The Burgeoning Economic Crisis. Challenges and Possibilities



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The Burgeoning Economic Crisis Challenges and Possibilities December 9, 20 Yustina Saleh, Director Labor Market and Demographic Research

New Jersey vs. United States Total Employment, January - October 100.8 100.6 United States 100.4 100.2 100 New Jersey 99.8 99.6 99.4 Jan- Feb- Mar- Apr- May- Jun- Jul- Aug- Sep- Oct- Nov- Dec- Jan- Feb- Mar- Apr- May- Jun- Jul- Aug- Sep- Oct- New Jersey s economy is reflective of broader economic challenges being evidenced nationally. The deteriorating conditions in the finance, credit/mortgage and housing markets have affected job levels in the nation and New Jersey.

102 New Jersey Employment by Selected Industry Supersector December 06 - October (Indexed) 101 100 Total Employment 99 98 Construction 97 96 Finance 95 Manufacturing 94 Index: Dec 06 = 100 93 Dec- 06 Jan- Feb- Mar- Apr- May- Jun- Jul- Aug- Sep- Oct- Nov- Dec- Jan- Feb- Mar- Apr- May- Jun- Jul- Aug- Sep- Oct- Jobs in these industries have been directly impacted by the subprime mortgage crisis and the subsequent drop in the housing market. Moving forward, the current financial crisis will have a deeper effect.

Employment Change by Industry Dec - Oct MANUFACTURING TRADE, TRANS.& UTIL. FINANCIAL ACTIVITIES LEISURE AND HOSPITALITY CONSTRUCTION GOVERNMENT INFORMATION OTHER SERVICES PROFESSIONAL AND BUSINESS SERVICES EDUCATION & HEALTH SERVICES -20,000-15,000-10,000-5,000 0 5,000 10,000 15,000 While overall employment has been down, there were sectors that experienced positive job growth. Employment in Education and Health Services was the job leader, hiring 6,000 workers in 20.

New Jersey Total Employment vs. Finance Sector Employment Dec06-Oct Dec06-Oct Dec-06 Oct- Change Pct. Change Total Nonfarm 4,122.3 4,5.4-46.9-1.1 Financial Activities 278.6 263.3-15.3-5.5 Finance and Insurance 218.4 206.0-12.4-5.7 Credit Intermediation & Related Activities 80.6 70.4-10.2-12.7 Depository Credit Intermediation 49.9 50.0 0.1 0.2 Nondepository Credit Intermediation 22.7 15.4-7.3-32.2 Securities, Commodity Contracts & Other 52.2 52.2 0.0 0.0 Scrty & Comdty Contracts Intermed & Brkrage 39.5 38.8-0.7-1.8 Insurance Carriers and Related Activities 84.0 81.6-2.4-2.9 Insurance Carriers 53.8 51.8-2.0-3.7 Agencies, Brkrages, & other Ins. Rel. Activities 30.2 29.8-0.4-1.3 Real Estate and Rental and Leasing 60.2 57.3-2.9-4.8 Real Estate 41.6 39.7-1.9-4.6 Rental and Leasing Services 17.8 17.6-0.2-1.1

Financial Sites in New Jersey

Place of Work (state-level) for New Jersey Financial Industries Workers: 2006 Place of Work Workers (State) Number Percent New Jersey 284,205 75.6% New York 77,965 20.7% Pennsylvania 10,7 2.7% Other states 3,724 1.0% Total 375,971 100.0% Source: 2006 American Community Survey Public-Use Micro Data (5% sample). Note: Financial industries refer to industries with NAICS codes in 5221,522,523,524

New Jersey Counties Distribution of New UI Claimants January 20-September 20

5,000 10,000 15,000 20,000 25,000 30,000 35,000 40,000 45,000 50,000 0 One-Stop Traffic: Increases in Claims by Industry Transportation and warehousing Health care and social assistance Wholesale trade Retail trade Information Other services, except public administration Finance and insurance Professional and technical services Sept 2006 - Sept 20 Sept 20 - Sept 20

Industries with Hiring Potential Industries Related Job Growth Computer Systems Design and Related Services 7,293 Accounting, Tax Preparation, Bookkeeping, and Payroll Services 1,820 Employment Services 984 Merchant Wholesalers, Durable Goods 953 Other Telecommunications 944 Food and Beverage Stores 596 Scientific Research and Development Services 587 Merchant Wholesalers, Nondurable Goods 477 Administrative and Support and Waste Management and Remdiation Services 444 Home Health Care Services 348

Company-Targeted Approach Companies Hiring The Month of November 20 Company Name Number of Openings Company Name Number of Openings PETSMART INC. 480 CAMPBELL SOUP COMPANY 68 NOVARTIS INTERNATIONAL AG 265 PUBLIC SERVICE ENTERPRISE 64 GROUP INCORPORATED COMMERCE BANCORP, INC. 248 PRINCETON HEALTHCARE SYSTEM 62 PNC GLOBAL INVESTMENT 222 GENERAL ELECTRIC COMPANY 61 SERVICING INC MACY'S, INC. 196 ELSAI, INC. 60 CAMPUSCAREERCENTER.COM 177 JPMORGAN CHASE & CO. 59 VALLEY NATIONAL BANCORP 160 ALGOMOD 55 THE DRESS BARN, INC. 151 AUTOMATIC DATA PROCESSING, INC. 54 149 BAYER HEALTH CARE 53 CLARK DAVIS ASSOCIATES 132 PYRAMID TECHNICAL STAFFING 51 BLOCKBUSTER INC. 125 JARVIS WALKER GROUP 48 JOHNSON & JOHNSON 115 METROPOLITAN LIFE INSURANCE 48 COMPANY SOFTWARE GUIDANCE AND 102 SIEMENS CORPORATION 48 ASSISTANCE, INC. FEDERATED DEPARTMENT 100 THE CIT GROUP, INC. 48 STORES, INC. BANK OF AMERICA, N.A. 99 TRINITAS HOSPITAL 47 BAYADA NURSES 95 SAMSUNG AMERICA, INC. 46 LIFE TIME FITNESS, INC. 91 MARRIOTT INTERNATIONAL, INC. 42 MELLON FINANCIAL CORPORATION 89 THE COOPER HEALTH SYSTEM 42 GENESIS HEALTHCARE 85 DOW JONES & COMPANY, INC. 41 CORPORATION PRUDENTIAL FINANCIAL 84 BED BATH AND BEYOND INC. 40 THE HOME DEPOT, INC. 77 REALOGY FRANCHISE GROUP 40 WACHOVIA CORPORATION 77 QUEST DIAGNOSTICS 39 INCORPORATED KENNEDY HEALTH SYSTEM 76 SANOFI-AVENTIS 39 TOYS ''R'' US, INC. 72 UBS 39 LABORATORY CORPORATION OF AMERICA HOLDINGS 71 ITT INDUSTRIES 38

Response: Transition Workers to Similar Occupations Staffing patterns in Finance and Insurance were analyzed and occupations clustered based on function and similarities Three clusters were created: Administrative support (entry- and mid-level) Business, finance, and sales Management Special consideration was given to the concentration of occupations within the industry The following slides provide a sample of the information that is available

Example 1: Entry-level Administrative Support Occupations Staffing Pattern: Finance and Insurance SOC Code Description 2006 Jobs % of Industry Hourly Earnings Education or training 43-31 Tellers 19,1 8% $10.85 Short-term on-the-job training 43-41 File clerks 1,371 1% $11.50 Short-term on-the-job training 43-4171 Receptionists and information clerks 2,038 1% $11.97 Short-term on-the-job training 43-9021 Data entry keyers 1,390 1% $12.93 Moderate-term on-the-job training 43-9061 Office clerks, general 7,864 3% $12.02 Short-term on-the-job training Source: EMSI Covered Employment - Fall 20

Transitioning Entry-level Administrative Support Occupations SOC Code Title 2006 Jobs 2006-2016 Growth Yearly Turnover 20 Hourly Earnings Education or training 23-2011.00 Paralegals and Legal Assistants 7,068 1,426 95 $23.98 Associate degree 29-21.00 Medical Records and Health Information 2,261 299 66 $19. Associate degree Technicians 43-3021.03 Billing, Posting, and Calculating Machine 20,971 (316) 289 $16.56 Moderate-term on-the-job training Operators 43-3031.00 Bookkeeping, Accounting, and Auditing 65,045 5,027 954 $17.12 Moderate-term on-the-job training Clerks 43-3041.00 Gaming Cage Workers 1,953 (46) 55 $15.57 Short-term on-the-job training 43-4031.01 Court Clerks 5,813 229 141 $18.05 Short-term on-the-job training 43-4031.03 License Clerks 5,813 229 141 $18.05 Short-term on-the-job training 43-4151.00 Order Clerks 8,567 (2,720) 412 $15.93 Short-term on-the-job training 43-5051.00 Postal Service Clerks 3,397 (143) 80 $21.73 Short-term on-the-job training 43-6013.00 Medical Secretaries 23,924 3,382 382 $15.85 Moderate-term on-the-job training Source: EMSI Covered Employment - Fall 20

Education or Training for Medical Records and Health Information Technicians Institution Award Level Health Information/Medical Records Technology/Technician (CIP 51.) Burlington County College Associate's degree Camden County College Award of at least 1 but less than 2 academic years HoHoKus-Hackensack School of Business and Award of less than 1 academic year Medical Sciences Hudson County Community College Associate's degree, Award of at least 1 but less than 2 academic years Raritan Valley Community College Award of at least 1 but less than 2 academic years Medical Insurance Coding Specialist/Coder (CIP 51.13) Dover Business College Award of less than 1 academic year Hohokus School of Business and Medical Sciences Award of less than 1 academic year Hohokus School-RETS Nutley Award of at least 1 but less than 2 academic years Lincoln Technical Institute Award of less than 1 academic year PC Tech Learning Center Award of less than 1 academic year The Institute for Health Education Award of at least 1 but less than 2 academic years The Stuart School Award of at least 1 but less than 2 academic years Source: National Center for Education Statistics

Example 2: Mid-level Administrative Support Occupations Staffing Pattern: Finance and Insurance SOC Code Title 2006 Jobs % of Industry 20 Hourly Earnings Education and Training 43-3011 Bill and account collectors 1,603 1% $15.77 Short-term on-the-job training 43-3021 Billing and posting clerks and machine operators 1,498 1% $16.61 Moderate-term on-the-job training 43-3031 Bookkeeping, accounting, and auditing clerks 4,989 2% $16.75 Moderate-term on-the-job training 43-4011 Brokerage clerks 3,904 2% $15.43 Moderate-term on-the-job training 43-4041 Credit authorizers, checkers, and clerks 1,472 1% $15.05 Short-term on-the-job training 43-4131 Loan interviewers and clerks 6,359 3% $16.37 Short-term on-the-job training 43-9041 Insurance claims and policy processing clerks 10,004 4% $17.80 Moderate-term on-the-job training Source: EMSI Covered Employment - Fall 20

Transitioning Mid-level Administrative Support Occupations 2006 Jobs 2006-2016 Growth Yearly Turnover 20 Hourly Earnings SOC Code Title Education and Training 13-21.00 Tax Examiners, Collectors, and Revenue 1,719 (71) 46 $32.42 Bachelor's degree 43-3051.00 Payroll and Timekeeping Clerks 6,905 (178) 187 $18.39 Moderate-term on-the-job training 43-4031.01 Court Clerks 5,813 229 141 $18.05 Short-term on-the-job training 43-4031.03 License Clerks 5,813 229 141 $18.05 Short-term on-the-job training 43-4061.00* Eligibility Interviewers, Government 1,434 (61) 26 $21.67 Moderate-term on-the-job training Programs 43-5011.00 Cargo and Freight Agents 3,481 526 101 $19.02 Moderate-term on-the-job training 43-6011.00 Executive Secretaries and Administrative 38,465 3,371 586 $22.90 Work experience in a related occupation Assistants 43-6012.00 Legal Secretaries 14,909 1,824 212 $20.19 Associate degree Source: EMSI Covered Employment - Fall 20 *Note: There are no training or education programs associated w ith this occupation

Education or Training for Legal Secretaries Institution Award Level Legal Administrative Assistant/Secretary (22.0301) HoHoKus-Hackensack School of Business and MAward of at least 1 but less than 2 academic years Harris School of Business-Cherry Hill Campus Award of at least 1 but less than 2 academic years Gibbs College Associate's degree Harris School of Business-Linwood Campus Award of at least 1 but less than 2 academic years Prism Career Institute Award of less than 1 academic year Essex County College Award of less than 1 academic year Katharine Gibbs School Award of at least 1 but less than 2 academic years Prism Career Institute Award of less than 1 academic year Source: National Center for Education Statistics

Example 3: Business, Finance and Sales Occupations Staffing Pattern: Finance and Insurance SOC Code Title 2006 Jobs % of Industry 20 Hourly Earnings Education and Training 13-1031 Claims adjusters, examiners, and investigators 10,431 4% $28.62 Long-term on-the-job training 13-2011 Accountants and auditors 4,5 2% $26.78 Bachelor's degree 13-2041 Credit analysts 1,347 1% $26.39 Bachelor's degree 13-2051 Financial analysts 6,055 3% $27.46 Bachelor's degree 13-2052 Personal financial advisors 5,382 2% $22.63 Bachelor's degree 13-2053 Insurance underwriters 3,887 2% $31.89 Bachelor's degree 13-22 Loan officers 9,490 4% $25.81 Bachelor's degree 19-3021 Market research analysts 1,535 1% $28.70 Bachelor's degree 41-3021 Insurance sales agents 8,857 4% $21.54 Bachelor's degree 41-3031 Securities, commodities, and financial services 14,863 6% $25.96 Bachelor's degree sales agents Source: EMSI Covered Employment - Fall 20

Transitioning Business and Sales Occupations SOC Code Title 2006 Jobs 2006-2016 Growth Yearly Turnover 20 Hourly Earnings Education and Training 13-1022.00 Wholesale and Retail Buyers, Except Farm Products 6,747 (316) 150 $27.83 Long-term on-the-job training 13-11.01 Employment Interviewers 7,737 479 173 $24.34 Bachelor's degree 13-11.02 Personnel Recruiters 7,737 479 173 $24.34 Bachelor's degree 13-12.00 Compensation, Benefits, and Job Analysis Specialists 4,181 463 90 $27.89 Bachelor's degree 13-2011 Accountants and Auditors 52,992 7,128 744 $27.59 Bachelor's degree 13-2061.00 Financial Examiners 1,027 42 20 $34. Bachelor's degree 13-21.00 Tax Examiners, Collectors, and Revenue Agents 1,719 (71) 46 $32.42 Bachelor's degree 19-3021.00 Market Research Analysts 9,961 1,042 65 $30.26 Bachelor's degree Source: EMSI Covered Employment - Fall 20

Education or Training for Accountants and Auditors Institution Award Level Accounting (52.0301) Atlantic Cape Community College Associate's degree Bloomfield College Bachelor's degree Brookdale Community College Award of at least 1 but less than 2 academic years Centenary College Bachelor's degree, Master's degree Dover Business College Award of less than 1 academic year Essex County College Associate's degree Fairleigh Dickinson University-College at Florham Bachelor's degree, Master's degree Fairleigh Dickinson University-Metropolitan Campus Bachelor's degree, Master's degree Georgian Court University Bachelor's degree, Postbaccalaureate certificate Georgian Court University Gibbs College Associate's degree HoHoKus-Hackensack School of Business and Award of less than 1 academic year Medical Sciences Kean University Bachelor's degree, Master's degree Keyskills Learning Award of less than 1 academic year Middlesex County College Associate's degree Monmouth University Post-master's certificate New Jersey City University Master's degree Ocean County College Award of at least 1 but less than 2 academic years Ramapo College of New Jersey Bachelor's degree Rider University Bachelor's degree, Master's degree Rutgers University-Camden Bachelor's degree, Master's degree Rutgers University-New Brunswick Bachelor's degree Rutgers University-Newark Bachelor's degree, Master's degree Saint Peters College Bachelor's degree, Master's degree Seton Hall University Bachelor's degree, Master's degree Sussex County Community College Associate's degree The College of New Jersey Bachelor's degree Thomas Edison State College Bachelor's degree William Paterson University of New Jersey Bachelor's degree Source: National Center for Education Statistics

Questions??? Yustina Saleh, Director Labor Market and Demographic Research Yustina.saleh@dol.state.nj.us 609-984-2593