 12-06-2015 15-07-2015 0.0478 0.0563 0.0478 0.0581 0.0509 0.0446 0.0478 0.0462 0.0446 0.0541 0.0459 0.0459 0.0522 13.1413 13.0827 13.0602 13.2548 13.2927 13.5226 13.8422 14.0271 14.0421 14.0413 13.8441 13.6730 13.8253 0.0478 0.0563 0.0478 0.0581 0.0509 0.0446 0.0478 0.0462 0.0446 0.0541 0.0459 0.0459 0.0522 13.1430 13.094 13.0792 13.2813 13.3304 13.5704 13.9058 14.14 14.1261 14.1222 13.9343 13.7673 13.9281 Tata Young Citizens Bonus History Bonus Units in March 1999 03 Bonus Units in March 2000 02 Bonus Units in Nov 2003 04 Bonus Units in Nov 2007 02 Bonus Units in Nov 20 03 Bonus Units in Nov 2011 05 Past performance may or may not be sustained in future. y levy, if any. (Unit face value - ` /-). tion to the bonus units allotted & as a result the total value of units held by investor would remain the same. 47
NOTES Past performance may or may not be sustained in future. y, if any ` The Std. Dev., Sharpe Ratio, Jensen s Alpha,, & R-squared are based on one month return calculated using last 3 years data. Price/Earning Ratio, Price/Book Value Ratio, are based on the historical earnings and accounting numbers, and have been computed only for the invested portion of the portfolio. Portfolio turnover has been computed as the ratio of the lower value of average purchase and average sales to the average net assets in the past one year (For schemes that have not completed one year, since inception is considered) Cash & Cash Equivalents includes CBLO, REPO, Fixed Deposits and Cash & Bank Balance. $-ICRA s mutual fund rating methodology is based on evaluating the inherent credit quality of the fund s portfolio. As a measure of the credit quality of a debt fund s assets. ICRA uses the concept of credit scores. These scores are based on ICRA s estimates of credit risk associated with each exposure of the portfolio taking into account its maturity. To quantify the credit risk scores, ICRA uses its database of historical default rates for various rating categories for various maturity buckets. The credit risk ratings incorporate ICRA s assessment of a debt fund s published investment objectives and policies, its management characteristics, and the creditworthiness of its investment portfolio. ICRA reviews relevant fund information on an ongoing basis to support its published rating opinions. If the portfolio credit score meets the benchmark of the assigned rating during the review, the rating is retained. In an event that the benchmark credit score is breached, ICRA gives a month s time to the debt fund manager to bring the portfolio credit score within the benchmark credit score. If the debt fund manager is able to reduce the portfolio credit score within the benchmark credit score, the rating is retained. If the portfolio still continues to breach the benchmark credit score, the rating is revised to reflect the change in credit quality. Note Media & Entertainment Sector includes stock of Navneet Education Ltd. which is approved by our Sharia advisors Dar-ul-Sharia. This Company is in the business of Publication of education related books & Stationery items. 48
HOW TO READ FACT SHEET Exit Load Exit Load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing V at the time of redemption. The investor will receive redemption proceeds at net value of V less Exit Load. For instance if the V is Rs. 0 and the exit load is 1%, the investor will receive Rs. 99. 49
R-Squared R-squared measures the relationship between a portfolio and its benchmark. It is simply a measure of the correlation of the portfolio's returns to the benchmark's returns. Ratio Ratio is a measurement of efficiency utilizing the relationship between annualized risk-adjusted return and risk. Unlike Sharpe Ratio, Ratio utilizes "market" risk (beta) instead of total risk (standard deviation). Jensen Alpha A measure of the difference between a fund's actual returns and its expected performance, given its level of risk as measured by beta. Jensen s Alpha is equivalent to the alpha derived from regressing the series or portfolio s returns in excess of the risk free rate against the market return in excess of the risk free rate. 50