Revision of Industrial Classification of Statistics on Loans and Deposits



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May 20, 2009 Research Statistics Department Bank of Japan Revision of Industrial Classification of Statistics on Loans Deposits The industrial classification of statistics on loans deposits, including Loans Discounts Outsting by Sector Amounts Outsting of Deposits by Depositor is based on the Japan Stard Industrial Classification (hereafter JSIC). With the revision of the JSIC released in November 2007, in effect after April 1, 2008, some industrial classifications of statistics on loans deposits will be revised from the next survey, as explained below. 1. List of statistics to be revised Statistics Frequency of Release Release Schedule Contents of Revisions Reference Loans Discounts Outsting New Loans for Equipment Funds by Sector (by Type of Industries) Loans Discounts Outsting by Sector (by Type of Major Industries) New Loans for Equipment Funds by Sector (by Type of Major Industries) Loans Discounts Outsting by Sector (by Scale of Enterprises) Loans Discounts Outsting by Sector Deposits, Vault Cash, Loans Discounts Outsting Amounts Outsting of Deposits by Depositor (FH data) August 11, Revision of industrial Appendix1-1 Quarterly 2009 classification (Data for Changes in components of Appendix 2 June) industries Revision of industrial Appendix1-1 August 10, classification 2009 Changes in components of Appendix 2 (Data for industries June) Increase in data provided Appendix1-2 Changes in components of Appendix 2 industries July 31, Monthly 2009 (Data for June) mid- Semiannually November (March 2009 September) (Data for September)

2. Revision of Industrial Classification of Loans Discounts Outsting by Sector <Quarterly> (Appendix 1-1) Major changes are as follows. (1) Establishment of General-purpose, Production, Business-oriented Machinery The revised industrial classification reorganizes the manufacture of general machinery precision instruments machinery, among others, newly creates the manufacture of general-purpose, production, business-oriented machinery. (2) Establishment of Agriculture Forestry The revised industrial classification newly creates agriculture forestry by unifying agriculture forestry. (3) Reorganization of Sub-classification of Finance Insurance The revised industrial classification newly creates banking financial institutions for cooperative organizations abolishes government-related financial institutions. Banking financial institutions for cooperative organizations includes banks (including trust accounts, foreign banks in Japan, the Japan Post Bank), Shinkin banks, Shinkin Central Bank, Labour banks, The Rokinren Bank, Agricultural Cooperatives, Prefectural Credit Federations of Agricultural Cooperatives, Fishery Coops, Prefectural Credit Federations of Fishery Cooperatives, Norinchukin Bank, Shinkumi banks, Shinkumi Federation Bank, Shoko Chukin Bank, holding companies of the above-mentioned financial institutions (including the Japan Post Holdings). Most of the institutions currently included in government-related financial institutions (except for Japan Post Bank etc.) are included in non-deposit money corporations, including lending credit card businesses. (4) Establishment of Sub-classification of Real Estate The revised industrial classification newly creates two sub-classifications of real estate, namely SPC for real estate house room lessors by individuals (both of which are currently included in real estate ).

(5) Reorganization of Service-related Classifications The revised industrial classification reorganizes service-related classifications. It newly creates scientific research, professional technical services living-related personal services amusement services (both of which are currently included in other services ). Goods rental leasing becomes an independent classification instead of being a sub-classification of other services. Moreover, services is abolished, all sub-classifications of services also become independent classifications. In addition to the above-mentioned changes, there are changes in components of industries following the revision of the JSIC. 1 For example, transmission of correspondence (formerly included in information communications ) transport is unified under transport postal activities (see Appendix 2 for details). For inquiries, please contact us at the Bank of Japan, Financial Statistics, Research Statistics Department (email: post.rsd5@boj.or.jp). 1 As regards changes in detailed components of industries, please refer to the Japan Stard Industrial Classification (Rev. 12, November 2007) (http://www.stat.go.jp/english/index/seido/sangyo/index07.htm).

(Appendix1-1) Revision of the Classification of the Loans Discounts Outsting New Loans for Equipment Funds by Sector (by Type of Industries) 2 Shaded areas indicate revised items. Items with asterisks (*) have been renamed. roughly shows the changes in items before after revision. Before revision After revision Foodstuffs Beverages Foodstuffs Beverages Textile Products Textile Products Lumber Wood products Lumber Wood products Pulps, Paper paper products Pulps, Paper paper products Printing Printing Chemical allied Products Chemical allied Products Petroleum refining Petroleum refining Ceramic, Stone Clay products Ceramic, Stone Clay products Iron Steel Iron Steel Non-ferrous metals products Non-ferrous metals products Fabricated metal products Fabricated metal products General machinery 1)General Machinery General-purpose, Production&Business oriented machinery1)+3)+4) Electrical machinery equipment supplies Electrical machinery equipment supplies 2)Opthalmic goods Precision instruments machinery Watches, 3)the rest of Precision Instruments Miscellaneous manufacturing industries 2) Machinery Miscellaneous manufacturing industries 4)Ordnance Accessories Agiculture Forestry 5)+6) Agriculture 5)Agriculture Fishery Forestry 6)Forestry * Mining Quarrying of stone gravel Fishery Mining Electricity, Gas, Heat supply Water Information Electricity, Gas, Heat supply Water Information * Transport Postal activities 7) 7)Transimission of correspondence Transport Finance Insurance Banking Financial institutions for cooperative organizations 8)+9)+10) Finance Insurance 8)Depository Corporations, Financial products transaction dealers Futures 9)its holding companies * commodity transaction dealers (e.g.japan Post Holdings) Securities brokers dealers Insurance institutions Insurance institutions * Non-deposit money corporations, including lending credit card business 11) Government-related financial institutions 10)Japan Post Bank, 11)most of the Governmentrelated financial institutions Non-deposit money corporations engaged in the procision of finance, credit investment SPC for real estate 12) 12)SPC for Real Estate, 13)Personal House House room lessors by individuals 13) Room Lessors Local public corporations Local public corporations Services Goods rental leasing Eating drinking services Scienteific research, Professional technical services 14)+16) Accomodations Accomodations Medical, Health care Welfare Eating drinking services Medical Public health services Living-related personal services Amusement services 15) Goods rental leasing Other organizations Excluding Local Government-owned corporations Housing funds Consumer credit (Installment repayments) Card loans Overseas yen loans, Domestic loans transferred overseas Total 14)Professional services, 15)Living-related personal services 16)Scienteific development reserch Medical, Health care Welfare Medical Public health services Other organizations Excluding Local Government-owned corporations Housing funds Consumer credit (Installment repayments) Card loans Overseas yen loans, Domestic loans transferred overseas Total *Renamed. 2 Data for all industries are available only in Japanese. Data for major industries are available in English from "BOJ Time-Series Data Search" (see Appendix 1-2).

(Appendix 1-2) Increase in Loan Data Provided in BOJ Time-Series Data Search Loan data (Loans Discounts Outsting by Sector<by Type of Major Industries>, New Loans for Equipment Funds by Sector<by Type of Major Industries>) provided in "BOJ Time-Series Data Search" will be increased. 3 Shaded areas (see table below) indicate the changed items (including newly discontinued items <data through the 1 st quarter of 2009> in line with the revision of industrial classification). Before revision After revision Total including others Total including others Foodstuffs Beverages Foodstuffs Beverages Textile products Textile Products Chemical allied products Chemical allied products Iron Steel Iron Steel General machinery General machinery discontinued Electrical machinery equipment supplies General-purpose, Production & Business oriented machinery added Electrical machinery equipment supplies Nonmanufacturing Nonmanufacturing Electricity, Gas, Heat supply Water Transport discontinued Electricity, Gas, Heat supply Water Information Transport discontinued Information Transport,, Eating drinking services discontinued Transport Postal activities(*),, Eating drinking services discontinued Finance Insurance Securities brokers dealers Finance Insurance Insurance institution Banking Financial institutions for cooperative organizations added Non-deposit money corporations engaged in the procision of finance, credit Financial products transaction dealers Futures commodity transaction dealers(*) Insurance institution Services (Old basis) discontinued Non-deposit money corporations, including lending credit card business(*) Services Eating drinking services SPC for real estate added Accomodations House room lessors by individuals added Medical, Health care Welfare Services (Old basis) discontinued Goods rental leasing Services discontinued Eating drinking services Accomodations Overseas yen loans, Domestic loans transferred overseas Medical, Health care Welfare Goods rental leasing Overseas yen loans, Domestic loans transferred overseas *Renamed. 3 These data are available at "http://www.stat-serch.boj.or.jp/index_en.html" (Search by statistics>deposits Loans Market(DL)>Outsting of Deposits Loans>Loans Discounts Outsting by Sector).

(Appendix 2) Changes in Components of Industries In addition to the revision of the industrial classification shown in Appendix 1, changes in the detailed components of industries following the revision of JSIC are outlined below. (1) Changes in components of industries (Loans statistics) Industry Lumber Wood products Pulp, Paper paper products Miscellaneous manufacturing industries Information Transport Postal activities Finance Insurance * Financial products transaction dealers Futures commodity transaction dealers * Non-deposit money corporations, including lending credit card business * Eating drinking services Other organizations *Renamed. Changes in components Includes Fiber board Metal furniture. Excludes Fiber board. Includes Opthalmic goods, Watches, Clocks, Clockworkoperated devices parts etc. Excludes Ordnance accessories, Metal furniture etc. Includes Commercial art graphic design. Excludes Transmission of correspondence. Excludes Transmission of correspondence. Includes Transmission of correspondence (currently "Postal activities including mail delivery"). Includes Fabless related to wholesale trade. Excludes Food take out delivery services. Includes Trust business (of which asset management of intellectual property rights etc.) Includes Investment management services. Includes Government-related financial institutions (except Japan Post Bank etc.). Excludes Investment management services. Includes Food take out delivery services. Excludes Fitness centers etc. Excludes Commercial art graphic design, fabless related to wholesale trade, Trust business (of which asset management of intellectual property rights etc.), Scientific development research institutes, Professional services, Living-related personal services Excludes Scientific development research institutes. (Deposits statistics) Industry Non-deposit money corporations, including lending credit card business* Medical other health services, Social insurance welfare, Educational services other organizations Social insurance welfare, Educational services other Changes in components Excludes Investment management services. Excludes Scientific development research institutes, Fitness centers. Same as above organizations *Excludes deposits from Government-related financial institutions. Deposits from Government-related financial institutions are classified as "Financial institutions deposits". (Note) Besides the changes shown in tables above, there are some changes in classification of Independent Administrative Institutions.

(2) Size classification of enterprises Criteria of the size classification of enterprises are virtually unchanged (see table below). That said, changes in components of industries marginally affect the size classification of enterprises. For example, a commercial art graphic design company with capital of 100 million yen 200 staff is classified as small-enterprise instead of medium-sized enterprise due to the industrial classification change (a commercial art graphic design company is newly classified in Information communications instead of other services ). Industry Small enterprises Medium-sized enterprises Large enterprises (1) Capital (yen), (2) Number of Employees All industries (excluding the industries mentioned below) (1) 300 million or less / or (2) 300 or less (1) 300M< X < 1B (2) more than 300 (2) more than 300 (1)100 million or less / or (1)100M< X < 1B (2)100 or less Eating drinking services (1)50 million or less / or (2)50 or less (1)50M< X < 1B (2)more than 50 (2)more than 50 <Before revision> Services excluding Eating drinking services <After revision>* (1)50 million or less / or (2)100 or less (1)50M< X < 1B Goods rental leasing Scientific research, Professional technical services Accommodations Living-related personal services Amusement services Medical, Health care Welfare *The industries covered are virtually equal to the industries covered by Services excluding Eating drinking services.