MaYBe no need to Be afraid of new IDeas. Bank austria real estate.

Transcription

1 MaYBe no need to Be afraid of new IDeas. Bank austria real estate.

2 2 You Have Plans We Have the Master Plan. A full range of services associated with real estate. Benefit from our networked expertise in the areas of advice and finance. You can use our new services, including valuation, consulting and portfolio management, regardless of whether you are an investor, a real estate developer or an institutional customer. In 2005 as well as in 2006 and 2007, Bank Austria received the award International Real Estate in Austria from Euromoney, the British financial magazine. Bank Austria and UniCredit Tiriac Bank received the Best Company of the Year Bank & Finance award in Bank Austria/UniCredit Group was presented with the Bank of the year 2007 for Southeastern Europe award. UniCredit Group received the Bank of the Year 2007 for Ukraine award from Russia-CIS Premiere Real Estate Europaproperty.com.

3 3 Financing volume % allocation: RE International 14 % RE Others 3 % RE Subsidised 31 % RE Large 52 % With a financing volume of approximately EUR 10.5 billion and a market share of 30% the Real Estate Department of Bank Austria is the market leader in Austria. Bank Austria provides a complete range of services to meet all your needs from financing to consulting, from valuation to portfolio management. With our extensive expertise, we can assist you in your commercial and residential construction projects. Moreover, we use our full strength as a leading provider of real estate finance services in Austria and the Eastern European countries. You can rely on our services: Tailor-made solutions: we provide services that meet your specific needs. Prompt decisions: from the start, you have professional contact persons for your investment project. Your relationship manager who is responsible for your project ensures that financing decisions are made quickly. Quality in consulting: based on our comprehensive real estate expertise, we provide professional assistance in planning and realising your investment projects. Serving 4,000 customers. At present we serve some 4,000 real estate customers throughout Austria. The total financing volume is approximately EUR 10.5 billion.

4 4 Play a home match. Use domestic real estate financing to your advantage: Your benefit: As specialists with profound expertise in all real estate matters we are not only informed about the latest market trends but will also prepare structured financing models for you. Offering a bargain: subsidised loans in real estate financing. Financing residential properties, especially in the subsidised non-profit housing sector, has a long tradition at Bank Austria and is very important to us use this fact to your advantage. Today, having an overview of the market is as important as offering a broad range of financing products. This is how we can support you already during the planning phase. With our customised financing models and optimised refinancing tools we can offer an attractive package to make your development project work. We finance all stages from the acquisition of the building site to the entire construction of the building. Our services include the erection or the purchase of apartment buildings or condominium properties, office buildings, shopping centres (including car parks), land and the realisation of commercial properties (e.g. for mixed office/retail/residential use). Our services at a glance. We finance investments in commercial properties. We provide financing for the development of residential and commercial projects. We specialise in subsidised financing of apartments by means of long-term mortgage loans. Both the legal conditions and favourable refinancing possibilities help us to ensure that living space is affordable for everyone. Bank Austria Wohnbaubank the financing motor. It is especially our successful cooperation with Bank Austria Wohnbaubank which enables us to participate in the financing of numerous sophisticated residential projects. With a market share of over 30%, Bank Austria Wohnbaubank is the market leader among housing banks in Austria. Its main task is to refinance long-term mortgage loans at low interest rates; loans which are designed to finance new buildings and renovation projects as well. Best advice perfect financing. With its large pool of experts, Bank Austria does not only offer the best financing package but also offers support in all matters related to the financing of residential buildings, including your application for a subsidy, your questions about new subsidy regulations, and in particular when it comes to the optimal conception of building projects with subsidised financing. Advantages of financing through housing banks: Extremely favourable, long-term financing opportunities for residential projects. Calculable and stable loan repayments. Possibility of transferring loans to individual buyers at favourable rates.

5 5 Professional advice is a benefit for your project: real estate consulting. Beyond traditional real estate financing, we assist you in handling complex real estate projects and finding solutions with innovative financing methods and top-quality advisory services. Use Bank Austria as a platform for contacts between real estate companies, investors, potential tenants, and consultants. Moreover, we will be pleased to structure or arrange transactions for you, and to place our real estate market expertise at your disposal. Consulting services a basis for your project development. Whether you need decision-making assistance regarding complex real estate projects, are seeking specialist advice on how best to implement financing models, or wish to optimise your real estate portfolio: we will provide you with topquality advice. We also carry out plausibility checks and feasibility studies, offer financial advice on asset deals and share deals, monitor trends in the real estate market for you, and support your risk engineering process from the portfolio valuation to the management of equity participations. Structuring of real estate project financing. In addition to providing general consulting services, we structure complex real estate financing using equity, mezzanine and debt instruments. In some cases, this is a basic requirement to make a project fundable. Capital-marketoriented financing models are selected with a view to improving the return on your real estate projects on a sustained basis. Risk-taking. At your request, we spread the risks associated with your real estate holdings for example, when it comes to placing the financing, the selling and leasing of properties, the raising of equity capital or the repayment of equity via investment funds, public limited companies or mezzanine finance. Your advantages and benefits at a glance: Tailor-made financing structures are a basic requirement for financing complex projects. Our banking group s extensive market expertise supports your decision-making process and project development. With a strong partner, you have more market power and you can achieve wider risk diversification. You gain access to comprehensive advice and financing opportunities for your entire real estate portfolio.

6 6 Bank Austria Real Invest GmbH: All real estate investments from one source The Bank Austria Real Invest is Bank Austria s competence centre for real estate investment. In addition to being one of the leading companies within the sector, it has a poll position as real estate manager in Austria and SEE/CEE. The company can draw on nearly 30 years of real estate expertise with a proven track record. The Bank Austria Real Invest brand enjoys a good reputation within the real estate market, and stands for selective market targeting, professional investment processes and high-quality real estate portfolios. Its business activities on the capital market include the development and provision of real estate capital asset products (open-ended and closed-end real estate investments, freehold flats and special real estate products), property management and investment fund holding. Bank Austria Real Invest was launched onto the investment market as an investment and asset manager for trust estate on the one hand, and as a bank on the other hand, with focussed investment strategies for equity capital / equity investments and shares in real estate entities. A purchase of property involves extensive location analyses and detailed examination of technical, financial and legal aspects based on strict standards. High investment sustainability, efficient administrative and management concepts coupled with perfect asset and property management have consolidated strong portfolio foundations with a high load-bearing capacity, whilst acting as an important factor in the achievement of lasting productivity and value targets in real estate investment. Bank Austria Real Invest dominates Austria s open property funds sector and is one of the leading providers of investment property. Already, every second property investor has invested in a fund offered by the market leader, Bank Austria Real Invest. As a successful real estate manager, the activities carried out by Bank Austria Real Invest include investment conception, property purchase, asset management, service and trusteeship. A sharp sense of innovation in production development, professionalism in investment processes and service quality in day-to-day consulting form the basis of a truly unique offer.

7 7 Immobilien Rating GmbH: Successful decisions in real estate require professional expertise. Whether you need the fair market value of a property for purchasing or financing, an expert opinion for accounting purposes or an analysis of real estate markets the professionals at Immobilien Rating GmbH will be pleased to be at your service. Our company is a member of Bank Austria, specialising in real estate valuation and analysis. A team of professionals comprising experts in all real estate disciplines will assist you with your projects in Austria and in most of the CEE/ SEE countries. We use a uniform valuation system for computing the value of real estate in order to guarantee objective and professional appraisals. Moreover, Immobilien Rating GmbH offers you Property and Market Rating, an instrument for the standardised quality assessment of properties in compliance with TEGoVA standards. We stand for high competence, professionalism and objectivity and offer you customised solutions. We support your decision-making by: appraising market values and giving expert opinions analysing properties, projects and portfolios carrying out market and profitability analyses providing Property and Market Ratings

8 8 Bank Austria ImmobilienService GmbH: Marketing specialist in private real estate. Bank Austria ImmobilienService, a 100% subsidiary of Bank Austria, is the point of contact for brokering and commercialising private property. Our staff s dedication to customers assures you of optimum service when acquiring or commercialising your property and that throughout the entire commercialisation process. Our customers obtain advice and support during the brokerage (acquisition, sale and rental) of the following real estate from our team of experts: Apartments Single-family and multi-family homes Land Development projects Investment properties (e.g. apartment buildings) We guarantee the best possible service rendered by excellently trained employees service which ensures an optimised real estate marketing process, in particular through the following: Assessing the market value of your property with up-to-date market analyses Professional and high-quality preparation of your property to ensure an optimum selling price Presenting the property on numerous websites and in selected print media Broad advertising potential for your property through the vast network of Bank Austria s branches and subsidiaries Networking with some 450 realtors to enable a higher rate of success when seeking or brokering real estate Large pool of selected customers for acquisition and rental Supporting customers with the wording of the purchase agreement and the notarial transaction Cooperating with investors from both within and outside the Bank Austria. Bank Austria Immobilien Service is based in Vienna and is represented by selected associates throughout Austria. Competence in real estate. Observing the market. Preparing marketing and commercialisation concepts. Brokering residential, investment and income properties. Assessing projects and their commercialisation.

9 9 bareal Immobilientreuhand GmbH: Professional rental of commercial properties. To further broaden our services we acquired 50% of one of the most successful Austrian brokerage companies bareal Immobilientreuhand GmbH in the summer of Advantages of cross-border real estate transactions. The globalisation of business activities and EU enlargement create new markets and opportunities. This is also true for the real estate market. But without the right bank partner, an ambitious and promising project is a venture that may involve unnecessary risks. Founded in 2006, bareal has rapidly become one of the most successful players in the local real estate market. Due to its versatile structure, the company offers a broad range of services, and makes a convincing impression by having an inside track to the most significant real estate projects in Vienna. bareal s competence teams specialise in office, commercial and retail properties, with professionals who can point to long-standing experience and profound expertise. Primarily due to its comprehensive and outstanding network within the real estate sector, bareal constitutes an adept and committed associate offering a diversified and vast selection of real estate. Therefore professional real estate developers, real estate investors, real estate agencies and real estate consultants increasingly rely on Bank Austria s know-how in the region of Central and Eastern Europe. Profit from the largest banking network with more than 10,200 branch offices in 22 Central and Eastern European countries including Italy and Germany. For cross-border projects, cross-border clients from Austria turn to Commercial Real Estate Business at Bank Austria Vienna, which coordinates the projects with local partners. Our services at a glance: Consulting. Rental of commercial properties. Sale of commercial and private properties. Project development. Investment. Market and profitability analyses.

10 10 To assist international cross-border clients in the best possible way with their projects in the Eastern European countries, Bank Austria has established an International Real Estate Finance competence centre in Vienna. This centre s services include the set-up of traditional long-term financing arrangements for commercial real estate and the creation of complex financing structures for real estate portfolios within one or more countries of Central and Eastern Europe. International Real Estate Finance. Contact persons: Austrian cross-border clients: Commercial Real Estate Telephone +43 (0) Fax +43 (0) International cross-border clients: International Real Estate Finance Telephone +43 (0) Fax +43 (0) Immobilien Rating GmbH Telephone +43 (0) Fax +43 (0) Bank Austria Real Invest GmbH Telephone +43 (0) Fax +43 (0) Bank Austria ImmobilienService GmbH Telephone +43 (0) Fax +43 (0) bareal Immobilientreuhand GmbH Telephone +43 (0) Fax +43 (0) International contact in our network banks

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12 And where in your head are your maybes? Do you want to take advantage of opportunities, realise your plans and achieve your goals? But you re not quite ready to make a business decision because you re not entirely certain about the feasibility of your ideas? We would like to help you change that: we want to work with you to create a basis from which you can successfully turn your current and future plans into a tangible reality. With entrepreneurial thinking and innovative fi nancial models that facilitate growth. As a member of UniCredit Group, Bank Austria offers you a unique balance between local expertise and international know-how. Bank Austria is familiar with the business sectors and strategies of its customers and can offer you the highest level of support using its leading international network. This will turn many a maybe into a realistic option. Let s start! As of: April Errors and misprints excepted. This brochure was prepared by UniCredit Bank Austria AG, Schottengasse 6 8, A-1010 Vienna, Austria XM/04.09/SK/X