Applica on for Business Finance Branch Name Lender s Name OFFICE USE ONLY Loan details Type of facility requested: Purchase priceamount required Term Loan Performance Guarantee Facility Other (please specify) Credit Union loans to consolidate RediPOS Sub Total Loan Purpose (please specify): n Total loan required Account numbers of Credit Union loans to be consolidated: Applica details Applicants name ( show name of companyfirmsole trader ): AC NABN number: Trading name (if different to business name): Business CIFmembership number: Businessregistered address: Time at address: Postal address (if different to BusinessRegistered Address): Name of business contact: E-mail address: Business telephone number: Mobile telephone number: Business fax number: Current banking arrangements Whom do you currently use for your banking needs? This C redit Union Since: Another Bank, C redit Union or Building Society Since: Business cheque and deposit accounts Bank Branch Account number C urrent balance (D rc r) Your business partners Partner Business name C ontact name Phone number Accountant Solicitor Page 1. ABN:14 087 650 771 ACL: 245576
Business details Nature of business No. of employees When did you start business? Business structure Company Proprietorship Sole Trader Business premises status Rented Mortgaged Owned How did you first get involved in the business? Is there a trust involved? Yes No Number of D irectorsproprietors Started from scratch Purchased Franchise Family business Previous business experience Tell us about your business - Its history, major achievements, milestones, large contracts currently held Business owners, partners or directors Names Title Ownership D ate of Birth Years in industry Current loans and borrowings Details of current bank or finance company loans including leases, commercial hire (add another page if insufficient space) Name of bankfinance Outstanding Approved limit business loan, lease) company balance Monthly payment Interest Rate of security Type of security Owing to Tax Office as at payable by? Yes No key business personnel are unable to work within Security for the loan Security already held by the Credit Union Yes - No - complete details below Real Estate home, factory, retail store) Name of owners Address Estimated market value Guarantees (mandatory for loans to a company) Full names of Guarantors 1 3 2 4 Documents required Personal details of each DirectorOwner (page 5 of this form) (last two complete years profit & loss and balance sheets) Bank statements (last 6 months) 2 years if available) (if available) (last Page 2.
Privacy Noti cation Outline This Privacy No fica n sets out: why we collect and use your informa how we collect and use your informa what happens if you do not wish to provide us with informa whether we provide your informa n to other en es the availability of our Privacy Policy when we can disclose certain informa n to a credit repo ng body how a credit repo ng body may use your informa whether we disclose your informa n overseas and if so, where how you can contact us. Collection & use of your information We collect and use your informa to: provide you with membership benefits, financial services and products or informa n about those benefits, services and products provide you with informa n about financial services and products from 3 rd par es we have arrangements with conduct market and demographic research in rela to the products and services you and other members acquire from us establish your eligibility for a loan establish your capacity to repay a loan. The law also requires us to collect and hold your informa n: for our register of members under the Corpora ons Act to verify your iden ty under the AMLCTF Act to assess your capacity to pay a loan under the Na nal Consumer Credit Prote on Act. If you are a Prospe ve Guarantor, we collect and use your informa to: assess whether to enter into an arrangement with you for you to guarantee a loan we propose to make to one of our customers. How we collect your information We will collect informa n about you and your financial pos on from you directly. When you apply for a loan, we will collect informa about your credit history from a credit repo ng body. If you are a Prospe ve Guarantor, we may collect informa n about your credit history from a credit repor ng body. However, you must provide us with your wri en consent to do so. How you can access your information You can request access to your informa n at any e. What if you do not wish to provide us with information? If you do not give us the informa n we require, we may not be able to admit you to membership or provide you with the financial service or product you have applied for. Or, if you are a Prospec ve Guarantor, we will not proceed with the loan to our customer. Providing your information to credit reporting bodies The credit repo ng body we disclose informa n to is Veda Advantage. If you do not make your repayments when they fall due or commit a serious credit infringement, we may disclose this to Veda Advantage. Or, if you are a Prospe ve Guarantor and our customer does not make their repayments when they fall due or commit a serious credit infringement and you do not remedy their default, we may disclose this to Veda Advantage. Any informa n we provide to Veda Advantage will be included in reports provided to credit providers to help them to assess your creditworthiness. You can ask Veda Advantage not to use your informa for pre-screening of direct marke ng by a credit provider. You can also ask them not to use or disclose your informa n if you reasonably believe that you have been or are likely to be a vic m of fraud. Veda Advantage s policy on the management of informa on is available at www.mycredi ile.com.au. You can contact Veda Advantage by: Phone 1300 762 207 Web www.mycred ile.com.ausupport Providing your information to other entities We may disclose your informa n to other en es. We only disclose your informa as needed and as required by law. to: en es that verify iden ty lawyers, conveyancers, accountants, brokers and agents who represent you contractors for statement prin ng and mail out, card and cheque produ on, market research or direct mar ng affiliated product and service suppliers to provide informa on to you about their services and products credit repo ng bodies and other financial ins tu ons that have previously lent to you persons you use as referees for property loans property valuers and insurers mortgage documenta on service trustee and manager of securi sed loan programs any proposed guarantor of a loan debt colle on agencies, lawyers, process servers our auditors. We will also disclose your informa n to law enforcement and government agencies as required by law. Our Privacy Policy Our Privacy Policy is available at www.illawarracu.com.au, www.catalystmoney.com.au, or www.westerncu.com.au. The Policy contains informa about: how you can access your informa how you can seek correc n of your informa how you make a complaint and how we will deal with it in what overseas countries we are likely to disclose your informa n. Disclosure to overseas recipients We do not currently disclose your informa n to overseas recipients. How to contact us You can contact us by: Phone 13 22 49 Fax (02) 4252 1287 Email enquiries@cu.com.au Page 3.
Declarations and Consent Proprietors Directors Company Secretary Consents Business Purpose Declaration Iwe declare that the credit to be provided to meus by the credit provider is to be applied wholly or predominantly for business purposes or investment purposes other than investment in residen al property and is not regulated by the Na nal Credit Code. Bankruptcy Declaration Iwe declare that Iwe have never been declared bankrupt, insolvent or had judgments listed against meus, or Iwe have a ached full details to this applica to allow the Lender to assess this issue at a subsequent loan interview. General Declarations Iwe confirm that the informa on contained in this applica and the financial informa on suppo ng it are true and accurate, and all financial commitments are fully stated. Iwe have been given or have been advised where we can access your Privacy No fica on. By submi ng this applica you expressly consent to our obtaining a credit report containing your credit informa in order to assess your commercial applica n. Proprietors Directors Company Secretary to sign: Name Posi on in business Signature Date with your financial needs and requirements. Guarantor Consents Bankruptcy Declaration Iwe declare that Iwe have never been declared bankrupt, insolvent or had judgments listed against meus, or Iwe have a ached full details to this applica to allow the Lender to assess this issue at a subsequent loan interview. General Declarations Iwe confirm that the informa on contained in this applica and the financial informa on suppo ng it are true and accurate, and all financial commitments are fully stated. Iwe have been given or have been advised where to can access your Privacy No fica n document and, as a Prospe ve Guarantor Iwe confirm that the signature below is consent for you to obtain informa about my credit history from a credit repo ng body. By submi ng this applica you expressly consent to our obtaining a credit report containing your credit informa in order to assess this commercial applica n. Guarantors to sign: Name Signature Date ABN: 14 087 650 771 Australian credit licence 245576 Page 4.
Business proprietor s Guarantors personal details Complete for each owner, partner, director, proprietor or guarantor Membership Number: No. of Dependants: Ages: Surname: Title: H ome Phone No.: Work No.: Given Names: Mobile Phone No.: D ate of Birth: Gender: Driver s Licence No.: Expiry Date: Suburb: Marital Status Married Single Defacto Other Name of spouse: Time at current address: : Owner Buying Other Statement of Posi on Assets Real Estate Property (Address Details) Property Type D eposit Accounts Motor VehiclesCaravansBoats etc Account Numbers Balance Investment Type Other Assets Personal effects and home contents Mortgages Rent Personal and Other loans Total Assets (a) Monthly Repayment Monthly Repayment C redit Limit Net Assets (a-b) BalanceLimit BalanceLimit Balance with your financial needs and requirements. I declare that the above information, provided by me is true and correct: Signature D ate Page 5.