Property and Casualty Insurance The Power of Protection
The Power of Expertise Nothing is more powerful than having the ability to protect yourself from costly risks. NFP Property & Casualty Services, Inc. (NFP P&C) is an established insurance brokerage company whose roots date back to 1960. Simply put, we offer comprehensive property and casualty commercial lines coverage to businesses of all sizes, and personal lines coverage to high net worth individuals. But there is nothing simple about risk management. Volatile business environments, an increasingly litigious society, and ever-changing personal and family needs require highly innovative, flexible and costeffective solutions that give you what you want most. Providing those solutions is our commitment to you. NFP P&C offers more than the business sense, industry acumen and technical insurance savvy that you expect from a company as experienced as ours. We provide the exceptional level of service and performance that you deserve. Whether you are a commercial client or an individual, we strive to guard your assets as if they are our assets. With NFP P&C, you have direct access to some of the brightest minds in the property and casualty industry. Each of our client executives and their team members have, on average, over 25 years of experience in the business. Some served in specialized, independent agencies, while others worked for the world s largest multiline brokerage houses. What does that mean to our diverse clientele? The right people for the right account and the right expertise for the right situation, no matter how complex. 1
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NFP P&C Commercial Lines Expertise Commercial clients that have put their trust in NFP P&C range from large residential property managers to a corner flower shop. We help protect the assets of a publicly traded financial institution and a world-renowned entertainment law firm, as well as help minimize potential risks to other diverse organizations across the country including health care groups, accounting firms, bond traders and nonprofits. Each company we serve is unique and demands more than one size fits all coverage. NFP P&C expertise is as broad as our experience, allowing us to design and implement tailored insurance solutions to help ensure a more successful financial future. NFP P&C commercial lines expertise includes: Real and Personal Property Business Income Exposures Workers Compensation Premises Operations and Product Liability International Exposures Auto Liability & Physical Damage Excess/Umbrella Liability Executive Liabilities Including: º Directors and Officers Liability º Employment Practices Liability º Miscellaneous Errors and Omissions Liability º Crime and Fiduciary Liability º Cyber Liability Surety/Bonding Capabilities º Standard and Non-Standard Bonds º Performance/Bid Bonds º Contract Bonds º Bonds of all types and sizes Business classes NFP P&C successfully focus on include: Real Estate (commercial and residential) Social Services Manufacturers Wholesale and Retail Operations Health Care Financial Services, including: º Asset Management º Private Equity Firms (including pre-purchase due diligence) Hospitality Construction 3
Guarding your assets as if they are our assets. 4
NFP P&C Personal Lines Expertise You put in long hours at work. You sacrificed to gain financial security. You achieved a lifestyle you enjoy and are looking forward to leaving a legacy behind. High net worth individuals often overlook property and casualty insurance even though it should be an integral part of any asset management and preservation strategy. Choosing the right property and casualty insurance products is critical. NFP P&C provides personal lines clients with the same guidance, insight and support we provide to our commercial clients. It is difficult to imagine that a single incident a lawsuit, a house fire, a teenager behind the wheel, a fall in your driveway could put all of your assets at risk. We help ease your worries so that you can focus on the finer things in life. 5
Protect and preserve the valuable assets you have worked so hard to earn. NFP P&C private client services expertise includes: Homeowners Automobile Watercraft Excess/Umbrella Liability Flood Personal Articles Floater (e.g., jewelry, furs, fine arts) Our clients include high net worth individuals such as celebrities, sports figures and business owners, as well as chairmen, CEO s and officers of national and international firms. 6
7 Access to Our Industry s Premier Carriers
The Power of Relationships Why Risk It? Protection is a big promise to make someone. But the long-standing relationships NFP P&C has with some of the industry s premier carriers gives us access to leading-edge products. As a result, we are able to quickly design customized coverage plans with highly competitive terms and pricing. More importantly, we are able to look you in the eye and tell you that our staff has worked to do the absolute best it can to help minimize your risks. The above carriers are just a few that we represent. 8
The Power of Service NFP P&C provides more than just the necessary resources. We believe we set the gold standard in service and that our service sets us apart. We know that courteous, professional and responsive servicing at a level that exceeds expectations is the best way to help ensure our clients success. The foundation of our successful relationships is built on trust trust in our ability to communicate, negotiate and deliver. We pride ourselves on having among the highest ethical standards in the industry. No matter what kind of services you need, our expert staff takes the time to understand your priorities and points of view. We are large enough that we have the market leverage needed to design effective programs at competitive rates, but small enough that you will not get lost in the shuffle. All of our clients have direct access to our experts. Every single employee that can add value to a case, including those on our management teams, is available to any client, any time. The Power of Performance Our performance is reflected in how we manage the claims process. No matter when our client teams are needed, we are available to provide the high quality assessment and robust support that helps ensure your best interests are always represented. NFP P&C can assist you with claims-related requests, including coverage verification, or claims notification and claims service instructions, 24-hours a day, seven days a week. Every member of our exceptional personal lines and commercial lines teams has business and technological expertise that enables us to assist you with every type of claim, at every step in the claims process. We enhance the extensive knowledge and dedication that our hardworking claims staff brings to NFP P&C clients by leveraging some of the most up-to-date technology and resources in the field. By having efficient systems in place, we are able to respond to your needs faster and more efficiently. NFP P&C can help you safeguard your success so you can secure your future. 9
Service means nothing if it is not backed by solutions. The extraordinary relationships we create with our clients depend on our ability to provide a level of performance hard to find anywhere else. 10
P&C West Coast Locations: 8201 N. Hayden Rd Scottsdale, AZ 85258 17100 N 67th Ave Building 7, Ste 100 Glendale, Arizona 85308 2023 W. Guadalupe Rd., Suite 2 Mesa, AZ 85202 4544 E. Camp Lowell Dr., Suite 140 Tucson, AZ 85712 2250 McCulloch Blvd. Lake Havasu City, AZ 86403-5997 8168 E. Florentine Rd., Ste. D Prescott Valley, AZ 86314 3707 Stockton Hill Rd. Ste A Kingman, AZ 86409 204 West Mariposa Road, Suite 2 Nogales, AZ 85621 561 10th. Street Douglas, AZ 85607 3470 Mt. Diablo Blvd Suite A100 Lafayette, CA 94549 4110 S. Maryland Pkwy Ste 17 Las Vegas, NV 89119 465 S. Meadows Pkwy Ste 15 Reno, NV 89521 3651 Hwy 95 Ste B Bullhead City, AZ 86442 Not FDIC/NCUA insured. Not bank/nacu guaranteed. May lose value. Not insured by any federal agency. Not a deposit. This material was created by NFP (National Financial Partners Corp.), its subsidiaries or affiliates for distribution by their registered representatives, investment advisor representatives and/or agents. This material was created to provide accurate and reliable information on the subjects covered but should not be regarded as a complete analysis of these subjects. It is not intended to provide specific legal, tax or other professional advice. The services of an appropriate professional should be sought regarding your individual situation. Neither NFP nor its subsidiaries or affiliates offer tax or legal advice. NFP Executive Benefits is a division of NFP Insurance Services, Inc., which is a subsidiary of National Financial Partners Corp., the parent company of NFP Securities, Inc. Securities and Investment Advisory Services may be offered through NFP Securities, Inc. member FINRA/SIPC. NFP Securities, Inc. and Benefits Partners are affiliated. Neither firm is affiliated with any other entity listed on this document. This material was created by National Financial Partners Corp., (NFP), its subsidiaries or affiliates for distribution by their registered representatives, investment advisor representatives, and/or agents. This material was created to provide accurate and reliable information on the subjects covered. It is not intended to provide specific legal, tax or other professional advice. The services of an appropriate professional should be sought regarding your individual situation. Neither NFP Securities, Inc. nor Benefits Partners offer legal or tax services. Securities and Investment Advisory Services may be offered through NFP Securities, Inc., member FINRA/SIPC. NFP Securities, Inc. and Benefits Partners are affiliated. 10/11 (PC-14328-11) Copyright 2011 NFP. All rights reserved.