Payday Loan Claims Pack
|
|
- Robyn Harrington
- 8 years ago
- Views:
Transcription
1 Payday Loan Claims Pack
2 YOUR PAYDAY LOAN CLAIMS PACK Thank you for choosing Leslie Charles Solicitors. With an ever-increasing claim portfolio and satisfied customers we can assure you that your claim is in safe hands. We have enclosed for your attention the following documents:- 1. Our standard Form of Authority for each claim (s); 2. Terms and Conditions in duplicate (please sign, keep a copy and return the other); and; 3. Fact Sheet 4. Claim Form 5. Self Addressed Envelope (Stamp Required). You will need to complete and return to us the above documents using the prepaid envelope provided. If you require any additional forms you may photocopy them or contact us and we will be more than happy to send them to you via or post. Once we receive your completed application we will initiate our claims process and contact you as soon as a settlement figure has been proposed. You will be able to check the status of your claim by contacting us by phone or on receipt of which we will provide you with details. In any event we will regularly update you on the progress of your claim. If you have a complete set of documents in the last six years they should be sent by recorded delivery along with the signed documents and any further correspondence. It is not uncommon for your lender to attempt to contact you directly. Accordingly we recommend that you do not under any circumstances accept any offers that you may receive from your bank directly without obtaining advice from us. We want to get you as much compensation as possible and as such it is important that you cooperate with us fully. In the meantime if you have any questions in relation to any of the contents of this letter please do not hesitate to contact us. We look forward to a successful outcome in relation to your claim. Yours sincerely Leslie Charles Solicitors
3 PAYDAY LOAN CLAIM FACTSHEET FACT 1 Many people that seek payday loans are in financial difficulty. The initial purpose of a payday loan was simply to help people out until their next payday, however, it has become a money-making machine for many payday lenders, tying their customers into a continuous and escalating cycle of debt, whereby one takes out one payday loan to pay off another payday loan and, with associated charges, increasing on each occasion. FACT 2 The financial rules regulating lending require all lenders, including payday lenders, to take into account the ability of the customers to afford to repay the loan. In circumstances where one takes out one payday loan and then, at the end of that payday loan, takes out another payday loan and then, at the end of that, takes out another one going forward, that points squarely to the fact that that individual may well be in financial difficulty, having difficulty paying off the loan. This situation should have been spotted when the initial application for the loan was made and, as such, the argument here is that the lenders have failed to properly assess affordability before granting the loan and, thereby, plunging many customers into a downward spiralling cycle which is detrimental to their financial wellbeing. FACT 3 Even the Financial Ombudsman have clearly said that a one hat fits all category-type system is not appropriate in financial claims. Each claim needs to be dealt with on a case by case basis. FACT 4 We believe that we can assist you in recovering monies back from the payday lender in circumstances where the loan should not have been made in the first place and/or circumstances were the loan has put you in financial difficulty and those circumstances should have been known to the lender. In order to proceed with you loan, please complete the attached questionnaire and claims pack and we will be happy to progress matters for you. Principal Solicitor: Leslie Charles (LLB Hons)Regulated by the Solicitors Regulation Authority SRA Number: V.A.T No:
4
5 Terms and Conditions This agreement is a legally binding contract between you and Leslie Charles Solicitors. In signing this Agreement, you are agreeing to be bound by it. We, your instructed representatives: Leslie Charles Solicitors You, the client: Agreement date: Payday Lender 1. What Leslie Charles will do for you: We will assess your claim and, if appropriate, pursue on your behalf, a claim for the recovery of your losses. We will deal with all aspects of your claim, including correspondence with relevant companies and/or institutions and all negotiations. We may subsequently require you to sign further documentation to facilitate this. We will let you know if and when the need arises. We will inform you of all offers of settlement that we receive, evaluate them and advise you in writing whether we consider it to be in your interest to accept or to reject. If necessary, we will pursue your claim through the Financial Ombudsman Service, the Financial Services Compensation Scheme or other regulatory body at no further cost to you. If the recovered amount is paid to Leslie Charles solicitors as per your instructions, we will forward any reward received, after deduction of our fee agreed within this Agreement, as soon as possible after we have received it. If the payment is made directly to you, you shall forward the cheque to us so that we can process it and deduct our fees agreed within this agreement, returning the balance to you. 3. What we expect form you: To provide us promptly with all relevant information we request to enable us to pursue your claim. To return this document to us, signed within 30 days. If it is returned after 30 days your instruction will only be accepted at the discretion of our directors. To provide us with clear instructions. To cooperate with us. Not to mislead us or ask us to work in an improper or unreasonable way. To provide us with the exclusive authority (excluding even yourself): 4. Our Fees:- Any further charges for us to pursue your claim have been deferred until completion of the claim and are only payable if we are successful. Our fees are 25% plus V.A.T., at the prevailing rate. The current rate of V.A.T. is 20%. If no financial benefit is received, you pay us nothing. Financial benefit includes any, compensation; reduction in an existing debt; or other forms of redress. 5. Cancelling this Agreement We can cancel this Agreement at any time, and no further fee will be payable by you, providing we advise that your claim is unlikely to succeed and you have fulfilled your obligations set out in section 3. Should you cancel this Agreement and an offer or payment is made, we will look to enforce our charges of 25% + VAT, plus any fees that may have been incurred by us in the running of your claim. Should you cancel this agreement and no offer or settlement have been made, we reserve the right to charge you our reasonable costs for the running of your claim up to the point at which you informed us you would like to cancel. Cancelling of this Agreement by either party must be in writing. Print Name: On behalf of Leslie Charles Solicitors Dated: CLIENT(S) TO SIGN 1 st Signature Print Name Principal Solicitor: Leslie Charles (LLB Hons)Regulated by the Solicitors Regulation Authority SRA Number: V.A.T No:
6 Terms and Conditions This agreement is a legally binding contract between you and Leslie Charles Solicitors. In signing this Agreement, you are agreeing to be bound by it. We, your instructed representatives: Leslie Charles Solicitors You, the client: Agreement date: Payday Lender 1. What Leslie Charles will do for you: We will assess your claim and, if appropriate, pursue on your behalf, a claim for the recovery of your losses. We will deal with all aspects of your claim, including correspondence with relevant companies and/or institutions and all negotiations. We may subsequently require you to sign further documentation to facilitate this. We will let you know if and when the need arises. We will inform you of all offers of settlement that we receive, evaluate them and advise you in writing whether we consider it to be in your interest to accept or to reject. If necessary, we will pursue your claim through the Financial Ombudsman Service, the Financial Services Compensation Scheme or other regulatory body at no further cost to you. If the recovered amount is paid to Leslie Charles solicitors as per your instructions, we will forward any reward received, after deduction of our fee agreed within this Agreement, as soon as possible after we have received it. If the payment is made directly to you, you shall forward the cheque to us so that we can process it and deduct our fees agreed within this agreement, returning the balance to you. 3. What we expect form you: To provide us promptly with all relevant information we request to enable us to pursue your claim. To return this document to us, signed within 30 days. If it is returned after 30 days your instruction will only be accepted at the discretion of our directors. To provide us with clear instructions. To cooperate with us. Not to mislead us or ask us to work in an improper or unreasonable way. To provide us with the exclusive authority (excluding even yourself): 4. Our Fees:- Any further charges for us to pursue your claim have been deferred until completion of the claim and are only payable if we are successful. Our fees are 25% plus V.A.T., at the prevailing rate. The current rate of V.A.T. is 20%. If no financial benefit is received, you pay us nothing. Financial benefit includes any, compensation; reduction in an existing debt; or other forms of redress. 5. Cancelling this Agreement We can cancel this Agreement at any time, and no further fee will be payable by you, providing we advise that your claim is unlikely to succeed and you have fulfilled your obligations set out in section 3. Should you cancel this Agreement and an offer or payment is made, we will look to enforce our charges of 25% + VAT, plus any fees that may have been incurred by us in the running of your claim. Should you cancel this agreement and no offer or settlement have been made, we reserve the right to charge you our reasonable costs for the running of your claim up to the point at which you informed us you would like to cancel. Cancelling of this Agreement by either party must be in writing. Print Name: On behalf of Leslie Charles Solicitors Dated: CLIENT(S) TO SIGN 1 st Signature Print Name
7 Principal Solicitor: Leslie Charles (LLB Hons)Regulated by the Solicitors Regulation Authority SRA Number: V.A.T No:
8 Form of Authority Leslie Charles Solicitors Please fill in one authority for every claim you wish to make I/We the undersigned hereby appoint and authorise Leslie Charles Solicitors to act on my/our behalf pursuant to my/our Payday Loan complaint. In accordance with clause DISP 2.7.2r of the Financial Services Authority handbook. I/We authorise Leslie Charles Solicitors to accept or reject on my/our behalf any offer and to refer the complaint to the Financial Ombudsman Service. I / We further authorise my lender and other providers of investments and relevant loans to provide information (and if requested confirmation in writing) on their request to the company named above. Lender Loan start date Client s Name: Address: Date of Birth: Signature:
9 Payday Loan Refund Claim Form No. Question Yes No 1. Why did you take out the pay day loan with Wonga? 2. Were you in financial difficulty? 3. Did you pay all of the instalments on time? 4. Did you struggle repaying the loan? 5. Did you have to borrow money to pay the loan? 6. Would you say you got into debt as a result of the loan? 7. Did you have any direct debits or standing orders in your bank account bounce as a result of having to pay the loan? 8. Would you say that you are better or worse off as a result of your Wonga loan? 9. Would you say that you could afford the loan? 10. Are you in debt now as a result of your Wonga loan? 11. Were you aware of the high interest rate charges? 12. Did you have to take out another Wonga loan once you had paid off the preceding Wonga loan in order to make ends meet? 13. Are you in Debt Management of IVA 14. Is this a consequence of your Payday Loan 15 How many Wonga Loans have you had? 16. Please explain the circumstances which led to your taking the Pay Day Loan Principal Solicitor: Leslie Charles (LLB Hons)Regulated by the Solicitors Regulation Authority SRA Number: V.A.T No:
10 17. What was your loan used for? 18. Please state any further information you wish to give. 19. If you have received an or letter from Wonga Regarding your loan does it confirm your loan has been written off? 20. If Your Loan has not been written off what does the state?
11 PLEASE RETURN COMPLETED CLAIMS PACK TO: LESLIE CHARLES SOLICITORS WILSONS PARK BUSINESS CENTRE 40 MONSALL ROAD MONSALL MANCHESTER M40 8WN Principal Solicitor: Leslie Charles (LLB Hons)Regulated by the Solicitors Regulation Authority SRA Number: V.A.T No:
Filling in the Form of Authority. Please ensure you have the lenders name in order to pursue the claim.
Filling in the Form of Authority Please ensure you have the lenders name in order to pursue the claim. 1. Print a claim form for each lender and type of finance. 2. Do not use one claim form for multiple
More informationClaim Forms. Please print, complete and return to (no stamp needed):
Claim Forms Please print, complete and return to (no stamp needed): Claims Thru Us Freepost RRZK-YTRL-UEXT 1 Farnsworth Court West Parkside LONDON SE10 0QF Please enclose a copy of your loan/credit agreement
More informationwww.moneyboomerang.co.uk Money Boomerang Limited Adamson House, Towers Business Park, Didsbury, Manchester, M20 2YY Tel: 0161 955 4740
: Claim Reference Dear MIS-SOLD MORTGAGE CLAIM Thank you for contacting Money Boomerang. We are specialists in claiming back mis-sold Mortgages! Please find enclosed a Form of Authority / Mis-sold Mortgage
More informationMis-Sold Payment Protection Insurance (PPI) Claims Pack
Mis-Sold Payment Protection Insurance (PPI) Claims Pack Debt Clear Solutions is delighted to enclose an information and application pack that will enable us to reclaim any mis-sold Payment Protection Insurance
More informationPayment Protection Refunds.co.uk Claims Pack
Payment Protection Refunds.co.uk Claims Pack The following claim papers are all you need to begin your claim for a refund of Payment Protection Insurance 0161 495 3990 www.paymentprotectionrefunds.co.uk
More informationPPI Customer Information Handbook
PPI Customer Information Handbook 1 Contents 1. Welcome - Page 3 2. What Happens Next - Page 4 3. Terms & Conditions - Pages 5-12 4. Complaints Handling Procedure - Page 13 5. Cancellation Procedure -
More informationHow Do You Get Your Money? Simply fill in the enclosed claim pack and send it back to us in the pre-paid envelope provided.
For no-hassle Payment Protection Insurance (PPI) Claims 2 The Old Stables, Mitton Road, Whalley, Clitheroe, BB7 9PA telephone 01254 822880 email: info@yourmoneyclaim.co.uk Welcome to Your Money Claim,
More informationPlease complete the Account Details page of our pack and ONE Letter of Authority for each company you want to claim against.
Please complete the Account Details page of our pack and ONE Letter of Authority for each company you want to claim against. Q. I don t have any account numbers or documentation, can I still claim? A.
More informationHave you been mis-sold a Packaged Bank Account? We are dedicated to dealing with claims where you have been mis-sold a packaged bank account
Have you been mis-sold a Packaged Bank Account? We are dedicated to dealing with claims where you have been mis-sold a packaged bank account Welcome to Your Money Claim, We all know about mis-sold PPI,
More information1 Title. 2 Full Name (Please include names of all policy holders) 3 Address. 4 Phone. 5 Mobile number. 6 Email
1 Title 2 Full Name (Please include names of all policy holders) 3 Address 4 Phone 5 Mobile number 6 Email 7 Date(s) of birth 1st Applicant 2nd Applicant 8 Have you currently complained to the company
More informationRe. The Payment Protection Insurance on your Loan/Credit Cards
Re. The Payment Protection Insurance on your Loan/Credit Cards Dear Sir/Madam Thank you for choosing JSK Claims to help you get back your hard earned money back from your bank. We will battle hard to fight
More informationDear Customer, What to do now Follow these 4 simple steps:
Dear Customer, Thank you for choosing Apollo Claims to help process your compensation claim. Please find attached to this letter some important documents which you need to complete and return to us as
More informationPlease enclose a copy of your loan/credit agreement if available. For credit cards, please enclose a copy of your statement.
Claim Forms Please print, complete and return to: Moneyback PPI Basepoint Business Centre Unit 106 Canada House 272 Field End Rd Eastcote Middlesex HA4 9NA Please enclose a copy of your loan/credit agreement
More informationPPI Claim Form. Easy steps to claim back your money. 1. Fill in all the required details and questionnaire.
PPI Claim Form Easy steps to claim back your money. 1. Fill in all the required details and questionnaire. 2. Sign and date the Terms of Service and Letter of Authority where you see the Joint policies
More informationFurther to our recent conversation, I am pleased to enclose our application forms for your perusal.
Mis-Sold PPI Insurance Complaint Customer Ref: Clients Name(s): Account Number: Dear Further to our recent conversation, I am pleased to enclose our application forms for your perusal. I would like to
More informationClient Information and Checklist
Gilham Capital Ltd, PO Box 362, North Ferriby, HU14 9AL Client Information and Checklist *Customer Name(s) *House Number / Name *Street Name Locality *City County *Post Code *Home Telephone Number *Mobile
More informationA few minutes of your time could earn you thousands.
A few minutes of your time could earn you thousands. Welcome to Maple Leaf Financial Ltd. We are pleased to follow up with your NO WIN, NO FEE Payment Protection Insurance dispute. The enclosed claim pack
More informationMoneySmartCo Limited Terms of Business MoneySmartCo Limited (Company Number 0861355) is a claims management company authorised and regulated by the
MoneySmartCo Limited Terms of Business MoneySmartCo Limited (Company Number 0861355) is a claims management company authorised and regulated by the Claims Management Regulator in respect of claims management
More informationWindsor Thompson Financial Claims
Windsor Thompson Financial Claims Welcome to Windsor Thompson Financial Claims This application should only take 10 minutes to complete. If the pre-populated information is incorrect, please put a cross
More informationInformation Form. Personal Information. 2nd Applicant. First Names. Surname. Address
No Win, No Fee Information Form Personal Information 1st 2nd Mr/Mrs/Miss/Ms/Title Date of Birth Mr/Mrs/Miss/Ms/Title Date of Birth Telephone Number Telephone Number Mobile Mobile Best Contact Time Best
More informationPayment Protection Insurance Claim Form
Claim Form All forms to be completed, signed and returned to: FREEPOST RSAX GKEK HUYK Reclaim Your PPI Ltd Waters Green House Sunderland Street Macclesfield SK11 6LF Please complete the following forms
More informationMoney Management Team Limited Limited Service & Fee Agreement
Money Management Team Limited Limited Service & Fee Agreement These Terms of Business set out the agreement between you and us. Please ensure that you read them all carefully. If you do not understand
More informationPlease enclose a copy of your loan/credit agreement if available. For credit cards, please enclose a copy of your statement.
Claim Forms Please print, complete and return to: Moneyback PPI Basepoint Business Centre Unit 106 Canada House 272 Field End Rd Eastcote Middlesex HA4 9NA Please enclose a copy of your loan/credit agreement
More informationClaim Forms Please print, complete and return to:
Claim orms Please print, complete and return to: Moneyback PPI Basepoint Business Centre Canada House 272 ield End Rd Eastcote Middlesex HA4 9NA Please complete a separate Part 2 and Part 3 for each account.
More informationPlease complete the forms and send them to the address below. If you wish to discuss anything then please do not hesitate to contact us.
Re. Bad Investments Dear Sir/Madam Thank you for choosing JSK Claims to help you get back your hard earned money back from your bank. We will battle hard to fight on your behalf and will do our very best
More informationTURN OVER AND START YOUR CLAIM
BelmontThornton PLEASE COMPLETE THE FORMS AND SEND TO: Belmont Thornton Unit 16 Elysium Gate 126 New Kings Road London SW6 4LZ TURN OVER AND START YOUR CLAIM...Don t forget you can make as many claims
More informationMis-sold Packaged Bank Accounts
D N MANLEY CLAIMS MANAGEMENT & FINANCIAL SOLUTIONS Mis-sold Packaged Bank Accounts Let's start getting your money back Thank you for requesting your Packaged Bank Account (PBA) claim pack. A PBA is a Bank
More informationwww.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner
www.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner BILLIONS set aside in compensation for mis-sold PPI & bank accounts Welcome MILLIONS to Your are Money entitled Claim, to compensation The
More informationLEGALLY ENTITLED PPI CLAIM PACK
PPI CLAIM PACK INTERNAL USE ONLY COMPLAINTS HANDLING: OVERVIEW Complaints may be received directly from clients or from third party representatives. In the event of any complaint the matter must be immediately
More informationThese terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services.
Investor Compensation (UK) Limited - Terms and Conditions PPI These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. You should
More informationThank you for downloading the Owl Claims Payment Protection Insurance pack.
Owl Claims PPI Pack Thank you for downloading the Owl Claims Payment Protection Insurance pack. This pack contains all you need to begin your claim. Please print this document, fill in the blue boxes and
More informationThese terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services.
Investor Compensation (UK) Limited - Terms and Conditions PPI These terms of business (the Terms ) explain the entire rights and obligations of You and Us regarding the provision of our Services. You should
More informationOwl Claims Credit Card Pack
Owl Claims Credit Card Pack Thank you for downloading the Owl Claims Credit Card pack. This pack contains all you need to begin your claim. Please print this document, fill in the blue boxes and return
More informationInformation Form. No Win, No Fee. Personal Information. 2nd Applicant. 1st Applicant. Financial Status. Pension Comparison. Mis Sold Mortgages
No Win, No Fee Information Form Personal Information 1st 2nd Mr/Mrs/Miss/Ms/Title Date of Birth Mr/Mrs/Miss/Ms/Title Date of Birth First Names First Names Surname Surname Address Address Telephone Number
More informationMP FINANCIAL - PPI (PAYMENT PROTECTION INSURANCE) COMPLAINT QUESTIONNAIRE. SECTION 1 - About You
www.mp-financial.net MP FINANCIAL - PPI (PAYMENT PROTECTION INSURANCE) COMPLAINT QUESTIONNAIRE SECTION 1 - About You Section 1 (A) - Personal Details Surname Title Surname Title First Name (s) First Name
More informationPPI ADVICE LTD PRE CONTRACT GUIDE - PAYMENT PROTECTION INSURANCE
PPI ADVICE LTD PRE CONTRACT GUIDE - PAYMENT PROTECTION INSURANCE It is important to us that you make the right decision. We therefore provide guidance about what we do, how we work and our fee. PPI Advice
More informationCLAIMLINE UK LTD GENUINE NO WIN NO FEE CLAIMS
YOUR PERSONAL MISSELLING PPI CLAIMS PACK CLAIMLINE UK LTD GENUINE NO WIN NO FEE CLAIMS Regulated by the Ministry of Justice in respect of Claims Management Activities Ministry of Justice Authorisation
More informationUnfair Credit Agreement & Mis-sold Payment Protection Insurance Claim Pack
Unfair Credit Agreement & Mis-sold Payment Protection Insurance Claim Pack Contents: Client Disclaimer & Audit Confirmation About You Loan & Credit Card Questionnaire: fill out one form for each credit
More informationPPI Return and Goldsmith Williams. Complete your claim in 3 easy steps
Your PPI documents a division of goldsmith williams www.ppireturn.co.uk PPI Return and Goldsmith Williams PPI Return is a division of the law firm Goldsmith Williams. We re a leading law firm that specialises
More informationRe: Your Mis-selling Claim Against PPI
Online Pack Re: Your Mis-selling Claim Against PPI Thank you for asking Refresh My Credit to handle your Payment Protection Insurance (PPI) complaint. We are committed to helping you achieve what is owed
More informationConditional Fee Agreement ( CFA ) [For use in personal injury and clinical negligence cases only].
Disclaimer This model agreement is not a precedent for use with all clients and it will need to be adapted/modified depending on the individual clients circumstances and solicitors business models. In
More informationREF: GRMWEB. What next?
GRM FFi inanciall Serrviicess LLttd REF: GRMWEB ENDOWMENT POLICY COMPENSATION CLAIM Thank you for recent enquiry regarding your Endowment Policy. You have made an important step in obtaining compensation
More informationMortgages, Equity Release and Protection Planning
Page 1 of 7 Client Agreement Mortgages, Equity Release and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific
More informationClient Agreement Mortgages, Equity Release and Protection Planning
Client Agreement Mortgages, Equity Release and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific services
More informationFinancial Claims Specialists Ltd T/A Finance Claims. Terms and Conditions for the Provision of Services
Financial Claims Specialists Ltd T/A Finance Claims Terms and Conditions for the Provision of Services IMPORTANT: These terms and conditions form part of a legally binding contract and you should read
More informationYour guide to reclaiming mis-sold PPI
Your guide to reclaiming mis-sold PPI a division of goldsmith williams a division of goldsmith williams PPI Return and Goldsmith Williams PPI Return makes your compensation claim simple and straightforward
More informationUnfair Credit Agreement Promo Application Pack
Unfair Credit Agreement Promo Application Pack Contents: Page: Cover Page 1 Understanding Claims Management 2 Understanding The Claims Process 3 The Claims Process Work Flow 4 Complaints Handling Procedure
More informationRe: Your PPI Mis-selling Claim
CLIENT NAME ADDRESS ADDRESS ADDRESS ADDRESS DATE Re: Your PPI Mis-selling Claim Thank you for asking Refresh My Credit to handle your Payment Protection Insurance (PPI) complaint. We are committed to helping
More informationwww.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner
www.yourmoneyclaim.co.uk tel: 01254 822880 Fighting Your Corner BILLIONS set aside in compensation for mis-sold PPI & bank accounts Welcome MILLIONS to Your are Money entitled Claim, to compensation The
More informationStocks & Shares ISA Transfer form Cazenove Investment Fund Company - B Class shares
Stocks & Shares ISA Transfer form Cazenove Investment Fund Company - B Class shares For your own benefit and protection you should read carefully Cazenove Investment Fund Company s Key Investor Information
More informationRetail Client Agreement Investment, Insurance and Mortgage Services
Retail Client Agreement Investment, Insurance and Mortgage Services Lewis Investment 41 Commercial Road Poole Dorset BH14 0HU 1. Introduction The purpose of this agreement is to set out the basis on which
More informationConditional Fee Agreement (CFA)
Conditional Fee Agreement (CFA) This agreement is a binding legal contract between you and your solicitor/s. Before you sign, please read everything carefully. This agreement must be read in conjunction
More informationMortgages, Equity Release and Protection Planning
Page 1 of 6 Client Agreement Mortgages, Equity Release and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific
More informationAgreement for referring PPI Claims
Agreement for referring PPI Claims THIS AGREEMENT is made the... day of... 20 between: (1) Credit Agreement Ltd a company incorporated in England and Wales and whose registered office is at Document House
More informationAll intellectual property rights and copyright in the material on this website belongs to The Entitlements Agency, unless otherwise stated.
Terms & Conditions Using our Services The Entitlements Agency has designed this website with the idea of offering you a source of information. Whilst we endeavour to maintain the site and keep the information
More informationTERMS OF BUSINESS AGREEMENT - INSURANCE BROKING
1. BROKER INFORMATION TERMS OF BUSINESS AGREEMENT - INSURANCE BROKING Stephenson s (2000) Ltd T/As Cooke & Mason, Manor House 3 Low Moor Road Lincoln LN6 3JY is an independent Chartered Insurance Broker.
More informationClient Agreement document
Client Agreement document for Burton and Fisher Financial Services Introduction This document is aimed at providing you with an overview of Burton and Fisher Financial Services and to introduce you to
More informationmaking a road traffic accident claim
W E L C O M E P A C K making a road traffic accident claim T H A N K Y O U A N D W E L C O M E Thank you for instructing Colemans-ctts solicitors. We have been helping people claim compensation for over
More informationwww.hughesjenkins.co.uk
HUGHES JENKINS SOLICITORS TERMS AND CONDITIONS OF BUSINESS Hughes Jenkins and Hughes Jenkins Solicitors are the trading names of Hughes Jenkins Limited A company limited by shares registered In England
More informationClients Copy. Terms and Conditions of Business
Terms and Conditions of Business Our aim at Refresh Debt Services is to help you on your way to financial recovery. We aim to be transparent in all our dealings with you so that you understand every aspect
More informationCLIENT CARE AND TERMS OF BUSINESS
Welcome to CLIENT CARE AND TERMS OF BUSINESS OUR VISION Forward thinking, entrepreneurial, innovative and client friendly organisation, that values it s staff and is known as the first choice for business
More informationHEARTLAND BANK HEARTLAND HOME EQUITY LOAN LOAN DETAILS
HEARTLAND BANK HEARTLAND HOME EQUITY LOAN LOAN DETAILS Sentinel Custodians Limited (Sentinel) of Level 1, 87 Hurstmere Road, Takapuna, Auckland 0622 offers you a Heartland Home Equity Loan on the terms
More informationPersonal Loan Agreement
March 2014 HSBC Bank Middle East Limited - PERSONAL LOAN AGREEMENT HSBC Bank Middle East Limited Personal Loan Agreement Copyright. HSBC Bank Middle East Limited 2014 ALL RIGHTS RESERVED. No part of this
More informationYour PPI Reclaim Plan
Solutions Your PPI Reclaim Plan Terms Of Business Money www.moneysavesolutions.com Introduction Solutions These Terms of Business should be read in conjunction with Your PPI Reclaim Agreement. The information
More informationThis agreement is a binding legal contract between you and your solicitor/s. Before you sign, please read everything carefully.
Conditional Fee Agreement - For use in personal injury cases, but not clinical negligence This agreement is a binding legal contract between you and your solicitor/s. Before you sign, please read everything
More information1. Introduction. The laws of any jurisdiction other than England & Wales Taxes or duties Financial investment.
1. Introduction 1.1 This document, together with our Engagement Letter, explains the basis upon which we work for you. These two documents constitute the contract between you and The Law House. In the
More informationClient Agreement. Investment, Protection and Financial Planning
Page 1 of 10 Client Agreement Investment, Protection and Financial Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific
More informationBUPA BY YOU YOUR MEMBERSHIP GUIDE
BUPA BY YOU YOUR MEMBERSHIP GUIDE bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa By You guide. We know that insurance can be hard to follow. That s why we ve made this guide as simple as possible. You
More informationDebt Management Plan. Terms of Business
Debt Management Plan Terms of Business Important Note These terms of business (the Terms ) explain the rights and obligations of You and Us regarding the provision of your Debt Management Plan. You should
More informationSTITT & C Ọ SOLICITORS 11 Gough Square, London EC4A 3DE Tel: 020 7832 0840 Fax: 020 7832 0865 email: info@stitt.co.uk
STITT & C Ọ SOLICITORS 11 Gough Square, London EC4A 3DE Tel: 020 7832 0840 Fax: 020 7832 0865 email: info@stitt.co.uk TERMS OF ENGAGEMENT 1. Service Commitment We aim to offer our clients quality legal
More informationMortgages, Equity Release and Protection Planning
apr Client Agreement Mortgages, Equity Release and Protection Planning 1. INTRODUCTION This agreement sets out the terms under which our services are to be provided, including details of the specific services
More informationIrish Mortgage Brokers
Irish Mortgage Brokers Application Form 33 Pearse St Dublin 2 tel: 01 679 0990 fax: 01 675 1740 www.mortgagebrokers.ie From: Irish Mortgage Brokers, 33 Pearse Street, Dublin 2. p: 01-679-0990 f: 675-1740
More informationMortgage and Equity Release Client Agreement
Mortgage and Equity Release Client Agreement Client name Date of issue CONTENTS Client agreement 1 This details the terms and conditions under which we will conduct business with you. Keyfacts about our
More informationTEMPLE LITIGATION ADVANTAGE INSURANCE FOR DISBURSEMENTS AND OPPONENT S COSTS Certificate of Insurance
TEMPLE LITIGATION ADVANTAGE INSURANCE FOR DISBURSEMENTS AND OPPONENT S COSTS Certificate of Insurance In return for the payment of the Premium specified in the Schedule and based on any Information that
More informationCHURCHWOOD FINANCIAL LIMITED Terms and Conditions of Business
National House 80 82 Wellington Road North Stockport SK4 1HW CHURCHWOOD FINANCIAL LIMITED Terms and Conditions of Business Introduction Important Note: These Terms and Conditions of Business explain our
More informationTERMS OF BUSINESS GWYN JAMES. 1. Definitions. 3. Our Aim and Service Levels. 2. Regulatory Information
TERMS OF BUSINESS GWYN JAMES SOLICITORS As with any other person or company you employ, it is important that you understand the way in which we will act for you. This document sets out our standard terms
More informationmaking a personal injury compensation claim
W E L C O M E P A C K making a personal injury compensation claim T H A N K Y O U A N D W E L C O M E Thank you for instructing Colemans-ctts solicitors. We have been helping people claim compensation
More informationAPPLICATION FORM. 1. Please read the brochure and the whole of this application form, which has 10 pages.
APPLICATION FORM managed inheritance SERVICE 1. Please read the brochure and the whole of this application form, which has 10 pages. 2. Next complete pages 2 to 5, signing on pages 2, 4 and 5. Make a copy
More informationCLIENT AGREEMENT CLIENT AGREEMENT VERSION 1.5.15
CLIENT AGREEMENT VERSION 1.5.15 CLIENT AGREEMENT Chadney Bulgin is authorised and regulated by the Financial Conduct Authority (FCA), FCA register number 483323. Contents 1. The Financial Conduct Authority
More informationabout our equity release services
about our equity release services Pembroke Financial Services Limited 5 The Drive Hove East Sussex BN3 3JE 1. The Financial Services Authority (FSA) The FSA is the independent watchdog that regulates financial
More informationTerms of Business. Regulated Activities Our principal business is mortgage lending and this activity is regulated by the Central Bank of Ireland.
Terms of Business Provided in accordance with the Consumer Protection Code 2012 issued by the Central Bank of Ireland and can be found on the Central Bank s website www.centralbank.ie About Us Our legal
More informationClient Agreement 1.9.14
Client Agreement This is our standard client agreement upon which we intend to rely. For your own benefit and protection you should read these terms carefully before signing them. If you do not understand
More informationTerms of Business. Who we are? Whose policies do we offer? Which service will we provide you with?
Terms of Business The Financial Conduct Authority is the independent watchdog that regulates financial services. Contained in this document is information which the Financial Conduct Authority requires
More informationLoan Application - Company
BANK OF CHINA LIMITED, SYDNEY BRANCH A.B.N. 29 002 979 955 AFS License No. 230547 Bank of China Limited, Sydney Branch Telephone: (02) 8235 5888 39-41 York Street Telegraphic Address: Chungkuo, Syd. Sydney
More informationConsumer Code. for Home Builders
Consumer Code for Home Builders This document contains the Consumer Code requirements together with non-mandatory good practice guidance for Home Builders Second Edition January 2010 Contents Meaning of
More informationHOME LOAN GENERAL OFFER CONDITIONS (Mortgage Broker Introduction) with effect from 14th March 2016
These Conditions apply to Your Loan. Other terms and conditions are in the Loan Security. When reading these Conditions You will notice the use of technical and legal words that can be identified by their
More informationDirect Debit Form & Pre-Contract Credit Information for Household policies. (Standard European Consumer Credit Information)
Direct Debit Form & Pre-Contract Credit Information for Household policies (Standard European Consumer Credit Information) Please fill in the whole form including official use box using a ball point pen
More informationExplaining Enterprise Finance Guarantee Loan Mis-selling
Business Loan Claims Explaining Enterprise Finance Guarantee Loan Mis-selling All Square. All Fair. January 2015 1 Enterprise Finance Guarantee Loans were sold through the main UK high street banks and
More informationLimerick City & County Council. House Purchase Loan. Application Form
Limerick City & County Council House Purchase Loan Application Form Limerick City & County Council Home & Social Development City Hall Merchant s Quay Limerick. Tel 061 407120 2 GUIDANCE DOCUMENT PLEASE
More informationManaged Fund Service. Terms and Conditions
Managed Fund Service Terms and Conditions Important Information These are the Terms and Conditions for your Balkerne Asset Management Managed Fund Service. You are advised to read them carefully. The terms
More informationDEBT RECOVERY TERMS AND CONDITIONS. THIS AGREEMENT is made the day of 2007 BETWEEN:
DEBT RECOVERY TERMS AND CONDITIONS THIS AGREEMENT is made the day of 2007 BETWEEN: (1) ACCOUNT RECOVERY SERVICES LIMITED (Company Number 2721022) whose registered office is at Homer House, 8 Homer Road,
More informationPayment Protection Insurance Consumer Questionnaire
Payment Protection Insurance Consumer Questionnaire WHAT IS THIS QUESTIONNAIRE FOR? This questionnaire is for consumers to register a complaint about the sale of payment protection insurance. The questionnaire
More informationOffshore Savings Account Key Features
Offshore Savings Account Offshore Savings Account Key Features This document shows the main points about your Offshore Savings Account. Please read it with your personal illustration and keep it with the
More informationThe Deferred Payments Scheme. An information leaflet for home owners, paying for residential or nursing home care
The Deferred Payments Scheme An information leaflet for home owners, paying for residential or nursing home care What is the Deferred Payment Scheme? The deferred payment scheme is designed to help if
More informationLeathes Prior Solicitors Terms of Business
Leathes Prior Solicitors Terms of Business 1. Contacting us Our reception is open from 8.30am to 5.30pm Monday to Friday, excluding Bank Holidays. Arrangements can be made to see clients outside these
More informationTariff of charges for mortgage services
Tariff of charges for mortgage services Tariff of charges As part of our commitment to keep you fully informed of our mortgage fees and charges, we have outlined below the charges for services you may
More informationSaffron Building Society Mortgages Savings Investments Insurance Loans. Residential mortgage conditions. www.saffronbs.co.
Saffron Building Society Mortgages Savings Investments Insurance Loans Residential mortgage conditions www.saffronbs.co.uk 0800 072 1100 Saffron Building Society Residential Mortgage Conditions (England
More informationCare Home Fees. How we deal with your claim
Care Home Fees How we deal with your claim Contents 3. 4. 5. 6-9. 10. 12-17. 18-21. Introduction Department of Health deadline for bringing you claim Background to the law concerning Care Home Fees How
More informationThis document contains important details about the compensation scheme. Explanatory Statement
This document contains important details about the compensation scheme Explanatory Statement This document contains further details about the compensation scheme mentioned in the letter enclosed with this
More informationTerms and conditions
Terms and conditions The Financial Conduct Authority is the independent watchdog that regulates financial services. Contained in this document is information which the Financial Conduct Authority requires
More information