Citi OpenInvestor. OpenLend. Securities Lending Solutions. Customized Programs to Optimize Portfolio Performance



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Citi OpenInvestor sm OpenLend sm Securities Lending Solutions Customized Programs to Optimize Portfolio Performance

2 Citi Transaction Services Innovative Solutions for a Sophisticated Market Lending programs that meet your evolving needs. As portfolio strategies and risk management objectives evolve, investors are reevaluating the role of their securities lending programs within their overall investment strategy. Beneficial owners are demanding a wider range of lending solutions, greater transparency, more flexibility in meeting collateral requirements and programs that can be tailored to their firm s individual needs. Expertise is the Advantage As part of a suite of investment services delivered through Citi OpenInvestor SM, OpenLend SM is an award-winning, open architecture securities lending solution that leverages Citi s global presence and robust risk management controls. We combine our specialized expertise, global trading advantage and flexible solutions to help our clients meet their individual risk management and performance objectives. Full Transparency Citi provides full transparency for lenders through our state of the art web-based reporting platform. OpenLend s reporting system offers the most detailed information available in the market, providing direct access to specific loan, collateral, and investment data to help clients manage risk, monitor performance and optimize their lending strategies. Robust Risk Controls Citi helps mitigate risks from securities lending using a transparent, client-focused approach that systematically manages lenderapproved counterparty exposure, lending and concentration limits. This process is underscored by stringent credit management controls, ongoing borrower financial reviews and independent risk and performance benchmarking. Leadership and Innovation Citi is regularly cited by industry groups as a premier global provider. A recognized securities lending innovator, Citi has been a leading proponent and provider of securities lending in emerging markets, and was the first agent lender in South Korea, Taiwan and India. In addition, Citi has developed a dedicated solution to administer collateral assets in line with investors socially responsible investment criteria an industry first.

Citi OpenInvestor Securities Lending Solutions 3 Citi s OpenLend SM Flexible securities lending solutions. Programs to meet a diverse range of lending strategies and performance objectives. Custodial Lending Exclusive Lending Third-Party Lending > Open Architecture > Customizable Platform > Dynamic Reporting Hybrid Lending Auctions A Choice of Open Architecture Solutions OpenLend offers a range of traditional and alternative lending structures. Within each program, loans are executed with clientapproved borrowers and collateral managed to specific guidelines provided by the lender. Custodial Lending Citi acts as agent to lend clients assets held in custody with Citi. Third-Party Lending Citi acts as agent to lend clients assets held in custody with a thirdparty custodian. Exclusive Lending Citi acts as agent to lend clients assets and provides a guaranteed income stream under an arrangement with our Prime Services Group and other borrowers. Hybrid Combination of Agent and Exclusive Structure Allows lenders to participate in a traditional securities lending program while enjoying the benefits of an exclusive structure. Auctions Leveraging our extensive knowledge and understanding of the borrower community, Citi can facilitate and conduct portfolio auctions on behalf of clients.

4 Citi Transaction Services The Leader in Lending in International Markets Citi is uniquely positioned to manage securities lending activity in the global marketplace. Global Presence Unmatched Emerging Markets Lending Coverage Argentina Brazil Mexico Czech Republic Philippines Thailand Taiwan Turkey Hungary South Africa Poland India Malaysia Citi supports lending programs in 72 markets from six regional trading desks, providing comprehensive, around-the-clock coverage of the marketplace to enhance demand for our clients portfolios and meets the demands of borrowers worldwide. With an in-market presence in over 95 countries, Citi s securities lending solutions are supported by the breadth and depth of one of the world s largest financial infrastructures. Our extensive proprietary network allows to be us an active, engaged participant and advocate for our clients in diverse local markets, leveraging established connections to financial infrastructures and on-the-ground knowledge of local regulatory issues to provide customized solutions. With this reach, we are uniquely positioned to launch lending programs in new markets. Direct Lending in More Markets Toronto Los Angeles Dublin London New York Mexico City Hong Kong Singapore Live Market Under Development Trading Desk Relationship Center Combined Sydney

Citi OpenInvestor Securities Lending Solutions 5 Flexible Collateral Management A choice of cash and non-cash collateral frameworks. Citi works with you to tailor a program that suits your organization s risk and return profile. Since we do not charge fees for collateral management, Citi is agnostic on whether our clients choose a cash or noncash collateral structure. Cash Collateral The open architecture nature of the OpenLend program allows clients to customize collateral guidelines to meet specific risk profiles and adapt to market conditions. Client Flexibility and Control Collateral Structures Clients have the ability to choose between three structures for the management of cash collateral: Agent managed Self managed Externally managed Investment Guidelines Lenders determine: Permitted investment instruments Credit quality restrictions Concentration limits Duration limits Account Management Client s collateral assets are maintained in a separate account no investment pooling State-of-the-art portfolio management platform with systemic pre- and post-trade compliance controls Citi does not charge management fees for the investment of cash collateral Non-Cash Collateral Clients have the option to take a wide range of securities as collateral to their lending transactions. A non-cash collateral trade can result in greater spread, more liquidity, more availability of collateral and greater counterparty diversification. Risk Mitigation Client selects the borrowers and can apply value limits; all borrowers are monitored by Citi through an internal credit review process Citi provides an indemnification against borrower default All loan positions are precollateralised (or delivery-versuspayment) and additional margin is accepted in line with market standards Loans and collateral are marked-tomarket on a daily basis

6 Citi Transaction Services Citi s Trading Advantage Quantitative approach optimizes and enhances lending returns. 24-Hour Market Coverage from Six Dedicated Trading Desks New York Mexico City Dublin London Hong Kong Sydney Driving Performance with Quantitative Analytics OpenLend s Trading Analytics and Optimization (TAO) platform applies cutting-edge data analytics and quantitative algorithms to securities finance. TAO s proprietary technology allows our traders to extract superior securities lending return and maximize client performance. Innovative Technology, Dedicated Expertise Pre- and post-trade analytics help drive the best decision-making and execution by traders Full-time Quant Team dedicated to proactively monitoring and targeting return opportunities Consistent, proactive contact with borrowers to determine their requirements and meet their needs from an extensive pool of global securities Regular review of client performance for utilization and spread Smarter Price Discovery Aggregation of Internal and External Data Sources Quantitative Analysis Lending Optimization Performance Enhancement Proactive Risk Monitoring

Citi OpenInvestor Securities Lending Solutions 7 Comprehensive Reporting Real-time visibility into your lending portfolio. Citi provides full transparency for lenders into loans, collateral and investments on a near real-time basis to help them manage risk, monitor performance and optimize their lending strategies. OpenLend s Web-based reporting platform allows clients to: Quickly access Securities on Loan Counterparty exposure Earnings at all levels Drill down from a lender/borrower down to the security level Through our PRISM Heat Map technology, clients have a graphical representation of their securities lending data: Heat Maps can be filtered by: Currency Market Value Security Borrower Customize reports, delivery formats and methods View independent performance benchmarking: Filter group data for most accurate comparison Ability to assess performance over time OpenLend SM PRISM heat maps provide user-friendly graphical representations of critical lending and investment data

Citi OpenInvestor SM Citi OpenInvestor is the investment services solution for today s diversified investor that combines specialized expertise, comprehensive capabilities and the power of Citi s global network to help clients meet their performance objectives across asset classes, strategies and geographies. Delivered in bundled and modular solutions, the Citi OpenInvestor platform provides complete investment services for institutional, alternative and wealth managers through middle office, fund services, custody, and investing and financing solutions that are focused on their specific challenges and customized to their individual needs. Contact: David Martocci Managing Director, Global Head of Securities Finance +1 (212) 816-8960 david.j.martocci@citi.com Americas Rich Kissinger Director, Securities Finance +1 (212) 723 5287 richard.kissinger@citi.com Asia Pacific Martin Corrall Director, Securities Finance +852 2868 8087 martin.corrall@citi.com Europe, Middle East and Africa Gavin Callan Director, Securities Finance +353 (1) 622 6119 gavin.callan@citi.com For more information, visit openinvestor.transactionservices.citi.com. Citi Transaction Services transactionservices.citi.com 2012 Citibank, N.A. All rights reserved. Citi and Arc Design is a registered service mark of Citigroup Inc. XXXXXX 10/12