POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE

Transcription

1 POLICY OWNERS' PROTECTION SCHEME (PPF SCHEME) FOR LIFE INSURANCE The PPF Scheme is an additional safety net that protects the interest of life insurance policyholders in the very unlikely event that an insurer fails. The PPF Scheme provides policyholders with 100% protection of the guaranteed benefits subject to applicable limits and caps under their life insurance policies. Coverage for the policies is automatic and no further action is required by the policyholders. The PPF Scheme is administered by an independent body, Singapore Deposit Insurance Corporation (SDIC). All life insurers registered by the Monetary Authority of Singapore (MAS), including Great Eastern Life Assurance Co Ltd, are members of PPF Scheme. The PPF Scheme protects all life insurance policies (including riders) issued by PPF scheme members. This would include policies issued to non-singapore residents. Insured policies shall be classified into one of the following 4 categories: Category 1 insured policies, comprising any of the following types of policies or riders: - Any individual accident and health policy - Any rider to an individual policy, with the exception of: + a unit-deducting rider to a investment-linked policy, or + a term accelerated rider (a rider which accelerates the payment of part or all of the sum assured stated in the policy or provides for a payout of an additional sum of money over and above the sum assured stated in the policy upon occurrence of a claim event) - Any group health policy - Any group personal accident policy - The part of any insured policy comprising the accumulated values (including accrued interest) of coupon deposits, advance premium payments and unclaimed moneys Category 2 insured policies, comprising any of the following types of policies or riders: - Any individual policy or rider (other than Category 1 or 3 insured policy) - Any voluntary group term policy - Any voluntary group whole life policy - Any voluntary group endowment policy - Any unit-deducting rider to a investment-linked policy - Any term accelerated rider (a rider which accelerates the payment of part or all of the sum assured stated in the policy or provides for a payout of an additional sum of money over and above the sum assured stated in the policy upon occurrence of a claim event) except that any accident and health benefit (other than those benefits that accelerate the payment of part or all of the sum assured stated in the policy) payable under any such policy, will be classified as a Category 1 insured policy Category 3 insured policies, comprising any annuity where the policy owner is an individual and any voluntary group annuity policy Category 4 insured policies, comprising any non-voluntary group insurance policy (such as nonvoluntary group term/ whole life/ endowment/ annuity policy) For more information on the types of benefits that are covered under the scheme, please contact us or alternatively, you can visit the LIA website ( or SDIC website (

2 CATEGORY 1 PRODUCTS 1 ACC DEATH & DISMEMBERMENT W RCC 2 ACCIDENTAL DEATH BEN 3 ACCIDENTAL DEATH BEN WITH RCC 4 ACCIDENTAL PERMANENT DISABLEMENT 5 ACCIDENTCARE 6 ACCIDENTCARE (ADDD) 7 ACCIDENTCARE (AD&D) 8 ACCIDENTCARE (ADB) 9 ACCIDENTCARE (ADDMB) 10 ACCIDENTCARE (CAB) 11 ACCIDENTCARE II (ACCIDENTAL DEATH AND DISABLEMENT BENEFITS) 12 ACCIDENTCARE II (ACCIDENTAL DEATH BENEFIT) 13 ACCIDENTCARE II (ACCIDENTAL DEATH, DISABLEMENT AND DISABILITY BENEFITS) 14 ACCIDENTCARE II (ACCIDENTAL DEATH, DISABLEMENT AND MEDICAL BENEFITS) 15 ACCIDENTCARE II (COMPREHENSIVE ACCIDENT BENEFIT PLUS) 16 ACCIDENTCARE II (COMPREHENSIVE ACCIDENT BENEFIT) 17 ACCIDENTCARE PLUS 18 ACCIDENTCARE PLUS II 19 ACCIDENTCARE PLUS II RIDER 20 COMPREHENSIVE ACC BEN WITH RCC 21 DOUBLE ACCIDENT PROTECTOR (WALK IN) 22 ELDERSHIELD 23 ELDERSHIELD COMPREHENSIVE PLAN 24 ELDERSHIELD VALUE PLUS 25 ESSENTIAL PROTECTOR 26 ESSENTIAL PROTECTOR PLUS 27 ESSENTIAL PROTECTOR PLUS (PROVISION) - PLAN A 28 ESSENTIAL PROTECTOR PLUS (PROVISION) - PLAN B 29 ESSENTIAL PROTECTOR PLUS (PROVISION) - PLAN C 30 EXTENDED TPD RIDER (5) 31 EXTENDED TPD RIDER 32 EXTENDED TPD RIDER (10 YR DEF'D) 33 EXTENDED TPD RIDER (5 YR DEF'D) 34 FLEXI MATERNITY COVER 35 FOREIGN WORKERS MEDICAL INSURANCE SCHEME 36 GL PAYER BENEFIT (LA) RIDER 37 GLOBAL ADVANTAGE PLAN 38 GOLDEN PROTECTOR 39 GOLDEN PROTECTOR PLUS 40 GREATLINK PAYER BENEFIT (LIVING ASSURANCE) RIDER II 41 GREATLINK PAYER BENEFIT RIDER 42 GROUP DENTAL HEALTH PLAN 43 GROUP HOSPITAL AND SURGICAL POLICY 44 GROUP MAJOR MEDICAL BENEFIT 45 GROUP PERSONAL ACCIDENT POLICY 46 GROUP PRIMECARE CLINICAL INSURANCE

3 CATEGORY 1 PRODUCTS 47 GROUP SUPREMECARE 48 G'TEED INSURABILITY BEN RIDER 49 HER LIVING ASSURANCE RIDER 50 HOSPITAL & SURGICAL INSURANCE POLICY 51 HOSPITAL & SURGICAL PROTECTOR 52 HOSPITAL BENEFIT FOR SPOUSE 53 HOSPITAL CASH PROTECTOR POLICY 54 HOSPITAL INCOME BENEFIT RIDER 55 HOSPITALISATION AND SURGICAL BENEFITS 56 HOSPITALISATION BENEFIT 57 HOSPITALISATION BENEFIT FOR CHILD 58 HOSPITALISATION BENEFIT FOR POLICE AND MILITARY 59 INTERNATIONAL MEDICAL SCHEME 60 JUNIOR LIVING ASSURANCE RIDER 61 JUNIOR LIVING ASSURANCE RIDER PLUS 62 JUNIOR PROTECTOR 63 JUNIOR PROTECTOR PLUS 64 LIFE ACCIDENT PROTECTOR 65 LIFESECURE RIDER : LIFESECURE RIDER : LIFESECURE RIDER : LIFE 68 LIFESECURE : LIFESECURE : LIFESECURE : LIFE 71 LIFETIME HOSPITAL BENEFIT POLICY 72 LIFETIME HOSPITAL BENEFITS RIDER 73 LONG TERM GOLDENCARE POLICY 74 LONG TERM GOLDENCARE SPOUSE RIDER 75 LT DISABILITY BENEFITS INSURANCE 76 MANAGED HEALTHCARE SCHEME 77 MORTGAGE ACCIDENTCARE 78 MAXMATERNITY CARE 79 PARENT ASSURANCE BENEFIT 80 PARENT ASSURANCE BENEFIT (CI) 81 PAYASSURE POLICY 82 PAYASSURE RIDER PAYASSURE RIDER PAYASSURE RIDER PAYCARE POLICY 86 PAYCARE POLICY (CONVERTED) 87 PAYCARE POLICY (ESCALATION) 88 PAYCARE POLICY (LEVEL) 89 PAYCARE RIDER PAYCARE RIDER 55 (ESCALATION) 91 PAYCARE RIDER 55 (LEVEL) 92 PAYCARE RIDER 60

4 CATEGORY 1 PRODUCTS 93 PAYCARE RIDER 60 (ESCALATION) 94 PAYCARE RIDER 60 (LEVEL) 95 PAYCARE RIDER 65 (ESCALATION) 96 PAYCARE RIDER 65 (LEVEL) 97 PAYER BEN W ANN BEN RIDER PLUS 98 PAYER BEN WITH ANNUAL BEN R30 99 PAYER BEN WITH ANNUAL BEN RIDER 100 PAYER BENEFIT (LA) RIDER 101 PAYER BENEFIT (LIVING ASSURANCE) RIDER II 102 PAYER BENEFIT (LIVING ASSURANCE) RIDER III 103 PAYER BENEFIT RIDER 104 PAYER BENEFIT RIDER 105 PAYER BENEFIT RIDER (ILP) (LA) III 106 PAYER BENEFIT RIDER (ILP) III 107 PAYER BENEFIT RIDER PAYER BENEFIT RIDER III 109 PAYER BENEFIT RIDER PLUS 110 PAYSECURE POLICY 111 PAYSECURE RIDER 112 PERSONAL ACCIDENT PROTECTOR PLUS POLICY 113 PERSONAL ACCIDENT PROTECTOR POLICY 114 PERSONAL ACCIDENT STUDENT PA 115 PREGNANCY RISK COVER 116 PREMIER HEALTH PLAN 117 PREMIUM WAIVER RIDER 118 PREMIUM WAIVER RIDER (ILP) 119 PRESTIGE GLOBAL MEDICARE 120 PRESTIGE PACARE 121 ROBINSONCARE 122 SAN[NOTE: SCHEDULE REFLECTS AS SAN INSURANCE] 123 SMART EARLY CRITICAL CARE PAYER BENEFIT RIDER 124 SMART EARLY CRITICAL CARE PREMIUM WAIVER RIDER 125 SUPREME MEDICASH 126 SUPREME HEALTH 127 SUPREMEHEALTH PLAN 128 TAKE-ON ACCIDENT 129 TOTAL HEALTH 130 TOTAL HEALTH PLUS 131 TOTALSHIELD PLAN 132 TOTALSHIELD PLUS RIDER 133 TRIPLE ACCIDENT PROTECTION PLAN 134 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR FOCAL FINANCE CUSTOMER 135 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR GREAT EASTERN LIFE SHAREHOLDER 136 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR OCBC BANK GROUP ACCOUNT HOLDER 137 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR OCBC FINANCE CUSTOMER

5 CATEGORY 1 PRODUCTS 138 TRIPLE ACCIDENT PROTECTOR INSURANCE POLICY - FOR OCBC VISA/MASTERCARD CARDHOLDER 139 WAIVER OF PREMIUM (DISABILITY) 140 WAIVER OF PREMIUM WAIVER OF PREMIUM 30 II

6 1 10 YEAR NON-PAR SINGLE PREMIUM ENDOWMENT (10 YEAR CASHBACK ENDOWMENT) 2 10 YEAR NON-PAR SP ENDOWMENT 3 17 YR FREQUENT CASH BACK ENDMT 4 18 YR FREQ CASH BACK ENDMT (PUP) 5 18 YR FREQUENT CASH BACK ENDMT 6 20 YR FREQ CASH BACK ENDMT (PUP) 7 20 YR FREQUENT CASH BACK ENDMT 8 21 YR FREQ CASH BACK ENDMT (PUP) 9 21 YR FREQUENT CASH BACK ENDMT 10 3-YEAR CASH SAVER 11 3-YEAR CASH SAVER (SERIES 2) 12 3-YEAR CASH SAVER (SERIES 3) 13 3-YEAR CHOICE SAVER 14 3-YEAR GUARANTEED SAVER 15 5YR R&C LIVING TERM ASSURANCE 16 5YR R&C LIVING TERM ASSURANCE II 17 5YR R&C LIVING TERM WITH TPD 18 5YR R&C TERM ASSURANCE 19 7 YEAR GUARANTEED SAVER 20 ADDITIONAL LIVING BENEFIT 21 ANNUAL CASHBACK ENDMT 18 (PUP) 22 ANNUAL CASHBACK ENDMT 21 (PUP) 23 ANNUAL CASHBACK ENDMT 25 (PUP) 24 ANNUAL CASHBACK ENDOWMENT ANNUAL CASHBACK ENDOWMENT 18 (SERIES 2) 26 ANNUAL CASHBACK ENDOWMENT 18 FULL PAY (SERIES 2) 27 ANNUAL CASHBACK ENDOWMENT ANNUAL CASHBACK ENDOWMENT ANNUAL CASHBACK ENDOWMENT 25 (SERIES 2) 30 ANNUAL CASHBACK ENDOWMENT 25 FULL PAY (SERIES 2) 31 ASSISTED REPRODUCTION PROGRAMME 32 CANCERCARE 33 CASH SAVER 34 CHOICE INVESTMENT WITH RB 35 CHOICE INVESTMENT (V3.0) 36 CHOICE INVESTMENT (V4.0) 37 CHOICE INVESTMENT (V5.0) 38 CHOICE INVESTMENT V5.1 (MR CPF) 39 CHOICE INVESTMENT(VER. 2.1) 40 CHOICE SAVER 41 CHOICE SAVER (MR CPF) 42 CHOICE SAVER (SERIES 2) 43 CHOICE SAVER (SERIES 3) 44 CHOICE SAVER (SERIES 4) 45 CITIZEN EXCLUSIVE WL WITH CB 46 COMPREHENSIVE RETIREMENT PLAN

7 47 CREDIT LIFE POLICY 48 CREDITCARE (LA) POLICY - SP 49 CREDITCARE (LA) SPOUSE RIDER 50 CREDITCARE (LA) POLICY 51 CREDITCARE (LA) POLICY II 52 CREDITCARE (LA) RIDER 53 CREDITCARE (LA) RIDER - SP 54 CREDITCARE (LIVING ASSURANCE) RIDER II 55 CREDITCARE (LIVING ASSURANCE) SPOUSE RIDER II 56 CREDITCARE POLICY 57 CREDITCARE RIDER 58 CREDITCARE SPOUSE RIDER 59 CRITICAL CARE ADVANTAGE 60 CRITICAL CARE ADVANTAGE RIDER 61 CRITICAL ILLNESS PROTECTOR 62 CRITICAL ILLNESS PROTECTOR (SERIES 3) 63 CRITICAL ILLNESS PROTECTOR CRITICAL ILLNESS PROTECTOR CRITICAL ILLNESS PROTECTOR CRITICAL ILLNESS PROTECTOR 20 (SERIES 3) 67 CRITICAL ILLNESS PROTECTOR 60 (CB) 68 CRITICAL ILLNESS PROTECTOR MULTIPLIER CRITICAL ILLNESS PROTECTOR MULTIPLIER CRITICAL ILLNESS PROTECTOR MULTIPLIER DEPENDANT PROTECTION SCHEME 72 DIRECT - GREAT 5YR CRITICAL CARE 73 DIRECT - GREAT 5YR TERM 74 DIRECT - GREAT CRITICAL CARE 75 DIRECT - GREAT CRITICAL CARE DIRECT - GREAT CRITICAL CARE DIRECT - GREAT LIFE DIRECT - GREAT LIFE DIRECT - GREAT TERM 80 DYNAMIC LA WITH CASH BONUS 81 DYNAMIC LIVING ASSURANCE (PUP) 82 DYNAMIC PROLIFE (PAID-UP) 83 DYNAMIC PROLIFE WITH CASH BONUS 84 DYNAMIC PROLIFE (98) (PAID-UP) 85 DYNAMIC PROLIFE(98) WITH CB 86 EARLY-PAYOUT CRITICAL CARE PLUS 87 EARLY-PAYOUT CRITICALCARE 88 EARLY-PAYOUT CRITICALCARE PLUS RIDER 89 EARLY-PAYOUT CRITICALCARE RIDER 90 ENDMT CLASSIC (98) WITH RB 91 ENDMT SPECIAL (98) WITH RB 92 ENDOWMENT 5

8 93 ENDOWMENT 5 (PAID-UP) 94 ENDOWMENT 5 PLUS 95 ENDOWMENT CLASSIC 96 ENDOWMENT CLASSIC WITH RB 97 ENDOWMENT CLASSIC (98) (PAID-UP) 98 ENDOWMENT CLASSIC (PAID-UP) 99 ENDOWMENT SPECIAL (PAID-UP) 100 ENDOWMENT SPECIAL WITH RB 101 ENDOWMENT SPECIAL (1) WITH RB 102 ENDOWMENT SPECIAL (98) (PAID-UP) 103 ENDOWMENT SPECIAL(1) (PAID-UP) 104 ENDOWMENT WITH CRB 105 ENDOWMENT WITH SRB 106 ENDOWMENT WITHOUT PROFITS 107 ESSENTIAL LIVING TERM ASSURANCE 108 ESSENTIAL LIVING TERM ASSURANCE RIDER 109 ESSENTIAL TERM ASSURANCE 110 ESSENTIAL TERM ASSURANCE 111 EXPRESS REWARD (PAID-UP) 112 EXPRESS REWARD WITH RB 113 EXT TERM ASSURANCE W/O PROFITS 114 EXTENDED ENDOWMENT W/O PROFITS 115 EXTENDED TERM RIDER 116 FAMILY PROTECTOR WITH TPD BEN 117 FAMILY3 (10YEAR-PAY) 118 FAMILY3 (10YEAR-PAY) - SERIES FAMILY3 (10YEAR-PAY) - SERIES FAMILY3 (15YEAR-PAY) 121 FAMILY3 (15YEAR-PAY) - SERIES FAMILY3 (15YEAR-PAY) - SERIES FINANCIER (98) (PAID-UP) 124 FINANCIER (98) WITH CASH BONUS 125 FINANCIER WHOLE LIFE WITH CB 126 FLEXI ENDOWMENT 127 FLEXI ENDOWMENT FLEXI ENDOWMENT FLEXILIFE 130 FLEXILIFE (SERIES 2) 131 FLEXILIFE (SERIES 3) 132 FLEXILIFE 10 (SERIES 2) 133 FLEXILIFE 15 (SERIES 2) 134 FLEXILIFE FLEXILIFE 20 (SERIES 2) 136 FLEXILIFE 20 (SERIES 3) 137 FLEXILIFE 20 PAID-UP 138 FLEXILIFE 60 (CB)

9 139 FLEXILIFE 60 (CB) PAID-UP 140 FLEXILIFE 60 (RB) 141 FLEXILIFE 60 (RB) PAID-UP 142 FLEXILIFE MULTIPLIER FLEXILIFE MULTIPLIER FLEXILIFE MULTIPLIER FLEXILIFE PAID-UP 146 FLEXILIFE SP (SERIES 3) 147 GE SPECIAL WL W/O PROFITS 148 GOLDEN LION ENDOWMENT (PAID-UP) 149 GOLDEN LION ENDOWMENT WITH CRB 150 GOLDEN LION WL W/O PROFITS 151 GL WAIVER OF PREMIUM GREATLINK ACHIEVER PLAN 153 GREATLINK CHOICE 154 GREATLINK DYNAMIC SAVER 155 GREATLINK FLEXIPLAN 156 GREATLINK GROWTH PLAN 157 GREATLINK GROWTH PLAN (MR CPF) 158 GREATLINK SUPREMELIFE 159 GREATLINK WAIVER OF PREMIUM BENEFIT 30 II 160 GUARANTEED REWARDS (3+17) 161 GUARANTEED REWARDS (5+10) 162 GUARANTEED REWARDS (5+15) 163 INCREASING TERM RIDER W TPD BEN 164 INVEST ASSURANCE PLAN WITH CRB 165 JOINT LIFE - WHOLE LIFE WITH SRB 166 JOINT LIFE ENDOWMENT WITH CRB 167 JOINT WHOLE LIFE WITH CRB 168 JOINT WHOLE LIFE WITHOUT PROFITS 169 LIFE PERKS 170 LIFE PERKS (PAID-UP) 171 LIFE PERKS LIFE PERKS LIFE PERKS 20 (PAID-UP) 174 LIMTED PAYMENT WL LIFE WITH CRB 175 LION ENDOWMENT (PAID-UP) 176 LION ENDOWMENT WITH CRB 177 LIV ASS ACCELERATOR PLUS END CRB 178 LIV ASSUR ACCELERATOR (WL ERB98) 179 LIV ASSUR ACCELERATOR PLUS 180 LIVING ADVANCE RIDER 181 LIVING ADVANCE RIDER LIVING ADVANCE RIDER 20 II 183 LIVING ADVANCE RIDER 60 ( CB ) 184 LIVING ADVANCE RIDER 60 ( RB )

10 185 LIVING ADVANCE RIDER 60 (CB) II 186 LIVING ADVANCE RIDER 60 (RB) II 187 LIVING ADVANCE RIDER FOR ENDMT 188 LIVING ADVANCE RIDER FOR ENDOWMENT LIVING ADVANCE RIDER FOR ENDOWMENT II 190 LIVING ADVANCE RIDER II 191 LIVING ASSUR ACCELERATOR R LIVING ASSURANCE BENEFIT 193 LIVING ASSURANCE BENEFIT II 194 LIVING ASSUR POL PLUS (PUP) 195 LIVING ASSUR POL PLUS WITH CRB 196 LIVING ASSUR POLICY W/O PROFITS 197 LIVING ASSURANCE POLICY (PAID-UP) 198 LIVING ASSURANCE POLICY WITH CRB 199 LIVING ASSURANCE RIDER 200 LIVING ASSURANCE RIDER LIVING ASSURANCE RIDER 30 II 202 LIVING ASSURANCE RIDER PLUS 203 LIVING BENEFIT RIDER 204 LIVING JOY RIDER 205 LIVING JOY RIDER (LTD PAYMENT) 206 LIVING REWARD 207 LIVING TERM ASSURANCE 208 LIVING TERM ASSURANCE II 209 LTD PAYMENT WHOLE LIFE WITH SRB 210 LTD PAYMENT WL W/O PROFITS 211 MATERNITY BENEFIT RIDER 212 MAX SINGLE PREMIUM YIELD 213 MAXRETIREMENT FLEX (PAYOUT 62 FOR 10 YEARS) 214 MAXRETIREMENT FLEX 10 (PAYOUT 62 FOR 10 YEARS) 215 MAXRETIREMENT FLEX (PAYOUT 62 FOR 15 YEARS) 216 MAXRETIREMENT FLEX 10 (PAYOUT 62 FOR 15 YEARS) 217 MAXRETIREMENT FLEX (PAYOUT 65 FOR 10 YEARS) 218 MAXRETIREMENT FLEX 10 ( PAYOUT 65 FOR 10 YEARS) 219 MAXRETIREMENT FLEX (PAYOUT 65 FOR 15 YEARS) 220 MAXRETIREMENT FLEX 10 (PAYOUT 65 FOR 15 YEARS) 221 MAXRETIREMENT (PAYOUT 60) 222 MAXRETIREMENT (PAYOUT 65) 223 MAXRETIREMENT 10 (PAYOUT 60) 224 MAXRETIREMENT 10 (PAYOUT 65) 225 MAXRETIREMENT SP (PAYOUT 60) 226 MAXRETIREMENT SP (PAYOUT 65) 227 MAXRETIREMENT SP (PAYOUT 70) 228 MORTGAGE DECREASING TERM POLICY 229 MORTGAGECARE - SERIES MORTGAGECARE (LA) POLICY

11 231 MORTGAGECARE (LA) SPOUSE RIDER 232 MORTGAGECARE (LA) JT LIFE POL II 233 MORTGAGECARE (LA) POLICY II 234 MORTGAGECARE (LA) RIDER 235 MORTGAGECARE (LIVING ASSURANCE) RIDER II 236 MORTGAGECARE JOINTLIFE - SERIES MORTGAGECARE JOINTLIFE POLICY 238 MORTGAGECARE JOINTLIFE POL-SP 239 MORTGAGECARE POLICY 240 MORTGAGECARE POLICY 241 MORTGAGECARE POLICY - SP 242 MORTGAGECARE RIDER 243 MORTGAGECARE RIDER - SERIES MORTGAGECARE RIDER - SP 245 MORTGAGECARE SPOUSE RIDER 246 MORTGAGECARE SPOUSE RIDER - SP 247 PAID-UP ADDITIONS (OPTION 7) 248 PAID-UP ADDITIONS (OPTION 8) 249 PAYER TERM RIDER 250 PINKLIFE 251 PREFERRED LA POLICY (PUP) 252 PREFERRED LIV ASSSUR SPEC CRB 253 PREFERRED LIVING ASSSUR WITH CB 254 PREFERRED WHOLE LIFE (PAID-UP) 255 PREFERRED WHOLE LIFE WITH CB 256 PREFERRED WL WITH SPECIAL CRB 257 PRESTIGE LIFE 258 PRESTIGE LIFE REWARDS 259 PRESTIGE PORTFOLIO (RP) 260 PRESTIGE PORTFOLIO (RSP) 261 PRESTIGE PORTFOLIO (SP) 262 PRESTIGE PROTECTOR 263 PRESTIGE PROTECTOR GOLD 264 PRIME GROWTH REWARDS 265 PREMIERLIFE GENERATION 266 PRIME RETIREMENT (PAYOUT 62 FOR 10 YEARS) 267 PRIME RETIREMENT 10 (PAYOUT 62 FOR 10 YEARS) 268 PRIME RETIREMENT (PAYOUT 62 FOR 15 YEARS) 269 PRIME RETIREMENT 10 (PAYOUT 62 FOR 15 YEARS) 270 PRIME RETIREMENT (PAYOUT 65 FOR 10 YEARS) 271 PRIME RETIREMENT 10 ( PAYOUT 65 FOR 10 YEARS) 272 PRIME RETIREMENT (PAYOUT 65 FOR 15 YEARS) 273 PRIME RETIREMENT 10 (PAYOUT 65 FOR 15 YEARS) 274 PRIME REWARDS (3+17) 275 PRIME REWARDS (3+17) (SERIES 2) 276 PRIME REWARDS (5+10)

12 277 PRIME REWARDS (5+10) (SERIES 2) 278 PRIME REWARDS (5+15) 279 PRIME REWARDS (5+15) (SERIES 2) 280 PRIMEGOLD ADVANTAGE 281 PRIMEGOLD BONUS (15 YEARS) 282 PRIMEGOLD BONUS (20 YEARS I) 283 PRIMEGOLD BONUS (20 YEARS II) 284 PRIMEGOLD BONUS 2 (15 YEARS) 285 PRIMEGOLD BONUS 2 (20 YEARS I) 286 PRIMEGOLD BONUS 2 (2O YEARS II) 287 PRIMEGOLD REGULAR SAVER (15 YEARS) 288 PRIMEGOLD REGULAR SAVER (20 YEARS) 289 PRIMEGOLD SAVER (15YEARS) 290 PRIMEGOLD SAVER (20YEARS I) 291 PRIMEGOLD SAVER (20YEARS II) 292 PRIMESAVER 293 R&C LIVING TERM POLICY 294 R&C LIVING TERM POLICY WITH TPD 295 REDUCING LIVING ASSUR RIDER REDUCING TERM POLICY 297 REDUCING TR WITH TPD BENEFITS 298 RENEWABLE LA TERM POLICY 299 SAVERS LION ENDOWMENT (PAID-UP) 300 SAVERS LION ENDOWMENT WITH RB 301 SAVERSLIFE WITH CRB 302 SAVERSLION ENDMT (1) (PUP) 303 SAVERSLION ENDMT (98) WITH RB 304 SAVERSLION ENDOWMENT (1) WITH RB 305 SAVERSLION ENDOWMENT (98) (PUP) 306 SB FOR SAVERSLIFE 307 SG50 GUARANTEED SAVER 308 SINGLE PREMIUM ENDMT WITH CRB 309 SINGLE PREMIUM ENHANCED 310 SINGLE PREMIUM REWARDS 311 SINGLE PREMIUM REWARDS SINGLE PREMIUM REWARDS SINGLE PREMIUM SG SINGLE PREMIUM SPECIAL 315 SINGLE PREMIUM SPECIAL SINGLE PREMIUM SPECIAL SMART ACCIDENT PROTECTOR 318 SMART CRITICAL CARE 319 SMART EARLY CRITICAL CARE 320 SMART INVEST (RP) 321 SMART INVEST (RSP) 322 SMART INVEST (SP - CPF)

13 323 SMART INVEST (SP) 324 SMART INVEST (SP) (MR CPF) 325 SMART LIFE ADVANTAGE 326 SMART LIVING TERM ASSURANCE 327 SMART PROTECT (RP) 328 SMART PROTECT (RP) II 329 SMART PROTECT (SP) 330 SMART SAVER RIDER III 331 SMART TERM ASSURANCE 332 SMARTSAVER RIDER 333 SMARTSAVER RIDER WITH RB 334 SMARTSAVER RIDER II 335 SOUND INVESTMENT WITH RB 336 SOUND INVESTMENT (US$) WITH RB 337 SP LIVING ASSURANCE RIDER 338 SP LIVING TERM RIDER PLUS 339 SPOUSE PROTECTION RIDER 340 SUPREME EDUCATION SUPREME EDUCATION 22 (10YEAR-PAY) 342 SUPREME EDUCATION SUPREME EDUCATION 24 (10YEAR-PAY) 344 SUPREME LA WITH RB SUPREME LIFE (PAID-UP) 346 SUPREME LIFE WITH RB SUPREME LIVING ASSURANCE (PUP) 348 SUPREME LIVING TERM 349 SUPREME PROTECT 350 SUPREME PROTECT (SERIES 2) 351 SUPREME PROTECT SUPREME PROTECT SUPREME PROTECT SUPREME PROTECT 2O (SERIES 2) 355 SUPREME PROTECT SUPREME PROTECT PLUS 357 SUPREME PROTECT PLUS (SERIES 2) 358 SUPREME PROTECT PLUS SUPREME PROTECT PLUS SUPREME PROTECT PLUS SUPREME PROTECT PLUS 20 (SERIES 2) 362 SUPREME PROTECT PLUS SUPREME RETIREMENT 364 SUPREME RETIREMENT (PAYOUT 60) 365 SUPREME RETIREMENT SUPREME RETIREMENT 10 (PAYOUT 60) 367 SUPREME RETIREMENT SP 368 SUPREME RETIREMENT SP (PAYOUT 60)

14 369 SUPREME RETIREMENT SP (PAYOUT 70) 370 SUPREME SAVER 371 SUPREME SAVER (MR CPF) 372 SUPREME TERM 373 SUPREME TERM (LIMITED PAY 65) 374 TERM ASSURANCE 375 TERM ASSURANCE POLICY BY SP 376 TERM POLICY W/O TPD BENEFITS 377 TERM POLICY WITH TPD BENEFITS 378 TERM RIDER 379 TERM RIDER WITH TOTAL AND PERMANENT DISABILITY BENEFITS 380 UNIVERSAL LIFE - REGION B 381 UNIVERSAL LIFE - REGION A (PREFERRED LIFE) 382 UNIVERSAL LIFE - REGION A (STANDARD LIFE) 383 UNIVERSAL LIFE - REGION C 384 UNIVERSAL LIFE II - REGION A 385 UNIVERSAL LIFE II - REGION A (PREFERRED LIFE) 386 UNIVERSAL LIFE II - REGION B 387 UNIVERSAL LIFE II - REGION B (PREFERRED LIFE) 388 UNIVERSAL LIFE II - REGION C 389 UNIVERSAL LIFE II - REGION C (PREFERRED LIFE) 390 UNIVERSAL LIFE III - REGION A 391 UNIVERSAL LIFE III - REGION A (PREFERRED LIFE) 392 UNIVERSAL LIFE III - REGION B 393 UNIVERSAL LIFE III - REGION B (PREFERRED LIFE) 394 UNIVERSAL LIFE III - REGION C 395 UNIVERSAL LIFE III - REGION C (PREFERRED LIFE) 396 UNIVERSAL LIFE IV - REGION A 397 UNIVERSAL LIFE IV - REGION A (PREFERRED LIFE) 398 UNIVERSAL LIFE IV - REGION B 399 UNIVERSAL LIFE IV - REGION B (PREFERRED LIFE) 400 UNIVERSAL LIFE IV - REGION C 401 UNIVERSAL LIFE IV - REGION C (PREFERRED LIFE) 402 UNIVERSAL LIFE VI - REGION A 403 UNIVERSAL LIFE VI - REGION A (PREFERRED LIFE) 404 UNIVERSAL LIFE VI - REGION B 405 UNIVERSAL LIFE VI - REGION B (PREFERRED LIFE) 406 UNIVERSAL LIFE VI - REGION C 407 UNIVERSAL LIFE VI - REGION C (PREFERRED LIFE) 408 UNIVERSAL LIFE VIII - REGION A 409 UNIVERSAL LIFE VIII - REGION A (PREFERRED LIFE) 410 UNIVERSAL LIFE VIII - REGION B 411 UNIVERSAL LIFE VIII - REGION B (PREFERRED LIFE) 412 UNIVERSAL LIFE VIII - REGION C 413 UNIVERSAL LIFE VIII - REGION C (PREFERRED LIFE) 414 UNIVERSAL LIFE 10 - REGION A

15 415 UNIVERSAL LIFE 10 - REGION A (PREFERRED LIFE) 416 UNIVERSAL LIFE 10 - REGION B 417 UNIVERSAL LIFE 10 - REGION B (PREFERRED LIFE) 418 UNIVERSAL LIFE 10 - REGION C 419 UNIVERSAL LIFE 10 - REGION C (PREFERRED LIFE) 420 US$ ELITE SAVER 421 WHOLE LIFE (98) WITH ERB 422 WHOLE LIFE (98) (PAID-UP) 423 WHOLE LIFE (PAID-UP) 424 WHOLE LIFE MULTIPLIER (SP) - REGION A 425 WHOLE LIFE MULTIPLIER (SP) - REGION B 426 WHOLE LIFE MULTIPLIER (SP) - REGION C 427 WHOLE LIFE WITH CRB 428 WHOLE LIFE WITH SRB 429 WHOLE LIFE WITH ERB 430 WHOLE LIFE WITHOUT PROFITS 431 WL GE SPECIAL W/O PROFITS 432 YOUNG EXECUTIVE SPECIAL WITH CRB

16 CATEGORY 4 PRODUCTS 1 GROUP ENDOWMENT POLICY 2 GROUP LONG TERM DISABILITY INSURANCE POLICY 3 GROUP MORTGAGE REDUCING TERM POLICY 4 GROUP TERM LIFE ASSURANCE POLICY 5 GROUP TERM POLICY 6 SUPPLEMENTARY LIVING ASSURANCE BENEFIT