BALANCE REQUIREMENTS TABLE OF FEES AND CHARGES. Account Maintenance Fees Balance below requirement 1

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1 PERSONAL BANKING BALANCE REQUIREMENTS Opening and Average Daily Balance Requirements (as of April 2014) Regular Savings Php 50,000 Regular Checking Php 50,000 Power Earner Savings Php 50,000 Power Earner Checking Php 50,000 Flexi Hi-Rate Savings Php 50,000 Flexi Hi-Rate Checking Php 50,000 esaver Savings Php 0 US Dollar Savings USD 1,000 Australian Dollar Savings AUD 7,000 TABLE OF FEES AND CHARGES 1/5 of 1% of amount withdrawn, maximum of USD 100 Account Maintenance Fees Balance below requirement 1 Php 400 or USD 10 / month Dormant account fee 2 Php 200 or USD 15 / month Account closure within 90 days of opening Php 300 or USD 15 Teller Services USD withdrawal Third currency withdrawal 3 1/5 of 1% of amount withdrawn, maximum of USD 100 Time Deposit Pre-termination Fees Local Currency (PHP) If terminated on or before midterm 0% of the Interest Rate applies + Documentary Stamps Tax (DST) 4 If terminated after midterm 50% of the Interest Rate applies + DST 4 Foreign Currency If terminated on or before midterm 0% of the Interest Rate applies If terminated after midterm 50% of the Interest Rate applies Checks/ Drafts Checkbook order PHP 200 for peso checkbook / USD 10 for dollar checkbook Draft paid in Pesos USD 15 / draft or 1/5 of 1%, whichever is higher + DST of PHP 0.30 for every PHP 200 of the value of the draft, or a fraction thereof Manager s Check Paid in Pesos PHP 50 Paid in US Dollars USD 1 Check Charges Check voucher for check manager Check retrieval PHP 100 / check Stop payment order PHP 300 per peso check / USD 40 per dollar check Returned check PHP 2,000 per peso check Overdraft Charges Unfunded PHP 2,000 + PHP 200 / day for every PHP 40,000 or a fraction thereof FCDU Check Deposit for Collection Cash Letter 5 USD / check GBP Cash Letter course thru SCB UK 6 USD 10 / check + GBP 0.20 Direct collection 7 USD 10 / check + fees collected by drawee bank Returned check deposit USD 20 (excluding fees collected by drawee bank) DST if credited to client s PHP account PHP 0.30 for every PHP 200 or a fraction thereof

2 Funds Transfer Inward Telegraphic Transfers (ITT) Incoming Gross Settlement Real Time (GSRT) USD 5 Peso transfer from a local bank (Electronic Peso Clearing Settlement or EPCS) PHP 50 Incoming Real Time Gross Settlement (RTGS) PHP 100 Foreign Currency Deposit Unit (FCDU) transfer through bank outside the Philippines USD 7 FCDU ITT converted to Peso PHP equivalent of USD 7 plus DST of PHP 0.30 for every PHP 200 FCDU transfer through a local bank (Philippine Domestic Dollar Transfer System or PDDTS) Outward Telegraphic Transfers (OTT) USD 3 Peso transfer through a local bank (EPCS) PHP 200 Outgoing RTGS PHP 1,000 FCDU transfer through bank outside the Philippines Local charges borne by remitter & overseas charges by beneficiary (SHA): USD 25 All local and overseas charges borne by remitter (OUR): USD 45 All local and overseas charges borne by beneficiary (BEN): 0 FCDU transfer through a local bank (PDDTS) USD 20 (All charges SHA) BancNet ATM/BancNet Online interbank/ intrabank funds transfer PHP 25 / transaction (if less than 3 transactions) PHP 60 / transaction (if greater than or equal to 3 transactions per day) Other Services ATM ATM card replacement PHP 100 Local ATM charges SCB ATM withdrawal BancNet/ Megalink/ Expressnet ATM withdrawal 8 PHP 10 / transaction Balance inquiry non-scb Philippines ATM PHP 1 / transaction International ATM charges USD 3 / transaction Balance inquiry USD 1 / transaction Declined transaction USD 1 / attempted transaction Miscellaneous Bank Certification PHP 100 / USD 3 Courier service PHP 500 Interim statement request PHP 10 / account Audit confirmation service PHP 200 / USD 5 Fax Statement Local PHP 50 / page International PHP 100 / page Standing Order Set up PHP 250 / USD 10 Amendment PHP 100 / USD 3 Safety Deposit Box Lease 9 3x10x24 PHP 1,500 / year 5x10x24 PHP 1,700 / year 10x10x24 PHP 2,500 / year 15x10x24 PHP 3,000 / year Refundable key deposit PHP 1,000 1 An account is subject to the indicated Balance Below Requirement Fee if it falls below the minimum monthly Average Daily Balance (ADB) for at least two (2) consecutive months. 2 An account is subject to the indicated Dormant Account Fee if it meets both of the following conditions: 1. There were no transactions for two (2) years for Savings Accounts and one (1) year for Checking Accounts. 2. The account s Average Daily Balance is below the Balance Requirements. 3 Subject to availability of notes. One week prior notice is required. 4 Documentary Stamps Tax (DST) - PHP 1 for every PHP200 in funds or fraction thereof 5 USD 10,000 & below - foreign or locally issued drawn in US Main or its territories 6 Only for GBP checks drawn in UK 7 FCDU check which does not fall on above categories 8 Waived for Flexi Hi-Rate Savings/Checking Accounts 9 Currently available to Priority Banking customers only CTB-PB-0414v2

3 PRIORITY BANKING BALANCE REQUIREMENTS Opening and Average Daily Balance Requirements (as of April 2014) Regular Savings Php 50,000 Regular Checking Php 50,000 Power Earner Savings Php 50,000 Power Earner Checking Php 50,000 Flexi Hi-Rate Savings Php 50,000 Flexi Hi-Rate Checking Php 50,000 esaver Savings Php 0 US Dollar Savings USD 1,000 Australian Dollar Savings AUD 7,000 Account Maintenance Fees Balance below requirement 1 Dormant account fee 2 Teller Services TABLE OF FEES AND CHARGES Php 400 or USD 10 / month Php 200 or USD 15 / month Account closure within 90 days of opening Php 300 or USD 15 USD withdrawal Third currency withdrawal 3 Time Deposit Pre-termination Fees Local Currency (PHP) If terminated on or before midterm 50% of the Interest Rate applies + Documentary Stamps Tax (DST 4 ) If terminated after midterm 75% of the Interest Rate applies + DST 4 Foreign Currency Checks/ Drafts Checkbook order Draft paid in Pesos Manager s Check If terminated on or before midterm If terminated after midterm Paid in Pesos PHP 50 Paid in US Dollars USD 1 Check Charges Check voucher for check manager Check retrieval Stop payment order Returned check for withdrawals USD 20,000 or less 1/6 of 1% of amount withdrawn, maximum of USD 100 for withdrawals more than USD 20,000 for withdrawals USD 20,000 or less 1/6 of 1% of amount withdrawn, maximum of USD 100 for withdrawals more than USD 20,000 equivalent 50% of the Interest Rate applies 75% of the Interest Rate applies PHP 180 for peso checkbook / USD 10 for dollar checkbook USD 15 / draft or 1/5 of 1%, whichever is higher + DST of PHP 0.30 for every PHP 200 of the value of the draft, or a fraction thereof PHP 100 / check PHP 300 per peso check / USD 40 per dollar check PHP 2,000 per peso check Overdraft Charges Unfunded PHP 1,500 + PHP 200 / day for every PHP 40,000 or a fraction thereof FCDU Check Deposit for Collection Cash Letter 5 USD / check GBP Cash Letter course thru SCB UK 6 USD 10 / check + GBP 0.20

4 Checks/ Drafts Direct collection 7 Returned check deposit DST if credited to client s PHP account Funds Transfer Inward Telegraphic Transfers (ITT) Incoming Gross Settlement Real Time (GSRT) USD 5 Peso transfer from a local bank (Electronic Peso Clearing Settlement or EPCS) PHP 50 Incoming Real Time Gross Settlement (RTGS) PHP 100 Foreign Currency Deposit Unit (FCDU) transfer through bank outside the Philippines USD 7 Outward Telegraphic Transfers (OTT) USD 10 / check + fees collected by drawee bank USD 20 (excluding fees collected by drawee bank) PHP 0.30 for every PHP 200 or a fraction thereof FCDU ITT converted to Peso PHP equivalent of USD 7 plus DST of PHP 0.30 for every PHP 200 FCDU transfer through a local bank (Philippine Domestic Dollar Transfer System USD 3 or PDDTS) Peso transfer through a local bank (EPCS) PHP 200 Outgoing RTGS PHP 500 FCDU transfer through bank outside the Philippines Local charges borne by remitter & overseas charges by beneficiary (SHA): USD 20 All local and overseas charges borne by remitter (OUR): USD 40 All local and overseas charges borne by beneficiary (BEN): 0 FCDU transfer through a local bank (PDDTS) USD 15 (All charges SHA) BancNet ATM/BancNet Online interbank/ intrabank funds transfer PHP 25 / transaction (if less than 3 transactions) PHP 60 / transaction (if greater than or equal to 3 transactions per day) Other Services ATM ATM card replacement Local ATM charges SCB ATM withdrawal BancNet/ Megalink/ Expressnet ATM withdrawal Balance inquiry non-scb Philippines ATM PHP 1 / transaction International ATM charges Balance inquiry USD 1 / transaction Declined transaction USD 1 / attempted transaction Miscellaneous Bank Certification Courier service PHP 500 Interim statement request Audit confirmation service Fax Statement Local International PHP 100 / page Standing Order Set up Amendment Safety Deposit Box Lease 8 3x10x24 PHP 1,000 / year 5x10x24 PHP 1,200 / year 10x10x24 PHP 2,000 / year 15x10x24 PHP 2,500 / year Refundable key deposit PHP 1,000 1 Waived for Priority Banking customers 2 An account is subject to the indicated Dormant Account Fee if it meets both of the following conditions: 1. There were no transactions for two (2) years for Savings Accounts and one (1) year for Checking Accounts. 2. The account s Average Daily Balance is below the Balance Requirements. 3 Subject to availability of notes. One week prior notice is required. 4 Documentary Stamps Tax (DST) - PHP 1 for every PHP200 in funds or fraction thereof 5 USD 10,000 & below - foreign or locally issued drawn in US Main or its territories 6 Only for GBP checks drawn in UK 7 FCDU check which does not fall on above categories 8 Currently available to Priority Banking customers only CTB-PrB-0414v2

5 SME BALANCE REQUIREMENTS Opening and Average Daily Balance Requirements (as of April 2014) Regular Savings Php 50,000 Regular Checking Php 50,000 Power Earner Savings Php 50,000 Power Earner Checking Php 50,000 esaver Savings Php 0 Business Saver Checking Php 50,000 US Dollar Savings USD 1,000 Australian Dollar Savings AUD 7,000 TABLE OF FEES AND CHARGES Account Maintenance Fees Balance below requirement 1 Php 400 or USD 10 / month Dormant account fee 2 Php 200 or USD 15 / month Account closure within 90 days of opening Php 300 or USD 15 Teller Services USD withdrawal Third currency withdrawal 3 Time Deposit Pre-termination Fees Local Currency (PHP) If terminated on or before midterm 50% of the Interest Rate applies + Documentary Stamps Tax (DST 4 ) If terminated after midterm 75% of the Interest Rate applies + DST 4 Foreign Currency Checks/ Drafts Checkbook order Draft paid in Pesos Manager s Check If terminated on or before midterm If terminated after midterm Paid in Pesos PHP 50 Paid in US Dollars USD 1 Check Charges Corporate check with voucher Check retrieval Stop payment order Returned check Overdraft Charges Unfunded for withdrawals USD 20,000 or less 1/6 of 1% of amount withdrawn, maximum of USD 100 for withdrawals more than USD 20,000 for withdrawals USD 20,000 or less 1/6 of 1% of amount withdrawn, maximum of USD 100 for withdrawals more than USD 20,000 equivalent 50% of the Interest Rate applies 75% of the Interest Rate applies PHP 330 / checkbook / USD 10 for dollar checkbook USD 15 / draft or 1/5 of 1%, whichever is higher + DST of PHP 0.30 for every PHP 200 of the value of the draft, or a fraction thereof PHP 550 for 100 checks PHP 100 / check PHP 300 per peso check / USD 40 per dollar check PHP 1,500 + PHP 200 / day for every PHP 40,000 or a fraction thereof FCDU Check Deposit for Collection Cash Letter 5 USD / check GBP Cash Letter course thru SCB UK 6 USD 10 / check + GBP 0.20 Direct collection 7 USD 10 / check + fees collected by drawee bank Returned check deposit DST if credited to client s PHP account PHP 2,000 per peso check USD 20 (excluding fees collected by drawee bank) PHP 0.30 for every PHP 200 or a fraction thereof

6 Funds Transfer Inward Telegraphic Transfers (ITT) Incoming Gross Settlement Real Time (GSRT) USD 5 Peso transfer from a local bank (Electronic Peso Clearing Settlement or EPCS) PHP 50 Incoming Real Time Gross Settlement (RTGS) PHP 100 Foreign Currency Deposit Unit (FCDU) transfer through bank outside the Philippines USD 7 FCDU ITT converted to Peso PHP equivalent of USD 7 plus DST of PHP 0.30 for every PHP 200 FCDU transfer through a local bank (Philippine Domestic Dollar Transfer System USD 3 or PDDTS) Outward Telegraphic Transfers (OTT) Peso transfer through a local bank (EPCS) PHP 200 Outgoing RTGS PHP 500 FCDU transfer through bank outside the Philippines FCDU transfer through a local bank (PDDTS) BancNet ATM/BancNet Online interbank/ intrabank funds transfer Other Services ATM ATM card replacement PHP 100 Local ATM charges SCB ATM withdrawal BancNet/ Megalink/ Expressnet ATM withdrawal 8 PHP 10 / transaction Balance inquiry non-scb Philippines ATM PHP 1 / transaction International ATM charges USD 3 / transaction Balance inquiry USD 1 / transaction Declined transaction USD 1 / attempted transaction Miscellaneous Bank Certification Courier service PHP 500 Interim statement request Audit confirmation service Fax Statement Local International Standing Order Set up Amendment Safety Deposit Box Lease 9 3x10x24 5x10x24 10x10x24 15x10x24 Refundable key deposit Local charges borne by remitter & overseas charges by beneficiary (SHA): USD 20 All local and overseas charges borne by remitter (OUR): USD 40 All local and overseas charges borne by beneficiary (BEN): 0 USD 15 (All charges SHA) PHP 25 / transaction (if less than 3 transactions) PHP 60 / transaction (if greater than or equal to 3 transactions per day) PHP 100 / page 1 An account is subject to the indicated Balance Below Requirement Fee if it falls below the minimum monthly Average Daily Balance (ADB) for at least two (2) consecutive months. 2 An account is subject to the indicated Dormant Account Fee if it meets both of the following conditions: 1. There were no transactions for two (2) years for Savings Accounts and one (1) year for Checking Accounts. 2. The account s Average Daily Balance is below the Balance Requirements. 3 Subject to availability of notes. One week prior notice is required. 4 Documentary Stamps Tax (DST) - PHP 1 for every PHP200 in funds or fraction thereof 5 USD 10,000 & below - foreign or locally issued drawn in US Main or its territories 6 Only for GBP checks drawn in UK 7 FCDU check which does not fall on above categories 8 Waived for Flexi Hi-Rate Savings/Checking Accounts 9 Currently available to Priority Banking customers only CTB-SME-0414v2