Offices. West Coast Office Orange County, California East Coast Office Towson, Maryland

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Opal Black
8 years ago
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2 I Can Help You

4 NUMBERS DON T LIE

5 2 Offices West Coast Office Orange County, California East Coast Office Towson, Maryland

6 14 Years Of experience in legal formation and financing of business

7 13,000+

8 $92+ Million In business credit lines funded ( )

9 $47+ Million Raised for our clients in 2013

10 CURRENT LENDING ENVIRONMENT

11 Private Investment Bank Funding Alternative Options

12 Savings Friends & Family Angel Investors Venture Capitalists Private Placement Memorandum Going Public / IPO Private Equity

13 SBA Loans Lines of Credit Business Credit Lines HELOC (Home Equity Line of Credit) Equipment Finance

14 Vendor Credit Business Directed Retirement Account Hard Money Loans Merchant Cash Advances Revenue Based Financing Receivables Factoring

15 With job security constantly decreasing, people are looking to be more self-sufficient People want to be their own boss but don t always know how to start

16 A big part of our job is teaching and telling the truth about what can be obtained in a tough economy.

17 WHAT WE OFFER

18 Funding that will take your business to the next level. Expansion

19 Funding at a stage the majority of lenders do not. At Startup

20 We Introduce your business to National and Regional banks. We get your foot in the door

21 Operating Capital. We Get Our Clients Critical Funding

22 Businesses fail not from a lack of ideas, but from a lack of Operating Capital or Poor Management We want to help our clients end up in the GREEN 9% 1st Year Failures 21% 2nd Year Failures 70% Long Term Success

24 FUNDING TYPES

25 Revenue Based Loans Unsecured Finance Retirement Finance Merchant Accounts Crowdfunding SBA Loans Term Loans Equipment Leasing

26 Revenue Based Lending Unsecured Business Finance Business Directed Retirement Account (BDRA)

27 REVENUE BASED LENDING

28 REVENUE BASED Loans Based Upon Total Revenue Loan is Uncollateralized Great for Franchises Receive Up To 80% of the Monthly Gross Business Revenue

29 LENDING Actual Loan Payments Every Business Day Term Range From 4 15 Months Can Get More Funding For Multiple Locations 48 Hour Approvals

30 1. Loans based upon the company s total revenues 2. Funding in 7 10 days 3. Receive up to 10% of Annual Gross Sales!

31 1. Payments made every business day (Excluding Saturday & Sunday) 2. This Loan is Uncollateralized 3. Terms may range from 4 18 months.

32 3 most recent bank statements 3 most recent processing statements Cover page of tax return Signed contract Franchise Agreement Proof of good standing

33 < 1 Year = Up To $40K > 1 Year = Up To $5M

34 If a company averages $50,000 a month in revenues $50,000 x 80% = $40,000

35 FRANCHISES FUNDED

36 FRANCHISES FUNDED

37 RBL Program: No Obligation Consultation No Upfront Fees No Collateral Loans Up To 80% of Revenues Get A Business Loan Even With Poor Credit

38 UNSECURED BUSINESS FINANCE

39 UNSECURED No Collateral No Income Documents No Financials Requires Personal Guarantee

40 BUSINESS Used for Business Purposes Does not show on personal credit Tax deductible expenses Avoid commingling funds (IRS alert!)

41 FINANCE Institutional (Bank) Funding Typically Business Credit Cards 0% Intro APR s Cash Accessible* (not 100%) 24 Hour Approvals 2 to 4 Weeks Funding

42 Requirements: 1. Have a business entity 2. Good credit (700+)

43 OR

44 Use a Business Partner Speak to me afterward for more information

45 Range: $20,000 to $200,000 *Ranges for which you qualify are determined by personal credit report review

46 UBF Program: No Obligation Consultation No Upfront Fees Long Term Business Support Access to the Funding You Need UPF Program as stepping stone to position client for UBF later.

47 BUSINESS DIRECTED RETIREMENT ACCOUNT

48 RETIREMENT IRA (Individual Retirement Account) 401K (Previous Employer) Account should have $35,000+

49 INVESTMENT Converts retirement account into a Business Directed Retirement Account (BDRA) which is free to invest in your company* *restrictions apply

50 Funding 0% APR on Funds Great for Startups 100% Cash Accessible No IRS Penalties 2 to 4 Weeks Funding

51 WHO QUALIFIES?

52 EVERYONE!

53 Requirements: 401K or IRA with at least $35k

54 Form a C-Corp with a new 401(k) BDRA PROGRESSION Rollover $$ to New 401k Invest $$ into your New Business Have a Retirement Account

Support NO Business Support NO Business Support NO Business Support NO Business Support In-House

55 US Benetrends Guidant Fran Fund Tenet Unlimited Attorney Support ERISA Attorney Support Independent Tax Attorney Support ERISA & Tax Attorney Support Limited Power of Attorney 5 Years of Business Support NO Business Support NO Business Support NO Business Support NO Business Support In-House Credit Funding Program In-House Credit Funding Program Limited Funding Options In-House Credit Funding Program None

56 Access 100% of the funds in your account.

57 Minimum: $35,000 Maximum * : None *Maximum depends upon what your account holds.

58 Need to have a current retirement account Need to want a 401(k) for your new business Comes with business support for the first 5 years of your corporation.

60 Finance Agent

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