CHOLESTEROL READINGS / TREATMENT

Transcription

1 Best Risk Classification John Hancock Super Pref 71+ n/a 280; HDL>40 AXA Pref Plus All ; HDL>35 ING Companies (Males Only) Super Pref ING Companies (Females Only) Super Pref Lincoln Financial Pref Plus Aviva (Permanent) Premier Transamerica (IUL) Pref Elite Transamerica (UL) Select Transamerica (Term) Pref Plus Principal Super Pref All 5.0 n/a Prudential Pref Best All Lincoln Financial Pref Plus MetLife (Permanent) Elite American National Pref Plus AXA (Athena UL-ESLI, SUL, SVUL only) Pref Elite All ; HDL>35 ING Companies (Males Only) Super Pref ; HDL>75 Aviva (Permanent) Premier MetLife (Permanent) Elite John Hancock Super Pref MetLife (Permanent) Elite MetLife (Term Only) Elite Plus Transamerica (IUL) Pref Elite Transamerica (UL) Select Transamerica (Term) Pref Plus AVIVA (Term only) Premier All No treatment (Term < $5MM only; All Permanent) Pref Elite All No treatment SBLI Pref Plus All No treatment American General Pref Plus All Mutual of Omaha Cos. Pref Plus All Legal & General America Pref Plus All Genworth (Males Only) Pref Best All ING Companies (Females Only) Super Pref ; HDL > 90 Protective* Select Pref All *70+ total chol may not be lower than 130 untreated Nationwide Pref Plus American General Pref Plus All John Hancock Super Pref MetLife (Term Only) Elite Plus SBLI Pref Plus All Treated (>1yr) (Term > $5MM only) Pref Elite All No treatment MetLife (Term Only) Elite Plus Nationwide Pref Plus (All products, all face amounts) Pref Elite All 4.5 or LDL< Treated; no hx hypertension

2 Genworth (Females Only) Pref Best All Nationwide Pref Plus Nationwide Pref Plus

3 Second Best Risk Classification John Hancock Preferred 71+ n/a 300; HDL>35 Principal Preferred All 7.0 n/a Lincoln Financial Preferred MetLife (Permanent) Preferred Preferred Aviva (Permanent) Preferred ING Companies (Males Only) Preferred Nationwide Preferred MetLife (Permanent) Preferred Nationwide Preferred ING Companies (Females Only) Preferred Lincoln Financial Preferred Prudential Preferred All Aviva (Permanent) Preferred MetLife (Permanent) Preferred Transamerica (IUL) Pref Plus Transamerica (Term, UL) Preferred SBLI Preferred All Untreated Preferred Nationwide Preferred American General Preferred All Mutual of Omaha Cos. Preferred All Legal & General America Preferred All Genworth (Males Only) Preferred All AXA Preferred All ; HDL>35 ING Companies (Males Only) Preferred ; HDL>75 American General Preferred All MetLife (Term Only) Pref Plus Protective* Preferred All *70+ total chol may not be lower than 130 untreated John Hancock Preferred Transamerica (IUL) Pref Plus Transamerica (Term, UL) Preferred MetLife (Term Only) Pref Plus Nationwide Preferred SBLI Preferred All Treated Aviva (Term Only) Preferred All ING Companies (Females Only) Preferred ; HDL>90 Genworth (Females Only) Preferred All Nationwide Preferred American National Preferred John Hancock Preferred MetLife (Term Only) Pref Plus Nationwide Preferred

4 Third Best Risk Classification John Hancock Std Plus 71+ n/a HDL>35 (Permanent) Standard 0-65 n/a 300 MetLife (Permanent) Standard MetLife (Permanent) Standard MetLife (Permanent) Standard MetLife (Permanent) Standard MetLife (Permanent) Standard >300 MetLife (Permanent) Standard Transamerica (UL) Standard n/a Prudential Std Plus All Transamerica (UL) Standard n/a Mutual of Omaha Cos. Std Plus All ING Companies Select MetLife (Term Only) Std Plus (Term Only) Std Select All SBLI Select All Untreated American General Std Plus All Transamerica (IUL) Preferred Transamerica (Term Only) Std Plus Legal & General America Std Plus All Genworth (Males Only) Select All American General Std Plus All MetLife (Term Only) Std Plus SBLI Select All Treated Aviva (Term Only) Std Plus All Transamerica (IUL) Preferred Transamerica (Term Only) Std Plus John Hancock Std Plus n/a ING Companies (Females Only) Select ; HDL>90 ING Companies (Males Only) Select ; HDL>75 Genworth (Females Only) Select All American National Std Plus All AXA Std Plus All ; HDL>35 MetLife (Term Only) Std Plus John Hancock Std Plus n/a Aviva (Term Only) Std Plus All Lincoln Financial Standard Standard guidelines not published Nationwide Standard Standard guidelines not published Principal Standard Standard guidelines not published

5 Protective Standard Standard guidelines not published Fourth Best Risk Classification (where available) (Term Only) Standard All n/a 300 MetLife (Term Only) Standard MetLife (Term Only) Standard MetLife (Term Only) Standard MetLife (Term Only) Standard MetLife (Term Only) Standard >300 MetLife (Term Only) Standard Legal & General America Standard All SBLI Standard All Untreated Transamerica (IUL) Non Tobacco n/a Transamerica (UL, Term) Standard n/a Genworth (Males Only) Standard All SBLI Standard All Treated Transamerica (IUL) Standard n/a Transamerica (UL, Term) Standard n/a Genworth (Females Only) Standard All American General Cos. Standard All American General Cos. Standard All Prudential Nonsmoker Insurability and ratings depend on actual readings and other medical conditions American National Standard Standard guidelines not published Aviva (Term Only) Standard Standard guidelines not published AXA Standard Standard guidelines not published John Hancock Standard Standard guidelines not published ING Companies Standard Standard guidelines not published Nationwide Standard Standard guidelines not published Mutual of Omaha Cos. Standard Standard guidelines not published