LOAN APPLICATION FORM

Transcription

1 9512-Loan Application.indd 1 06/03/ :46 Page 1 of 5 LOAN DETAILS I/we wish to apply for: Personal Loan Car Loan Mortgage Overdraft (New/Increase) Loan Amount: Mortgage Insurance Fee to be Capitalised? Yes No (Applicable for loans above 80%) Loan Term Sought (Max 30yrs): Interest Only Term Sought (Max 5yrs): Purpose: Owner Occupied Purchase Debt Consolidation Home Improvements Investment Refinance Other Details if Car Loan: Make/Model Year Price Trade-In PERSONAL DETAILS APPLICANT 1 APPLICANT 2 Are you a borrower or guarantor to the loan? Borrower Guarantor Are you a borrower or guarantor to the loan? Borrower Guarantor Title Surname Other s Title Surname Other s D.O.B Ages of Dependants Marital Status D.O.B Ages of Dependants Marital Status Home Phone Work Phone Home Phone Work Phone Mobile Mobile Driver s Licence No. Expiry Driver s Licence No. Expiry Present Present Previous Previous Employer & Employer & Payroll Number Payroll Number Part-Time Full-Time Casual Self Employed Contract The Credit Union requires minimum of two years employment details Previous Employer Part-Time Full-Time Casual Self Employed Contract The Credit Union requires minimum of two years employment details Previous Employer Australian Resident? Yes No Australian Citizen? Yes No Australian Resident? Yes No Australian Citizen? Yes No INCOME Net wage after tax, super and other deductions Net wage after tax, super and other deductions Other Net Income (specify) Other Net Income (specify) Rental Income Weekly Rental Income Weekly

2 9512-Loan Application.indd 2 06/03/ :46 Page 2 of 5 PRODUCTS AND SERVICES Would you like any information on any of the following? Home Insurance Contents Insurance Landlord s Insurance Transaction Accounts Credit Cards Superannuation Life/Total Permanent Disability/Recovery/Disability Income Protection How much do you value the protection of your mortgage/home? Home Loan Protection Life and/or Repayment Cover Financial Consultation Would you be needing a Financial Planner? Not at all Not that much Tell me more Very much Vital for me FINANCIAL POSITION ASSETS What you own Item Details Value Owner Savings App 1 App 2 Property Sale Proceeds App 1 App 2 Asset Sale Proceeds App 1 App 2 Gift Funds App 1 App 2 Deposit Paid App 1 App 2 Owned Property 1 App 1 App 2 Owned Property 2 App 1 App 2 Owned Property 3 App 1 App 2 Owned Property 4 App 1 App 2 Owned Property 5 App 1 App 2 Motor Vehicle 1 App 1 App 2 Motor Vehicle 2 App 1 App 2 Home Contents App 1 App 2 Super/Life Policies App 1 App 2 Shares/Investments App 1 App 2 LIABILITY What you owe Total Assets Item Details Monthly Repayments Debt To Be Repaid Balance Owing Borrower Rent Yes App 1 App 2 Home Loan 1 Yes App 1 App 2 Home Loan 2 Yes App 1 App 2 Home Loan 3 Yes App 1 App 2 Home Loan 4 Yes App 1 App 2 Home Loan 5 Yes App 1 App 2 Other Loans Yes App 1 App 2 Other Debts Yes App 1 App 2 Credit Card 1 Card Limit Yes App 1 App 2 Credit Card 2 Card Limit Yes App 1 App 2 Credit Card 3 Card Limit Yes App 1 App 2 Store Cards Card Limit Yes App 1 App 2 Total Liabilities

3 9512-Loan Application.indd 3 06/03/ :46 Company BUILDER Company Mailing Builder Licence Number Builder Page 3 of 65 Fax Number LOAN APPLICATION FORM AUTHORITY TO FORWARD LOAN DOCUMENTATION OTHER INFORMATION I authorise Bankstown City Credit Union to forward all loan documentation including original and NEAREST RELATIVE copies of my Loan Agreements and mortgage documentation (if applicable) to the party nominated. If SOLICITOR/CONVEYANCER not selected, documentation will be issued to the borrowers. SECURITY ACCOUNTANT DETAILS Car Company Accommodation Other Features Number NEAREST Single Garage RELATIVE Double Garage Other Phone SECURITY Number DETAILS 01 Fax Number Other Details Including Size, and Cost (e.g. renovations, granny flats, guest house, Phone pergola, Numberetc.) Property Type of Property Value House Unit Land Purchase Price Land Year Built Value Construction No. of Bedrooms Price Living Area (m²) Land (m²) No. of Living Rooms No. of Bathrooms of Vendor or Real Estate Agent for Valuer Access Phone Number Construction Type Brick Brick Veneer Other Lot and D.P No. ACCOUNTANT Type Car Accommodation of Property DETAILS House Unit Land Year Other Built Features No. of Bedrooms Type of Title RPA/Torrens Strata Title Company Title Community Title Other Company Living Area (m²) Land (m²) No. Mortgagee Full of Living (s) Number Rooms No. of Bathrooms to appear on title after settlement Other Details Including Size, and Cost (e.g. Renovations, granny flats, guest house, pergola, etc.) Construction Type Brick Brick Veneer Other Fax Number Lot and D.P No. Car Property Accommodation Value Est. Market Value Other Details Including of Vendor Size, or Real Estate and Cost Agent (e.g. for renovations, Valuer Access granny flats, guest house, pergola, etc.) Other Land Value Features Construction Price Property Mortgagee Value Land Full (s) Value to appear on title after settlement Construction Price Type of Property House Unit Land Year Built No. of Bedrooms of Vendor or Real Estate Agent for Valuer Access Living Area (m²) Land (m²) No. of Living Rooms No. of Bathrooms 02 Construction Type Brick Brick Veneer Other Lot and D.P No. Type of Title RPA/Torrens Strata Title Company Title Community Title Other Car Accommodation Other Features Mortgagee Type Single of Property Garage Double House Garage Unit Other Land Full Year Ducted (s) Built Air to Conditioning appear on title after Inground settlement Pool No. of Bedrooms Other Living Details Area (m²) Including Size, and Cost Land (e.g. (m²) renovations, granny flats, guest house, No. of pergola, Living Rooms etc.) No. of Bathrooms Construction Type Brick Brick Veneer Other Lot and D.P No. Property Value Land Value Construction Price Car Accommodation Other Features of Vendor or Real Estate Agent for Valuer Access Other Details Including Size, and Cost (e.g. Renovations, granny flats, guest house, pergola, etc. Type of Title RPA/Torrens Strata Title Company Title Community Title Other Property Value Land Value Construction Price Mortgagee Full (s) to appear on title after settlement of Vendor or Real Estate Agent for Valuer Access Fax BANKSTOWN Number CITY CREDIT UNION LIMITED Company Company Company Mailing Phone Number Fax Number BUILDER Builder AUTHORITY ACCOUNTANT TO DETAILS FORWARD LOAN DOCUMENTATION Builder I Company authorise Bankstown City Credit Union to forward all loan documentation including original Number and Solicitor Phone copies of my Loan Agreements and mortgage documentation (if applicable) to the party nominated. Broker If Number not selected, Fax documentation will be issued to the borrowers. Number Other Company NEAREST RELATIVE BUILDER Builder Type of Property House Unit Land Year Built No. Licence of Bedrooms Number Builder Living Area (m²) Land (m²) No. of Living Rooms No. of Bathrooms Construction Type Brick Brick Veneer Other Fax Number Lot and D.P No. Solicitor Broker Other Licence Number (detailed above) (detailed above) Mortgagee Full (s) to appear on title after settlement

4 9512-Loan Application.indd 4 06/03/ :46 Page 4 of 5 AUTHORITY FOR AUTOMATIC TRANSFER STANDARD LOANS ACCOUNT FOR AUTOMATIC TRANSFER I wish to use the following account as my nominated account for automatic transfer: BCCU Account Account at another institution (Please provide recent statement showing account details) Payroll distribution (i.e Where pay is currently credited to an existing BCCU savings account) NOMINATION NOMINATE A PERSON TO RECEIVE IMPORTANT INFORMATION Each borrower is entitled to receive a copy of notices and other documents under the National Credit Code. By signing this nomination you are giving up the right to be provided with this information direct from us. You may cancel this nomination at any time by advising us in writing. I nominate the following facility: Standard Loan Borrower 1 sign here to receive any notices, and other documents under the National Credit Code on behalf of me for Credit Card (for portfolio loans, please complete a loan nomination form) Borrower 2 sign here Full Full BUSINESS PURPOSE DECLARATION I/We declare that the credit to be provided to me/us by Bankstown City Credit Union is to be applied wholly or predominately for business purposes or for investment purposes other than investment in residential property. You should only sign this declaration if this loan is wholly or predominately for: business purposes or investment purposes other than investment in residential property. By signing this declaration you may lose your protection under the National Credit Code Borrower 1 sign here Borrower 2 sign here Full Full

5 9512-Loan Application.indd 5 06/03/ :46 Page 5 of 5 T: PRIVACY STATEMENT & DECLARATION Privacy Act 1988 (Please Print) Signature (Please Print) Signature