INFORMANTé edition 8 2014 SPECIAL EDITION 1 informanté NEWS YOU CAN USE! AVAILABLE AT YAMBU BRANCHES COUNTRYWIDE 0860 88 88 37 WWW.INFORMANTE.CO.ZA EDITOR@INFORMANTE.CO.ZA facebook.com/informantenewspaper YOU BUY. WE MULTIPLY. YOUR airtime has power. It can give you Life Cover to help you look after your family, and you don t have to When you load the first R30 pay a cent more. airtime into a YAMBU SIM, Instead you can ScorraMORE! How is this possible? With YAMBU ScorraMORE, your airtime gets multiplied 30 TIMES to give you ScorraMORE Life Cover. There are NO extra or hidden costs. Simply get a SIM card from YAMBU, load it with airtime and use the airtime every month. BONUS Get R20 000 you will receive R20 000 cover as a bonus for the first month. Have you EVER heard of such a good deal? UP TO R100 000 LIFE COVER INCLUDED IN YOUR AIRTIME JUST ASK US HOW. INFO: 0860 88 88 37 TM August. It is that easy. You buy. We multiply. Your ScorraMORE Life Cover can be used as a funeral benefit when you pass away. Or it can be an inheritance for your children. But the best part is that unlike other Life Insurance policies, you don t have to pay an expensive premium. Your cover is INCLUDED in your airtime. You get the benefit and still get to use ALL the airtime you buy! We will multiply whatever airtime you USE on your YAMBU SIM Card in one month by 30 to give you your cover for the next month. And if you BUY airtime from YAMBU and use it on your own SIM card you also score 30 times what you spend! So if you use R100 airtime on a YAMBU Sim card in July or buy R100 airtime from YAMBU, you will get R3000 ScorraMORE Life Cover for You can t lose if you choose YAMBU! WHAT DO I NEED? VALID ID, PASSPORT OR REFUGEE DOCUMENT. PROOF OF RESIDENCE SUBSCRIBE: GET INFORMANTé FOR FREE #1. SMS the word PDF followed by a space and your email address to 40009. #2. Send an email to subscribe@informante.co.za and we will send you the magazine in electronic format with every edition. Once-off SMS costs R1.50 Ts and Cs apply. OR Word on the street Susan Baartman My grandmother passed away last year. Everybody loved her. I never realised how many people I would have to phone. You d think phone bills would have been the last thing on my mind, but I really struggled! It cost me almost R2000. I wish I could have just stayed with my memories of her at the time, instead of worrying about money. YAMBU SCORRAMORE would have helped. FREE ON EMAIL
2 INFORMANTé edition 8 2014 30X You buy. We multiply. UP TO R100 000 YOURMONTHLY AIRTIMEUSAGE AS LIFE COVER YES. YAMBU YES New Adventure Insurance Brokers (Pty) Ltd (Registration number 2000/023619/07) t/a Yambu (FSP number 34750), is a registered financial services provider and this product is underwritten by Constantia Life and Health Assurance Company Limited. LIFE COVER AVAILABLE IN YOUR AIRTIME JUST ASK US HOW. INFO: 0860 88 88 37 www.scorramore.co.za IT S YOUR CALL. THE FAMILY S BENEFIT. OUR PLEASURE. TM YAMBU BRANCHES BRANCH KZN TELEPHONE 292 SMITH STREET (031) 301 8348 ESTCOURT (036) 352 3782 FIELD STREET (031) 304 9068 LONGMARKET STREET (033) 394 3384 NEWCASTLE (034) 312 7425 / 4258 RICHARDS BAY (035) 789 2410 STANGER (032) 552 2385/8120 BRIDGE CITY 0315303482 / 0315303488 VRYHEID (034) 980 7853 EASTERN CAPE LUCKYS (043) 743 2301 UMTATA (047) 531 2591/ (047) 531 4004 PE GOVAN MBEKI (041) 484 2712 / (041) 484 5351 PORT SHEPSTONE (039) 682 0252 GAUTENG NORTH FOX STREET (011) 331 9991 17 HARRISON STREET (011) 838 0723 RUSTENBURG II (014) 592 1605 MIDRAND (011) 315 5510 RANDBURG CITY (011) 326 0722 GAUTENG SOUTH BENONI (011) 420 2596 BOKSBURG (011) 917 7155 VANDERBIJL (016) 981 8991 VEREENIGING (016) 421 4798 / 421 3734 ROODEPOORT (011) 763 6655 SOWETO 011 9803 896 / 011 9802 886 GERMISTON (011) 825 0011 / 825 0015 LIMPOPO BURGERSFORT (013) 231 7519 LEPHALALE (014) 763 6597 MAKHADO (015) 516 6360 NELSPRUIT (013) 752 4176 PHALABORWA (015) 781 3901 POLOKWANE II (015) 295 4830 THOHOYANDOU (015) 962 5058 TZANEEN II (015) 307 3453 BRONKHORSTSPRUIT (013) 932 0222 BEATRIX STREET (012) 323 0950/1/3 PRETORIUS STREET (012) 323 0983 / (012) 323 0953 NORTEHRN CAPE HARTSWATER (053) 474 0033 KIMBERLEY (053) 832 7296 / 831 2180 KURUMAN (053) 712 1133 MAFIKENG (018) 381 4313/018 381 4962 POSTMASBURG ( 053) 313 3909 BLOEMFONTEIN (051) 430 0020 UPINGTON (054) 332 2561 WELKOM II (057) 353 3814 KLERKSDORP (018) 462 4729 / 462 4730 WESTERN CAPE 143 VOORTREKKER (021) 948 8060 ADDERLEY STREET (021) 425 4417 PAARL (021) 871 1338/1869 PHILLIPI 021 371 6468/8779/9904 PAROW STATION (021) 930 5265 WORCESTER (023) 347 5004
INFORMANTé edition 8 2014 3 WANT TO BE A? YAMBU AGENT SMS the word AGENT to 44044 and our call centre will contact you. Start your journey as an Airtime Angel at one of our 50 branches today. STANDARD SMS RATES APPLY WHAT YAMBUPEOPLE ARE SAYING ABOUT SCORRAMORE NOW THAT S A GOOD IDEA! JULIA FREEDOM ZANDILE SIYABONGA I m a wife and mommy and taking care of my family is a priority. But I also know it s important to have something of my own that I enjoy. When I was younger I loved playing netball, but now my passion is Gospel music. I ve been in the church choir for years, since I was at school. I sing there every Sunday and often we get together with other churches for a night vigil or a funeral. Then you want to show the others that you are up to scratch or even better! So we practice hard. That s one of the things I like about YAMBU ScorraMORE. It s up to date. It s something new. And I get to take care of my family with it too. One day I m going to be a chef. I love to make lasagna best of all. At the moment I m staying with my mother, and sometimes she asks me to please just take over the cooking. Over weekends I love to play soccer with my friends and when I am not working I plan for my future. I want to have a family one day. I m only 20 years old now, but it s good to think ahead. YAMBU ScorraMORE makes it easy to do this. You don t have to think about all those complex insurance forms and requirements other companies give you. This is straight-forward and it costs nothing. Who wouldn t want that? I m 25 years old. I grew up in East London and then moved to Thembisa. I am busy studying marketing and IT. Ideally in five years time I want to be an IT specialist. I d also like to get married and have two children. But I never want to be a housewife. I like to keep busy. I m really proud to be involved with YAMBU ScorraMORE because it is something new and something many people actually need. You don t pay a premium and STILL get Life Cover. Just for buying airtime. Most people don t have any life cover, so I feel like I m really helping people. I ve been lifting weights for a year now. It s my new favourite thing. I m getting ready to compete next year and have set up a home gym. The way you build strength is through consistent practice. The more practice you put in, the more strength you get out. It s the same with YAMBU ScorraMORE. The more airtime you buy the more life cover you get. And that s how you can strengthen your family s future. I m glad I can get this Life Cover without paying extra. Because one day I want to own my own house, and you need to save up for that. TREVOR I m a camping and road trips kind of guy. I love the great outdoors. I head up to Mpumalanga whenever I get a chance. Nature is the best medicine for a stressful life. You have to take breaks in between all the hard work. My plan is to own my own business as a financier one day. It s a big dream and I am working towards it step by step. YAMBU is teaching me a lot. I can see how you can build your clientele by giving them a really good deal, like YAMBU ScorraMORE. A win-win situation is always the best solution. Give people something of real value and they will be customers for life. It s clever and it feels good to be part of it.
4 INFORMANTé edition 8 2014 YAMBU TAKES THE EDGE OFF FUNERAL EXPENSES Let s face it, South Africans spend a lot of money on funerals. When it comes to paying our respects, we don t like to cut corners. Nomsi Tshwana, a kitchen assistant at a local franchise recently lost her mom. She says, It was a real shock. But we are coping ok. We gave her a decent send-off. It s important to celebrate a person s life and say good-bye properly. It s important to do things right; not to neglect people. The funeral costs came to R45 000, a whopping sum of money for a low-income family. It s a fact of life. You have to have a funeral for people. And you need money. So you ve got to prepare, says Nomsi. She and her brothers have been planning ahead, making sure everyone in their family has some funeral cover, from their elderly uncle to their 3-year old niece. Yet despite having all this Lifehackers are smart. They know how to get the most out of the things they do. Lifehacking is all about efficiency and maximum output. You do a little bit and you get a lot for it. Life hackers know the ins and outs of the system. They ve figured out the loopholes and because of this they waste very little time, money or effort. Loyiso Dube has been learning the art of life hacking since he was very little. My mother taught me some simple tricks of how to get things done with minimum effort. She called it doubling-up. Carpooling Someone is already going in your direction. Why not double-up and get a lift to save petrol? Cleaning your house Whenever you move from one room to the next, pick something up and carry it to where it should be, rather than using cover Nomsi still had to borrow money to pay for additional expenses for her mom s funeral. There is always more to pay. You think you are covered but then there are extra costs. People come from very far away and you have to make sure they have food. You also have to pay for all the phone calls to let people know. The burial societies helped us with the hearse and the funeral and the casket, but only the cheapest one. We wanted something nicer for Mama, so we had to pay extra. According to a 2012 FinScope study, this is not unusual. It found that 24% of respondents borrowed money for funeral expenses. It also showed that even though more than half already paid money to a burial society, many still had to contribute towards family funeral costs. It seems that most people can t afford higher monthly premiums, and this forces them to look elsewhere for that extra cash. BE A LIFEHACKER: GET THINGS DONE DOUBLE TIME! additional time and energy to do a cleaning run. Cooking Use the energy from your stove to greatest effect by cooking extra food and storing it in your freezer. The electricity for the stove and the freezer is running anyway. So you might as well use it for maximum volume. Traveling If you have to commute and spend long SO WHAT COULD A FUNERAL COST? COFFIN R700 R50 000 SERVICE (EXCLUDING CATERING) R7500 BURIAL R6000 CREMATION R5000 COW R6000 But now there is a way to get that extra payout without paying more through YAMBU ScorraMORE. When Nomsi heard about YAMBU s ScorraMORE offer she jumped at the deal. It just makes sense. You buy airtime and get cover with it included. The more airtime you buy the more you are covered. And you use the airtime as you normally would. So you get as much airtime as you buy, plus this benefit. I m happy because I know that when I pass away my beneficiary will have this extra cash to use if they need it for the funeral. And if they don t need it they can spend it any way they want. hours in a car or public transport, use the time to best effect. Read a book on the train, or plan your day in your notebook. If your car has a sound system listen to an educational audio book. ScorraMORE Later in life Loyiso learned to use this skill in bigger areas. I learned about using leverage. How to work smarter instead of harder to get things done. When I heard about YAMBU ScorraMORE I jumped on board. It just made sense. It s the best way to double-up that I ve ever heard of. You pay the same amount of money you usually pay for airtime, and with it comes this huge benefit. Thirty times what I spend on airtime! No extra change! My mother will be so proud!
NO. YOU DON T PAY FOR IT. IT IS INCLUDED. INFORMANTé edition 8 2014 TM 5 ABOUT R80 PER MONTH. HOW MUCH MONEY DO YOU SPEND ON AIRTIME EVERY MONTH? DIDYOU KNOW The average amount of money South Africans spend on airtime is R55 per month. This is not a lot of money and there is only so much airtime you can get for it. But with YAMBU ScorraMORE, R55 airtime becomes R1650 Life Cover. Imagine that every time you buy airtime you can look after your family without paying a cent more! R80 NO. WHAT DO YOU MEAN? HOW MUCH AIRTIME DO YOU GET FOR THE MONEY YOU SPEND? DID YOU KNOW YOU CAN TAKE CARE OF YOUR FAMILY JUST BY BUYING AIRTIME? EXAMPLES OF HOW LIFE COVER IS CALCULATED EXAMPLE 1 REMEMBER: YOU RECEIVE 30X FOR THE TOTAL OF ANY AIRTIME USED ON YOUR YAMBU SIM MONTH TOTAL AIRTIME SIM CARD MONTHLY USAGE SCORRA MULTIPLIER MONTHLY QUALIFYING COVER AVERAGE COVER AMOUNT I CAN T AFFORD TO PAY FOR LIFE INSURANCE. USING R80 AIRTIME ON A YAMBU SIM CARD, YOU GET R2400 LIFE INSURANCE COVER INCLUDED. MONTH 1 (R20,000 INCLUDED) R70 30 R22,100 R3,683.33 MONTH 2 R60 30 R1,800 R3,983.33 INCLUDED?? MONTH 3 R80 30 R2,400 R4,383.33 THAT S A GOOD DEAL! WHERE S THE CATCH YES. R80 X 30 IS R2400. AND YOU STILL GET TO SPEND THE AIRTIME. NO CATCH. JUST GET A REGISTERED SIM CARD FROM YAMBU! MONTH 4 R100 30 R3,000 R4,883.33 MONTH 5 R50 30 R1,500 R5,133.33 UP TO R100 000 LIFE COVER INCLUDED IN YOUR AIRTIME JUST ASK US HOW. YOUR airtime has power. It can give you Life Cover to help you look after your family, and you don t have to pay a cent more. Instead you can ScorraMORE! How is this possible? With YAMBU ScorraMORE, your airtime gets multiplied 30 TIMES to give you ScorraMORE Life Cover. There are NO extra or hidden costs. Simply get a SIM card from YAMBU, load it with airtime and use the airtime every month. It is that easy. You buy. We multiply. Your ScorraMORE Life Cover can be used as a funeral benefit when you pass away. Or it can be an inheritance for your children. But the best part is that unlike other Life Insurance policies, you don t have to pay an expensive premium. Your cover is INCLUDED in your airtime. You get the benefit and still get to use ALL the airtime you buy! We will multiply whatever airtime you USE on your YAMBU SIM Card in one month by 30 to give you your cover for the next month. So if you use R100 airtime in July you will get R3000 ScorraMORE Life Cover for August. If you want more cover you just have to make sure you use more airtime on your YAMBU SIM Card every month. You can t lose if you choose to use YAMBU! POLICY-HOLDER DIED IN MONTH 6. THE BENEFICIARY RECEIVES A R5,133.33 PAYOUT. REMEMBER: YOU RECEIVE 30X FOR THE TOTAL OF ANY AIRTIME USED ON YOUR YAMBU SIM MONTH = Subject to calculation of the average spend as per the terms and conditions. TOTAL AIRTIME SIM CARD MONTHLY USAGE R5,133.33 SCORRA MULTIPLIER BENEFIT MONTHLY QUALIFYING COVER EXAMPLE 2 AVERAGE COVER AMOUNT MONTH 10 R70 30 R2,100 R4,130.00 MONTH 11 R60 30 R1,800 R3,918.18 MONTH 12 R80 30 R2,400 R3,791.66 MONTH 13 R100 30 R3,000 R3,730.76 MONTH 14 R50 30 R1,500 R3,571.42 MONTH 15 R60 30 R1,800 R3,453.33 POLICY-HOLDER SPENT THE SAME AVERAGE AS EXAMPLE 1 AND USED AN AVERAGE OF R70 FROM MONTHS 6 TO 9. POLICY HOLDER DIED IN MONTH 16. THE BENEFICIARY RECEIVES A R3,453.33 PAYOUT. = Subject to calculation of the average spend as per the terms and conditions. R3,453.33 BENEFIT
6 INFORMANTé edition 8 2014 WHAT IS YAMBU ScorraMORE? PEOPLE say you get what you give. But YAMBU believes you should get a whole lot MORE than you give. You should always ScorraMORE! YAMBU is like a magic wand that multiplies your airtime and gives you Life Insurance Cover, just for doing what you usually do. Buy airtime, use it up and WHAM! you have ScorraMORE Life Cover without paying a cent more. HOW DOES IT WORK? Get ScorraMORE Life Cover when you register, RICA and use a YAMBU SIM Card. Your ScorraMORE Life Cover is calculated every month. The amount of airtime you use in one month will be multiplied by 30 to give you cover for the next month. DO WE NEED YOUR BANKING DETAILS? NO. The only time we ever need any banking details, is in the event of your beneficiary lodging a claim. WHAT IS MY POLICY NUMBER? Your cellphone number will always be your policy number. WHEN DOES THE LIFE COVER PAY OUT? A claim has to be lodged by your nominated beneficiary in the event of your death. The cover amount will be paid to your beneficiary within 48 hours of receipt of all required documents and finalisation of claim process. HOW TO REGISTER 1. Get a free YAMBU SIM Card from a YAMBU branch or an accredited YAMBU vendor. 2. RICA and register your SIM card with YAMBU. (You need to show your ID and proof of address.) 3. Choose a beneficiary. 4. Activate your policy by using R30 airtime on your YAMBU SIM Card. 5. Use airtime on your YAMBU SIM Card every month. Your cover begins the next month after the we confirm via SMS that you are registered with YAMBU. HOW MUCH COVER WILL I GET? Your ScorraMORE pay-out can be up to R100 000. The size of the pay-out depends on how much airtime you use on your YAMBU SIM Card during each calendar month. BY HOW MUCH WILL MY AIRTIME BE MULTIPLIED? We mulitply any airtime you use on a registered YAMBU SIM Card by 30. We also multiply airtime you buy from YAMBU and use on your own SIM card by 30. EXAMPLE: Nosi uses R100 airtime on her YAMBU SIM in one month. She will have R3000 qualifying cover in the next month. R100 x 30 = R3000. DO I GET COVER WHEN I BUY, LOAD OR USE AIRTIME? Your cover is only calculated on the amount of airtime you USE on your YAMBU SIM Card. This means the airtime has to be used either on SMS/ MMS, Data or Voice Calls. If you LOAD R150 airtime but you don t USE it, then you will NOT be covered for the full amount. If you LOAD R150 but only USE R100 this month, then you will be covered for R3000 next month. If you USE all R150 this month then you will be covered for R4500 next month. So make sure you USE as much airtime as possible to get the highest cover in the next month. R20,000 COVER INCLUDED FOR FIRST MONTH! After you register and activate your membership with R30 we will GIVE you R20,000 ScorraMORE Life Cover for the first month. REMEMBER to top up every month. HOW IS THE FINAL CLAIM CALCULATED? In some months you will use a lot of airtime. In other months you will use less. This is why we use a lifetime average to calculate your ScorraMORE Life Cover pay-out. We will add up all the Airtime you used on your YAMBU SIM Card, multiplied by 30. We will then divide this amount by the cumulative number of months you have enjoyed cover without interruption, to determine the ScorraMORE average cover amount. You will receive a monthly SMS stating your projected cover amount. CAN I BUY AIRTIME FROM ANYONE AND STILL GET COVER? Yes. You can buy airtime from anywhere you want. However, you have to use the airtime on a YAMBU SIM Card. You will get 30 times the airtime you use in one month as cover for the next month. MAKE SURE YOU LOAD AIRTIME EVERY MONTH! If you skip a month your average cover will reset to ZERO. So keep using airtime on your YAMBU SIM Card every month. WHICH NETWORKS CAN I USE? We can offer you ScorraMORE Life Cover on Cell C, Vodacom or MTN. CAN I GET COVER IF I USE MY CURRENT SIM CARD? Yes., if you register with YAMBU ScorraMORE and purchase airtime at a YAMBU branch. CAN I KEEP MY OLD NUMBER ON A YAMBU SIM CARD? You can keep your old number, but only if you port to a new network. YAMBU can offer you ScorraMORE Life Cover on the Cell C, Vodacom or MTN Networks. WHAT IS A BENEFICIARY? Your beneficiary is the person who will receive the ScorraMORE Life Cover pay-out when you pass away. You can choose anyone to be your beneficiary, as long as you provide their details when you register. CAN I TRANSFER MY SCORRAMORE LIFE COVER TO SOMEONE ELSE? No. Once you are registered you are the person who is covered. However, you must choose a beneficiary and you are free to change your beneficiary at any time. HOW SHOULD MY BENEFICIARY CLAIM? There are three ways to claim: 1. SMS CLAIM to 44044 and a YAMBU representative will call you. (Standard SMS rates apply.) 2. Visit your nearest YAMBU branch. 3. Call our helpline on 0860888837. Beneficiaries need to present the following documents to make a claim: 1. Death Certificate of the life that was insured 2. Police Report (if death was due to any unnatural cause) 3. Other related documents on request. HOW DO I RECEIVE INFORMATION ABOUT MY SCORRAMORE LIFE COVER? 1. To check the current value of your ScorraMORE Life Cover: a. We will send you an SMS update every month. b. Visit your self-service portal at www.scorramore.co.za c. See the information printed on the bottom of your till slip. d. SMS COVER to 44044.(Standard SMS rates apply.) e. Call our helpline on 0860888837. 2. To view or change your beneficiary: a. Visit your self-service portal at www.scorramore.co.za b. SMS BEN, Beneficiary Name, Contact Number and ID Number of your beneficiary to 44044. (E.g. BEN John Doe, 0882345678, 5501011234123) c. Contact our call centre on 0860888837. WHO QUALIFIES? Anyone over 18 years of age who is legally residing in South Africa with a valid ID, passport or refugee document. You must be able to complete the RICA process. TERMS AND CONDITIONS** Maximum ScorraMORE pay-out is R100 000. Minimum age to qualify is 18 years. The reward will not be paid in the event of suicide, terrorism or war. You only qualify if you are legally residing in South Africa. **This product is subject to exclusions, terms and conditions and the provisions of an insurance policy contract. For detailed information on this see the YAMBU Life Cover policy document at: www.scorramore.co.za Airtime saves the day again indiwe owns a Spaza shop in Mthata. LLast year Lindiwe s mother passed away and she was very sad. On top of that she and her husband had to pay for the funeral which was very stressful. It made her realise she needed good funeral cover in case something happened to her. But insurance is expensive. Then Lindiwe heard about YAMBU ScorraMORE and decided to register. She usually spends R350 per month on airtime but with YAMBU ScorraMORE this airtime gets mulitplied to R10 500 ScorraMORE Life Cover. And she doesn t have to pay a cent more! If anything happens to her, she now knows there will be extra money for her family. Lindiwe sent her husband, mother, father and sister to the nearest YAMBU branch to get their free SIM cards so that they could be covered too. She also told her friends and her community about it. You can t keep something this good a secret! she says. Everyone uses airtime, so why not get covered at the same time and save on funeral costs? Spread the word. Register with YAMBU ScorraMORE today!
INFORMANTé edition 8 2014 7 IT S BETTER THAN EVER! RECHARGE WITH R20 R30 EXTRA FREE VALUE R40 VALID FOR 1 DAY R60 VALID FOR 3 DAYS TOTAL VALUE R60 R90 SUPACHARGE IS AVAILABLE ON ALL CELL C RECHARGE VOUCHERS. R60 R120 R120 VALID FOR 5 DAYS R360 VALID FOR 7 DAYS R180 R480 TO USE AS YOU CHOOSE FOR TALK-TIME*, SMS* OR DATA GET EXTRA VALUE EVERY TIME YOU SUPACHARGE. NO OPT-IN REQUIRED ENTS ANY NETWORK ANY TIME PER MIN PER SECOND BILLING 10002103 All standard Terms and Conditions of Cell C Service Provider apply. Standard RICA rules and processes apply. All prices and usage rates advertised include VAT, unless otherwise stated. *Cell C to Cell C.
8 INFORMANTé edition 8 2014 HELP YOUR STAFF with YAMBU ScorraMORE! Mr Naidoo is the owner of a small removals company. He has a team of 40 staff members. They work hard and he has always believed in treating people fairly. But Mr Naidoo noticed something that really concerned him. Every few months someone would ask him for a salary advance to pay for a relative s funeral. Mr Naidoo usually agreed to this, but he was getting very concerned about how much it was costing them. They would come to work depressed and broke, worried about their children s school fees and struggling to make ends meet. He just didn t feel it was right. Then he heard about the incredible deal of YAMBU ScorraMORE Life Cover. Use airtime and get Life Cover included! No extra charge! He knew he had found an amazing solution. Mr Naidoo signed up all his staff with YAMBU ScorraMORE. He organised YAMBU SIM Cards for everyone and made sure they were RICA d and properly registered. Since he was already paying for his drivers airtime, he decided to buy R20 airtime every month for all his staff to keep their policy active. The average driver spends All the airtime they use in one month gets multiplied by 30 to give them their life cover for the next month. In this way all of them are now insured. But Mr Naidoo knew their problems wouldn t end unless their families were also covered. So he encouraged his staff to spread the word and make sure their community was covered too. Now when someone passes away there is extra money for their beneficiaries to pay for the funeral or to support their families. And they get this WITHOUT PAYING A CENT MORE, Just RICA, register and use a YAMBU Sim card for all phone calls, SMSs and data. Or register and buy airtime at a YAMBU branch. It s that simple. Mr Naidoo was thrilled to be EMPLOYER: YAMBU AIRTIME MONTHLY QUALIFYING COVER ADDITIONAL EMPLOYEE SIM CARD MONTHLY USAGE able to make a difference in the lives of his staff and their families. AFTER YOU REGISTER AND ACTIVATE YOUR MEMBERSHIP WITH R30 WE WILL GIVE YOU R20,000 SCORRAMORE LIFE COVER FOR THE FIRST MONTH. Remember to top up every month. To enquire about YAMBU ScorraMORE for your staff please call the ScorraMORE Helpline on 0860888837, or SMS Staff to 44044 and one of our consultants will get back to you. MONTHLY QUALIFYING COVER AVERAGE COVER AMOUNT R50 R1,500 R100 R3,000 R4,500 TM UP TO R100 000 LIFE COVER INCLUDED IN YOUR AIRTIME JUST ASK US HOW. DO YOU RUN A BUSINESS? Do you care about your staff? Are they depressed, broke and worried about their families? Help them get Life Cover without paying a cent extra! All you need is a YAMBU Sim card. Register and RICA with a YAMBU agent and you will get ScorraMORE Life Cover included when you use airtime on it. NO EXTRA CHARGE! We will multiply all the airtime you use by 30 to give you your cover amount. Sign up all your staff and give them this incredible opportunity to look after their families at no extra cost. Use all the airtime you buy on phone calls, SMSs or data and get ScorraMORE Life Cover included! That s a GREAT deal! Call the ScorraMORE Helpline on 0860888837, or SMS Staff to 44044 and one of our consultants will get back to you. New Adventure Insurance Brokers (Pty) Ltd (Registration number 2000/023619/07) t/a Yambu (FSP number 34750), is a registered financial services provider and this product is underwritten by Constantia Life and Health Assurance Company Limited. IT S YOUR CALL. THE FAMILY S BENEFIT. OUR PLEASURE.