Retirement Gateway Group Variable Annuity investment options Portal I Allocation Portfolios Large Cap (Continued) Mid-Cap (Continued) Short-Term Bonds AXA Aggressive Allocation B DynaTech R Eaton Vance Atlanta Capital SMID-Cap R EQ/PIMCO Ultra Short Bond IB AXA Conservative Allocation B R Small-Mid Cap R American Century Short Dur Inf PrBd R AXA Conservative PLUS Allocation B Janus Forty R Janus Enterprise R Stocks AXA Strategy IB MFS R1 Lord Abbett Opportunities R3 Developed Markets AXA Moderate Allocation B MFS Massachusetts Investors Stock R1 Neuberger Berman Mid Cap R3 EQ/ Core PLUS IB AXA Moderate PLUS Allocation B Neuberger Berman Guardian R3 Oppenheimer Discovery Mid Cap R EQ/ Index IB AXA/ Templeton Allocation Neuberger Berman Socially Responsive R3 Mid-Cap Value ClearBridge Value R Managed Volatility IB Prudential Jennison 20/20 Focus R AXA Mid Cap Value Managed Volatility IB Federated InterContinental R American Century One Choice 2020 Portfolio R Prudential Jennison R AXA/Mutual Large Cap R American Century One Choice 2025 Portfolio R T. Rowe Price Blue Chip R Managed Volatility IB Janus R American Century One Choice 2030 Portfolio R T. Rowe Price Stock R Multimanager Mid Cap Value IB Janus Overseas R American Century One Choice 2035 Portfolio R Large Cap Value AB Discovery Value R Lord Abbett Intl Dividend Inc R3 American Century One Choice 2040 Portfolio R AXA Large Cap Value Managed Volatility IB BlackRock Mid Cap Value Opportunities R MFS Diversification R1 American Century One Choice 2045 Portfolio R EQ/Boston Advisors Income IB American Value R MFS R1 American Century One Choice 2050 Portfolio R EQ/ Comstock IB MFS Mid Cap Value R1 MFS New Discovery R1 American Century One Choice 2055 Portfolio R EQ/JPMorgan Value Opportunities IB Perkins Mid Cap Value R Neuberger Berman Intl Large Cap R3 American Century One Choice In Retirement R American Century Value R Mid-Cap Blend Oppenheimer Diversified R American Century Strategic Inflation Opps R American Funds American Mutual R2 EQ/Mid Cap Index IB Oppenheimer R American Funds Global Balanced R2 American Funds Washington Mutual Investors R2 Mid Cap Core R Oppenheimer Small Co R BlackRock Global Allocation R BlackRock Basic Value R ClearBridge Mid Cap Core R T. Rowe Price Stock R Columbia Balanced R BlackRock Dividend R Lord Abbett Value Opportunities R3 Templeton Foreign R Income R Columbia Dividend Income R Small Cap Emerging Markets Balanced-Risk Allc R Deutsche Large Cap Value R AXA/AB Small Cap IB American Funds New World R2 and Income R Eaton Vance Large-Cap Value R Alger Small Cap Institutional R Emerging Markets R Income Allocation R Federated Clover Value R Deutsche Small Cap R Global Lord Abbett Diversified Income Strategy R3 Income R Eaton Vance Small-Cap R AXA Global Managed Volatility IB MFS Conservative Allocation R1 Comstock R Lord Abbett Alpha Strategy R3 AXA Core Managed Volatility IB MFS Allocation R1 Diversified Dividend R MFS New Discovery R1 AXA Value Managed Volatility IB MFS Moderate Allocation R1 and Income R Small Cap Value AXA/Templeton Global Managed Volatility IB MFS Total Return R1 Lord Abbett Affiliated R3 AXA/ Small Cap Value EQ/Oppenheimer Global IA Templeton Global Balanced R MFS Value R1 Managed Volatility IB American Century Global R T. Rowe Price Retirement 2005 R Neuberger Berman Income R3 EQ/GAMCO Small Company Value IB American Funds EuroPacific R2 T. Rowe Price Retirement 2010 R Oppenheimer Income R Columbia Multi-Advisor Small Cap Value R BlackRock Global Small Cap R T. Rowe Price Retirement 2015 R T. Rowe Price Income R Federated Clover Small Value R Eaton Vance Global Dividend Income R T. Rowe Price Retirement 2020 R Large Cap Blend Small Cap Blend Oppenheimer Global Opportunities R T. Rowe Price Retirement 2025 R AXA Large Cap Core Managed Volatility IB EQ/Small Company Index IB Sector/Speciality T. Rowe Price Retirement 2030 R AXA Mutual Large Cap Small Cap R EQ/GAMCO Mergers & Acquisitions IB T. Rowe Price Retirement 2035 R Managed Volatility IB Bonds American Century Global Gold R T. Rowe Price Retirement 2040 R EQ/Capital Guardian Research IB Intermediate Bonds BlackRock Health Sciences Opps R T. Rowe Price Retirement 2045 R EQ/Common Stock Index Portfolio IB AXA/DoubleLine Opportunistic Core Plus Bond IB Columbia Seligman Comms & Info R T. Rowe Price Retirement 2050 R EQ/ 500 Index IB EQ/Core Bond Index IB Deutsche Real Estate Securities R T. Rowe Price Retirement 2055 R American Funds Fundamental Investors R2 EQ/Quality Bond PLUS IB Deutsche Select Alternative Allocation R Large Cap ClearBridge Appreciation R Multimanager Core Bond IB Utilities R AXA Large Cap Managed Volatility IB Columbia Contrarian Core R Charter sm Multi-Sector Bond B Global Real Estate R AXA/Loomis Sayles IB Deutsche Core R Fidelity VIP Investment Grade Bond SC 2 Ivy Funds VIP Science and Technology EQ/Large Cap Index IB Federated Max-Cap Index R Strategic Income VIP Fund C12 MFS Technology R1 EQ/Wells Fargo Omega IB Rising Dividends R Premium Income R MFS Utilities R1 AB Core Opportunities R Charter R Strategic Real Return R Oppenheimer Gold & Special Minerals R AB Large Cap R Equally-Wtd S&P 500 R PIMCO VIT Real Return Adv PIMCO Commodity Real Ret Strat R Alger Capital Appreciation Instl R Lord Abbett Calibrated Dividend Gr R3 PIMCO VIT Total Return Adv Prudential Financial Services R American Century All Cap R Lord Abbett Fundamental R3 Putnam Income R Prudential Global Real Estate R American Century Select R MFS Massachusetts Investors Trust R1 High-Yield Bonds Prudential Jennison Natural Resources R American Funds AMCAP R2 Oppenheimer Main Street R High Income R Cash Equivalents American Funds Fund of America R2 Oppenheimer Rising Dividends R V.I. High Yield II EQ/Money Market IB BlackRock Capital Appreciation R Prudential Jennison Income R Ivy Funds VIP High Income Stable Value Fund BlackRock Large Cap R Mid-Cap Bonds Guaranteed Account ClearBridge Aggressive R EQ/Morgan Stanley Mid Cap IB EQ/Global Bond PLUS IB Guaranteed Interest Option Deutsche Capital R Multimanager Mid Cap IB American Funds Capital World Bond R2 Personal Income Benefit SM Eaton Vance R AB Discovery R Putnam Global Income R PIB AXA Balanced Strategy Federated Kaufmann Large Cap R American Century Heritage R Templeton Global Bond VIP C12 Variable Annuities: Are Not a Deposit of Any Bank Are Not FDIC Insured Are Not Insured by Any Federal Government Agency Are Not Guaranteed by Any Bank or Savings Association May Go Down in Value AXA Equitable Life Insurance Company (NY, NY)
Portfolio features AXA Equitable s proprietary managed-volatility strategy (or may invest in underlying portfolios that feature this strategy) that currently utilizes futures and options to manage equity exposure when market volatility increases above specific thresholds set for the portfolio. It is not possible to manage volatility fully or perfectly, which could cause these portfolios to underperform or experience losses. Investment options and available share classes are subject to change. Contact your financial professional for the most up-to-date list of investment options and available share classes. Amounts in variable investment options are subject to fluctuation in value and market risk, including loss of principal. Clients should consider the charges, risks, expenses and investment objectives carefully before investing. For a prospectus containing this and other information on the investment options listed here, clients should contact their financial professional. Clients should read the prospectus carefully before they invest or send money. The Retirement Gateway Investment Options contain various types of investments, including variable investment trusts and mutual funds. Certain investment funds may contain different investments than similarly named investment funds of a different type offered by the money manager. Investment results of the different types of similarly named investments may be higher or lower. Please see the investment fund s prospectus for more information on the type and structure of the investment. A group variable annuity is a long-term financial product that is used for retirement purposes. In its most basic form, a group annuity is a contract between a company and an insurance company to allow company employees (participants) to make contributions toward a retirement account and then be able to receive payments from the account during retirement years. There are contract limitations and fees associated with variable annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees and charges for optional benefits. Retirement Gateway is a group deferred flexible premium combination fixed and variable annuity contract and is a registered service mark of AXA Equitable Life Insurance Company. Retirement Gateway group variable annuity contract is issued by AXA Equitable Life Insurance Company. Co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members FINRA, SIPC). AXA Equitable, AXA Advisors and AXA Distributors are affiliated companies and do not provide tax or legal advice. Retirement Gateway contract form #s: 2005GAC QP, 2011RG-457, 2012RDPIB-RG, 2012QPRG and any state variations. AXA is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability. 2015 AXA Equitable Life Insurance Company. All rights reserved. 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234 G35043 GE-87148 (5/15) (Exp. 5/17) Cat. #149305 (6/15)
Retirement Gateway Group Variable Annuity investment options Portal II Allocation Portfolios Large Cap Blend (continued) Sector/Speciality (continued) Stocks (continued) AXA Aggressive Allocation B Oppenheimer Rising Dividends A Deutsche RREEF Real Estate Securities A Developed Markets (continued) AXA Conservative Allocation B Prudential Jennison Income A Deutsche Select Alternative Allocation A Janus Overseas S AXA Conservative PLUS Allocation B Large Cap Utilities A Lord Abbett Intl Dividend Inc A AXA Strategy IB AXA Large Cap Managed Volatility IB Global Real Estate A MFS Diversification R2 AXA Moderate Allocation B AXA/Loomis Sayles IB Ivy Funds VIP Science and Technology MFS R2 AXA Moderate PLUS Allocation B EQ/Large Cap Index IB MFS Technology R2 MFS New Discovery R2 AXA/ Templeton Allocation EQ/Wells Fargo Omega IB MFS Utilities R2 MFS Value R2 Managed Volatility IB AB Core Opportunities A Oppenheimer Gold & Special Minerals A Neuberger Berman Intl Large Cap A American Century One Choice 2020 Portfolio A AB Large Cap A PIMCO Commodity Real Ret Strat A Oppenheimer Diversified A American Century One Choice 2025 Portfolio A Alger Capital Appreciation A Prudential Financial Services A Oppenheimer A American Century One Choice 2030 Portfolio A American Century All Cap A Prudential Global Real Estate A Oppenheimer Small Co A American Century One Choice 2035 Portfolio A American Century Select A Prudential/Jennison Natural Resources Templeton Foreign A American Century One Choice 2040 Portfolio A American Funds AMCAP R3 Mid-Cap T. Rowe Price Stock Adv American Century One Choice 2045 Portfolio A American Funds Fund of America R3 EQ/Morgan Stanley Mid Cap IB Emerging Markets American Century One Choice 2050 Portfolio A BlackRock Capital Appreciation A Multimanager Mid Cap IB American Funds New World Fund R3 American Century One Choice 2055 Portfolio A BlackRock Large Cap A AB Discovery A Emerging Markets A American Century One Choice In Retirement A ClearBridge Aggressive A American Century Heritage A Global American Century Strategic Inflation Opps A Deutsche Capital A Eaton Vance Atlanta Capital SMID-Cap A AXA Global Managed Volatility IB American Funds Global Balanced Fund R3 Eaton Vance A Small-Mid Cap A AXA Value Managed Volatility IB BlackRock Global Allocation Inv A Federated Kaufmann Large Cap A Janus Enterprise S AXA/Templeton Global Columbia Balanced A DynaTech A Lord Abbett Opportunities A Managed Volatility IB Income A A Neuberger Berman Mid Cap A EQ/Oppenheimer Global IA Balanced-Risk Allc A Janus Forty S Oppenheimer Discovery Mid Cap A American Century Global A and Income A MFS R2 Mid-Cap Value American Funds EuroPacific R3 Income Allocation A MFS Massachusetts Investors Gr Stk R2 AXA Mid Cap Value Managed Volatility IB BlackRock Global Small Cap A Lord Abbett Diversified Income Strategy A Neuberger Berman Guardian A Multimanager Mid Cap Value IB Eaton Vance Global Dividend Income A MFS Conservative Allocation R2 Neuberger Berman Socially Responsive A AB Discovery Value A Oppenheimer Global Opportunities A MFS Allocation R2 Prudential Jennison 20/20 Focus A BlackRock Mid Cap Value Opps Inv A Bonds MFS Moderate Allocation R2 Prudential Jennison A American Value A Intermediate Bonds MFS Total Return R2 Prudential Jennison Natural Resources A MFS Mid Cap Value R2 AXA/DoubleLine Opportunistic Core Plus Bond Fund T. Rowe Price Retirement 2005 Adv T. Rowe Price Blue Chip Adv Perkins Mid Cap Value S EQ/Core Bond Index IB T. Rowe Price Retirement 2010 Adv T. Rowe Price Stock Adv Mid-Cap Blend EQ/Quality Bond PLUS IB T. Rowe Price Retirement 2015 Adv Large Cap Value EQ/Mid Cap Index IB Multimanager Core Bond B T. Rowe Price Retirement 2020 Adv AXA Large Cap Value Managed Volatility IB Mid Cap Core A Charter sm Multi-Sector Bond IB T. Rowe Price Retirement 2025 Adv AXA/Mutual Large Cap Managed Volatility IB ClearBridge Mid Cap Core A Fidelity VIP Investment Grade Bond SC 2 T. Rowe Price Retirement 2030 Adv EQ/Boston Advisors Income IB Lord Abbett Value Opportunities A Strategic Income VIP Fund CI2 T. Rowe Price Retirement 2035 Adv EQ/ Comstock IB Premium Income A T. Rowe Price Retirement 2040 Adv EQ/JPMorgan Value Opportunities IB Small Cap Strategic Real Return A T. Rowe Price Retirement 2045 Adv American Century Value A AXA/AB Small Cap IB PIMCO VIT Real Return Adv T. Rowe Price Retirement 2050 Adv American Funds American Mutual R3 Alger Small Cap A PIMCO VIT Total Return Adv T. Rowe Price Retirement 2055 Adv American Funds Washington Mutual Investors R3 Deutsche Small Cap A Putnam American Government Income A Templeton Global Balanced A BlackRock Basic Value A Eaton Vance Small-Cap A Putnam Global Income A Large Cap Blend BlackRock Dividend A Lord Abbett Alpha Strategy A Putnam Income A AXA Large Cap Core Managed Volatility IB Columbia Dividend Income A MFS New Discovery R2 High-Yield Bonds EQ/Capital Guardian Research IB Deutsche Large Cap Value A Small Cap Value High Income A EQ/Common Stock Index IB Eaton Vance Large-Cap Value A AXA/ Small Cap Value Managed Volatility IB V.I. High Yield II EQ/ 500 Index IB Federated Clover Value A EQ/GAMCO Small Company Value IB Ivy Funds VIP High Income AXA/Mutual Large Cap Income A Columbia Multi-Advisor Sm Cp Val A Bonds Managed Volatility IB Comstock A Federated Clover Small Value A EQ/Global Bond PLUS IB American Funds Fundamental Investors R3 Diversified Dividend A Small Cap Blend American Funds Capital World Bond R3 ClearBridge Appreciation A and Income A EQ/Small Company Index IB Templeton Global Bond VIP Fund CI2 Columbia Contrarian Core A Lord Abbett Affiliated A Small Cap A Short-Term Bonds Deutsche Core A MFS Value R2 EQ/PIMCO Ultra Short Bond IB Federated Max-Cap Index Svc Neuberger Berman Income A Stocks American Century Short Dur Inf Pr Bd A Rising Dividends A Oppenheimber Income A Developed Markets Cash Equivalents Charter A T. Rowe Price Income Adv AXA Core Managed Volatility IB EQ/Money Market IB Equally-Wtd S&P 500 A Sector/Speciality EQ/ Index IB Stable Value Fund Lord Abbett Calibrated Dividend Gr A EQ/GAMCO Mergers & Acquisitions IB ClearBridge Value A Guaranteed Account Lord Abbett Fundamental A American Century Global Gold A Federated InterContinental A Guaranteed Interest Option MFS Massachusetts Investors Tr R2 BlackRock Health Sciences Ops A A Personal Income Benefit SM Oppenheimer Main Street A Columbia Seligman Comms & Info A Janus S PIB AXA Balanced Strategy Please also see the reverse side for additional important information. Variable Annuities: Are Not a Deposit of Any Bank Are Not FDIC Insured Are Not Insured by Any Federal Government Agency Are Not Guaranteed by Any Bank or Savings Association May Go Down in Value AXA Equitable Life Insurance Company (NY, NY)
Portfolio features AXA Equitable s proprietary managed-volatility strategy (or may invest in underlying portfolios that feature this strategy) that currently utilizes futures and options to manage equity exposure when market volatility increases above specific thresholds set for the portfolio. It is not possible to manage volatility fully or perfectly, which could cause these portfolios to underperform or experience losses. Investment options and available share classes are subject to change. Contact your financial professional for the most up-to-date list of investment options and available share classes. Amounts in variable investment options are subject to fluctuation in value and market risk, including loss of principal. Clients should consider the charges, risks, expenses and investment objectives carefully before investing. For a prospectus containing this and other information on the investment options listed here, clients should contact their financial professional. Clients should read the prospectus carefully before they invest or send money. The Retirement Gateway Investment Options contain various types of investments, including variable investment trusts and mutual funds. Certain investment funds may contain different investments than similarly named investment funds of a different type offered by the money manager. Investment results of the different types of similarly named investments may be higher or lower. Please see the investment fund s prospectus for more information on the type and structure of the investment. A group variable annuity is a long-term financial product that is used for retirement purposes. In its most basic form, a group annuity is a contract between a company and an insurance company to allow company employees (participants) to make contributions toward a retirement account and then be able to receive payments from the account during retirement years. There are contract limitations and fees associated with variable annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees and charges for optional benefits. Retirement Gateway is a group deferred flexible premium combination fixed and variable annuity contract and is a registered service mark of AXA Equitable Life Insurance Company. Retirement Gateway group variable annuity contract is issued by AXA Equitable Life Insurance Company. Co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members FINRA, SIPC). AXA Equitable, AXA Advisors and AXA Distributors are affiliated companies and do not provide tax or legal advice. Retirement Gateway contract forms #: 2005GAC QP, 2011RG-457, 2012RDPIB-RG, 2012QPRG and any state variations. AXA is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability. 2015 AXA Equitable Life Insurance Company. All rights reserved. 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234 G35236 GE-87148 (5/15) (Exp. 5/17) Cat. #149306 (4/15)
Retirement Gateway Group Variable Annuity investment options Portal III Large Cap Value Large Mid Cap Value Blend Stocks Stocks American Century Value American AllianceBern Funds Discovery Fundamental Value Invs Z Developed Markets American Funds American Mutual ClearBridge DFA US Vector Appreciation I IS ClearBridge Value Value IS IS MFS R5 American Funds Washington Mutual Columbia American Contrarian Value Core Y DFA DFA Small Small Cap Cap Value Value I I MFS New Discovery R5 Columbia Dividend Income Y DFA MFS Enhanced Mid Cap US Value Large R5Company I DFA DFA Value Value I I Oppenheimer MFS Value R5 Diversified I DFA US Large Cap Value I DFA US Core Mid-Cap 1 Value I Index Admiral DFA DFA Large Large Cap Cap I I Oppenheimer Diversified I I Eaton Vance Large-Cap Value DFA Mid US Cap Large Blend Company I Federated Federated InterContinental InterContinental Oppenheimer Small Co I I Income Income Clearbridge Rising Mid Dividends Cap Core IS Intl Small Cap Templeton Oppenheimer Foreign Small Co I Comstock Comstock DFA US Charter Core 2 I Janus N Templeton Foreign Admiral sm Diversified Dividend Mid Cap Core Janus N Adm Diversified Dividend Oppenheimer Main Street I Janus Overseas N Value Inv MFS Value R5 Mid Cap Index Adm Janus Overseas N Value Inv MFS Value R5 Oppenheimer Rising Dividends I Emerging Markets Global Oppenheimer Income I Strategic Inv Emerging Markets Global Oppenheimer Income I Prudential Jennison Income Q American Funds New World American Funds EuroPacific Gr Value Index Adm Mid Cap American Funds New World American Funds EuroPacific Gr Value Index Admiral Windsor II Admiral 500 Index Admiral American Century Heritage DFA Emerging Markets I DFA Global I DFA Emerging Markets I DFA Global Large Cap Windsor Blend II Admiral sm Eaton Vance Capital Atlanta Value Capital Inv SMID-Cap Emerging Emerging Markets Markets Oppenheimer Oppenheimer Global Global Opportunities Opportunities I American Funds Fundamental Invs Small-Mid & Income Cap Admiral Investment Grade Bonds Large Columbia Cap Contrarian Core Y Janus Enterprise N Investment Intermediate Grade Bond Bonds Alger DFA Enhanced Capital Appreciation US Large Company Z I Neuberger Berman Mid Cap Intermediate Real Bond Return Putnam American BondGovernment Income AB DFA Core US Core Opportunities 1 IZ Janus Oppenheimer Forty N Discovery Mid Cap I Real Strategic Return Income American Putnam Income Funds Capital World Bond American DFA US Large Century Company Select I MFS Mid R5Cap Inv Strategic Premium Income Income VIF Total Bond Total Mkt Return Idx American Rising Funds Dividends AMCAP MFS Massachusetts Mid-Cap Investors Index Gr Stk Admiral R5 Premium Strategic Income Real Return Putnam Global Income Trust American Charter Funds Fund of Amer MFS Small Massachusetts Cap Value Investors Tr R5 High Yield Strategic BondReal Return Templeton Short Term Global Bond Bond BlackRock Oppenheimer Large Main Cap Street IRetirement K Neuberger DFA US Small Berman Cap Socially Value I Rspns Putnam American High Income Government Income Short American Term Century Bond ShDur Infl Prot Bd ClearBridge Oppenheimer Aggressive Rising Dividends ISI Prudential DFA US Targeted Jennison Value 20/20 I Focus Q Putnam Income VIF High Yield Bond American Century VIF Short ShDur Term Infl Invmt Prot Grade Bd Federated Prudential Kaufmann Jennison Large Income Cap Q Small Index Cap Value Admiral Index Admiral VIF Total Bond Bond Mkt Idx VIF Short Term Invmt Grade DynaTech 500 Index Admiral Small Cap Morgan Blend Admiral sm High American Yield Bond Funds Capital World Bond Putnam Global Income Trust Mid Cap Value Capital Value Inv Mid DFA Cap US Blend Small Cap I High Income Total Return Templeton VIF Global High Bond Yield Bond AB Discovery Value & ZIncome Adm Clearbridge Small Mid Cap Core IS Sector/Specialty DFA Large US Cap Vector I DFA US Core Small Cap 2 IIndex Adm DFA DFA Real Real Estate Estate Securities Securities I I Prudential Global Real Estate Q Alger Capital American Appreciation Value Mid Strategic Cap Core Small-Cap Inv Utilities Utilities Prudential Jennison Natural Natural Resources Resources Q MFS AllianceBern Mid Cap Core Value Opportunities R5 Z Small Cap Mid Cap Index Admiral Global Real Estate Energy Adm Global Real Estate Energy Admiral sm American Selected Century Select Value Inv Alger Small Strategic Cap Z Inv MFS MFS Technology Technology R5 R5 Health Health Care Care Index Index Admiral Adm American Funds AMCAP Small Cap MFS Utilities R5 Information Technology Idx Adm Mid Cap MFS Utilities R5 Information Technology Idx Admiral sm American Funds Fund of Amer Janus Triton N Oppenheimer Gold & Special Minerals I American Century Heritage Neuberger Berman Mid Cap Oppenheimer Gold & Special Minerals I BlackRock Large Cap Retirement K MFS New Discovery R5 Cash Equivalent Eaton Vance Atlanta Capital SMID-Cap Oppenheimer Discovery Mid Cap I Cash Equivalent ClearBridge Aggressive IS Explorer Adm Prime Money Market Inv Small-Mid Cap Mid Cap Inv EQ/Money Market IB Stable Value Fund ClearBridge Appreciation IS Small Cap Index Admiral Asset Allocation Portfolios Janus Federated Enterprise Kaufmann N Large Cap Mid-Cap Index Admiral sm Asset American Allocation Century Portfolios One Choice 2020 MFS Total Return R5 Small Cap DynaTech Value Small Cap Blend American American Century Century One One Choice Choice 2020 2025 Templeton Global and Balanced Income DFA US Small Cap Value I DFA US Small Cap I American American Century Century One One Choice Choice 2025 2030 MFS Total Target Return Retirement R5 2010 Inv DFA Janus US Forty Targeted N Value I Small Cap American American Century Century One One Choice Choice 2030 2035 Templeton Target Global Retirement Balanced 2015 Inv MFS Selected R5 Value Inv Small Cap Index Admiral sm American American Century Century One One Choice Choice 2035 2040 Target Retirement 2015 2020 Inv MFS Massachusetts Investors Gr Stk R5 Strategic Small-Cap Inv American American Century Century One One Choice Choice 2040 2045 Target Retirement 2020 2025 Inv Small MFS Cap Massachusetts Investors Tr R5 American Century Century One One Choice Choice 2045 2050 Target Retirement 2025 2030 Inv Alger Neuberger Small Berman Cap Socially Z Rspns Explorer Admiral sm American Century One One Choice Choice 2050 2055 Target Retirement 2030 2035 Inv MFS Prudential New Jennison Discovery 20/20 R5 Focus Q Small Cap Index Admiral sm American Century Funds One Global Choice Balanced 2055 Target Retirement 2035 2040 Inv Guaranteed Account Index Adm American Columbia Century Balanced One Choice Y In Retirement Target Retirement 2040 2045 Inv Guaranteed Morgan Interest Account Admiral American Funds Income Global Balanced Target Retirement 2045 2050 Inv Personal Income Benefit sm Columbia Balanced-Risk Y Allc Target Retirement 2050 2055 Inv PIB AXA Balanced Strategy Income and Income Target Retirement 2055 2060 Inv Balanced-Risk Allc Target Retirement 2060 Inv Please also see the reverse side for additional important information. Variable Annuities: Are Not a Deposit of Any Bank Are Not FDIC Insured Are Not Insured by Any Federal Government Agency Are Not Guaranteed by Any Bank or Savings Association May Go Down in Value AXA Equitable Life Insurance Company (NY, NY)
Note: The list above may not include all investment managers. Investment options and available share classes are subject to change. Contact your financial professional for the most up-to-date list of investment options and available share classes. Amounts in variable investment options are subject to fluctuation in value and market risk, including loss of principal. Clients should consider the charges, risks, expenses and investment objectives carefully before investing. For a prospectus containing this and other information on the investment options listed here, clients should contact their financial professional. Clients should read the prospectus carefully before they invest or send money. The Retirement Gateway Investment Options contain various types of investments, including variable investment trusts and mutual funds. Certain investment funds may contain different investments than similarly named investment funds of a different type offered by the money manager. Investment results of the different types of similarly named investments may be higher or lower. Please see the investment fund s prospectus for more information on the type and structure of the investment. A group variable annuity is a long-term financial product that is used for retirement purposes. In its most basic form, a group annuity is a contract between a company and an insurance company to allow company employees (participants) to make contributions toward a retirement account and then be able to receive payments from the account during retirement years. There are contract limitations and fees associated with variable annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees and charges for optional benefits. Retirement Gateway is a group deferred flexible premium combination fixed and variable annuity contract and is a registered service mark of AXA Equitable Life Insurance Company. Retirement Gateway group variable annuity contract is issued by AXA Equitable Life Insurance Company. Co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members FINRA, SIPC). AXA Equitable, AXA Advisors and AXA Distributors are affiliated companies and do not provide tax or legal advice. Retirement Gateway contract form #s: 2005GAC QP, 2011RG-457, 2012RDPIB-RG, 2012QPRG and any state variations. AXA is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability. 2015 AXA Equitable Life Insurance Company. All rights reserved. 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234 G34417 GE-101458 (4/15) (Exp. 4/17) Cat. #154025 (4/15)