NAME OF PRODUCT ISSUE AGE MIN. FACE RIDERS

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1 TERM LIFE PRODUCTS NAME OF PRODUCT ISSUE AGE MIN. FACE RIDERS AMERICAN NATIONAL ANICO Select Term (10/15/20/30 Years) 10 Yr: Yr: Yr: Yr: $100,000 AMERICAN GENERAL AIG Select - a - Term $250,000 Return of Premium Rider Disability Rider Child Rider Terminal Illness Endorsement and Disability Income LTG Ultra C (10/15/20/30 Years) 10 Yr: Yr: Yr: 20-65(Pref. Plus, Pref NT, Std Plus, Std. NT, Spec. NT) 20-60(Pref. T, Std. T, Spec. T) 30 Yr: 20-50(Pref. Plus, Pref. NT, Std. Plus, Std. NT, Spec. NT) 20-45(Pref. T, Std. T, Spec. T) $250,000(LTG Ultra) $50,000(LTG Ultra C) Child Rider Terminal Illness Endorsement AXA BANNER ROP Term (15/20/30 Years) 15 Yr: 20-65(Pref. Plus, Pref NT, Std Plus, Std. NT, Spec. NT) 20-55(Pref. T, Std. T, Spec. T) 20 Yr: 20-60(Pref. Plus, Pref NT, Std Plus, Std. NT, Spec. NT) 20-55(Pref. T, Std. T, Spec. T) 30 Yr: 20-50(Pref. Plus, Pref. NT, Std. Plus, Std. NT, Spec. NT) 20-45(Pref. T, Std. T, Spec. T)20-65 $100, Level Term (10/15/20/30 LT) $500, Annual Renewable Term $500, Return of Premium (20/25/30 ROP Term) $500,000 OPTerm (10/20/30 Years) $100,000 Child Rider Terminal Illness Endorsement Living Benefit Rider Children's Term Insurance Rider Disability Premium Waiver Rider Living Benefit Rider Children's Term Insurance Rider Disability Premium Waiver Rider Living Benefit Rider Return of Premium Benefit Waiver of Preium Re- Entry Maxium Conversion COLUMBUS LIFE Nautical Term $100,000 Return of Premium Rider and Specified Loss Rider Other Insured Term Rider GENWORTH Colony, Sure Term and Term (10/15/20/30 Years) 0-80 $50,000 Children's Term Insurance

2 INDIANAPOLIS LIFE Vantage Point $100,000 Term (10/15/20/30 Year) $100,000 Series 1000 Term $50,000 ING ROP Term-15 Super Preferred No Tobacco Preferred No Tobacco Select No Tobacco 0-65 Standard No Tobacco Preferred Tobacco Standard Tobacco ING ROP Term-20 Super Preferred No Tobacco Preferred No Tobacco Select No Tobacco 0-60 Standard No Tobacco Preferred Tobacco Standard Tobacco Disability Income Children's Term Insurance Plus Accelerated Benefits Rider Plus Benefit Caring for Today Terminal Illness Benefit ING ING Return of Premium Term ING ROP Term-30 Super Preferred No Tobacco Preferred No Tobacco Select No Tobacco 0-50 Standard No Tobacco Preferred Tobacco Standard Tobacco $50,000 Rider Rider ING TermSmart 10 years years years years 18-50* no change *for non-tobacco classes; for tobacco classes $100,000 Rider Rider Rider JOHN HANCOCK John Hancock Term (10/15/20/30 Years) Varies by Channel Total Disability Waiver Accelerated Benefit Conversion Extension

3 Survivorship Term $250,000 N/A LINCOLN BENEFIT LIFE LINCOLN FINANCIAL True Term 10 Year 15 Year 20 Year 30 Year $50,000 Lincoln LifeElemets Level Term (10/15/20/30 Years) $100,000 Rider Children's Level Term Rider Rider Rider Return of Premium Rider Fully Guaranteed Premium Rates Conversion Privileges Accelerated Benefit Children's Term Disability Income Return of Premium METLIFE Guaranteed Level Term (NY) Non-Convertible Disability Convertible Disabilty Guaranteed Level Term (NY) Non-Convertible Disability Convertible Disabilty Guaranteed Level Term (NY) Non-Convertible Disability Convertible Disabilty Guaranteed Level Term (NY) Non-Convertible Disability Convertible Disabilty

4 MUTUAL OF OMAHA Term Life Express $50,000 to $400,000 Term Life Complete (NY) $50,000 to $400,000 Term Life (10/15/20/30 Years) $50,000 to over $1MM NEW YORK LIFE 20 Year Level Term $100,000 Term to Age $100,000 5 Year Term Insurance 0-75 $100,000 NORTH AMERICAN ADDvantage $100,000 ADDvantage $100,000 Return of Premium Disability Income Installment Death Benefit Disability Dependent Child/ren ( Not available on 15-yr Level Term) Partial return of Premium Depend Child.ren ( only available on 30- yr products w/o ROP) Accelerated Benefit Dependent Child/ren Living Benefits Rider Spouse's Paid - Up Insurance Purchase Option Upromise Rider Living Benefits Rider Spouse's Paid - Up Insurance Purchase Option Upromise Rider 5 Yr Term Rider Living Benefits Rider Spouse's Paid - Up Insurance Purchase Option Upromise Rider Accident Rider Accident Rider

5 PACIFIC LIFE PRUDENTIAL PROTECTIVE SUN LIFE ADDvantage $100,000 ADDvantage $100,000 PRO- TERM (10/20 Years) $500,000 Term Essential (10/15/20/30 Years) 0-75 $100,000 Term Elite (10/15/20 Years) 0-75 $100,000 PruLife Return of Premium Term (15/20/30 Years) 0-65 $100,000 MultiTerm Life Insurance (10/15/20/30 Years) $100,000 TRANSAMERICA Trendsetter Super YRT $100,000 + Trendsetter Super Series (10/15/20/25/30 Years) $100,000 + Trendsetter ROP $100,000 + N/A Accident Rider Accident Rider Accelerated living Benefit Premium Waiver Living Needs Benefit Children's Protection Rider Living Needs Benefit Children's Protection Rider Living Needs Benefit Children's Protection Rider Rider for Return of Premium Rider Protected Insurability Rider Rider Rider Rider Banded Premiums for more Competitive Pricing on Large Cases Unisex Rates Available Rider Rider Banded Premiums for more Competitive Pricing on Large Cases Rider Accident Indemnity Rider Rider

6 UNION CENTRAL Key Stone Term $100,000 Key Stone Term $100,000 Key Stone Term $100,000 Key Stone Term $100,000 s for Total Disabilty s for Total Disabilty s for Total Disabilty s for Total Disabilty WESTCOAST LIFE Key Stone Term $100,000 Focus Guaranteed Level Term (10/15/20/25/30 Years) $100,000 s for Total Disabilty s