How To Understand The Relationship Between Education And Money
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1 ACTIVITY 1 EDUCATION AND HUMAN CAPITAL Education pays: Unemployment rate in 2010 (%) Median weekly earnings in 2010 ($) 9 Doctoral degree 1,550 4 Professional degree 1, Master s degree 1, Bachelor s degree 1, Associate degree Some college, no degree High school diploma Less than a high school diploma 444 Average: 8.2% Average: $782 Source: Bureau of Labor Statistics, Current Population Survey Note: Data are 2010 annual averages for persons age 25 and over. Earnings are for full-time wage and salary workers. Source: Bureau of Labor Statistics, Current Population Survey, a. What is the relationship between median weekly earnings and education level? b. What is the relationship between unemployment rates and education levels? c. What does this tell you about the impact of education on an individual s human capital and future economic opportunity? d. Getting an education costs money. Based on your answers to the questions above, why might you be willing to spend money on educational opportunities? 150 ENTREPRENEURSHIP ECONOMICS COUNCIL FOR ECONOMIC EDUCATION, NEW YORK, NY
2 THE ENTREPRENEUR AND HUMAN CAPITAL LESSON 9 ACTIVITY 2 ENTREPRENEURSHIP COMPETENCIES Directions: Work with your group to create a definition for each of the competencies listed below. Using the definitions your group develops, list 1-2 specific ways you might assess whether or not an individual possesses a certain competency. Interpersonal Skills Personal Effectiveness Competencies Competency What does this mean? How does a person show this? Initiative Ambition Adaptability and Flexibility Willingness To Learn Willingness To Take Risks ENTREPRENEURSHIP ECONOMICS COUNCIL FOR ECONOMIC EDUCATION, NEW YORK, NY 151
3 ACTIVITY 2, CONTINUED ENTREPRENEURSHIP COMPETENCIES Directions: Work with your group to create a definition for each of the competencies listed below. Using the definitions your group develops, list 1-2 specific ways you might assess whether or not an individual possesses a certain competency. Reading Academic Competencies Competency What does this mean? How does a person show this? Writing Mathematics Science & Technology Communication: Listening & Speaking Critical & Analytical Thinking 152 ENTREPRENEURSHIP ECONOMICS COUNCIL FOR ECONOMIC EDUCATION, NEW YORK, NY
4 THE ENTREPRENEUR AND HUMAN CAPITAL LESSON 9 ACTIVITY 2, CONTINUED ENTREPRENEURSHIP COMPETENCIES Directions: Work with your group to create a definition for each of the competencies listed below. Using the definitions your group develops, list 1-2 specific ways you might assess whether or not an individual possesses a certain competency. Creative Thinking Workplace Competencies Competency What does this mean? How does a person show this? Networking Planning & Organizing Checking, Examining & Recording Business Fundamentals Computer Applications ENTREPRENEURSHIP ECONOMICS COUNCIL FOR ECONOMIC EDUCATION, NEW YORK, NY 153
5 ACTIVITY 3 HOW DO I KNOW WHAT I NEED TO WORK ON? Directions : Assign a value 1 through 10 for each of the competencies, rating yourself and what you believe others think of you. 1 is lowest ( I do not demonstrate this or Others say I don t demonstrate this ) and 10 is highest ( I demonstrate this all the time or Others say I demonstrate this all the time ). Add the two scores for each competency and write your total in the Total Score column. Interpersonal Skills Initiative Ambition Adaptability & Flexibility Willingness To Take Risks Willingness To Learn Reading Writing Mathematics Science & Technology Communication: Listening & Speaking Critical & Analytical Thinking Creative Thinking Networking Planning & Organizing Problem Solving & Decision Making Checking, Examining, & Recording Business Fundamentals Computer Applications I think I demonstrate this Personal Effectiveness Academic Competencies Workplace Competencies Others would say I demonstrate this Total Score 154 ENTREPRENEURSHIP ECONOMICS COUNCIL FOR ECONOMIC EDUCATION, NEW YORK, NY
6 THE ENTREPRENEUR AND HUMAN CAPITAL LESSON 9 ACTIVITY 3, CONTINUED HOW DO I KNOW WHAT I NEED TO WORK ON? Look at your top scores. Which ones are the highest? Write them in order, highest to lowest: Look at your bottom scores. Which ones are the lowest? Write them in order, lowest to highest: ENTREPRENEURSHIP ECONOMICS COUNCIL FOR ECONOMIC EDUCATION, NEW YORK, NY 155
7 ACTIVITY 4 WHAT NEXT? Directions: Create an action plan for improving the areas of weakness you identified in Activity Check as many as apply: Competency To Be Worked On Networking Mentoring Formal Education On-the-Job Self Train Actions To Be Taken 156 ENTREPRENEURSHIP ECONOMICS COUNCIL FOR ECONOMIC EDUCATION, NEW YORK, NY
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