Flyer for merchants and payment service providers

Transcription

1 Flyer for merchants and payment service providers

2 Excessive costs in payment transactions?... Stop throwing your money away! b4bayment is your specialist for the handling of SEPA direct debits and it offers you a simple, safe and above all cost-efficient solution, which relieves you of all the work involved in dealing with all regulatory obstacles. The process of payment transactions is undergoing constant change but the basic idea remains the same: be it on a local basis or online retailers want to offer their goods and services to as big a circle of customers as possible with the lowest possible risk and cost. As they are simple to use, direct debits are popular particularly among consumers in Germany, the Netherlands and Austria but are often not an attractive option for merchants and also payment institutions because of the high risk of default and high return direct debit fees. Companies without an experienced partner can often quickly waste several millions of euros in this way. 02 How do we do this?

3 Everything basic is simple... b4payment is basically simple. b4payment is a payment service provider which achieves its price advantage over all its competitors by means of an elaborate payment transactions system which has enabled it to optimize the execution costs for payment transactions. Our specialization in SEPA direct debits supports our streamlined organization structure and also offers you further advantages: COSTS: We can guarantee you that our SEPA direct debit handling is more reasonably priced in the long term than that of your current provider. KNOW-HOW: We have many years of experience in working with direct debits and offer expertise to our customers. TECHNICAL STANDARDS: We use standardized procedures, but in doing so, manage without mostly unnecessary intermediate steps in technical communication. As a result, even if you are connected with another payment service provider, the economic advantages of additionally linking up with us in the long term outweigh any possible disadvantages. SAFETY: We offer our customers minimal payment default risk with the help of established checking tools and the highest standards of data protection. Together with our excellent credit standing we are your reliable partner. 03 What does our product look like?

4 We concentrate on the essential from the very beginning! In the execution of SEPA transactions we use highly standardized procedures and interfaces: we stand for rapid and uncomplicated integration be it manual execution via data transfer in our system or automatized via API interface. Your data are, of course, stored securely in accordance with the latest requirements: handling is carried out using certified banking software via our accounts and amounts outstanding are paid out to you at regular intervals. Solution providers with b4payment Solution directly via b4payment Collection of direct debits Handling of return direct debits Cashing of credit notes Bank data checks Consulting on process management and fraud avoidance strategies Negative features check 4SafeCheck Address and creditworthiness information Scoring (Sociodemographic features) Diverse special solutions (Blocked accounts, rent-skipping nomad tenants...) 04 Who is b4payment?

5 Experienced minds... a perfect product Have we aroused your interest? Contact us and we will put together a binding offer tailormade to your special needs. Don t throw your money away in future either! VIKTOR BRENNER Managing Director...is a graduate economist who gained his first experience in online trading in his student days. Now, after having been involved in the business of mass transactions for twelve years, he is not just a renowned expert in the field of payment systems but has, as the manager of a large online service with an annual turnover of 50m euros, been responsible for the whole range of services including finance, IT, legal and human resources. is a graduate in business management and has already gained two years of experience as the manager of a German financial institution in Munich. As a serial entrepreneur he has been successfully involved in the development of a very varied range of companies in the services sector. AXEL BINDAN Shareholder 05 Thank you for your attention!

6 The DirectDebit Expert b4payment GmbH Dr.-Gessler-Str. 37 D Regensburg Design: Imagesource: Published: September 2014 T +49 (0) F +49 (0) M [email protected] W