POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE



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POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE

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POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE The PPF Scheme is an additional safety net that protects the interest of life insurance policyholders in the very unlikely event that an insurer fails. The PPF Scheme provides policyholders with 100% protection of the guaranteed benefits subject to applicable limits and caps under their life insurance policies. Coverage for the policies is automatic and no further action is required by the policyholders. The PPF Scheme is administered by an independent body, Singapore Deposit Insurance Corporation (SDIC). All life insurers registered by the Monetary Authority of Singapore (MAS), including Great Eastern Life Assurance Co Ltd and The Overseas Assurance Corporation Ltd, are members of PPF Scheme. The PPF Scheme protects all life insurance policies (including riders) issued by PPF scheme members. This would include policies issued to non-singapore residents. Insured policies shall be classified into one of the following 4 categories: Category 1 insured policies, comprising any of the following types of policies or riders: - Any individual accident and health policy - Any rider to an individual policy, with the exception of a term accelerated rider (a rider which accelerates the payment of part or all of the sum assured stated in the policy or provides for a payout of an additional sum of money over and above the sum assured stated in the policy upon occurrence of a claim event) - Any group health policy - Any group personal accident policy - The part of any insured policy comprising the accumulated values (including accrued interest) of coupon deposits, advance premium payments and unclaimed moneys Category 2 insured policies, comprising any of the following types of policies or riders: - Any individual policy or rider (other than Category 1 or 3 insured policy) - Any voluntary group term policy - Any voluntary group whole life policy - Any voluntary group endowment policy - Any term accelerated rider (a rider which accelerates the payment of part or all of the sum assured stated in the policy or provides for a payout of an additional sum of money over and above the sum assured stated in the policy upon occurrence of a claim event) except that any accident and health benefit (other than those benefits that accelerate the payment of part or all of the sum assured stated in the policy) payable under any such policy, will be classified as a Category 1 insured policy Category 3 insured policies, comprising any annuity where the policy owner is an individual and any voluntary group annuity policy Category 4 insured policies, comprising any non-voluntary group insurance policy (such as nonvoluntary group term/ whole life/ endowment/ annuity policy) For more information on the types of benefits that are covered under the scheme, please contact us or alternatively, you can visit the LIA website (www.lia.org.sg) or SDIC website (www.sdic.org.sg)

CATEGORY 1 PRODUCTS 1 ACCIDENTAL DEATH AND DISMEMBERMENT 2 ACCIDENTAL DEATH BENEFIT 3 COMPREHENSIVE PERSONAL ACCIDENT 4 DOUBLE INDEMNITY 5 FAMILY INCOME BENEFIT 6 HOSPITAL AND SURGICAL 7 HOSPITALISATION & SURGICAL RIDER 8 HOSPITALIZATION BENEFIT 9 MAXHEALTH PLAN 10 MAXHEALTH VANTAGE PLAN 11 PERSONAL ACCIDENT BENEFIT (PACKAGE 1) 12 PERSONAL ACCIDENT BENEFIT (PACKAGE 2) 13 PERSONAL ACCIDENT BENEFIT (PACKAGE 3) 14 PREMIER MEDICASH TERM ASSURANCE WITHOUT PROFITS 15 PREMIUM WAIVER (CI) 16 PREMIUM WAIVER (OWN LIFE) 17 PREMIUM WAIVER BENEFIT 18 PREMIUM WAIVER RIDER 19 PREMIUM WAIVER RIDER (SPP) 20 PREMIUM WAIVER CRITICAL ILLNESS RIDER (PAYER) 21 PREMIUM WAIVER DREAD DISEASE 22 PREMIUM WAIVER DREAD DISEASE BENEFIT 23 PREMIUM WAIVER RIDER (OWN LIFE) 24 PREMIUM WAIVER RIDER (PAYER) 25 UNEMPLOYMENT COVER (RP) 26 WAIVER OF PREMIUM 27 WAIVER OF PREMIUM BENEFIT RIDER

1 05 YEARS MAXTERM 2 05 YEARS MAXTERM (CI) 3 06 YEARS MAXTERM 4 06 YEARS MAXTERM (CI) 5 07 YEARS MAXTERM 6 07 YEARS MAXTERM (CI) 7 08 YEARS MAXTERM 8 08 YEARS MAXTERM (CI) 9 09 YEARS MAXTERM 10 09 YEARS MAXTERM (CI) 11 10 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 12 10 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 13 10 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 14 10 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 15 10 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 16 10 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 17 10 YEARS MAXTERM 18 10 YEARS MAXTERM - CONVERTIBLE 19 10 YEARS MAXTERM - LEVEL 20 10 YEARS MAXTERM (CI) 21 10 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 22 10 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 23 10 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 24 10 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 25 10 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 26 10 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 27 10 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 28 10 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 29 10 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 30 11 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 31 11 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 32 11 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 33 11 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 34 11 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 35 11 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 36 11 YEARS MAXTERM 37 11 YEARS MAXTERM - CONVERTIBLE 38 11 YEARS MAXTERM - LEVEL 39 11 YEARS MAXTERM (CI) 40 11 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 41 11 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 42 11 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 43 11 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 44 11 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 45 11 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 46 11 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 47 11 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 48 11 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 49 12 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 50 12 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 51 12 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 52 12 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE

53 12 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 54 12 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 55 12 YEARS MAXTERM 56 12 YEARS MAXTERM - CONVERTIBLE 57 58 12 YEARS MAXTERM (CI) - LEVEL 59 12 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 60 12 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 61 12 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 62 12 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 63 12 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 64 12 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 65 12 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 66 12 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 67 12 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 68 13 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 69 13 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 70 13 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 71 13 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 72 13 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 73 13 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 74 13 YEARS MAXTERM 75 13 YEARS MAXTERM - CONVERTIBLE 76 13 YEARS MAXTERM - LEVEL 77 13 YEARS MAXTERM (CI) 78 13 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 79 13 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 80 13 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 81 13 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 82 13 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 83 13 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 84 13 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 85 13 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 86 13 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 87 14 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 88 14 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 89 14 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 90 14 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 91 14 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 92 14 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 93 14 YEARS MAXTERM 94 14 YEARS MAXTERM - CONVERTIBLE 95 14 YEARS MAXTERM - LEVEL 96 14 YEARS MAXTERM (CI) 97 14 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 98 14 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 99 14 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 100 14 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 101 14 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 102 14 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 103 14 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 104 14 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 105 14 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 106 15 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS

107 15 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 108 15 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 109 15 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 110 15 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 111 15 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 112 15 YEARS MAXTERM 113 15 YEARS MAXTERM - CONVERTIBLE 114 15 YEARS MAXTERM - LEVEL 115 15 YEARS MAXTERM (CI) 116 15 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 117 15 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 118 15 YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS 119 15 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 120 15 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 121 15 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 122 15 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 123 15 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 124 15 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 125 15 YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS 126 15 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 127 16 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 128 16 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 129 16 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 130 16 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 131 16 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 132 16 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 133 16 YEARS MAXTERM 134 16 YEARS MAXTERM - CONVERTIBLE 135 16 YEARS MAXTERM - LEVEL 136 16 YEARS MAXTERM (CI) 137 16 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 138 16 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 139 16 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 140 16 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 141 16 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 142 16 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 143 16 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 144 16 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 145 16 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 146 17 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 147 17 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 148 17 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 149 17 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 150 17 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 151 17 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 152 17 YEARS MAXTERM 153 17 YEARS MAXTERM - CONVERTIBLE 154 17 YEARS MAXTERM - LEVEL 155 17 YEARS MAXTERM (CI) 156 17 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 157 17 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 158 17 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS

159 17 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 160 17 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 161 17 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 162 17 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 163 17 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 164 17 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 165 18 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 166 18 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 167 18 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 168 18 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 169 18 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 170 18 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 171 18 YEARS MAXTERM 172 18 YEARS MAXTERM - CONVERTIBLE 173 18 YEARS MAXTERM - LEVEL 174 18 YEARS MAXTERM (CI) 175 18 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 176 18 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 177 18 YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS 178 18 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 179 18 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 180 18 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 181 18 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 182 18 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 183 18 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 184 18 YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS 185 18 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 186 19 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 187 19 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 188 19 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 189 19 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 190 19 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 191 19 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 192 19 YEARS MAXTERM 193 19 YEARS MAXTERM - CONVERTIBLE 194 19 YEARS MAXTERM - LEVEL 195 19 YEARS MAXTERM (CI) 196 19 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 197 19 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 198 19 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 199 19 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 200 19 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 201 19 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 202 19 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 203 19 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 204 19 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 205 20 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 206 20 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 207 20 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 208 20 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 209 20 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 210 20 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS

211 20 YEARS MAXTERM 212 20 YEARS MAXTERM - CONVERTIBLE 213 20 YEARS MAXTERM - LEVEL 214 20 YEARS MAXTERM (CI) 215 20 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 216 20 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 217 20 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 218 20 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 219 20 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 220 20 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 221 20 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 222 20 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 223 20 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 224 21 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 225 21 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 226 21 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 227 21 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 228 21 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 229 21 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 230 21 YEARS MAXTERM 231 21 YEARS MAXTERM - CONVERTIBLE 232 21 YEARS MAXTERM - LEVEL 233 21 YEARS MAXTERM (CI) 234 21 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 235 21 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 236 21 YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS 237 21 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 238 21 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 239 21 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 240 21 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 241 21 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 242 21 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 243 21 YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS 244 21 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 245 22 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 246 22 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 247 22 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 248 22 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 249 22 YEARS MAXTERM 250 22 YEARS MAXTERM - CONVERTIBLE 251 22 YEARS MAXTERM - LEVEL 252 22 YEARS MAXTERM (CI) 253 22 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 254 22 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 255 22 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 256 22 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 257 22 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 258 22 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 259 22 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 260 22 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 261 22 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 262 23 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 263 23 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS

264 23 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 265 23 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 266 23 YEARS MAXTERM 267 23 YEARS MAXTERM - CONVERTIBLE 268 23 YEARS MAXTERM - LEVEL 269 23 YEARS MAXTERM (CI) 270 23 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 271 23 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 272 23 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 273 23 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 274 23 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 275 23 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 276 23 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 277 23 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 278 23 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 279 24 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 280 24 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 281 24 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 282 24 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 283 24 YEARS MAXTERM 284 24 YEARS MAXTERM - CONVERTIBLE 285 24 YEARS MAXTERM - LEVEL 286 24 YEARS MAXTERM (CI) 287 24 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 288 24 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 289 24 YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS 290 24 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 291 24 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 292 24 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 293 24 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 294 24 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 295 24 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 296 24 YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS 297 24 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 298 25 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 299 25 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 300 25 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 301 25 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 302 25 YEARS MAXTERM 303 25 YEARS MAXTERM - CONVERTIBLE 304 25 YEARS MAXTERM - LEVEL 305 25 YEARS MAXTERM (CI) 306 25 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 307 25 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 308 25 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 309 25 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 310 25 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 311 25 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 312 25 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 313 25 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 314 25 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 315 26 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS

316 26 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 317 26 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 318 26 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 319 26 YEARS MAXTERM 320 26 YEARS MAXTERM - CONVERTIBLE 321 26 YEARS MAXTERM - LEVEL 322 26 YEARS MAXTERM (CI) 323 26 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 324 26 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 325 26 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 326 26 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 327 26 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 328 26 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 329 26 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 330 26 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 331 26 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 332 27 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 333 27 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 334 27 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 335 27 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 336 27 YEARS MAXTERM 337 27 YEARS MAXTERM - CONVERTIBLE 338 27 YEARS MAXTERM - LEVEL 339 27 YEARS MAXTERM (CI) 340 27 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 341 27 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 342 27 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 343 27 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 344 27 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 345 27 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 346 27 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 347 27 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 348 27 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 349 28 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 350 28 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 351 28 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 352 28 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 353 28 YEARS MAXTERM 354 28 YEARS MAXTERM - CONVERTIBLE 355 28 YEARS MAXTERM - LEVEL 356 28 YEARS MAXTERM (CI) 357 28 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 358 28 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 359 28 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 360 28 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 361 28 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 362 28 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 363 28 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 364 28 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 365 28 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 366 29 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 367 29 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS

368 29 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 369 29 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 370 29 YEARS MAXTERM 371 29 YEARS MAXTERM - CONVERTIBLE 372 29 YEARS MAXTERM - LEVEL 373 29 YEARS MAXTERM (CI) 374 29 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 375 29 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 376 29 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 377 29 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 378 29 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 379 29 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 380 29 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 381 29 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 382 29 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 383 3 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 384 3 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 385 30 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 386 30 YEARS DIAMOND SAVER'S SPECIAL WITH COMPOUND REVERSIONARY BONUS 387 30 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 388 30 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 389 30 YEARS MAXTERM 390 30 YEARS MAXTERM - CONVERTIBLE 391 30 YEARS MAXTERM - LEVEL 392 30 YEARS MAXTERM (CI) 393 30 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 394 30 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 395 30 YEARS PREMIER ANTICIPATED ENDOWMENT SPECIAL WITH COMPOUND REVERSIONARY BONUS 396 30 YEARS PREMIER CONVERTIBLE TERM ASSURANCE WITHOUT PROFITS 397 30 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 398 30 YEARS PREMIER DIAMOND SAVER WITH COMPOUND REVERSIONARY BONUS 399 30 YEARS PREMIER ENHANCED INVESTMENT WITH COMPOUND REVERSIONARY BONUS 400 30 YEARS PREMIER ENHANCED INVESTMENT PLUS WITH COMPOUND REVERSIONARY BONUS 401 30 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 402 30 YEARS SUPER ANTICIPATED ENDOWMENT SPECIAL PLUS WITH COMPOUND REVERSIONARY BONUS 403 30 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 404 31 YEARS MAXTERM 405 31 YEARS MAXTERM - CONVERTIBLE 406 31 YEARS MAXTERM - LEVEL 407 31 YEARS MAXTERM (CI) 408 32 YEARS MAXTERM 409 32 YEARS MAXTERM - CONVERTIBLE 410 32 YEARS MAXTERM - LEVEL 411 32 YEARS MAXTERM (CI) 412 33 YEARS MAXTERM 413 33 YEARS MAXTERM - CONVERTIBLE 414 33 YEARS MAXTERM - LEVEL 415 33 YEARS MAXTERM (CI) 416 34 YEARS MAXTERM 417 34 YEARS MAXTERM - CONVERTIBLE 418 34 YEARS MAXTERM - LEVEL 419 34 YEARS MAXTERM (CI) 420 35 YEARS MAXTERM

421 35 YEARS MAXTERM - CONVERTIBLE 422 35 YEARS MAXTERM - LEVEL 423 35 YEARS MAXTERM (CI) 424 36 YEARS MAXTERM 425 36 YEARS MAXTERM - CONVERTIBLE 426 36 YEARS MAXTERM - LEVEL 427 36 YEARS MAXTERM (CI) 428 37 YEARS MAXTERM 429 37 YEARS MAXTERM - CONVERTIBLE 430 435 38 37 YEARS MAXTERM (CI) - LEVEL 436 39 YEARS MAXTERM 437 39 YEARS MAXTERM - CONVERTIBLE 438 39 YEARS MAXTERM - LEVEL 439 39 YEARS MAXTERM (CI) 440 4 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 441 4 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 442 40 YEARS MAXTERM 443 40 YEARS MAXTERM - CONVERTIBLE 444 40 YEARS MAXTERM - LEVEL 445 40 YEARS MAXTERM (CI) 446 5 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 447 5 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 448 5 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 449 5 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 450 5 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 451 5 YEARS MAXTERM - CONVERTIBLE 452 5 YEARS MAXTERM - LEVEL 453 5 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 454 5 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 455 5 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 456 5 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 457 5 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 458 6 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 459 6 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 460 6 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 461 6 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 462 6 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 463 6 YEARS MAXTERM - CONVERTIBLE 464 6 YEARS MAXTERM - LEVEL 465 6 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 466 6 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 467 6 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 468 6 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 469 6 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 470 7 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 471 7 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 472 7 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 473 7 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 474 7 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 475 7 YEARS MAXTERM - CONVERTIBLE 476 7 YEARS MAXTERM - LEVEL

477 7 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 478 7 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 479 7 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 480 7 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 481 7 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 482 8 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 483 8 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 484 8 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 485 8 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 486 8 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 487 8 YEARS MAXTERM - CONVERTIBLE 488 8 YEARS MAXTERM - LEVEL 489 8 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 490 8 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 491 8 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 492 8 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 493 8 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 494 9 YEARS DIAMOND INVESTMENT SPECIAL WITH PROFITS 495 9 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS 496 9 YEARS ENHANCED INVESTMENT PLAN WITH COMPOUND REVERSIONARY BONUS & DREAD DISEASE 497 9 YEARS JUNIOR EDUCARE SPECIAL WITH COMPOUND REVERSIONARY BONUS 498 9 YEARS JUNIOR EDUCARE WITH COMPOUND REVERSIONARY BONUS 499 9 YEARS MAXTERM - CONVERTIBLE 500 9 YEARS MAXTERM - LEVEL 501 9 YEARS OCBC-OAC MORTGAGE PROTECTOR (BASIC) 502 9 YEARS OCBC-OAC MORTGAGE PROTECTOR (PREMIUM) 503 9 YEARS PREMIER DIAMOND INVESTMENT WITH PROFITS 504 9 YEARS PREMIER TERM ASSURANCE WITHOUT PROFITS 505 9 YEARS TERM ASSURANCE (NON-PARTICIPATING) WITH LIVING ASSURANCE BENEFIT 506 ANTICIPATED ENDOWMENT 15 YEARS WITH PROFITS 507 ANTICIPATED ENDOWMENT 20 YEARS WITH PROFITS 508 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 15 YEARS 509 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 18 YEARS 510 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 20 YEARS 511 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 21 YEARS 512 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 24 YEARS 513 ANTICIPATED ENDOWMENT SPECIAL - PAID UP 30 YEARS 514 ANTICIPATED ENDOWMENT SPECIAL 15 YEARS WITH PROFITS 515 ANTICIPATED ENDOWMENT SPECIAL 18 YEARS WITH PROFITS 516 ANTICIPATED ENDOWMENT SPECIAL 21 YEARS WITH PROFITS 517 ANTICIPATED ENDOWMENT SPECIAL 24 YEARS WITH PROFITS 518 ANTICIPATED ENDOWMENT SPECIAL 30 YEARS WITH PROFITS 519 ASSETLINK 520 BIRTHDAY VOUCHER 521 CAPITAL PROTECTED SAVER 522 CAPITAL PROTECTED SAVER ENHANCED 523 CONVERTIBLE TERM RIDER 524 CPL SHIELD 525 CRITICAL ILLNESS - FIB 526 CRITICAL ILLNESS RIDER (MAXLIFE JUNIOR) 527 CRITICAL ILLNESS RIDER (MAXSAVE PLUS) 528 CRITICAL ILLNESS RIDER (MAXSAVE) 529 CRITICAL ILLNESS RIDER (WHOLE LIFE)

530 DIRECT - OAC 5YR CRITICAL CARE 531 DIRECT - OAC 5YR TERM 532 DIRECT - OAC CRITICAL CARE 533 DIRECT - OAC CRITICAL CARE 70 534 DIRECT - OAC CRITICAL CARE 85 535 DIRECT - OAC LIFE 70 536 DIRECT - OAC LIFE 85 537 DIRECT - OAC TERM 538 EASICASH SAVER 539 ENDOWMENT FOR 10 YEARS WITH PROFITS 540 ENDOWMENT FOR 15 YEARS WITH PROFITS 541 ENDOWMENT FOR 20 YEARS WITH PROFITS 542 ENDOWMENT FOR 25 YEARS WITH PROFITS 543 ENDOWMENT FOR 30 YEARS WITH PROFITS 544 ENDOWMENT WITH PROFITS AND PREMIUM CEASING AT AGE 45 545 ENDOWMENT WITH PROFITS AND PREMIUM CEASING AT AGE 50 546 ENDOWMENT WITH PROFITS AND PREMIUM CEASING AT AGE 55 547 ENDOWMENT WITH PROFITS AND PREMIUM CEASING AT AGE 60 549 EXTENDED TERM 550 FORTUNE POLICY (WHOLE LIFE WITH PROFITS) 551 GOOD FORTUNE (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 552 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 24 YEARS 553 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 28 YEARS 554 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 32 YEARS 555 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 36 YEARS 556 GOOD LUCK POLICY WITH PROFITS AND PREMIUM PAYMENT LIMITED TO 40 YEARS 557 JUNIOR 88 PLUS (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 558 JUNIOR 88 PLUS (WHOLE LIFE WITH ESCALATING REVERSIONARY BONUS) 559 JUNIOR HERITAGE (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 560 JUNIOR LIVING PLUS - WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS 561 L.I.F.E. JUNIOR 562 L.I.F.E. MAN 563 L.I.F.E. SENIOR 564 L.I.F.E. WOMAN 565 LIFE 88 - WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS 566 MAJOR CANCER 567 MAXASSURE LINK PROTECTOR STAFF 568 MAXASSURE LINK SAVER 569 MAXASSURE LINK SAVER STAFF 570 MAXCAPITAL SAVER 571 MAXCARE 572 MAXCARE JUNIOR 573 MAXCARE PLUS - PREMIUM PAYING 574 MAXEDU CARE 575 MAXEDU CHOICE 576 MAXFAMILY COVER 577 MAXFAMILY PROTECTOR 578 MAXFAMILY PROTECTOR (CI) 579 MAXFAMILY PROTECTOR (CI) STAFF 580 MAXFAMILY PROTECTOR (STAFF) 581 MAXGROWTH 582 MAXGROWTH ENHANCED 583 MAXGROWTH PLUS 584 MAXLIFE 10 585 MAXLIFE 15

586 MAXLIFE 99 587 MAXLIFE CARE (MAN/LADY) 588 MAXLIFE CARE 2 589 MAXLIFE GUARD 590 MAXLIFE JUNIOR 591 MAXLIFE LEGACY 592 MAXLIFE PROTECTOR 2 593 MAXLIFE REWARDS 594 MAXLINK PROTECTOR 595 MAXLINK PROTECTOR OCBC STAFF 596 MAXLINK SAVER 597 MAXLINK SAVER OCBC STAFF 598 MAXPROTECTOR 100% STAFF 599 MAXPROTECTOR 50% STAFF 600 MAXSAVE ENHANCED 601 MAXSAVE PLUS 602 MAXSAVE PLUS 18 603 MAXSAVE PLUS 21 604 MAXSAVE10 605 MAXSAVE11 606 MAXSAVE12 607 MAXSAVE13 608 MAXSAVE14 609 MAXSAVE15 610 MAXSAVE16 611 MAXSAVE17 612 MAXSAVE18 613 MAXSAVE19 614 MAXSAVE20 615 MAXSAVE21 616 MAXSAVE22 617 MAXSAVE23 618 MAXSAVE24 619 MAXSAVE25 620 MAXSAVE26 621 MAXSAVE27 622 MAXSAVE28 623 MAXSAVE29 624 MAXSAVE30 625 MAXTERM ENHANCED 626 MAXTERM ENHANCED (CI) 627 MAXTERM SPECIAL 628 MAXTRIPLE CARE 629 MAXWEALTH PREMIER 630 MAXWEALTH PREMIER 2 631 MAXWEALTH SAVER 632 MORTGAGE PROTECTOR 633 MORTGAGE PROTECTOR (RP) 634 MORTGAGE PROTECTOR (SP) 635 MORTGAGE PROTECTOR ADVANTAGE 636 NON-PAR ENDOWMENT - 10 YEARS 637 NON-PAR ENDOWMENT - 11 YEARS 638 NON-PAR ENDOWMENT - 12 YEARS 639 NON-PAR ENDOWMENT - 13 YEARS 640 NON-PAR ENDOWMENT - 14 YEARS

641 NON-PAR ENDOWMENT - 15 YEARS 642 NON-PAR ENDOWMENT - 16 YEARS 643 NON-PAR ENDOWMENT - 17 YEARS 644 NON-PAR ENDOWMENT - 18 YEARS 645 NON-PAR ENDOWMENT - 19 YEARS 646 NON-PAR ENDOWMENT - 20 YEARS 647 NON-PAR ENDOWMENT - 21 YEARS 648 NON-PAR ENDOWMENT - 22 YEARS 649 NON-PAR ENDOWMENT - 23 YEARS 650 NON-PAR ENDOWMENT - 24 YEARS 651 NON-PAR ENDOWMENT - 25 YEARS 652 NON-PAR ENDOWMENT - 26 YEARS 653 NON-PAR ENDOWMENT - 27 YEARS 654 NON-PAR ENDOWMENT - 28 YEARS 655 NON-PAR ENDOWMENT - 29 YEARS 656 NON-PAR ENDOWMENT - 30 YEARS 657 NON-PAR ENDOWMENT - 45 YEARS 658 NON-PAR ENDOWMENT - 5 YEARS 659 NON-PAR ENDOWMENT - 6 YEARS 660 NON-PAR ENDOWMENT - 7 YEARS 661 NON-PAR ENDOWMENT - 8 YEARS 662 NON-PAR ENDOWMENT - 9 YEARS 663 NON-PAR ENDOWMENT - CEASING AT AGE 50 664 NON-PAR ENDOWMENT - CEASING AT AGE 55 665 NON-PAR ENDOWMENT - CEASING AT AGE 60 666 NON-PAR ENDOWMENT - CEASING AT AGE 65 667 PREMIER 88 PLUS (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 668 PREMIER 88 PLUS (WHOLE LIFE WITH ESCALATING REVERSIONARY BONUS) 669 PREMIER CANCERGUARD 670 PREMIER CONVERTIBLE RIDER 671 PREMIER HERITAGE (WHOLE LIFE WITH COMPOUND REVERSIONARY BONUS) 672 PREMIER LIVING ASSURANCE RIDER 673 PREMIER SAVER 674 PREMIER SAVER PLUS 675 PREMIER TERM RIDER 676 REDUCING MORTGAGE ASSURANCE 10 YEARS NON-PARTICIPATING PLAN 677 REDUCING MORTGAGE ASSURANCE 11 YEARS NON-PARTICIPATING PLAN 678 REDUCING MORTGAGE ASSURANCE 12 YEARS NON-PARTICIPATING PLAN 679 REDUCING MORTGAGE ASSURANCE 13 YEARS NON-PARTICIPATING PLAN 680 REDUCING MORTGAGE ASSURANCE 14 YEARS NON-PARTICIPATING PLAN 681 REDUCING MORTGAGE ASSURANCE 15 YEARS NON-PARTICIPATING PLAN 682 REDUCING MORTGAGE ASSURANCE 16 YEARS NON-PARTICIPATING PLAN 683 REDUCING MORTGAGE ASSURANCE 17 YEARS NON-PARTICIPATING PLAN 684 REDUCING MORTGAGE ASSURANCE 18 YEARS NON-PARTICIPATING PLAN 685 REDUCING MORTGAGE ASSURANCE 19 YEARS NON-PARTICIPATING PLAN 686 REDUCING MORTGAGE ASSURANCE 20 YEARS NON-PARTICIPATING PLAN 687 REDUCING MORTGAGE ASSURANCE 21 YEARS NON-PARTICIPATING PLAN 688 REDUCING MORTGAGE ASSURANCE 22 YEARS NON-PARTICIPATING PLAN 689 REDUCING MORTGAGE ASSURANCE 23 YEARS NON-PARTICIPATING PLAN 690 REDUCING MORTGAGE ASSURANCE 24 YEARS NON-PARTICIPATING PLAN 691 REDUCING MORTGAGE ASSURANCE 25 YEARS NON-PARTICIPATING PLAN 692 REDUCING MORTGAGE ASSURANCE 26 YEARS NON-PARTICIPATING PLAN 693 REDUCING MORTGAGE ASSURANCE 27 YEARS NON-PARTICIPATING PLAN 694 REDUCING MORTGAGE ASSURANCE 28 YEARS NON-PARTICIPATING PLAN 695 REDUCING MORTGAGE ASSURANCE 29 YEARS NON-PARTICIPATING PLAN

696 REDUCING MORTGAGE ASSURANCE 30 YEARS NON-PARTICIPATING PLAN 697 REDUCING MORTGAGE ASSURANCE 5 YEARS NON-PARTICIPATING PLAN 698 REDUCING MORTGAGE ASSURANCE 6 YEARS NON-PARTICIPATING PLAN 699 REDUCING MORTGAGE ASSURANCE 7 YEARS NON-PARTICIPATING PLAN 700 REDUCING MORTGAGE ASSURANCE 8 YEARS NON-PARTICIPATING PLAN 701 REDUCING MORTGAGE ASSURANCE 9 YEARS NON-PARTICIPATING PLAN 702 REDUCING TERM RIDER 703 SCHOOL PROTECTION PLAN I 704 SCHOOL PROTECTION PLAN II 705 SCHOOL PROTECTION PLAN III 706 TERM REFUND 100% MAXPROTECTOR 707 TERM REFUND 50% MAXPROTECTOR 708 TERM RIDER 10 709 TERM RIDER DREAD DISEASE 710 TERM WITH REFUND PREM WAIVER 711 TERM WITH REFUND TPD BENEFIT 712 THE VIP (3-1) PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 55 713 THE VIP (3-1) PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 60) 714 THE VIP (3-1) PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 65) 715 THE VIP (3-1) PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 85 WITH TERM RIDER) 716 THE VIP PLAN (NON-PARTICIPATING WHOLE LIFE WITH PAYMENT OF PREMIUM CEASING AT AGE 85) 717 TOTAL PERMANENT DISABILITY RIDER 718 TPD FOR FIB 719 USD CAPITAL PROTECTED SAVER 720 USD MAXSAVE10 721 USD MAXSAVE12 722 WEALTHLINK 723 WHOLE LIFE - PAID UP 724 WHOLE LIFE - PAID UP 2 725 WHOLE LIFE ASSURANCE WITH PROFITS 726 WHOLE LIFE WITH LIMITED PAYMENT FOR 20 YEARS WITH PROFITS

1 DEFERRED ANNUITY AGE 60 2 LIFECARE ANNUITY (NON-PARTICIPATING) 3 LIFECARE ANNUITY (PARTICIPATING) 4 LIFECARE PARTICIPATING ANNUITY 5 MAXGOLD ANNUITY AGE 60 6 MAXGOLD ANNUITY AGE 62 7 MAXLIFE ANNUITY AGE 55 8 SECUREWISE CATEGORY 3 PRODUCTS

1 GROUP MORTGAGE REDUCING TERM POLICY CATEGORY 4 PRODUCTS