IT S S ALL ABOUT MONEY!
|
|
|
- Philomena Grant
- 8 years ago
- Views:
Transcription
1 ABN Bruce Flint, Managing Director For Profitable Solutions IT S S ALL ABOUT MONEY!
2 ABN For Profitable Solutions FINANCIAL TRANSACTIONS REPORTS ACT 1988 THE DAY TO DAY APPLICATION Presentation by Bruce Flint CA, CFE For ALUCA NSW CMG, 24 November 2004 Liability limited by a scheme approved under Professional Standards Legislation
3 Introduction Overview of the Day to Day Application ATO and AUSTRAC Australia s Anti-Money Laundering Program Life Companies Compliance (Suspect Trans) What does Compliance Mean? Case Studies
4 The ATO and AUSTRAC Who are they? Australian Taxation Office AUSTRAC
5 The ATO Tax Evasion Examples: Declaring income in an associated entity that is not entitled (IP Benefits) Claiming deductions for expenses which were not incurred or are not legally deductible (claiming expenses against IP Benefits) Failing to declare assessable income Failing to lodge tax returns in an attempt to avoid payment
6 The ATO Tax Evasion Signs: Not being registered for GST, despite clearly exceeding threshold Not charging GST at the correct rate Not wanting to issue a receipt Providing false invoice Using a false business name, address, ABN or TFN Not providing staff with PAYG Summaries
7 Australia s s Anti-Money Laundering Program Cash Dealers Obtain account and signature information Suspicious Transactions Cash Transactions of $10,000 or more or foreign currency equivalent International Funds Transfer
8 Life Companies Compliance Reporting of Suspect Transactions Is there a requirement? What is a transaction? What is a suspect transaction? How to report? Method of Reporting Guidance. section 3, 16, 17, part v and schedule 4, Guideline no 1 and guideline addendum 3, Information Circular no 7, 22, 23 and 24. Retention of documents
9 Life Companies Compliance (cont d) Reporting of Suspect Transactions Secrecy Will the insured know about the report to AUSTRAC? Enforcement Offences What are the offences?
10 What does compliance mean? System Changes Education on obligations Reporting mechanisms Privacy Summary of Suspect Transactions
11 Summary of Suspect Trans. Review by Appropriate professional Identify Suspect Transaction Secrecy Completion of Form 17 Suspect Transactions Report Forward Report to Director of AUSTRAC Maintain Separate Files
12 Case Study 1 The payment of spouse remuneration Mr John Howard, medical practitioner took out an income protection policy for $1,500 per week. Mr John Howard became bankrupt, went on claim and commenced paying his spouse remuneration. Is the payment of salary an eligible add back or a legitimate income splitting arrangement? What is the effect on the benefit payable? What does the insurance company do, if anything?
13 Case Study 2 Payment of Benefits not to Policy Owner Dr Simon Cream, medical practitioner operation medical practice through a company and his service trust provided accommodation and administrative services to his company. Is the disclosure of income protection Benefits in the company s income tax return legitimate? Is there any contravention to the Financial Transactions Reports Act 1988?
14 IT S S ALL ABOUT MONEY! When it s all about money, Flint Forensics Pty Ltd is the impartial and independent specialist for: personal and commercial litigation support.
15 For Further Information Flint Forensics Pty Ltd is the solution. To find out more you can: Phone Visit the website
Member Application Form
Member Application Form ABN 76 829 356 693 RSE R1004366 SFN 299 735 940 SPIN CFS0102AU Chifley Financial Services Limited (Trustee) ABN 75 053 704 706 AFSL 231148 RSEL L0001120 Instructions Member Services
Fact Sheet Tax on Super 2009/10
It pays to belong TM Key Focus A tax of 15% applies to concessional (i.e. before tax) contributions. All employer and salary sacrifice contributions will be taxed at the top marginal rate if your super
Investment Account. Application Form. Page 1 / 15. Escala Investment Account Application Form
Investment Account Application Form Page 1 / 15 Escala Investment Account Application Form Responsible Entity: Powerwrap Limited (Australian Financial Services Licence No. 329829 ARSN 137 053 073) Please
Guide for notice of intent to claim a tax deduction for personal super contributions 2014/2015
Guide for notice of intent to claim a tax deduction for personal super contributions 2014/2015 Under section 290-170 of the Income Tax Assessment Act 1997 Need Help? For more information about your eligibility
Preamble A. Where services are performed wholly in one jurisdiction section 11(1)(a) Ruling B. Where services are performed in more than
Revenue Rulings Nexus Provisions Payroll Tax Act 2007 Revenue Ruling Ruling history Ruling no. Status Current Issue date May 2011 Replaces - Dates of effect From 1 July 2009 To - Preamble The nexus provisions
INTERNATIONAL PRODUCTION IN AUSTRALIA
INTERNATIONAL PRODUCTION IN AUSTRALIA GOODS & SERVICES TAX (GST) & CAST/CREW WITHHOLDING TAX GUIDE FOR FOREIGN PRODUCERS Prepared by Moneypenny Services in conjunction with Disclaimer The information has
Product Disclosure Statement
AMP Retirement Savings Account Product Disclosure Statement Contents 1. About AMP Retirement Savings Account 2. How super works 3. Benefits of investing with AMP Retirement Savings Account 4. Risks of
Lump sum benefit payment request for your superannuation or account based pension
Lump sum benefit payment request for your superannuation or account based pension How to claim a benefit To claim a benefit you will need to complete the attached Benefit Payment Request and send it direct
Contributions splitting
Instructions for and subject form for super fund members Contributions splitting How to complete your Superannuation contributions splitting application. BEFORE COMPLETING THIS APPLICATION Contact your
Things you should know
Westpac Group Plan Defined Benefit Pension (including Spouse pension) Product Disclosure Statement (PDS) Dated: 1 July 2014 Things you should know The Westpac Group Plan Defined Benefit pension provides
investment portfolio service
investment portfolio service overview Cavendish is a specialist administrator of Self Managed Superannuation Funds (SMSFs). Our overriding business objective is to provide our clients the Trustees of the
Application Form for Millinium's Wholesale Fixed Income Fund Individual(s) / Sole Trader (Resident/Non Resident)
Before you sign this application form, we wish to give you a Information Memorandum ("IM") which is a summary of important information relating to Millinium's Wholesale Fixed Income Fund ("Fund"). The
ENTERPRISE SUPER MEMBERS GUIDE. EMPLOYER SPONSORED SUPERANNUATION & PERSONAL SUPERANNUATION Issue Date: 22 June 2012
ENTERPRISE SUPER EMPLOYER SPONSORED SUPERANNUATION & PERSONAL SUPERANNUATION Issue Date: 22 June 2012 Enterprise Super is a division of General Retirement Plan, ABN 32 894 907 884 PO Box 1282, Albury NSW
Notice of intent. Fact sheet and form. What this fact sheet covers. Who is this fact sheet for? When should I complete a notice of intent?
Fact sheet and form Notice of intent A notice of intent to claim or vary a deduction for personal super contributions (notice of intent) allows you to claim a tax deduction for your personal contributions,
grow your super Seven ways to Some handy hints to help you grow your super investments December 2014 Now incorporating Find out how you can:
Find out how you can: Make regular personal contributions a small amount can make all the difference. Salary sacrifice your contributions and reduce your tax at the same time. Seven ways to grow your super
Financial Services Guide
The combined Financial Services Guide of HiFX Limited and HiFX Australia Pty Ltd A Guide To Our Relationship With You And Others This Financial Services Guide (FSG) is issued by: HiFX Limited (HiFX) ARBN
Citibank Travel Insurance Claim Form
ACE Insurance Limited ABN 23 001 642 020 AFSL. 239687 Level 1, 51 Berry Street rth Sydney NSW 2060 Australia PO Box 403 rth Sydney NSW 2059 Australia 1800 305 422 (02) 8912 9704 (02) 9231 3697 +61 2 8912
Inpatriate Medical Expenses Claim Form
ACE Insurance Limited ABN 23 001 642 020 28-34 O Connell Street Sydney NSW 2000 Australia GPO Box 4065 Sydney NSW 2001 Australia (02) 9335 3355 main (02) 9231 3697 fax www.aceinsurance.com.au 1800 027
Super taxes, caps, payments, thresholds and rebates
Fact Sheet Super taxes, caps, payments, thresholds and rebates This fact sheet provides a useful one-stop reference guide to the tax rates, caps, thresholds and rebates that apply or are related to superannuation
Product Information Statement. Macquarie Cash Management Account
Product Information Statement Macquarie Cash Management Account Macquarie Bank Limited ABN 46 008 583 542 Australian Financial Services Licence No. 237502 DATE OF ISSUE / 6 JULY 2015 1 Contents Contents
Reliance Super. Taxation Supplement. 14 March 2014. a membership category of Maritime Super
Taxation Supplement 14 March 2014 Contents Tax on contributions 2 Tax on rollovers 3 Tax on investment earnings 3 Tax on super benefits 3 Spouse tax offset 7 Tax deductions for the self-employed 7 Low
REQUEST FOR WITHDRAWAL
REQUEST FOR WITHDRAWAL If you need help For assistance call NGS Super Customer Service Team on 1300 133 177. Step 1. Complete your personal details Please print in black or blue pen, in uppercase, one
Travel Insurance Report Form
ACE Insurance Limited ABN 23 001 642 020 28-34 O Connell Street Sydney NSW 2000 Australia GPO Box 4065 Sydney NSW 2001 Australia 1800 688 640 claims phone 1800 815 675 customer service +61 (0)2 9231 3697
Withdrawals. 1. Investor details
MLC Navigator Investment Plan MLC Navigator Retirement Plan MLC Navigator Access Investment MLC Navigator Access Super and Pension Withdrawals Please tick where appropriate: Account closure (Sections 1,
Australian Trainers Association Group Personal Accident Insurance Claim Form
ACE Insurance Limited ABN 23 001 642 020 28-34 O Connell Street Sydney NSW 2000 Australia GPO Box 4065 Sydney NSW 2001 Australia (02) 9335 3355 main (02) 9231 3697 fax www.aceinsurance.com.au A&H.claims.australia@ace-ina.com
Financial Services Guide
Financial Services Guide AETOS Capital Group Pty. Ltd. 12 January, 2016 V20160112 AETOS Capital Group Pty Ltd, ACN 125 113 117 Address: Website: www.aetoscg.com Phone: +61 (2) 9929 2100 Fax: +61 (2) 9929
Travel Insurance Report Form
ACE Insurance Limited ABN 23 001 642 020 28-34 O Connell Street Sydney NSW 2000 Australia GPO Box 4065 Sydney NSW 2001 Australia (02) 9335 3355 main (02) 9231 3697 fax www.aceinsurance.com.au 1800 815
Postcode: Postcode: Australia Business Number (ABN):
New client form Name of your AJ Park contact: Account name: Trading name: Full name of contact person: Mobile: Street address: Postcode: Postal address (if different from street address): Postcode: Phone:
Deduction for personal super contributions
Instructions for super fund members Deduction for personal super contributions How to complete your Notice of intent to claim or vary a deduction for personal super contributions This form should only
Update on Anti-Money Laundering and Counter-Terrorism Financing Reforms for Legal Practitioners
Update on Anti-Money Laundering and Counter-Terrorism Financing Reforms for Legal Practitioners 22 December 2006 GPO Box 1989, Canberra ACT 2601, DX 5719 Canberra 19 Torrens St Braddon ACT 2612 Telephone
How super is taxed. About this document. Tax on concessional contributions. Concessional contribution tax rates from 1 July 2015:
How super is taxed Date of issue: 1 July 2015 mtaasuper.com.audate Phone: 1300December 362 415 2014 Fax: 1300 365 142 of issue: The information in this document forms part of the Product Disclosure Statement
Level 1, 2 Wellington Parade, East Melbourne. 3002. ph: 03 9235 5255 fax: 1800 633 073 email: enquiries@prorisk.com.au web: www.prorisk.com.
Level 1, 2 Wellington Parade, East Melbourne. 3002. ph: 03 9235 5255 fax: 1800 633 073 email: enquiries@prorisk.com.au web: www.prorisk.com.au Professional Risk Underwriting Pty Ltd ABN 80 103 953 073.
Travel Insurance Report Form
ACE Insurance Limited ABN 23 001 642 020 28-34 O Connell Street Sydney NSW 2000 Australia GPO Box 4065 Sydney NSW 2001 Australia (02) 9335 3355 main (02) 9231 3697 fax www.aceinsurance.com.au 1800 815
BetaShares Geared U.S. Equity Fund - Currency Hedged (hedge fund) ASX code: GGUS
BetaShares Geared U.S. Equity Fund - Currency Hedged (hedge fund) ASX code: GGUS ARSN 602 666 615 Annual Financial Report for the period 10 November 2014 to 30 June 2015 BetaShares Geared U.S. Equity Fund
April 2015 IN THIS ISSUE
April 2015 IN THIS ISSUE Medicare Levy Surcharge and Private Health Insurance Rebate Net Medical Expenses Tax Offset Superannuation guarantee rate Super contributions caps Changes to superannuation excess
TTR refresh. Qwealth Superannuation Master Trust. 1. Member s details. 2. Account details. 1 July 2014. Client Services Phone 1300 704 704.
TTR refresh Qwealth Superannuation Master Trust 1 July 2014 Oasis Fund Management Limited (Trustee) ABN: 38 106 045 050 AFSL: 274331 RSE Licence: L0001755 Oasis Superannuation Master Trust (Trust) ABN:
Employee Information Guide. Salary Packaging
Guide Salary Packaging April 2014 Contents Contents... 2 Disclaimer... 4 1. Introduction... 5 1.1 About this guide... 5 1.2 Financial Advice... 5 1.3 What is Salary Packaging?... 5 1.4 Who is eligible
BT Wholesale Multi-manager Australian Shares Fund
BT Wholesale Multi-manager Australian Shares Fund Product Disclosure Statement ( PDS ) Issued 1 July 2015 ARSN 118 469 720 APIR BTA0259AU Contents 1. About BT Funds Management Limited 2 2. How the Fund
Your Super Guide. Product Disclosure Statement 15 December 2014 Nestlé Super Insured Accumulation category. Contents. Important Information
Australia Group Superannuation Fund Your Super Guide Product Disclosure Statement 15 December 2014 Nestlé Super Insured Accumulation category Contents 1 About Nestlé Super p2 2 How super works p2 3 Benefits
Payroll Tax Act 2011. Republication No 6 Effective: 25 November 2015. Australian Capital Territory A2011-18. Republication date: 25 November 2015
Australian Capital Territory A2011-18 Republication No 6 Effective: 25 November 2015 Republication date: 25 November 2015 Last amendment made by A2015-49 (republication for amendments by A2015-48 and A2015-49)
INTRODUCING MAXXIA MYCAR A GUIDE TO NOVATED LEASING AND SALARY PACKAGING THE CAR YOU WANT
INTRODUCING MAXXIA MYCAR A GUIDE TO NOVATED LEASING AND SALARY PACKAGING THE CAR YOU WANT X Communication Plan (0909) Maxxia Pty Ltd Have you thought about buying a car and wondered if a novated lease
Letter of Engagement. Peter Vickers and Associates Pty Ltd Chartered Accountants ACN 003 466 813
6 September 2013 Suite 2, 345 Pacific Highway Lindfield NSW 2070 t: (61-2) 9416 9266 f: (61-2) 9416 9149 e: services@pva.com.au www.vickersgroup.com.au Ms M Client Sydney Street NSW 2086 Dear Michele,
An Act to re-enact and modernise the law relating to payroll tax; to harmonise payroll tax law with other States; and for other purposes.
Version: 1.7.2013 South Australia Payroll Tax Act 2009 An Act to re-enact and modernise the law relating to payroll tax; to harmonise payroll tax law with other States; and for other purposes. Contents
Guide to your Nestlé Super. Defined Benefit category IBR
Australia Group Superannuation Fund Guide to your Nestlé Super Defined Benefit category IBR The information in this document forms part of the Nestlé Super Product Disclosure Statement Defined Benefit
WHOLE BALANCE TRANSFER TO A KIWISAVER SCHEME
WHOLE BALANCE TRANSFER TO A KIWISAVER SCHEME Issued 1 November 2014 Please use this form to transfer your whole superannuation balance to a KiwiSaver scheme. Transferring only part of your superannuation
Term Deposits. General Information and Terms and Conditions
Term Deposits Dated 25 May 2015 General Information and Terms and Conditions You should read this brochure before making an investment. You can contact us: by telephone on 13 2221, 24 hours a day, 7 days
Tel: +8 6382 4600 Fax: +8 6382 4601 www.bdo.com.au 38 Station Street Subiaco, WA 6008 PO Box 700 West Perth WA 6872 Australia DECLARATION OF INDEPENDENCE BY BRAD MCVEIGH TO THE DIRECTORS OF FOUNDATION
ADVANCE INTERNATIONAL SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS)
ADVANCE INTERNATIONAL SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS) Issued: 1 July 2015 ARSN 087 295 501 APIR ADV0053AU Contents 1. About Advance Asset Management Limited... 2 2. How the Fund
Setting up a self-managed super fund
Introduction for people setting up an SMSF Setting up a self-managed super fund What you need to know to set up a self managed super fund NAT 71923-11.2013 NAT 72579-03.2013 NAT 71454 03.2013 COVER ICON
SALARY PACKAGING SUPERANNUATION GUIDE TO EMPLOYEES
SALARY PACKAGING SUPERANNUATION GUIDE TO EMPLOYEES Superannuation Introducing Salary Packaging Salary packaging has been made available to all staff of the University through the Enterprise Agreement process.
Personal Deposit Accounts
Personal Deposit Accounts Combined Financial Services Guide and Product Disclosure Statement with Terms and Conditions 20 March 2015 Contents Page No. Product Disclosure Statement 1 Financial Services
AMP Life Insurance. Product Disclosure Statement and policy document
AMP Life Insurance Product Disclosure Statement and policy document Issue date: 12 March 2014 Contents Summary 1 Product issuer 1 Other companies involved in providing services 1 for the AMP Life Insurance
Personal Accident / Sickness Claim Form
Personal Accident / Sickness Claim form All relevant sections are to be answered in full. Please print your answers. The company does not admit liability by the issue of this form. It is issued to enable
ADVANCE AUSTRALIAN SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS)
ADVANCE AUSTRALIAN SHARES MULTI-BLEND FUND Product Disclosure Statement (PDS) Issued: 1 July 2015 ARSN 087 296 008 APIR ADV0045AU Contents 1. About Advance Asset Management Limited... 2 2. How the Fund
Personal Injury Claim Form
ACE Insurance Limited ABN 23 001 642 020 28-34 O Connell Street Sydney NSW 2000 Australia GPO Box 4065 Sydney NSW 2001 Australia (02) 9335 3355 main (02) 9231 3697 fax www.aceinsurance.com.au 1800 815
21 JULY 2014 FINANCIAL SERVICE GUIDE BACERA CO PTY LTD ACN 130 877 137 ASFL 328794
21 JULY 2014 FINANCIAL SERVICE GUIDE 1 BACERA CO PTY LTD ACN 130 877 137 ASFL 328794 1 Purpose of this Financial Services Guide This Financial Service Guide (FSG) is issued by Bacera Co Pty Ltd (Bacera).
Personal Injury Claim Form
ACE Insurance Limited ABN 23 001 642 020 28-34 O Connell Street Sydney NSW 2000 Australia GPO Box 4065 Sydney NSW 2001 Australia 1800 688 640 claims phone 1800 815 675 customer service +61 (0)2 9231 3697
Super/pension account Payment request
Super/pension account Payment request Complete this form in BLOCK LETTERS and: post it to Asgard, PO Box 7490, Cloisters Square, Perth WA 6850 or fax it to (08) 9481 4834 Note: if this form is faxed, you
Application for superannuation benefits temporary residents departing Australia permanently
GPO Box 89 Melbourne Vic 3001 VicSuper Member Centre 1300 366 216 vicsuper.com.au Application for superannuation benefits temporary residents departing Australia permanently * Indicates that providing
Locum guide for optometrists
Locum guide for optometrists 1. Introduction A locum is a person who provides professional optometric services, on an irregular basis, to other optometrists. The period of the locum might be a few hours,
Bruce Gerald Flint. Liability limited by a Scheme approved under Professional Standards Legislation
ABN 65 103 438 277 It s all about money. PO BOX 249 South Hurstville NSW 2221 DX 11319 Hurstville Tel: 02 9584 1474 Fax: 02 9584 1475 E-mail: action@flintforensics.com.au Website: www.flintforensics.com.au
Personal Injury Claim Form
ACE Insurance Limited ACE Insurance Limited GPO Box 4065 1800 688 640 claims phone ABN 23 001 642 020 ABN 23 001 642 020 Sydney NSW 2001 1800 815 675 customer service The ACE Building GPO Box 4065 Claims
Redundancy. Benefit application form. Before you start SRR1 01/14. What we need from you. What you can expect from us
SRR1 01/14 Redundancy Benefit application form Before you start Before you complete this benefit application form, please read the CSS Product Disclosure Statement. This form and the Explanatory notes
Singapore Airlines Westpac Platinum Credit Cards Conditions of Use
Singapore Airlines Westpac Platinum Credit Cards Conditions of Use Effective 1 July 2014 Conditions of Use Your Credit Card Contract includes this Conditions of Use booklet, the letter which advises both
State Super retirement FuND
State Super retirement FuND Additional Information Booklet Date of Issue 20 January 2015 State Super Financial Services Australia Limited ABN 86 003 742 756 Australian Financial Services Licence No. 238430
AMP Eligible Rollover Fund Product Disclosure Statement
AMP Eligible Rollover Fund Product Disclosure Statement Issued 30 June 2014 Contents 1. About AMP Eligible Rollover Fund 2. How super works 3. Benefits of investing with AMP Eligible Rollover Fund 4. Risks
American Express. Business Credit Card Conditions
American Express Business Credit Card Conditions Effective 1st June 2006 Postal Address American Express Australia Limited Cardmember Services GPO Box 1582 Sydney NSW 2001 Lost or Stolen Cards In Australia
ASR australian share registry
1. About this document This Financial Services Guide (FSG) is an important document. You should read it carefully and make sure you understand it. This FSG is dated 30 th March 2015 and is provided to
2015 INDIVIDUAL TAX RETURN CHECK LIST
PARTNERS Chartered Accountants Bondi Junction office -Suite 1807, Level 18, Tower Two, 101 Grafton Street, Bondi Junction, 2022, NSW, Australia Hornsby Office- 237 Pacific Highway Hornsby NSW 2077 P O
Vanguard High Growth Index Fund
Product Disclosure Statement 28 August 2013 Vanguard High Growth Index Fund This Product Disclosure Statement (PDS) is issued by Vanguard Investments Australia Ltd ABN 72 072 881 086 AFSL 227 263 (Vanguard,
Tax return for individuals 2015 1 July 2014 to 30 June 2015
Use Individual tax return instructions 2015 to fill in this tax return n Print clearly using a black pen only n Use BLOCK LETTERS and print one character in each box S M I T H S T Individual information
Advantages: How it works:
Suncorp Wealth Cash Management Account Application Form Details Suncorp Wealth Cash Management Account offers competitive interest with no ongoing fees and charges. To conveniently settle your share purchases
Perks Wealth Management Financial Services Guide
Perks Wealth Management Financial Services Guide ABN 88 086 643 085 Australian Financial Services Licence No. 236 551 Version 16 Page 1 Before you decide to proceed with any of our services, we believe
Tax on contributions. Non-concessional (after tax) contribution caps. Age at 1 July 2015 Annual cap Tax rate Under 65 $180,000* Nil 65-74 $180,000 Nil
This section summarises the main Federal Government taxes that apply to superannuation at the time of preparation. For more information, contact MyLife MySuper on 1300 MYLIFE (695 433) or the Australian
Term Deposit Accounts for QCU Simple Super
Term Deposit Accounts for QCU Simple Super Product Disclosure Statement (PDS) This PDS is current from 12 December 2014 and includes this document, its terms and conditions and our current Interest Rate
Group Journey Injury Insurance
Group Journey Injury Insurance Claim form All relevant sections are to be answered in full. Please print your answers. Zurich does not admit liability by the issue of this form. It is issued to enable
I loved reading the terms & conditions! said no one, ever. term deposit terms + conditions
I loved reading the terms & conditions! said no one, ever term deposit terms + conditions index. Part a - general terms and conditions. 2 1 Purpose of this booklet. 2 2 Meaning of words used. 2 3 Opening
WA - Builders - Home Warranty Insurance Application Form
Commercial & General Insurance Brokers (Aust) Pty Ltd Suite 4, 1016 Doncaster Road Doncaster East Victoria 3109 Phone: 1300 764 244 Fax: 03 8841 42 99 Email: home.warranty@cgib.com.au Web: www.cgib.com.au
Atwood Oceanics Australia Superannuation Plan sub-plan of The Executive Superannuation Fund
Atwood Oceanics Australia Superannuation Plan sub-plan of The Executive Superannuation Fund ACCUMULATION DIVISION INCORPORATED INFORMATION Prepared: 11 September 2012 The issuer and Trustee of the Atwood
CLIENT FACT SHEET. If you are under age 65 you may make personal contributions to superannuation on your own behalf.
CLIENT FACT SHEET July 2010 Understanding superannuation and superannuation contributions Superannuation is an investment vehicle designed to assist Australians in saving for their retirement. The Government
Completing your Superannuation guarantee charge statement quarterly
Instructions and form for employers Completing your Superannuation guarantee charge statement quarterly This statement is to be used for quarters starting on or after 1 July 2003. To obtain additional
RITCHIE ADVICE PTY LTD
RITCHIE ADVICE PTY LTD FINANCIAL SERVICES GUIDE Version 6 20 October 2015 Ritchie Advice Pty Ltd Corporate Authorised Representative Number 408050 336 Elizabeth Street, North Hobart TAS 7000 PO Box 730,
PERSONAL INJURY CLAIM FORM
Office use only Policy Number: 0028332 Claim Number: s PERSONAL INJURY CLAIM FORM INSURANCE BROKER FOR TENPIN BOWLING AUSTRALIA V-Insurance Group Pty Ltd Authorised Representative No. 432898 an authorised
Defence Bank Super Type of fee Amount How and when paid
Fees and Costs This fact sheet details all the fees and costs that may apply to your account. It s designed to be read in conjunction with the Product Disclosure Statement and is subject to review from
Standard of Overseas Aid Fundraising Practice
Fundraising Practice The provides practical guidelines for FIA members for best practice for conducting Oveseas Aid Fundraising Activities within an ethical framework. The Standard provides guidelines
PERSONAL INJURY CLAIM FORM
ACCIDENT & HEALTH PERSONAL INJURY CLAIM FORM Send claim to: Accident & Health Claims Department ACE Insurance Limited GPO Box 4065 Sydney NSW 2001 Australia Claims phone: 1800 688 640 Customer service:
services system Reports Act 1988 (Cth) Australia has a sophisticated and stable banking and financial services system.
FINANCIAL SERVICES Australia has a sophisticated and stable banking and financial services system Australia has a sophisticated and stable banking and financial services system. The banking system is prudentially
CMC Markets Cash Account
bankwest.com.au CMC Markets Cash Account The CMC Markets Cash Account (Cash Account) is a deposit product of Bankwest, a division of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL/Australian credit
Claim Form TRAVEL INSURANCE
ACCIDENT & HEALTH INTERNATIONAL Claim Form TRAVEL INSURANCE Sydney Level 4, 33 York Street Sydney NSW 2000 GPO Box 4213, Sydney, NSW, 2001 T: +61 2 9251 8700 F: +61 2 9252 4385 ABN: 26 053 335 952 AFS
For all claims the following documents must be sent to us along with this claim form:
IMPORTANT: please read this before you start Use the check list below to help you complete your claims form, and identify documents you will need to attach. We don t want you to miss something. Delays
Westpac Business Debit MasterCard Application
Westpac Business Debit MasterCard Application Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 In order to apply for a Westpac Business Debit MasterCard, the following
Singapore Airlines Westpac Gold Credit Cards Conditions of Use
Singapore Airlines Westpac Gold Credit Cards Conditions of Use Effective 1 July 2014 Conditions of Use Your Credit Card Contract includes this Conditions of Use booklet, the letter which advises both your
Understanding superannuation Version 5.0
Understanding superannuation Version 5.0 This document provides some additional information to help you understand the financial planning concepts discussed in the SOA in relation to superannuation. This
ENTERING THE AUSTRALIAN TAX SYSTEM
ENTERING THE AUSTRALIAN TAX SYSTEM WHAT YOU NEED TO KNOW Lodge online with e-tax at www.ato.gov.au NAT 2705 6.2003 Where you fit and what you need to know What you need to know Why do we pay tax? Residency
Pay as you go withholding
Introduction for employers Pay as you go withholding What you need to know Our commitment to you We are committed to providing you with accurate, consistent and clear information to help you understand
Product Disclosure Statement
MTA Insurance Limited Equity Plus Insurance Product Disclosure Statement This document must be read in conjunction with the Application/Certificate of Insurance for MTA Equity Plus Insurance. Together
Dover Financial Advisers Pty Ltd
F I N A N C I A L S E R V I C E S G U I D E Totem Wealth ABN: 81 969 989 067 Noosa Boardroom, 28 Eenie Creek Road, Noosaville QLD 4566 PO Box 1154, Noosa Heads QLD 4567 Telephone: (07) 5309 3988 Email:
April update focusses on matters affecting individuals
April update focusses on matters affecting individuals UPDATE SNAPSHOT Medicare Levy Surcharge and Private Health Insurance Rebate Net Medical Expenses Tax Offset Superannuation guarantee rate Super contributions
Contributions are taxed differently depending on whether you are making contributions to a taxed or untaxed fund.
Tax and super Issue Date: 1 July 2015 SUP E R ANNUATION The information in this document forms part of the Product Information Booklets for GESB Super and West State Super, each dated 1 July 2015. You