Individual CREDIT REPORT



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Individual Ms Jane Citizen Your Reference: PAS 123 Your Reference: PAS 123456 Identity Details: Name: JANE ANNE CITIZEN Date of Birth: 5/12/1978 Sex: Female Address History*: 19 Every Street, Any Town NSW 2111 27/52 Somewhere Street, Somewhere NSW 2222 180A Summer Avenue, Summer Heights NSW 2333 5/90 Winter Place, Winter Downs NSW 2444 Employment Information*: Your last known employment as reported to us was with ABC PTY LTD. *Address and Employment details are supplied in conjunction with a credit application; therefore the address information recorded is not a chronological list of addresses. Your current address and current employer will be added to your credit report when you next apply for credit. Summary of Information Contained within this Report Consumer Credit Applications 9 Commercial Credit Enquiries 0 Consumer Authorised Agent Enquiries 0 Commercial Authorised Agent Enquiries 0 Consumer Current Credit Providers 1 Commercial Credit Providers 0 Consumer Overdue Accounts: Commercial Overdue Accounts: - Outstanding 1 - Outstanding 0 - Finalised 0 - Finalised 0 - Arrears brought up to date 0 - Arrears brought up to date 0 Current Directorships 1 Bankruptcy Act Information 0 Previous Directorships 0 Court Judgements 0 Disqualified Directorships 0 Writs & Summons 0 Proprietorships 0 Page 1

23 Individual Consumer Credit Information This part of your file may contain information about credit that you have sought which was intended to be used for family, domestic and household purposes. Your permission is required for credit providers to access this part of your file. CREIT REPORT Consumer Credit Applications These are enquiries made by credit providers resulting from applications for credit made by you. Current federal legislation does not allow us to record whether the application was accepted, declined or has been paid in full. The decision to approve or decline credit rests solely with the credit provider. Credit applications are recorded for five years from the date of placement. Once this time period has expired, the data will be automatically removed from our database. If you require any further information regarding a Credit Application, please contact your credit provider directly. 1/08 08/200 /2009 FIRST BANK Reference: An application for a Loan Contract where you applied as the Principal. Amount: $19,500 7/06/200 /2009 BEST EVER BUILDING SOCIETY 21/09 09/200 /2008 NUMBER ONE FINANCE Page 2

23 Individual Ms SANDRA ROSE-WATKINS Your Reference: PAS 202451 3/10/2007 ANOTHER BANK Reference: An application for a Loan Contract where you applied as the Principal. Amount: $3,000 12/12/200 /2006 FANTASTIC FONES Reference: An application for a Telecommunications account where you applied as the Principal. Amount: An unspecified amount 27/10/200 /2006 BOUNTIFUL BANK Amount: $2000 16/11/200 1/2005 BOUNTIFUL BANK Reference: An application for a Real Property Mortgage account where you applied as a Joint Applicant Amount: $300,000 4/02 02/200 /2005 BEST EVER BUILDING SOCIETY 4/09 09/200 /2004 RENT EASY RENTALS Page 3

Consumer Credit Information Overdue Account(s) 28-4-2008 2008 ANOTHER BANK Reference: It was advised that a Loan Contract account reference 123123 was overdue due to a payment default. Overdue: $2,600 Status: We have not been advised that this account has been finalised Deletion date: This entry will be automatically removed from your file on 28-4-2013 Page 4

Individual Current Credit Provider(s) Consumer Credit Information A current credit provider is an organisation with which you have an existing credit agreement or contract e.g. a charge card, credit card, or loan. The credit provider must notify Veda Advantage when your agreement or contract with them ceases. This entry will then be removed from your file. 4/9/2004 RENT EASY RENTALS Reference: It was reported that a rental account was opened for you and that you have an ongoing credit relationship with them. Account: 527643 Page 5

Individual Public record information Current directorship details P