Interest Rates for Savings and Bank Accounts

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1 Interest Rates for Savings and Bank Accounts The accounts referred to in this document are available to clients subject to eligibility. Terms apply. Please speak to your usual contact for further details. The interest rate that applies to an account is determined according to the account balance on a tiered basis, unless indicated otherwise. All rates in this document are quoted on an annual basis. Some rates may apply for a period of less than a year please check the rate tables carefully and contact us if you have any questions. Types of Interest Rates Interest rates can either be tracker rates, fixed rates or managed rates. A tracker rate is a variable rate which moves in line with changes to an external reference rate. The reference rates used for sterling, US dollar and euro accounts are set out below. Where, due to a reduction in the relevant reference rate, the tracker rate will be 0% or lower, we may choose to continue to pay a nominal rate of interest. A fixed rate is a rate that does not change for a set period of time. A managed rate is a variable rate that we set and can change in accordance with our terms. Reference rates For accounts with tracker rates, the reference rates we use are: Sterling the Bank of England which is currently %. US dollar the Federal Reserve Funds Rate which is currently %. Euro the European Central Bank main refinancing rate which is currently 0.15%. Rates correct as at 11 June Following a change in reference rate the rates applicable on tracker Accounts will take effect from the 1st Working Day of the following month in accordance with our terms. Definitions Equivalent Rate (AER) Illustrates what the interest rate would be if the interest rate was paid and compounded once each year. Rate Is the rate of interest payable before the deduction of tax. We will deduct tax where required to do so by law. Account holders should check their own tax situation as there may be a potential tax liability. Wealth and Investment Management

2 Rates for accounts available to new and existing applicants Savings Accounts International Saver - Issue 2 Rates are tracker and effective from 25 November Quarterly interest. AER % % Margin Above % Margin Below Sterling ( ) 250, % 0.80% 0.30 n/a 100,000 to 249,999 % % n/a 25,000 to 99, % 0.40% n/a 1 to 24, % 0.20% n/a 0.30 If you deposit 100,000 for 12 months at an interest rate of % gross per annum, you would earn ; therefore the total return at the end of the 12 month term would be 100, Rate AER % Margin Above % Margin Below US Dollar ($) $250,000+ % % - - $100,000 to $249, % 0.15% n/a $25,000 to $99,999 % % n/a 0.15 $1 to $24, % 0.05% n/a 0.20 If you deposit $100,000 for 12 months at an interest rate of 0.15% gross per annum, you would earn $152.17; therefore the total return at the end of the 12 month term would be $100, Rate AER % Margin Above % Margin Below Euro ( ) 250, % 0.05% n/a 100,000 to 249, % 0.01% n/a ,000 to 99, % 0.01% n/a to 24, % 0.01% n/a 0.80 If you deposit 100,000 for 12 months at an interest rate of 0.01% gross per annum, you would earn 10.14; therefore the total return at the end of the 12 month term would be 100, Due to the current Reference Rate and margins applicable on this account, no interest would be payable under the account terms and conditions. However, we have used our discretion to pay a nominal Rate of interest.

3 Bank Accounts International Bank Account (previously known as International Cheque Account/International Premier Cheque Account). Rates are fixed at 0% interest for all balances. Rates are effective from 3 September Other Accounts Account Rates are fixed at 0% interest for all balances and currencies. Wealth Treasury Deposits The rate and term are fixed and will be confirmed to you at the time of opening the deposit. For indicative rates please call us on: +44 (0) *. Children s Accounts Children s Savings Account Rates are managed and effective from 1 June (Sterling ) Rate % AER % 1, BarclayPlus Rates are managed and effective from 1 June Quarterly interest. (Sterling ) Rate % AER % 1, Rates are variable. Interest is paid quarterly on the first working day of January, April, July and October. Young Person s Account Rates are fixed at 0% interest for all balances. * Lines are open Monday to Friday 8am to 6pm excluding UK bank holidays. Calls may be monitored or recorded to maintain high levels of security and quality of service. For call charges please consult your local telecoms provider.

4 Rates for accounts no longer available to new applicants International Saver This account was withdrawn from sale on 22 November Rates are tracker and effective from 16 September 2013 to 13 July Quarterly interest. Rate Per Annum % AER% Above Below Sterling ( ) 250, N/A 100,000 to 249,999 N/A 1 to 99, N/A US Dollar ($) $250,000+ N/A $100,000 to $249, N/A $1 to $99, N/A Rates are tracker and effective from 2 December 2013 to 13 July Quarterly interest. Euro ( ) 250,000+ N/A 100,000 to 249,999 N/A to 99,999 N/A 0.65 Effective 14 July 2014 the following rates apply to the International Saver Account Rate Per Annum % AER% Above Below Sterling ( ) 250, N/A 100,000 to 249,999 N/A 25,000 to 99, N/A 1 to 24, N/A 0.30 US Dollar ($) $250, $100,000 to $249, N/A $25,000 to $99,999 N/A 0.15 $1 to $24, N/A 0.20 Euro ( ) 250, N/A 100,000 to 249, N/A ,000 to 99, N/A to 24, N/A 0.80 Due to the current Reference Rate and margins applicable on this account, no interest would be payable under the account terms and conditions. However, we have used our discretion to pay a nominal Rate of interest. Following a base rate change the new interest rate will take effect from the first business date of the next calendar month.

5 Barclays Monthly Saver (International Banking) (previously known as the Barclays Wealth Monthly Saver) This account was withdrawn from sale on 22 November Rates are managed and are effective from 13 July Monthly interest. Rate if no withdrawals are made (this is referred to as the higher rate in the account terms): Equivalent Sterling ( ) 1 to 24, % 5.00% If you make a withdrawal in the first 12 months you will be paid % (fixed) on the account balance for 30 days following the withdrawal (this is the lower rate referred to in the account terms). No interest will be earned on any amount deposited in excess of the monthly limits. On the anniversary of the opening of the account, you will be paid 0.01% gross/aer on the whole balance. International Saver Plus Rates are tracker and effective from 16 September Quarterly interest. An introductory bonus rate of % gross (fixed) is payable for the first 9 months. This account was withdrawn from sale on 3 June (calculated for the first nine Rate % (after the first nine AER % (including the Bonus Rate) Rate % Above Rate % Below Sterling ( ) 250, N/A 100,000 to 249, N/A 1 to 99, N/A US Dollar ($) $250, N/A $100,000 to $249, N/A $1 to $99, N/A Rates are tracker and effective from 2 December Quarterly interest. An introductory bonus rate of % gross (fixed) is payable for the first 9 months. Euro ( ) 250, N/A 100,000 to 249, N/A to 99, N/A 0.65

6 Effective 14 July 2014 the following rates will apply to the International Saver Plus (calculated for the first nine (after the first nine AER & (including the Bonus Rate) Margin Above Margin Below Sterling ( ) 250, % 0.80% 1.18% 0.30 n/a 100,000 to 249, % % 0.98% n/a 25,000 to 99, % 0.40% 0.78% n/a 1 to 24, % 0.20% 0.58% n/a 0.30 (calculated for the first nine (after the first nine AER & (including the Bonus Rate) Margin Above Margin Below US Dollar ($) $250, % % 0.63% - - $100,000 to $249, % 0.15% 0.52% n/a $25,000 to $99,999 % % 0.47% n/a 0.15 $1 to $24, % 0.05% 0.42% n/a 0.20 (calculated for the first nine (after the first nine AER & (including the Bonus Rate) Margin Above Margin Below Euro ( ) 250, % 0.05% 0.43% n/a 100,000 to 249, % 0.01% 0.39% n/a ,000 to 99, % 0.01% 0.39% n/a to 24, % 0.01% 0.39% n/a 0.80 Due to the current Reference Rate and margins applicable on this account, no interest would be payable under the account terms and conditions. However, we have used our discretion to pay a nominal Rate of interest. Following a base rate change the new interest rate will take effect from the first business date of the next calendar month. Barclays Bonus Saver (previously known as the Barclays Wealth Bonus Saver) Rates are fixed and effective from 7 March Quarterly interest. An introductory bonus of % gross (fixed) is payable for the first 6 months. This account was withdrawn from sale on 28 August (after the first six Introductory Bonus Total (calculated for the first six AER % (including the Bonus Rate) Sterling ( ) 750, ,000 to 749, ,000 to 499, ,000 to 99, to 49, Introductory Bonus Total (calculated for the first six AER % (including the Bonus Rate) US dollar ($) $750, $500,000 to $749, $100,000 to $499, $50,000 to $99, $1 to $49,

7 Introductory Bonus Total (calculated for the first six AER % (including the Bonus Rate) Euro ( ) 750, ,000 to 749, ,000 to 499, ,000 to 99, to 49, Barclays Saver (previously known as the Barclays Wealth Saver) Rates are fixed and effective from 7 March Quarterly interest. This account was withdrawn from sale on 28 August AER % Sterling ( ) 750, ,000 to 749, ,000 to 499, ,000 to 99, to 49,999 AER % US dollar ($) $750,000+ $500,000 to $749, $100,000 to $499,999 $50,000 to $99,999 $1 to $49,999 AER % Euro ( ) 750, ,000 to 749, ,000 to 499,999 50,000 to 99,999 1 to 49,999

8 Reward Saver Account Rates are fixed and effective from 16 January Monthly interest. For balances in excess of 500,000, $750,000 or 600,000 interest will be paid on a banded basis as follows: % gross/aer on amounts in excess of 500,000, $750,000 or 600,000 On amounts up to and including 500,000, $750,000 or 600,000, interest will be paid at the rate applicable to that interest tier. This account was withdrawn from sale on 2 August Introductory Bonus Total (calculated for the first nine AER % (including the Bonus Rate) Sterling ( ) 500,000+ zero 250,000 to 499, ,000 to 249, ,000 to 99, ,000 to 49, to 9, Introductory Bonus Total (calculated for the first nine AER % (including the Bonus Rate) US dollar ($) $750,000+ zero $400,000 to $749, $150,000 to $399, $75,000 to $149, $15,000 to $74, $1 to $14,

9 Rates are effective from 3 June Monthly interest. Introductory Bonus Total (calculated for the first nine AER % (including the Bonus Rate) Margin Below 1 Euro ( ) 600,000+ zero N/A 300,000 to 599, ,000 to 299, ,000 to 124, ,000 to 59, to ,999 1 Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month. Call Deposit Account Rates are fixed at 0% for all balances. This account was withdrawn from sale on 2 August 2011 Barclays Wealth Easy Access Savings Account Rates are fixed and effective from 3 October interest. For balances in excess of 1,000,000 interest will be paid on a banded basis as follows: % gross/aer on amounts in excess of 1,000,000 On amounts up to and including 1,000,000 according to the rate applicable to that interest tier. This account was withdrawn from sale on 8 July Equivalent Sterling ( ) 1,000, ,000 to 999, ,000 to 499,999 50,000 to 99,999 1 to 49,999

10 Barclays Wealth Easy Access Savings Account Issue 2 (USD and EUR version) Rates are fixed and effective from 16 January Monthly interest. Please note for balances in excess of $1,100,000 interest will be paid on a banded basis as follows: % gross/aer on amounts in excess of $1,100,000 On amounts up to and including $1,100,000 interest will be paid at the rate applicable to that interest tier. This account was withdrawn from sale on 8 July US dollar ($) Equivalent US dollar ($) $1,100,000+ $500,000 to $1,099,999 $100,000+ to $499,999 $50,000 to $99,999 $1 to $49,999 Rates are tracker and effective 3 June Monthly interest. Please note for balances in excess of 1,100,000 interest will be paid on a banded basis as follows: % gross/aer on amounts in excess of 1,100,000 On amounts up to and including 1,100,000 interest will be paid at the rate applicable to that interest tier. This account was withdrawn from sale on 8 July Euro ( ) Equivalent Rate % Margin Below Base Rate 1 Euro ( ) 1,100, ,000 to 1,099,999 N/A 100,000 to 499,999 50,000 to 99, to 49, Due to the current Reference Rate and margins applicable on this account, no interest would be payable under the account terms and conditions. However, we have used our discretion to pay a nominal Rate of interest. 1 Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month. Global Savings Account Rates are fixed and effective 12 February Monthly interest. This account was withdrawn from sale on 22 March Sterling ( ) Equivalent Sterling ( ) 100, ,000 to 99,999 10,000 to 49,999

11 Deferred Interest Deposit Account Rates are fixed and effective 12 March Interest is paid in accordance with the account terms. This account was withdrawn from sale on 22 March Sterling ( ) Equivalent Sterling ( ) 500, ,000 to 499, ,000 to 249,999 50,000 to 99,999 10,000 to 49,999 Linked Savings Account Rates are fixed and effective from 12 March Quarterly interest. This account was withdrawn from sale on 22 March Sterling ( ) Equivalent Sterling ( ) 500, ,000 to 499, ,000 to 249,999 50,000 to 149,999 10,000 to 49, International Tracker Savings Account Rates are tracker and effective from 5 March Quarterly interest. This account was withdrawn from sale on 22 March Sterling ( ) Equivalent Margin Below Sterling ( ) 300, ,000 to 299, ,000 to 149, ,000 to 74, ,000 to 49, Rates are tracker and effective 18 December Quarterly interest.

12 This account was withdrawn from sale on 2 August US dollar ($) Equivalent Margin Below US dollar ($) $350, $200,000 to $349,999 $100,000 to $199, $20,000 to $99, Rates are tracker and effective 3 June Quarterly interest. This account was withdrawn from sale on 2 August Euro ( ) Equivalent Margin Below Euro ( ) 300, ,000 to 299, ,000 to 149, ,000 to 74, Due to the current Reference Rate and margins applicable on this account, no interest would be payable under the account terms and conditions. However, we have used our discretion to pay a nominal Rate of interest. 1 Following a base rate change the new interest rate will take effect from the 1st business day of the next calendar month. High Interest Savings Account Rates are fixed and effective from 12 March Quarterly interest. For balances in excess of 600,000 interest will be paid on a banded basis as follows: % gross/aer on amounts in excess of 600,000 On amounts up to and including 600,000 according to the rate applicable to that interest tier. This account was withdrawn from sale on 22 March Rates if no withdrawals are made: Sterling ( ) Equivalent Sterling ( ) 600, ,000 to 599,999 If you make a withdrawal no interest will be paid on the account balance for 30 days following the withdrawal.

13 Bonus Builder Account This account was withdrawn from sale on 1 December All accounts were transferred into the Barclays Wealth Easy Access Savings Account please see the interest rates for this account in the above section. Barclays Wealth International Savings Account sterling only (formerly known as the International 60 Day Savings Account/International 30 Day Savings Account) Rates are fixed and effective from 22 May Interest is paid at a rate of % gross/aer on all balances. Quarterly interest. International Instant Savings Account Sterling ( ) rates Equivalent Rates effective from 11 December Rates are fixed. Quarterly interest. 10, US dollar ($) rates Equivalent Rates effective from 12 November Rates are fixed. Quarterly interest. $2,000+* Euro ( ) rates Equivalent Rates effective from 10 December Rates are fixed. Quarterly interest. 2,000+* Euro ( ) for Solutions customers only Equivalent Rates effective from 10 December Rates are fixed. Quarterly interest. 2,000+* *No interest is paid on balances below this amount.

14 Important Information Barclays offers wealth and investment products and services to its clients through Barclays Bank PLC and its subsidiary companies., part of Barclays, is registered in the Isle of Man. Registered Number: C. Registered Office: Barclays House, Victoria Street, Douglas, Isle of Man, IM99 1AJ. Barclays Private Clients International Limited is licensed by the Isle of Man Financial Supervision Commission, registered with the Insurance and Pensions Authority in respect of General Business, and authorised and regulated by the Financial Conduct Authority in the UK in relation to UK regulated mortgage activities., Jersey Branch is regulated by the Jersey Financial Services Commission., Jersey Branch has its principal business address in Jersey at 13 Library Place, St. Helier, Jersey JE4 8NE, Channel Islands., Guernsey Branch is licensed by the Guernsey Financial Services Commission under the Banking Supervision (Bailiwick of Guernsey) Law 1994, as amended, and the Protection of Investors (Bailiwick of Guernsey) Law 1987, as amended., Guernsey Branch has its principal place of business at Le Marchant House, St Peter Port, Guernsey, Channel Islands, GY1 3BE., places funds with Barclays Bank PLC and thus its financial standing is linked to Barclays Bank PLC. Depositors may wish to form their own view on the financial standing of Barclays Bank PLC based on publicly available information, including reports and accounts obtainable from This item can be provided in Braille, large print or audio by calling +44(0) *. * Lines are open 8am to 6pm UK time Monday to Friday excluding UK bank holidays. Call costs may vary please check with your telecoms provider. Calls may be recorded so that we can monitor the quality of our service and for security purposes. BPCi773. June 2014

The interest rate that applies to an account is determined according to the account balance on a tiered basis, unless indicated otherwise.

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