a strategic partnership for success

Transcription

1 strtgic prtnrship for succss gtntionwid.com TM from trnsction to stisfction

2 strtgic prtnrship for succss

3 tionwid Pymnts is Lvl PCI DSS Crtifid Dirct Pymnt Procssor hndling nrly $4 billion in lctronic pymnt trnsctions nnully for mrchnts throughout th country. W provid crdit, dbit nd chck crd procssing, lctronic chck ccptnc, -commrc solutions nd custom gift nd loylty crd mrkting progrms. W lso provid svrl spcil industry progrms for govrnmnts, schools, univrsitis, prking fcilitis, utilitis nd oil compnis. Compny Ovrviw W hv prtnrd with ovr rgionl nd ntionl ssocitions, bnks, softwr compnis nd businss orgniztions to offr co-brndd srvics. W giv our prtnrs nd mrchnts th confidnc of knowing thy hv chosn trustworthy nd long-trm businss prtnr. tionwid Pymnts is listd on th IC 5 list for four conscutiv yrs tionwid Pymnts ws foundd. 8 MuniciPA is rlsd, custom govrnmnt pymnt solution. 9 tionwid Pymnts hs ovr Sls Profssionls cross th country. RtilPA is rlsd, hostd pymnt ngin nd API intrfc.

4 ow, mor thn vr, w dpnd on Inc. 5/5 Compnis to spur innovtion, provid jobs, nd driv th conomy forwrd. Growth compnis, not lrg corportions, r whr th ction is. Inc. Mgzin Editor Jn Brntson tionwid Pymnts Rnks o. 44 on th Inc. 5 5 with thr-yr sls growth of 3 prcnt. Inc. 5 5 is n xclusiv rnking of th ntion's fstst-growing privt compnis. Th list rprsnts th most comprhnsiv look t th most importnt sgmnt of th conomy Amric s indpndnt ntrprnurs. Th Proof is in th Pudding tionwid Pymnts joins Spirit Airlins, Vizio, Honst T, nd Dunkin Donuts mong othr prominnt brnds fturd on this yr s list. In ddition, w hd md th list four conscutiv yrs nd currntly rnks #84 in th finncil srvics industry nd #7 ovrll in th stt of Min. In stgnnt conomic nvironmnt, th mdin growth rt of th Inc. 5 5 compnis rmins n imprssiv 94 prcnt. Th compnis on this yr s list rport hving crtd 35, jobs in th pst thr yrs, nd ggrgt rvnu mong th honors rchd $366 billion, up 4 prcnt from lst yr.

5 Progrm Ovrviw Offring your customrs vlubl tools tht mk thir businss mor profitbl nd sy to run is crucil for building long-trm bnking rltionship. Our Prtnr Plus progrm llows your Finncil Institution to offr your customrs turn-ky Mrchnt Srvics Progrm s prt of your own suit of srvics whil ssuming no risk or libility. Our progrm is dsignd to strngthn brnding, incrs customr loylty nd build n dditionl onging rvnu strm. Wht r th Pluss? Gnrt n ongoing rvnu strm from ll customr procssing ctivity. Submitting mrchnt rfrrls is sy. ou cn snd th informtion to us vi phon cll, mil or fx. our customrs bnfit from comptitiv rt gurnty for th lif of thir rltionship with tionwid Pymnts. Finncil Institutions ssum no risk or libility.

6 Vlu-Adds Crdit nd Dbit Accptnc tionwid Pymnts nbls your mrchnts to ccpt ll forms of non-csh pymnts including Vis, MstrCrd, Amricn Exprss, Discovr, Wright Exprss, Dinrs, JCB nd PI-bsd dbit crds. Mrchnt Rfrrl Progrm W offr Rfrrl Progrm tht rns mrchnts up to $ for ch businss thy rfr to us. Comptitiv Rt Gurnty Short-trm Cpitl Finncing W gurnt to rviw ny compting offrs your customrs my rciv to nsur thir rts rmin comptitiv for th lif of thir rltionship with us. If you r unbl to provid trditionl finncing, short-trm cpitl finncing options r vilbl vi mrchnt s tionwid Pymnts mrchnt ccount. Kiosks Solutions E-commrc Solutions Stnd lon kiosk solutions r quickly bcoming populr with schools, churchs, dycrs nd govrnmnt offics. Kiosks cn b usd to ccpt dontions, lctronic pymnts nd rgistrtions in convnint, scur nd conomicl mnnr. To rmin comptitiv nd rch widr customr-bs in tody s mrkt, your mrchnts nd to offr thir goods nd srvics onlin. With our vrity of hostd gtwy solutions s wll s intgrtion options with third prty shopping crts, your customrs cn b slling scurly onlin in no tim. Mobil/Wirlss Gift & Loylty Crd Progrms Gtting nw customrs cn oftn b on of th biggst chllngs for mrchnts tody. Gift crds r lss xpnsiv nd mor ffctiv ltrntiv to trditionl dvrtising. Ths customizbl progrms r dsignd to promot loylty, incrs csh flow nd r n ccurt wy to trck dvrtising xpnss. W hv vrity of cost ffctiv solutions for mrchnts on-th-go. Elctronic Chck Convrsion Elctronic chck convrsion solutions llow mrchnts to ccpt both businss nd prsonl chcks. This srvic grtly rducs th mount of bd chcks, trips to th bnk nd spds up th mrchnt s funding tim. o Cost Chck Rcovry W offr no cost chck rcovry progrm tht significntly nhncs th chck rcovry rt of bouncd chcks. All succssfully collctd chcks r rimbursd wkly to th mrchnt t prcnt of th fc vlu of th rturnd chck. This compltly fr srvic hs n 8 85 prcnt rcovry rt, nd grtly rducs intrnl collction xpnss.

7 4/7 Support Dy or night 365 dys yr our customr srvic nd tchnicl support tms r just phon cll wy. Thy r quippd with xtnsiv industry knowldg nd committd to providing qulity srvic whnvr it is ndd. It is our mission to trt industry mrchnts, Sls Profssionls, Strtgic Prtnrs, municiplitis, nd our mploys s tru prtnrs in our qust to bcom th stndrd of thics in th procssing industry. tionwid Pymnts hs bn th procssor for Tri Countis Bnk for ovr 7 yrs. Of ll th othr procssors Tri Countis Bnk hs hd, tionwid s commitmnt hs bn unprlll. Thir customr srvic, tchnicl support, pricing nd srvic hs xcdd ll of our xpcttions. W rcommnd thm to ny finncil institution tht is looking for suprior procssor. Rgionl Mrchnt Sls Mngr, Tri Countis Bnk

8 Rporting Rsidul Mngr Givs you dtild rsidul rport tht llows you to monitor th procssing ctivity nd profitbility dtil of ch mrchnt ccount. Mrchnt Mngr This rporting llows you to viw mrchnts sttmnts, PCI DSS vlidtion sttus, dily btchs, individul trnsctions, nd history of nots on ch individul ccount. Trnsction Mngr Our onlin rporting systm tht llows mrchnts to trck dily dposits, btchs, viw billing sttmnts nd monitor individul trnsctions so thy cn sily rconcil dily ctivity. Additionlly, w offr multi-loction mrchnts th bility to sily monitor nd rconcil ch of thir loctions vi our on-lin rporting systm. Smpl Monthly Summry Rsidul Rport COMMISIO TPE VOLUME ($) ITEMS #MERCH AVG TKT ($) PROFIT ($) RESIDUAL ($) AGET RESIDUAL AMEX RESIDUALS CC RESID-HOLD-REJ CC RESID-RELEASE-REJ CC RESIDUALS MCA RESIDUALS MP CHAI SUMMAR PS ACCOUT PAABLE PS CHECK SERVICE SET UP FEE COLLECTED WOODFOREST 3,464. 7,984.38, ,564,75.46,5.6 6,67.3 8, , , , (34.46) , (34.46) AFFILIATE RESIDUAL AMEX RESIDUALS CC RESIDUALS PS CHECK SERVICE , , $9,469,895.8,447 $74.57 $8,33.36 $8,69.6

9 tionwid Pymnts 4 Tchnology Wy Scrborough, ME 474 TM from trnsction to stisfction Mrchnt Billing Sttmnt Mrchnt Informtion MID# DBA Compny m RivrHill SAVIGS ISTITUTIO For Customr Srvic, Tchnicl Support or Supplis pls cll Mrch Customizd Billing Sttmnts TRASACTIO SUMMAR Trnsction Typ Discovr (3-39) Vis (4-43) MC (5-58) Sl Itms Sl Amount $3. $97. $. Rfund Itms Rfund Amount t Totl $3. $97. $. Avrg Sl $3. $48.5 $5. Choos from vrity of customizd billing sttmnts ctrd to your nds. Our billing sttmnts r simpl, sy to rconcil nd vilbl in ppr or onlin. Grnd Totls 5 $7. $7. $45.4 BATCH DETAILS * On businss dy from btch dt Btch Dt Sttld Dt* Btch Rf Trminl ID Totl Itms Btch Totl on Sttld Discount Pid Sttld 9/3/ // /3/ /5/ /8/ // /3/ /4/ /6/ /9/ $57. $6. $3. $4. $4. $57. $6. $3. $4. $4. Totls 5 $7. $7. PASS THROUGH - ITERCHAGE RATES/ITEMS Dscription Sl Itms Sl Amount Rfund Itms Rfund Amount Avg Tickt Intg Rt Intg pr Itm 35 3 D Corp Commrcil Elctronic 4 77 CPS Rtil - DEBIT 5 3 Mrit III - DEBIT 55 3 Enhncd Mrit III 8 53 Disc Issur Accss & Sttlmnt F 8 54 Vis Issur Accss & Sttlmnt F 8 55 MC Issur Accss & Sttlmnt F 8 53 Disc Dus nd Assssmnt 8 54 Vis Dus nd Assssmnt 8 55 MC Dus nd Assssmnt $3. $97. $4. $6. $3. $97. $. $3. $48.5 $4. $6. $3. $48.5 $5..3%.3%.5%.73%.%.%.%.95%.95%.95% $. $.5 $.5 $. 75 $.5 $.85 PROCESSIG FEES (ICLUDIG ITERCHAGE & SETTLEMET FEES) Dscription Amricn Exprss (3) Discovr (3-39) Vis (4-43) MC (5-58) F Amount $. $.96 $.38 Totls $5.34

10 Hitting th Mrk A succssful mrkting strtgy mks diffrnc. W will work closly with you to dvlop mrkting strtgy tht will hlp mximiz th bnfits of our prtnrship including co-brndd billing sttmnts, mrchnt pplictions, plcrds nd onlin rfrrl forms to hlp trgt your customr bs. Addd Mrkting Strtgis Mil out nnouncmnt/ndorsmnt lttrs tionwid Pymnts dsignd flyr for your nwslttrs Dirct mil to ll businsss in th locl r Wbsit dvrtising (bnnrs/splsh pg/rfrrl links) Prss rls to businss journls nd locl pprs Employ Incntiv Progrm

11 RivrHill SAVIGS ISTITUTIO RivrHill from trnsction to stisfction TM SAVIGS ISTITUTIO MERCHAT APPLICATIO Rgistrd ISO/MSP of Dutsch Bnk AG. BUSIESS COTACT IFORMATIO - PRIT LEGIBL w Ownrship Chng Lgl m DBA m Accpting crdit crds t your businss will ICREASE csh flow. Add l Loc/MID# Loction Addrss Miling Addrss Stt City Loction Phon Fd Tx ID# Zip Stt Miling City Primry Contct m Fx # Zip Primry mil Addrss (rquird) If informtion providd dos not mtch th informtion on fil with th IRS, PS will rquir th submission of W9 tx form. Filur to submit W9 tx form with ccurt informtion will rsult in $5 pnlty pr tx yr s wll s 8% withholding pr IRS rgultion. For mor informtion on T.D Mrchnt Rporting, pls visit IRS.gov. A 99-K rport will b providd by PS ch tx yr bginning in Jnury. BUSIESS PROCESSIG PROFILE (must b ccurt) Smpl Co-brndd Plcrds Sol Prop Prtnrship Corportion on-profit (5c doc rq) CARD SWIPE (mg strip) w/sigature % Dt Businss Strtd Prior Bnkruptcy? CARD PRESET/KE ETERED w/sigature & IMPRIT % Currntly ccpt crdit crds t this loction or othr businss? % Ssonl?* % Ar customrs rqr d to py dposits? Smpl Co-brndd Appliction MAIL/TELPHOE SALES (MOTO/IO ADDEDUM REQUIRED) ITERET/E-COM SALES (MOTO/IO ADDEDUM REQUIRED) LLC *$5 ssonl shutdown f pplis Wht % of sls? % (Dscrib Products/Srvic in Dtil - us covr sht if mor spc is ndd) # of dys product/srvic shippd/complt? (from tim crdit crd is chrgd) Wbsit Addrss: Rfund Policy $ _ **Annul Volum $ **Avrg Tickt Siz $ **Hight Tickt Amount All Sls Finl # of dys 6-3 >3 Exchng Only Dscrib in dtil **OTE: Signr crtifis tht th vrg/high tickt, nnul volum nd businss profil indictd is ccurt. Signr furthr grs tht ny trnsction nd/or volum tht xcds th mounts indictd bov OR ny significnt profil or finncil chrgs my rsult in dlyd nd/or withhld sttlmnt of funds. otifying PS in dvnc will hlp void such dlys. OWER OR OFFICER IFORMATIO (combind quity must qul 5% or highr) First m Lst m SS# Hom Addrss (no PO Box) Hom Phon City First m Prtnring with th right crdit crd procssor cn DECREASE your costs. ***ALL FIELDS ARE REQUIRED*** DOB Lst m SS# Hom Addrss (no PO Box) DOB Equity % Stt Zip Stt Zip Hom Phon City Equity q y% MEMBER BAK IFORMATIO HSBC Bnk USA, tionl Assoction Mrchnt Support Group PO Box 363 Bufflo Bufflo, o, IMPORTAT MEMBER BAK RESPOSIBILITIES IMPORTA IMPORTAT TAT T TM MERCHAT ERC ERCH E R RCH RC C AT CHAT CH A A T RESP T RES RESPOSIBILITIES ES E S SP POS POSI O O OSI S B SI S BILI BI BIL IL IILI LLIIT TIE TIES IES ES S. A Vis Mmbr is th only ntity pprovd to xtnd ccptnc of Vis products dirctly to mrchnt. rchnt. Mrchnt Mrchnt must mus nsur co complin c with crdholdr dt t scurity ccurity curity cu cu urity rity nd nd n d st sto sstorg tor g g rq rrquirmnts. quirm uirmnt uirm irm rm rm m m s.. complinc. A Vis Mmbr must b principl (signr) to th Mrchnt Agrmnt. M w th rshold old ol ld lds ld dss.. Mrchnt must mintin frud nd chrgbcks blow thrsholds. h h Mrchnt ntt Agrmnt. Agrm Agr Agrm grm g rm m mn m nt. nt t 3. Th Vis Mmbr is rsponsibl for ducting Mrchnts on prtinnt Vis Oprtions Rgultionss with which mrchnts 3. Mrchnt must rviw nd undrstnd th trms of th 4. Mrchnt must comply with Vis Oprting Rgultions. must comply. 4. Th Vis Mmbr is rsponsibl for th must provid sttlmnt funds to th mrchnt. Tht is why Rivr Hill hs tmd up with tionwid Pymnts to provid crdit, dbit nd chck crd procssing, lctronic chck ccptnc, -commrc solutions nd custom gift nd loylty crd mrkting progrms. PS lso offrs svrl spcil industry progrms for govrnmnts, schools, univrsitis, utilitis nd oil compnis. o Hiddn Fs or Long-trm Contrcts CARDHOLDER DATA SECURIT - PCI DSS Crdit, Dbit nd EBT Procssing. Hv you xprincd crdholdr dt brch? Comptitiv Rt Gurnty. Ar you PCI DSS vlidtd/crtifid? ***MUST **MUST BE COMPLETED** COMPLETED*** D *. If ys, dt of compromis: _ Outstnding 4/7 Customr Support Wb-bsd Rporting & Rconcilition Custom Solutions by Locl Exprts d trms trm mss of th m h Mrchnt Mrc Mr M M rc r r Agrm grm grm gr gr g r rm rrm m m m m nt nt nd r r providd to nsur th Th rsponsibilitis listd bov do not suprsd Agrmnt ssponsi sp ponsibi ponsib ponsibil pons ons nsib nsibi n sib si ssibil ibi ib biliillit bi iitis itis. tii tis. tis tti is is. s mrchnt undrstnds ths spcific rs rsponsibilitis. 5. Th Vis Mmbr is rsponsibl for ll funds hld in rsrv tht r drivd from th sttlmnt.. If ys, whr iss itt sto st sstord? tto ord rrd? r tionwid Pymnts is Lvl PCI DSS Crtifid Dirct Pymnt Procssor hndling nrly $4 billion pr yr for ovr, customrs. PS is rgistrd Mrchnt Srvic Providr (MSP) nd Third Prty Procssor (TPP) of Vis, MstrCrd, Discovr, nd Amricn Exprss. On-si On-s OnOn O On-sit n--ss t n 3rrd 3rd 3 d P P Prty rrt rty ttyy S So Softwr/Gtwy oft ftw ftwr ftw fftwr twr twr ttw wr wr w w r r /Gtw //G /Gt /G /Gt Gtw Gt G tw t t tw tw wy y 4. How do you proc procss css your tr ttrnsctions? r n nsct nsc ns ns sct ssc s c cti ct ccti ct ttiiions? ons ons? on o ns? ns n? POS T Trmin Trm Tr Trminl rrm rm r m l PO POS PO OS S TTrminl rm r rmin rrm rmin rminl m min in in l 3rd 3 rd rd P P Prty rrrt rty t So Softwr/Gtwy/Srvic ftw tw twr twr tw wr w wr w rrr r /Gtw /Gt /Gt /G //G Gt Gtw G G t tw tt ttw w wy y/s y/sr y/ y/s y/s y/ yy/sr y/s //S /Sr /S Sr S S rrvic vviic vic icc ic P Pr Providr ro rov ro ovvvid i r. If ys, dt of lst udit: _ POS 3rd Prty So Softwr/Gtwy oftwr/gt G G Gt w wy w wy w w y y m: m m: m m m: m : _ : V Vrsi Vrs V Vrsion rs rsi r rsi rrs sio on n #: #: b. If ys, submit uthorizd ssssor crtifict POS 3rd Prty So Softwr/Gtwy oftwrr r/gt r/g r/ /G /G Gt twy w wy w y C y Contct ontct on o n m nd nd n nd #: MERCHAT SITE SURVE REPORT (to b compltd by Sls Profssionl) Pro ofs o fsssion sion sio si io io on n l) l ll)) Mrchnt Loction: Rtil Storfront Offic Building Smpl Co-brndd Countr Tnts Ar Zond: Th Mrchnt: Commrcil Owns Industril Lss th Loction Rsidnc Rsidntil Mll Kiosk/Trdshow M Ml M ll Kio l Kios Ki K ios iossk/tr io kk/t k/trd /Tr //Tr /Trd Trd Tr Trd d ds show show ssh ho Booth h B Squr Footg: -5 Othr: _ > Lndlord m & Cont Contct ct umbr: r: _ Dos this businss nd th products/srvics ppr to b consistnt with th this typ off businss? bus usin in inss? Ask to spk with bnk rprsnttiv. V Vi Visit issit siit it pc p pciscuritystndrds.org cisc iscur iscu sc scur sc s scu cu c cu cur urit ityst ity itys tyst tys tyst tty yyst yst ys sst sttt ndr nd ndrds nd drds d dr d drd rds r rrds d dss.org for mor info. 3. Do you lctroniclly lctronic cc lly stor ny crdhol crdholdr rdh rrdho rdhol rd dhol dho d dh hol h ho olld o dr d rr d d dt? t? t t?? Iff no no, o pls pl pls ls ls s s s s xplin: xxp xp xpl xpl pl liin: n:: n _ By signing blow, I hrby confirm tht th informtion on this ppliction ppliction n is tru nd corrct c rrct s th mrchnt pplicnt co p pplic plic plicn licn icn ccn c nt hs h h dscribd dscri dsc dscr d sc scri scri sc sscr c b bd d d nd n nd tht th th tht t I hv h h hv v vrifid v vr vri v vr fid fi id d th d th idntify id id id ntif ntify nt n tif tti iff off th businss, itss ownrs nd th signr(s) of this ppliction. I furthr confirm thtt I hv physiclly inspctd th businss prmiss tt th p inssp pctd p c ct tth h loction loc locti lloct octi oc oct octi oc ct cc ti t to on n ddrss dd d dd d r rs rrss ss sss sttd stt ttd td t d d bov. b bov bo bov bov. b bov ov. o _ Sls Profssionl nm nd ID # Strtgic Prtnr/Affilit c Prtn r/affilit ID D# tionwid Pymnt Solutions, LLC 4 Tchnology Wy, Scrborough, Min 474 ntionw ntionwidpymntsolutions.com idpymntso olutio ons o on ns n ns. s.co s. co com om X _ Sls Signtur S Sl ls l l s Profssionl Prof Pr Prof ro of o fssion sssi ss ssion sionl sion ssion ion l Sig Si S Sign ig ign igntur Dt Vrsion

12 TM RivrHill SAVIGS ISTITUTIO hom bout contct RivrHill SAVIGS ISTITUTIO hom bout contct Businss Srvics RivrHill SAVIGS ISTITUTIO Businss Srvics from trnsction to stisfction REFERRAL IFORMATIO Bnk Contct Prson MERCHAT COTACT IFORMATIO Mrchnt m (DBA) Businss Physicl Addrss SOLUTIOS SERVICES PRODUCTS WEB BAKIG Hom» Srvics» Businss Srvics» Mrchnt Crd Srvics SOLUTIOS Businss Town/City SERVICES PRODUCTS WEB BAKIG Businss Stt, ZIP Hom» Srvics» Businss Srvics» Mrchnt Crd Srvics Contct Prson Bnking Businss Lons Invstmnts Businss Srvics Mrchnt Crd Srvics Equipmnt Lsing Csh Mngmnt Smpl Co-brndd Wbpg Mrchnt Crd Srvics Giv your customrs widr rng of pymnt options with lctronic pymnt procssing from tionwid Pymnts. Incrs your vrg sls tickt, minimiz your losss from bd chcks nd chrg bcks, diffrntit your businss by offring mor pymnt options nd nhnc your customr rltionships. Plus, kp trck with just on monthly sttmnt nd onlin rporting. To xprinc th diffrnc nd hv rprsnttiv from tionwid Pymnts contct you simply fill out our onlin form. For mor informtion bout lctronic pymnt procssing nd visit us t: TM from trnsction to stisfction Srvic & Solutions Crdit nd Dbit Accptnc Comptitiv Rt Gurnty Gift & Loylty Crd Progrms Mrchnt Rfrrl Progrm E-commrc Solutions Onlin Rporting Elctronic Chck Convrsion o Cost Chck Rcovry Businss Phon Bnking Mrchnt Crd Srvics Businss Fx Businss Lons Giv your customrs widr rng of pymnt Emil Addrss options with lctronic pymnt procssing Invstmnts from tionwid Pymnt Solutions (PS). BUSIESS PROFILE Businss Srvics Incrs your vrg sls tickt, minimiz Businss Mrchnt Crd Srvics your Structur losss from choos bd chcks on nd chrg bcks, diffrntit your businss by offring mor Equipmnt Lsing Mrchnt Typ choos mrchnt typ pymnt options nd nhnc your customr Ownrs m rltionships. Plus, kp trck with just on Csh Mngmnt monthly sttmnt nd onlin rporting. Prcntg of Ownrship % Smpl Co-brndd Rfrrl Form To Exprinc th PS Diffrnc TM nd hv rprsnttiv from tionwid Pymnts contct you simply fill out our onlin form. For mor informtion on bout lctronic pymnt procssing sing nd visit us t: nwid.com TM from trnsction to stisfction Srvic & Solutions Crdit nd Dbit Accptnc Comptitiv Rt Gurnty Gift & Loylty Crd Progrms Mrchnt Rfrrl Progrm E-commrc Solutions Onlin Rporting Elctronic Chck Convrsion o Cost Chck Rcovry loctions crrs contct us privcy policy loctions crrs contct us privcy policy

13 W mk living by wht w gt, but w mk lif by wht w giv. munity Pro Winston Churchill Giving Bck tionwid Pymnts wnts to hlp strngthn locl communitis. For prtnrs tht wnt to giv bck, w hv dvlopd progrm to gnrt ongoing monthly dontions to chritbl orgniztions vi tionwid Pymnts mrchnt procssing ctivity. Th Addd Bnfits o cost to prticipt. Ris wrnss of your orgniztion with locl businsss. Rciv monthly dontions from portion of procds gnrtd from ch mrchnt ccount rfrrd. Prticipting chritbl orgniztions cn b rcognizd on co-brndd mrchnts billing sttmnts.

14 Grow With Us orthrn Cliforni tionl Bnk in Chico, Cliforni hv bn Strtgic Prtnrs with tionwid Pymnts for ovr 5 yrs. W hv xprincd outstnding srvic from ll th stff t tionwid Pymnts. This is compny tht is ddictd to providing th bst possibl srvic to both th customr nd th finncil institution. Thir follow thru is xcllnt nd th products nd pricing r vry comptitiv. I m spcilly imprssd with th turn round tim for instlltion. I would highly rcommnd tionwid Pymnts to nyon nding mrchnt srvics s thir prfrrd vndor. Thnk you. Sincrly, AVP Customr Srvic Mngr, orthrn Cliforni tionl Bnk