Build Guidelines 1/2015
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- Earl Hall
- 8 years ago
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1 Accordia Life Term Products:
2 Accordia Life Permanent Products:
3 AIG
4 Genworth Financial Companies Ages 0-64
5 Genworth Financial Companies Ages 65+
6 Legal & General America
7 Lincoln National
8 MetLife The weights shown represent the maximum allowable weight. Qualification for any classification is subject to review of all underwriting requirements.
9 Minnesota Life Ages 16-64
10 Minnesota Life Ages 65-74
11 Minnesota Life Ages 74+
12 Minnesota Life Refer to this chart regarding eligibility for Express Issue
13 North American Build requirements for: Builder IUL Custom Growth CV Custom Term GUL Guarantee Builder IUL Rapid Builder IUL Survivorship GIUL
14 North American Build requirements for: ADDvantage Custom Guarantee
15 Protective Life
16 Prudential Build Table 1/Male and Female Ages 18 to 59 Rating Classification is based on BMI (the height and weight tales are presented for guidance only)
17 Prudential Build Table 2/Male and Female Ages 60 and Over Rating Classification is based on BMI (the height and weight tales are presented for guidance only) Note: For individuals heavier than the maximum limits for Table D or lighter than the minimum stated weight for their height (i.e., IC range), an APS is required.
18 SBLI
19 SBLI
20 Symetra
21 Transamerica
22 Transamerica
23 Transamerica
24 Transamerica
25 Transamerica
26 United of Omaha
27 United of Omaha
Build Guidelines 9/2015
Accordia Life Term Products: Accordia Life Permanent Products: AIG Genworth Financial Companies Ages 0-64 Genworth Financial Companies Ages 65+ Legal & General America *For all underwriting classes, half-inch
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Best Risk Classification John Hancock Super Pref 71+ n/a 280; HDL>40 (All products) Super Pref 71+ n/a 150-250; HDL>45 ING (Males Only) Super Pref 61+ 6.0 300 ING (Females Only) Super Pref 61+ 5.5 300
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Protective Custom Choice UL 8-14 $451.17 The policy may be replaced (subject to contract terms) without evidence of insurability with any company designated permanent plan of life insurance. The replacement
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Selected Features: Accordia Life - Accordia Term Convertible to any permanent plan of insurance offered by the company without evidence of insurability, in the level term period or to age 75, if earlier.
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Allianz Life Insurance Company AM Best A Indexed S&P AA Indexed Moody's A2 Comdex 87 American General AM Best A 10 year term S&P A+ 15 Moody's A2 Comdex 82 Indexed Survivorship Indexed American National
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