INTEREST COMPUTATION

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1 illustration of the interest computation of your Regular Savings Account. Regular Savings I Less than 0,000 % Quarterly 0,000 and above 0.30%. Interest is accrued daily and reflects on your account at the end of every quarter. 2. Interest earned is subject to 20% withholding tax (WHT) debited on payout date. 3. Interest is applied on the entire end of day balance. Gross Interest = [ Day ( x EDIR) + Day 2( x EDIR) + Day 3( x EDIR) + Day 90( x EDIR) Where: Effective Daily Interest Rate (EDIR) = Gross Interest Rate per annum / 30 days Based on a Php 00,000 Regular Savings Account with transactions made from April to June. Date Withdrawal Deposit No of Days Effective Daily Interest Rate (Interest Rate p.a. /30 days) -Apr -Apr 2-Apr 28-Apr 7-May 0-May -May 2-May -May 2-Jun 29-Jun 2,000 0,000 2,000 30,000 8, ,000 00,000,000 2,000 0,000 00,000 98,000 98,000 88,000 8,000 02,000 27,000 77, ,000 39,000 9, % Net Interest for the quarter The total interest credited to the above example on payment date is Php The foregoing interest rate/s became effective in August 203. Please visit to download interest computation for other deposit products. You may also call our 24/7 Contact Centre at (02) 830 for 830 Member PDIC. Maximum deposit insurance for each depositor is Php 00,000. CTB-CASAIntComputation-04v2

2 illustration of the interest computation of your esaver Savings Account. esaver Savings 0-999,999,000,000-2,499,999 2,00,000-9,999,999 0,000,000 and above 0.0% 0.%.00%.0% I. Interest is accrued daily and reflects on your account at the end of every month. 2. Interest earned is subject to 20% withholding tax (WHT) debited on payout date. 3. Interest is applied on the entire end of day balance. Gross Interest = [ Day ( x EDIR) + Day 2( x EDIR) + Day 3( x EDIR) + Day 30( x EDIR) Where: Effective Daily Interest Rate (EDIR) = Gross Interest Rate per annum / 30 days Based on a Php,000,000 esaver Savings Account with transactions made in July. Date Withdrawal Deposit No of Days Effective Daily Interest Rate (Interest Rate p.a. /30 days) -Jul,00,80 80% Jul 00,000,00,80 80% Jul,000,00,80 80% Jul 0, , % Jul 942,000 48,80 389% The total interest credited to the above example on payment date is Php 0.2. The foregoing interest rate/s became effective in August 203. Please visit to download interest computation for other deposit products. You may also call our 24/7 Contact Centre at (02) 830 for 830 Member PDIC. Maximum deposit insurance for each depositor is Php 00,000. CTB-CASAIntComputation-04v2

3 illustration of the interest computation of your Flexi Hi-Rate Savings Account. Tier Flexi Hi-Rate Savings (applicable in which tier the balance falls) I - % 300, ,999,000,000-2,499, % 2,00,000-9,999,999 0,000,000 and above.0%. Interest is accrued daily and reflects on your account at the end of every month. 2. Interest computation is progressive (applied only to the amount in the corresponding tier and not the entire balance). e.g End of Day Deposit Balance,30,000 Tier Interest Rate Application - % 300, , ,999,000,000-2,499, % 0,002 Interest = [ Day ( Tier x Interest Rate) + Day ( Tier 2 x Interest Rate) + Day 30( Tier x Interest Rate)] Where: Effective Daily Interest Rate (EDIR) = Gross Interest Rate per annum / 30 days Based on a Php 0,000,000 Flexi Hi-Rate Savings Account maintaining the balance for 3 days. Tiers Gross Interest Rate p.a Breakdown No. of Days Effective Daily Interest Rate (Interest Rate p.a. /30 days) Gross Interest Breakdown % 3 00% 300, , ,000 3 % 24.,000,000 2,499, %,00, % ,00,000 9,999,999 7,00, %,82.0 0,000,000 above.0% 3 3% Gross Interest for the day x: 3 days per month interest per month,828. -,3.72 Net interest for the month,42.89 The total interest credited to the above example on payment date is Php, The foregoing interest rate/s became effective in August 203. Please visit to download interest computation for other deposit products. You may also call our 24/7 Contact Centre at (02) 830 for 830 Member PDIC. Maximum deposit insurance for each depositor is Php 00,000. CTB-CASAIntComputation-04v2

4 illustration of the interest computation of your PowerEarner Checking Account. I PowerEarner Checking 0-49,999 % 0, ,999,000,000-2,499, % 2,00,000-9,999,999 0,000,000 and above.0%. Interest is accrued daily and reflects on your account at the end of every month. 2. Interest goes down to Regular Checking Account rate if account has greater than two (2) withdrawals. 4. Interest is applied on the entire end of day balance. Gross Interest = [ Day ( x EDIR) + Day 2( x EDIR) + Day 3( x EDIR) + Day 30( x EDIR) Where: Effective Daily Interest Rate (EDIR) = Gross Interest Rate per annum / 30 days Date Withdrawal Deposit No of Days Effective Daily Interest Rate (Interest Rate p.a. /30 days) -Jul -Jul 2-Jul 7-Jul 8-Jul 9-Jul 2-Jul 2-Jul 0,000 0,000 7,000 8,000 90,000 2,000 Based on a Php,000,000 PowerEarner Checking Account with more than 2 withdrawals. Regular Checking Account Rate is % p.a.,000,000,087,000,2,000 92,000 32, , ,000 22,000 The total interest credited to the above example on payment date is Php % 7% 7% % 0000% 0000% 0000% 0000% The foregoing interest rate/s became effective in August 203. Please visit to download interest computation for other deposit products. You may also call our 24/7 Contact Centre at (02) 830 for 830 Member PDIC. Maximum deposit insurance for each depositor is Php 00,000. CTB-CASAIntComputation-04v2

5 illustration of the interest computation of your PowerEarner Savings Account. PowerEarner Savings I 0-49,999 0, ,999,000,000-2,499,999 2,00,000-9,999,999 0,000,000 and above % 0.30% 0.3% 0.4% 0.%. Interest is accrued daily and reflects on your account at the end of every month. 2. Interest goes down to Regular Savings Account rate if account has greater than four (4) withdrawals. 4. Interest is applied on the entire end of day balance. Gross Interest = [ Day ( x EDIR) + Day 2( x EDIR) + Day 3( x EDIR) Where: + Day 30( x EDIR) Effective Daily Interest Rate (EDIR) = Gross Interest Rate per annum / 30 days Based on a Php,000,000 PowerEarner Savings Account with more than 4 withdrawals. Regular Savings Account Rate is 0.30% p.a. Date Withdrawal Deposit No of Days Effective Daily Interest Rate (Interest Rate p.a. /30 days) -Jul,000,000 48% Jul 0,000 90,000,080, % Jul 2,000,0,000 48% Jul,000,00, % Jul 0,000,040, % 0. 9-Jul,00,000 2,37,000 20% Jul,000 2, 97% 2,7.3 3, , The total interest credited to the above example on payment date is Php 2, The foregoing interest rate/s became effective in August 203. Please visit to download interest computation for other deposit products. You may also call our 24/7 Contact Centre at (02) 830 for 830 Member PDIC. Maximum deposit insurance for each depositor is Php 00,000. CTB-CASAIntComputation-04v2

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